week 4

PlanningShop_BizPlanFin3.1BUS5992Acaiu.xlsm

Home >Business & Finance homework help >Management homework help >week 4

Warning


	W A R N I N G !
	IT APPEARS THAT YOU DO NOT HAVE EXCEL'S MACRO CAPABILITY ENABLED. THESE FINANCIAL WORKSHEETS WILL NOT FUNCTION WITHOUT MACROS ENABLED.
	Excel 2010 for Windows: To enable macros: 1. Click the "Enable Content" button in the Security Warning that appears at the top of this page.
	If you do not see the "Security Warning" along the top of this page, scroll down for more detailed instructions, under "Excel 2010 and Excel 2013 on Windows - Enabling Macros"
	Excel 2013& 2016 for Windows: To enable macros: 1. Click the "Enable Content" button in the Security Warning that appears at the top of this page.
	If you do not see the "Security Warning" along the top of this page, scroll down for more detailed instructions, under "Excel 2010 & Excel 2013 on Windows - Enabling Macros"
	Excel 2011 & 2016 for Mac: 1. A pop-up window appears. Select "Enable Macros". 2. Your workbook should now be ready to use.
Excel 2013 and Excel 2016 on Windows - Enabling Macros
		Note: The procedure is exactly the same for Excel 2013 & 2016, even though the two versions look slightly different. 1. In the upper left corner of the Excel Ribbon, press the "File" tab.
		2. Select Options, in the lower left corner.
		3. Select Trust Center from the Lower Left. 4. Click the "Trust Center Settings…" button in the lower right
		5. Select "Macros Settings" from the left side menu 6. Select the "Disable all macros except digitally signed macros" radio button. 7. Click "OK" twice

Your Company Name

Welcome

	Welcome to Business Plan Financials!
	Thank you for purchasing Business Plan Financials from PlanningShop. These worksheets will help you develop clear, compelling financial projections for your business. If you are unfamiliar with the business planning process, we encourage you to refer to our book, Successful Business Plan: Secrets & Strategies, by Rhonda Abrams, for comprehensive, step-by-step guidance. It is available through our website, www.PlanningShop.com. First, a few tips to get you started: SAVING A BLANK WORKBOOK, TO ALLOW FOR RECOVERY FROM MISTAKES You may start directly editing this file. If you later decide to start over and need a fresh copy of this file, find the blank "ORIG_PlanningShop_BizPlanFin(2.8)" file in your PlanningShop directory. Make a copy of this file (just in case you might need to start over yet again), and then start editing the copy. NAVIGATING THE WORKSHEETS You installed the Windows version of Business Plan Financials. The Excel Ribbon now contains a "PlanningShop" tab, that contains controls to let you navigate between worksheets. The PlanningShop Ribbon looks slightly different in Excel 2013 and Excel 2016, but the functionality is the same.
	Note that the riboon does not appear in Excel 2011 for Mac, due to limitations of that version of Excel.
	Excel 2013 for Windows, Excel 2016 for Windows, Excel 2016 for Mac:
	In Excel 2011 for Mac, there is no PlanningShop tab on the Excel Ribbon (Microsoft does not allow it). Instead, to navigate between worksheets and charts, use the Excel worksheet tabs along the bottom edge of the Excel window.
	HOW TO FILL IN THE WORKSHEETS Each worksheet is composed of "cells" containing either black text or blue text. All you need to do is enter data in the blue cells--the black cells are automatically calculated for you.
	While you work, keep an eye out for red triangles that appear with some cells on the worksheets. These triangles indicate the presence of a "help balloon" that will popup when you roll over the triangle, presenting you with additional information and tips about the section you are working on.
	FOR MORE HELP For more in-depth help and assistance,please refer to the companion PDF entitled "Business Plan Financials Help". It contains extensive information about each worksheet, along with a "Frequently Asked Questions" (FAQ). To get started, click on the right-pointing arrow in the PlanningShop toolbar to reach the "Setup and Assumptions" worksheet, where you'll enter some basic information about your business.
	About Our Support of Mac vs. Windows
	PlanningShop supports Business Plan Financials on the following platforms:
	Windows
	1. Microsoft Windows10 with Microsoft Excel 2016 / Microsoft Office 365
	2. Microsoft Windows 8 or later with Microsoft Excel 2013
	Mac
	4 Mac OS X with Microsoft Excel 2016
	5. Mac OS X with Microsoft Excel for Mac 2011
	Version 3.1 Copyright © 2003-2017 PlanningShop

Setup

Setup and Assumptions
COMPANY INFORMATION
What is your company's name?
Acai You
What month will you officially start your company?		January

What year will you officially start your company?		2022
SALES ASSUMPTIONS
The Worksheets can accommodate sales projections for up to 10 major product/service lines. How many major product/service lines do you plan to have for your business?		Three Sure Product Consulting: Many businesses sell hundreds or thousands of products. It would be overwhelming to create projections for every product you sell. So if you sell many products, think about how you can consolidate them into up to ten product "lines," and then base your projections on these groups of products instead of each individual product.
	Ten
Most businesses sell at least some of their products/services on credit (e.g., "net 30" as opposed to cash). What percentage of your sales will be made on credit?		25% Author: NOTE: for our purposes, this line should NOT include credit card sales, which are, effectively, cash sales because you receive payment in a matter days, not weeks.
For sales you make on credit, what terms will you extend? In other words, how many days will pass from the date of sale to when you expect to be paid?		30 Author: If, for instance, your terms will be "Net 30," put 30 here. You may enter Net 10, Net 15, Net 30, Net 60, Net 90, or Net 120.
PERSONNEL ASSUMPTIONS
Approximately how much do you expect to spend per year on benefits for each SALARIED/FULL TIME employee (medical insurance, etc.)?		$5,000 Author: This number should reflect the amount you will spend on ONE FULL-TIME employee--the worksheets will automatically multiply this amount by the total number of employees you expect to hire, as shown in the Staffing Budget worksheet (automatically adusting the numbers for full- and part-time employees accordingly).
Approximately how much do you expect to spend per year on benefits for each HOURLY/PART-TIME employee (medical insurance, etc.)?		$1,200 Author: This number should reflect the amount you will spend on ONE PART-TIME employee--the worksheets will automatically multiply this amount by the total number of employees you expect to hire, as shown in the Staffing Budget worksheet (automatically adusting the numbers for full- and part-time employees accordingly).
With health insurance and other benefits costing more each year, your plan should account for annual increases. How much do you estimate your benefit costs will increase each year?		5.00%
If you plan to increase wages (both salaried & hourly) on an annual basis, how much to you plan to increase them by?		3.50%
Approximately what percentage of each employee's salary or wages do you plan to set aside for payroll taxes?		15.00% Author: If you're not sure what percentage to enter here, leave it at the default (15%).
FINANCIAL ASSUMPTIONS
What will be the opening balance in your bank account on the first day of business? This will be the opening balance in your Cash Flow Statements.		$15,000 Author: In general, this number will include money you plan to personally invest in the business. If you will be receiving loans or investment income from others, you can account for those on the upcoming Capital Investments worksheet instead of here.
At approximately what rate do you expect to be taxed on your net income?		25.00% Author: If you're not sure what percentage to enter here, leave it at the default (25%).
		Sure Product Consulting: Many businesses sell hundreds or thousands of products. It would be overwhelming to create projections for every product you sell. So if you sell many products, think about how you can consolidate them into up to ten product "lines," and then base your projections on these groups of products instead of each individual product.	If you will use an interest-bearing account for your banking, at what rate will you accrue interest?			1.00% Author: If you're not sure what percentage to enter here, leave it at the default (1.00%).
		Author: NOTE: for our purposes, this line should NOT include credit card sales, which are, effectively, cash sales because you receive payment in a matter days, not weeks.	Author: If, for instance, your terms will be "Net 30," put 30 here. You may enter Net 10, Net 15, Net 30, Net 60, Net 90, or Net 120.	Author: If you're not sure what percentage to enter here, leave it at the default (15%).	Author: This number should reflect the amount you will spend on ONE FULL-TIME employee--the worksheets will automatically multiply this amount by the total number of employees you expect to hire, as shown in the Staffing Budget worksheet (automatically adusting the numbers for full- and part-time employees accordingly).	Author: In general, this number will include money you plan to personally invest in the business. If you will be receiving loans or investment income from others, you can account for those on the upcoming Capital Investments worksheet instead of here.

