Operation, Technology, and Management Plan

KismetBusinessPlanFinancialsworksheetBUS599.xlsm

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Your Company Name

Welcome

	Welcome to Business Plan Financials!
	Thank you for purchasing Business Plan Financials from PlanningShop. These worksheets will help you develop clear, compelling financial projections for your business. If you are unfamiliar with the business planning process, we encourage you to refer to our book, Successful Business Plan: Secrets & Strategies, by Rhonda Abrams, for comprehensive, step-by-step guidance. It is available through our website, www.PlanningShop.com. First, a few tips to get you started: SAVING A BLANK WORKBOOK, TO ALLOW FOR RECOVERY FROM MISTAKES You may start directly editing this file. If you later decide to start over and need a fresh copy of this file, find the blank "ORIG_PlanningShop_BizPlanFin(2.8)" file in your PlanningShop directory. Make a copy of this file (just in case you might need to start over yet again), and then start editing the copy. NAVIGATING THE WORKSHEETS You installed the Windows version of Business Plan Financials. The Excel Ribbon now contains a "PlanningShop" tab, that contains controls to let you navigate between worksheets. The PlanningShop Ribbon looks slightly different in Excel 2013 and Excel 2016, but the functionality is the same.
	Note that the riboon does not appear in Excel 2011 for Mac, due to limitations of that version of Excel.
	Excel 2013 for Windows, Excel 2016 for Windows, Excel 2016 for Mac:
	In Excel 2011 for Mac, there is no PlanningShop tab on the Excel Ribbon (Microsoft does not allow it). Instead, to navigate between worksheets and charts, use the Excel worksheet tabs along the bottom edge of the Excel window.
	HOW TO FILL IN THE WORKSHEETS Each worksheet is composed of "cells" containing either black text or blue text. All you need to do is enter data in the blue cells--the black cells are automatically calculated for you.
	While you work, keep an eye out for red triangles that appear with some cells on the worksheets. These triangles indicate the presence of a "help balloon" that will popup when you roll over the triangle, presenting you with additional information and tips about the section you are working on.
	FOR MORE HELP For more in-depth help and assistance,please refer to the companion PDF entitled "Business Plan Financials Help". It contains extensive information about each worksheet, along with a "Frequently Asked Questions" (FAQ). To get started, click on the right-pointing arrow in the PlanningShop toolbar to reach the "Setup and Assumptions" worksheet, where you'll enter some basic information about your business.
	About Our Support of Mac vs. Windows
	PlanningShop supports Business Plan Financials on the following platforms:
	Windows
	1. Microsoft Windows10 with Microsoft Excel 2016 / Microsoft Office 365
	2. Microsoft Windows 8 or later with Microsoft Excel 2013
	Mac
	4 Mac OS X with Microsoft Excel 2016
	5. Mac OS X with Microsoft Excel for Mac 2011
	Version 3.1 Copyright © 2003-2017 PlanningShop

Setup

Setup and Assumptions
COMPANY INFORMATION
What is your company's name?
Kismet Smoothie
What month will you officially start your company?		January

What year will you officially start your company?		2019
SALES ASSUMPTIONS
The Worksheets can accommodate sales projections for up to 10 major product/service lines. How many major product/service lines do you plan to have for your business?		Two Sure Product Consulting: Many businesses sell hundreds or thousands of products. It would be overwhelming to create projections for every product you sell. So if you sell many products, think about how you can consolidate them into up to ten product "lines," and then base your projections on these groups of products instead of each individual product.
	Ten
Most businesses sell at least some of their products/services on credit (e.g., "net 30" as opposed to cash). What percentage of your sales will be made on credit?		55% Author: NOTE: for our purposes, this line should NOT include credit card sales, which are, effectively, cash sales because you receive payment in a matter days, not weeks.
For sales you make on credit, what terms will you extend? In other words, how many days will pass from the date of sale to when you expect to be paid?		30 Author: If, for instance, your terms will be "Net 30," put 30 here. You may enter Net 10, Net 15, Net 30, Net 60, Net 90, or Net 120.
PERSONNEL ASSUMPTIONS
Approximately how much do you expect to spend per year on benefits for each SALARIED/FULL TIME employee (medical insurance, etc.)?		$5,000 Author: This number should reflect the amount you will spend on ONE FULL-TIME employee--the worksheets will automatically multiply this amount by the total number of employees you expect to hire, as shown in the Staffing Budget worksheet (automatically adusting the numbers for full- and part-time employees accordingly).
Approximately how much do you expect to spend per year on benefits for each HOURLY/PART-TIME employee (medical insurance, etc.)?		$36 Author: This number should reflect the amount you will spend on ONE PART-TIME employee--the worksheets will automatically multiply this amount by the total number of employees you expect to hire, as shown in the Staffing Budget worksheet (automatically adusting the numbers for full- and part-time employees accordingly).
With health insurance and other benefits costing more each year, your plan should account for annual increases. How much do you estimate your benefit costs will increase each year?		5.00%
If you plan to increase wages (both salaried & hourly) on an annual basis, how much to you plan to increase them by?		3.00%
Approximately what percentage of each employee's salary or wages do you plan to set aside for payroll taxes?		15.00% Author: If you're not sure what percentage to enter here, leave it at the default (15%).
FINANCIAL ASSUMPTIONS
What will be the opening balance in your bank account on the first day of business? This will be the opening balance in your Cash Flow Statements.		$25,000 Author: In general, this number will include money you plan to personally invest in the business. If you will be receiving loans or investment income from others, you can account for those on the upcoming Capital Investments worksheet instead of here.
At approximately what rate do you expect to be taxed on your net income?		25.00% Author: If you're not sure what percentage to enter here, leave it at the default (25%).
		Sure Product Consulting: Many businesses sell hundreds or thousands of products. It would be overwhelming to create projections for every product you sell. So if you sell many products, think about how you can consolidate them into up to ten product "lines," and then base your projections on these groups of products instead of each individual product.	If you will use an interest-bearing account for your banking, at what rate will you accrue interest?			1.00% Author: If you're not sure what percentage to enter here, leave it at the default (1.00%).
		Author: NOTE: for our purposes, this line should NOT include credit card sales, which are, effectively, cash sales because you receive payment in a matter days, not weeks.	Author: If, for instance, your terms will be "Net 30," put 30 here. You may enter Net 10, Net 15, Net 30, Net 60, Net 90, or Net 120.	Author: If you're not sure what percentage to enter here, leave it at the default (15%).	Author: This number should reflect the amount you will spend on ONE FULL-TIME employee--the worksheets will automatically multiply this amount by the total number of employees you expect to hire, as shown in the Staffing Budget worksheet (automatically adusting the numbers for full- and part-time employees accordingly).	Author: In general, this number will include money you plan to personally invest in the business. If you will be receiving loans or investment income from others, you can account for those on the upcoming Capital Investments worksheet instead of here.

