Operations, Technology, Management, and Social Responsibility Plan (With Financials)

MyFinancialProjectionsBNBUS599.xlsm

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Excel 2013 and Excel 2016 on Windows - Enabling Macros
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Your Company Name

Welcome

	Welcome to Business Plan Financials!
	Thank you for purchasing Business Plan Financials from PlanningShop. These worksheets will help you develop clear, compelling financial projections for your business. If you are unfamiliar with the business planning process, we encourage you to refer to our book, Successful Business Plan: Secrets & Strategies, by Rhonda Abrams, for comprehensive, step-by-step guidance. It is available through our website, www.PlanningShop.com. First, a few tips to get you started: SAVING A BLANK WORKBOOK, TO ALLOW FOR RECOVERY FROM MISTAKES You may start directly editing this file. If you later decide to start over and need a fresh copy of this file, find the blank "ORIG_PlanningShop_BizPlanFin(2.8)" file in your PlanningShop directory. Make a copy of this file (just in case you might need to start over yet again), and then start editing the copy. NAVIGATING THE WORKSHEETS You installed the Windows version of Business Plan Financials. The Excel Ribbon now contains a "PlanningShop" tab, that contains controls to let you navigate between worksheets. The PlanningShop Ribbon looks slightly different in Excel 2013 and Excel 2016, but the functionality is the same.
	Note that the riboon does not appear in Excel 2011 for Mac, due to limitations of that version of Excel.
	Excel 2013 for Windows, Excel 2016 for Windows, Excel 2016 for Mac:
	In Excel 2011 for Mac, there is no PlanningShop tab on the Excel Ribbon (Microsoft does not allow it). Instead, to navigate between worksheets and charts, use the Excel worksheet tabs along the bottom edge of the Excel window.
	HOW TO FILL IN THE WORKSHEETS Each worksheet is composed of "cells" containing either black text or blue text. All you need to do is enter data in the blue cells--the black cells are automatically calculated for you.
	While you work, keep an eye out for red triangles that appear with some cells on the worksheets. These triangles indicate the presence of a "help balloon" that will popup when you roll over the triangle, presenting you with additional information and tips about the section you are working on.
	FOR MORE HELP For more in-depth help and assistance,please refer to the companion PDF entitled "Business Plan Financials Help". It contains extensive information about each worksheet, along with a "Frequently Asked Questions" (FAQ). To get started, click on the right-pointing arrow in the PlanningShop toolbar to reach the "Setup and Assumptions" worksheet, where you'll enter some basic information about your business.
	About Our Support of Mac vs. Windows
	PlanningShop supports Business Plan Financials on the following platforms:
	Windows
	1. Microsoft Windows10 with Microsoft Excel 2016 / Microsoft Office 365
	2. Microsoft Windows 8 or later with Microsoft Excel 2013
	Mac
	4 Mac OS X with Microsoft Excel 2016
	5. Mac OS X with Microsoft Excel for Mac 2011
	Version 3.1 Copyright © 2003-2017 PlanningShop

Setup

Setup and Assumptions
COMPANY INFORMATION
What is your company's name?
TechIQ
What month will you officially start your company?		January

What year will you officially start your company?		2021
SALES ASSUMPTIONS
The Worksheets can accommodate sales projections for up to 10 major product/service lines. How many major product/service lines do you plan to have for your business?		Four Sure Product Consulting: Many businesses sell hundreds or thousands of products. It would be overwhelming to create projections for every product you sell. So if you sell many products, think about how you can consolidate them into up to ten product "lines," and then base your projections on these groups of products instead of each individual product.
	Ten
Most businesses sell at least some of their products/services on credit (e.g., "net 30" as opposed to cash). What percentage of your sales will be made on credit?		25% Author: NOTE: for our purposes, this line should NOT include credit card sales, which are, effectively, cash sales because you receive payment in a matter days, not weeks.
For sales you make on credit, what terms will you extend? In other words, how many days will pass from the date of sale to when you expect to be paid?		30 Author: If, for instance, your terms will be "Net 30," put 30 here. You may enter Net 10, Net 15, Net 30, Net 60, Net 90, or Net 120.
PERSONNEL ASSUMPTIONS
Approximately how much do you expect to spend per year on benefits for each SALARIED/FULL TIME employee (medical insurance, etc.)?		$4,000 Author: This number should reflect the amount you will spend on ONE FULL-TIME employee--the worksheets will automatically multiply this amount by the total number of employees you expect to hire, as shown in the Staffing Budget worksheet (automatically adusting the numbers for full- and part-time employees accordingly).
Approximately how much do you expect to spend per year on benefits for each HOURLY/PART-TIME employee (medical insurance, etc.)?		$500 Author: This number should reflect the amount you will spend on ONE PART-TIME employee--the worksheets will automatically multiply this amount by the total number of employees you expect to hire, as shown in the Staffing Budget worksheet (automatically adusting the numbers for full- and part-time employees accordingly).
With health insurance and other benefits costing more each year, your plan should account for annual increases. How much do you estimate your benefit costs will increase each year?		6.00%
If you plan to increase wages (both salaried & hourly) on an annual basis, how much to you plan to increase them by?		1.00%
Approximately what percentage of each employee's salary or wages do you plan to set aside for payroll taxes?		17.00% Author: If you're not sure what percentage to enter here, leave it at the default (15%).
FINANCIAL ASSUMPTIONS
What will be the opening balance in your bank account on the first day of business? This will be the opening balance in your Cash Flow Statements.		$480,000 Author: In general, this number will include money you plan to personally invest in the business. If you will be receiving loans or investment income from others, you can account for those on the upcoming Capital Investments worksheet instead of here.
At approximately what rate do you expect to be taxed on your net income?		25.00% Author: If you're not sure what percentage to enter here, leave it at the default (25%).
		Sure Product Consulting: Many businesses sell hundreds or thousands of products. It would be overwhelming to create projections for every product you sell. So if you sell many products, think about how you can consolidate them into up to ten product "lines," and then base your projections on these groups of products instead of each individual product.	If you will use an interest-bearing account for your banking, at what rate will you accrue interest?			15.00% Author: If you're not sure what percentage to enter here, leave it at the default (1.00%).
		Author: NOTE: for our purposes, this line should NOT include credit card sales, which are, effectively, cash sales because you receive payment in a matter days, not weeks.	Author: If, for instance, your terms will be "Net 30," put 30 here. You may enter Net 10, Net 15, Net 30, Net 60, Net 90, or Net 120.	Author: If you're not sure what percentage to enter here, leave it at the default (15%).	Author: This number should reflect the amount you will spend on ONE FULL-TIME employee--the worksheets will automatically multiply this amount by the total number of employees you expect to hire, as shown in the Staffing Budget worksheet (automatically adusting the numbers for full- and part-time employees accordingly).	Author: In general, this number will include money you plan to personally invest in the business. If you will be receiving loans or investment income from others, you can account for those on the upcoming Capital Investments worksheet instead of here.

Setup & Assumptions

SalesProj

Sales Projections Author: For information about this worksheet, see the chapter "Marketing Plan & Sales Strategy" in Successful Business Plan: Secrets & Strategies.			2021														2022														2023						2024						2025
	Assumptions		January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
Remote Support / Phones Author: Change the text in this cell to reflect the name of a major product, product line or service your firm will offer.
Unit Volume		2.00% Author: MONTHLY VOLUME GROWTH RATE The Worksheets automatically increase the volume in each month on this line using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	10 Author: Enter the number of units you expect to sell during this month. If you are running a service-based company charging on an hourly basis, enter the number of billable hours you expect you and your employees to work during this month. If you will be selling your service on a per-project basis, enter the number of projects you expect to sell during this period.	10 Sure Product Consulting: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	20	20	45	65	100	125	158	200	204	208	1165		212	216	221	225	230	234	239	244	249	254	259	264	2847		824 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	874	928	984	3610		1045	1109	1177	1249	4579		5807
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.		Sure Product Consulting: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$1,450.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$1,450.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$500.00	$500.00	$500.00	$2,000.00	$2,000.00	$1,500.00	$500.00	$500.00	$500.00	$500.00			$512.50	$512.50	$512.50	$512.50	$512.50	$512.50	$512.50	$512.50	$512.50	$512.50	$512.50	$512.50			$525.31	$525.31	$525.31	$525.31			$538.45	$538.45	$538.45	$538.45			$551.91
Gross Sales			$14,500	$14,500	$10,000	$10,200	$22,500	$130,000	$200,000	$187,500	$79,000	$100,000	$102,000	$104,040.00	$974,240		$108,774	$110,949	$113,168	$115,432	$117,740	$120,095	$122,497	$124,947	$127,446	$129,995	$132,595	$135,247	$1,458,884		$432,741	$459,229	$487,337	$517,166	$1,896,473		$562,541	$596,973	$633,513	$672,289	$2,465,317		$3,204,783
(Commissions)	50.00% Author: COMMISSIONED SALES What percentage of this product line's sales will be made on commission? In other words, what percentage of your sales will be made by a salesperson who is paid commission?			Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	15.00% Author: SALES COMMISSION RATE What will be the commission rate paid to your salesperson for each sale?	$1,088	$1,088	$750	$765	$1,688	$9,750	$15,000	$14,063	$5,925	$7,500	$7,650	$7,803	$73,068		$8,158	$8,321	$8,488	$8,657	$8,831	$9,007	$9,187	$9,371	$9,558	$9,750	$9,945	$10,143	$109,416		$32,456	$34,442	$36,550	$38,787	$142,236		$42,191	$44,773	$47,513	$50,422	$184,899		$240,359
(Returns and Allowances)		10.00% Author: RETURNS AND ALLOWANCES A percentage of your products will be returned due to defects, etc. What do you estimate will be the rate of return? This is, of course, just an estimate--but it is important to anticipate losses. Refunds, breakage, spoilage, theft, and unsaleable excess inventory can all put a significant dent in your net sales.	$1,450.00	$1,450	$1,000.00	$1,020.00	$2,250.00	$13,000.00	$20,000.00	$18,750.00	$7,900.00	$10,000.00	$10,200.00	$10,404.00	$97,424		$10,877.38	$11,094.93	$11,316.83	$11,543.16	$11,774.03	$12,009.51	$12,249.70	$12,494.69	$12,744.59	$12,999.48	$13,259.47	$13,524.66	$145,888		$43,274.15	$45,922.87	$48,733.72	$51,716.61	$189,647		$56,254.13	$59,697.33	$63,351.29	$67,228.89	$246,532		$320,478.29
Net Sales			$11,963	$11,963	$8,250	$8,415	$18,563	$107,250	$165,000	$154,688	$65,175	$82,500	$84,150	$85,833	$803,748		$89,738	$91,533	$93,364	$95,231	$97,136	$99,078	$101,060	$103,081	$105,143	$107,246	$109,391	$111,578	$1,203,579		$357,012	$378,864	$402,053	$426,662	$1,564,591		$464,097	$492,503	$522,648	$554,638	$2,033,886		$2,643,946
(Cost of Goods Sold)		10.00% Author: COST OF GOODS Approximately what percentage of your product's sale price will be spent on manufacturing? If you are a reseller or retailer, what percentage of your product's sale price will be spent on buying the product from your distributor? A service business may not need to track cost of goods, in which case you can set this number to zero.	$1,450.00	$1,450	$1,000	$1,020	$2,250	$13,000	$20,000	$18,750	$7,900	$10,000	$10,200	$10,404	$97,424		$10,877	$11,095	$11,317	$11,543	$11,774	$12,010	$12,250	$12,495	$12,745	$12,999	$13,259	$13,525	$145,888		$43,274	$45,923	$48,734	$51,717	$189,647		$56,254	$59,697	$63,351	$67,229	$246,532		$320,478
GROSS PROFIT			$10,513	$10,513	$7,250	$7,395	$16,313	$94,250	$145,000	$135,938	$57,275	$72,500	$73,950	$75,429	$706,324		$78,861	$80,438	$82,047	$83,688	$85,362	$87,069	$88,810	$90,587	$92,398	$94,246	$96,131	$98,054	$1,057,691		$313,738	$332,941	$353,319	$374,945	$1,374,943		$407,842	$432,806	$459,297	$487,409	$1,787,354		$2,323,468
Onsite support/ Install diagnose Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Unit Volume		5.00%	60	20	21	58	61	35	55	60	63	65	55	20	573		21	22	23	24	26	27	28	30	31	33	34	36	334		119 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	138	159	184	600		214	247	286	331	1078		1936
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$350.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$100.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$100.00	$200.00	$200.00	$200.00	$200.00	$200.00	$200.00	$200.00	$200.00	$200.00			$205.00	$205.00	$205.00	$205.00	$205.00	$205.00	$205.00	$205.00	$205.00	$205.00	$205.00	$205.00			$210.13	$210.13	$210.13	$210.13			$215.38	$215.38	$215.38	$215.38			$220.76
Gross Sales			$21,000	$2,000	$2,100	$11,600	$12,180	$7,000	$11,000	$12,000	$12,600	$13,000	$11,000	$4,000	$119,480		$4,305	$4,520	$4,746	$4,984	$5,233	$5,494	$5,769	$6,058	$6,360	$6,678	$7,012	$7,363	$68,523		$24,982	$28,920	$33,478	$38,755	$126,134		$45,985	$53,234	$61,625	$71,338	$232,182		$427,390
(Commissions)	50.00%	15.00%	$1,575	$150	$158	$870	$914	$525	$825	$900	$945	$975	$825	$300	$8,961		$323	$339	$356	$374	$392	$412	$433	$454	$477	$501	$526	$552	$5,139		$1,874	$2,169	$2,511	$2,907	$9,460		$3,449	$3,993	$4,622	$5,350	$17,414		$32,054
(Returns and Allowances)		1.00%	$210	$20	$21	$116	$122	$70	$110	$120	$126	$130	$110	$40	$1,195		$43	$45	$47	$50	$52	$55	$58	$61	$64	$67	$70	$74	$685		$250	$289	$335	$388	$1,261		$460	$532	$616	$713	$2,322		$4,274
Net Sales			$19,215	$1,830	$1,922	$10,614	$11,145	$6,405	$10,065	$10,980	$11,529	$11,895	$10,065	$3,660	$109,324		$3,939	$4,136	$4,343	$4,560	$4,788	$5,027	$5,279	$5,543	$5,820	$6,111	$6,416	$6,737	$62,699		$22,858	$26,461	$30,632	$35,461	$115,413		$42,077	$48,709	$56,387	$65,275	$212,447		$391,062
(Cost of Goods Sold)		50.00%	$10,500	$1,000	$1,050	$5,800	$6,090	$3,500	$5,500	$6,000	$6,300	$6,500	$5,500	$2,000	$59,740		$2,153	$2,260	$2,373	$2,492	$2,616	$2,747	$2,885	$3,029	$3,180	$3,339	$3,506	$3,682	$34,262		$12,491	$14,460	$16,739	$19,377	$63,067		$22,993	$26,617	$30,812	$35,669	$116,091		$213,695
GROSS PROFIT			$8,715	$830	$872	$4,814	$5,055	$2,905	$4,565	$4,980	$5,229	$5,395	$4,565	$1,660	$49,584		$1,787	$1,876	$1,970	$2,068	$2,172	$2,280	$2,394	$2,514	$2,640	$2,772	$2,910	$3,056	$28,437		$10,367	$12,002	$13,893	$16,083	$52,346		$19,084	$22,092	$25,574	$29,605	$96,356		$177,367
Product Line 3 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0		0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 4 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 5 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 6 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 7 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 8 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 9 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 10 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.																											Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Totals for All Product Lines
Total Unit Volume			70	30	41	78	106	100	155	185	221	265	259	228	1738		233	239	244	250	255	261	267	273	280	286	293	300	3181		943	1012	1087	1169	4210		1258	1356	1463	1580	5657		7743
Total Gross Sales			$35,500	$16,500	$12,100	$21,800	$34,680	$137,000	$211,000	$199,500	$91,600	$113,000	$113,000	$108,040	$1,093,720		$113,079	$115,470	$117,915	$120,415	$122,973	$125,589	$128,266	$131,004	$133,806	$136,673	$139,607	$142,610	$1,527,407		$457,723	$488,148	$520,815	$555,921	$2,022,608		$608,527	$650,207	$695,138	$743,627	$2,697,499		$3,632,173
(Total Commissions)			$2,663	$1,238	$908	$1,635	$2,601	$10,275	$15,825	$14,963	$6,870	$8,475	$8,475	$8,103	$82,029		$8,481	$8,660	$8,844	$9,031	$9,223	$9,419	$9,620	$9,825	$10,035	$10,250	$10,471	$10,696	$114,556		$34,329	$36,611	$39,061	$41,694	$151,696		$45,639	$48,766	$52,135	$55,772	$202,312		$272,413
(Total Returns and Allowances)			$1,660	$1,470	$1,021	$1,136	$2,372	$13,070	$20,110	$18,870	$8,026	$10,130	$10,310	$10,444	$98,619		$10,920	$11,140	$11,364	$11,593	$11,826	$12,064	$12,307	$12,555	$12,808	$13,066	$13,330	$13,598	$146,574		$43,524	$46,212	$49,068	$52,104	$190,909		$56,714	$60,230	$63,968	$67,942	$248,853		$324,752
Total Net Sales			$31,178	$13,793	$10,172	$19,029	$29,707	$113,655	$175,065	$165,668	$76,704	$94,395	$94,215	$89,493	$913,072		$93,677	$95,669	$97,707	$99,791	$101,924	$104,106	$106,339	$108,624	$110,963	$113,356	$115,807	$118,316	$1,266,278		$379,870	$405,325	$432,686	$462,123	$1,680,003		$506,173	$541,212	$579,035	$619,913	$2,246,333		$3,035,008
(Total Cost of Goods Sold)			$11,950	$2,450	$2,050	$6,820	$8,340	$16,500	$25,500	$24,750	$14,200	$16,500	$15,700	$12,404	$157,164		$13,030	$13,355	$13,690	$14,035	$14,390	$14,757	$15,134	$15,523	$15,925	$16,339	$16,766	$17,206	$180,150		$55,765	$60,383	$65,473	$71,094	$252,715		$79,247	$86,314	$94,164	$102,898	$362,623		$534,173
TOTAL GROSS PROFIT			$19,228	$11,343	$8,122	$12,209	$21,367	$97,155	$149,565	$140,918	$62,504	$77,895	$78,515	$77,089	$755,908		$80,648	$82,314	$84,017	$85,756	$87,533	$89,349	$91,204	$93,100	$95,038	$97,018	$99,041	$101,109	$1,086,128		$324,105	$344,942	$367,213	$391,029	$1,427,289		$426,926	$454,898	$484,871	$517,015	$1,883,710		$2,500,834

