Healthcare Policy

6/27/2020 Trump executive order on healthcare, insurance, Obamacare plans - Business Insider

https://www.businessinsider.com/trump-ahp-healthcare-insurance-obamacare-executive-action-2017-10 1/15

DOW -2.84% S&P 500 -2.42% NASDAQ 100 -2.59%

Trump just took a big step to unravel Obamacare Bob Bryan Oct 12, 2017, 12:08 PM

President Donald Trump. Getty Images/Pool

President Donald Trump on

Thursday signed an executive

order to unwind parts of the

A�ordable Care Act, taking

unilateral moves after Congress

was unable to overhaul the US

healthcare system through

legislation.

The order calls for allowing so-called association health plans and

short-term insurance plans, and it includes broad language

instructing various departments to look at ways to reduce insurance

Subscribe

6/27/2020 Trump executive order on healthcare, insurance, Obamacare plans - Business Insider

https://www.businessinsider.com/trump-ahp-healthcare-insurance-obamacare-executive-action-2017-10 2/15

g p y

costs.

Trump made it clear during a ceremony where he signed the order

that the action was designed to undermine and start to unravel the

ACA, the healthcare law also known as Obamacare.

"We've been hearing about the disaster of Obamacare for so long — in

my case most of it outside in civilian life and a long period of time

since I started running and for a long time since I became president

ADVERTISING

Subscribe

6/27/2020 Trump executive order on healthcare, insurance, Obamacare plans - Business Insider

https://www.businessinsider.com/trump-ahp-healthcare-insurance-obamacare-executive-action-2017-10 3/15

of the United States," Trump said. "I just keep hearing repeal, replace,

repeal, replace. Well, we're starting that process."

The order directs the relevant agencies to craft the outlined changes

through regulations, which are subject to the normal approval

process. This means they would most likely go into e�ect for the 2019

insurance year at the earliest.

Association health plans allow people in the ACA's individual or

small-group insurance exchanges to pool together to purchase

insurance at a more favorable rate. These plans would also not be

subject to certain Obamacare regulations, which could help make

them even cheaper for people participating, The Wall Street Journal

previously reported.

ADVERTISING

Subscribe

6/27/2020 Trump executive order on healthcare, insurance, Obamacare plans - Business Insider

https://www.businessinsider.com/trump-ahp-healthcare-insurance-obamacare-executive-action-2017-10 4/15

Additionally, the order instructs the Labor Department to look into

allowing the sale of these insurance plans across state lines. Trump

has long espoused this idea, but there are doubts about whether it

would bring down costs.

Short-term insurance plans are cheap but provide little coverage. The

ACA prevents people from buying these plans that o�er coverage for

more than 90 days, but the order calls for extending that to up to a

year.

Both aspects of the executive order appear to be targeted at allowing

healthier, younger people to obtain insurance for less than the cost of

plans on the Obamacare exchanges. Trump said this would allow

"millions of people" to get cheaper health insurance.

Experts say that while the changes outlined in the order could allow

some healthy people to get cheaper, more deregulated plans, older

Ads by Teads

Subscribe

6/27/2020 Trump executive order on healthcare, insurance, Obamacare plans - Business Insider

https://www.businessinsider.com/trump-ahp-healthcare-insurance-obamacare-executive-action-2017-10 5/15

and sicker people getting insurance through the Obamacare

exchanges could be left behind.

As the percentage of sicker people in the exchanges increases, so does

the cost of insuring them, which translates into insurers charging

higher prices for plans.

"Loosely regulated association plans could charge lower premiums to

healthy people, e�ectively leaving ACA marketplaces as high-risk

pools," tweeted Larry Levitt, a senior vice president at the Kaiser

ADVERTISING

Subscribe

6/27/2020 Trump executive order on healthcare, insurance, Obamacare plans - Business Insider

https://www.businessinsider.com/trump-ahp-healthcare-insurance-obamacare-executive-action-2017-10 6/15

p , y , p

Family Foundation, a nonpartisan health-policy think tank.

Levitt continued: "With this executive order healthy people could pay

less for insurance, but middle-income people with pre-existing

conditions pay more."

The order, however, appears to call for allowing only small

businesses, not individuals, to use association health plans. This

could mute some of the negative e�ects on the exchanges since it

would apply to fewer people in the individual insurance marketplace.

ADVERTISING

Ads by Teads

Subscribe

6/27/2020 Trump executive order on healthcare, insurance, Obamacare plans - Business Insider

https://www.businessinsider.com/trump-ahp-healthcare-insurance-obamacare-executive-action-2017-10 7/15

In the wake of the collapse of Republicans' attempts to pass

healthcare legislation, Trump had signaled over the past few weeks

that he would consider both bipartisan deals and executive action to

reshape the ACA's insurance markets.

After holding a call with Senate Minority Leader Chuck Schumer last

week, the president on Saturday tweeted about the call and a possible

healthcare deal, then reiterated that to reporters as he departed the

White House for an event in North Carolina on Sunday.

Schumer immediately hit back at the executive order on Thursday,

saying it would result in worse coverage for many Americans.

"Having failed to repeal the law in Congress, the president is

sabotaging the system, using a wrecking ball to single-handedly rip

apart our health care system," Schumer said in a statement. "This

executive order is just the latest in a series of steps he has taken to

sabotage the health care system at the expense of millions of

Americans."

Subscribe

6/27/2020 Trump executive order on healthcare, insurance, Obamacare plans - Business Insider

https://www.businessinsider.com/trump-ahp-healthcare-insurance-obamacare-executive-action-2017-10 8/15

SEE ALSO: Trump is now trying to destroy Obamacare by himself »

NOW WATCH: Lawyer reveals courtroom tactics that White House reporters can use to treat President Trump like a 'hostile witness' during press brie�ngs

Don’t miss industry news. Get our daily newsletter today.