Setup & Assumptions

SalesProj

Sales Projections Author: For information about this worksheet, see the chapter "Marketing Plan & Sales Strategy" in Successful Business Plan: Secrets & Strategies.			2022														2023														2024						2025						2026
	Assumptions		January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
Product Line 1 Author: Change the text in this cell to reflect the name of a major product, product line or service your firm will offer.
Unit Volume		2.00% Author: MONTHLY VOLUME GROWTH RATE The Worksheets automatically increase the volume in each month on this line using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	8000 Author: Enter the number of units you expect to sell during this month. If you are running a service-based company charging on an hourly basis, enter the number of billable hours you expect you and your employees to work during this month. If you will be selling your service on a per-project basis, enter the number of projects you expect to sell during this period.	8160 Sure Product Consulting: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	8323	8490	8659	8833	9009	9189	9373	9561	9752	9947	107297		10146	10349	10556	10767	10982	11202	11426	11654	11888	12125	12368	12615	136078		39380 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	41790	44348	47062	172580		49943	53000	56244	59686	218873		277584
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.		Sure Product Consulting: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$6.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$6.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$6.00	$6.00	$6.00	$6.00	$6.00	$6.00	$6.00	$6.00	$6.00	$6.00			$6.15	$6.15	$6.15	$6.15	$6.15	$6.15	$6.15	$6.15	$6.15	$6.15	$6.15	$6.15			$6.30	$6.30	$6.30	$6.30			$6.46	$6.46	$6.46	$6.46			$6.62
Gross Sales			$48,000	$48,960	$49,939	$50,938	$51,957	$52,996	$54,056	$55,137	$56,240	$57,364	$58,512	$59,681.97	$643,780		$62,397	$63,645	$64,918	$66,217	$67,541	$68,892	$70,270	$71,675	$73,109	$74,571	$76,062	$77,583	$836,881		$248,240	$263,434	$279,558	$296,669	$1,087,901		$322,699	$342,450	$363,411	$385,655	$1,414,215		$1,838,406
(Commissions)	50.00% Author: COMMISSIONED SALES What percentage of this product line's sales will be made on commission? In other words, what percentage of your sales will be made by a salesperson who is paid commission?			Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	15.00% Author: SALES COMMISSION RATE What will be the commission rate paid to your salesperson for each sale?	$3,600	$3,672	$3,745	$3,820	$3,897	$3,975	$4,054	$4,135	$4,218	$4,302	$4,388	$4,476	$48,284		$4,680	$4,773	$4,869	$4,966	$5,066	$5,167	$5,270	$5,376	$5,483	$5,593	$5,705	$5,819	$62,766		$18,618	$19,758	$20,967	$22,250	$81,593		$24,202	$25,684	$27,256	$28,924	$106,066		$137,880
(Returns and Allowances)		3.00% Author: RETURNS AND ALLOWANCES A percentage of your products will be returned due to defects, etc. What do you estimate will be the rate of return? This is, of course, just an estimate--but it is important to anticipate losses. Refunds, breakage, spoilage, theft, and unsaleable excess inventory can all put a significant dent in your net sales.	$1,440.00	$1,469	$1,498.18	$1,528.14	$1,558.70	$1,589.88	$1,621.67	$1,654.11	$1,687.19	$1,720.93	$1,755.35	$1,790.46	$19,313		$1,871.92	$1,909.36	$1,947.55	$1,986.50	$2,026.23	$2,066.76	$2,108.09	$2,150.25	$2,193.26	$2,237.12	$2,281.87	$2,327.50	$25,106		$7,447.19	$7,903.02	$8,386.75	$8,900.08	$32,637		$9,680.96	$10,273.51	$10,902.33	$11,569.64	$42,426		$55,152.18
Net Sales			$42,960	$43,819	$44,696	$45,589	$46,501	$47,431	$48,380	$49,348	$50,334	$51,341	$52,368	$53,415	$576,183		$55,846	$56,963	$58,102	$59,264	$60,449	$61,658	$62,891	$64,149	$65,432	$66,741	$68,076	$69,437	$749,008		$222,175	$235,773	$250,205	$265,519	$973,672		$288,815	$306,493	$325,253	$345,161	$1,265,723		$1,645,373
(Cost of Goods Sold)		50.00% Author: COST OF GOODS Approximately what percentage of your product's sale price will be spent on manufacturing? If you are a reseller or retailer, what percentage of your product's sale price will be spent on buying the product from your distributor? A service business may not need to track cost of goods, in which case you can set this number to zero.	$24,000.00	$24,480	$24,970	$25,469	$25,978	$26,498	$27,028	$27,568	$28,120	$28,682	$29,256	$29,841	$321,890		$31,199	$31,823	$32,459	$33,108	$33,771	$34,446	$35,135	$35,838	$36,554	$37,285	$38,031	$38,792	$418,440		$124,120	$131,717	$139,779	$148,335	$543,951		$161,349	$171,225	$181,706	$192,827	$707,108		$919,203
GROSS PROFIT			$18,960	$19,339	$19,726	$20,121	$20,523	$20,933	$21,352	$21,779	$22,215	$22,659	$23,112	$23,574	$254,293		$24,647	$25,140	$25,643	$26,156	$26,679	$27,212	$27,757	$28,312	$28,878	$29,455	$30,045	$30,645	$330,568		$98,055	$104,056	$110,426	$117,184	$429,721		$127,466	$135,268	$143,547	$152,334	$558,615		$726,170
Product Line 2 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Unit Volume		5.00%	4000	4200	4410	4631	4862	5105	5360	5628	5910	6205	6516	6841	63669		7183	7543	7920	8316	8731	9168	9626	10108	10613	11144	11701	12286	114339		40669 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	47079	54500	63090	205337		73035	84547	97874	113301	368756		662233
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$4.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$4.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$4.00	$4.00	$4.00	$4.00	$4.00	$4.00	$4.00	$4.00	$4.00	$4.00			$4.10	$4.10	$4.10	$4.10	$4.10	$4.10	$4.10	$4.10	$4.10	$4.10	$4.10	$4.10			$4.20	$4.20	$4.20	$4.20			$4.31	$4.31	$4.31	$4.31			$4.42
Gross Sales			$16,000	$16,800	$17,640	$18,522	$19,448	$20,421	$21,442	$22,514	$23,639	$24,821	$26,062	$27,365	$254,674		$29,452	$30,925	$32,471	$34,094	$35,799	$37,589	$39,469	$41,442	$43,514	$45,690	$47,974	$50,373	$468,792		$170,909	$197,849	$229,035	$265,137	$862,930		$314,602	$364,191	$421,597	$488,051	$1,588,441		$2,923,927
(Commissions)	50.00%	15.00%	$1,200	$1,260	$1,323	$1,389	$1,459	$1,532	$1,608	$1,689	$1,773	$1,862	$1,955	$2,052	$19,101		$2,209	$2,319	$2,435	$2,557	$2,685	$2,819	$2,960	$3,108	$3,264	$3,427	$3,598	$3,778	$35,159		$12,818	$14,839	$17,178	$19,885	$64,720		$23,595	$27,314	$31,620	$36,604	$119,133		$219,294
(Returns and Allowances)		3.00%	$480	$504	$529	$556	$583	$613	$643	$675	$709	$745	$782	$821	$7,640		$884	$928	$974	$1,023	$1,074	$1,128	$1,184	$1,243	$1,305	$1,371	$1,439	$1,511	$14,064		$5,127	$5,935	$6,871	$7,954	$25,888		$9,438	$10,926	$12,648	$14,642	$47,653		$87,718
Net Sales			$14,320	$15,036	$15,788	$16,577	$17,406	$18,276	$19,190	$20,150	$21,157	$22,215	$23,326	$24,492	$227,933		$26,360	$27,678	$29,061	$30,515	$32,040	$33,642	$35,324	$37,091	$38,945	$40,892	$42,937	$45,084	$419,569		$152,964	$177,075	$204,986	$237,297	$772,322		$281,569	$325,951	$377,329	$436,806	$1,421,654		$2,616,914
(Cost of Goods Sold)		50.00%	$8,000	$8,400	$8,820	$9,261	$9,724	$10,210	$10,721	$11,257	$11,820	$12,411	$13,031	$13,683	$127,337		$14,726	$15,462	$16,235	$17,047	$17,900	$18,795	$19,734	$20,721	$21,757	$22,845	$23,987	$25,186	$234,396		$85,455	$98,925	$114,517	$132,568	$431,465		$157,301	$182,096	$210,798	$244,025	$794,220		$1,461,963
GROSS PROFIT			$6,320	$6,636	$6,968	$7,316	$7,682	$8,066	$8,469	$8,893	$9,338	$9,804	$10,295	$10,809	$100,596		$11,634	$12,215	$12,826	$13,467	$14,141	$14,848	$15,590	$16,370	$17,188	$18,047	$18,950	$19,897	$185,173		$67,509	$78,150	$90,469	$104,729	$340,857		$124,268	$143,855	$166,531	$192,780	$627,434		$1,154,951
Product Line 3 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Unit Volume		2.00%	2000	2040	2081	2122	2165	2208	2252	2297	2343	2390	2438	2487	26824		2536	2587	2639	2692	2746	2800	2856	2914	2972	3031	3092	3154	34020		9845 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	10448	11087	11766	43145		12486	13250	14061	14922	54718		69396
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$5.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$5.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$5.00	$5.00	$5.00	$5.00	$5.00	$5.00	$5.00	$5.00	$5.00	$5.00			$5.13	$5.13	$5.13	$5.13	$5.13	$5.13	$5.13	$5.13	$5.13	$5.13	$5.13	$5.13			$5.25	$5.25	$5.25	$5.25			$5.38	$5.38	$5.38	$5.38			$5.52
Gross Sales			$10,000	$10,200	$10,404	$10,612	$10,824	$11,041	$11,262	$11,487	$11,717	$11,951	$12,190	$12,434	$134,121		$12,999	$13,259	$13,525	$13,795	$14,071	$14,352	$14,640	$14,932	$15,231	$15,536	$15,846	$16,163	$174,350		$51,717	$54,882	$58,241	$61,806	$226,646		$67,229	$71,344	$75,711	$80,345	$294,628		$383,001
(Commissions)	50.00%	15.00%	$750	$765	$780	$796	$812	$828	$845	$862	$879	$896	$914	$933	$10,059		$975	$994	$1,014	$1,035	$1,055	$1,076	$1,098	$1,120	$1,142	$1,165	$1,188	$1,212	$13,076		$3,879	$4,116	$4,368	$4,635	$16,998		$5,042	$5,351	$5,678	$6,026	$22,097		$28,725
(Returns and Allowances)		3.00%	$300	$306	$312	$318	$325	$331	$338	$345	$351	$359	$366	$373	$4,024		$390	$398	$406	$414	$422	$431	$439	$448	$457	$466	$475	$485	$5,231		$1,551	$1,646	$1,747	$1,854	$6,799		$2,017	$2,140	$2,271	$2,410	$8,839		$11,490
Net Sales			$8,950	$9,129	$9,312	$9,498	$9,688	$9,882	$10,079	$10,281	$10,486	$10,696	$10,910	$11,128	$120,038		$11,635	$11,867	$12,105	$12,347	$12,594	$12,845	$13,102	$13,364	$13,632	$13,904	$14,182	$14,466	$156,043		$46,286	$49,119	$52,126	$55,316	$202,848		$60,170	$63,853	$67,761	$71,909	$263,692		$342,786
(Cost of Goods Sold)		50.00%	$5,000	$5,100	$5,202	$5,306	$5,412	$5,520	$5,631	$5,743	$5,858	$5,975	$6,095	$6,217	$67,060		$6,500	$6,630	$6,762	$6,898	$7,036	$7,176	$7,320	$7,466	$7,615	$7,768	$7,923	$8,082	$87,175		$25,858	$27,441	$29,121	$30,903	$113,323		$33,614	$35,672	$37,855	$40,172	$147,314		$191,501
GROSS PROFIT			$3,950	$4,029	$4,110	$4,192	$4,276	$4,361	$4,448	$4,537	$4,628	$4,721	$4,815	$4,911	$52,978		$5,135	$5,237	$5,342	$5,449	$5,558	$5,669	$5,783	$5,898	$6,016	$6,137	$6,259	$6,384	$68,868		$20,428	$21,678	$23,005	$24,413	$89,525		$26,555	$28,181	$29,906	$31,736	$116,378		$151,285
Product Line 4 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 5 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 6 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 7 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 8 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 9 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 10 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.																											Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Totals for All Product Lines
Total Unit Volume			14000	14400	14814	15243	15686	16146	16622	17115	17626	18156	18706	19275	197789		19866	20479	21115	21774	22459	23170	23909	24676	25473	26301	27161	28055	284437		89893	99316	109935	121918	421062		135464	150797	168178	187909	642348		1009214
Total Gross Sales			$74,000	$75,960	$77,983	$80,072	$82,229	$84,457	$86,759	$89,137	$91,596	$94,137	$96,764	$99,481	$1,032,575		$104,849	$107,830	$110,914	$114,106	$117,411	$120,833	$124,378	$128,049	$131,854	$135,796	$139,883	$144,120	$1,480,023		$470,866	$516,165	$566,835	$623,612	$2,177,478		$704,530	$777,985	$860,719	$954,050	$3,297,284		$5,145,334
(Total Commissions)			$5,550	$5,697	$5,849	$6,005	$6,167	$6,334	$6,507	$6,685	$6,870	$7,060	$7,257	$7,461	$77,443		$7,864	$8,087	$8,319	$8,558	$8,806	$9,063	$9,328	$9,604	$9,889	$10,185	$10,491	$10,809	$111,002		$35,315	$38,712	$42,513	$46,771	$163,311		$52,840	$58,349	$64,554	$71,554	$247,296		$385,900
(Total Returns and Allowances)			$2,220	$2,279	$2,339	$2,402	$2,467	$2,534	$2,603	$2,674	$2,748	$2,824	$2,903	$2,984	$30,977		$3,145	$3,235	$3,327	$3,423	$3,522	$3,625	$3,731	$3,841	$3,956	$4,074	$4,196	$4,324	$44,401		$14,126	$15,485	$17,005	$18,708	$65,324		$21,136	$23,340	$25,822	$28,622	$98,919		$154,360
Total Net Sales			$66,230	$67,984	$69,795	$71,664	$73,595	$75,589	$77,649	$79,778	$81,978	$84,252	$86,604	$89,036	$924,155		$93,840	$96,507	$99,268	$102,125	$105,083	$108,146	$111,318	$114,604	$118,009	$121,538	$125,195	$128,987	$1,324,620		$421,425	$461,968	$507,317	$558,133	$1,948,842		$630,554	$696,297	$770,343	$853,875	$2,951,069		$4,605,074
(Total Cost of Goods Sold)			$37,000	$37,980	$38,992	$40,036	$41,115	$42,229	$43,379	$44,569	$45,798	$47,068	$48,382	$49,741	$516,288		$52,425	$53,915	$55,457	$57,053	$58,706	$60,417	$62,189	$64,025	$65,927	$67,898	$69,941	$72,060	$740,011		$235,433	$258,083	$283,417	$311,806	$1,088,739		$352,265	$388,993	$430,359	$477,025	$1,648,642		$2,572,667
TOTAL GROSS PROFIT			$29,230	$30,004	$30,803	$31,628	$32,481	$33,361	$34,270	$35,209	$36,180	$37,184	$38,222	$39,295	$407,867		$41,415	$42,593	$43,811	$45,072	$46,377	$47,729	$49,129	$50,580	$52,082	$53,639	$55,254	$56,927	$584,609		$185,992	$203,885	$223,900	$246,327	$860,104		$278,289	$307,304	$339,984	$376,850	$1,302,427		$2,032,407