Sales Projections

Inventory

Inventory Author: This worksheet will help you manage your inventory expenditures. For each product line, enter the dollar amount you will spend each period on inventory. If yours is a service business, you can probably ignore this worksheet.	2021														2022														2023						2024						2025
	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
Remote Support / Phones
Cost of Goods Sold	$1,450 Author: This Cost of Goods number is pulled over from your Sales Projections and shows how much product you plan to sell each month. It's here simply to aid you in determining how much inventory you need to purchase.	$1,450	$1,000	$1,020	$2,250	$13,000	$20,000	$18,750	$7,900	$10,000	$10,200	$10,404	$97,424		$10,877	$11,095	$11,317	$11,543	$11,774	$12,010	$12,250	$12,495	$12,745	$12,999	$13,259	$13,525	$145,888		$43,274	$45,923	$48,734	$51,717	$189,647		$56,254	$59,697	$63,351	$67,229	$246,532		$320,478
no items stored	$2,900 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$1,000	$690	$703	$1,552	$8,966	$13,793	$12,931	$5,448	$6,897	$7,034	$10,877	$72,791		$11,095	$11,317	$11,543	$11,774	$12,010	$12,250	$12,495	$12,745	$12,999	$13,259	$13,525	$13,795	$148,806		$44,140	$46,841	$49,708	$52,751	$193,440		$57,379	$60,891	$64,618	$68,573	$251,462		$326,888
Items/Parts 2	$0	$0	$0	$0	$0	$60	$92	$87	$36	$46	$47	$48	$417		$50	$51	$52	$53	$54	$55	$57	$58	$59	$60	$61	$62	$673		$200	$212	$225	$239	$875		$260	$276	$292	$310	$1,138		$1,479
Items/Parts 3	$0	$0	$0	$0	$0	$100	$154	$144	$61	$77	$78	$80	$694		$84	$85	$87	$89	$91	$92	$94	$96	$98	$100	$102	$104	$1,122		$333	$353	$375	$398	$1,459		$433	$459	$487	$517	$1,896		$2,465
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$2,900 Author: Are these cells showing red? As an aid to you, these cells will show in red until you indicate the purchase of enough inventory to cover your Cost of Goods for the period. In other words, your Total Inventory Expense should equal your Cost of Goods Sold from the SalesProj worksheet. If it isn't, you might need to adjust your % for COGS on the SalesProj worksheet (D12, D22, etc.)	$1,000	$690	$703	$1,552	$9,126	$14,039	$13,162	$5,546	$7,020	$7,160	$11,005	$73,902		$11,229	$11,453	$11,682	$11,916	$12,154	$12,398	$12,645	$12,898	$13,156	$13,419	$13,688	$13,962	$150,602		$44,672	$47,407	$50,308	$53,387	$195,774		$58,072	$61,626	$65,398	$69,401	$254,497		$330,832
Onsite support/ Install diagnose Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$10,500	$1,000	$1,050	$5,800	$6,090	$3,500	$5,500	$6,000	$6,300	$6,500	$5,500	$2,000	$59,740		$2,153	$2,260	$2,373	$2,492	$2,616	$2,747	$2,885	$3,029	$3,180	$3,339	$3,506	$3,682	$34,262		$12,491	$14,460	$16,739	$19,377	$63,067		$22,993	$26,617	$30,812	$35,669	$116,091		$213,695
Drop ship remote warehouse	$11,500 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$1,050	$1,103	$6,090	$6,395	$3,675	$5,775	$6,300	$6,615	$6,825	$5,775	$2,153	$63,255		$2,260	$2,373	$2,492	$2,616	$2,747	$2,885	$3,029	$3,180	$3,339	$3,506	$3,682	$3,866	$35,975		$13,115	$15,183	$17,576	$20,346	$66,221		$24,142	$27,948	$32,353	$37,453	$121,896		$224,380
onsite needs not included	$785	$800	$840	$4,640	$4,872	$150	$236	$257	$270	$200	$169	$550	$13,769		$592	$622	$653	$685	$720	$755	$793	$833	$875	$918	$964	$1,012	$9,422		$3,435	$3,976	$4,603	$5,329	$17,343		$6,323	$7,320	$8,473	$9,809	$31,925		$58,766
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$12,285	$1,850	$1,943	$10,730	$11,267	$3,825	$6,011	$6,557	$6,885	$7,025	$5,944	$2,703	$77,024		$2,852	$2,995	$3,144	$3,302	$3,467	$3,640	$3,822	$4,013	$4,214	$4,424	$4,646	$4,878	$45,397		$16,550	$19,159	$22,179	$25,675	$83,564		$30,465	$35,267	$40,826	$47,262	$153,821		$283,146
Product Line 3 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 4 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 5 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 6 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 7 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 8 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: This worksheet will help you manage your inventory expenditures. For each product line, enter the dollar amount you will spend each period on inventory. If yours is a service business, you can probably ignore this worksheet.	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 9 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
	Author: This Cost of Goods number is pulled over from your Sales Projections and shows how much product you plan to sell each month. It's here simply to aid you in determining how much inventory you need to purchase.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: Are these cells showing red? As an aid to you, these cells will show in red until you indicate the purchase of enough inventory to cover your Cost of Goods for the period. In other words, your Total Inventory Expense should equal your Cost of Goods Sold from the SalesProj worksheet. If it isn't, you might need to adjust your % for COGS on the SalesProj worksheet (D12, D22, etc.)	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 10 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GRAND TOTAL INVENTORY	$15,185	$2,850	$2,632	$11,433	$12,818	$12,951	$20,050	$19,719	$12,431	$14,045	$13,104	$13,708	$150,926		$14,081	$14,448	$14,827	$15,218	$15,621	$16,038	$16,467	$16,912	$17,370	$17,844	$18,334	$18,840	$195,998		$61,223	$66,566	$72,487	$79,063	$279,338		$88,537	$96,893	$106,224	$116,663	$408,317		$613,978

