Econ for Owens

profileKim H
SampleChartsFILE.xls

Chart

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Chart

39142 39142 39142
39173 39173 39173
39203 39203 39203
39234 39234 39234
39264 39264 39264
39295 39295 39295
39326 39326 39326
39356 39356 39356
39387 39387 39387
39417 39417 39417 11
39448 39448 39448 11
39479 39479 39479 11
39508 39508 39508 11
39539 39539 39539 11
39569 39569 39569 11
39600 39600 39600 11
39630 39630 39630 11
39661 39661 39661 11
39692 39692 39692 11
39722 39722 39722 11
39753 39753 39753 11
39783 39783 39783 11
39814 39814 39814 11
39845 39845 39845 11
39873 39873 39873 11
39904 39904 39904 11
39934 39934 39934 11
39965 39965 39965 11
39995 39995 39995
40026 40026 40026
40057 40057 40057
40087 40087 40087
40118 40118 40118
40148 40148 40148
40179 40179 40179
40210 40210 40210
40238 40238 40238
40269 40269 40269
40299 40299 40299
40330 40330 40330
40360 40360 40360
40391 40391 40391
40422 40422 40422
40452 40452 40452
40483 40483 40483
40513 40513 40513
40544 40544 40544
40575 40575 40575
40603 40603 40603
40634 40634 40634
40664 40664 40664
40695 40695 40695
40725 40725 40725
40756 40756 40756
40787 40787 40787
40817 40817 40817
40848 40848 40848
40878 40878 40878
40909 40909 40909
40940 40940 40940
40969 40969 40969
41000 41000 41000
41030 41030 41030
41061 41061 41061
41091 41091 41091
41122 41122 41122
41153 41153 41153
41183 41183 41183
41214 41214 41214
41244 41244 41244
41275 41275 41275
41306 41306 41306
41334 41334 41334
41365 41365 41365
41395 41395 41395
41426 41426 41426
41456 41456 41456
41487 41487 41487
41518 41518 41518
41548 41548 41548
41579 41579 41579
41609 41609 41609
41640 41640 41640
41671 41671 41671
41699 41699 41699
41730 41730 41730
41760 41760 41760
41791 41791 41791
41821 41821 41821
41852 41852 41852
41883 41883 41883
41913 41913 41913
41944 41944 41944
41974 41974 41974
42005 42005 42005
42036 42036 42036
42064 42064 42064
42095 42095 42095
42125 42125 42125
42156 42156 42156
Income Bottom Third
Income Middle Third
Income Top Third
MEAN INCREASE
CHART 46: EXPECTED MEAN CHANGE IN HOME VALUES DURING THE NEXT YEAR
2.5
2.8
1.8
2.3
2.6
1.4
1.7
2.6
1.4
1
2.3
1.3
1.3
2
1.6
1
1.7
1.1
0.6
1.6
0.5
0.2
1.3
0
0.2
1.1
-0.2
0.4
0.3
-0.1
0
-0.2
-0.2
-0.2
-0.4
-0.5
0.2
-0.5
-0.8
-0.9
-0.1
-1
-0.6
-0.2
-1.1
-1.2
-0.7
-0.9
-0.7
-1
-0.8
-0.8
-0.7
-0.7
-0.5
0
-0.6
-0.1
0
-1
-0.3
-0.7
-0.9
-1.1
-1.2
-1
-2
-1.5
-1
-2.3
-1.5
-1.5
-2.1
-1.9
-1.9
-1.8
-1.7
-1.8
-1.8
-1.1
-1.2
-1.8
-0.6
-0.5
-1.6
-0.7
0.1
-0.8
-0.8
0.3
-0.2
-0.5
0.7
0.1
0.2
0.8
-0.6
0.2
0.7
-0.7
0.4
0.2
-0.8
0.4
0.1
-0.7
0.3
0.1
-1.3
0.1
0.4
-1.5
-0.2
0.5
-1.5
-0.2
0.7
-1.4
-0.3
0.7
-1.2
-0.2
0.6
-1.5
-0.4
0.5
-1.6
-0.6
0.1
-2
-0.5
0
-1.5
-0.5
-0.1
-0.7
-0.2
0.1
-0.2
-0.3
0
-0.2
0
-0.2
-0.3
-0.2
-0.2
-0.5
0
0.1
-0.2
0.4
0.1
-0.3
0.3
0
0.2
-0.1
0.2
-0.3
-0.7
-0.1
-0.5
-1.2
-0.1
-1.4
-1.1
-0.3
-1.4
-1
0
-1.5
-0.5
0.1
-1.5
-0.4
0
-1.4
-0.2
0
-1.2
-0.6
0.2
-0.7
-0.6
0.5
-0.5
-0.6
0.7
-0.5
-0.3
0.7
-0.9
0.1
0.4
-1.3
0.2
0.5
-1.3
0.6
0.8
-0.9
0.6
1.3
-0.4
0.6
1.4
-0.2
0.6
1.5
-0.4
1
1.5
0
1.2
1.6
-0.1
1.5
1.7
-0.2
1.5
2
-0.8
1.8
2.4
-0.7
2.2
2.8
-0.4
2.2
2.9
-0.1
1.9
2.7
0.1
1.6
2.5
0.2
1.7
2.4
-0.3
1.7
2.3
-0.4
2
2.3
0.1
1.8
2.4
0.7
1.7
2.5
0.4
1.3
2.2
0.2
1.5
2.3
0.5
1.8
2.3
1.1
1.7
2.4
0.8
1.7
2.4
0.8
1.6
2.5
0.2
1.7
2.4
0.5
1.5
2.1
0
1.7
1.8
0.7
1.4
2
0.3
1.4
2.2
0.6
1.6
2.7
0.6
1.7
2.7
1
1.9
2.7
0.9
1.9
2.4
0.8
2.3
2.3