Sales Projections

Inventory

Inventory Author: This worksheet will help you manage your inventory expenditures. For each product line, enter the dollar amount you will spend each period on inventory. If yours is a service business, you can probably ignore this worksheet.	2022														2023														2024						2025						2026
	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
Product Line 1
Cost of Goods Sold	$24,000 Author: This Cost of Goods number is pulled over from your Sales Projections and shows how much product you plan to sell each month. It's here simply to aid you in determining how much inventory you need to purchase.	$24,480	$24,970	$25,469	$25,978	$26,498	$27,028	$27,568	$28,120	$28,682	$29,256	$29,841	$321,890		$31,199	$31,823	$32,459	$33,108	$33,771	$34,446	$35,135	$35,838	$36,554	$37,285	$38,031	$38,792	$418,440		$124,120	$131,717	$139,779	$148,335	$543,951		$161,349	$171,225	$181,706	$192,827	$707,108		$919,203
Items/Parts 1	$48,480 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$24,970	$25,469	$25,978	$26,498	$27,028	$27,568	$28,120	$28,682	$29,256	$29,841	$31,199	$353,089		$31,823	$32,459	$33,108	$33,771	$34,446	$35,135	$35,838	$36,554	$37,285	$38,031	$38,792	$39,568	$426,809		$126,602	$134,351	$142,575	$151,301	$554,830		$164,576	$174,650	$185,340	$196,684	$721,250		$937,587
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$48,480 Author: Are these cells showing red? As an aid to you, these cells will show in red until you indicate the purchase of enough inventory to cover your Cost of Goods for the period. In other words, your Total Inventory Expense should equal your Cost of Goods Sold from the SalesProj worksheet. If it isn't, you might need to adjust your % for COGS on the SalesProj worksheet (D12, D22, etc.)	$24,970	$25,469	$25,978	$26,498	$27,028	$27,568	$28,120	$28,682	$29,256	$29,841	$31,199	$353,089		$31,823	$32,459	$33,108	$33,771	$34,446	$35,135	$35,838	$36,554	$37,285	$38,031	$38,792	$39,568	$426,809		$126,602	$134,351	$142,575	$151,301	$554,830		$164,576	$174,650	$185,340	$196,684	$721,250		$937,587
Product Line 2 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$8,000	$8,400	$8,820	$9,261	$9,724	$10,210	$10,721	$11,257	$11,820	$12,411	$13,031	$13,683	$127,337		$14,726	$15,462	$16,235	$17,047	$17,900	$18,795	$19,734	$20,721	$21,757	$22,845	$23,987	$25,186	$234,396		$85,455	$98,925	$114,517	$132,568	$431,465		$157,301	$182,096	$210,798	$244,025	$794,220		$1,461,963
Items/Parts 1	$16,400 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$8,820	$9,261	$9,724	$10,210	$10,721	$11,257	$11,820	$12,411	$13,031	$13,683	$14,726	$142,063		$15,462	$16,235	$17,047	$17,900	$18,795	$19,734	$20,721	$21,757	$22,845	$23,987	$25,186	$26,446	$246,116		$89,727	$103,871	$120,243	$139,197	$453,038		$165,166	$191,200	$221,338	$256,227	$833,931		$1,535,061
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$16,400	$8,820	$9,261	$9,724	$10,210	$10,721	$11,257	$11,820	$12,411	$13,031	$13,683	$14,726	$142,063		$15,462	$16,235	$17,047	$17,900	$18,795	$19,734	$20,721	$21,757	$22,845	$23,987	$25,186	$26,446	$246,116		$89,727	$103,871	$120,243	$139,197	$453,038		$165,166	$191,200	$221,338	$256,227	$833,931		$1,535,061
Product Line 3 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$5,000	$5,100	$5,202	$5,306	$5,412	$5,520	$5,631	$5,743	$5,858	$5,975	$6,095	$6,217	$67,060		$6,500	$6,630	$6,762	$6,898	$7,036	$7,176	$7,320	$7,466	$7,615	$7,768	$7,923	$8,082	$87,175		$25,858	$27,441	$29,121	$30,903	$113,323		$33,614	$35,672	$37,855	$40,172	$147,314		$191,501
Items/Parts 1	$10,100 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$5,202	$5,306	$5,412	$5,520	$5,631	$5,743	$5,858	$5,975	$6,095	$6,217	$6,500	$73,560		$6,630	$6,762	$6,898	$7,036	$7,176	$7,320	$7,466	$7,615	$7,768	$7,923	$8,082	$8,243	$88,919		$26,375	$27,990	$29,703	$31,521	$115,590		$34,287	$36,385	$38,612	$40,976	$150,260		$195,331
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$10,100	$5,202	$5,306	$5,412	$5,520	$5,631	$5,743	$5,858	$5,975	$6,095	$6,217	$6,500	$73,560		$6,630	$6,762	$6,898	$7,036	$7,176	$7,320	$7,466	$7,615	$7,768	$7,923	$8,082	$8,243	$88,919		$26,375	$27,990	$29,703	$31,521	$115,590		$34,287	$36,385	$38,612	$40,976	$150,260		$195,331
Product Line 4 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 5 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 6 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 7 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 8 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: This worksheet will help you manage your inventory expenditures. For each product line, enter the dollar amount you will spend each period on inventory. If yours is a service business, you can probably ignore this worksheet.	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 9 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
	Author: This Cost of Goods number is pulled over from your Sales Projections and shows how much product you plan to sell each month. It's here simply to aid you in determining how much inventory you need to purchase.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: Are these cells showing red? As an aid to you, these cells will show in red until you indicate the purchase of enough inventory to cover your Cost of Goods for the period. In other words, your Total Inventory Expense should equal your Cost of Goods Sold from the SalesProj worksheet. If it isn't, you might need to adjust your % for COGS on the SalesProj worksheet (D12, D22, etc.)	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 10 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GRAND TOTAL INVENTORY	$74,980	$38,992	$40,036	$41,115	$42,229	$43,379	$44,569	$45,798	$47,068	$48,382	$49,741	$52,425	$568,712		$53,915	$55,457	$57,053	$58,706	$60,417	$62,189	$64,025	$65,927	$67,898	$69,941	$72,060	$74,257	$761,844		$242,705	$266,212	$292,521	$322,019	$1,123,457		$364,029	$402,235	$445,290	$493,887	$1,705,441		$2,667,979

CapEx

Capital Purchases Author: This worksheet allows you to track capital expenditures and manage depreciation for those expenditures.									12/31/17
Item	Cost	Purchase Date		Years of Service	Salvage Value
							Reminder: All purchases must be on or after your business start date of:
Facilities Author: Facilities include, land, buildings, building upgrades, fixtures, etc. NOTE: If you will need more than 10 items in each category on this worksheet, combine items into groups and enter data for the entire group on a single line.		Month	Year				December-2017
Seating and tables	$5,000 Author: Enter the cost of the item(s) here. This will be used to calculate depreciation, and will be added to your financial statements.	Jan Author: Enter the month you will purchase the item(s). Note: When entering dates on this worksheet, make sure that they don't fall prior to your current startup date (as entered on the Setup worksheet). Doing so will cause "#NUM!" calculation errors on later worksheets. However, you need not change the dates on lines you are not using.	2022 Author: Enter the year you will purchase the item(s).	5 Author: Enter the number of years you will use the item(s) before it wears out, you retire it, or sell it. This number will be used to calculate depreciation in your financial statements using the Straight Line method. NOTE: If you'd rather "expense" the item(s) in the year it is purchased, regardless of how many years you will use it, leave the number set to 1 year, and it will not be depreciated on your financial statements. For information about the tax implications/requirements of depreciation, please consult a competent accountant.	$0 Author: This is the value of the item at the time you stop using it, or the price you might receive for it if you sell it. For example, a $1000 desk might be worth $300 when you sell it after five years of use. You would enter $300 in this cell. If you will not be depreciating the item (the Years of Service column is set to 1 year), you can ignore this.
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Equipment Author: Equipment includes machinery, furniture, vehicles, etc.
Author: This worksheet allows you to track capital expenditures and manage depreciation for those expenditures.	Author: Facilities include, land, buildings, building upgrades, fixtures, etc. NOTE: If you will need more than 10 items in each category on this worksheet, combine items into groups and enter data for the entire group on a single line.	Author: Enter the cost of the item(s) here. This will be used to calculate depreciation, and will be added to your financial statements.	Equipment and Cookware	$20,000	Jan	2022	10	$0
Vans	$30,000	Jan	2022	10	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Computer Hardware/Software Author: Includes PCs, servers, monitors, printers, scanners, other peripherals, and software applications.
		Author: Enter the month you will purchase the item(s). Note: When entering dates on this worksheet, make sure that they don't fall prior to your current startup date (as entered on the Setup worksheet). Doing so will cause "#NUM!" calculation errors on later worksheets. However, you need not change the dates on lines you are not using.	Computers	$4,200	Jan	2022	3	$0
Printer	$100	Jan	2022	3	$0
Software	$600	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Telecommunications Author: Telecommunications includes phone systems, fax machines, etc.
			Author: Enter the year you will purchase the item(s).	Author: Enter the number of years you will use the item(s) before it wears out, you retire it, or sell it. This number will be used to calculate depreciation in your financial statements using the Straight Line method. NOTE: If you'd rather "expense" the item(s) in the year it is purchased, regardless of how many years you will use it, leave the number set to 1 year, and it will not be depreciated on your financial statements. For information about the tax implications/requirements of depreciation, please consult a competent accountant.	Author: This is the value of the item at the time you stop using it, or the price you might receive for it if you sell it. For example, a $1000 desk might be worth $300 when you sell it after five years of use. You would enter $300 in this cell. If you will not be depreciating the item (the Years of Service column is set to 1 year), you can ignore this.	Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Item Name (change name here)	$0	Jan	2022	1	$0
Land Author: Land purchases are not depreciable.
Item Name (change name here)	$0	Jan	2022	Land is a non-depreciable asset
Item Name (change name here)	$0	Jan	2022
Item Name (change name here)	$0	Jan	2022
Item Name (change name here)	$0	Jan	2022
Item Name (change name here)	$0	Jan	2022
Item Name (change name here)	$0	Jan	2022
Item Name (change name here)	$0	Jan	2022
Item Name (change name here)	$0	Jan	2022
Item Name (change name here)	$0	Jan	2022
Item Name (change name here)	$0	Jan	2022

Capital Purchases

StaffBudj

Staffing Budget Author: For information about this worksheet, see "Staffing Budget" section and worksheet in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.	2022													2023													2024					2025					2026
	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL	TOTAL
Management
# Salaried Employees	1.0 Author: Enter the number of full-time employees you expect to have working for you in this category during this month. For part-time employees, enter their information below under "Part-time / Hourly Employees".	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0		1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0		1.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	1.0	1.0	1.0		1.0	1.0	1.0	1.0		1.0
Avg Salary per employee	$5,000 Author: Enter the amount you expect to pay each employee in this category this month. The Worksheets will multiply the number of employees (from the line above) with this number to generate your total cost (less benefits and taxes, below).	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$60,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$120,000	$40,000	$40,000	$40,000	$40,000	$160,000	$41,400	$41,400	$41,400	$41,400	$165,600	$171,396
Benefits (across all employees)	$417 Author: This value is calculated using the number you entered on the "Setup and Assumptions" worksheet and the number of employees you entered above.	$417	$417	$417	$417	$417	$417	$417	$417	$417	$417	$417	$5,000	$438	$438	$438	$438	$438	$438	$438	$438	$438	$438	$438	$438	$5,250	$1,378	$1,378	$1,378	$1,378	$5,513	$1,447	$1,447	$1,447	$1,447	$5,788	$6,078
Payroll Taxes (across all employees)	$750	$750	$750	$750	$750	$750	$750	$750	$750	$750	$750	$750	$9,000	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$18,000	$6,000	$6,000	$6,000	$6,000	$24,000	$6,210	$6,210	$6,210	$6,210	$24,840	$25,709
Total Costs	$6,167	$6,167	$6,167	$6,167	$6,167	$6,167	$6,167	$6,167	$6,167	$6,167	$6,167	$6,167	$74,000	$11,938	$11,938	$11,938	$11,938	$11,938	$11,938	$11,938	$11,938	$11,938	$11,938	$11,938	$11,938	$143,250	$47,378	$47,378	$47,378	$47,378	$189,513	$49,057	$49,057	$49,057	$49,057	$196,228	$203,183
Administrative/Support
# Salaried Employees	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0		1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0		1.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	1.0	1.0	1.0		1.0	1.0	1.0	1.0		1.0
Avg Salary per employee	$2,600	$2,600	$2,600	$2,600	$2,600	$2,600	$2,600	$2,600	$2,600	$2,600	$2,600	$2,600	$31,200	$2,691	$2,691	$2,691	$2,691	$2,691	$2,691	$2,691	$2,691	$2,691	$2,691	$2,691	$2,691	$32,292	$8,356	$8,356	$8,356	$8,356	$33,422	$8,648	$8,648	$8,648	$8,648	$34,592	$35,803
Benefits (across all employees)	$417	$417	$417	$417	$417	$417	$417	$417	$417	$417	$417	$417	$5,000	$438	$438	$438	$438	$438	$438	$438	$438	$438	$438	$438	$438	$5,250	$1,378	$1,378	$1,378	$1,378	$5,513	$1,447	$1,447	$1,447	$1,447	$5,788	$6,078
Payroll Taxes (across all employees)	$390	$390	$390	$390	$390	$390	$390	$390	$390	$390	$390	$390	$4,680	$404	$404	$404	$404	$404	$404	$404	$404	$404	$404	$404	$404	$4,844	$1,253	$1,253	$1,253	$1,253	$5,013	$1,297	$1,297	$1,297	$1,297	$5,189	$5,370
Total Costs	$3,407	$3,407	$3,407	$3,407	$3,407	$3,407	$3,407	$3,407	$3,407	$3,407	$3,407	$3,407	$40,880	$3,532	$3,532	$3,532	$3,532	$3,532	$3,532	$3,532	$3,532	$3,532	$3,532	$3,532	$3,532	$42,386	$10,987	$10,987	$10,987	$10,987	$43,948	$11,392	$11,392	$11,392	$11,392	$45,569	$47,251
Sales/Marketing
# Salaried Employees	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0		0.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: For information about this worksheet, see "Staffing Budget" section and worksheet in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.										Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Avg Salary per employee	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Benefits (across all employees)	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Payroll Taxes (across all employees)	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Total Costs	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Operations/Production
# Salaried Employees	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0		2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0		2.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	2.0	2.0	2.0		2.0	2.0	2.0	2.0		2.0
Avg Salary per employee	$2,600	$2,600	$2,600	$2,600	$2,600	$2,600	$2,600	$2,600	$2,600	$2,600	$2,600	$2,600	$31,200	$2,691	$2,691	$2,691	$2,691	$2,691	$2,691	$2,691	$2,691	$2,691	$2,691	$2,691	$2,691	$32,292	$8,356	$8,356	$8,356	$8,356	$33,422	$8,648	$8,648	$8,648	$8,648	$34,592	$35,803
Benefits (across all employees)	$833	$833	$833	$833	$833	$833	$833	$833	$833	$833	$833	$833	$10,000	$875	$875	$875	$875	$875	$875	$875	$875	$875	$875	$875	$875	$10,500	$2,756	$2,756	$2,756	$2,756	$11,025	$2,894	$2,894	$2,894	$2,894	$11,576	$12,155
Payroll Taxes (across all employees)	$780	$780	$780	$780	$780	$780	$780	$780	$780	$780	$780	$780	$9,360	$807	$807	$807	$807	$807	$807	$807	$807	$807	$807	$807	$807	$9,688	$2,507	$2,507	$2,507	$2,507	$10,027	$2,594	$2,594	$2,594	$2,594	$10,378	$10,741
Total Costs	$6,813	$6,813	$6,813	$6,813	$6,813	$6,813	$6,813	$6,813	$6,813	$6,813	$6,813	$6,813	$81,760	$7,064	$7,064	$7,064	$7,064	$7,064	$7,064	$7,064	$7,064	$7,064	$7,064	$7,064	$7,064	$84,772	$21,974	$21,974	$21,974	$21,974	$87,896	$22,784	$22,784	$22,784	$22,784	$91,138	$94,501
Other
# Salaried Employees	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0		0.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	0.0	0.0	0.0		0.0	0.0	0.0	0.0		0.0
Avg Salary per employee	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Benefits (across all employees)	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Payroll Taxes (across all employees)	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Total Costs	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Part-Time / Hourly Employees
# Part-Time Employees	2	2	2	2	2	2	2	2	2	2	2	2		2	2	2	2	2	2	2	2	2	2	2	2		2 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: Enter the number of full-time employees you expect to have working for you in this category during this month. For part-time employees, enter their information below under "Part-time / Hourly Employees".	Author: Enter the amount you expect to pay each employee in this category this month. The Worksheets will multiply the number of employees (from the line above) with this number to generate your total cost (less benefits and taxes, below).									Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: This value is calculated using the number you entered on the "Setup and Assumptions" worksheet and the number of employees you entered above.								Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	2	2	2	2	2	2	2	2
Avg. Hours per Hourly Employee	20	20	20	20	20	20	20	20	20	20	20	20		20	20	20	20	20	20	20	20	20	20	20	20		60	60	60	60		60	60	60	60		240
Avg Hourly Rate	$20.00	$20.00	$20.00	$20.00	$20.00	$20.00	$20.00	$20.00	$20.00	$20.00	$20.00	$20.00		$20.70	$20.70	$20.70	$20.70	$20.70	$20.70	$20.70	$20.70	$20.70	$20.70	$20.70	$20.70		$21.42	$21.42	$21.42	$21.42		$22.17	$22.17	$22.17	$22.17		$22.95
Calculated Wages Per Hourly Employee	$400	$400	$400	$400	$400	$400	$400	$400	$400	$400	$400	$400	$4,800	$414	$414	$414	$414	$414	$414	$414	$414	$414	$414	$414	$414	$4,968	$1,285	$1,285	$1,285	$1,285	$5,142	$1,330	$1,330	$1,330	$1,330	$5,322	$5,508
Wages	$800	$800	$800	$800	$800	$800	$800	$800	$800	$800	$800	$800	$9,600	$828	$828	$828	$828	$828	$828	$828	$828	$828	$828	$828	$828	$9,936	$2,571	$2,571	$2,571	$2,571	$10,284	$2,661	$2,661	$2,661	$2,661	$10,644	$11,016
Benefits (across all employees)	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$2,400	$210	$210	$210	$210	$210	$210	$210	$210	$210	$210	$210	$210	$2,520	$662	$662	$662	$662	$2,646	$695	$695	$695	$695	$2,778	$2,917
Payroll Taxes (across all employees)	$120	$120	$120	$120	$120	$120	$120	$120	$120	$120	$120	$120	$1,440	$124	$124	$124	$124	$124	$124	$124	$124	$124	$124	$124	$124	$1,490	$386	$386	$386	$386	$1,543	$399	$399	$399	$399	$1,597	$1,652
Total Costs	$1,120	$1,120	$1,120	$1,120	$1,120	$1,120	$1,120	$1,120	$1,120	$1,120	$1,120	$1,120	$13,440	$1,162	$1,162	$1,162	$1,162	$1,162	$1,162	$1,162	$1,162	$1,162	$1,162	$1,162	$1,162	$13,946	$3,618	$3,618	$3,618	$3,618	$14,472	$3,755	$3,755	$3,755	$3,755	$15,019	$15,586
TOTAL
# Full Time Employees	$4	$4	$4	$4	$4	$4	$4	$4	$4	$4	$4	$4		$4	$4	$4	$4	$4	$4	$4	$4	$4	$4	$4	$4		$4	$4	$4	$4		$4	$4	$4	$4		$4
# Part-Time Employees	$2	$2	$2	$2	$2	$2	$2	$2	$2	$2	$2	$2		$2	$2	$2	$2	$2	$2	$2	$2	$2	$2	$2	$2		$2	$2	$2	$2		$2	$2	$2	$2		$2
Salary/Wages	$13,600	$13,600	$13,600	$13,600	$13,600	$13,600	$13,600	$13,600	$13,600	$13,600	$13,600	$13,600	$163,200	$18,901	$18,901	$18,901	$18,901	$18,901	$18,901	$18,901	$18,901	$18,901	$18,901	$18,901	$18,901	$226,812	$67,638	$67,638	$67,638	$67,638	$270,550	$70,005	$70,005	$70,005	$70,005	$280,020	$289,820
Benefits	$1,867	$1,867	$1,867	$1,867	$1,867	$1,867	$1,867	$1,867	$1,867	$1,867	$1,867	$1,867	$22,400	$1,960	$1,960	$1,960	$1,960	$1,960	$1,960	$1,960	$1,960	$1,960	$1,960	$1,960	$1,960	$23,520	$6,174	$6,174	$6,174	$6,174	$24,696	$6,483	$6,483	$6,483	$6,483	$25,931	$27,227
Payroll Taxes	$2,040	$2,040	$2,040	$2,040	$2,040	$2,040	$2,040	$2,040	$2,040	$2,040	$2,040	$2,040	$24,480	$2,835	$2,835	$2,835	$2,835	$2,835	$2,835	$2,835	$2,835	$2,835	$2,835	$2,835	$2,835	$34,022	$10,146	$10,146	$10,146	$10,146	$40,583	$10,501	$10,501	$10,501	$10,501	$42,003	$43,473
GRAND TOTAL COSTS	$17,507	$17,507	$17,507	$17,507	$17,507	$17,507	$17,507	$17,507	$17,507	$17,507	$17,507	$17,507	$210,080	$23,696	$23,696	$23,696	$23,696	$23,696	$23,696	$23,696	$23,696	$23,696	$23,696	$23,696	$23,696	$284,354	$83,957	$83,957	$83,957	$83,957	$335,829	$86,988	$86,988	$86,988	$86,988	$347,953	$360,521

