OriginalityReport.pdf

7/3/2019 Originality Report

https://ucumberlands.blackboard.com/webapps/mdb-sa-BB5a31b16bb2c48/originalityReport/ultra?attemptId=329fd427-b377-4ae6-8d8c-b9f423cc7fb4… 1/5

%57

SafeAssign Originality Report Summer 2019 - Enterprise Risk Management (ITS-835-51) - Full Term • Annotated Bibliography - ERM

%57Total Score: High riskPhaninder Reddy Kyasaram Submission UUID: dbcb9bb9-2a79-3833-0c16-e61e1e08a983

Total Number of Reports

1 Highest Match

57 % Annotated Bibliography - ERM Week 8.do…

Average Match

57 % Submitted on

07/03/19 9:37 AM CDT

Average Word Count

1,770 Highest: Annotated Bibliography - ERM W…

%57Attachment 1

Institutional database (10)

Student paper Student paper Student paper

Student paper Student paper Student paper

Student paper Student paper Student paper

Student paper

Top sources (3)

Excluded sources (0)

View Originality Report - Old Design

Word Count: 1,770 Annotated Bibliography - ERM Week 8.docx

4 8 9

1 3 10

7 2 5

6

4 Student paper 8 Student paper 9 Student paper

Running head: ENTERPRISE RISK MANAGEMENT IN BANKING 2

ENTERPRISE RISK MANAGEMENT IN BANKING 1

Enterprise Risk Management in Banking

Phaninder Reddy Kyasaram

Enterprise Risk Management

University of the Cumberlands

Enterprise Risk Management in Banking

Chuang, Y. W., Lin, C. Y., Shih, J. Y., & Tsai, W. C. The Value of Implementing Enterprise Risk Management: Evidence from Taiwan’s Financial Industry. This

research article by (Chuang, Lin, Shih, & Tsai, 2017) aims at examining the existing relationship between enterprise risk management implementation and organization value amid the financial organizational in third world countries in Asia continent between the year 2001 and 2016. Also, the article tries to find out the sources of

disturbances in terms of cost revenue and determination of whether the income is useful in the framework of the business expansion by enterprise risk management adoption. The chief argument presented in this article is finding the value which results from enterprise risk management activities. The rationale behind the selection of this article is its clear depiction of how ERM can be beneficial when integrated into the company. The results of the study have it that companies can benefit from adding value when using ERM when compared to its absence. ERM improves the cost efficiencies of the company utilizing it and also revenue. This article is relevant and essential to my chosen topic, Enterprise risk management in Banking because it attempts to explain the benefits companies and industries undergo once they integrate ERM in their operations. The article also depicts the benefits that brokers will experience if they decide to embrace ERM in cost-saving activities and welfare revenue. Kleffner, A. E., Lee, R. B., & McGannon, B. (2016). The effect of corporate governance on the use of enterprise risk management: Evidence

from Canada. Risk Management and Insurance Review, 6(1), 53-73. This research article by (Kleffner, Lee, & McGannon, 2016) is concerned with the application of

Enterprise Risk Management by Canadian based companies and the associated characteristics of such companies. The article also points out the existing barriers when companies plan to integrate ERM in their regular operations. The authors of the article depicts that more than 31 percent of the Canadian banks have adopted the ERM strategies because of the influence that they receive from the risk managers, 61 percent of the banks chose this method because of the motivation and the encouragement that they received from the board of directors and 51 percent was due to their efforts to comply with the Toronto Stock Exchange. The structure of most of the organizations was the significant deterrent towards the implementation of all these ERM in these banking industries. There is an increasing number of banking organizations that are adopting the ERM system, although facts indicate that around one third is compliant with this method. This article is fundamental in my research as it points out the major concerns impacting ERM implementation in Canada. The article also elaborates on the reasons as to why they are implementing all

1

2

1

3

4

1

4 4

4

5 3 5

6

7/3/2019 Originality Report

https://ucumberlands.blackboard.com/webapps/mdb-sa-BB5a31b16bb2c48/originalityReport/ultra?attemptId=329fd427-b377-4ae6-8d8c-b9f423cc7fb4… 2/5

Source Matches (32)

these. Liem, C. (2018). Enterprise Risk Management In Banking Industry. Firm Journal of Management Studies, 3(1), 1-15. This article by (Liem, 2018)

evaluates Enterprise Risk Management in the banking context. The goal of the article is evaluating ERM implementation in the early stages of management. The article is very significant towards the central four-state owned banks situated in Indonesia. The banks are “Bank Negara Indonesia, Bank Rakyat Indonesia, Bank