CapEx

Capital Purchases Author: This worksheet allows you to track capital expenditures and manage depreciation for those expenditures.									12/31/16
Item	Cost	Purchase Date		Years of Service	Salvage Value
							Reminder: All purchases must be on or after your business start date of:
Facilities Author: Facilities include, land, buildings, building upgrades, fixtures, etc. NOTE: If you will need more than 10 items in each category on this worksheet, combine items into groups and enter data for the entire group on a single line.		Month	Year				December-2016
Electric	$300 Author: Enter the cost of the item(s) here. This will be used to calculate depreciation, and will be added to your financial statements.	Jan Author: Enter the month you will purchase the item(s). Note: When entering dates on this worksheet, make sure that they don't fall prior to your current startup date (as entered on the Setup worksheet). Doing so will cause "#NUM!" calculation errors on later worksheets. However, you need not change the dates on lines you are not using.	2021 Author: Enter the year you will purchase the item(s).	1 Author: Enter the number of years you will use the item(s) before it wears out, you retire it, or sell it. This number will be used to calculate depreciation in your financial statements using the Straight Line method. NOTE: If you'd rather "expense" the item(s) in the year it is purchased, regardless of how many years you will use it, leave the number set to 1 year, and it will not be depreciated on your financial statements. For information about the tax implications/requirements of depreciation, please consult a competent accountant.	$0 Author: This is the value of the item at the time you stop using it, or the price you might receive for it if you sell it. For example, a $1000 desk might be worth $300 when you sell it after five years of use. You would enter $300 in this cell. If you will not be depreciating the item (the Years of Service column is set to 1 year), you can ignore this.
Water included	$0	Jan	2021	1	$0
Garbage Fee	$50	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Equipment Author: Equipment includes machinery, furniture, vehicles, etc.
Author: This worksheet allows you to track capital expenditures and manage depreciation for those expenditures.	Author: Facilities include, land, buildings, building upgrades, fixtures, etc. NOTE: If you will need more than 10 items in each category on this worksheet, combine items into groups and enter data for the entire group on a single line.	Author: Enter the cost of the item(s) here. This will be used to calculate depreciation, and will be added to your financial statements.	desk	$500	Jan	2021	2	$500
bags	$300	Jan	2021	2	$200
Storage Drives	$300	Jan	2021	2	$100
Tools	$1,000	Jan	2021	2	$500
Item Name (change name here)	$0	Jan	2021	2	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Computer Hardware/Software Author: Includes PCs, servers, monitors, printers, scanners, other peripherals, and software applications.
		Author: Enter the month you will purchase the item(s). Note: When entering dates on this worksheet, make sure that they don't fall prior to your current startup date (as entered on the Setup worksheet). Doing so will cause "#NUM!" calculation errors on later worksheets. However, you need not change the dates on lines you are not using.	Laptop	$9,000	Jan	2021	3	$2,000
Local Storage / Backup	$10,000	Jan	2021	1	$5,000
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Telecommunications Author: Telecommunications includes phone systems, fax machines, etc.
			Author: Enter the year you will purchase the item(s).	Author: Enter the number of years you will use the item(s) before it wears out, you retire it, or sell it. This number will be used to calculate depreciation in your financial statements using the Straight Line method. NOTE: If you'd rather "expense" the item(s) in the year it is purchased, regardless of how many years you will use it, leave the number set to 1 year, and it will not be depreciated on your financial statements. For information about the tax implications/requirements of depreciation, please consult a competent accountant.	Author: This is the value of the item at the time you stop using it, or the price you might receive for it if you sell it. For example, a $1000 desk might be worth $300 when you sell it after five years of use. You would enter $300 in this cell. If you will not be depreciating the item (the Years of Service column is set to 1 year), you can ignore this.	Lanline	$120	Jan	2021	1	$50
Fax	$120	Jan	2021	1	$50
Cell Phone	$4,500	Jan	2021	1	$1,000
Item Name (change name here)	$0	Jan	2021	1	$0
Item Name (change name here)	$0	Jan	2021	1	$0
Land Author: Land purchases are not depreciable.
		Jan	2021	Land is a non-depreciable asset
Item Name (change name here)	$0	Jan	2021
Item Name (change name here)	$0	Jan	2021
Item Name (change name here)	$0	Jan	2021
Item Name (change name here)	$0	Jan	2021
Item Name (change name here)	$0	Jan	2021
Item Name (change name here)	$0	Jan	2021
Item Name (change name here)	$0	Jan	2021
Item Name (change name here)	$0	Jan	2021
Item Name (change name here)	$0	Jan	2021

Capital Purchases

StaffBudj

Staffing Budget Author: For information about this worksheet, see "Staffing Budget" section and worksheet in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.	2021													2022													2023					2024					2025
	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL	TOTAL
Management
# Salaried Employees	1.0 Author: Enter the number of full-time employees you expect to have working for you in this category during this month. For part-time employees, enter their information below under "Part-time / Hourly Employees".	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0		1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0		1.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	1.0	1.0	1.0		1.0	1.0	1.0	1.0		1.0
Avg Salary per employee	$20,000 Author: Enter the amount you expect to pay each employee in this category this month. The Worksheets will multiply the number of employees (from the line above) with this number to generate your total cost (less benefits and taxes, below).	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$240,000	$20,200	$20,200	$20,200	$20,200	$20,200	$20,200	$20,200	$20,200	$20,200	$20,200	$20,200	$20,200	$242,400	$50,000	$50,000	$50,000	$50,000	$200,000	$50,500	$50,500	$50,500	$50,500	$202,000	$204,020
Benefits (across all employees)	$333 Author: This value is calculated using the number you entered on the "Setup and Assumptions" worksheet and the number of employees you entered above.	$333	$333	$333	$333	$333	$333	$333	$333	$333	$333	$333	$4,000	$353	$353	$353	$353	$353	$353	$353	$353	$353	$353	$353	$353	$4,240	$1,124	$1,124	$1,124	$1,124	$4,494	$1,191	$1,191	$1,191	$1,191	$4,764	$5,050
Payroll Taxes (across all employees)	$3,400	$3,400	$3,400	$3,400	$3,400	$3,400	$3,400	$3,400	$3,400	$3,400	$3,400	$3,400	$40,800	$3,434	$3,434	$3,434	$3,434	$3,434	$3,434	$3,434	$3,434	$3,434	$3,434	$3,434	$3,434	$41,208	$8,500	$8,500	$8,500	$8,500	$34,000	$8,585	$8,585	$8,585	$8,585	$34,340	$34,683
Total Costs	$23,733	$23,733	$23,733	$23,733	$23,733	$23,733	$23,733	$23,733	$23,733	$23,733	$23,733	$23,733	$284,800	$23,987	$23,987	$23,987	$23,987	$23,987	$23,987	$23,987	$23,987	$23,987	$23,987	$23,987	$23,987	$287,848	$59,624	$59,624	$59,624	$59,624	$238,494	$60,276	$60,276	$60,276	$60,276	$241,104	$243,753
Administrative/Support
# Salaried Employees	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0		1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0		1.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	1.0	1.0	1.0		1.0	1.0	1.0	1.0		1.0
Avg Salary per employee	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$120,000	$10,100	$10,100	$10,100	$10,100	$10,100	$10,100	$10,100	$10,100	$10,100	$10,100	$10,100	$10,100	$121,200	$30,603	$30,603	$30,603	$30,603	$122,412	$30,909	$30,909	$30,909	$30,909	$123,636	$124,872
Benefits (across all employees)	$333	$333	$333	$333	$333	$333	$333	$333	$333	$333	$333	$333	$4,000	$353	$353	$353	$353	$353	$353	$353	$353	$353	$353	$353	$353	$4,240	$1,124	$1,124	$1,124	$1,124	$4,494	$1,191	$1,191	$1,191	$1,191	$4,764	$5,050
Payroll Taxes (across all employees)	$1,700	$1,700	$1,700	$1,700	$1,700	$1,700	$1,700	$1,700	$1,700	$1,700	$1,700	$1,700	$20,400	$1,717	$1,717	$1,717	$1,717	$1,717	$1,717	$1,717	$1,717	$1,717	$1,717	$1,717	$1,717	$20,604	$5,203	$5,203	$5,203	$5,203	$20,810	$5,255	$5,255	$5,255	$5,255	$21,018	$21,228
Total Costs	$12,033	$12,033	$12,033	$12,033	$12,033	$12,033	$12,033	$12,033	$12,033	$12,033	$12,033	$12,033	$144,400	$12,170	$12,170	$12,170	$12,170	$12,170	$12,170	$12,170	$12,170	$12,170	$12,170	$12,170	$12,170	$146,044	$36,929	$36,929	$36,929	$36,929	$147,716	$37,355	$37,355	$37,355	$37,355	$149,418	$151,151
Sales/Marketing
# Salaried Employees	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0		0.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: For information about this worksheet, see "Staffing Budget" section and worksheet in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.										Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Avg Salary per employee	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Benefits (across all employees)	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Payroll Taxes (across all employees)	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Total Costs	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Operations/Production
# Salaried Employees	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0		1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0		2.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	2.0	2.0	2.0		1.0	1.0	1.0	1.0		1.0
Avg Salary per employee	$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$72,000	$6,060	$6,060	$6,060	$6,060	$6,060	$6,060	$6,060	$6,060	$6,060	$6,060	$6,060	$6,060	$72,720	$18,362	$18,362	$18,362	$18,362	$73,447	$18,545	$18,545	$18,545	$18,545	$74,182	$74,923
Benefits (across all employees)	$333	$333	$333	$333	$333	$333	$333	$333	$333	$333	$333	$333	$4,000	$353	$353	$353	$353	$353	$353	$353	$353	$353	$353	$353	$353	$4,240	$2,247	$2,247	$2,247	$2,247	$8,989	$1,191	$1,191	$1,191	$1,191	$4,764	$5,050
Payroll Taxes (across all employees)	$1,020	$1,020	$1,020	$1,020	$1,020	$1,020	$1,020	$1,020	$1,020	$1,020	$1,020	$1,020	$12,240	$1,030	$1,030	$1,030	$1,030	$1,030	$1,030	$1,030	$1,030	$1,030	$1,030	$1,030	$1,030	$12,362	$6,243	$6,243	$6,243	$6,243	$24,972	$3,153	$3,153	$3,153	$3,153	$12,611	$12,737
Total Costs	$7,353	$7,353	$7,353	$7,353	$7,353	$7,353	$7,353	$7,353	$7,353	$7,353	$7,353	$7,353	$88,240	$7,444	$7,444	$7,444	$7,444	$7,444	$7,444	$7,444	$7,444	$7,444	$7,444	$7,444	$7,444	$89,322	$45,214	$45,214	$45,214	$45,214	$180,855	$22,889	$22,889	$22,889	$22,889	$91,557	$92,710
Other
# Salaried Employees	1.0	1.0	1.0	1.0	1.0	2.0	2.0	2.0	2.0	1.0	1.0	1.0		1.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0		1.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	1.0	1.0	1.0		1.0	1.0	1.0	1.0		1.0
Avg Salary per employee	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$14,400	$1,212	$1,212	$1,212	$1,212	$1,212	$1,212	$1,212	$1,212	$1,212	$1,212	$1,212	$1,212	$14,544	$3,672	$3,672	$3,672	$3,672	$14,689	$3,709	$3,709	$3,709	$3,709	$14,836	$14,985
Benefits (across all employees)	$333	$333	$333	$333	$333	$667	$667	$667	$667	$333	$333	$333	$5,333	$353	$707	$707	$707	$707	$707	$707	$707	$707	$707	$707	$707	$8,127	$1,124	$1,124	$1,124	$1,124	$4,494	$1,191	$1,191	$1,191	$1,191	$4,764	$5,050
Payroll Taxes (across all employees)	$204	$204	$204	$204	$204	$408	$408	$408	$408	$204	$204	$204	$3,264	$206	$412	$412	$412	$412	$412	$412	$412	$412	$412	$412	$412	$4,739	$624	$624	$624	$624	$2,497	$631	$631	$631	$631	$2,522	$2,547
Total Costs	$1,737	$1,737	$1,737	$1,737	$1,737	$3,475	$3,475	$3,475	$3,475	$1,737	$1,737	$1,737	$3,264	$1,771	$3,543	$3,543	$3,543	$3,543	$3,543	$3,543	$3,543	$3,543	$3,543	$3,543	$3,543	$40,742	$5,420	$5,420	$5,420	$5,420	$21,681	$5,531	$5,531	$5,531	$5,531	$22,123	$22,582
Part-Time / Hourly Employees
# Part-Time Employees	4	4	4	4	4	4	4	4	4	4	4	4		4	4	4	4	4	4	4	4	4	4	4	4		4 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: Enter the number of full-time employees you expect to have working for you in this category during this month. For part-time employees, enter their information below under "Part-time / Hourly Employees".	Author: Enter the amount you expect to pay each employee in this category this month. The Worksheets will multiply the number of employees (from the line above) with this number to generate your total cost (less benefits and taxes, below).									Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: This value is calculated using the number you entered on the "Setup and Assumptions" worksheet and the number of employees you entered above.								Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	5	6	6	6	3	1	3	3
Avg. Hours per Hourly Employee	3	3	3	3	3	3	3	3	3	3	3	3		3	3	3	3	3	3	3	3	3	3	3	3		9	9	9	9		9	9	9	9		25
Avg Hourly Rate	$12.50	$12.50	$12.50	$12.50	$12.50	$12.50	$12.50	$12.50	$12.50	$12.50	$12.50	$12.50		$12.63	$12.63	$12.63	$12.63	$12.63	$12.63	$12.63	$12.63	$12.63	$12.63	$12.63	$12.63		$12.75	$12.75	$12.75	$12.75		$12.88	$12.88	$12.88	$12.88		$13.01
Calculated Wages Per Hourly Employee	$38	$38	$38	$38	$38	$38	$38	$38	$38	$38	$38	$38	$450	$38	$38	$38	$38	$38	$38	$38	$38	$38	$38	$38	$38	$455	$115	$115	$115	$115	$459	$116	$116	$116	$116	$464	$325
Wages	$150	$150	$150	$150	$150	$150	$150	$150	$150	$150	$150	$150	$1,800	$152	$152	$152	$152	$152	$152	$152	$152	$152	$152	$152	$152	$1,818	$459	$574	$689	$689	$2,410	$695	$348	$116	$348	$1,507	$976
Benefits (across all employees)	$167	$167	$167	$167	$167	$167	$167	$167	$167	$167	$167	$167	$2,000	$177	$177	$177	$177	$177	$177	$177	$177	$177	$177	$177	$177	$2,120	$562	$702	$843	$843	$2,949	$893	$447	$149	$447	$1,935	$1,894
Payroll Taxes (across all employees)	$26	$26	$26	$26	$26	$26	$26	$26	$26	$26	$26	$26	$306	$26	$26	$26	$26	$26	$26	$26	$26	$26	$26	$26	$26	$309	$78	$98	$117	$117	$410	$118	$59	$20	$59	$256	$166
Total Costs	$342	$342	$342	$342	$342	$342	$342	$342	$342	$342	$342	$342	$4,106	$354	$354	$354	$354	$354	$354	$354	$354	$354	$354	$354	$354	$4,247	$1,099	$1,374	$1,648	$1,648	$5,769	$1,707	$853	$284	$853	$3,698	$3,035
TOTAL
# Full Time Employees	$4	$4	$4	$4	$4	$5	$5	$5	$5	$4	$4	$4		$4	$5	$5	$5	$5	$5	$5	$5	$5	$5	$5	$5		$5	$5	$5	$5		$4	$4	$4	$4		$4
# Part-Time Employees	$4	$4	$4	$4	$4	$4	$4	$4	$4	$4	$4	$4		$4	$4	$4	$4	$4	$4	$4	$4	$4	$4	$4	$4		$4	$5	$6	$6		$6	$3	$1	$3		$3
Salary/Wages	$37,350	$37,350	$37,350	$37,350	$37,350	$38,550	$38,550	$38,550	$38,550	$37,350	$37,350	$37,350	$453,000	$37,724	$38,936	$38,936	$38,936	$38,936	$38,936	$38,936	$38,936	$38,936	$38,936	$38,936	$38,936	$466,014	$121,458	$121,573	$121,688	$121,688	$486,406	$104,359	$104,011	$103,779	$104,011	$416,161	$419,776
Benefits	$1,500	$1,500	$1,500	$1,500	$1,500	$1,833	$1,833	$1,833	$1,833	$1,500	$1,500	$1,500	$19,333	$1,590	$1,943	$1,943	$1,943	$1,943	$1,943	$1,943	$1,943	$1,943	$1,943	$1,943	$1,943	$22,967	$6,180	$6,320	$6,461	$6,461	$25,421	$5,657	$5,211	$4,913	$5,211	$20,992	$22,093
Payroll Taxes	$6,350	$6,350	$6,350	$6,350	$6,350	$6,554	$6,554	$6,554	$6,554	$6,350	$6,350	$6,350	$77,010	$6,413	$6,619	$6,619	$6,619	$6,619	$6,619	$6,619	$6,619	$6,619	$6,619	$6,619	$6,619	$79,222	$20,648	$20,667	$20,687	$20,687	$82,689	$17,741	$17,682	$17,643	$17,682	$70,747	$71,362
GRAND TOTAL COSTS	$45,200	$45,200	$45,200	$45,200	$45,200	$46,937	$46,937	$46,937	$46,937	$45,200	$45,200	$45,200	$549,343	$45,726	$47,498	$47,498	$47,498	$47,498	$47,498	$47,498	$47,498	$47,498	$47,498	$47,498	$47,498	$568,203	$148,286	$148,560	$148,835	$148,835	$594,516	$127,757	$126,904	$126,335	$126,904	$507,900	$513,232