Staffing Budget

MktBudj

	For a more comprehensive and detailed Marketing Budget, purchase the Excel Marketing Budget Templates from PlanningShop.
Marketing Budget Author: For information about this worksheet, see Chapter 10, "Marketing Plan & Sales Strategy" in Successful Business Plan: Secrets & Strategies	2022														2023														2024						2025						2026
	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
Professional Assistance
Marketing/PR Consultants	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Advertising Agencies	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Social Media Specialists	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$6,000		$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$6,000		$1,500	$1,500	$1,500	$1,500	$6,000		$1,500	$1,500	$1,500	$1,500	$6,000		$6,000
SEO Specialist	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Graphic/Web Design	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Brochures/Leaflets/Flyers	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$600		$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$600		$150	$150	$150	$150	$600		$150	$150	$150	$150	$600		$600
Signs/Billboards	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Merchandising Displays	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Sampling/Premiums	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Media Advertising
Print (newspaper, etc.)	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Television and Radio	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Online Author: Includes AdWords, banner ads, social media ads, etc.	Author: For information about this worksheet, see Chapter 10, "Marketing Plan & Sales Strategy" in Successful Business Plan: Secrets & Strategies	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Other Media	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Phone Directories	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Advertising Specialties	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Direct Mail	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Website
Development/Programming	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Maintenance and Hosting	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$600		$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$600		$150	$150	$150	$150	$600		$150	$150	$150	$150	$600		$600
Trade Shows
Fees and Setup	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Travel/Shipping	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Exhibits/Signs	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Public Relations/Materials	$67	$67	$67	$67	$67	$67	$67	$67	$67	$67	$67	$67	$804		$67	$67	$67	$67	$67	$67	$67	$67	$67	$67	$67	$67	$804		$201	$201	$201	$201	$804		$201	$201	$201	$201	$804		$804
Informal Marketing / Networking
Memberships/Meetings	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Entertainment	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Other	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GRAND TOTAL COSTS	$667	$667	$667	$667	$667	$667	$667	$667	$667	$667	$667	$667	$8,004		$667	$667	$667	$667	$667	$667	$667	$667	$667	$667	$667	$667	$8,004		$2,001	$2,001	$2,001	$2,001	$8,004		$2,001	$2,001	$2,001	$2,001	$8,004		$8,004

Marketing Budget

ProSvs

Professional Services Author: For information about this worksheet, see Chapter 13, "Management & Organization" in Successful Business Plan: Secrets & Strategies.	2022	2023	2024	2025	2026
General Author: For professional services related to marketing, use the Marketing Budget spreadsheets.
Attorneys	$3,000 Author: The number you enter here will be equally divided among the 12 months of the year on your Income Statement.	$3,000	$3,000	$3,000	$3,000
Accountants	$2,500	$2,500	$2,500	$2,500	$2,500
Management consultants	$0	$0	$0	$0	$0
Industry specialists	$2,000	$2,000	$2,000	$2,000	$2,000
Technology consultants	$0	$0	$0	$0	$0
Other (change title here)	$10,000	$0	$0	$0	$0
Other (change title here)	$0	$0	$0	$0	$0
Total Costs	$17,500	$7,500	$7,500	$7,500	$7,500
GRAND TOTAL COSTS	$17,500	$7,500	$7,500	$7,500	$7,500

Professional Services Budget

CapInvest

Capital Investments and Loans Author: This worksheet will help you manage loans and investments in your business.
Item	Amount	Date		Loan Period Sure Product Consulting: Loan period is in NUMBER OF MONTHS	Interest Rate
							Reminder: All invesments & loans must be on or after your business start date of:
Equity Capital Investments Author: Equity capital investments can come from a number of sources, including venture capitalists, angel investors, and family members. Generally, these investors are purchasing a percentage of (or shares in) your company. They expect to reap the rewards of your business' success through periodic dividend payments (a share of the profits) and/or when the company is sold.				Sure Product Consulting: Loan period is in NUMBER OF MONTHS	Month	Year		December-2017
Gift	$50,000 Author: Enter the amount that will be invested in your business from this source. If this investor will inject cash into your business more than one time, use separate lines for each investment.	Jan Author: Enter the month that you will receive the investment cash. Note: When entering dates on this worksheet, make sure that they don't fall prior to your current startup date (as entered on the Setup worksheet). Doing so will cause "#NUM!" calculation errors on later worksheets. However, you need not change the dates on lines you are not using.	2022 Author: Enter the year you will receive the investment cash.	Capital investments are not paid back on a loan schedule.
Investment Source Name	$0	Jan	2022
Investment Source Name	$0	Jan	2022
Investment Source Name	$0	Jan	2022
Investment Source Name	$0	Jan	2022
Investment Source Name	$0	Jan	2022
Investment Source Name	$0	Jan	2022
Investment Source Name	$0	Jan	2022
Investment Source Name	$0	Jan	2022
Investment Source Name	$0	Jan	2022
Investment Source Name	$0	Jan	2022
Investment Source Name	$0	Jan	2022
Investment Source Name	$0	Jan	2022
Investment Source Name	$0	Jan	2022
Investment Source Name	$0	Jan	2022
Total Capital Investments	$50,000
Loans Author: Unlike equity capital inventments, lenders are typically not interested in purchasing shares in your company--they simply want to be paid back on a fixed schedule, with interest. Lenders can include banks and family members.
Friends and Family	$30,000	Jan	2022	24 Author: Enter the term (length) of the loan in MONTHS. For example, if this will be a three year loan, enter 36 here.	5.00% Author: Enter the loan's annual interest rate.
Potential Business Loan*	$30,000	Jan	2022	36	5.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2022	12	0.00% Author: Enter the loan's annual interest rate.
Total Loans	$60,000
TOTAL INVESTMENTS AND LOANS	$110,000