Sample

Historical Changes
Income Bottom Third Income Middle Third Income Top Third
3mma 3mma 3mma
Recessions low income medium income high income 1-year forward price change
10/1/79
11/1/79
12/1/79
1/1/80
2/1/80 6.9
3/1/80 6.9
4/1/80 6.9
5/1/80 6.9
6/1/80 6.9
7/1/80 6.9
8/1/80
9/1/80
10/1/80
11/1/80
12/1/80
1/1/81
2/1/81
3/1/81
4/1/81
5/1/81
6/1/81
7/1/81
8/1/81 6.9
9/1/81 6.9
10/1/81 6.9
11/1/81 6.9
12/1/81 6.9
1/1/82 6.9
2/1/82 6.9
3/1/82 6.9
4/1/82 6.9
5/1/82 6.9
6/1/82 6.9
7/1/82 6.9
8/1/82 6.9
9/1/82 6.9
10/1/82 6.9
11/1/82 6.9
12/1/82
1/1/83
2/1/83
3/1/83
4/1/83
5/1/83
6/1/83
7/1/83
8/1/83
9/1/83
10/1/83
11/1/83
12/1/83
1/1/84
2/1/84
3/1/84
4/1/84
5/1/84
6/1/84
7/1/84
8/1/84
9/1/84
10/1/84
11/1/84
12/1/84
1/1/85
2/1/85
3/1/85
4/1/85
5/1/85
6/1/85
7/1/85
8/1/85
9/1/85
10/1/85
11/1/85
12/1/85
1/1/86
2/1/86
3/1/86
4/1/86
5/1/86
6/1/86
7/1/86
8/1/86
9/1/86
10/1/86
11/1/86
12/1/86
1/1/87
2/1/87
3/1/87
4/1/87
5/1/87
6/1/87
7/1/87
8/1/87
9/1/87
10/1/87
11/1/87
12/1/87
1/1/88
2/1/88
3/1/88
4/1/88
5/1/88
6/1/88
7/1/88
8/1/88
9/1/88
10/1/88
11/1/88
12/1/88
1/1/89
2/1/89
3/1/89
4/1/89
5/1/89
6/1/89
7/1/89
8/1/89
9/1/89
10/1/89
11/1/89
12/1/89
1/1/90
2/1/90
3/1/90
4/1/90
5/1/90
6/1/90
7/1/90
8/1/90 6.9
9/1/90 6.9
10/1/90 6.9
11/1/90 6.9
12/1/90 6.9
1/1/91 6.9
2/1/91 6.9
3/1/91 6.9
4/1/91
5/1/91
6/1/91
7/1/91
8/1/91
9/1/91
10/1/91
11/1/91
12/1/91
1/1/92
2/1/92
3/1/92
4/1/92
5/1/92
6/1/92
7/1/92
8/1/92
9/1/92
10/1/92
11/1/92
12/1/92
1/1/93
2/1/93
3/1/93
4/1/93
5/1/93
6/1/93
7/1/93
8/1/93
9/1/93
10/1/93
11/1/93
12/1/93
1/1/94
2/1/94
3/1/94
4/1/94
5/1/94
6/1/94
7/1/94
8/1/94
9/1/94
10/1/94
11/1/94
12/1/94
1/1/95
2/1/95
3/1/95
4/1/95
5/1/95
6/1/95
7/1/95
8/1/95
9/1/95
10/1/95
11/1/95
12/1/95
1/1/96
2/1/96
3/1/96
4/1/96
5/1/96
6/1/96
7/1/96
8/1/96
9/1/96
10/1/96
11/1/96
12/1/96
1/1/97
2/1/97
3/1/97
4/1/97
5/1/97
6/1/97
7/1/97
8/1/97
9/1/97
10/1/97
11/1/97