Setup & Assumptions

SalesProj

Sales Projections Author: For information about this worksheet, see the chapter "Marketing Plan & Sales Strategy" in Successful Business Plan: Secrets & Strategies.			2019														2020														2021						2022						2023
	Assumptions		January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
Caribbean Passion Author: Change the text in this cell to reflect the name of a major product, product line or service your firm will offer.
Unit Volume		2.00% Author: MONTHLY VOLUME GROWTH RATE The Worksheets automatically increase the volume in each month on this line using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	20000 Author: Enter the number of units you expect to sell during this month. If you are running a service-based company charging on an hourly basis, enter the number of billable hours you expect you and your employees to work during this month. If you will be selling your service on a per-project basis, enter the number of projects you expect to sell during this period.	20400 Sure Product Consulting: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	20808	21224	21649	22082	22523	22974	23433	23902	24380	24867	268242		25365	25872	26390	26917	27456	28005	28565	29136	29719	30313	30920	31538	340195		98449 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	104475	110870	117656	431450		124857	132500	140610	149216	547183		693960
Unit Price		1.00% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.		Sure Product Consulting: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$3.99 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$3.99 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$3.99	$3.99	$3.99	$3.99	$3.99	$3.99	$3.99	$3.99	$3.99	$3.99			$4.03	$4.03	$4.03	$4.03	$4.03	$4.03	$4.03	$4.03	$4.03	$4.03	$4.03	$4.03			$4.07	$4.07	$4.07	$4.07			$4.11	$4.11	$4.11	$4.11			$4.15
Gross Sales			$79,800	$81,396	$83,024	$84,684	$86,378	$88,106	$89,868	$91,665	$93,498	$95,368	$97,276	$99,221.27	$1,070,285		$102,218	$104,262	$106,347	$108,474	$110,644	$112,857	$115,114	$117,416	$119,764	$122,160	$124,603	$127,095	$1,370,954		$400,708	$425,234	$451,262	$478,883	$1,756,088		$513,277	$544,693	$578,033	$613,413	$2,249,415		$2,881,331
(Commissions)	30.00% Author: COMMISSIONED SALES What percentage of this product line's sales will be made on commission? In other words, what percentage of your sales will be made by a salesperson who is paid commission?			Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	10.00% Author: SALES COMMISSION RATE What will be the commission rate paid to your salesperson for each sale?	$2,394	$2,442	$2,491	$2,541	$2,591	$2,643	$2,696	$2,750	$2,805	$2,861	$2,918	$2,977	$32,109		$3,067	$3,128	$3,190	$3,254	$3,319	$3,386	$3,453	$3,522	$3,593	$3,665	$3,738	$3,813	$41,129		$12,021	$12,757	$13,538	$14,366	$52,683		$15,398	$16,341	$17,341	$18,402	$67,482		$86,440
(Returns and Allowances)		2.00% Author: RETURNS AND ALLOWANCES A percentage of your products will be returned due to defects, etc. What do you estimate will be the rate of return? This is, of course, just an estimate--but it is important to anticipate losses. Refunds, breakage, spoilage, theft, and unsaleable excess inventory can all put a significant dent in your net sales.	$1,596.00	$1,628	$1,660.48	$1,693.69	$1,727.56	$1,762.11	$1,797.36	$1,833.30	$1,869.97	$1,907.37	$1,945.52	$1,984.43	$21,406		$2,044.36	$2,085.24	$2,126.95	$2,169.49	$2,212.88	$2,257.13	$2,302.28	$2,348.32	$2,395.29	$2,443.19	$2,492.06	$2,541.90	$27,419		$8,014.16	$8,504.69	$9,025.24	$9,577.66	$35,122		$10,265.53	$10,893.86	$11,560.65	$12,268.26	$44,988		$57,626.61
Net Sales			$75,810	$77,326	$78,873	$80,450	$82,059	$83,700	$85,374	$87,082	$88,823	$90,600	$92,412	$94,260	$1,016,771		$97,107	$99,049	$101,030	$103,051	$105,112	$107,214	$109,358	$111,545	$113,776	$116,052	$118,373	$120,740	$1,302,406		$380,673	$403,973	$428,699	$454,939	$1,668,283		$487,613	$517,458	$549,131	$582,742	$2,136,945		$2,737,264
(Cost of Goods Sold)		15.00% Author: COST OF GOODS Approximately what percentage of your product's sale price will be spent on manufacturing? If you are a reseller or retailer, what percentage of your product's sale price will be spent on buying the product from your distributor? A service business may not need to track cost of goods, in which case you can set this number to zero.	$11,970.00	$12,209	$12,454	$12,703	$12,957	$13,216	$13,480	$13,750	$14,025	$14,305	$14,591	$14,883	$160,543		$15,333	$15,639	$15,952	$16,271	$16,597	$16,928	$17,267	$17,612	$17,965	$18,324	$18,690	$19,064	$205,643		$60,106	$63,785	$67,689	$71,832	$263,413		$76,991	$81,704	$86,705	$92,012	$337,412		$432,200
GROSS PROFIT			$63,840	$65,117	$66,419	$67,748	$69,102	$70,485	$71,894	$73,332	$74,799	$76,295	$77,821	$79,377	$856,228		$81,774	$83,410	$85,078	$86,779	$88,515	$90,285	$92,091	$93,933	$95,812	$97,728	$99,682	$101,676	$1,096,763		$320,566	$340,188	$361,010	$383,106	$1,404,870		$410,621	$435,755	$462,426	$490,730	$1,799,532		$2,305,064
Wellness Blend Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Unit Volume		2.00%	25000	25500	26010	26530	27061	27602	28154	28717	29291	29877	30475	31084	335302		31706	32340	32987	33647	34320	35006	35706	36420	37149	37892	38649	39422	425244		123062 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	130594	138587	147070	539313		156072	165625	175762	186520	683979		867451
Unit Price		1.00% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$3.99 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$3.99 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$3.99	$3.99	$3.99	$3.99	$3.99	$3.99	$3.99	$3.99	$3.99	$3.99			$4.03	$4.03	$4.03	$4.03	$4.03	$4.03	$4.03	$4.03	$4.03	$4.03	$4.03	$4.03			$4.07	$4.07	$4.07	$4.07			$4.11	$4.11	$4.11	$4.11			$4.15
Gross Sales			$99,750	$101,745	$103,780	$105,855	$107,973	$110,132	$112,335	$114,581	$116,873	$119,210	$121,595	$124,027	$1,337,856		$127,772	$130,328	$132,934	$135,593	$138,305	$141,071	$143,892	$146,770	$149,705	$152,700	$155,754	$158,869	$1,713,692		$500,885	$531,543	$564,078	$598,604	$2,195,110		$641,596	$680,866	$722,541	$766,766	$2,811,769		$3,601,663
(Commissions)	30.00%	10.00%	$2,993	$3,052	$3,113	$3,176	$3,239	$3,304	$3,370	$3,437	$3,506	$3,576	$3,648	$3,721	$40,136		$3,833	$3,910	$3,988	$4,068	$4,149	$4,232	$4,317	$4,403	$4,491	$4,581	$4,673	$4,766	$51,411		$15,027	$15,946	$16,922	$17,958	$65,853		$19,248	$20,426	$21,676	$23,003	$84,353		$108,050
(Returns and Allowances)		2.00%	$1,995	$2,035	$2,076	$2,117	$2,159	$2,203	$2,247	$2,292	$2,337	$2,384	$2,432	$2,481	$26,757		$2,555	$2,607	$2,659	$2,712	$2,766	$2,821	$2,878	$2,935	$2,994	$3,054	$3,115	$3,177	$34,274		$10,018	$10,631	$11,282	$11,972	$43,902		$12,832	$13,617	$14,451	$15,335	$56,235		$72,033
Net Sales			$94,763	$96,658	$98,591	$100,563	$102,574	$104,625	$106,718	$108,852	$111,029	$113,250	$115,515	$117,825	$1,270,963		$121,384	$123,811	$126,287	$128,813	$131,389	$134,017	$136,698	$139,432	$142,220	$145,065	$147,966	$150,925	$1,628,007		$475,841	$504,966	$535,874	$568,674	$2,085,354		$609,516	$646,823	$686,414	$728,428	$2,671,181		$3,421,580
(Cost of Goods Sold)		15.00%	$14,963	$15,262	$15,567	$15,878	$16,196	$16,520	$16,850	$17,187	$17,531	$17,882	$18,239	$18,604	$200,678		$19,166	$19,549	$19,940	$20,339	$20,746	$21,161	$21,584	$22,016	$22,456	$22,905	$23,363	$23,830	$257,054		$75,133	$79,731	$84,612	$89,791	$329,266		$96,239	$102,130	$108,381	$115,015	$421,765		$540,249
GROSS PROFIT			$79,800	$81,396	$83,024	$84,684	$86,378	$88,106	$89,868	$91,665	$93,498	$95,368	$97,276	$99,221	$1,070,285		$102,218	$104,262	$106,347	$108,474	$110,644	$112,857	$115,114	$117,416	$119,764	$122,160	$124,603	$127,095	$1,370,954		$400,708	$425,234	$451,262	$478,883	$1,756,088		$513,277	$544,693	$578,033	$613,413	$2,249,415		$2,881,331
Product Line 3 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0		0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 4 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 5 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 6 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 7 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 8 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 9 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 10 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.																											Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Totals for All Product Lines
Total Unit Volume			45000	45900	46818	47754	48709	49684	50677	51691	52725	53779	54855	55952	603544		57071	58212	59377	60564	61775	63011	64271	65557	66868	68205	69569	70960	765440		221511	235069	249457	264726	970763		280929	298124	316372	335736	1231162		1561411
Total Gross Sales			$179,550	$183,141	$186,804	$190,540	$194,351	$198,238	$202,202	$206,247	$210,371	$214,579	$218,870	$223,248	$2,408,141		$229,990	$234,590	$239,282	$244,067	$248,949	$253,927	$259,006	$264,186	$269,470	$274,859	$280,356	$285,964	$3,084,646		$901,593	$956,778	$1,015,340	$1,077,487	$3,951,197		$1,154,872	$1,225,560	$1,300,574	$1,380,179	$5,061,184		$6,482,994
(Total Commissions)			$5,387	$5,494	$5,604	$5,716	$5,831	$5,947	$6,066	$6,187	$6,311	$6,437	$6,566	$6,697	$72,244		$6,900	$7,038	$7,178	$7,322	$7,468	$7,618	$7,770	$7,926	$8,084	$8,246	$8,411	$8,579	$92,539		$27,048	$28,703	$30,460	$32,325	$118,536		$34,646	$36,767	$39,017	$41,405	$151,836		$194,490
(Total Returns and Allowances)			$3,591	$3,663	$3,736	$3,811	$3,887	$3,965	$4,044	$4,125	$4,207	$4,292	$4,377	$4,465	$48,163		$4,600	$4,692	$4,786	$4,881	$4,979	$5,079	$5,180	$5,284	$5,389	$5,497	$5,607	$5,719	$61,693		$18,032	$19,136	$20,307	$21,550	$79,024		$23,097	$24,511	$26,011	$27,604	$101,224		$129,660
Total Net Sales			$170,573	$173,984	$177,464	$181,013	$184,633	$188,326	$192,092	$195,934	$199,853	$203,850	$207,927	$212,085	$2,287,734		$218,490	$222,860	$227,317	$231,864	$236,501	$241,231	$246,056	$250,977	$255,996	$261,116	$266,339	$271,665	$2,930,413		$856,513	$908,939	$964,573	$1,023,613	$3,753,638		$1,097,129	$1,164,282	$1,235,545	$1,311,170	$4,808,125		$6,158,844
(Total Cost of Goods Sold)			$26,933	$27,471	$28,021	$28,581	$29,153	$29,736	$30,330	$30,937	$31,556	$32,187	$32,831	$33,487	$361,221		$34,498	$35,188	$35,892	$36,610	$37,342	$38,089	$38,851	$39,628	$40,420	$41,229	$42,053	$42,895	$462,697		$135,239	$143,517	$152,301	$161,623	$592,680		$173,231	$183,834	$195,086	$207,027	$759,178		$972,449
TOTAL GROSS PROFIT			$143,640	$146,513	$149,443	$152,432	$155,481	$158,590	$161,762	$164,997	$168,297	$171,663	$175,096	$178,598	$1,926,513		$183,992	$187,672	$191,425	$195,254	$199,159	$203,142	$207,205	$211,349	$215,576	$219,887	$224,285	$228,771	$2,467,717		$721,274	$765,422	$812,272	$861,990	$3,160,958		$923,898	$980,448	$1,040,459	$1,104,143	$4,048,948		$5,186,395