Capital Investments and Loans

IncSt

Income Statements Author: For information about this worksheet, see "Income Statements" in Successful Business Plan: Secrets & Strategies.	2022													2023													2024					2025					2026
	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
INCOME
Gross Sales	$74,000	$75,960	$77,983	$80,072	$82,229	$84,457	$86,759	$89,137	$91,596	$94,137	$96,764	$99,481	$1,032,575	$104,849	$107,829.56	$110,914	$114,106	$117,411	$120,833	$124,378	$128,049	$131,854	$135,796	$139,883	$144,120	$1,480,023	$470,866	$516,165	$566,835	$623,612	$2,177,478	$704,530	$777,985	$860,719	$954,050	$3,297,284	$5,145,334
(Commissions)	$5,550	$5,697	$5,849	$6,005	$6,167	$6,334	$6,507	$6,685	$6,870	$7,060	$7,257	$7,461	$77,443	$7,864	$8,087.22	$8,319	$8,558	$8,806	$9,063	$9,328	$9,604	$9,889	$10,185	$10,491	$10,809	$111,002	$35,315	$38,712	$42,513	$46,771	$163,311	$52,840	$58,349	$64,554	$71,554	$247,296	$385,900
(Returns and allowances)	$2,220	$2,279	$2,339	$2,402	$2,467	$2,534	$2,603	$2,674	$2,748	$2,824	$2,903	$2,984	$30,977	$3,145	$3,234.89	$3,327	$3,423	$3,522	$3,625	$3,731	$3,841	$3,956	$4,074	$4,196	$4,324	$44,401	$14,126	$15,485	$17,005	$18,708	$65,324	$21,136	$23,340	$25,822	$28,622	$98,919	$154,360
Net Sales	$66,230	$67,984	$69,795	$71,664	$73,595	$75,589	$77,649	$79,778	$81,978	$84,252	$86,604	$89,036	$924,155	$93,840	$96,507.46	$99,268	$102,125	$105,083	$108,146	$111,318	$114,604	$118,009	$121,538	$125,195	$128,987	$1,324,620	$421,425	$461,968	$507,317	$558,133	$1,948,842	$630,554	$696,297	$770,343	$853,875	$2,951,069	$4,605,074
(Cost of Goods)	$37,000	$37,980	$38,992	$40,036	$41,115	$42,229	$43,379	$44,569	$45,798	$47,068	$48,382	$49,741	$516,288	$52,425	$53,914.78	$55,457	$57,053	$58,706	$60,417	$62,189	$64,025	$65,927	$67,898	$69,941	$72,060	$740,011	$235,433	$258,083	$283,417	$311,806	$1,088,739	$352,265	$388,993	$430,359	$477,025	$1,648,642	$2,572,667
GROSS PROFIT	$29,230	$30,004	$30,803	$31,628	$32,481	$33,361	$34,270	$35,209	$36,180	$37,184	$38,222	$39,295	$407,867	$41,415	$42,592.68	$43,811	$45,072	$46,377	$47,729	$49,129	$50,580	$52,082	$53,639	$55,254	$56,927	$584,609	$185,992	$203,885	$223,900	$246,327	$860,104	$278,289	$307,304	$339,984	$376,850	$1,302,427	$2,032,407
EXPENSES - General and Administrative
Salaries and wages	$13,600	$13,600	$13,600	$13,600	$13,600	$13,600	$13,600	$13,600	$13,600	$13,600	$13,600	$13,600	$163,200	$18,901	$18,901	$18,901	$18,901	$18,901	$18,901	$18,901	$18,901	$18,901	$18,901	$18,901	$18,901	$226,812	$67,638	$67,638	$67,638	$67,638	$270,550	$70,005	$70,005	$70,005	$70,005	$280,020	$289,820
Employee benefits	$1,867	$1,867	$1,867	$1,867	$1,867	$1,867	$1,867	$1,867	$1,867	$1,867	$1,867	$1,867	$22,400	$1,960	$1,960	$1,960	$1,960	$1,960	$1,960	$1,960	$1,960	$1,960	$1,960	$1,960	$1,960	$23,520	$6,174	$6,174	$6,174	$6,174	$24,696	$6,483	$6,483	$6,483	$6,483	$25,931	$27,227
Payroll taxes	$2,040	$2,040	$2,040	$2,040	$2,040	$2,040	$2,040	$2,040	$2,040	$2,040	$2,040	$2,040	$24,480	$2,835	$2,835	$2,835	$2,835	$2,835	$2,835	$2,835	$2,835	$2,835	$2,835	$2,835	$2,835	$34,022	$10,146	$10,146	$10,146	$10,146	$40,583	$10,501	$10,501	$10,501	$10,501	$42,003	$43,473
Professional services	$1,458	$1,458	$1,458	$1,458	$1,458	$1,458	$1,458	$1,458	$1,458	$1,458	$1,458	$1,458	$17,500	$625	$625	$625	$625	$625	$625	$625	$625	$625	$625	$625	$625	$7,500	$1,875	$1,875	$1,875	$1,875	$7,500	$1,875	$1,875	$1,875	$1,875	$7,500	$7,500
Marketing and advertising	$667	$667	$667	$667	$667	$667	$667	$667	$667	$667	$667	$667	$8,004	$667	$667	$667	$667	$667	$667	$667	$667	$667	$667	$667	$667	$8,004	$2,001	$2,001	$2,001	$2,001	$8,004	$2,001	$2,001	$2,001	$2,001	$8,004	$8,004
Rent	$4,438	$4,438	$4,438	$4,438	$4,438	$4,438	$4,438	$4,438	$4,438	$4,438	$4,438	$4,438	$53,250	$4,438	$4,438	$4,438	$4,438	$4,438	$4,438	$4,438	$4,438	$4,438	$4,438	$4,438	$4,438	$53,250	$13,313	$13,313	$13,313	$13,313	$53,250	$13,313	$13,313	$13,313	$13,313	$53,250	$53,250
Equipment rental	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Maintenance	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Depreciation	$619	$619	$619	$619	$619	$619	$619	$619	$619	$619	$619	$619	$7,433	$619	$619	$619	$619	$619	$619	$619	$619	$619	$619	$619	$619	$7,433	$1,858	$1,858	$1,858	$1,858	$7,433	$1,500	$1,500	$1,500	$1,500	$6,000	$6,000
Insurance	$90	$90	$90	$90	$90	$90	$90	$90	$90	$90	$90	$90	$1,080	$90	$90	$90	$90	$90	$90	$90	$90	$90	$90	$90	$90	$1,080	$270	$270	$270	$270	$1,080	$270	$270	$270	$270	$1,080	$1,080
Telephone service	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$360	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$360	$90	$90	$90	$90	$360	$90	$90	$90	$90	$360	$360
Utilities	$400	$400	$400	$400	$400	$400	$400	$400	$400	$400	$400	$400	$4,800	$400	$400	$400	$400	$400	$400	$400	$400	$400	$400	$400	$400	$4,800	$1,200	$1,200	$1,200	$1,200	$4,800	$1,200	$1,200	$1,200	$1,200	$4,800	$4,800
Office supplies	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$600	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$600	$150	$150	$150	$150	$600	$150	$150	$150	$150	$600	$600
Postage and shipping	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Travel	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Entertainment	$60	$60	$60	$60	$60	$60	$60	$60	$60	$60	$60	$60	$720	$60	$60	$60	$60	$60	$60	$60	$60	$60	$60	$60	$60	$720	$180	$180	$180	$180	$720	$180	$180	$180	$180	$720	$720
Interest on loans	$250	$242	$234	$225	$217	$209	$200	$192	$184	$175	$167	$158	$2,452	$149	$141	$132	$124	$115	$106	$97	$88	$80	$71	$62	$53	$1,217	$121	$88	$55	$22	$287	$0	$0	$0	$0	$0	$0
Internet for customers	$35	$35	$35	$35	$35	$35	$35	$35	$35	$35	$35	$35	$420	$35	$35	$35	$35	$35	$35	$35	$35	$35	$35	$35	$35	$420	$105	$105	$105	$105	$420	$105	$105	$105	$105	$420	$420
Internet for Business	$35	$35	$35	$35	$35	$35	$35	$35	$35	$35	$35	$35	$420	$35	$35	$35	$35	$35	$35	$35	$35	$35	$35	$35	$35	$420	$105	$105	$105	$105	$420	$105	$105	$105	$105	$420	$420
TOTAL EXPENSES	$25,639	$25,631	$25,623	$25,614	$25,606	$25,598	$25,589	$25,581	$25,572	$25,564	$25,556	$25,547	$307,119	$30,895	$30,886	$30,877	$30,869	$30,860	$30,851	$30,842	$30,834	$30,825	$30,816	$30,807	$30,798	$370,159	$105,225	$105,192	$105,160	$105,126	$420,703	$107,777	$107,777	$107,777	$107,777	$431,107	$443,675
Net income before taxes and interest	$3,591	$4,373	$5,181	$6,014	$6,875	$7,763	$8,680	$9,628	$10,608	$11,620	$12,666	$13,748	$100,748	$10,521	$11,707	$12,934	$14,203	$15,518	$16,878	$18,287	$19,746	$21,258	$22,824	$24,447	$26,129	$214,451	$80,767	$98,693	$118,740	$141,200	$439,401	$170,512	$199,527	$232,207	$269,073	$871,320	$1,588,732
Interest Income	$7	$6	$6	$7	$8	$9	$12	$15	$19	$24	$30	$35	$179	$38	$43	$49	$55	$63	$71	$81	$92	$104	$117	$132	$148	$992	$598	$796	$1,041	$1,339	$3,775	$1,707	$2,147	$2,664	$3,267	$9,785	$27,520
Provision for taxes on income	$900	$1,095	$1,297	$1,505	$1,721	$1,943	$2,173	$2,411	$2,657	$2,911	$3,174	$3,446	$25,187	$2,640	$2,937	$3,246	$3,565	$3,895	$4,237	$4,592	$4,959	$5,340	$5,735	$6,145	$6,569	$53,613	$20,341	$24,872	$29,945	$35,635	$110,794	$43,055	$50,419	$58,718	$68,085	$220,276	$404,063
NET PROFIT	$2,699	$3,285	$3,890	$4,516	$5,162	$5,829	$6,519	$7,233	$7,970	$8,733	$9,522	$10,337	$75,740	$7,919	$8,812	$9,737	$10,694	$11,685	$12,712	$13,776	$14,878	$16,021	$17,206	$18,434	$19,708	$161,830	$61,024	$74,617	$89,836	$106,904	$332,382	$129,165	$151,256	$176,153	$204,255	$660,829	$1,212,189

Income Statements

CshFlw

Cash Flow Author: For information about this worksheet, see "Cash-Flow Projections" in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.	2022														2023														2024						2025						2026
	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
CASH RECEIPTS
Income from Sales
Cash Sales	$55,500	$56,970	$58,487	$60,054	$61,672	$63,343	$65,069	$66,853	$68,697	$70,602	$72,573	$74,611	$774,431		$78,637	$80,872	$83,185	$85,580	$88,058	$90,625	$93,283	$96,037	$98,890	$101,847	$104,912	$108,090	$1,110,017		$353,149	$387,124	$425,126	$467,709	$1,633,108		$528,397	$583,489	$645,539	$715,538	$2,472,963		$3,859,000
Collections	$0	$18,500	$18,990	$19,496	$20,018	$20,557	$21,114	$21,690	$22,284	$22,899	$23,534	$24,191	$233,274		$24,870	$26,212	$26,957	$27,728	$28,527	$29,353	$30,208	$31,094	$32,012	$32,963	$33,949	$34,971	$358,846		$114,508	$125,266	$137,486	$151,172	$528,432		$169,389	$188,375	$208,285	$230,735	$796,784		$1,258,643
Total Cash from Sales	$55,500	$75,470	$77,477	$79,550	$81,690	$83,900	$86,184	$88,543	$90,981	$93,501	$96,107	$98,802	$1,007,705		$103,507	$107,084	$110,143	$113,308	$116,585	$119,978	$123,492	$127,132	$130,903	$134,811	$138,861	$143,060	$1,468,863		$467,657	$512,390	$562,612	$618,881	$2,161,540		$697,786	$771,864	$853,824	$946,273	$3,269,747		$5,117,643
Income from Financing
Interest Income	$7 Author: This line item is automatically calculated for you based on the interest rate you entered on the "Setup and Assumptions" sheet.	$6	$6	$7	$8	$9	$12	$15	$19	$24	$30	$35	$179		$38	$43	$49	$55	$63	$71	$81	$92	$104	$117	$132	$148	$992		$598	$796	$1,041	$1,339	$3,775		$1,707	$2,147	$2,664	$3,267	$9,785		$27,520
Loan Proceeds	$60,000	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$60,000		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Equity Capital Investments	$50,000	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$50,000		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Cash from Financing	$110,007	$6	$6	$7	$8	$9	$12	$15	$19	$24	$30	$35	$110,179		$38	$43	$49	$55	$63	$71	$81	$92	$104	$117	$132	$148	$992		$598	$796	$1,041	$1,339	$3,775		$1,707	$2,147	$2,664	$3,267	$9,785		$27,520
Other Cash Receipts	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
TOTAL CASH RECEIPTS	$165,507	$75,476	$77,483	$79,556	$81,698	$83,910	$86,196	$88,558	$91,000	$93,526	$96,137	$98,837	$1,117,884		$103,545	$107,127	$110,191	$113,363	$116,648	$120,049	$123,573	$127,223	$131,007	$134,928	$138,993	$143,208	$1,469,856		$468,255	$513,186	$563,653	$620,220	$2,165,314		$699,494	$774,011	$856,488	$949,540	$3,279,533		$5,145,163
CASH DISBURSEMENTS
Inventory	$74,980	$38,992	$40,036	$41,115	$42,229	$43,379	$44,569	$45,798	$47,068	$48,382	$49,741	$52,425	$568,712		$53,915	$55,457	$57,053	$58,706	$60,417	$62,189	$64,025	$65,927	$67,898	$69,941	$72,060	$74,257	$761,844		$242,705	$266,212	$292,521	$322,019	$1,123,457		$364,029	$402,235	$445,290	$493,887	$1,705,441		$2,667,979
Operating Expenses	$24,770	$24,770	$24,770	$24,770	$24,770	$24,770	$24,770	$24,770	$24,770	$24,770	$24,770	$24,770	$297,234		$30,126	$30,126	$30,126	$30,126	$30,126	$30,126	$30,126	$30,126	$30,126	$30,126	$30,126	$30,126	$361,508		$103,246	$103,246	$103,246	$103,246	$412,983		$106,277	$106,277	$106,277	$106,277	$425,107		$437,675
Commissions/Returns & Allowances	$7,770	$7,976	$8,188	$8,408	$8,634	$8,868	$9,110	$9,359	$9,618	$9,884	$10,160	$10,446	$108,420		$11,009	$11,322	$11,646	$11,981	$12,328	$12,688	$13,060	$13,445	$13,845	$14,259	$14,688	$15,133	$155,402		$49,441	$54,197	$59,518	$65,479	$228,635		$73,976	$81,688	$90,375	$100,175	$346,215		$540,260
Capital Purchases	$59,900	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$59,900		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Loan Payments	$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$26,583		$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$26,583		$2,697	$2,697	$2,697	$2,697	$10,790		$0	$0	$0	$0	$0		$0
Income Tax Payments	$2,475 Author: Note that on your Income Statements, we've generated an estimate for income taxes. This line on the Cash Flow statement is where you should reflect the actual payments you intend to make on a regular basis (probably quarterly).	Author: This line item is automatically calculated for you based on the interest rate you entered on the "Setup and Assumptions" sheet.	$2,475	$2,475	$2,475	$2,475	$2,475	$2,475	$2,475	$2,475	$2,475	$2,475	$2,475	$29,700		$2,475	$2,475	$2,475	$2,475	$2,475	$2,475	$2,475	$2,475	$2,475	$2,475	$2,475	$2,475	$29,700		$7,425	$7,425	$7,425	$7,425	$29,700		$7,425	$7,425	$7,425	$7,425	$29,700		$29,700
Investor Dividend Payments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Owner's Draw	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
TOTAL CASH DISBURSEMENTS	$172,110	$76,427	$77,684	$78,982	$80,322	$81,707	$83,138	$84,617	$86,146	$87,726	$89,361	$92,330	$1,090,550		$99,740	$101,595	$103,515	$105,503	$107,561	$109,692	$111,900	$114,188	$116,559	$119,016	$121,563	$124,205	$1,335,037		$405,514	$433,777	$465,407	$500,867	$1,805,565		$551,707	$597,626	$649,368	$707,764	$2,506,464		$3,675,614
NET CASH FLOW	-$6,603	-$951	-$201	$574	$1,375	$2,202	$3,057	$3,941	$4,855	$5,799	$6,776	$6,507	$27,334		$3,806	$5,532	$6,676	$7,861	$9,087	$10,357	$11,672	$13,035	$14,448	$15,912	$17,429	$19,003	$134,819		$62,741	$79,409	$98,246	$119,353	$359,749		$147,787	$176,386	$207,120	$241,776	$773,069		$1,469,550
Opening Cash Balance	$15,000	$8,397	$7,446	$7,246	$7,820	$9,195	$11,398	$14,455	$18,396	$23,251	$29,050	$35,827			$42,334	$46,140	$51,672	$58,349	$66,209	$75,296	$85,653	$97,325	$110,361	$124,809	$140,721	$158,150			$177,153	$239,894	$319,303	$417,549			$536,902	$684,689	$861,075	$1,068,195			$1,309,971
Cash Receipts	$165,507	$75,476	$77,483	$79,556	$81,698	$83,910	$86,196	$88,558	$91,000	$93,526	$96,137	$98,837			$103,545	$107,127	$110,191	$113,363	$116,648	$120,049	$123,573	$127,223	$131,007	$134,928	$138,993	$143,208			$468,255	$513,186	$563,653	$620,220			$699,494	$774,011	$856,488	$949,540			$5,145,163
Cash Disbursements	$172,110	$76,427	$77,684	$78,982	$80,322	$81,707	$83,138	$84,617	$86,146	$87,726	$89,361	$92,330			$99,740	$101,595	$103,515	$105,503	$107,561	$109,692	$111,900	$114,188	$116,559	$119,016	$121,563	$124,205			$405,514	$433,777	$465,407	$500,867			$551,707	$597,626	$649,368	$707,764			$3,675,614
ENDING CASH BALANCE	$8,397	$7,446	$7,246	$7,820	$9,195	$11,398	$14,455	$18,396	$23,251	$29,050	$35,827	$42,334	$42,334		$46,140	$51,672	$58,349	$66,209	$75,296	$85,653	$97,325	$110,361	$124,809	$140,721	$158,150	$177,153	$177,153		$239,894	$319,303	$417,549	$536,902	$536,902		$684,689	$861,075	$1,068,195	$1,309,971	$1,309,971		$2,779,521

