Children's Health Insurance Program

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Demario Stackhouse

My state of residence is Virginia. The Children's Health Insurance Program here is called FAMIS. FAMIS enables lower income families to be insured for medical care for growing children. Emergency care, vision care and dental is covered as well. This program is available to those who reside in Virginia. Additionally, the potential clients must not be eligible for FAMIS Plus also known as Children's Medicaid, must be under the age of 19 and meet income guidelines based on family size. 

The types of services covered under this program is doctor visits, medical care, vision, dental, child checkups, and more. This program differs from Children's Medicaid by having different guidelines for eligibility. For example, to qualify for Medicaid you must be a relative or care taker of a dependent under the age of 19 or be pregnant. The maximum amounts of household incomes are larger than FAMIS. Like the FAMIS program, there is no enrollment fees, but both programs include low copays. 

There is a program similarly in South Carolina called Partners for Healthy Children. Eligibility criteria is very similar to others, such as being under the age of 19, covering the same services, must be a resident in the state of South Carolina. However, to qualify you must not be covered by any type of insurance including Medicaid. FAMIS allows other coverage. 

(n.d). South Carolina Partners for Healthy Children. Retrieved from  https://www.benefits.gov/benefit/1342 .

(n.d). Virginia Medicaid. Retrieved from  https://www.benefits.gov/benefit/1643 .

Cover Virginia. (2018). FAMIS. Retrieved from  http://www.coverva.org/programs_famis.cfm

Talisha Adams

(CHIP) provides health coverage for children and teenagers below the age of 19. It was created under the leadership of President Clinton and was passed in Congress in 1997. In the state of New York this program is called Child Health Plus (CHP). The federal government provides the required resources to efficiently run this program. There are different services which are covered under New York’s CHP program which has tremendously assisted the children of New York. Ordinarily services are provided at low or no-cost therefore making them available for this targeted group. It provides medical coverage for children to be able to receive routine check-ups, immunization, doctors’ visits and dental care services to keep them healthy. The eligibility of a child under this program include: the children should be under the age of 19 years and be a resident of the New York (Barbieri et al, 2017).

            In New York the Children’s Health Insurance Program differs from Medicaid in that Medicaid provides medical coverage to all children in the different age groups, women who are pregnant and disabled persons. While the children health insurance program covers only the children below the age of 19 years, Medicaid covers individuals receiving supplemental security income. In other states like Alabama, there is health coverage like children health insurance program which operates similarly to the one in New York. All the children under this program use Blue Cross Blue Shield of Alabama which provides general medical, mental health and substance abuse services. In other states like California they have established health programs like Medi-Cal which is a public health insurance program. This program covers health care services for low-income persons, children, seniors, persons with disabilities, and pregnant women (Committee on Child Health Financing 2014).

 

References

Barbieri, J. S., Miller, J. J., Nguyen, H. P., Forman, H. P., Bolognia, J. L., & VanBeek, M. J.             (2017). Future considerations for clinical dermatology in the setting of 21st century             American policy reform: The Medicare Access and Children's Health Insurance Program          Reauthorization Act and the Merit-based Incentive Payment System. Journal of the   American Academy of Dermatology76(6), 1206-1212.

Committee on Child Health Financing. (2014). Children’s Health Insurance Program (CHIP):           accomplishments, challenges, and policy recommendations. Pediatrics, peds-2013

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Darrius Cooley

     The children's health insurance program is an insurance program that provides low-cost health coverage to children in families that earn too much to qualify for Medicaid, but not enough to purchase private insurance. For example, in order to qualify for the program in the state of Mississippi you must be a resident under the age of age of 19. Furthermore, the individual is prohibited from having any insurance coverage (including Medicaid). Additionally, the individual must be a U.S. national citizen, legal alien, or a permanent resident. 

     Mississippi children's health insurance program provides coverage for mental health services, limited doctor visits, and vision care services to individuals receiving care under these benefits. More important, the federal government provides 100% of funding for the program in the state of Mississippi. To demonstrate, in order for children to receive Medicaid benefits in the state of Mississippi, the filling status and relationship status must be identified prior to the determination of eligibility for children and infants residing in the home. Consequently, a child must be deemed ineligible for Medicaid prior to being considered for the children's health insurance program. Also, children with current health care coverage at the time of application are not considered.

     Similarly, a program called ALL KIDS in Alabama is similar to the children's health insurance program in Mississippi. This program provides low cost health care coverage for children in Alabama. In addition, this program provides coverage to children and teens whose family incomes that are above Medicaid eligibility, but below 300% of the federal poverty level can receive care. Finally, the children's health insurance program in Louisiana provides coverage to families with incomes too high, but cannot afford private coverage. 

References

http://louisiana .gov

http://www.adph.org

http://www.mississippi.gov

     

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