Sales Projections

Inventory

Inventory Author: This worksheet will help you manage your inventory expenditures. For each product line, enter the dollar amount you will spend each period on inventory. If yours is a service business, you can probably ignore this worksheet.	2019														2020														2021						2022						2023
	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
Caribbean Passion
Cost of Goods Sold	$11,970 Author: This Cost of Goods number is pulled over from your Sales Projections and shows how much product you plan to sell each month. It's here simply to aid you in determining how much inventory you need to purchase.	$12,209	$12,454	$12,703	$12,957	$13,216	$13,480	$13,750	$14,025	$14,305	$14,591	$14,883	$160,543		$15,333	$15,639	$15,952	$16,271	$16,597	$16,928	$17,267	$17,612	$17,965	$18,324	$18,690	$19,064	$205,643		$60,106	$63,785	$67,689	$71,832	$263,413		$76,991	$81,704	$86,705	$92,012	$337,412		$432,200
Ingredients	$3,500 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$12,454	$12,703	$12,957	$13,216	$13,480	$13,750	$14,025	$14,305	$14,591	$14,883	$15,333	$155,196		$15,639	$15,952	$16,271	$16,597	$16,928	$17,267	$17,612	$17,965	$18,324	$18,690	$19,064	$19,446	$209,756		$61,308	$65,061	$69,043	$73,269	$268,681		$78,531	$83,338	$88,439	$93,852	$344,161		$440,844
Bottles/Caps	$6,800	$6,936	$7,075	$7,216	$7,361	$7,508	$7,658	$7,811	$7,967	$8,127	$8,289	$8,455	$91,202		$8,710	$8,884	$9,062	$9,243	$9,428	$9,617	$9,809	$10,005	$10,205	$10,410	$10,618	$10,830	$116,823		$34,146	$36,236	$38,453	$40,807	$149,642		$43,738	$46,415	$49,256	$52,271	$191,679		$245,527
Lables	$970	$989	$1,009	$1,029	$1,050	$1,071	$1,092	$1,114	$1,137	$1,159	$1,182	$1,206	$13,010		$1,242	$1,267	$1,293	$1,319	$1,345	$1,372	$1,399	$1,427	$1,456	$1,485	$1,515	$1,545	$16,664		$4,871	$5,169	$5,485	$5,821	$21,346		$6,239	$6,621	$7,026	$7,456	$27,343		$35,024
Cartons	$700	$714	$728	$743	$758	$773	$788	$804	$820	$837	$853	$870	$9,388		$897	$915	$933	$952	$971	$990	$1,010	$1,030	$1,051	$1,072	$1,093	$1,115	$12,026		$3,515	$3,730	$3,958	$4,201	$15,404		$4,502	$4,778	$5,070	$5,381	$19,732		$25,275
Total Inventory Expense	$11,970 Author: Are these cells showing red? As an aid to you, these cells will show in red until you indicate the purchase of enough inventory to cover your Cost of Goods for the period. In other words, your Total Inventory Expense should equal your Cost of Goods Sold from the SalesProj worksheet. If it isn't, you might need to adjust your % for COGS on the SalesProj worksheet (D12, D22, etc.)	$21,093	$21,515	$21,945	$22,384	$22,832	$23,288	$23,754	$24,229	$24,714	$25,208	$25,864	$268,796		$26,489	$27,019	$27,559	$28,110	$28,672	$29,246	$29,831	$30,427	$31,036	$31,657	$32,290	$32,935	$355,269		$103,840	$110,195	$116,940	$124,098	$455,073		$133,011	$141,152	$149,792	$158,960	$582,914		$746,669
Wellness Blend Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$14,963	$15,262	$15,567	$15,878	$16,196	$16,520	$16,850	$17,187	$17,531	$17,882	$18,239	$18,604	$200,678		$19,166	$19,549	$19,940	$20,339	$20,746	$21,161	$21,584	$22,016	$22,456	$22,905	$23,363	$23,830	$257,054		$75,133	$79,731	$84,612	$89,791	$329,266		$96,239	$102,130	$108,381	$115,015	$421,765		$540,249
Ingredients	$4,860 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$15,567	$15,878	$16,196	$16,520	$16,850	$17,187	$17,531	$17,882	$18,239	$18,604	$19,166	$194,480		$19,549	$19,940	$20,339	$20,746	$21,161	$21,584	$22,016	$22,456	$22,905	$23,363	$23,830	$24,307	$262,195		$76,635	$81,326	$86,304	$91,586	$335,852		$98,164	$104,173	$110,549	$117,315	$430,201		$551,054
Bottles/Caps	$8,100	$8,262	$8,427	$8,596	$8,768	$8,943	$9,122	$9,304	$9,490	$9,680	$9,874	$10,071	$108,638		$10,375	$10,583	$10,795	$11,011	$11,231	$11,455	$11,684	$11,918	$12,157	$12,400	$12,648	$12,901	$139,157		$40,673	$43,163	$45,805	$48,608	$178,250		$52,099	$55,288	$58,672	$62,264	$228,324		$292,466
Lables	$1,100	$1,122	$1,144	$1,167	$1,191	$1,214	$1,239	$1,264	$1,289	$1,315	$1,341	$1,368	$14,753		$1,409	$1,437	$1,466	$1,495	$1,525	$1,556	$1,587	$1,619	$1,651	$1,684	$1,718	$1,752	$18,898		$5,524	$5,862	$6,220	$6,601	$24,207		$7,075	$7,508	$7,968	$8,456	$31,007		$39,718
Cartons	$903	$921	$939	$958	$977	$997	$1,017	$1,037	$1,058	$1,079	$1,101	$1,123	$12,111		$1,157	$1,180	$1,203	$1,227	$1,252	$1,277	$1,303	$1,329	$1,355	$1,382	$1,410	$1,438	$15,513		$4,534	$4,812	$5,106	$5,419	$19,872		$5,808	$6,164	$6,541	$6,941	$25,454		$32,605
Total Inventory Expense	$14,963	$25,872	$26,389	$26,917	$27,456	$28,005	$28,565	$29,136	$29,719	$30,313	$30,919	$31,728	$329,982		$32,490	$33,140	$33,803	$34,479	$35,169	$35,872	$36,589	$37,321	$38,068	$38,829	$39,606	$40,398	$435,763		$127,367	$135,162	$143,436	$152,215	$558,180		$163,147	$173,133	$183,730	$194,976	$714,986		$915,842
Product Line 3 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 4 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 5 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 6 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 7 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 8 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: This worksheet will help you manage your inventory expenditures. For each product line, enter the dollar amount you will spend each period on inventory. If yours is a service business, you can probably ignore this worksheet.	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 9 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
	Author: This Cost of Goods number is pulled over from your Sales Projections and shows how much product you plan to sell each month. It's here simply to aid you in determining how much inventory you need to purchase.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: Are these cells showing red? As an aid to you, these cells will show in red until you indicate the purchase of enough inventory to cover your Cost of Goods for the period. In other words, your Total Inventory Expense should equal your Cost of Goods Sold from the SalesProj worksheet. If it isn't, you might need to adjust your % for COGS on the SalesProj worksheet (D12, D22, etc.)	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 10 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GRAND TOTAL INVENTORY	$26,933	$46,965	$47,904	$48,862	$49,840	$50,836	$51,853	$52,890	$53,948	$55,027	$56,128	$57,592	$598,779		$58,979	$60,159	$61,362	$62,589	$63,841	$65,118	$66,420	$67,748	$69,103	$70,485	$71,895	$73,333	$791,033		$231,206	$245,358	$260,376	$276,313	$1,013,253		$296,158	$314,285	$333,522	$353,936	$1,297,900		$1,662,511

CapEx

Capital Purchases Author: This worksheet allows you to track capital expenditures and manage depreciation for those expenditures.									12/31/14
Item	Cost	Purchase Date		Years of Service	Salvage Value
							Reminder: All purchases must be on or after your business start date of:
Facilities Author: Facilities include, land, buildings, building upgrades, fixtures, etc. NOTE: If you will need more than 10 items in each category on this worksheet, combine items into groups and enter data for the entire group on a single line.		Month	Year				December-2014
Item Name (change name here)	$0 Author: Enter the cost of the item(s) here. This will be used to calculate depreciation, and will be added to your financial statements.	Jan Author: Enter the month you will purchase the item(s). Note: When entering dates on this worksheet, make sure that they don't fall prior to your current startup date (as entered on the Setup worksheet). Doing so will cause "#NUM!" calculation errors on later worksheets. However, you need not change the dates on lines you are not using.	2019 Author: Enter the year you will purchase the item(s).	1 Author: Enter the number of years you will use the item(s) before it wears out, you retire it, or sell it. This number will be used to calculate depreciation in your financial statements using the Straight Line method. NOTE: If you'd rather "expense" the item(s) in the year it is purchased, regardless of how many years you will use it, leave the number set to 1 year, and it will not be depreciated on your financial statements. For information about the tax implications/requirements of depreciation, please consult a competent accountant.	$0 Author: This is the value of the item at the time you stop using it, or the price you might receive for it if you sell it. For example, a $1000 desk might be worth $300 when you sell it after five years of use. You would enter $300 in this cell. If you will not be depreciating the item (the Years of Service column is set to 1 year), you can ignore this.
Item Name (change name here)	$0	Jan	2019	1	$0
Item Name (change name here)	$0	Jan	2019	1	$0
Item Name (change name here)	$0	Jan	2019	1	$0
Item Name (change name here)	$0	Jan	2019	1	$0
Item Name (change name here)	$0	Jan	2019	1	$0
Item Name (change name here)	$0	Jan	2019	1	$0
Item Name (change name here)	$0	Jan	2019	1	$0
Item Name (change name here)	$0	Jan	2019	1	$0
Item Name (change name here)	$0	Jan	2019	1	$0
Equipment Author: Equipment includes machinery, furniture, vehicles, etc.
Author: This worksheet allows you to track capital expenditures and manage depreciation for those expenditures.	Author: Facilities include, land, buildings, building upgrades, fixtures, etc. NOTE: If you will need more than 10 items in each category on this worksheet, combine items into groups and enter data for the entire group on a single line.	Author: Enter the cost of the item(s) here. This will be used to calculate depreciation, and will be added to your financial statements.	True Taste Bottling Machines	$9,600	Jan	2019	1	$0
True Taste Bottling Machines	$9,600	Jan	2019	1	$0
Mixer Beverage Filling Machines	$28,000	Jan	2019	1	$0
Mixer Beverage Filling Machines	$28,000	Jan	2019	1	$0
Panel Van	$10,000	Jan	2019	1	$0
Panel Van	$10,000	Jan	2019	1	$0
Panel Van	$10,000	Jan	2019	1	$0
Panel Van	$10,000	Jan	2019	1	$0
Item Name (change name here)	$0	Jan	2019	1	$0
Item Name (change name here)	$0	Jan	2019	1	$0
Item Name (change name here)	$0	Jan	2019	1	$0
Item Name (change name here)	$0	Jan	2019	1	$0
Item Name (change name here)	$0	Jan	2019	1	$0
Item Name (change name here)	$0	Jan	2019	1	$0
Item Name (change name here)	$0	Jan	2019	1	$0
Item Name (change name here)	$0	Jan	2019	1	$0
Item Name (change name here)	$0	Jan	2019	1	$0
Item Name (change name here)	$0	Jan	2019	1	$0
Item Name (change name here)	$0	Jan	2019	1	$0
Item Name (change name here)	$0	Jan	2019	1	$0
Computer Hardware/Software Author: Includes PCs, servers, monitors, printers, scanners, other peripherals, and software applications.
		Author: Enter the month you will purchase the item(s). Note: When entering dates on this worksheet, make sure that they don't fall prior to your current startup date (as entered on the Setup worksheet). Doing so will cause "#NUM!" calculation errors on later worksheets. However, you need not change the dates on lines you are not using.	Apple Macintosh	$1,200	Jan	2019	3	$0
Apple Macintosh	$1,200	Jan	2019	1	$0
Quicken Accounting	$200	Jan	2019	1	$0
Truck routing software	$500	Jan	2019	1	$0
Van tracking software	$500	Jan	2019	1	$0
Graphic Software	$750	Jan	2019	1	$0
Apple Macintosh	$1,200	Jan	2019	1	$0
Item Name (change name here)	$0	Jan	2019	1	$0
Item Name (change name here)	$0	Jan	2019	1	$0
Item Name (change name here)	$0	Jan	2019	1	$0
Item Name (change name here)	$0	Jan	2019	1	$0
Item Name (change name here)	$0	Jan	2019	1	$0
Item Name (change name here)	$0	Jan	2019	1	$0
Item Name (change name here)	$0	Jan	2019	1	$0
Item Name (change name here)	$0	Jan	2019	1	$0
Telecommunications Author: Telecommunications includes phone systems, fax machines, etc.
			Author: Enter the year you will purchase the item(s).	Author: Enter the number of years you will use the item(s) before it wears out, you retire it, or sell it. This number will be used to calculate depreciation in your financial statements using the Straight Line method. NOTE: If you'd rather "expense" the item(s) in the year it is purchased, regardless of how many years you will use it, leave the number set to 1 year, and it will not be depreciated on your financial statements. For information about the tax implications/requirements of depreciation, please consult a competent accountant.	Author: This is the value of the item at the time you stop using it, or the price you might receive for it if you sell it. For example, a $1000 desk might be worth $300 when you sell it after five years of use. You would enter $300 in this cell. If you will not be depreciating the item (the Years of Service column is set to 1 year), you can ignore this.	Mobile Phone	$0	Jan	2019	1	$0
Landline	$0	Jan	2019	1	$0
Fax machine	$0	Jan	2019	1	$0
4 Desk phone - Customer service	$0	Jan	2019	1	$0
Phone system	$0	Jan	2019	1	$0
Land Author: Land purchases are not depreciable.
Item Name (change name here)	$0	Jan	2019	Land is a non-depreciable asset
Item Name (change name here)	$0	Jan	2019
Item Name (change name here)	$0	Jan	2019
Item Name (change name here)	$0	Jan	2019
Item Name (change name here)	$0	Jan	2019
Item Name (change name here)	$0	Jan	2019
Item Name (change name here)	$0	Jan	2019
Item Name (change name here)	$0	Jan	2019
Item Name (change name here)	$0	Jan	2019
Item Name (change name here)	$0	Jan	2019