Staffing Budget

MktBudj

	For a more comprehensive and detailed Marketing Budget, purchase the Excel Marketing Budget Templates from PlanningShop.
Marketing Budget Author: For information about this worksheet, see Chapter 10, "Marketing Plan & Sales Strategy" in Successful Business Plan: Secrets & Strategies	2021														2022														2023						2024						2025
	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
Professional Assistance
Marketing/PR Consultants	$300					$300							$600		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Advertising Agencies	$150					$150			$0	$0	$0	$0	$300		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Social Media Specialists	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
SEO Specialist	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Graphic/Web Design	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Brochures/Leaflets/Flyers	$500					$0	$0	$0	$0	$0	$0	$0	$500		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Signs/Billboards	$4,050		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$4,050		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Merchandising Displays	$1,200		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$1,200		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Sampling/Premiums	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Media Advertising
Print (newspaper, etc.)	$150		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$150		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Television and Radio	$200		$0	$0	$0	$150							$350		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Online Author: Includes AdWords, banner ads, social media ads, etc.	Author: For information about this worksheet, see Chapter 10, "Marketing Plan & Sales Strategy" in Successful Business Plan: Secrets & Strategies	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Other Media	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Phone Directories	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Advertising Specialties	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$300	$300	$300	$300	$1,200		$300	$300	$300	$300	$1,200		$1,200
Direct Mail	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Website
Development/Programming	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Maintenance and Hosting	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$600		$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$600		$150	$150	$150	$150	$600		$150	$150	$150	$150	$600		$600
Trade Shows
Fees and Setup	$250				$500			$0	$0	$0	$0	$750	$1,500		$750	$750	$750	$750	$750	$750	$750	$750	$750	$750	$750	$750	$9,000		$2,250	$2,250	$2,250	$2,250	$9,000		$2,250	$2,250	$2,250	$2,250	$9,000		$9,000
Travel/Shipping	$500				$500							$500	$1,500		$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$6,000		$1,500	$1,500	$1,500	$1,500	$6,000		$1,500	$1,500	$1,500	$1,500	$6,000		$6,000
Exhibits/Signs	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$300	$300	$300	$300	$1,200		$300	$300	$300	$300	$1,200		$1,200
Public Relations/Materials	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Informal Marketing / Networking
Memberships/Meetings	$500					$500							$1,000		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Entertainment	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$1,000	$1,000		$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$12,000		$3,000	$3,000	$3,000	$3,000	$12,000		$3,000	$3,000	$3,000	$3,000	$12,000		$12,000
Other	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GRAND TOTAL COSTS	$8,050	$250	$250	$250	$1,250	$1,350	$250	$250	$250	$250	$250	$2,500	$15,150		$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$30,000		$7,500	$7,500	$7,500	$7,500	$30,000		$7,500	$7,500	$7,500	$7,500	$30,000		$30,000

Marketing Budget

ProSvs

Professional Services Author: For information about this worksheet, see Chapter 13, "Management & Organization" in Successful Business Plan: Secrets & Strategies.	2021	2022	2023	2024	2025
General Author: For professional services related to marketing, use the Marketing Budget spreadsheets.
Attorneys	$3,000 Author: The number you enter here will be equally divided among the 12 months of the year on your Income Statement.	$3,000	$3,000	$3,000	$3,000
Accountants	$2,500	$2,500	$2,500	$2,500	$2,500
Management consultants	$1,000	$1,000	$1,000	$1,000	$1,000
Industry specialists	$2,000	$2,000	$2,000	$2,000	$2,000
Technology consultants	$0	$0	$0	$0	$0
training	$10,000	$0	$0	$0	$0
Other (change title here)	$0	$0	$0	$0	$0
Total Costs	$18,500	$8,500	$8,500	$8,500	$8,500
GRAND TOTAL COSTS	$18,500	$8,500	$8,500	$8,500	$8,500

Professional Services Budget

CapInvest

Capital Investments and Loans Author: This worksheet will help you manage loans and investments in your business.
Item	Amount	Date		Loan Period Sure Product Consulting: Loan period is in NUMBER OF MONTHS	Interest Rate
							Reminder: All invesments & loans must be on or after your business start date of:
Equity Capital Investments Author: Equity capital investments can come from a number of sources, including venture capitalists, angel investors, and family members. Generally, these investors are purchasing a percentage of (or shares in) your company. They expect to reap the rewards of your business' success through periodic dividend payments (a share of the profits) and/or when the company is sold.				Sure Product Consulting: Loan period is in NUMBER OF MONTHS	Month	Year		December-2016
Mother Gift	$150,000 Author: Enter the amount that will be invested in your business from this source. If this investor will inject cash into your business more than one time, use separate lines for each investment.	Jan Author: Enter the month that you will receive the investment cash. Note: When entering dates on this worksheet, make sure that they don't fall prior to your current startup date (as entered on the Setup worksheet). Doing so will cause "#NUM!" calculation errors on later worksheets. However, you need not change the dates on lines you are not using.	2021 Author: Enter the year you will receive the investment cash.	Capital investments are not paid back on a loan schedule.
Father Inheritence	$350,000	Jan	2021
Investment Source Name	$0	Jan	2021
Investment Source Name	$0	Jan	2021
Investment Source Name	$0	Jan	2021
Investment Source Name	$0	Jan	2021
Investment Source Name	$0	Jan	2021
Investment Source Name	$0	Jan	2021
Investment Source Name	$0	Jan	2021
Investment Source Name	$0	Jan	2021
Investment Source Name	$0	Jan	2021
Investment Source Name	$0	Jan	2021
Investment Source Name	$0	Jan	2021
Investment Source Name	$0	Jan	2021
Investment Source Name	$0	Jan	2021
Total Capital Investments	$500,000
Loans Author: Unlike equity capital inventments, lenders are typically not interested in purchasing shares in your company--they simply want to be paid back on a fixed schedule, with interest. Lenders can include banks and family members.
Friends	$30,000	Jan	2021	24 Author: Enter the term (length) of the loan in MONTHS. For example, if this will be a three year loan, enter 36 here.	5.00% Author: Enter the loan's annual interest rate.
invnetory warehouse remote	$50,000	Jan	2021	36	1.50% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2021	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2021	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2021	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2021	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2021	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2021	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2021	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2021	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2021	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2021	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2021	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2021	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2021	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2021	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2021	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2021	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2021	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2021	12	0.00% Author: Enter the loan's annual interest rate.
Total Loans	$80,000
TOTAL INVESTMENTS AND LOANS	$580,000

