Management in Financial Institutions

Finance 460

Management in Financial Institutions

Paper

The overall intent of the Paper is to understand a Bank’s financial statement, its position in the market place and how the Bank compares to its piers. The Bank’s total assets should not be more than $2B.

Length: 2-5 pages excluding Exhibits.

Items that must be covered:

· Identify the type of Bank

· Which regulatory agency governs them

· What is the Banks focus (i.e. Commercial, deposit only …..)

· Calculate and show work by attaching exhibits

· ROE

· ROA

· Net Interest Margin

· Net Noninterest Margin

· Net Operating Margin

· Show, at a minimum, two competing Bank’s financial statements for comparisons via exhibit

· Discuss how the Bank compares, two strength and two weaknesses, in relationship to the competing Banks (i.e. Net Interest Margin is a strength due to ….)

Paper will be graded on the following criteria:

· All components completed

· Accuracy of content

· Format was easy to follow

· Analysis competent

Websites that could help in both your research and bank comparison:

www.ffiec.gov

http://research.fdic.gov/bankfind