Capital Purchases

StaffBudj

Staffing Budget Author: For information about this worksheet, see "Staffing Budget" section and worksheet in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.	2019													2020													2021					2022					2023
	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL	TOTAL
Management
# Salaried Employees	2.0 Author: Enter the number of full-time employees you expect to have working for you in this category during this month. For part-time employees, enter their information below under "Part-time / Hourly Employees".	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0		2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0		2.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	2.0	2.0	2.0		2.0	2.0	2.0	2.0		2.0
Avg Salary per employee	$6,000 Author: Enter the amount you expect to pay each employee in this category this month. The Worksheets will multiply the number of employees (from the line above) with this number to generate your total cost (less benefits and taxes, below).	$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$72,000	$6,180	$6,180	$6,180	$6,180	$6,180	$6,180	$6,180	$6,180	$6,180	$6,180	$6,180	$6,180	$74,160	$19,096	$19,096	$19,096	$19,096	$76,385	$19,669	$19,669	$19,669	$19,669	$78,676	$81,037
Benefits (across all employees)	$833 Author: This value is calculated using the number you entered on the "Setup and Assumptions" worksheet and the number of employees you entered above.	$833	$833	$833	$833	$833	$833	$833	$833	$833	$833	$833	$10,000	$875	$875	$875	$875	$875	$875	$875	$875	$875	$875	$875	$875	$10,500	$2,756	$2,756	$2,756	$2,756	$11,025	$2,894	$2,894	$2,894	$2,894	$11,576	$12,155
Payroll Taxes (across all employees)	$1,800	$1,800	$1,800	$1,800	$1,800	$1,800	$1,800	$1,800	$1,800	$1,800	$1,800	$1,800	$21,600	$1,854	$1,854	$1,854	$1,854	$1,854	$1,854	$1,854	$1,854	$1,854	$1,854	$1,854	$1,854	$22,248	$5,729	$5,729	$5,729	$5,729	$22,915	$5,901	$5,901	$5,901	$5,901	$23,603	$24,311
Total Costs	$14,633	$14,633	$14,633	$14,633	$14,633	$14,633	$14,633	$14,633	$14,633	$14,633	$14,633	$14,633	$175,600	$15,089	$15,089	$15,089	$15,089	$15,089	$15,089	$15,089	$15,089	$15,089	$15,089	$15,089	$15,089	$181,068	$46,678	$46,678	$46,678	$46,678	$186,710	$48,133	$48,133	$48,133	$48,133	$192,532	$198,539
Administrative/Support
# Salaried Employees	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0		2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0		2.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	2.0	2.0	2.0		2.0	2.0	2.0	2.0		2.0
Avg Salary per employee	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$60,000	$5,150	$5,150	$5,150	$5,150	$5,150	$5,150	$5,150	$5,150	$5,150	$5,150	$5,150	$5,150	$61,800	$15,914	$15,914	$15,914	$15,914	$63,654	$16,391	$16,391	$16,391	$16,391	$65,564	$67,531
Benefits (across all employees)	$833	$833	$833	$833	$833	$833	$833	$833	$833	$833	$833	$833	$10,000	$875	$875	$875	$875	$875	$875	$875	$875	$875	$875	$875	$875	$10,500	$2,756	$2,756	$2,756	$2,756	$11,025	$2,894	$2,894	$2,894	$2,894	$11,576	$12,155
Payroll Taxes (across all employees)	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$18,000	$1,545	$1,545	$1,545	$1,545	$1,545	$1,545	$1,545	$1,545	$1,545	$1,545	$1,545	$1,545	$18,540	$4,774	$4,774	$4,774	$4,774	$19,096	$4,917	$4,917	$4,917	$4,917	$19,669	$20,259
Total Costs	$12,333	$12,333	$12,333	$12,333	$12,333	$12,333	$12,333	$12,333	$12,333	$12,333	$12,333	$12,333	$148,000	$12,720	$12,720	$12,720	$12,720	$12,720	$12,720	$12,720	$12,720	$12,720	$12,720	$12,720	$12,720	$152,640	$39,357	$39,357	$39,357	$39,357	$157,429	$40,593	$40,593	$40,593	$40,593	$162,373	$167,475
Sales/Marketing
# Salaried Employees	3.0	3.0	3.0	3.0	3.0	3.0	3.0	3.0	3.0	3.0	3.0	3.0		3.0	3.0	3.0	3.0	3.0	3.0	3.0	3.0	3.0	3.0	3.0	3.0		3.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: For information about this worksheet, see "Staffing Budget" section and worksheet in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.										Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	3.0	3.0	3.0	3.0	3.0	3.0	3.0	3.0
Avg Salary per employee	$5,500	$5,500	$5,500	$5,500	$5,500	$5,500	$5,500	$5,500	$5,500	$5,500	$5,500	$5,500	$66,000	$5,665	$5,665	$5,665	$5,665	$5,665	$5,665	$5,665	$5,665	$5,665	$5,665	$5,665	$5,665	$67,980	$17,505	$17,505	$17,505	$17,505	$70,019	$18,030	$18,030	$18,030	$18,030	$72,120	$74,284
Benefits (across all employees)	$1,250	$1,250	$1,250	$1,250	$1,250	$1,250	$1,250	$1,250	$1,250	$1,250	$1,250	$1,250	$15,000	$1,313	$1,313	$1,313	$1,313	$1,313	$1,313	$1,313	$1,313	$1,313	$1,313	$1,313	$1,313	$15,750	$4,134	$4,134	$4,134	$4,134	$16,538	$4,341	$4,341	$4,341	$4,341	$17,364	$18,233
Payroll Taxes (across all employees)	$2,475	$2,475	$2,475	$2,475	$2,475	$2,475	$2,475	$2,475	$2,475	$2,475	$2,475	$2,475	$29,700	$2,549	$2,549	$2,549	$2,549	$2,549	$2,549	$2,549	$2,549	$2,549	$2,549	$2,549	$2,549	$30,591	$7,877	$7,877	$7,877	$7,877	$31,509	$8,113	$8,113	$8,113	$8,113	$32,454	$33,428
Total Costs	$20,225	$20,225	$20,225	$20,225	$20,225	$20,225	$20,225	$20,225	$20,225	$20,225	$20,225	$20,225	$242,700	$20,857	$20,857	$20,857	$20,857	$20,857	$20,857	$20,857	$20,857	$20,857	$20,857	$20,857	$20,857	$250,281	$64,526	$64,526	$64,526	$64,526	$258,104	$66,545	$66,545	$66,545	$66,545	$266,178	$274,511
Operations/Production
# Salaried Employees	15.0	15.0	15.0	15.0	15.0	15.0	15.0	15.0	15.0	15.0	15.0	15.0		15.0	15.0	15.0	15.0	15.0	15.0	15.0	15.0	15.0	15.0	15.0	15.0		15.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	15.0	15.0	15.0		15.0	15.0	15.0	15.0		15.0
Avg Salary per employee	$4,500	$4,500	$4,500	$4,500	$4,500	$4,500	$4,500	$4,500	$4,500	$4,500	$4,500	$4,500	$54,000	$4,635	$4,635	$4,635	$4,635	$4,635	$4,635	$4,635	$4,635	$4,635	$4,635	$4,635	$4,635	$55,620	$14,322	$14,322	$14,322	$14,322	$57,289	$14,752	$14,752	$14,752	$14,752	$59,007	$60,777
Benefits (across all employees)	$6,250	$6,250	$6,250	$6,250	$6,250	$6,250	$6,250	$6,250	$6,250	$6,250	$6,250	$6,250	$75,000	$6,563	$6,563	$6,563	$6,563	$6,563	$6,563	$6,563	$6,563	$6,563	$6,563	$6,563	$6,563	$78,750	$20,672	$20,672	$20,672	$20,672	$82,688	$21,705	$21,705	$21,705	$21,705	$86,822	$91,163
Payroll Taxes (across all employees)	$10,125	$10,125	$10,125	$10,125	$10,125	$10,125	$10,125	$10,125	$10,125	$10,125	$10,125	$10,125	$121,500	$10,429	$10,429	$10,429	$10,429	$10,429	$10,429	$10,429	$10,429	$10,429	$10,429	$10,429	$10,429	$125,145	$32,225	$32,225	$32,225	$32,225	$128,899	$33,192	$33,192	$33,192	$33,192	$132,766	$136,749
Total Costs	$83,875	$83,875	$83,875	$83,875	$83,875	$83,875	$83,875	$83,875	$83,875	$83,875	$83,875	$83,875	$1,006,500	$86,516	$86,516	$86,516	$86,516	$86,516	$86,516	$86,516	$86,516	$86,516	$86,516	$86,516	$86,516	$1,038,195	$267,729	$267,729	$267,729	$267,729	$1,070,916	$276,174	$276,174	$276,174	$276,174	$1,104,697	$1,139,574
Other
# Salaried Employees	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0		1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0		1.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	1.0	1.0	1.0		1.0	1.0	1.0	1.0		1.0
Avg Salary per employee	$4,000	$4,000	$4,000	$4,000	$4,000	$4,000	$4,000	$4,000	$4,000	$4,000	$4,000	$4,000	$48,000	$4,120	$4,120	$4,120	$4,120	$4,120	$4,120	$4,120	$4,120	$4,120	$4,120	$4,120	$4,120	$49,440	$12,731	$12,731	$12,731	$12,731	$50,923	$13,113	$13,113	$13,113	$13,113	$52,451	$54,024
Benefits (across all employees)	$417	$417	$417	$417	$417	$417	$417	$417	$417	$417	$417	$417	$5,000	$438	$438	$438	$438	$438	$438	$438	$438	$438	$438	$438	$438	$5,250	$1,378	$1,378	$1,378	$1,378	$5,513	$1,447	$1,447	$1,447	$1,447	$5,788	$6,078
Payroll Taxes (across all employees)	$600	$600	$600	$600	$600	$600	$600	$600	$600	$600	$600	$600	$7,200	$618	$618	$618	$618	$618	$618	$618	$618	$618	$618	$618	$618	$7,416	$1,910	$1,910	$1,910	$1,910	$7,638	$1,967	$1,967	$1,967	$1,967	$7,868	$8,104
Total Costs	$5,017	$5,017	$5,017	$5,017	$5,017	$5,017	$5,017	$5,017	$5,017	$5,017	$5,017	$5,017	$7,200	$5,176	$5,176	$5,176	$5,176	$5,176	$5,176	$5,176	$5,176	$5,176	$5,176	$5,176	$5,176	$62,106	$16,019	$16,019	$16,019	$16,019	$64,074	$16,527	$16,527	$16,527	$16,527	$66,107	$68,206
Part-Time / Hourly Employees
# Part-Time Employees	3	3	3	3	3	3	3	3	3	3	3	3		3	3	3	3	3	3	3	3	3	3	3	3		3 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: Enter the number of full-time employees you expect to have working for you in this category during this month. For part-time employees, enter their information below under "Part-time / Hourly Employees".	Author: Enter the amount you expect to pay each employee in this category this month. The Worksheets will multiply the number of employees (from the line above) with this number to generate your total cost (less benefits and taxes, below).									Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: This value is calculated using the number you entered on the "Setup and Assumptions" worksheet and the number of employees you entered above.								Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	3	3	3	3	3	3	3	3
Avg. Hours per Hourly Employee	20	20	20	20	20	20	20	20	20	20	20	20		20	20	20	20	20	20	20	20	20	20	20	20		60	60	60	60		60	60	60	60		240
Avg Hourly Rate	$10.00	$10.00	$10.00	$10.00	$10.00	$10.00	$10.00	$10.00	$10.00	$10.00	$10.00	$10.00		$10.30	$10.30	$10.30	$10.30	$10.30	$10.30	$10.30	$10.30	$10.30	$10.30	$10.30	$10.30		$10.61	$10.61	$10.61	$10.61		$10.93	$10.93	$10.93	$10.93		$11.26
Calculated Wages Per Hourly Employee	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$2,400	$206	$206	$206	$206	$206	$206	$206	$206	$206	$206	$206	$206	$2,472	$637	$637	$637	$637	$2,546	$656	$656	$656	$656	$2,623	$2,701
Wages	$600	$600	$600	$600	$600	$600	$600	$600	$600	$600	$600	$600	$7,200	$618	$618	$618	$618	$618	$618	$618	$618	$618	$618	$618	$618	$7,416	$1,910	$1,910	$1,910	$1,910	$7,638	$1,967	$1,967	$1,967	$1,967	$7,868	$8,104
Benefits (across all employees)	$9	$9	$9	$9	$9	$9	$9	$9	$9	$9	$9	$9	$108	$9	$9	$9	$9	$9	$9	$9	$9	$9	$9	$9	$9	$113	$30	$30	$30	$30	$119	$31	$31	$31	$31	$125	$131
Payroll Taxes (across all employees)	$90	$90	$90	$90	$90	$90	$90	$90	$90	$90	$90	$90	$1,080	$93	$93	$93	$93	$93	$93	$93	$93	$93	$93	$93	$93	$1,112	$286	$286	$286	$286	$1,146	$295	$295	$295	$295	$1,180	$1,216
Total Costs	$699	$699	$699	$699	$699	$699	$699	$699	$699	$699	$699	$699	$8,388	$720	$720	$720	$720	$720	$720	$720	$720	$720	$720	$720	$720	$8,642	$2,226	$2,226	$2,226	$2,226	$8,903	$2,293	$2,293	$2,293	$2,293	$9,173	$9,450
TOTAL
# Full Time Employees	$23	$23	$23	$23	$23	$23	$23	$23	$23	$23	$23	$23		$23	$23	$23	$23	$23	$23	$23	$23	$23	$23	$23	$23		$23	$23	$23	$23		$23	$23	$23	$23		$23
# Part-Time Employees	$3	$3	$3	$3	$3	$3	$3	$3	$3	$3	$3	$3		$3	$3	$3	$3	$3	$3	$3	$3	$3	$3	$3	$3		$3	$3	$3	$3		$3	$3	$3	$3		$3
Salary/Wages	$110,600	$110,600	$110,600	$110,600	$110,600	$110,600	$110,600	$110,600	$110,600	$110,600	$110,600	$110,600	$1,327,200	$113,918	$113,918	$113,918	$113,918	$113,918	$113,918	$113,918	$113,918	$113,918	$113,918	$113,918	$113,918	$1,367,016	$352,007	$352,007	$352,007	$352,007	$1,408,026	$362,567	$362,567	$362,567	$362,567	$1,450,267	$1,493,775
Benefits	$9,592	$9,592	$9,592	$9,592	$9,592	$9,592	$9,592	$9,592	$9,592	$9,592	$9,592	$9,592	$115,108	$10,072	$10,072	$10,072	$10,072	$10,072	$10,072	$10,072	$10,072	$10,072	$10,072	$10,072	$10,072	$120,863	$31,727	$31,727	$31,727	$31,727	$126,907	$33,313	$33,313	$33,313	$33,313	$133,252	$139,914
Payroll Taxes	$16,590	$16,590	$16,590	$16,590	$16,590	$16,590	$16,590	$16,590	$16,590	$16,590	$16,590	$16,590	$199,080	$17,088	$17,088	$17,088	$17,088	$17,088	$17,088	$17,088	$17,088	$17,088	$17,088	$17,088	$17,088	$205,052	$52,801	$52,801	$52,801	$52,801	$211,204	$54,385	$54,385	$54,385	$54,385	$217,540	$224,066
GRAND TOTAL COSTS	$136,782	$136,782	$136,782	$136,782	$136,782	$136,782	$136,782	$136,782	$136,782	$136,782	$136,782	$136,782	$1,641,388	$141,078	$141,078	$141,078	$141,078	$141,078	$141,078	$141,078	$141,078	$141,078	$141,078	$141,078	$141,078	$1,692,932	$436,534	$436,534	$436,534	$436,534	$1,746,137	$450,265	$450,265	$450,265	$450,265	$1,801,059	$1,857,756

