Problem Many prospective college students are faced with the problem of funding their educational careers. College is something that is very costly and can often discourage many to not pursue or continue their collegiate routes. And so the new problems of having people not go to college or discontinue their studies, arise.
Source 2: Scott-Clayton, Judith. "Financial Student Aid and Enrollment in Higher Education." The Role of Financial Aid in Promoting College Access and Success: Research Evidence and Proposals for Reform 45.3 (2015): n. pag. Print.
This article focuses more on the government contributions to undergraduate funding and how their help and guidance can contribute to our persistence. As touched upon within this article, receiving direct guidance from their department is something that would be extremely difficult, so it is important the those looking for ways to successfully fund their undergraduate careers, seek guidance through those people and resources that are available to them and are more convenient than governmental guidance. Researching who can help you with what and all the things that can be offered to you really make a difference in your undergraduate career when it comes to financial stability, because not having funding is something that can be discouraging. And as noted in this article even when you do have financial aid to back you, it is still important to be fully informed and aware of everything else that is available to you.
Population Current college students at Rutgers and Incoming students
Source 1: Rutgers University - New Brunswick Paying." College Factual. N.p., 09 Sept. 2018. Web. 18 Sept. 2018.
This article addresses the specific financial concerns that come with being a current or prospective student of Rutgers University, New Brunswick campus. The author breaks down piece-by-piece, most of the expenses that a student would have to bear when attending this university in hopes of instilling a better understanding within the student. It is important for articles like this, to acknowledge the worries that come when entering college especially one that is know to be quite pricey in the state of New Jersey. This article addresses many of the questions and worries that one may have when looking into this university, and it also addresses how financial aid can play a big part in funding your time here at Rutgers. However because that may not always be the case it is important to continue doing more research as to what resources Rutgers University has to offer to those who would like extra financial assistance.
Source 2: Zapata, Ryan Stiesi, and Coby Green. "In-state Tuition at Rutgers among Highest in Country." The Daily Targum. N.p., n.d. Web. 18 Sept. 2018
From this article, the author spoke about how Rutgers University had one of the highest in-state tuition in the country. The education system here at Rutgers is mainly what makes the tuition keep this amount, however, many of the programs that Rutgers has to offer play a significant role as well. Anyone knows that the programs Rutgers has to offer are countless. The author speaks about how these programs convince students to continue at Rutgers, as well as the great teaching and education systems, and just the simple fact that with all the programs being offered, there are many more opportunites for students. However, all these factors that come into play are the factors that create the range for tuition and leave many current students with financial changes that might not always be at their service. As well as setting the tone for incoming students who don’t really have to expect but are automatically bombarded with the costs of universities
Paradigm The reason many students and prospective students choose to go other routes is often because their lack of research. There are many programs and resources available to us that help us financially and provide us with many different opportunities that help up fund our college careers. Many current and prospective students just need to do the research and make the connections between them and these resources
(E.g. Financial aid, EOF, Work study, Scholarships, TA’s, RA’s, Sports, etc.)
Source 1: Horn, Laura J., and Chapman, Chris "Getting Ready to Pay for College: What Students and Their Parents know about the Cost of College Tuition and What They are Doing to Find Out" (2003): n. pag. 153
This article is about a study done with high school students and their parents. The purpose was to get an idea as to how well informed they were when it came to higher education, funding, and the resources available to them. Surveys were conducted, and found that a vast majority of parents had not started college funds, which of course is something common today. However when posed with the question of what they would do when the time to fund college tuition came, many of these parents did not have the answers that they should have had; meaning they did not know of many of the funding opportunities that were available to them. On top of the parents not having full information, the children did not either. This study sheds a lot of light on the importance of doing research as to the resources and support available to prospective and current students pursuing higher education.
Source 2: Shaffer, Leigh S. "Advising Financially At-Risk Students: Detecting and Addressing Premature Affluence." NACADA Journal 34.2 (2014): 32-41. Print.
This article focuses mainly on current students who have accrued a lump sum of debt throughout their college years. A lot of the times it is to maintain their lifestyle while living and attending college. Other times I can be for tuition and study purposes. And sometimes it may be just basic necessities that need to be take care of while you are attending school. All logical reasons, and all that lead up to quite the expense. In particular the author touches upon seeking guidance throughout those years. It is important to speak to advisors and put yourself in connection with people and resources that can adequately help you budget and finance your undergrad career. Without doing the proper amount of research and finding out proper ways to budget yourself while in college, then you can soon find yourself in a financial rut that of course could lead to you discontinuing with you undergraduate studies.
Models Programs to assist with funding for undergrads
Source 1: "Alternatives for Funding Your Education at Rutgers." Office of Financial Aid. N.p., 06 July 2017. Web. 18 Sept. 2018.
Rutgers’ Financial Aid website does a good job breaking down many of the other programs that are put in place to aid with a students finances. For Federal Work Study Opportunities, to Scholarship resources, Loans for you, Loans for your parents, Payment Plans that can be set up to pay in increments, Job Development programs that allow you to earn extra income, and a few others. These are programs that have the sole purpose to help students financially, however without doing the proper research how would one know that they exist. That is why it is important to be aware of what the university has to offer in terms of extra money or extra financial support. The options vary greatly in the type of programs that they are so although one might not be the ideal one for you, another one might. Each program has their own link as well and breaks down even more detailed explanations of the type of help that is offered.
Source 2: "Tips for Freshmen (and Continuing Students Too!)." Office of Financial Aid. N.p., 17 Sept. 2018. Web. 18 Sept. 2018.
Rutgers’ “Are You Money Smart” Program is another example of how this University has set forth many programs to you budget yourself accordingly if you attend Rutgers University. Even on the leisure side, they provide spring break budgeting options for those who make that a priority here are Rutgers. It is often forgotten that when one is studying in college, the only expenses do not only have to do with tuition. On top of tuition, you have books, class essentials, daily needs, daily essentials, costs of living on campus away from home, the cost of being able to do things at your own leisure, and more. There are a lot of expenses that come into play when being an undergraduate student, and programs created like this one do a good job at helping those students who choose to take advantage of them. Without doing your research programs like these are quick to be sent to the backburner, so looking into different ways to get budget assistance is always a plus.
jamiedm
ProblemManyprospectivecollegestudentsarefacedwiththeproblemoffundingtheireducationalcareers.docx
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