Mandiri" how operations are conducted in these banks on the framework of risk management can quickly tell the extent to which ERM can transform banking services. Enterprise Risk Management index that is typically utilized as an implementation proxy is also discussed in this article. This makes bank presentation so important revealing the actual performance in the required manner. In my research about ERM in banking, this article will be essential in clarifying the different stages of ERM implementation in the field of banking. Besides, the affirmative nature of ERM in banking has been determined throughout the article. The last aspect of the article that is relevant to my topic of study is because it offers details of the profits these banks have gained as a result of adopting and implementing ERM in their daily operations. Lundqvist, S. A., & Vilhelmsson, A. (2018). Enterprise risk management and default risk: evidence from the banking industry. Journal of Risk

and Insurance, 85(1), 127-157. The critical purpose of contention in this article is the advancement of Enterprise Risk Management. The motivation was intended to join the chance organization with the expectation of upgrading the intensity of hazard organization framework. I composed this work with the hope of demonstrating how ERM ought to decrease eccentrics dangers of money streams, data hazard, and intercession chance along these lines diminishing default chance.

4 7

4

4 4

The article has put to sum things up manners by which a more extravagant arrangement of fixed properties and controlled factors are included, standard

deviation upsurge to a degree of ERM execution declination (Lundqvist & Vilhelmsson, 2018). The noteworthiness of the article is likewise seen when the article attempts to expound on the relationship inside the level of execution of significant business hazard the executives and shirking of dangers in dataset board which wraps one of the world's most significant set. The article further examines ways through which ERM integration in the banking sector will minimize volatility in the flow of cash within the organization. ERM also takes care of the agency risks, thus reducing the overall risks in banking activities and services. The article will help me

through my exploration since it demonstrates the consequences of executing ERM. Meinert, M. C. (2018). Embracing ERM at Community Banks. American

Bankers Association. ABA Banking Journal, 110(1), 28-29. This research article by (Meinert, 2018) points out that Enterprise Risk Management has turned out to be a regulatory expectation in absolutely all banks, regardless of their sizes. According to the article, most organizational heads have distinct definitions of what risk management is. Bankers have admitted that there is an increase in regulatory focus, forcing them to dig more in-depth strategies that they need to fully benefit from ERM integration. Actualizing ERM in network banks is the title of an article which was composed in this article, the writer attempts to contend that the administrative center is blasting around ERM and its controllers anticipate that banks of different sizes should have a structure in spots where dangers can be surveyed and assessed inside the entire firm. Another contention in this article is around a few different ways which have been expanded by the writer to demonstrate the whole thoughts of Enterprise hazard the board enduring to be packed to a little organization. I picked this article for my exploration since it expounds how different brokers can

settle and concentrate on ERM. Soliman, A., & Mukhtar, A. (2017). Enterprise Risk Management and firm performance: an integrated model for the banking

sector. Banks and Bank Systems. This research article by (Soliman & Mukhtar, 2017) points out the ways through which the Enterprise Risk Management implementation programs can impact the performance in the banking sector. The reason for this article, as indicated by my examination, is to demonstrate the endeavor chance administration database area is authorized. It additionally describes the consolidated model intended to quantify the inventory of Enterprise hazard the executives. The article is comprised of more than ten business banks which were assigned with the file of ERM as the primary free factor; it likewise contains offer value return, Firm worth, and profits for a reasonable value. The three were utilized as the reliant variable. The investigation is exceptionally urgent and pertinent

for the paper since it gives veritable verification of a positive relationship between Nigerian financial portion and ERM execution. The article additionally

demonstrates that there exists an association between ERM and banking Industry. The derivations and finish of this investigation are exceptionally applicable and dependable when contrasted and those of different articles since they utilize information gained from various businesses which offer establishment, which improves the disclosures from this article. Zeghal, D., & El Aoun, M. (2016). The effect of the 2007/2008 financial crisis on enterprise risk management disclosure of

top US banks. Journal of Modern Accounting and Auditing, 12(1), 28-51. In this article (Zeghal & El Aoun, 2016) documentation of repercussions of 2007/2008

money related calamity on the predominance and limit of ERM disclosure on the budgetary reports recorded every year in leading banks of the United States. The fundamental discoveries important for my investigation is the usage of substance examination in yearly knowledge structure 10-k somewhere in the range of 2007 and 2008 and 2008 to 2009. The discoveries demonstrate that endeavor hazard the executives is significantly like fiasco, the size of the bank, weightiness, bluntness, and board distinction. I did this examination to demonstrate the acknowledgment of ERM and how benefits are offered to different firms which are comprised of formative measures. According to the article, the rapid advancement in technology has increased the innovation of advanced financial instruments that successfully supports ERM integration. This has facilitated international interconnection and interrelations among banks. The article is along these lines accommodating since it seeks after to fill the space in work by investigating the repercussions of the emergency on Enterprise hazard the board disclosure in banking division of U.S.