Staffing Budget

MktBudj

	For a more comprehensive and detailed Marketing Budget, purchase the Excel Marketing Budget Templates from PlanningShop.
Marketing Budget Author: For information about this worksheet, see Chapter 10, "Marketing Plan & Sales Strategy" in Successful Business Plan: Secrets & Strategies	2019														2020														2021						2022						2023
	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
Professional Assistance
Marketing/PR Consultants	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$6,000		$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$6,000		$1,500	$1,500	$1,500	$1,500	$6,000		$1,500	$1,500	$1,500	$1,500	$6,000		$6,000
Advertising Agencies	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Social Media Specialists	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$12,000		$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$12,000		$3,000	$3,000	$3,000	$3,000	$12,000		$3,000	$3,000	$3,000	$3,000	$12,000		$12,000
SEO Specialist	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Graphic/Web Design	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$12,000		$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$12,000		$3,000	$3,000	$3,000	$3,000	$12,000		$3,000	$3,000	$3,000	$3,000	$12,000		$12,000
Brochures/Leaflets/Flyers	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$6,000		$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$6,000		$1,500	$1,500	$1,500	$1,500	$6,000		$1,500	$1,500	$1,500	$1,500	$6,000		$6,000
Signs/Billboards	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$30,000		$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$30,000		$7,500	$7,500	$7,500	$7,500	$30,000		$7,500	$7,500	$7,500	$7,500	$30,000		$30,000
Merchandising Displays	$550	$550	$550	$550	$550	$550	$550	$550	$550	$550	$550	$550	$6,600		$550	$550	$550	$550	$550	$550	$550	$550	$550	$550	$550	$550	$6,600		$1,650	$1,650	$1,650	$1,650	$6,600		$1,650	$1,650	$1,650	$1,650	$6,600		$6,600
Sampling/Premiums	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$18,000		$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$18,000		$4,500	$4,500	$4,500	$4,500	$18,000		$4,500	$4,500	$4,500	$4,500	$18,000		$18,000
Media Advertising
Print (newspaper, etc.)	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Television and Radio	$900	$900	$900	$900	$900	$900	$900	$900	$900	$900	$900	$900	$10,800		$900	$900	$900	$900	$900	$900	$900	$900	$900	$900	$900	$900	$10,800		$2,700	$2,700	$2,700	$2,700	$10,800		$2,700	$2,700	$2,700	$2,700	$10,800		$10,800
Online Author: Includes AdWords, banner ads, social media ads, etc.	Author: For information about this worksheet, see Chapter 10, "Marketing Plan & Sales Strategy" in Successful Business Plan: Secrets & Strategies	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$36,000		$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$36,000		$9,000	$9,000	$9,000	$9,000	$36,000		$9,000	$9,000	$9,000	$9,000	$36,000		$36,000
Other Media	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Phone Directories	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$600		$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$600		$150	$150	$150	$150	$600		$150	$150	$150	$150	$600		$600
Advertising Specialties	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Direct Mail	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$2,400		$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$2,400		$600	$600	$600	$600	$2,400		$600	$600	$600	$600	$2,400		$2,400
Website
Development/Programming	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$14,400		$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$14,400		$3,600	$3,600	$3,600	$3,600	$14,400		$3,600	$3,600	$3,600	$3,600	$14,400		$14,400
Maintenance and Hosting	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$6,000		$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$6,000		$1,500	$1,500	$1,500	$1,500	$6,000		$1,500	$1,500	$1,500	$1,500	$6,000		$6,000
Trade Shows
Fees and Setup	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$36,000		$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$36,000		$9,000	$9,000	$9,000	$9,000	$36,000		$9,000	$9,000	$9,000	$9,000	$36,000		$36,000
Travel/Shipping	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$24,000		$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$24,000		$6,000	$6,000	$6,000	$6,000	$24,000		$6,000	$6,000	$6,000	$6,000	$24,000		$24,000
Exhibits/Signs	$1,800	$1,800	$1,800	$1,800	$1,800	$1,800	$1,800	$1,800	$1,800	$1,800	$1,800	$1,800	$21,600		$1,800	$1,800	$1,800	$1,800	$1,800	$1,800	$1,800	$1,800	$1,800	$1,800	$1,800	$1,800	$21,600		$5,400	$5,400	$5,400	$5,400	$21,600		$5,400	$5,400	$5,400	$5,400	$21,600		$21,600
Public Relations/Materials	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Informal Marketing / Networking
Memberships/Meetings	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$6,000		$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$6,000		$1,500	$1,500	$1,500	$1,500	$6,000		$1,500	$1,500	$1,500	$1,500	$6,000		$6,000
Entertainment	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Other	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GRAND TOTAL COSTS	$20,700	$20,700	$20,700	$20,700	$20,700	$20,700	$20,700	$20,700	$20,700	$20,700	$20,700	$20,700	$248,400		$20,700	$20,700	$20,700	$20,700	$20,700	$20,700	$20,700	$20,700	$20,700	$20,700	$20,700	$20,700	$248,400		$62,100	$62,100	$62,100	$62,100	$248,400		$62,100	$62,100	$62,100	$62,100	$248,400		$248,400

Marketing Budget

ProSvs

Professional Services Author: For information about this worksheet, see Chapter 13, "Management & Organization" in Successful Business Plan: Secrets & Strategies.	2019	2020	2021	2022	2023
General Author: For professional services related to marketing, use the Marketing Budget spreadsheets.
Attorneys	$2,000 Author: The number you enter here will be equally divided among the 12 months of the year on your Income Statement.	$2,000	$2,000	$2,000	$2,000
Accountants	$1,500	$1,500	$1,500	$1,500	$1,500
Management consultants	$0	$0	$0	$0	$0
Industry specialists	$2,000	$2,000	$2,000	$2,000	$2,000
Technology consultants	$10,000	$0	$0	$0	$0
Other (change title here)	$0	$0	$0	$0	$0
Other (change title here)	$0	$0	$0	$0	$0
Total Costs	$15,500	$5,500	$5,500	$5,500	$5,500
GRAND TOTAL COSTS	$15,500	$5,500	$5,500	$5,500	$5,500