Cash Flow Statements

BalSht

Balance Sheet Author: For information about this worksheet, see "Balance Sheet" in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet
Acai You				Acai You				Acai You				Acai You				Acai You				Acai You				Acai You				Acai You
First Quarter				Second Quarter				Third Quarter				Fourth Quarter				2023				2024				2025				2026
2022				2022				2022				2022
ASSETS				ASSETS				ASSETS				ASSETS				ASSETS				ASSETS				ASSETS				ASSETS
Current Assets				Current Assets				Current Assets				Current Assets				Current Assets				Current Assets				Current Assets				Current Assets
Cash	$7,246			Cash	$11,398			Cash	$23,251			Cash	$42,334			Cash	$177,153			Cash	$536,902			Cash	$1,309,971			Cash	$2,779,521
Accounts Receivable	$19,496			Accounts Receivable	$21,114			Accounts Receivable	$22,899			Accounts Receivable	$24,870			Accounts Receivable	$36,030			Accounts Receivable	$51,968			Accounts Receivable	$79,504			Accounts Receivable	$107,194
Inventory	$40,036			Inventory	$43,379			Inventory	$47,068			Inventory	$52,425			Inventory	$74,257			Inventory	$108,975			Inventory	$165,775			Inventory	$261,087
Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0
Total Current Assets		$66,777		Total Current Assets		$75,891		Total Current Assets		$93,218		Total Current Assets		$119,629		Total Current Assets		$287,439		Total Current Assets		$697,845		Total Current Assets		$1,555,250		Total Current Assets		$3,147,802
Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets
Land	$0			Land	$0			Land	$0			Land	$0			Land	$0			Land	$0			Land	$0			Land	$0
Facilities	$5,000			Facilities	$5,000			Facilities	$5,000			Facilities	$5,000			Facilities	$5,000			Facilities	$5,000			Facilities	$5,000			Facilities	$5,000
Equipment	$50,000			Equipment	$50,000			Equipment	$50,000			Equipment	$50,000			Equipment	$50,000			Equipment	$50,000			Equipment	$50,000			Equipment	$50,000
Computers & Telecommunications	$4,900			Computers & Telecommunications	$4,900			Computers & Telecommunications	$4,900			Computers & Telecommunications	$4,900			Computers & Telecommunications	$4,900			Computers & Telecommunications	$4,900			Computers & Telecommunications	$4,900			Computers & Telecommunications	$4,900
(Less Accumlated Depreciation)	$1,858			(Less Accumlated Depreciation)	$3,717			(Less Accumlated Depreciation)	$5,575			(Less Accumlated Depreciation)	$7,433			(Less Accumlated Depreciation)	$14,867			(Less Accumlated Depreciation)	$22,300			(Less Accumlated Depreciation)	$28,300			(Less Accumlated Depreciation)	$34,300
Total Fixed Assets		$58,042		Total Fixed Assets		$56,183		Total Fixed Assets		$54,325		Total Fixed Assets		$52,467		Total Fixed Assets		$45,033		Total Fixed Assets		$37,600		Total Fixed Assets		$31,600		Total Fixed Assets		$25,600
Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0
TOTAL ASSETS			$124,819	TOTAL ASSETS			$132,075	TOTAL ASSETS			$147,543	TOTAL ASSETS			$172,096	TOTAL ASSETS			$332,473	TOTAL ASSETS			$735,445	TOTAL ASSETS			$1,586,850	TOTAL ASSETS			$3,173,402
LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES
Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities
Short-Term Notes Payable	$24,434 Sure Product Consulting: Short-Term Notes Payable: loan payments to be made within one year			Short-Term Notes Payable	$24,741			Short-Term Notes Payable	$25,051			Short-Term Notes Payable	$25,366			Short-Term Notes Payable	$10,503			Short-Term Notes Payable	$0			Short-Term Notes Payable	$0			Short-Term Notes Payable	$0
Income Taxes Due	-$4,134 Author: If you see a number here, it reflects the difference between the projected income taxes owed (as calculated on your Income Statements) and what you've said you will actually pay (as entered on your Cash Flow statements).			Income Taxes Due	-$6,390			Income Taxes Due	-$6,574			Income Taxes Due	-$4,513			Income Taxes Due	$19,400			Income Taxes Due	$100,493			Income Taxes Due	$291,070			Income Taxes Due	$665,433
Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0
Total Current Liabilities		$20,300		Total Current Liabilities		$18,351		Total Current Liabilities		$18,477		Total Current Liabilities		$20,853		Total Current Liabilities		$29,903		Total Current Liabilities		$100,493		Total Current Liabilities		$291,070		Total Current Liabilities		$665,433
Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities
Long-Term Notes Payable	$29,645			Long-Term Notes Payable	$23,344			Long-Term Notes Payable	$16,964			Long-Term Notes Payable	$10,503			Long-Term Notes Payable	-$0			Long-Term Notes Payable	-$0			Long-Term Notes Payable	-$0			Long-Term Notes Payable	-$0
Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0
Total Long-Term Liabilities		$29,645		Total Long-Term Liabilities		$23,344		Total Long-Term Liabilities		$16,964		Total Long-Term Liabilities		$10,503		Total Long-Term Liabilities		-$0		Total Long-Term Liabilities		-$0		Total Long-Term Liabilities		-$0		Total Long-Term Liabilities		-$0
NET WORTH				NET WORTH				NET WORTH				NET WORTH				NET WORTH				NET WORTH				NET WORTH				NET WORTH
Paid-In Capital	$65,000			Paid-In Capital	$65,000			Paid-In Capital	$65,000			Paid-In Capital	$65,000			Paid-In Capital	$65,000			Paid-In Capital	$65,000			Paid-In Capital	$65,000			Paid-In Capital	$65,000
Retained Earnings	$9,873			Retained Earnings	$25,380			Retained Earnings	$47,102			Retained Earnings	$75,740			Retained Earnings	$237,570			Retained Earnings	$569,952			Retained Earnings	$1,230,780			Retained Earnings	$2,442,969
Total Net Worth		$74,873		Total Net Worth		$90,380		Total Net Worth		$112,102		Total Net Worth		$140,740		Total Net Worth		$302,570		Total Net Worth		$634,952		Total Net Worth		$1,295,780		Total Net Worth		$2,507,969
TOTAL LIABILITIES AND NET WORTH			$124,819	TOTAL LIABILITIES AND NET WORTH			$132,075	TOTAL LIABILITIES AND NET WORTH			$147,543	TOTAL LIABILITIES AND NET WORTH			$172,096	TOTAL LIABILITIES AND NET WORTH			$332,473	TOTAL LIABILITIES AND NET WORTH			$735,445	TOTAL LIABILITIES AND NET WORTH			$1,586,850	TOTAL LIABILITIES AND NET WORTH			$3,173,402

Balance Sheet

BrkEvn

	Break-even Estimates Author: For information about this worksheet, see "Break-Even Analysis" in "The Financials" chapter of Successful Business Plan: Secrets & Strategies. Note that this Worksheet differs from that shown in the book slightly by also factoring the costs of sales commissions and returns/allowances. This gives you a more accurate break-even estimate.
	Year 1 (2022)
	January	$64,909 Author: This is the amount of sales you will need to make each month to break even.
	February	$64,888
	March	$64,867
	April	$64,846
	May	$64,825
	June	$64,804
	July	$64,783
	August	$64,762
	September	$64,740
	October	$64,719
	November	$64,697
	December	$64,676
	Monthly Average	$64,793
	Year 2 (2023)
	January	$78,214
	February	$78,192
	March	$78,170
	April	$78,148
	May	$78,126
	June	$78,104
	July	$78,082
	August	$78,060
	September	$78,037
	October	$78,015
	November	$77,992
	December	$77,969
	Monthly Average	$78,093
	Year 3 (2024)
	1st Quarter	$266,392
	2nd Quarter	$266,310
	3rd Quarter	$266,227
	4th Quarter	$266,143
	Quarterly Average	$266,268
	Year 4 (2025)
	1st Quarter	$272,853
	2nd Quarter	$272,853
	3rd Quarter	$272,853
	4th Quarter	$272,853
	Quarterly Average	$272,853
	Year 5 (2026)
	Annual Average	$1,123,227

Break-even Estimates

Ratios

Key Ratios Author: This sheet provides a mathematical snapshot of your company's performance. These ratios are often used by lenders or investors in determining how well a company is managing its finances.
Year 1 (2022)	Working Capital Author: Working Capital is the amount of readily available funds the company has to cover upcoming expenses. More is better!	Current Ratio Author: This ratio divides your current assets by your current liabilities. In general, it should be greater than 2. If an "N.A." appears in the cell, it indicates that you had no liabilities with which to calculate the ratio.	Quick Ratio Author: Similar to the Current Ratio, but we've subtracted inventory from your assets. A number greater than 1 is desirable. If an "N.A." appears in the cell, it indicates that you had no liabilities with which to calculate the ratio.	Cash Turnover Author: This ratio divides your net sales for the period by your "working capital," (your current assets minus your current liabilities). In other words, it shows by what multiple your sales exceed your working capital. In general, 5 or above is good to aim for, but this can vary based on your industry, etc.	Debt to Equity Author: To calculate your Debt to Equity ratio, we divided your total liabilities by your net worth. A high number (greater than 1), indicates a high debt load relative to your assets. Potential funders may be wary of investing in such a case.	Return on Investment Author: This ratio is achieved by dividing your net worth into your net income for the period. It shows the rate of return you and your investors are receiving on your investments in the company. The higher the better!	Return on Sales Author: This ratio is calculated by dividing your net income for the period by your net sales for the period. The higher the number here, the more profit you are extracting from each sale. Your ideal number will depend greatly on your industry, margins, etc.	Return on Assets Author: Your Return on Assets indicates how much profit you are generating on all the investments you've made in the company's assets. In particular, this will help you (and your investors) determine if you are achieving a good rate-of-return on your investments. This will depend greatly on your industry.	Net Sales
1st Quarter	$46,477	3.29	1.32	4.39	0.67	18%	6%	11%	$204,009.16
2nd Quarter	$57,541	4.14	1.77	3.84	0.46	23%	9%	16%	$220,848.79
3rd Quarter	$74,741	5.05	2.50	3.20	0.32	26%	12%	20%	$239,405.21
4th Quarter	$98,776	5.74	3.22	2.63	0.22	27%	15%	22%	$259,891.67
Year 2 (2023)	$257,537	9.61	7.13	5.14	0.10	71%	16%	65%	$1,324,620.49
Year 3 (2024)	$597,352	6.94	5.86	3.26	0.16	69%	23%	60%	$1,948,842.38
Year 4 (2025)	$1,264,180	5.34	4.77	2.33	0.22	67%	30%	55%	$2,951,069.15
Year 5 (2026)	$2,482,369	4.73	4.34	1.86	0.27	63%	34%	50%	$4,605,073.65