12/1/97
1/1/98
2/1/98
3/1/98
4/1/98
5/1/98
6/1/98
7/1/98
8/1/98
9/1/98
10/1/98
11/1/98
12/1/98
1/1/99
2/1/99
3/1/99
4/1/99
5/1/99
6/1/99
7/1/99
8/1/99
9/1/99
10/1/99
11/1/99
12/1/99
1/1/00
2/1/00
3/1/00
4/1/00
5/1/00
6/1/00
7/1/00
8/1/00
9/1/00
10/1/00
11/1/00
12/1/00
1/1/01
2/1/01
3/1/01 6.9
4/1/01 6.9
5/1/01 6.9
6/1/01 6.9
7/1/01 6.9
8/1/01 6.9
9/1/01 6.9
10/1/01 6.9
11/1/01 6.9
12/1/01
1/1/02
2/1/02
3/1/02
4/1/02
5/1/02
6/1/02
7/1/02
8/1/02
9/1/02
10/1/02
11/1/02
12/1/02
1/1/03
2/1/03
3/1/03
4/1/03
5/1/03
6/1/03
7/1/03
8/1/03
9/1/03
10/1/03
11/1/03
12/1/03
1/1/04
2/1/04
3/1/04
4/1/04
5/1/04
6/1/04
7/1/04
8/1/04
9/1/04
10/1/04
11/1/04
12/1/04
1/1/05
2/1/05
3/1/05
4/1/05
5/1/05
6/1/05
7/1/05
8/1/05
9/1/05
10/1/05
11/1/05
12/1/05
1/1/06
2/1/06
3/1/06
4/1/06
5/1/06
6/1/06
7/1/06
8/1/06
9/1/06
10/1/06
11/1/06
12/1/06
1/1/07
2/1/07
3/1/07 2.5 2.8 1.8 -7.7
4/1/07 2.3 2.6 1.4 -8.0
5/1/07 1.7 2.6 1.4 -8.2
6/1/07 1 2.3 1.3 -8.5
7/1/07 1.3 2 1.6 -8.7
8/1/07 1 1.7 1.1 -9.0
9/1/07 0.6 1.6 0.5 -9.7
10/1/07 0.2 1.3 0 -10.4
11/1/07 0.2 1.1 -0.2 -10.9
12/1/07 11 0.4 0.3 -0.1 -11.9
1/1/08 11 0 -0.2 -0.2 -12.5
2/1/08 11 -0.2 -0.4 -0.5 -12.5
3/1/08 11 0.2 -0.5 -0.8 -12.6
4/1/08 11 -0.9 -0.1 -1 -12.1
5/1/08 11 -0.6 -0.2 -1.1 -11.4
6/1/08 11 -1.2 -0.7 -0.9 -10.3
7/1/08 11 -0.7 -1 -0.8 -9.3
8/1/08 11 -0.8 -0.7 -0.7 -8.5
9/1/08 11 -0.5 0 -0.6 -7.7
10/1/08 11 -0.1 0 -1 -6.6
11/1/08 11 -0.3 -0.7 -0.9 -5.1
12/1/08 11 -1.1 -1.2 -1 -3.7
1/1/09 11 -2 -1.5 -1 -2.7
2/1/09 11 -2.3 -1.5 -1.5 -2.9
3/1/09 11 -2.1 -1.9 -1.9 -1.9
4/1/09 11 -1.8 -1.7 -1.8 -1.1
5/1/09 11 -1.8 -1.1 -1.2 -0.9
6/1/09 11 -1.8 -0.6 -0.5 -1.6
7/1/09 -1.6 -0.7 0.1 -2.3
8/1/09 -0.8 -0.8 0.3 -3.0
9/1/09 -0.2 -0.5 0.7 -3.4
10/1/09 0.1 0.2 0.8 -3.6
11/1/09 -0.6 0.2 0.7 -4.0
12/1/09 -0.7 0.4 0.2 -4.0
1/1/10 -0.8 0.4 0.1 -4.0
2/1/10 -0.7 0.3 0.1 -3.6
3/1/10 -1.3 0.1 0.4 -4.0
4/1/10 -1.5 -0.2 0.5 -4.4