Professional Services Budget

CapInvest

Capital Investments and Loans Author: This worksheet will help you manage loans and investments in your business.
Item	Amount	Date		Loan Period Sure Product Consulting: Loan period is in NUMBER OF MONTHS	Interest Rate
							Reminder: All invesments & loans must be on or after your business start date of:
Equity Capital Investments Author: Equity capital investments can come from a number of sources, including venture capitalists, angel investors, and family members. Generally, these investors are purchasing a percentage of (or shares in) your company. They expect to reap the rewards of your business' success through periodic dividend payments (a share of the profits) and/or when the company is sold.				Sure Product Consulting: Loan period is in NUMBER OF MONTHS	Month	Year		December-2014
Melinda Cates	$40,000 Author: Enter the amount that will be invested in your business from this source. If this investor will inject cash into your business more than one time, use separate lines for each investment.	Jan Author: Enter the month that you will receive the investment cash. Note: When entering dates on this worksheet, make sure that they don't fall prior to your current startup date (as entered on the Setup worksheet). Doing so will cause "#NUM!" calculation errors on later worksheets. However, you need not change the dates on lines you are not using.	2019 Author: Enter the year you will receive the investment cash.	Capital investments are not paid back on a loan schedule.
Glass Bottles	$3,000	Jan	2019
Metal Caps	$300	Jan	2019
Cardboard Carton	$500	Jan	2019
NAB Ingredients	$600	Jan	2019
Labels	$840	Jan	2019
Investment Source Name	$0	Jan	2019
Investment Source Name	$0	Jan	2019
Investment Source Name	$0	Jan	2019
Investment Source Name	$0	Jan	2019
Investment Source Name	$0	Jan	2019
Investment Source Name	$0	Jan	2019
Investment Source Name	$0	Jan	2019
Investment Source Name	$0	Jan	2019
Investment Source Name	$0	Jan	2019
Total Capital Investments	$45,240
Loans Author: Unlike equity capital inventments, lenders are typically not interested in purchasing shares in your company--they simply want to be paid back on a fixed schedule, with interest. Lenders can include banks and family members.
Friends and Family	$20,000	Jan	2019	24 Author: Enter the term (length) of the loan in MONTHS. For example, if this will be a three year loan, enter 36 here.	5.00% Author: Enter the loan's annual interest rate.
Funding from Angel investor	$75,000	Jan	2019	60	1.80% Author: Enter the loan's annual interest rate.
Minority Small Business Loan	$25,000	Jan	2019	36	2.75% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2019	12	0.00% Author: Enter the loan's annual interest rate.
Total Loans	$120,000
TOTAL INVESTMENTS AND LOANS	$165,240

Capital Investments and Loans

IncSt

Income Statements Author: For information about this worksheet, see "Income Statements" in Successful Business Plan: Secrets & Strategies.	2019													2020													2021					2022					2023
	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
INCOME
Gross Sales	$179,550	$183,141	$186,804	$190,540	$194,351	$198,238	$202,202	$206,247	$210,371	$214,579	$218,870	$223,248	$2,408,141	$229,990	$234,589.74	$239,282	$244,067	$248,949	$253,927	$259,006	$264,186	$269,470	$274,859	$280,356	$285,964	$3,084,646	$901,593	$956,778	$1,015,340	$1,077,487	$3,951,197	$1,154,872	$1,225,560	$1,300,574	$1,380,179	$5,061,184	$6,482,994
(Commissions)	$5,387	$5,494	$5,604	$5,716	$5,831	$5,947	$6,066	$6,187	$6,311	$6,437	$6,566	$6,697	$72,244	$6,900	$7,037.69	$7,178	$7,322	$7,468	$7,618	$7,770	$7,926	$8,084	$8,246	$8,411	$8,579	$92,539	$27,048	$28,703	$30,460	$32,325	$118,536	$34,646	$36,767	$39,017	$41,405	$151,836	$194,490
(Returns and allowances)	$3,591	$3,663	$3,736	$3,811	$3,887	$3,965	$4,044	$4,125	$4,207	$4,292	$4,377	$4,465	$48,163	$4,600	$4,691.79	$4,786	$4,881	$4,979	$5,079	$5,180	$5,284	$5,389	$5,497	$5,607	$5,719	$61,693	$18,032	$19,136	$20,307	$21,550	$79,024	$23,097	$24,511	$26,011	$27,604	$101,224	$129,660
Net Sales	$170,573	$173,984	$177,464	$181,013	$184,633	$188,326	$192,092	$195,934	$199,853	$203,850	$207,927	$212,085	$2,287,734	$218,490	$222,860.25	$227,317	$231,864	$236,501	$241,231	$246,056	$250,977	$255,996	$261,116	$266,339	$271,665	$2,930,413	$856,513	$908,939	$964,573	$1,023,613	$3,753,638	$1,097,129	$1,164,282	$1,235,545	$1,311,170	$4,808,125	$6,158,844
(Cost of Goods)	$26,933	$27,471	$28,021	$28,581	$29,153	$29,736	$30,330	$30,937	$31,556	$32,187	$32,831	$33,487	$361,221	$34,498	$35,188.46	$35,892	$36,610	$37,342	$38,089	$38,851	$39,628	$40,420	$41,229	$42,053	$42,895	$462,697	$135,239	$143,517	$152,301	$161,623	$592,680	$173,231	$183,834	$195,086	$207,027	$759,178	$972,449
GROSS PROFIT	$143,640	$146,513	$149,443	$152,432	$155,481	$158,590	$161,762	$164,997	$168,297	$171,663	$175,096	$178,598	$1,926,513	$183,992	$187,671.79	$191,425	$195,254	$199,159	$203,142	$207,205	$211,349	$215,576	$219,887	$224,285	$228,771	$2,467,717	$721,274	$765,422	$812,272	$861,990	$3,160,958	$923,898	$980,448	$1,040,459	$1,104,143	$4,048,948	$5,186,395
EXPENSES - General and Administrative
Salaries and wages	$110,600	$110,600	$110,600	$110,600	$110,600	$110,600	$110,600	$110,600	$110,600	$110,600	$110,600	$110,600	$1,327,200	$113,918	$113,918	$113,918	$113,918	$113,918	$113,918	$113,918	$113,918	$113,918	$113,918	$113,918	$113,918	$1,367,016	$352,007	$352,007	$352,007	$352,007	$1,408,026	$362,567	$362,567	$362,567	$362,567	$1,450,267	$1,493,775
Employee benefits	$9,592	$9,592	$9,592	$9,592	$9,592	$9,592	$9,592	$9,592	$9,592	$9,592	$9,592	$9,592	$115,108	$10,072	$10,072	$10,072	$10,072	$10,072	$10,072	$10,072	$10,072	$10,072	$10,072	$10,072	$10,072	$120,863	$31,727	$31,727	$31,727	$31,727	$126,907	$33,313	$33,313	$33,313	$33,313	$133,252	$139,914
Payroll taxes	$16,590	$16,590	$16,590	$16,590	$16,590	$16,590	$16,590	$16,590	$16,590	$16,590	$16,590	$16,590	$199,080	$17,088	$17,088	$17,088	$17,088	$17,088	$17,088	$17,088	$17,088	$17,088	$17,088	$17,088	$17,088	$205,052	$52,801	$52,801	$52,801	$52,801	$211,204	$54,385	$54,385	$54,385	$54,385	$217,540	$224,066
Professional services	$1,292	$1,292	$1,292	$1,292	$1,292	$1,292	$1,292	$1,292	$1,292	$1,292	$1,292	$1,292	$15,500	$458	$458	$458	$458	$458	$458	$458	$458	$458	$458	$458	$458	$5,500	$1,375	$1,375	$1,375	$1,375	$5,500	$1,375	$1,375	$1,375	$1,375	$5,500	$5,500
Marketing and advertising	$20,700	$20,700	$20,700	$20,700	$20,700	$20,700	$20,700	$20,700	$20,700	$20,700	$20,700	$20,700	$248,400	$20,700	$20,700	$20,700	$20,700	$20,700	$20,700	$20,700	$20,700	$20,700	$20,700	$20,700	$20,700	$248,400	$62,100	$62,100	$62,100	$62,100	$248,400	$62,100	$62,100	$62,100	$62,100	$248,400	$248,400
Rent	$1,400	$1,400	$1,400	$1,400	$1,400	$1,400	$1,400	$1,400	$1,400	$1,400	$1,400	$1,400	$16,800	$1,400	$1,400	$1,400	$1,400	$1,400	$1,400	$1,400	$1,400	$1,400	$1,400	$1,400	$1,400	$16,800	$4,200	$4,200	$4,200	$4,200	$16,800	$4,200	$4,200	$4,200	$4,200	$16,800	$16,800
Equipment rental	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$12,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$12,000	$3,000	$3,000	$3,000	$3,000	$12,000	$3,000	$3,000	$3,000	$3,000	$12,000	$12,000
Maintenance	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200	$300	$300	$300	$300	$1,200	$300	$300	$300	$300	$1,200	$1,200
Depreciation	$33	$33	$33	$33	$33	$33	$33	$33	$33	$33	$33	$33	$400	$33	$33	$33	$33	$33	$33	$33	$33	$33	$33	$33	$33	$400	$100	$100	$100	$100	$400	$0	$0	$0	$0	$0	$0
Insurance	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$2,400	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$2,400	$600	$600	$600	$600	$2,400	$600	$600	$600	$600	$2,400	$2,400
Telephone service	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$600	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$600	$150	$150	$150	$150	$600	$150	$150	$150	$150	$600	$600
Utilities	$750	$750	$750	$750	$750	$750	$750	$750	$750	$750	$750	$750	$9,000	$750	$750	$750	$750	$750	$750	$750	$750	$750	$750	$750	$750	$9,000	$2,250	$2,250	$2,250	$2,250	$9,000	$2,250	$2,250	$2,250	$2,250	$9,000	$9,000
Office supplies	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200	$300	$300	$300	$300	$1,200	$300	$300	$300	$300	$1,200	$1,200
Postage and shipping	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$3,000	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$3,000	$750	$750	$750	$750	$3,000	$750	$750	$750	$750	$3,000	$3,000
Travel	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$3,600	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$3,600	$900	$900	$900	$900	$3,600	$900	$900	$900	$900	$3,600	$3,600
Entertainment	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Interest on loans	$253	$246	$240	$233	$226	$220	$213	$206	$200	$193	$186	$179	$2,595	$172	$165	$158	$152	$145	$138	$131	$124	$117	$110	$103	$95	$1,608	$255	$223	$192	$160	$829	$133	$116	$99	$81	$429	$152
Other (change title here)	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Other (change title here)	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
TOTAL EXPENSES	$163,210	$163,204	$163,197	$163,191	$163,184	$163,177	$163,170	$163,164	$163,157	$163,150	$163,143	$163,136	$1,958,083	$166,592	$166,585	$166,578	$166,571	$166,564	$166,557	$166,550	$166,543	$166,536	$166,529	$166,522	$166,515	$1,998,640	$512,814	$512,782	$512,751	$512,719	$2,051,066	$526,323	$526,306	$526,289	$526,271	$2,105,188	$2,161,608
Net income before taxes and interest	-$19,570	-$16,691	-$13,754	-$10,759	-$7,703	-$4,587	-$1,408	$1,834	$5,140	$8,513	$11,953	$15,462	-$31,571	$17,400	$21,087	$24,847	$28,683	$32,595	$36,585	$40,655	$44,806	$49,040	$53,359	$57,763	$62,256	$469,076	$208,460	$252,640	$299,521	$349,270	$1,109,892	$397,575	$454,142	$514,170	$577,872	$1,943,759	$3,024,787
Interest Income	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$184	$607	$1,137	$1,928	$1,766	$2,523	$3,410	$4,434	$12,133	$40,293
Provision for taxes on income	$0	$0	$0	$0	$0	$0	$0	$458	$1,285	$2,128	$2,988	$3,865	$0	$4,350	$5,272	$6,212	$7,171	$8,149	$9,146	$10,164	$11,201	$12,260	$13,340	$14,441	$15,564	$117,269	$52,115	$63,206	$75,032	$87,602	$277,955	$99,835	$114,166	$129,395	$145,577	$488,973	$766,270
NET PROFIT	-$19,570	-$16,691	-$13,754	-$10,759	-$7,703	-$4,587	-$1,408	$1,375	$3,855	$6,385	$8,965	$11,596	-$31,571	$13,050	$15,815	$18,636	$21,512	$24,446	$27,439	$30,491	$33,604	$36,780	$40,019	$43,322	$46,692	$351,807	$156,345	$189,618	$225,096	$262,805	$833,864	$299,506	$342,499	$388,185	$436,730	$1,466,919	$2,298,810