Key Ratios

1YrAtGl

Year 1: Financials at-a-Glance (2022) Gross Sales January February March April May June July August September October November December 74000 75960 77983.200000000012 80072.064000000013 82229.165280000001 84457.191585599998 86758.950567312 89137.375486158257 91595.53119875642 94136.620435750316 96763.990388135004 99481.139616750879 Gross Profit January February March April May June July August September October November December 29230 30004.199999999997 30803.364000000001 31628.465280000004 32480.520285600003 33360.590676312 34269.785474088239 35209.263317032521 36180.234823508785 37183.965072121384 38221.776203313326 39295.050148616603 Net Profit January February March April May June July August September October November December 2698.53556128844 3284.7331652135272 3890.1479461898625 4515.5253829797621 5161.6439242662636 5829.3165511336 92 6519.3924159522576 7232.7585614525269 7970.3417239640212 8733.110224990698 9522.0759555031291 10337.49730344268

NSYr1

Year 1: Net Sales (2022) Product Line 1 January February March April May June July August September October November December 42960 43819.199999999997 44695.584000000003 45589.495680000007 46501.285593599998 47431.311305472002 48379.93753158144 49347.53628221307 50334.487007857329 51341.176748014492 52368.000282974775 53415.360288634278 Product Line 2 January February March April May June July August September October November December 14320 15036 15787.8 16577.189999999999 17406.049500000001 18276.351975000001 19190.169573750005 20149.678052437506 21157.161955059382 22215.020052812353 23325.771055452973 24492.059608225623 Product Line 3 January February March April May June July August September October November December 8950 9129 9311.58 9497.8116000000009 9687.7678320000014 9881.5231886399997 10079.153652412799 10280.736725461056 10486.351459970279 10696.078489169684 10910.000058953079 11128.200060132143 Product Line 4 January February March April May June July August September October November December Product Line 5 Product Line 6 Product Line 7 Product Line 8 Product Line 9 Product Line 10

1YrCshFlw

Year 1: Cash Flow (2022) Net Cash Flow January February March April May June July August September October November December -6602.7767456663132 -950.96855962104746 -200.60359008738305 574.4413524542033 1375.1195040252496 2202.4261271981377 3057.4004997020966 3941.1280002047424 4854.7422960835393 5799.4276382400421 6776.4212682624348 6507.3038384385436 Ending Cash Balance 8397.2232543336868 7446.2546947126393 7245.6511046252563 7820.0924570794596 9195.2119611047092 11397.638088302847 14455.038588004943 18396.166588209686 23250.908884293225 29050.336522533267 35826.757790795702 42334.06162923426

2ndYrCshFlw

Year 2: Cash Flow (2023) Net Cash Flow January February March April May June July August September October November December 3805.620851981439 5532.4812125136523 6676.3667831543571 7860.6158902969473 9086.8816159490671 10356.892370589019 11672.455513057022 13035.461148510352 14447.886113286571 15911.7981559615 17429.360324349545 19002.835568681912 Ending Cash Balance January February March April May June July August September October November De cember 46139.682481215714 51672.163693729366 58348.530476883723 66209.146367180656 75296.027983129723 85652.920353718742 97325.375866775779 110360.83701528615 124808.72312857272 140720.52128453422 158149.88160888373 177152.71717756562

5YrAtGl

5-Year Financials at-a-Glance

Gross Sales 2022 2023 2024 2025 2026 1032575.2285584629 1480022.8963307776 2177477.5240952629 3297283.9619299443 5145333.6825424386 Gross Profit 2022 2023 2024 2025 2026 407867.21528059285 584609.04405065696 860103.62201762875 1302427.164962328 2032406.8046042626 Net Profit 2022 2023 2024 2025 2026 75739.794649258474 161830.27300705723 332381.52403126814 660828.818204312 1212189.0313433334

NS5Yr

5-Year Net Sales

Product Line 1 2022 2023 2024 2025 2026 576183.37472034746 749008.3330812481 973671.76430149295 1265722.5063144197 1645373.2373970621 Product Line 2 2022 2023 2024 2025 2026 227933.25177273783 419568.75640953775 772322.33553428971 1421654.4507973762 2616914.3173540328 Product Line 3 2022 2023 2024 2025 2026 120038.20306673905 156043.40272526001 202848.28422947769 263692.18881550414 342786.09112438798 Product Line 4 2022 2023 2024 2025 2026 Product Line 5 Product Line 6 Product Line 7 Product Line 8 Product Line 9 Product Line 10

License

	License Agreement
	LICENSE AGREEMENT FOR PLANNINGSHOP’S BUSINESS PLAN FINANCIALS This License Agreement is a legal agreement between you (the product purchaser/user) and PlanningShop for the Business Plan Financials product (“Software”) that accompanies this Agreement, including all associated documentation and packaging. By installing and/or using the Software, you accept the terms of this Agreement. PRODUCT LICENSE The Software is protected by intellectual property laws and treaties. It is owned by PlanningShop and licensed to you for your use (not sold). You acknowledge that PlanningShop has conferred to you NO title or ownership of the Software or any of its constituent parts. Re-distribution of the Software or any of constituent its parts, whether in an original or modified form, is strictly forbidden. 1. General License. You may install one copy of the Software on a single computing device for use by a single user. Additional users, whether using the same computing device or a separate device, must purchase additional licenses. Multi-user licenses are available from PlanningShop. A second copy of the Software may be stored on a separate device for the sole purpose of backing up the original copy. You may not copy, distribute, or resell the Software. 2. Unauthorized Use. You may not modify, disassemble, or reverse engineer the Software or its code for any form of distribution. The Software, its content, design and programming are copyrighted by PlanningShop. 3. WARRANTY. THIS SOFTWARE IS PROVIDED AS IS. PLANNINGSHOP AND ITS AFFILIATED PARTIES MAKE NO CLAIMS, PROMISES OR GUARANTEES ABOUT THE ACCURACY, COMPLETENESS, OR ADEQUACY OF THE SOFTWARE FOR ANY PURPOPSE AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS, OMISSIONS, FAILURES, OR DEFECTS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESS OR STATUTORY, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE SOFTWARE.
	4. DAMAGES. IN NO EVENT WILL PLANNINGSHOP BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THIS SOFTWARE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, DEFECT, OR COMPUTER VIRUS EVEN IF THE PLANNINGSHOP, OR AFFILIATED PARTIES, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES. 5. Governing Law. This Agreement shall be treated as though it were executed and performed in Palo Alto, California, and shall be governed by and construed in accordance with the laws of the State of California, USA (without regard to conflict of law principles). All actions shall be subject to the limitations set forth in Section 3 and Section 4. The language in this Agreement shall be interpreted as in accordance with its fair meaning and not strictly for or against either party. All legal proceedings arising out of or in connection with this Agreement shall be brought solely in Palo Alto, California. You expressly submit to the exclusive jurisdiction of said courts and consent to extraterritorial service of process. Should any part of this Agreement be held invalid or unenforceable, that portion shall be construed consistent with applicable law and the remaining portions shall remain in full force and effect. 6. Contact. Should you have any questions concerning this agreement, or if you desire to contact PlanningShop for any reason, you may do so at: PlanningShop, 555 Bryant Street #180, Palo Alto, California, USA, 94301.

About

	About Business Plan Financials
	PlanningShop
	Business Plan Financials
	Version 3.1
	SUBJECT TO END-USER LICENSE AGREEMENT
	Copyright 2003-2017 PlanningShop. All rights reserved.
	www.planningshop.com

http://www.planningshop.com/

Config

CONFIG WORKSHEET
Sure Product Consulting: IMPORTANT: Do not remove or change anything on this worksheet! Doing so may render this product unusable!

Startup Year

2022
Sure Product Consulting: Sure Product Consulting: How does this get set? Headings on each worksheet are driven from it, but this does not seem to be connected t the Setup worksheet "what year wll your business start" question.

Version:

Startup Month

3.0

January

8/1/13

Startup Month Abbrev

Jan

Start Date:

Dec-17

CREDIT MULTIPLIER

Multiple

With "Credit Sales"

0.00

1.00

0.25

Working Capital Calc
Sure Product Consulting: Used by Ratios worksheet

$46,477

$57,541

$74,741

$98,776

$257,537

$597,352

$1,264,180

$2,482,369

Chart Titles

Year 1 String

2022

Year 1: Financials at-a-Glance (2022)

Year 2 String

2023

Year 1: Net Sales (2022)

Year 3 String

2024

Year 1: Cash Flow (2022)

Year 4 String

2025

Year 2: Cash Flow (2023)

Year 5 String

2026

DOUBLE LIST FOR Months on top of worksheets

January

February

March

April

May

June

July

August

September

October

November

December

January

February

March

April

May

June

July

August

September

October

November

December

Start Month

From Setup

January

February

March

April

May

June

July

August

September

October

November

December

Match Position in Doublelist

Adjust index to 1-12

Abbrev

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

To-Do List

Making a "Demo" version of this workbook, with watermark, 1 loan, 1 product line, 1 investment

Adding a Worksheet to do revolving credit calculations. See http://www.vertex42.com/Files/download/line-of-credit.html for a cool line of credit worksheet (it's complicated)

Cleaning up all the dates, lists of months, etc. on the config worksheet

Adding "Reset_XXX" subroutines for ALL the worksheets

Check PrintAreas, footers, headers for New DepnSchedule and New LoanPaymentSchedule

Your Company Name

Unlicensed Copy Unlicensed Copy Demo Use Only Demo Use Only Unlicensed Copy Unlicensed Copy Demo Use Only Demo Use Only Unlicensed Copy Unlicensed Copy Demo Use Only Demo Use Only Unlicensed Copy Unlicensed Copy Demo Use Only Demo Use Only

DepnSchedule

Sure Product Consulting: Is this depreciation schedule correct? If only one year of service, nothing is depreciated. If more than one year, we don't depreciate anything for year 1 it seems (or does that show up as an expense?)	Depreciation Schedule from CapEx Worksheet
														Dec-17	Jan-18	Feb-18	Mar-18	Apr-18	May-18	Jun-18	Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20	Oct-20	Nov-20	Dec-20	Jan-21	Feb-21	Mar-21	Apr-21	May-21	Jun-21	Jul-21	Aug-21	Sep-21	Oct-21	Nov-21	Dec-21	Jan-22	Feb-22	Mar-22	Apr-22	May-22	Jun-22	Jul-22	Aug-22	Sep-22	Oct-22	Nov-22
Item#	Category	Item Name	Purch Value	Salvage Value	Yrs of Service	Mos of Service	Month Purchased	Year Purchased	Purchase Month	End Month	End Date	Depn Amt montly		1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
1	Facilities	Seating and tables	$5,000.00	$0.00	5	60	Jan	2022	1	60	Nov-22	$ 83		83	83 Sure Product Consulting: If "today's" month is one in this asset is dep'd over,	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83	83
2	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
3	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
4	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
5	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
6	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
7	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
8	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
9	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
10	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
11	Equip	Equipment and Cookware	$20,000.00	$0.00	10	120	Jan	2022	1	120	Nov-27	$ 167		167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167
12	Equip	Vans	$30,000.00	$0.00	10	120	Jan	2022	1	120	Nov-27	$ 250		250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250	250
13	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
14	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
15	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
16	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
17	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
18	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
19	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
20	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
21	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
22	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
23	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
24	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
25	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
26	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
27	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
28	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
29	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
30	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
31	Comp	Computers	$4,200.00	$0.00	3	36	Jan	2022	1	36	Nov-20	$ 117		117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
32	Comp	Printer	$100.00	$0.00	3	36	Jan	2022	1	36	Nov-20	$ 3		3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
33	Comp	Software	$600.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ 50		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
34	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
35	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
36	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
37	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
38	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
39	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
40	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
41	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
42	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
43	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
44	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
45	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
46	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
47	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
48	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
49	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
50	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
51	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18
52	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18
53	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18
54	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18
55	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18
56	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18
57	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18
58	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18
59	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18
60	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2022	1	12	Nov-18
		TOTAL												$ 619	$ 619	$ 619	$ 619	$ 619	$ 619	$ 619	$ 619	$ 619	$ 619	$ 619	$ 619	$ 619	$ 619	$ 619	$ 619	$ 619	$ 619	$ 619	$ 619	$ 619	$ 619	$ 619	$ 619	$ 619	$ 619	$ 619	$ 619	$ 619	$ 619	$ 619	$ 619	$ 619	$ 619	$ 619	$ 619	$ 500	$ 500	$ 500	$ 500	$ 500	$ 500	$ 500	$ 500	$ 500	$ 500	$ 500	$ 500	$ 500	$ 500	$ 500	$ 500	$ 500	$ 500	$ 500	$ 500	$ 500	$ 500	$ 500	$ 500
		Land												-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		Facilities												5,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		Equip												50,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		Comp												4,900	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		TOTAL Author: This goes into Cash Flow statement.											Author: This goes into Cash Flow statement.	59,900	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		TOTAL NON-DEPRECIABLE CAPITAL ASSETS Author: This goes into Income statement under "non-depreciable capital purchases"											Author: This goes into Income statement under "non-depreciable capital purchases"	Author: This goes into Cash Flow statement.	Author: This goes into Income statement under "non-depreciable capital purchases"												600	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Depreciation Schedule