Capital Investments and Loans

IncSt

Income Statements Author: For information about this worksheet, see "Income Statements" in Successful Business Plan: Secrets & Strategies.	2021													2022													2023					2024					2025
	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
INCOME
Gross Sales	$35,500	$16,500	$12,100	$21,800	$34,680	$137,000	$211,000	$199,500	$91,600	$113,000	$113,000	$108,040	$1,093,720	$113,079	$115,469.55	$117,915	$120,415	$122,973	$125,589	$128,266	$131,004	$133,806	$136,673	$139,607	$142,610	$1,527,407	$457,723	$488,148	$520,815	$555,921	$2,022,608	$608,527	$650,207	$695,138	$743,627	$2,697,499	$3,632,173
(Commissions)	$2,663	$1,238	$908	$1,635	$2,601	$10,275	$15,825	$14,963	$6,870	$8,475	$8,475	$8,103	$82,029	$8,481	$8,660.22	$8,844	$9,031	$9,223	$9,419	$9,620	$9,825	$10,035	$10,250	$10,471	$10,696	$114,556	$34,329	$36,611	$39,061	$41,694	$151,696	$45,639	$48,766	$52,135	$55,772	$202,312	$272,413
(Returns and allowances)	$1,660	$1,470	$1,021	$1,136	$2,372	$13,070	$20,110	$18,870	$8,026	$10,130	$10,310	$10,444	$98,619	$10,920	$11,140.13	$11,364	$11,593	$11,826	$12,064	$12,307	$12,555	$12,808	$13,066	$13,330	$13,598	$146,574	$43,524	$46,212	$49,068	$52,104	$190,909	$56,714	$60,230	$63,968	$67,942	$248,853	$324,752
Net Sales	$31,178	$13,793	$10,172	$19,029	$29,707	$113,655	$175,065	$165,668	$76,704	$94,395	$94,215	$89,493	$913,072	$93,677	$95,669.20	$97,707	$99,791	$101,924	$104,106	$106,339	$108,624	$110,963	$113,356	$115,807	$118,316	$1,266,278	$379,870	$405,325	$432,686	$462,123	$1,680,003	$506,173	$541,212	$579,035	$619,913	$2,246,333	$3,035,008
(Cost of Goods)	$11,950	$2,450	$2,050	$6,820	$8,340	$16,500	$25,500	$24,750	$14,200	$16,500	$15,700	$12,404	$157,164	$13,030	$13,355.05	$13,690	$14,035	$14,390	$14,757	$15,134	$15,523	$15,925	$16,339	$16,766	$17,206	$180,150	$55,765	$60,383	$65,473	$71,094	$252,715	$79,247	$86,314	$94,164	$102,898	$362,623	$534,173
GROSS PROFIT	$19,228	$11,343	$8,122	$12,209	$21,367	$97,155	$149,565	$140,918	$62,504	$77,895	$78,515	$77,089	$755,908	$80,648	$82,314.14	$84,017	$85,756	$87,533	$89,349	$91,204	$93,100	$95,038	$97,018	$99,041	$101,109	$1,086,128	$324,105	$344,942	$367,213	$391,029	$1,427,289	$426,926	$454,898	$484,871	$517,015	$1,883,710	$2,500,834
EXPENSES - General and Administrative
Salaries and wages	$37,350	$37,350	$37,350	$37,350	$37,350	$38,550	$38,550	$38,550	$38,550	$37,350	$37,350	$37,350	$453,000	$37,724	$38,936	$38,936	$38,936	$38,936	$38,936	$38,936	$38,936	$38,936	$38,936	$38,936	$38,936	$466,014	$121,458	$121,573	$121,688	$121,688	$486,406	$104,359	$104,011	$103,779	$104,011	$416,161	$419,776
Employee benefits	$1,500	$1,500	$1,500	$1,500	$1,500	$1,833	$1,833	$1,833	$1,833	$1,500	$1,500	$1,500	$19,333	$1,590	$1,943	$1,943	$1,943	$1,943	$1,943	$1,943	$1,943	$1,943	$1,943	$1,943	$1,943	$22,967	$6,180	$6,320	$6,461	$6,461	$25,421	$5,657	$5,211	$4,913	$5,211	$20,992	$22,093
Payroll taxes	$6,350	$6,350	$6,350	$6,350	$6,350	$6,554	$6,554	$6,554	$6,554	$6,350	$6,350	$6,350	$77,010	$6,413	$6,619	$6,619	$6,619	$6,619	$6,619	$6,619	$6,619	$6,619	$6,619	$6,619	$6,619	$79,222	$20,648	$20,667	$20,687	$20,687	$82,689	$17,741	$17,682	$17,643	$17,682	$70,747	$71,362
Professional services	$1,542	$1,542	$1,542	$1,542	$1,542	$1,542	$1,542	$1,542	$1,542	$1,542	$1,542	$1,542	$18,500	$708	$708	$708	$708	$708	$708	$708	$708	$708	$708	$708	$708	$8,500	$2,125	$2,125	$2,125	$2,125	$8,500	$2,125	$2,125	$2,125	$2,125	$8,500	$8,500
Marketing and advertising	$8,050	$250	$250	$250	$1,250	$1,350	$250	$250	$250	$250	$250	$2,500	$15,150	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$30,000	$7,500	$7,500	$7,500	$7,500	$30,000	$7,500	$7,500	$7,500	$7,500	$30,000	$30,000
Rent	$850	$850	$850	$850	$850	$850	$850	$850	$850	$850	$850	$850	$10,200	$850	$850	$850	$850	$850	$850	$850	$850	$850	$850	$850	$850	$10,200	$2,550	$2,550	$2,550	$2,550	$10,200	$2,550	$2,550	$2,550	$2,550	$10,200	$10,200
Equipment rental	$1,000	$0	$0	$1,000	$0	$0	$1,000	$0	$0	$1,000	$0	$0	$4,000	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Maintenance	$150	$150	$150	$150	$150	$150	$150	$150	$150	$150	$150	$150	$1,800	$150	$150	$150	$150	$150	$150	$150	$150	$150	$150	$150	$150	$1,800	$450	$450	$450	$450	$1,800	$450	$450	$450	$450	$1,800	$1,800
Depreciation	$228	$228	$228	$228	$228	$228	$228	$228	$228	$228	$228	$228	$2,733	$228	$228	$228	$228	$228	$228	$228	$228	$228	$228	$228	$228	$2,733	$583	$583	$583	$583	$2,333	$0	$0	$0	$0	$0	$0
Insurance	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$3,600	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$3,600	$900	$900	$900	$900	$3,600	$900	$900	$900	$900	$3,600	$3,600
Telephone service	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200	$300	$300	$300	$300	$1,200	$300	$300	$300	$300	$1,200	$1,200
Utilities	$600	$600	$600	$600	$600	$600	$600	$600	$600	$600	$600	$600	$7,200	$600	$600	$600	$600	$600	$600	$600	$600	$600	$600	$600	$600	$7,200	$1,800	$1,800	$1,800	$1,800	$7,200	$1,800	$1,800	$1,800	$1,800	$7,200	$7,200
Office supplies	$900	$900	$900	$900	$900	$900	$900	$900	$900	$900	$900	$900	$10,800	$900	$900	$900	$900	$900	$900	$900	$900	$900	$900	$900	$900	$10,800	$2,700	$2,700	$2,700	$2,700	$10,800	$2,700	$2,700	$2,700	$2,700	$10,800	$10,800
Postage and shipping	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200	$300	$300	$300	$300	$1,200	$300	$300	$300	$300	$1,200	$1,200
Travel	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$18,000	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$18,000	$4,500	$4,500	$4,500	$4,500	$18,000	$4,500	$4,500	$4,500	$4,500	$18,000	$18,000
Entertainment	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$60,000	$15,000	$15,000	$15,000	$15,000	$60,000	$15,000	$15,000	$15,000	$15,000	$60,000	$60,000
Interest on loans	$188	$181	$174	$167	$161	$154	$147	$140	$134	$127	$120	$113	$1,805	$106	$99	$92	$85	$78	$71	$64	$57	$50	$43	$36	$28	$809	$58	$42	$27	$11	$138	$0	$0	$0	$0	$0	$0
Certifications	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$14,400	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$14,400	$3,600	$3,600	$3,600	$3,600	$14,400	$3,600	$3,600	$3,600	$3,600	$14,400	$14,400
Other (change title here)	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
TOTAL EXPENSES	$61,906	$53,100	$53,093	$54,086	$54,080	$55,910	$55,803	$54,797	$54,790	$54,046	$53,039	$60,282	$664,932	$59,969	$61,733	$61,726	$61,719	$61,712	$61,705	$61,698	$61,691	$61,684	$61,677	$61,670	$61,662	$738,645	$190,652	$190,911	$191,170	$191,154	$763,887	$169,482	$168,629	$168,060	$168,629	$674,800	$680,132
Net income before taxes and interest	-$42,679	-$41,757	-$44,972	-$41,877	-$32,712	$41,245	$93,762	$86,121	$7,714	$23,849	$25,476	$16,807	$90,976	$20,679	$20,581	$22,291	$24,037	$25,821	$27,644	$29,506	$31,409	$33,354	$35,341	$37,372	$39,447	$347,483	$133,453	$154,031	$176,043	$199,875	$663,402	$257,444	$286,269	$316,811	$348,386	$1,208,910	$1,820,703
Interest Income	$11,806	$11,476	$11,056	$10,155	$9,779	$10,126	$10,839	$12,139	$12,786	$13,241	$13,740	$13,548	$140,692	$13,354	$13,165	$12,993	$12,841	$12,708	$12,595	$12,503	$12,433	$12,385	$12,361	$12,360	$12,384	$152,082	$37,126	$38,768	$41,259	$44,693	$161,846	$50,448	$57,485	$65,866	$75,670	$249,470	$492,112
Provision for taxes on income	$0	$0	$0	$0	$0	$12,843	$26,150	$24,565	$5,125	$9,273	$9,804	$7,589	$22,744	$8,508	$8,436	$8,821	$9,219	$9,632	$10,060	$10,502	$10,961	$11,435	$11,925	$12,433	$12,958	$86,871	$42,645	$48,200	$54,325	$61,142	$206,312	$76,973	$85,939	$95,669	$106,014	$364,595	$578,204
NET PROFIT	-$30,873	-$30,281	-$33,915	-$31,722	-$22,934	$38,528	$78,451	$73,695	$15,375	$27,818	$29,412	$22,766	$208,925	$25,525	$25,309	$26,463	$27,658	$28,897	$30,179	$31,507	$32,882	$34,304	$35,776	$37,299	$38,874	$412,694	$127,934	$144,600	$162,976	$183,426	$618,936	$230,919	$257,816	$287,008	$318,042	$1,093,785	$1,734,611

Income Statements

CshFlw

Cash Flow Author: For information about this worksheet, see "Cash-Flow Projections" in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.	2021														2022														2023						2024						2025
	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
CASH RECEIPTS
Income from Sales
Cash Sales	$26,625	$12,375	$9,075	$16,350	$26,010	$102,750	$158,250	$149,625	$68,700	$84,750	$84,750	$81,030	$820,290		$84,809	$86,602	$88,436	$90,311	$92,230	$94,192	$96,200	$98,253	$100,355	$102,505	$104,705	$106,957	$1,145,556		$343,292	$366,111	$390,611	$416,941	$1,516,956		$456,395	$487,655	$521,353	$557,720	$2,023,124		$2,724,130
Collections	$0	$8,875	$4,125	$3,025	$5,450	$8,670	$34,250	$52,750	$49,875	$22,900	$28,250	$28,250	$246,420		$27,010	$28,270	$28,867	$29,479	$30,104	$30,743	$31,397	$32,067	$32,751	$33,452	$34,168	$34,902	$373,209		$111,940	$119,502	$127,482	$136,055	$494,978		$147,748	$159,078	$170,040	$181,866	$658,732		$894,342
Total Cash from Sales	$26,625	$21,250	$13,200	$19,375	$31,460	$111,420	$192,500	$202,375	$118,575	$107,650	$113,000	$109,280	$1,066,710		$111,819	$114,872	$117,303	$119,790	$122,334	$124,935	$127,597	$130,320	$133,106	$135,957	$138,874	$141,859	$1,518,765		$455,232	$485,613	$518,093	$552,996	$2,011,933		$604,143	$646,734	$691,393	$739,586	$2,681,856		$3,618,471
Income from Financing
Interest Income	$11,806 Author: This line item is automatically calculated for you based on the interest rate you entered on the "Setup and Assumptions" sheet.	$11,476	$11,056	$10,155	$9,779	$10,126	$10,839	$12,139	$12,786	$13,241	$13,740	$13,548	$140,692		$13,354	$13,165	$12,993	$12,841	$12,708	$12,595	$12,503	$12,433	$12,385	$12,361	$12,360	$12,384	$152,082		$37,126	$38,768	$41,259	$44,693	$161,846		$50,448	$57,485	$65,866	$75,670	$249,470		$492,112
Loan Proceeds	$80,000	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$80,000		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Equity Capital Investments	$500,000	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$500,000		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Cash from Financing	$591,806	$11,476	$11,056	$10,155	$9,779	$10,126	$10,839	$12,139	$12,786	$13,241	$13,740	$13,548	$720,692		$13,354	$13,165	$12,993	$12,841	$12,708	$12,595	$12,503	$12,433	$12,385	$12,361	$12,360	$12,384	$152,082		$37,126	$38,768	$41,259	$44,693	$161,846		$50,448	$57,485	$65,866	$75,670	$249,470		$492,112
Other Cash Receipts	$1,200	$1,500	$1,750	$1,500	$2,500	$1,100	$2,000	$1,500	$5,500	$5,100	$1,000	$1,500	$26,150		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
TOTAL CASH RECEIPTS	$619,631	$34,226	$26,006	$31,030	$43,739	$122,646	$205,339	$216,014	$136,861	$125,991	$127,740	$124,328	$1,813,552		$125,173	$128,036	$130,297	$132,631	$135,041	$137,530	$140,100	$142,753	$145,491	$148,317	$151,234	$154,243	$1,670,847		$492,358	$524,381	$559,352	$597,689	$2,173,779		$654,591	$704,219	$757,260	$815,257	$2,931,326		$4,110,583
CASH DISBURSEMENTS
Inventory	$15,185	$2,850	$2,632	$11,433	$12,818	$12,951	$20,050	$19,719	$12,431	$14,045	$13,104	$13,708	$150,926		$14,081	$14,448	$14,827	$15,218	$15,621	$16,038	$16,467	$16,912	$17,370	$17,844	$18,334	$18,840	$195,998		$61,223	$66,566	$72,487	$79,063	$279,338		$88,537	$96,893	$106,224	$116,663	$408,317		$613,978
Operating Expenses	$61,491	$52,691	$52,691	$53,691	$53,691	$55,529	$55,429	$54,429	$54,429	$53,691	$52,691	$59,941	$660,393		$59,635	$61,406	$61,406	$61,406	$61,406	$61,406	$61,406	$61,406	$61,406	$61,406	$61,406	$61,406	$735,103		$190,011	$190,285	$190,560	$190,560	$761,416		$169,482	$168,629	$168,060	$168,629	$674,800		$680,132
Commissions/Returns & Allowances	$4,323	$2,708	$1,929	$2,771	$4,973	$23,345	$35,935	$33,833	$14,896	$18,605	$18,785	$18,547	$180,648		$19,401	$19,800	$20,208	$20,624	$21,049	$21,484	$21,927	$22,381	$22,844	$23,317	$23,800	$24,294	$261,129		$77,853	$82,823	$88,130	$93,798	$342,604		$102,353	$108,995	$116,103	$123,714	$451,166		$597,165
Capital Purchases	$26,190	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$26,190		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Loan Payments	$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$32,849		$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$32,849		$4,264	$4,264	$4,264	$4,264	$17,055		$0	$0	$0	$0	$0		$0
Income Tax Payments	$33,392 Author: Note that on your Income Statements, we've generated an estimate for income taxes. This line on the Cash Flow statement is where you should reflect the actual payments you intend to make on a regular basis (probably quarterly).	Author: This line item is automatically calculated for you based on the interest rate you entered on the "Setup and Assumptions" sheet.		$0	$33,392	$0	$0	$33,392	$0	$0	$0	$0	$45,000	$145,176		$45,000	$45,000	$45,000	$45,000	$45,000	$45,000	$45,000	$45,000	$45,000	$45,000	$45,000	$45,000	$540,000		$135,000	$135,000	$135,000	$135,000	$540,000		$135,000	$135,000	$135,000	$135,000	$540,000		$540,000
Investor Dividend Payments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Owner's Draw	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
TOTAL CASH DISBURSEMENTS	$143,318	$60,986	$59,989	$104,025	$74,220	$94,561	$147,543	$110,717	$84,492	$89,078	$87,318	$139,933	$1,196,181		$140,854	$143,392	$144,178	$144,985	$145,814	$146,665	$147,538	$148,436	$149,357	$150,304	$151,277	$152,277	$1,765,079		$468,350	$478,938	$490,441	$502,685	$1,940,414		$495,373	$509,517	$525,387	$544,006	$2,074,283		$2,431,275
NET CASH FLOW	$476,313	-$26,760	-$33,983	-$72,995	-$30,481	$28,084	$57,796	$105,297	$52,368	$36,913	$40,423	-$15,606	$617,371		-$15,681	-$15,355	-$13,882	-$12,355	-$10,773	-$9,134	-$7,438	-$5,683	-$3,866	-$1,987	-$43	$1,966	-$94,232		$24,008	$45,443	$68,911	$95,004	$233,366		$159,218	$194,701	$231,872	$271,251	$857,043		$1,679,308
Opening Cash Balance	$480,000	$956,313	$929,553	$895,570	$822,576	$792,095	$820,179	$877,976	$983,273	$1,035,641	$1,072,554	$1,112,977			$1,097,371	$1,081,690	$1,066,334	$1,052,453	$1,040,098	$1,029,325	$1,020,191	$1,012,752	$1,007,070	$1,003,203	$1,001,216	$1,001,173			$1,003,139	$1,027,146	$1,072,590	$1,141,501			$1,236,504	$1,395,722	$1,590,424	$1,822,296			$2,093,547
Cash Receipts	$619,631	$34,226	$26,006	$31,030	$43,739	$122,646	$205,339	$216,014	$136,861	$125,991	$127,740	$124,328			$125,173	$128,036	$130,297	$132,631	$135,041	$137,530	$140,100	$142,753	$145,491	$148,317	$151,234	$154,243			$492,358	$524,381	$559,352	$597,689			$654,591	$704,219	$757,260	$815,257			$4,110,583
Cash Disbursements	$143,318	$60,986	$59,989	$104,025	$74,220	$94,561	$147,543	$110,717	$84,492	$89,078	$87,318	$139,933			$140,854	$143,392	$144,178	$144,985	$145,814	$146,665	$147,538	$148,436	$149,357	$150,304	$151,277	$152,277			$468,350	$478,938	$490,441	$502,685			$495,373	$509,517	$525,387	$544,006			$2,431,275
ENDING CASH BALANCE	$956,313	$929,553	$895,570	$822,576	$792,095	$820,179	$877,976	$983,273	$1,035,641	$1,072,554	$1,112,977	$1,097,371	$1,097,371		$1,081,690	$1,066,334	$1,052,453	$1,040,098	$1,029,325	$1,020,191	$1,012,752	$1,007,070	$1,003,203	$1,001,216	$1,001,173	$1,003,139	$1,003,139		$1,027,146	$1,072,590	$1,141,501	$1,236,504	$1,236,504		$1,395,722	$1,590,424	$1,822,296	$2,093,547	$2,093,547		$3,772,856