Income Statements

CshFlw

Cash Flow Author: For information about this worksheet, see "Cash-Flow Projections" in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.	2019														2020														2021						2022						2023
	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
CASH RECEIPTS
Income from Sales
Cash Sales	$80,798	$82,413	$84,062	$85,743	$87,458	$89,207	$90,991	$92,811	$94,667	$96,560	$98,492	$100,462	$1,083,663		$103,495	$105,565	$107,677	$109,830	$112,027	$114,267	$116,553	$118,884	$121,261	$123,687	$126,160	$128,684	$1,388,091		$405,717	$430,550	$456,903	$484,869	$1,778,039		$519,692	$551,502	$585,258	$621,081	$2,277,533		$2,917,347
Collections	$0	$98,753	$100,728	$102,742	$104,797	$106,893	$109,031	$111,211	$113,436	$115,704	$118,018	$120,379	$1,201,691		$122,786	$126,494	$129,024	$131,605	$134,237	$136,922	$139,660	$142,453	$145,302	$148,208	$151,173	$154,196	$1,662,062		$487,864	$516,110	$547,701	$581,224	$2,132,899		$620,992	$661,098	$701,563	$744,504	$2,728,158		$3,521,542
Total Cash from Sales	$80,798	$181,166	$184,789	$188,485	$192,255	$196,100	$200,022	$204,022	$208,103	$212,265	$216,510	$220,840	$2,285,354		$226,282	$232,060	$236,701	$241,435	$246,264	$251,189	$256,213	$261,337	$266,564	$271,895	$277,333	$282,880	$3,050,152		$893,581	$946,660	$1,004,604	$1,066,093	$3,910,938		$1,140,685	$1,212,600	$1,286,821	$1,365,585	$5,005,691		$6,438,889
Income from Financing
Interest Income	$0 Author: This line item is automatically calculated for you based on the interest rate you entered on the "Setup and Assumptions" sheet.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$184	$607	$1,137	$1,928		$1,766	$2,523	$3,410	$4,434	$12,133		$40,293
Loan Proceeds	$120,000	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$120,000		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Equity Capital Investments	$45,240	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$45,240		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Cash from Financing	$165,240	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$165,240		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$184	$607	$1,137	$1,928		$1,766	$2,523	$3,410	$4,434	$12,133		$40,293
Other Cash Receipts	$10,000	$15,000	$15,000	$15,000	$15,000	$15,000	$15,000	$15,000	$15,000	$15,000	$15,000	$15,000	$175,000		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
TOTAL CASH RECEIPTS	$256,038	$196,166	$199,789	$203,485	$207,255	$211,100	$215,022	$219,022	$223,103	$227,265	$231,510	$235,840	$2,625,594		$226,282	$232,060	$236,701	$241,435	$246,264	$251,189	$256,213	$261,337	$266,564	$271,895	$277,333	$282,880	$3,050,152		$893,581	$946,844	$1,005,210	$1,067,230	$3,912,866		$1,142,451	$1,215,123	$1,290,231	$1,370,019	$5,017,824		$6,479,182
CASH DISBURSEMENTS
Inventory	$26,933	$46,965	$47,904	$48,862	$49,840	$50,836	$51,853	$52,890	$53,948	$55,027	$56,128	$57,592	$598,779		$58,979	$60,159	$61,362	$62,589	$63,841	$65,118	$66,420	$67,748	$69,103	$70,485	$71,895	$73,333	$791,033		$231,206	$245,358	$260,376	$276,313	$1,013,253		$296,158	$314,285	$333,522	$353,936	$1,297,900		$1,662,511
Operating Expenses	$162,924	$162,924	$162,924	$162,924	$162,924	$162,924	$162,924	$162,924	$162,924	$162,924	$162,924	$162,924	$1,955,088		$166,386	$166,386	$166,386	$166,386	$166,386	$166,386	$166,386	$166,386	$166,386	$166,386	$166,386	$166,386	$1,996,632		$512,459	$512,459	$512,459	$512,459	$2,049,837		$526,190	$526,190	$526,190	$526,190	$2,104,759		$2,161,456
Commissions/Returns & Allowances	$8,978	$9,157	$9,340	$9,527	$9,718	$9,912	$10,110	$10,312	$10,519	$10,729	$10,944	$11,162	$120,407		$11,499	$11,729	$11,964	$12,203	$12,447	$12,696	$12,950	$13,209	$13,473	$13,743	$14,018	$14,298	$154,232		$45,080	$47,839	$50,767	$53,874	$197,560		$57,744	$61,278	$65,029	$69,009	$253,059		$324,150
Capital Purchases	$120,750	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$120,750		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Loan Payments	$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$34,917		$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$34,917		$6,097	$6,097	$6,097	$6,097	$24,388		$3,924	$3,924	$3,924	$3,924	$15,696		$15,696
Income Tax Payments	$1,000 Author: Note that on your Income Statements, we've generated an estimate for income taxes. This line on the Cash Flow statement is where you should reflect the actual payments you intend to make on a regular basis (probably quarterly).	Author: This line item is automatically calculated for you based on the interest rate you entered on the "Setup and Assumptions" sheet.	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$12,000		$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$12,000		$3,000	$3,000	$3,000	$3,000	$12,000		$3,000	$3,000	$3,000	$3,000	$12,000		$12,000
Investor Dividend Payments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Owner's Draw	$0	$0	$0	$0	$0	$0	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$6,000		$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$12,000		$3,000	$3,000	$3,000	$3,000	$12,000		$3,000	$3,000	$3,000	$3,000	$12,000		$12,000
TOTAL CASH DISBURSEMENTS	$323,494	$222,956	$224,078	$225,223	$226,391	$227,582	$229,797	$231,036	$232,300	$233,590	$234,905	$236,588	$2,847,941		$241,774	$243,184	$244,622	$246,088	$247,584	$249,110	$250,666	$252,253	$253,873	$255,524	$257,209	$258,927	$3,000,813		$800,842	$817,753	$835,699	$854,743	$3,309,037		$890,015	$911,677	$934,664	$959,059	$3,695,415		$4,187,814
NET CASH FLOW	-$67,457	-$26,790	-$24,289	-$21,738	-$19,136	-$16,482	-$14,775	-$12,014	-$9,198	-$6,325	-$3,395	-$748	-$222,346		-$15,492	-$11,124	-$7,921	-$4,653	-$1,320	$2,079	$5,547	$9,084	$12,691	$16,371	$20,124	$23,953	$49,339		$92,739	$129,092	$169,511	$212,487	$603,828		$252,436	$303,446	$355,566	$410,961	$1,322,409		$2,291,369
Opening Cash Balance	$25,000	-$42,457	-$69,247	-$93,536	-$115,274	-$134,410	-$150,892	-$165,667	-$177,681	-$186,879	-$193,204	-$196,599			-$197,346	-$212,839	-$223,963	-$231,883	-$236,536	-$237,857	-$235,777	-$230,230	-$221,147	-$208,456	-$192,085	-$171,960			-$148,008	-$55,269	$73,823	$243,334			$455,821	$708,257	$1,011,703	$1,367,270			$1,778,230
Cash Receipts	$256,038	$196,166	$199,789	$203,485	$207,255	$211,100	$215,022	$219,022	$223,103	$227,265	$231,510	$235,840			$226,282	$232,060	$236,701	$241,435	$246,264	$251,189	$256,213	$261,337	$266,564	$271,895	$277,333	$282,880			$893,581	$946,844	$1,005,210	$1,067,230			$1,142,451	$1,215,123	$1,290,231	$1,370,019			$6,479,182
Cash Disbursements	$323,494	$222,956	$224,078	$225,223	$226,391	$227,582	$229,797	$231,036	$232,300	$233,590	$234,905	$236,588			$241,774	$243,184	$244,622	$246,088	$247,584	$249,110	$250,666	$252,253	$253,873	$255,524	$257,209	$258,927			$800,842	$817,753	$835,699	$854,743			$890,015	$911,677	$934,664	$959,059			$4,187,814
ENDING CASH BALANCE	-$42,457	-$69,247	-$93,536	-$115,274	-$134,410	-$150,892	-$165,667	-$177,681	-$186,879	-$193,204	-$196,599	-$197,346	-$197,346		-$212,839	-$223,963	-$231,883	-$236,536	-$237,857	-$235,777	-$230,230	-$221,147	-$208,456	-$192,085	-$171,960	-$148,008	-$148,008		-$55,269	$73,823	$243,334	$455,821	$455,821		$708,257	$1,011,703	$1,367,270	$1,778,230	$1,778,230		$4,069,599