Email

By clicking “Sign Up”, you agree to receive marketing emails from Business Insider as well as other partner o�ers and accept our Terms of Service and Privacy Policy. You can opt-out at any time.

[email protected] SIGN UP

Subscribe

6/27/2020 Trump executive order on healthcare, insurance, Obamacare plans - Business Insider

https://www.businessinsider.com/trump-ahp-healthcare-insurance-obamacare-executive-action-2017-10 9/15

More: Donald Trump Healthcare Health Insurance Obamacare

Taboola Feed

SilverSingles

NerdWallet

Sportinal

This Is Where the Majority of Singles Over 50 Are Finding Love in Ft Thomas Sponsored by

Which Travel Card Has The Most Valuable Miles? Sponsored by

30 Of The Richest Female Athletes Sponsored by

Forge Of Empires

Living Magazine

If You Like to Play, this City-Building Game is a Must-Have. No Install. Sponsored by

"Lily" From AT&T Causes a Stir On The Red Carpet Sponsored by

Subscribe

6/27/2020 Trump executive order on healthcare, insurance, Obamacare plans - Business Insider

https://www.businessinsider.com/trump-ahp-healthcare-insurance-obamacare-executive-action-2017-10 10/15

Read Trump's exact response when he was asked what people protesting George Floyd's death want

Trump blames 'very slippery' ramp with 'no handrail' after videos showed him walking unsteadily after his West Point speech

A Louisville restaurant owner known for feeding police for free was killed by authorities — and his body was reportedly left on the street for 12 hours

Despondent Trump aides fear he is wrecking his chances of reelection and doesn't want a 2nd term, report says

Healevate

Your Money Magic

Why You Should Never Leave These Dog Breeds In Your Home Sponsored by

Seniors in Kentucky Are in For a Big Surprise in 2020 Sponsored by

Subscribe

6/27/2020 Trump executive order on healthcare, insurance, Obamacare plans - Business Insider

https://www.businessinsider.com/trump-ahp-healthcare-insurance-obamacare-executive-action-2017-10 11/15

Healevate This Woman Converted An Old Bus Into Her Home Sponsored by

Melania Trump commemorates the end of slavery from a gilded White House room while the president tweets threats at protesters

Trump had a meltdown and yelled at aides backstage when he realized how empty his rally in Tulsa was, reports say

Republican congressman who just announced he has the coronavirus refused to wear a face mask on the House �oor 2 weeks ago

Trump canceled an outdoor speech at his rally in Tulsa after lower- than-expected attendance

T k d hi f th h t t d bi t Al h i '

Subscribe

6/27/2020 Trump executive order on healthcare, insurance, Obamacare plans - Business Insider

https://www.businessinsider.com/trump-ahp-healthcare-insurance-obamacare-executive-action-2017-10 12/15

Trump mocked his father as he started succumbing to Alzheimer's, according to his niece's upcoming tell-all

MarketWatch | Nuveen Here’s an Equity Strategy Designed for Reduced Volatility Sponsored by

Healevate

fhc

Expedited Essentials

11 Fascinating Facts About Things You Use Every Day Sponsored by

BV Tips and Hacks Sponsored by

KN95 Face Masks. Guaranteed Delivery in 3 days or Less! Sponsored by

Ivanka Trump tried to rename the First Lady's O�ce the 'First Family O�ce' but was blocked by Melania, new book says

Trump reportedly wants to �nd and prosecute whoever leaked that he was rushed into a bunker during protests

Subscribe

6/27/2020 Trump executive order on healthcare, insurance, Obamacare plans - Business Insider

https://www.businessinsider.com/trump-ahp-healthcare-insurance-obamacare-executive-action-2017-10 13/15

The coronavirus outbreak in Arizona is going very badly

Stansberry Research

Wikibuy

https://blog.easybreathe.com

First Look: Wealthy Fleeing U.S. Dollar for This Instead (Not Gold) Sponsored by

Before you renew Amazon Prime, read this Sponsored by

Skip the Doctor and Upgrade to the World's Smartest CPAP Sponsored by

Florida Rep. Matt Gaetz reveals he lives with a 19-year-old Cuban immigrant whom he calls his son

Trump says his niece Mary can't publish a tell-all because she signed a 'very powerful' NDA — and says his family was blindsided by the book

Subscribe

6/27/2020 Trump executive order on healthcare, insurance, Obamacare plans - Business Insider

https://www.businessinsider.com/trump-ahp-healthcare-insurance-obamacare-executive-action-2017-10 14/15

Delta says it will stop �ying to 11 US cities inde�nitely — here's th…

Bill Cruncher

Canopus Group LLC - A Proud USA Company

VehicleBu� Review

Kentucky : Launches New Policy For Cars Used Less Than 59 Miles/Day Sponsored by

N95 Respirator Mask, In Stock, Ships from California. Buy Now! Sponsored by

What 5 Car Wax Sealants Were Voted Best of 2019? Sponsored by

Subscribe

6/27/2020 Trump executive order on healthcare, insurance, Obamacare plans - Business Insider

https://www.businessinsider.com/trump-ahp-healthcare-insurance-obamacare-executive-action-2017-10 15/15

International Editions:

* Copyright © 2020 Insider Inc. All rights reserved. Registration on or use of this site constitutes acceptance of our Terms of Service, Privacy Policy and Cookies Policy.

Sitemap Disclaimer Commerce Policy CA Privacy Rights Coupons Made in NYC Jobs

Stock quotes by �nanzen.net Reprints & Permissions

INTL AUS DE ES FR IN IT JP MX NL SE PL ZA

CA Do Not Sell My Info

Subscribe