Cash Flow Statements

BalSht

Balance Sheet Author: For information about this worksheet, see "Balance Sheet" in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet
TechIQ				TechIQ				TechIQ				TechIQ				TechIQ				TechIQ				TechIQ				TechIQ
First Quarter				Second Quarter				Third Quarter				Fourth Quarter				2022				2023				2024				2025
2021				2021				2021				2021
ASSETS				ASSETS				ASSETS				ASSETS				ASSETS				ASSETS				ASSETS				ASSETS
Current Assets				Current Assets				Current Assets				Current Assets				Current Assets				Current Assets				Current Assets				Current Assets
Cash	$895,570			Cash	$820,179			Cash	$1,035,641			Cash	$1,097,371			Cash	$1,003,139			Cash	$1,236,504			Cash	$2,093,547			Cash	$3,772,856
Accounts Receivable	$3,025			Accounts Receivable	$34,250			Accounts Receivable	$22,900			Accounts Receivable	$27,010			Accounts Receivable	$35,652			Accounts Receivable	$46,327			Accounts Receivable	$61,969			Accounts Receivable	$75,670
Inventory	$4,217			Inventory	$9,759			Inventory	-$2,491			Inventory	-$6,238			Inventory	$9,610			Inventory	$36,234			Inventory	$81,928			Inventory	$161,733
Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0
Total Current Assets		$902,813		Total Current Assets		$864,189		Total Current Assets		$1,056,050		Total Current Assets		$1,118,143		Total Current Assets		$1,048,401		Total Current Assets		$1,319,065		Total Current Assets		$2,237,445		Total Current Assets		$4,010,259
Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets
Land	$0			Land	$0			Land	$0			Land	$0			Land	$0			Land	$0			Land	$0			Land	$0
Facilities	$350			Facilities	$350			Facilities	$350			Facilities	$350			Facilities	$350			Facilities	$350			Facilities	$350			Facilities	$350
Equipment	$2,100			Equipment	$2,100			Equipment	$2,100			Equipment	$2,100			Equipment	$2,100			Equipment	$2,100			Equipment	$2,100			Equipment	$2,100
Computers & Telecommunications	$23,740			Computers & Telecommunications	$23,740			Computers & Telecommunications	$23,740			Computers & Telecommunications	$23,740			Computers & Telecommunications	$23,740			Computers & Telecommunications	$23,740			Computers & Telecommunications	$23,740			Computers & Telecommunications	$23,740
(Less Accumlated Depreciation)	$683			(Less Accumlated Depreciation)	$1,367			(Less Accumlated Depreciation)	$2,050			(Less Accumlated Depreciation)	$2,733			(Less Accumlated Depreciation)	$5,467			(Less Accumlated Depreciation)	$7,800			(Less Accumlated Depreciation)	$7,800			(Less Accumlated Depreciation)	$7,800
Total Fixed Assets		$25,507		Total Fixed Assets		$24,823		Total Fixed Assets		$24,140		Total Fixed Assets		$23,457		Total Fixed Assets		$20,723		Total Fixed Assets		$18,390		Total Fixed Assets		$18,390		Total Fixed Assets		$18,390
Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0
TOTAL ASSETS			$928,319	TOTAL ASSETS			$889,012	TOTAL ASSETS			$1,080,190	TOTAL ASSETS			$1,141,599	TOTAL ASSETS			$1,069,125	TOTAL ASSETS			$1,337,455	TOTAL ASSETS			$2,255,835	TOTAL ASSETS			$4,028,649
LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES
Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities
Short-Term Notes Payable	$31,289 Sure Product Consulting: Short-Term Notes Payable: loan payments to be made within one year			Short-Term Notes Payable	$31,536			Short-Term Notes Payable	$31,787			Short-Term Notes Payable	$32,040			Short-Term Notes Payable	$16,917			Short-Term Notes Payable	$0			Short-Term Notes Payable	$0			Short-Term Notes Payable	$0
Income Taxes Due	-$33,392 Author: If you see a number here, it reflects the difference between the projected income taxes owed (as calculated on your Income Statements) and what you've said you will actually pay (as entered on your Cash Flow statements).			Income Taxes Due	-$53,941			Income Taxes Due	-$31,493			Income Taxes Due	-$122,432			Income Taxes Due	-$575,561			Income Taxes Due	-$909,249			Income Taxes Due	-$1,084,654			Income Taxes Due	-$1,046,451
Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0
Total Current Liabilities		-$2,103		Total Current Liabilities		-$22,405		Total Current Liabilities		$293		Total Current Liabilities		-$90,392		Total Current Liabilities		-$558,644		Total Current Liabilities		-$909,249		Total Current Liabilities		-$1,084,654		Total Current Liabilities		-$1,046,451
Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities
Long-Term Notes Payable	$41,042			Long-Term Notes Payable	$33,064			Long-Term Notes Payable	$25,023			Long-Term Notes Payable	$16,917			Long-Term Notes Payable	$0			Long-Term Notes Payable	$0			Long-Term Notes Payable	$0			Long-Term Notes Payable	$0
Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0
Total Long-Term Liabilities		$41,042		Total Long-Term Liabilities		$33,064		Total Long-Term Liabilities		$25,023		Total Long-Term Liabilities		$16,917		Total Long-Term Liabilities		$0		Total Long-Term Liabilities		$0		Total Long-Term Liabilities		$0		Total Long-Term Liabilities		$0
NET WORTH				NET WORTH				NET WORTH				NET WORTH				NET WORTH				NET WORTH				NET WORTH				NET WORTH
Paid-In Capital	$980,000			Paid-In Capital	$980,000			Paid-In Capital	$980,000			Paid-In Capital	$980,000			Paid-In Capital	$980,000			Paid-In Capital	$980,000			Paid-In Capital	$980,000			Paid-In Capital	$980,000
Retained Earnings	-$90,619			Retained Earnings	-$101,647			Retained Earnings	$74,874			Retained Earnings	$235,075			Retained Earnings	$647,769			Retained Earnings	$1,266,704			Retained Earnings	$2,360,489			Retained Earnings	$4,095,100
Total Net Worth		$889,381		Total Net Worth		$878,353		Total Net Worth		$1,054,874		Total Net Worth		$1,215,075		Total Net Worth		$1,627,769		Total Net Worth		$2,246,704		Total Net Worth		$3,340,489		Total Net Worth		$5,075,100
TOTAL LIABILITIES AND NET WORTH			$928,319	TOTAL LIABILITIES AND NET WORTH			$889,012	TOTAL LIABILITIES AND NET WORTH			$1,080,190	TOTAL LIABILITIES AND NET WORTH			$1,141,599	TOTAL LIABILITIES AND NET WORTH			$1,069,125	TOTAL LIABILITIES AND NET WORTH			$1,337,455	TOTAL LIABILITIES AND NET WORTH			$2,255,835	TOTAL LIABILITIES AND NET WORTH			$4,028,649

Balance Sheet

BrkEvn

	Break-even Estimates Author: For information about this worksheet, see "Break-Even Analysis" in "The Financials" chapter of Successful Business Plan: Secrets & Strategies. Note that this Worksheet differs from that shown in the book slightly by also factoring the costs of sales commissions and returns/allowances. This gives you a more accurate break-even estimate.
	Year 1 (2021)
	January	$114,299 Author: This is the amount of sales you will need to make each month to break even.
	February	$77,245
	March	$79,102
	April	$96,575
	May	$87,774
	June	$78,840
	July	$78,725
	August	$77,577
	September	$80,295
	October	$78,402
	November	$76,334
	December	$84,485
	Monthly Average	$84,138
	Year 2 (2022)
	January	$84,084
	February	$86,599
	March	$86,630
	April	$86,663
	May	$86,698
	June	$86,733
	July	$86,769
	August	$86,807
	September	$86,846
	October	$86,887
	November	$86,928
	December	$86,972
	Monthly Average	$86,551
	Year 3 (2023)
	1st Quarter	$269,252
	2nd Quarter	$270,170
	3rd Quarter	$271,135
	4th Quarter	$271,762
	Quarterly Average	$270,580
	Year 4 (2024)
	1st Quarter	$241,574
	2nd Quarter	$241,029
	3rd Quarter	$240,940
	4th Quarter	$242,540
	Quarterly Average	$241,521
	Year 5 (2025)
	Annual Average	$987,812

Break-even Estimates

Ratios

Key Ratios Author: This sheet provides a mathematical snapshot of your company's performance. These ratios are often used by lenders or investors in determining how well a company is managing its finances.
Year 1 (2021)	Working Capital Author: Working Capital is the amount of readily available funds the company has to cover upcoming expenses. More is better!	Current Ratio Author: This ratio divides your current assets by your current liabilities. In general, it should be greater than 2. If an "N.A." appears in the cell, it indicates that you had no liabilities with which to calculate the ratio.	Quick Ratio Author: Similar to the Current Ratio, but we've subtracted inventory from your assets. A number greater than 1 is desirable. If an "N.A." appears in the cell, it indicates that you had no liabilities with which to calculate the ratio.	Cash Turnover Author: This ratio divides your net sales for the period by your "working capital," (your current assets minus your current liabilities). In other words, it shows by what multiple your sales exceed your working capital. In general, 5 or above is good to aim for, but this can vary based on your industry, etc.	Debt to Equity Author: To calculate your Debt to Equity ratio, we divided your total liabilities by your net worth. A high number (greater than 1), indicates a high debt load relative to your assets. Potential funders may be wary of investing in such a case.	Return on Investment Author: This ratio is achieved by dividing your net worth into your net income for the period. It shows the rate of return you and your investors are receiving on your investments in the company. The higher the better!	Return on Sales Author: This ratio is calculated by dividing your net income for the period by your net sales for the period. The higher the number here, the more profit you are extracting from each sale. Your ideal number will depend greatly on your industry, margins, etc.	Return on Assets Author: Your Return on Assets indicates how much profit you are generating on all the investments you've made in the company's assets. In particular, this will help you (and your investors) determine if you are achieving a good rate-of-return on your investments. This will depend greatly on your industry.	Net Sales
1st Quarter	$904,916	-429.20	-427.20	0.06	0.04	-15%	-235%	-14%	$55,141.50
2nd Quarter	$886,594	-38.57	-38.14	0.18	0.01	-4%	-21%	-4%	$162,391.20
3rd Quarter	$1,055,756	3,599.47	3,607.96	0.40	0.02	18%	45%	17%	$417,436.50
4th Quarter	$1,208,535	-12.37	-12.44	0.23	-0.06	5%	24%	6%	$278,103.00
Year 2 (2022)	$1,607,045	-1.88	-1.86	0.79	-0.34	21%	27%	33%	$1,266,278.25
Year 3 (2023)	$2,228,314	-1.45	-1.41	0.75	-0.40	30%	39%	50%	$1,680,003.47
Year 4 (2024)	$3,322,099	-2.06	-1.99	0.68	-0.32	36%	54%	54%	$2,246,332.74
Year 5 (2025)	$5,056,710	-3.83	-3.68	0.60	-0.21	36%	60%	45%	$3,035,007.56