LoanInvestSchedules

	Investment Proceeds										Investment Proceeds												Investment Proceeds												Investment Proceeds												Investment Proceeds												Investment Proceeds
											Dec-17	Jan-18	Feb-18	Mar-18	Apr-18	May-18	Jun-18	Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20	Oct-20	Nov-20	Dec-20	Jan-21	Feb-21	Mar-21	Apr-21	May-21	Jun-21	Jul-21	Aug-21	Sep-21	Oct-21	Nov-21	Dec-21	Jan-22	Feb-22	Mar-22	Apr-22	May-22	Jun-22	Jul-22	Aug-22	Sep-22	Oct-22	Nov-22
Inv #	Name of Invest Source	Amount			Start Month	Start Year	Infusion Month				1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
1	Gift	$50,000			Jan	2022	1				50,000.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
2	Investment Source Name	$0			Jan	2022	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
3	Investment Source Name	$0			Jan	2022	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
4	Investment Source Name	$0			Jan	2022	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
5	Investment Source Name	$0			Jan	2022	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
6	Investment Source Name	$0			Jan	2022	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
7	Investment Source Name	$0			Jan	2022	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
8	Investment Source Name	$0			Jan	2022	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
9	Investment Source Name	$0			Jan	2022	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
10	Investment Source Name	$0			Jan	2022	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
11	Investment Source Name	$0			Jan	2022	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
12	Investment Source Name	$0			Jan	2022	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
13	Investment Source Name	$0			Jan	2022	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
14	Investment Source Name	$0			Jan	2022	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
15	Investment Source Name	$0			Jan	2022	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
									TOTAL:		$50,000	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan Payback Schedule (Principle + Interest)										Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)
											Dec-17	Jan-18	Feb-18	Mar-18	Apr-18	May-18	Jun-18	Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20	Oct-20	Nov-20	Dec-20	Jan-21	Feb-21	Mar-21	Apr-21	May-21	Jun-21	Jul-21	Aug-21	Sep-21	Oct-21	Nov-21	Dec-21	Jan-22	Feb-22	Mar-22	Apr-22	May-22	Jun-22	Jul-22	Aug-22	Sep-22	Oct-22	Nov-22	Dec-22 Sure Product Consulting: Note: We calculate loan payments beyond the end date of this business plan (5 years into future), in order to populate the Balance Sheet properly. Payments due in year 6 need to appear on the Short-Term Notes Payable line of Balance Sheet for Year 5. The remainder of the not-yet-made loan payments appear on Long-Term Notes Payable line of the Year 5 balance sheet.	Jan-23	Feb-23	Mar-23	Apr-23	May-23	Jun-23	Jul-23	Aug-23	Sep-23	Oct-23	Nov-23
Loan #	Name of Loan Source	Amount	Rate	Periods	Start Month	Start Year	Begin Pay Month	End Pay Month	Pmt Amt (P+I)		1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60	61	62	63	64	65	66	67	68	69	70	71	72
1	Friends and Family	$30,000	5.00%	24	Jan	2022	1	24	1,316.14		1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
2	Potential Business Loan*	$30,000	5.00%	36	Jan	2022	1	36	899.13		899.13	899.13	899.13	899.13	899.13	899.13	899.13	899.13	899.13	899.13	899.13	899.13	899.13	899.13	899.13	899.13	899.13	899.13	899.13	899.13	899.13	899.13	899.13	899.13	899.13	899.13	899.13	899.13	899.13	899.13	899.13	899.13	899.13	899.13	899.13	899.13	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
3	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
4	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
5	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
6	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
7	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
8	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
9	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
10	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
11	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
12	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
13	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
14	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
15	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
16	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
17	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
18	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
19	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
20	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
									TOTAL:		$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$2,215	$899	$899	$899	$899	$899	$899	$899	$899	$899	$899	$899	$899	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan - Interest Portion of Loan Payments										Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments
											Dec-17	Jan-18	Feb-18	Mar-18	Apr-18	May-18	Jun-18	Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20	Oct-20	Nov-20	Dec-20	Jan-21	Feb-21	Mar-21	Apr-21	May-21	Jun-21	Jul-21	Aug-21	Sep-21	Oct-21	Nov-21	Dec-21	Jan-22	Feb-22	Mar-22	Apr-22	May-22	Jun-22	Jul-22	Aug-22	Sep-22	Oct-22	Nov-22	Dec-22	Jan-23	Feb-23	Mar-23	Apr-23	May-23	Jun-23	Jul-23	Aug-23	Sep-23	Oct-23	Nov-23
Loan #	Name of Loan Source	Amount	Rate	Periods	Start Month	Start Year	Begin Pay Month	End Pay Month	Pmt Amt (P+I)		1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60	61	62	63	64	65	66	67	68	69	70	71	72
1	Friends and Family	$30,000.00	$0.05	$24.00	Jan	$2,022.00	1	24	1,316.14		125.00	120.04	115.05	110.05	105.02	99.98	94.91	89.82	84.71	79.58	74.43	69.25	64.06	58.84	53.60	48.34	43.06	37.76	32.43	27.08	21.71	16.32	10.90	5.46	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
2	Potential Business Loan*	$30,000	5.00%	36	Jan	2022	1	36	899.13		125.00	121.77	118.54	115.28	112.02	108.74	105.44	102.14	98.82	95.48	92.13	88.77	85.39	82.00	78.60	75.18	71.75	68.30	64.84	61.36	57.87	54.37	50.85	47.31	43.76	40.20	36.62	33.03	29.42	25.79	22.15	18.50	14.83	11.15	7.45	3.73	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
3	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
4	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
5	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
6	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
7	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
8	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
9	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
10	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
11	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
12	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
13	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
14	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
15	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
16	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
17	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
18	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
19	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
20	Loan Source Name	$0	0.00%	12	Jan	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
									TOTAL:		$250	$242	$234	$225	$217	$209	$200	$192	$184	$175	$167	$158	$149	$141	$132	$124	$115	$106	$97	$88	$80	$71	$62	$53	$44	$40	$37	$33	$29	$26	$22	$18	$15	$11	$7	$4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan Proceeds										Loan Proceeds												Loan Proceeds												Loan Proceeds												Loan Proceeds												Loan Proceeds
											Dec-17	Jan-18	Feb-18	Mar-18	Apr-18	May-18	Jun-18	Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20	Oct-20	Nov-20	Dec-20	Jan-21	Feb-21	Mar-21	Apr-21	May-21	Jun-21	Jul-21	Aug-21	Sep-21	Oct-21	Nov-21	Dec-21	Jan-22	Feb-22	Mar-22	Apr-22	May-22	Jun-22	Jul-22	Aug-22	Sep-22	Oct-22	Nov-22
Loan #	Name of Loan Source	Amount			Start Month	Start Year	Begin Pay Month				1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
1	Friends and Family	$30,000			Jan	2022	1				30,000.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
2	Potential Business Loan*	$30,000			Jan	2022	1				30,000.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
3	Loan Source Name	$0			Jan	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
4	Loan Source Name	$0			Jan	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
5	Loan Source Name	$0			Jan	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
6	Loan Source Name	$0			Jan	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
7	Loan Source Name	$0			Jan	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
8	Loan Source Name	$0			Jan	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
9	Loan Source Name	$0			Jan	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
10	Loan Source Name	$0			Jan	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
11	Loan Source Name	$0			Jan	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
12	Loan Source Name	$0			Jan	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
13	Loan Source Name	$0			Jan	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
14	Loan Source Name	$0			Jan	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
15	Loan Source Name	$0			Jan	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
16	Loan Source Name	$0			Jan	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
17	Loan Source Name	$0			Jan	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
18	Loan Source Name	$0			Jan	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
19	Loan Source Name	$0			Jan	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
20	Loan Source Name	$0			Jan	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
									TOTAL:		$60,000	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan Calculations for Balance Sheet										Loan Calculations for Balance Sheet												Loan Calculations for Balance Sheet
											First Quarter			Second Quarter			Third Quarter			Fourth Quarter			Year 2			Year 3			Year 4			Year 5
Loan #	Name of Loan Source	Amount	Rate	Periods	Start Month	Start Year	Begin Pay Month	Amount			Principle Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long
1	Friends and Family	$30,000.00	5.00%	24	Jan	2022	1	$30,000			$3,588	$14,809 Sure Product Consulting: If received proceeds this quarter, "Due Short" is all the payment of principle (not interest) due in the next 12 months from disbursement	$11,602 Sure Product Consulting: "Due Long" is whatever priciple is left: origloan - pricpaid so far - due short. Whatever is due more than 12 months out.	$7,222 Sure Product Consulting: cummulative principle paid: includes previous quarter's payments	$14,995	$7,783	$10,901	$15,184	$3,916	$14,626	$15,374	$0	$30,000	$0	$0	$30,000	$0	$0	$30,000	$0	$0	$30,000	$0	$0
2	Potential Business Loan*	$30,000.00	5.00%	36	Jan	2022	1	$30,000			$2,332	$9,625	$18,043	$4,693	$9,746	$15,561	$7,084	$9,868	$13,048	$9,505	$9,992	$10,503	$19,497	$10,503	-$0	$30,000	$0	-$0	$30,000	$0	-$0	$30,000	$0	-$0
3	Loan Source Name	$0.00	0.00%	12	Jan	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
4	Loan Source Name	$0.00	0.00%	12	Jan	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
5	Loan Source Name	$0.00	0.00%	12	Jan	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
6	Loan Source Name	$0.00	0.00%	12	Jan	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
7	Loan Source Name	$0.00	0.00%	12	Jan	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
8	Loan Source Name	$0.00	0.00%	12	Jan	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
9	Loan Source Name	$0.00	0.00%	12	Jan	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
10	Loan Source Name	$0.00	0.00%	12	Jan	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
11	Loan Source Name	$0.00	0.00%	12	Jan	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
12	Loan Source Name	$0.00	0.00%	12	Jan	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
13	Loan Source Name	$0.00	0.00%	12	Jan	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
14	Loan Source Name	$0.00	0.00%	12	Jan	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
15	Loan Source Name	$0.00	0.00%	12	Jan	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
16	Loan Source Name	$0.00	0.00%	12	Jan	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
17	Loan Source Name	$0.00	0.00%	12	Jan	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
18	Loan Source Name	$0.00	0.00%	12	Jan	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
19	Loan Source Name	$0.00	0.00%	12	Jan	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
20	Loan Source Name	$0.00	0.00%	12	Jan	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
									TOTAL:			$24,434	$29,645		$24,741	$23,344		$25,051	$16,964		$25,366	$10,503		$10,503	-$0		$0	-$0		$0	-$0		$0	-$0
	BETA - Monthly Loan Calculations for Balance Sheet										Loan Calculations for Balance Sheet												Loan Calculations for Balance Sheet
											Dec-17	Jan-18	Feb-18	Dec-17	Apr-18	May-18	Dec-17	Jul-18	Aug-18	Dec-17	Oct-18	Nov-18	Dec-17	Jan-19	Feb-19	Dec-17	Apr-19	May-19	Dec-17	Jul-19	Aug-19	Dec-17	Oct-19	Nov-19	Dec-17	Jan-20	Feb-20	Dec-17	Apr-20	May-20	Dec-17	Jul-20	Aug-20	Dec-17	Oct-20	Nov-20	Dec-17	Jan-21	Feb-21	Dec-17	Apr-21	May-21	Dec-17	Jul-21	Aug-21	Dec-17	Oct-21	Nov-21	Dec-17	Jan-22	Feb-22	Dec-17	Apr-22	May-22	Dec-17	Jul-22	Aug-22	Dec-17	Oct-22	Nov-22
Loan #	Name of Loan Source	Amount	Rate	Periods	Start Month	Start Year	Begin Pay Month	Last Month Num			1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
1	Friends and Family	$30,000.00	5.000%	24	Jan	$2,022.00	1	24		Principle Paid	$1,191.14	$2,387.25	$3,588.34	$4,794.43	$6,005.55	$7,221.71	$8,442.94	$9,669.26	$10,900.69	$12,137.26	$13,378.97	$14,625.86	$15,877.94	$17,135.24	$18,397.78	$19,665.58	$20,938.66	$22,217.04	$23,500.76	$24,789.82	$26,084.25	$27,384.08	$28,689.32	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00
										Due Short	$14,686.80	$14,747.99	$14,809.44	$14,871.15	$14,933.11	$14,995.33	$15,057.81	$15,120.55	$15,183.56	$15,246.82	$15,310.35	$15,374.14	$14,122.06	$12,864.76	$11,602.22	$10,334.42	$9,061.34	$7,782.96	$6,499.24	$5,210.18	$3,915.75	$2,615.92	$1,310.68	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
										Due Long	$14,122.06	$12,864.76	$11,602.22	$10,334.42	$9,061.34	$7,782.96	$6,499.24	$5,210.18	$3,915.75	$2,615.92	$1,310.68	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00
										TOTAL	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000

Loan & Investment Schedules for Disbursement & Repayment