Zeghal, D., & El Aoun, M. (2016). Enterprise Risk Management in the US Banking Sector Following the Financial Crisis.

8

4

4

8

4 4

9

4

4 4

8

4

4

Modern Economy, 7(04), 494. This research article by (Zeghal & El Aoun, 2016) points out on the application of Enterprise Risk Management on handling

organizational crisis amongst the largest US banks according to the article, the research of the analysis pointed out that existing financial crisis have been significantly affected by their exposure to various risks. The article also reveals that minor adjustments while integrating ERM helped in solving some of the effects of the crisis. Although ERM was not fully efficient in eliminating all these challenges, they in several ways, minimized the risks. The reason for the investigation was to look at

the impacts of a money-related emergency on hazard organization in predominant banks of the United States. The examination is extremely critical since it attempts and recognizes how money related emergency effects affected the dimensions of hazard contacts. The paper talks about the variances of ERM approaches in the gatherings of dangers. Meetings of risks talked about in this article incorporate; Financial, business, and key. This article is novel from others since it explains a few modifications in big business chance administration procedures which are not huge in dangers which are examined severally.

4

10

7/3/2019 Originality Report

https://ucumberlands.blackboard.com/webapps/mdb-sa-BB5a31b16bb2c48/originalityReport/ultra?attemptId=329fd427-b377-4ae6-8d8c-b9f423cc7fb4… 3/5

Student paper 87%

Student paper 89%

Student paper 100%

Student paper 100%

Student paper 100%

Student paper 100%

Student paper 100%

Student paper 100%

Student paper 66%

Student paper 88%

Student paper 100%

Student paper 100%

Student paper 77%

Student paper 100%

Student paper 69%

Student paper 88%

1

Student paper

ENTERPRISE RISK MANAGEMENT IN BANKING 2

Original source

ENTERPRISE RISK MANAGEMENT IN BANKING

2

Student paper

ENTERPRISE RISK MANAGEMENT IN BANKING 1

Original source

ENTERPRISE RISK MANAGEMENT IN BANKING AND MANUFACTURING 1

1

Student paper

Enterprise Risk Management in Banking

Original source

ENTERPRISE RISK MANAGEMENT IN BANKING

3

Student paper

Enterprise Risk Management

Original source

Enterprise risk management

4

Student paper

University of the Cumberlands

Original source

University of The Cumberlands

1

Student paper

Enterprise Risk Management in Banking

Original source

ENTERPRISE RISK MANAGEMENT IN BANKING

4

Student paper

W., Lin, C. Y., Shih, J. Y., & Tsai, W.

Original source

W., Lin, C Y., Shih, J Y., & Tsai, W

4

Student paper

The Value of Implementing Enterprise Risk Management: Evidence from Taiwan’s Financial Industry.

Original source

The Value of Implementing Enterprise Risk Management Evidence from Taiwan's Financial Industry

4

Student paper

Also, the article tries to find out the sources of disturbances in terms of cost revenue and determination of whether the income is useful in the framework of the business expansion by enterprise risk management adoption. The chief argument presented in this article is finding the value which results from enterprise risk management activities.

Original source

The article also tries to find out whether the disturbances in cost revenue are effective within the businesses expounded by enterprise risk management adoption The Main argument of this article is to find out the value made by enterprise risk management activities

5

Student paper

E., Lee, R. B., & McGannon, B.

Original source

E., Lee, R and McGannon, B

3

Student paper

The effect of corporate governance on the use of enterprise risk management:

Original source

The Effect of Corporate Governance on the Use of Enterprise Risk Management

5

Student paper

Evidence from Canada.

Original source

Evidence from Canada

6

Student paper

Risk Management and Insurance Review, 6(1), 53-73.

Original source

Risk Management and Insurance Review 6 (1), 53e73

4

Student paper

Enterprise Risk Management In Banking Industry. Firm Journal of Management Studies, 3(1), 1-15.

Original source

Enterprise Risk Management in Banking Industry Firm Journal of Management Studies, 3(1), 1-15

7

Student paper

This article by (Liem, 2018) evaluates Enterprise Risk Management in the banking context.