Key Ratios

1YrAtGl

Year 1: Financials at-a-Glance (2021) Gross Sales January February March April May June July August September October November December 35500 16500 12100 21800 34680 137000 211000 199500 91600 113000 113000 108040 Gross Profit January February March April May June July August September October November December 19227.5 11342.5 8121.5 12209 21367.200000000001 97155 149565 140917.5 62504 77895 78515 77089 Net Profit January February March April May June July August September October November December -30872.607561233744 -30281.317450368915 -33915.173619155074 -31722.13606643942 -22933.509852147501 38527.82210157052 78450.555822157476 73695.001294996226 15374.885219470032 27818.059219833514 29412.495508466884 22766.16856320672

NSYr1

Year 1: Net Sales (2021) Remote Support / Phones January February March April May June July August September October November December 11962.5 11962.5 8250 8415 18562.5 107250 165000 154687.5 65175 82500 84150 85833 Onsite support/ Install diagnose January February March April May June July August Septe mber October November December 19215 1830 1921.5 10614 11144.700000000003 6405 10065 10980 11529 11895 10065 3660 Product Line 3 January February March April May June July August September October November December Product Line 4 January February March April May June July August September October November December Product Line 5 Product Line 6 Product Line 7 Product Line 8 Product Line 9 Product Line 10

1YrCshFlw

Year 1: Cash Flow (2021) Net Cash Flow January February March April May June July August September October November December 476313.28754006687 -26760.083865682274 -33982.779526072263 -72994.742287389556 -30480.622126326758 28084.270829852801 57796.351697226724 105296.83766553373 52368.29982496603 36913.230031664032 40422.651773107587 -15605.690311625134 Ending Cash Balance 956313.28754006675 929553.20367438451 895570.42414831219 822575.68186092272 792095.05973459594 820179.33056444873 877975.68226167548 983272.51992720913 1035640.8197521751 1072554.0497838394 1112976.7015569468 1097371.0112453217

2ndYrCshFlw

Year 2: Cash Flow (2022) Net Cash Flow January February March April May June July August September October November December -15681.11081902044 -15355.492177063745 -13881.776214741869 -12354.673893088533 -10772.735998540476 -9134.4754353896715 -7438.3661504522897 -5682.8420219369 -3866.2957111004798 -1987.077475219412 -43.493940335523803 1966.1931678300898 Ending Cash Balance January February March April May June July August September October November December 1081689.9004263012 1066334.4082492376 1052452.6320344959 1040097.9581414075 1029325.2221428669 1020190.7467074773 1012752.3805570249 1007069.5385350878 1003203.2428239873 1001216.1653487679 1001172.6714084324 1003138.8645762627

5YrAtGl

5-Year Financials at-a-Glance

Gross Sales 2021 2022 2023 2024 2025 1093720 1527407.4635816698 2022607.7302166852 2697498.6078360882 3632172.70260339 Gross Profit 2021 2022 2023 2024 2025 755908.2 1086128.2098988539 1427288.9644722959 1883710.0400605437 2500834.361111505 Net Profit 2021 2022 2023 2024 2025 208924.5088610567 412694.12089896627 618935.74538096145 1093784.7032582466 1734610.8348772167

NS5Yr

5-Year Net Sales

Remote Support / Phones 2021 2022 2023 2024 2025 803748 1203579.4929767107 1564590.5614732467 2033886.1199744116 2643945.8673005044 Onsite support/ Install diagnose 2021 2022 2023 2024 2025 109324.20000000001 62698.755148512369 115412.90496884784 212446.62038021866 391061.69733063347 Product Line 3 2021 2022 2023 2024 2025 Product Line 4 2021 2022 2023 2024 2025 Product Line 5 Product Line 6 Product Line 7 Product Line 8 Product Line 9 Product Line 10

License

	License Agreement
	LICENSE AGREEMENT FOR PLANNINGSHOP’S BUSINESS PLAN FINANCIALS This License Agreement is a legal agreement between you (the product purchaser/user) and PlanningShop for the Business Plan Financials product (“Software”) that accompanies this Agreement, including all associated documentation and packaging. By installing and/or using the Software, you accept the terms of this Agreement. PRODUCT LICENSE The Software is protected by intellectual property laws and treaties. It is owned by PlanningShop and licensed to you for your use (not sold). You acknowledge that PlanningShop has conferred to you NO title or ownership of the Software or any of its constituent parts. Re-distribution of the Software or any of constituent its parts, whether in an original or modified form, is strictly forbidden. 1. General License. You may install one copy of the Software on a single computing device for use by a single user. Additional users, whether using the same computing device or a separate device, must purchase additional licenses. Multi-user licenses are available from PlanningShop. A second copy of the Software may be stored on a separate device for the sole purpose of backing up the original copy. You may not copy, distribute, or resell the Software. 2. Unauthorized Use. You may not modify, disassemble, or reverse engineer the Software or its code for any form of distribution. The Software, its content, design and programming are copyrighted by PlanningShop. 3. WARRANTY. THIS SOFTWARE IS PROVIDED AS IS. PLANNINGSHOP AND ITS AFFILIATED PARTIES MAKE NO CLAIMS, PROMISES OR GUARANTEES ABOUT THE ACCURACY, COMPLETENESS, OR ADEQUACY OF THE SOFTWARE FOR ANY PURPOPSE AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS, OMISSIONS, FAILURES, OR DEFECTS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESS OR STATUTORY, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE SOFTWARE.
	4. DAMAGES. IN NO EVENT WILL PLANNINGSHOP BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THIS SOFTWARE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, DEFECT, OR COMPUTER VIRUS EVEN IF THE PLANNINGSHOP, OR AFFILIATED PARTIES, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES. 5. Governing Law. This Agreement shall be treated as though it were executed and performed in Palo Alto, California, and shall be governed by and construed in accordance with the laws of the State of California, USA (without regard to conflict of law principles). All actions shall be subject to the limitations set forth in Section 3 and Section 4. The language in this Agreement shall be interpreted as in accordance with its fair meaning and not strictly for or against either party. All legal proceedings arising out of or in connection with this Agreement shall be brought solely in Palo Alto, California. You expressly submit to the exclusive jurisdiction of said courts and consent to extraterritorial service of process. Should any part of this Agreement be held invalid or unenforceable, that portion shall be construed consistent with applicable law and the remaining portions shall remain in full force and effect. 6. Contact. Should you have any questions concerning this agreement, or if you desire to contact PlanningShop for any reason, you may do so at: PlanningShop, 555 Bryant Street #180, Palo Alto, California, USA, 94301.

About

	About Business Plan Financials
	PlanningShop
	Business Plan Financials
	Version 3.1
	SUBJECT TO END-USER LICENSE AGREEMENT
	Copyright 2003-2017 PlanningShop. All rights reserved.
	www.planningshop.com

http://www.planningshop.com/

Config

CONFIG WORKSHEET
Sure Product Consulting: IMPORTANT: Do not remove or change anything on this worksheet! Doing so may render this product unusable!

Startup Year

2021
Sure Product Consulting: Sure Product Consulting: How does this get set? Headings on each worksheet are driven from it, but this does not seem to be connected t the Setup worksheet "what year wll your business start" question.

Version:

Startup Month

3.0

January

8/1/13

Startup Month Abbrev

Jan

Start Date:

Dec-16

CREDIT MULTIPLIER

Multiple

With "Credit Sales"

0.00

1.00

0.25

Working Capital Calc
Sure Product Consulting: Used by Ratios worksheet

$904,916

$886,594

$1,055,756

$1,208,535

$1,607,045

$2,228,314

$3,322,099

$5,056,710

Chart Titles

Year 1 String

2021

Year 1: Financials at-a-Glance (2021)

Year 2 String

2022

Year 1: Net Sales (2021)

Year 3 String

2023

Year 1: Cash Flow (2021)

Year 4 String

2024

Year 2: Cash Flow (2022)

Year 5 String

2025

DOUBLE LIST FOR Months on top of worksheets

January

February

March

April

May

June

July

August

September

October

November

December

January

February

March

April

May

June

July

August

September

October

November

December

Start Month

From Setup

January

February

March

April

May

June

July

August

September

October

November

December

Match Position in Doublelist

Adjust index to 1-12

Abbrev

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

To-Do List

Making a "Demo" version of this workbook, with watermark, 1 loan, 1 product line, 1 investment

Adding a Worksheet to do revolving credit calculations. See http://www.vertex42.com/Files/download/line-of-credit.html for a cool line of credit worksheet (it's complicated)

Cleaning up all the dates, lists of months, etc. on the config worksheet

Adding "Reset_XXX" subroutines for ALL the worksheets

Check PrintAreas, footers, headers for New DepnSchedule and New LoanPaymentSchedule

Your Company Name

Unlicensed Copy Unlicensed Copy Demo Use Only Demo Use Only Unlicensed Copy Unlicensed Copy Demo Use Only Demo Use Only Unlicensed Copy Unlicensed Copy Demo Use Only Demo Use Only Unlicensed Copy Unlicensed Copy Demo Use Only Demo Use Only

DepnSchedule

Sure Product Consulting: Is this depreciation schedule correct? If only one year of service, nothing is depreciated. If more than one year, we don't depreciate anything for year 1 it seems (or does that show up as an expense?)	Depreciation Schedule from CapEx Worksheet
														Dec-16	Jan-17	Feb-17	Mar-17	Apr-17	May-17	Jun-17	Jul-17	Aug-17	Sep-17	Oct-17	Nov-17	Dec-17	Jan-18	Feb-18	Mar-18	Apr-18	May-18	Jun-18	Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20	Oct-20	Nov-20	Dec-20	Jan-21	Feb-21	Mar-21	Apr-21	May-21	Jun-21	Jul-21	Aug-21	Sep-21	Oct-21	Nov-21
Item#	Category	Item Name	Purch Value	Salvage Value	Yrs of Service	Mos of Service	Month Purchased	Year Purchased	Purchase Month	End Month	End Date	Depn Amt montly		1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
1	Facilities	Electric	$300.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ 25		-	- Sure Product Consulting: If "today's" month is one in this asset is dep'd over,	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
2	Facilities	Water included	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
3	Facilities	Garbage Fee	$50.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ 4		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
4	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
5	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
6	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
7	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
8	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
9	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
10	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
11	Equip	desk	$500.00	$500.00	2	24	Jan	2021	1	24	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
12	Equip	bags	$300.00	$200.00	2	24	Jan	2021	1	24	Nov-18	$ 4		4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
13	Equip	Storage Drives	$300.00	$100.00	2	24	Jan	2021	1	24	Nov-18	$ 8		8	8	8	8	8	8	8	8	8	8	8	8	8	8	8	8	8	8	8	8	8	8	8	8	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
14	Equip	Tools	$1,000.00	$500.00	2	24	Jan	2021	1	24	Nov-18	$ 21		21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
15	Equip	Item Name (change name here)	$0.00	$0.00	2	24	Jan	2021	1	24	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
16	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
17	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
18	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
19	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
20	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
21	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
22	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
23	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
24	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
25	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
26	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
27	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
28	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
29	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
30	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
31	Comp	Laptop	$9,000.00	$2,000.00	3	36	Jan	2021	1	36	Nov-19	$ 194		194	194	194	194	194	194	194	194	194	194	194	194	194	194	194	194	194	194	194	194	194	194	194	194	194	194	194	194	194	194	194	194	194	194	194	194	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
32	Comp	Local Storage / Backup	$10,000.00	$5,000.00	1	12	Jan	2021	1	12	Nov-17	$ 417		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
33	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
34	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
35	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
36	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
37	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
38	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
39	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
40	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
41	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
42	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
43	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
44	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
45	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
46	Comp	Lanline	$120.00	$50.00	1	12	Jan	2021	1	12	Nov-17	$ 6		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
47	Comp	Fax	$120.00	$50.00	1	12	Jan	2021	1	12	Nov-17	$ 6		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
48	Comp	Cell Phone	$4,500.00	$1,000.00	1	12	Jan	2021	1	12	Nov-17	$ 292		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
49	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
50	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
51	Land	$0.00	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17
52	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17
53	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17
54	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17
55	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17
56	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17
57	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17
58	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17
59	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17
60	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2021	1	12	Nov-17
		TOTAL												$ 228	$ 228	$ 228	$ 228	$ 228	$ 228	$ 228	$ 228	$ 228	$ 228	$ 228	$ 228	$ 228	$ 228	$ 228	$ 228	$ 228	$ 228	$ 228	$ 228	$ 228	$ 228	$ 228	$ 228	$ 194	$ 194	$ 194	$ 194	$ 194	$ 194	$ 194	$ 194	$ 194	$ 194	$ 194	$ 194	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -
		Land												-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		Facilities												350	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		Equip												2,100	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		Comp												23,740	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		TOTAL Author: This goes into Cash Flow statement.											Author: This goes into Cash Flow statement.	26,190	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		TOTAL NON-DEPRECIABLE CAPITAL ASSETS Author: This goes into Income statement under "non-depreciable capital purchases"											Author: This goes into Income statement under "non-depreciable capital purchases"	Author: This goes into Cash Flow statement.	Author: This goes into Income statement under "non-depreciable capital purchases"												15,090	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Depreciation Schedule