5/1/10 -1.5 -0.2 0.7 -4.4
6/1/10 -1.4 -0.3 0.7 -4.0
7/1/10 -1.2 -0.2 0.6 -3.6
8/1/10 -1.5 -0.4 0.5 -3.2
9/1/10 -1.6 -0.6 0.1 -3.0
10/1/10 -2 -0.5 0 -3.2
11/1/10 -1.5 -0.5 -0.1 -3.5
12/1/10 -0.7 -0.2 0.1 -3.8
1/1/11 -0.2 -0.3 0 -3.5
2/1/11 -0.2 0 -0.2 -2.7
3/1/11 -0.3 -0.2 -0.2 -1.4
4/1/11 -0.5 0 0.1 -0.6
5/1/11 -0.2 0.4 0.1 0.2
6/1/11 -0.3 0.3 0 0.8
7/1/11 0.2 -0.1 0.2 1.4
8/1/11 -0.3 -0.7 -0.1 2.1
9/1/11 -0.5 -1.2 -0.1 3.1
10/1/11 -1.4 -1.1 -0.3 4.1
11/1/11 -1.4 -1 0 5.5
12/1/11 -1.5 -0.5 0.1 6.5
1/1/12 -1.5 -0.4 0 7.6
2/1/12 -1.4 -0.2 0 8.3
3/1/12 -1.2 -0.6 0.2 8.8
4/1/12 -0.7 -0.6 0.5 8.9
5/1/12 -0.5 -0.6 0.7 9.1
6/1/12 -0.5 -0.3 0.7 9.3
7/1/12 -0.9 0.1 0.4 9.8
8/1/12 -1.3 0.2 0.5 10.3
9/1/12 -1.3 0.6 0.8 10.7
10/1/12 -0.9 0.6 1.3 10.9
11/1/12 -0.4 0.6 1.4 10.8
12/1/12 -0.2 0.6 1.5 10.8
1/1/13 -0.4 1 1.5 10.4
2/1/13 0 1.2 1.6 10.1
3/1/13 -0.1 1.5 1.7 8.9
4/1/13 -0.2 1.5 2 7.9
5/1/13 -0.8 1.8 2.4 7.1
6/1/13 -0.7 2.2 2.8 6.3
7/1/13 -0.4 2.2 2.9 5.7
8/1/13 -0.1 1.9 2.7 5.1
9/1/13 0.1 1.6 2.5 4.8
10/1/13 0.2 1.7 2.4 4.6
11/1/13 -0.3 1.7 2.3 4.6
12/1/13 -0.4 2 2.3 4.5
1/1/14 0.1 1.8 2.4 4.3
2/1/14 0.7 1.7 2.5 4.2
3/1/14 0.4 1.3 2.2 4.2
4/1/14 0.2 1.5 2.3 4.3
5/1/14 0.5 1.8 2.3 4.4
6/1/14 1.1 1.7 2.4 4.4
7/1/14 0.8 1.7 2.4 4.5
8/1/14 0.8 1.6 2.5 4.6
9/1/14 0.2 1.7 2.4 4.7
10/1/14 0.5 1.5 2.1 4.9
11/1/14 0 1.7 1.8 5.2
12/1/14 0.7 1.4 2 5.3
1/1/15 0.3 1.4 2.2 5.3
2/1/15 0.6 1.6 2.7 5.2
3/1/15 0.6 1.7 2.7 5.1
4/1/15 1 1.9 2.7 5.1
5/1/15 0.9 1.9 2.4 5.1
6/1/15 0.8 2.3 2.3 5.1
7/1/15 1.2 2.2 2.4
8/1/15 1.7 2.1 3
9/1/15 2.4 1.7 2.7
10/1/15 2.4 1.9 2.2
11/1/15 1.6 2.1 1.7
12/1/15 0.8 2.3 1.8
1/1/16 0.8 2.4 2
2/1/16 1.1 2.1 2.1
3/1/16 0.9 2.1 2.5
4/1/16 0.5 2 2.6
5/1/16 0.9 2.1 2.5
6/1/16 1.2 2.2 2.5
7/1/16 1.7 2.2 2.6

Sample

Recessions
low income
medium income
high income
1-year forward price change
Consumer Expectation on House Price by Incomes Groups