Original source

Enterprise Risk Management in Banking Industry is an article which was written by Liem in the year 2018

4

Student paper

The banks are “Bank Negara Indonesia, Bank Rakyat Indonesia, Bank Mandiri"

Original source

Bank Negara Indonesia, Bank Rakyat Indonesia, Bank Mandiri

7/3/2019 Originality Report

https://ucumberlands.blackboard.com/webapps/mdb-sa-BB5a31b16bb2c48/originalityReport/ultra?attemptId=329fd427-b377-4ae6-8d8c-b9f423cc7fb4… 4/5

Student paper 100%

Student paper 100%

Student paper 64%

Student paper 74%

Student paper 100%

Student paper 67%

Student paper 100%

Student paper 100%

Student paper 63%

Student paper 69%

Student paper 100%

Student paper 100%

Student paper 71%

Student paper 100%

4

Student paper

A., & Vilhelmsson, A.

Original source

A., & Vilhelmsson, A

4

Student paper

Enterprise risk management and default risk: evidence from the banking industry. Journal of Risk and Insurance, 85(1), 127- 157.

Original source

Enterprise Risk Management and Default Risk Evidence from the Banking Industry Journal of Risk and Insurance, 85(1), 127- 157

8

Student paper

The article has put to sum things up manners by which a more extravagant arrangement of fixed properties and controlled factors are included, standard deviation upsurge to a degree of ERM execution declination (Lundqvist & Vilhelmsson, 2018).

Original source

The article has put to whole things up habits by which a progressively lavish game plan of fixed properties and controlled variables are incorporated, standard deviation upsurge to a level of ERM use declination

4

Student paper

The article will help me through my exploration since it demonstrates the consequences of executing ERM.

Original source

The article will help me through my research since it shows the results of executing ERM

4

Student paper

Embracing ERM at Community Banks. American Bankers Association. ABA Banking Journal, 110(1), 28-29.

Original source

Embracing ERM at Community Banks American Bankers Association ABA Banking Journal, 110(1), 28-29

8

Student paper

I picked this article for my exploration since it expounds how different brokers can settle and concentrate on ERM.

Original source

I picked this article for my examination since it clarifies how various lenders can settle and focus on ERM

4

Student paper

Soliman, A., & Mukhtar, A.

Original source

Soliman, A., & Mukhtar, A

4

Student paper

Enterprise Risk Management and firm performance: an integrated model for the banking sector. Banks and Bank Systems.

Original source

Enterprise Risk Management and firm performance an integrated model for the banking sector Banks and Bank Systems

9

Student paper

The investigation is exceptionally urgent and pertinent for the paper since it gives veritable verification of a positive relationship between Nigerian financial portion and ERM execution.

Original source

This investigation is essential and pertinence for my paper for it offers solid verification of a positive relationship between Enterprise Risk Management execution and execution in the Nigerian financial portion

4

Student paper

The article additionally demonstrates that there exists an association between ERM and banking Industry.

Original source

The article also shows that there exists interaction between ERM and banking Industry

4

Student paper

Zeghal, D., & El Aoun, M.

Original source

Zeghal, D., & El Aoun, M

4

Student paper

The effect of the 2007/2008 financial crisis on enterprise risk management disclosure of top US banks. Journal of Modern Accounting and Auditing, 12(1), 28-51.

Original source

The effect of the 2007/2008 financial crisis on enterprise risk management disclosure of top US banks Journal of Modern Accounting and Auditing, 12(1), 28-51

8

Student paper

In this article (Zeghal & El Aoun, 2016) documentation of repercussions of 2007/2008 money related calamity on the predominance and limit of ERM disclosure on the budgetary reports recorded every year in leading banks of the United States. The fundamental discoveries important for my investigation is the usage of substance examination in yearly knowledge structure 10-k somewhere in the range of 2007 and 2008 and 2008 to 2009.

Original source

In this article, (“Zeghal, D., & El Aoun, M.”) documentation of repercussions of 2007/2008 money related disaster on the power and farthest point of ERM exposure on the budgetary reports recorded each year in principle banks of the United States The key disclosures significant for my examination is the use of substance examination in yearly understanding structure 10-k some place in the scope of 2007 and 2008 and 2008 to 2009

4

Student paper

Zeghal, D., & El Aoun, M.

Original source

Zeghal, D., & El Aoun, M

7/3/2019 Originality Report

https://ucumberlands.blackboard.com/webapps/mdb-sa-BB5a31b16bb2c48/originalityReport/ultra?attemptId=329fd427-b377-4ae6-8d8c-b9f423cc7fb4… 5/5

Student paper 100%

Student paper 70%

4

Student paper

Enterprise Risk Management in the US Banking Sector Following the Financial Crisis. Modern Economy, 7(04), 494.

Original source

Enterprise Risk Management in the US Banking Sector Following the Financial Crisis Modern Economy, 7(04), 494

10

Student paper

The reason for the investigation was to look at the impacts of a money-related emergency on hazard organization in predominant banks of the United States.

Original source

The point of this paper was to look at the impact of the money related emergency on the organization of hazard in the predominant US banks