LoanInvestSchedules

	Investment Proceeds										Investment Proceeds												Investment Proceeds												Investment Proceeds												Investment Proceeds												Investment Proceeds
											Dec-16	Jan-17	Feb-17	Mar-17	Apr-17	May-17	Jun-17	Jul-17	Aug-17	Sep-17	Oct-17	Nov-17	Dec-17	Jan-18	Feb-18	Mar-18	Apr-18	May-18	Jun-18	Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20	Oct-20	Nov-20	Dec-20	Jan-21	Feb-21	Mar-21	Apr-21	May-21	Jun-21	Jul-21	Aug-21	Sep-21	Oct-21	Nov-21
Inv #	Name of Invest Source	Amount			Start Month	Start Year	Infusion Month				1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
1	Mother Gift	$150,000			Jan	2021	1				150,000.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
2	Father Inheritence	$350,000			Jan	2021	1				350,000.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
3	Investment Source Name	$0			Jan	2021	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
4	Investment Source Name	$0			Jan	2021	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
5	Investment Source Name	$0			Jan	2021	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
6	Investment Source Name	$0			Jan	2021	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
7	Investment Source Name	$0			Jan	2021	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
8	Investment Source Name	$0			Jan	2021	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
9	Investment Source Name	$0			Jan	2021	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
10	Investment Source Name	$0			Jan	2021	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
11	Investment Source Name	$0			Jan	2021	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
12	Investment Source Name	$0			Jan	2021	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
13	Investment Source Name	$0			Jan	2021	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
14	Investment Source Name	$0			Jan	2021	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
15	Investment Source Name	$0			Jan	2021	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
									TOTAL:		$500,000	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan Payback Schedule (Principle + Interest)										Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)
											Dec-16	Jan-17	Feb-17	Mar-17	Apr-17	May-17	Jun-17	Jul-17	Aug-17	Sep-17	Oct-17	Nov-17	Dec-17	Jan-18	Feb-18	Mar-18	Apr-18	May-18	Jun-18	Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20	Oct-20	Nov-20	Dec-20	Jan-21	Feb-21	Mar-21	Apr-21	May-21	Jun-21	Jul-21	Aug-21	Sep-21	Oct-21	Nov-21	Dec-21 Sure Product Consulting: Note: We calculate loan payments beyond the end date of this business plan (5 years into future), in order to populate the Balance Sheet properly. Payments due in year 6 need to appear on the Short-Term Notes Payable line of Balance Sheet for Year 5. The remainder of the not-yet-made loan payments appear on Long-Term Notes Payable line of the Year 5 balance sheet.	Jan-22	Feb-22	Mar-22	Apr-22	May-22	Jun-22	Jul-22	Aug-22	Sep-22	Oct-22	Nov-22
Loan #	Name of Loan Source	Amount	Rate	Periods	Start Month	Start Year	Begin Pay Month	End Pay Month	Pmt Amt (P+I)		1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60	61	62	63	64	65	66	67	68	69	70	71	72
1	Friends	$30,000	5.00%	24	Jan	2021	1	24	1,316.14		1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
2	invnetory warehouse remote	$50,000	1.50%	36	Jan	2021	1	36	1,421.24		1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	1,421.24	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
3	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
4	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
5	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
6	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
7	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
8	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
9	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
10	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
11	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
12	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
13	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
14	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
15	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
16	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
17	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
18	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
19	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
20	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
									TOTAL:		$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$2,737	$1,421	$1,421	$1,421	$1,421	$1,421	$1,421	$1,421	$1,421	$1,421	$1,421	$1,421	$1,421	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan - Interest Portion of Loan Payments										Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments
											Dec-16	Jan-17	Feb-17	Mar-17	Apr-17	May-17	Jun-17	Jul-17	Aug-17	Sep-17	Oct-17	Nov-17	Dec-17	Jan-18	Feb-18	Mar-18	Apr-18	May-18	Jun-18	Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20	Oct-20	Nov-20	Dec-20	Jan-21	Feb-21	Mar-21	Apr-21	May-21	Jun-21	Jul-21	Aug-21	Sep-21	Oct-21	Nov-21	Dec-21	Jan-22	Feb-22	Mar-22	Apr-22	May-22	Jun-22	Jul-22	Aug-22	Sep-22	Oct-22	Nov-22
Loan #	Name of Loan Source	Amount	Rate	Periods	Start Month	Start Year	Begin Pay Month	End Pay Month	Pmt Amt (P+I)		1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60	61	62	63	64	65	66	67	68	69	70	71	72
1	Friends	$30,000.00	$0.05	$24.00	Jan	$2,021.00	1	24	1,316.14		125.00	120.04	115.05	110.05	105.02	99.98	94.91	89.82	84.71	79.58	74.43	69.25	64.06	58.84	53.60	48.34	43.06	37.76	32.43	27.08	21.71	16.32	10.90	5.46	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
2	invnetory warehouse remote	$50,000	1.50%	36	Jan	2021	1	36	1,421.24		62.50	60.80	59.10	57.40	55.69	53.99	52.28	50.57	48.85	47.14	45.42	43.70	41.98	40.25	38.53	36.80	35.07	33.34	31.60	29.86	28.13	26.38	24.64	22.89	21.15	19.40	17.64	15.89	14.13	12.37	10.61	8.85	7.08	5.32	3.55	1.77	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
3	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
4	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
5	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
6	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
7	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
8	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
9	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
10	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
11	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
12	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
13	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
14	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
15	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
16	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
17	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
18	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
19	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
20	Loan Source Name	$0	0.00%	12	Jan	2021	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
									TOTAL:		$188	$181	$174	$167	$161	$154	$147	$140	$134	$127	$120	$113	$106	$99	$92	$85	$78	$71	$64	$57	$50	$43	$36	$28	$21	$19	$18	$16	$14	$12	$11	$9	$7	$5	$4	$2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan Proceeds										Loan Proceeds												Loan Proceeds												Loan Proceeds												Loan Proceeds												Loan Proceeds
											Dec-16	Jan-17	Feb-17	Mar-17	Apr-17	May-17	Jun-17	Jul-17	Aug-17	Sep-17	Oct-17	Nov-17	Dec-17	Jan-18	Feb-18	Mar-18	Apr-18	May-18	Jun-18	Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20	Oct-20	Nov-20	Dec-20	Jan-21	Feb-21	Mar-21	Apr-21	May-21	Jun-21	Jul-21	Aug-21	Sep-21	Oct-21	Nov-21
Loan #	Name of Loan Source	Amount			Start Month	Start Year	Begin Pay Month				1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
1	Friends	$30,000			Jan	2021	1				30,000.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
2	invnetory warehouse remote	$50,000			Jan	2021	1				50,000.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
3	Loan Source Name	$0			Jan	2021	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
4	Loan Source Name	$0			Jan	2021	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
5	Loan Source Name	$0			Jan	2021	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
6	Loan Source Name	$0			Jan	2021	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
7	Loan Source Name	$0			Jan	2021	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
8	Loan Source Name	$0			Jan	2021	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
9	Loan Source Name	$0			Jan	2021	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
10	Loan Source Name	$0			Jan	2021	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
11	Loan Source Name	$0			Jan	2021	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
12	Loan Source Name	$0			Jan	2021	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
13	Loan Source Name	$0			Jan	2021	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
14	Loan Source Name	$0			Jan	2021	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
15	Loan Source Name	$0			Jan	2021	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
16	Loan Source Name	$0			Jan	2021	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
17	Loan Source Name	$0			Jan	2021	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
18	Loan Source Name	$0			Jan	2021	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
19	Loan Source Name	$0			Jan	2021	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
20	Loan Source Name	$0			Jan	2021	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
									TOTAL:		$80,000	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan Calculations for Balance Sheet										Loan Calculations for Balance Sheet												Loan Calculations for Balance Sheet
											First Quarter			Second Quarter			Third Quarter			Fourth Quarter			Year 2			Year 3			Year 4			Year 5
Loan #	Name of Loan Source	Amount	Rate	Periods	Start Month	Start Year	Begin Pay Month	Amount			Principle Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long
1	Friends	$30,000.00	5.00%	24	Jan	2021	1	$30,000			$3,588	$14,809 Sure Product Consulting: If received proceeds this quarter, "Due Short" is all the payment of principle (not interest) due in the next 12 months from disbursement	$11,602 Sure Product Consulting: "Due Long" is whatever priciple is left: origloan - pricpaid so far - due short. Whatever is due more than 12 months out.	$7,222 Sure Product Consulting: cummulative principle paid: includes previous quarter's payments	$14,995	$7,783	$10,901	$15,184	$3,916	$14,626	$15,374	$0	$30,000	$0	$0	$30,000	$0	$0	$30,000	$0	$0	$30,000	$0	$0
2	invnetory warehouse remote	$50,000.00	1.50%	36	Jan	2021	1	$50,000			$4,081	$16,479	$29,440	$8,178	$16,541	$25,281	$12,290	$16,603	$21,107	$16,417	$16,665	$16,917	$33,083	$16,917	$0	$50,000	$0	$0	$50,000	$0	$0	$50,000	$0	$0
3	Loan Source Name	$0.00	0.00%	12	Jan	2021	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
4	Loan Source Name	$0.00	0.00%	12	Jan	2021	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
5	Loan Source Name	$0.00	0.00%	12	Jan	2021	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
6	Loan Source Name	$0.00	0.00%	12	Jan	2021	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
7	Loan Source Name	$0.00	0.00%	12	Jan	2021	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
8	Loan Source Name	$0.00	0.00%	12	Jan	2021	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
9	Loan Source Name	$0.00	0.00%	12	Jan	2021	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
10	Loan Source Name	$0.00	0.00%	12	Jan	2021	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
11	Loan Source Name	$0.00	0.00%	12	Jan	2021	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
12	Loan Source Name	$0.00	0.00%	12	Jan	2021	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
13	Loan Source Name	$0.00	0.00%	12	Jan	2021	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
14	Loan Source Name	$0.00	0.00%	12	Jan	2021	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
15	Loan Source Name	$0.00	0.00%	12	Jan	2021	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
16	Loan Source Name	$0.00	0.00%	12	Jan	2021	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
17	Loan Source Name	$0.00	0.00%	12	Jan	2021	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
18	Loan Source Name	$0.00	0.00%	12	Jan	2021	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
19	Loan Source Name	$0.00	0.00%	12	Jan	2021	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
20	Loan Source Name	$0.00	0.00%	12	Jan	2021	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
									TOTAL:			$31,289	$41,042		$31,536	$33,064		$31,787	$25,023		$32,040	$16,917		$16,917	$0		$0	$0		$0	$0		$0	$0
	BETA - Monthly Loan Calculations for Balance Sheet										Loan Calculations for Balance Sheet												Loan Calculations for Balance Sheet
											Dec-16	Jan-17	Feb-17	Dec-16	Apr-17	May-17	Dec-16	Jul-17	Aug-17	Dec-16	Oct-17	Nov-17	Dec-16	Jan-18	Feb-18	Dec-16	Apr-18	May-18	Dec-16	Jul-18	Aug-18	Dec-16	Oct-18	Nov-18	Dec-16	Jan-19	Feb-19	Dec-16	Apr-19	May-19	Dec-16	Jul-19	Aug-19	Dec-16	Oct-19	Nov-19	Dec-16	Jan-20	Feb-20	Dec-16	Apr-20	May-20	Dec-16	Jul-20	Aug-20	Dec-16	Oct-20	Nov-20	Dec-16	Jan-21	Feb-21	Dec-16	Apr-21	May-21	Dec-16	Jul-21	Aug-21	Dec-16	Oct-21	Nov-21
Loan #	Name of Loan Source	Amount	Rate	Periods	Start Month	Start Year	Begin Pay Month	Last Month Num			1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
1	Friends	$30,000.00	5.000%	24	Jan	$2,021.00	1	24		Principle Paid	$1,191.14	$2,387.25	$3,588.34	$4,794.43	$6,005.55	$7,221.71	$8,442.94	$9,669.26	$10,900.69	$12,137.26	$13,378.97	$14,625.86	$15,877.94	$17,135.24	$18,397.78	$19,665.58	$20,938.66	$22,217.04	$23,500.76	$24,789.82	$26,084.25	$27,384.08	$28,689.32	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00
										Due Short	$14,686.80	$14,747.99	$14,809.44	$14,871.15	$14,933.11	$14,995.33	$15,057.81	$15,120.55	$15,183.56	$15,246.82	$15,310.35	$15,374.14	$14,122.06	$12,864.76	$11,602.22	$10,334.42	$9,061.34	$7,782.96	$6,499.24	$5,210.18	$3,915.75	$2,615.92	$1,310.68	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
										Due Long	$14,122.06	$12,864.76	$11,602.22	$10,334.42	$9,061.34	$7,782.96	$6,499.24	$5,210.18	$3,915.75	$2,615.92	$1,310.68	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00
										TOTAL	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000

Loan & Investment Schedules for Disbursement & Repayment