Cash Flow Statements

BalSht

Balance Sheet Author: For information about this worksheet, see "Balance Sheet" in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet
Kismet Smoothie				Kismet Smoothie				Kismet Smoothie				Kismet Smoothie				Kismet Smoothie				Kismet Smoothie				Kismet Smoothie				Kismet Smoothie
First Quarter				Second Quarter				Third Quarter				Fourth Quarter				2020				2021				2022				2023
2019				2019				2019				2019
ASSETS				ASSETS				ASSETS				ASSETS				ASSETS				ASSETS				ASSETS				ASSETS
Current Assets				Current Assets				Current Assets				Current Assets				Current Assets				Current Assets				Current Assets				Current Assets
Cash	-$93,536			Cash	-$150,892			Cash	-$186,879			Cash	-$197,346			Cash	-$148,008			Cash	$455,821			Cash	$1,778,230			Cash	$4,069,599
Accounts Receivable	$102,742			Accounts Receivable	$109,031			Accounts Receivable	$115,704			Accounts Receivable	$122,786			Accounts Receivable	$157,280			Accounts Receivable	$197,539			Accounts Receivable	$253,033			Accounts Receivable	$297,137
Inventory	$39,378			Inventory	$101,447			Inventory	$167,316			Inventory	$237,558			Inventory	$565,893			Inventory	$986,466			Inventory	$1,525,189			Inventory	$2,215,251
Other Current Assets	$50,000			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0
Total Current Assets		$98,585		Total Current Assets		$59,586		Total Current Assets		$96,141		Total Current Assets		$162,998		Total Current Assets		$575,166		Total Current Assets		$1,639,826		Total Current Assets		$3,556,452		Total Current Assets		$6,581,987
Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets
Land	$0			Land	$0			Land	$0			Land	$0			Land	$0			Land	$0			Land	$0			Land	$0
Facilities	$0			Facilities	$0			Facilities	$0			Facilities	$0			Facilities	$0			Facilities	$0			Facilities	$0			Facilities	$0
Equipment	$115,200			Equipment	$115,200			Equipment	$115,200			Equipment	$115,200			Equipment	$115,200			Equipment	$115,200			Equipment	$115,200			Equipment	$115,200
Computers & Telecommunications	$5,550			Computers & Telecommunications	$5,550			Computers & Telecommunications	$5,550			Computers & Telecommunications	$5,550			Computers & Telecommunications	$5,550			Computers & Telecommunications	$5,550			Computers & Telecommunications	$5,550			Computers & Telecommunications	$5,550
(Less Accumlated Depreciation)	$100			(Less Accumlated Depreciation)	$200			(Less Accumlated Depreciation)	$300			(Less Accumlated Depreciation)	$400			(Less Accumlated Depreciation)	$800			(Less Accumlated Depreciation)	$1,200			(Less Accumlated Depreciation)	$1,200			(Less Accumlated Depreciation)	$1,200
Total Fixed Assets		$120,650		Total Fixed Assets		$120,550		Total Fixed Assets		$120,450		Total Fixed Assets		$120,350		Total Fixed Assets		$119,950		Total Fixed Assets		$119,550		Total Fixed Assets		$119,550		Total Fixed Assets		$119,550
Other Assets		$30,000		Other Assets		$30,000		Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0
TOTAL ASSETS			$249,235	TOTAL ASSETS			$210,136	TOTAL ASSETS			$216,591	TOTAL ASSETS			$283,348	TOTAL ASSETS			$695,116	TOTAL ASSETS			$1,759,376	TOTAL ASSETS			$3,676,002	TOTAL ASSETS			$6,701,537
LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES
Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities
Short-Term Notes Payable	$32,565 Sure Product Consulting: Short-Term Notes Payable: loan payments to be made within one year			Short-Term Notes Payable	$32,810			Short-Term Notes Payable	$33,058			Short-Term Notes Payable	$33,309			Short-Term Notes Payable	$23,558			Short-Term Notes Payable	$15,267			Short-Term Notes Payable	$15,544			Short-Term Notes Payable	$0
Income Taxes Due	-$3,000 Author: If you see a number here, it reflects the difference between the projected income taxes owed (as calculated on your Income Statements) and what you've said you will actually pay (as entered on your Cash Flow statements).			Income Taxes Due	-$6,000			Income Taxes Due	-$7,257			Income Taxes Due	-$12,000			Income Taxes Due	$93,269			Income Taxes Due	$359,224			Income Taxes Due	$836,197			Income Taxes Due	$1,590,467
Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0
Total Current Liabilities		$29,565		Total Current Liabilities		$26,810		Total Current Liabilities		$25,802		Total Current Liabilities		$21,309		Total Current Liabilities		$116,828		Total Current Liabilities		$374,491		Total Current Liabilities		$851,741		Total Current Liabilities		$1,590,467
Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities
Long-Term Notes Payable	$79,445			Long-Term Notes Payable	$71,150			Long-Term Notes Payable	$62,792			Long-Term Notes Payable	$54,370			Long-Term Notes Payable	$30,812			Long-Term Notes Payable	$15,544			Long-Term Notes Payable	$0			Long-Term Notes Payable	$0
Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0
Total Long-Term Liabilities		$79,445		Total Long-Term Liabilities		$71,150		Total Long-Term Liabilities		$62,792		Total Long-Term Liabilities		$54,370		Total Long-Term Liabilities		$30,812		Total Long-Term Liabilities		$15,544		Total Long-Term Liabilities		$0		Total Long-Term Liabilities		$0
NET WORTH				NET WORTH				NET WORTH				NET WORTH				NET WORTH				NET WORTH				NET WORTH				NET WORTH
Paid-In Capital	$70,240			Paid-In Capital	$70,240			Paid-In Capital	$70,240			Paid-In Capital	$70,240			Paid-In Capital	$70,240			Paid-In Capital	$70,240			Paid-In Capital	$70,240			Paid-In Capital	$70,240
Retained Earnings	$69,984			Retained Earnings	$41,936			Retained Earnings	$57,758			Retained Earnings	$137,429			Retained Earnings	$477,236			Retained Earnings	$1,299,101			Retained Earnings	$2,754,020			Retained Earnings	$5,040,830
Total Net Worth		$140,224		Total Net Worth		$112,176		Total Net Worth		$127,998		Total Net Worth		$207,669		Total Net Worth		$547,476		Total Net Worth		$1,369,341		Total Net Worth		$2,824,260		Total Net Worth		$5,111,070
TOTAL LIABILITIES AND NET WORTH			$249,235	TOTAL LIABILITIES AND NET WORTH			$210,136	TOTAL LIABILITIES AND NET WORTH			$216,591	TOTAL LIABILITIES AND NET WORTH			$283,348	TOTAL LIABILITIES AND NET WORTH			$695,116	TOTAL LIABILITIES AND NET WORTH			$1,759,376	TOTAL LIABILITIES AND NET WORTH			$3,676,002	TOTAL LIABILITIES AND NET WORTH			$6,701,537

Balance Sheet

BrkEvn

	Break-even Estimates Author: For information about this worksheet, see "Break-Even Analysis" in "The Financials" chapter of Successful Business Plan: Secrets & Strategies. Note that this Worksheet differs from that shown in the book slightly by also factoring the costs of sales commissions and returns/allowances. This gives you a more accurate break-even estimate.
	Year 1 (2019)
	January	$204,013 Author: This is the amount of sales you will need to make each month to break even.
	February	$204,005
	March	$203,996
	April	$203,988
	May	$203,980
	June	$203,971
	July	$203,963
	August	$203,955
	September	$203,946
	October	$203,938
	November	$203,929
	December	$203,921
	Monthly Average	$203,967
	Year 2 (2020)
	January	$208,239
	February	$208,231
	March	$208,222
	April	$208,214
	May	$208,205
	June	$208,196
	July	$208,187
	August	$208,179
	September	$208,170
	October	$208,161
	November	$208,152
	December	$208,143
	Monthly Average	$208,192
	Year 3 (2021)
	1st Quarter	$641,017
	2nd Quarter	$640,978
	3rd Quarter	$640,939
	4th Quarter	$640,899
	Quarterly Average	$640,958
	Year 4 (2022)
	1st Quarter	$657,903
	2nd Quarter	$657,882
	3rd Quarter	$657,861
	4th Quarter	$657,839
	Quarterly Average	$657,871
	Year 5 (2023)
	Annual Average	$2,702,010

Break-even Estimates

Ratios

Key Ratios Author: This sheet provides a mathematical snapshot of your company's performance. These ratios are often used by lenders or investors in determining how well a company is managing its finances.
Year 1 (2019)	Working Capital Author: Working Capital is the amount of readily available funds the company has to cover upcoming expenses. More is better!	Current Ratio Author: This ratio divides your current assets by your current liabilities. In general, it should be greater than 2. If an "N.A." appears in the cell, it indicates that you had no liabilities with which to calculate the ratio.	Quick Ratio Author: Similar to the Current Ratio, but we've subtracted inventory from your assets. A number greater than 1 is desirable. If an "N.A." appears in the cell, it indicates that you had no liabilities with which to calculate the ratio.	Cash Turnover Author: This ratio divides your net sales for the period by your "working capital," (your current assets minus your current liabilities). In other words, it shows by what multiple your sales exceed your working capital. In general, 5 or above is good to aim for, but this can vary based on your industry, etc.	Debt to Equity Author: To calculate your Debt to Equity ratio, we divided your total liabilities by your net worth. A high number (greater than 1), indicates a high debt load relative to your assets. Potential funders may be wary of investing in such a case.	Return on Investment Author: This ratio is achieved by dividing your net worth into your net income for the period. It shows the rate of return you and your investors are receiving on your investments in the company. The higher the better!	Return on Sales Author: This ratio is calculated by dividing your net income for the period by your net sales for the period. The higher the number here, the more profit you are extracting from each sale. Your ideal number will depend greatly on your industry, margins, etc.	Return on Assets Author: Your Return on Assets indicates how much profit you are generating on all the investments you've made in the company's assets. In particular, this will help you (and your investors) determine if you are achieving a good rate-of-return on your investments. This will depend greatly on your industry.	Net Sales
1st Quarter	$69,020	3.33	2.00	7.56	0.78	-36%	-10%	-20%	$522,020.08
2nd Quarter	$32,776	2.22	-1.56	16.90	0.87	-21%	-4%	-11%	$553,971.88
3rd Quarter	$70,339	3.73	-2.76	8.36	0.69	4%	1%	3%	$587,879.40
4th Quarter	$141,689	7.65	-3.50	4.40	0.36	17%	6%	13%	$623,862.32
Year 2 (2020)	$458,338	4.92	0.08	6.39	0.27	86%	16%	67%	$2,930,413.46
Year 3 (2021)	$1,265,335	4.38	1.74	2.97	0.28	81%	30%	63%	$3,753,637.55
Year 4 (2022)	$2,704,710	4.18	2.38	1.78	0.30	69%	40%	53%	$4,808,125.22
Year 5 (2023)	$4,991,520	4.14	2.75	1.23	0.31	59%	49%	45%	$6,158,844.01

Key Ratios

1YrAtGl

Year 1: Financials at-a-Glance (2019) Gross Sales January February March April May June July August September October November December 179550 183141 186803.82 190539.89640000003 194350.69432800001 198237.70821456 202202.4623788512 206246.51162642823 210371.44185895682 214578.87069613597 218870.44811005867 223247.85707225985 Gross Profit January February March April May June July August September October November December 143640 146512.79999999999 149443.05600000001 152431.91712 155480.55546240002 158590.16657164801 161761.96990308096 164997.20930114257 168297.15348716546 171663.09655690877 175096.35848804691 178598.28565780789 Net Profit January February March April May June July August September October November December -19570.458333333314 -16691.027798191033 -13754.121283901593 -10758.589600959589 -7703.2605771957024 -4586.9385981280066 -1408.4041381194547 1375.1900383804095 3855.2270714396727 6384.778620735553 8964.8347230544823 11596.405215051534

NSYr1

Year 1: Net Sales (2019) Caribbean Passion January February March April May June July August September October November December 75810 77326.2 78872.723999999987 80450.178480000002 82059.1820496 83700.365690591992 85374.373004403838 87081.860464491925 88823.497673781763 90599.967627257385 92411.966979802542 94260.206319398596 Wellness Blend January February March April May June July August September October November December 94762.5 96657.75 98590.905000000013 100562.7231 102573.97756200001 104625.45711324002 106717.96625550481 108852.32558061491 111029.37209222722 113249.95953407176 115514.9587247532 117825.25789924827 Product Line 3 January February March April May June July August September October November December Product Line 4 January February March April May June July August September October November December Product Line 5 Product Line 6 Product Line 7 Product Line 8 Product Line 9 Product Line 10

1YrCshFlw

Year 1: Cash Flow (2019) Net Cash Flow January February March April May June July August September October November December -67456.737141526421 -26789.870141526393 -24288.992801526416 -21738.097914726386 -19136.185130190395 -16482.234089963662 -14775.204028932465 -12014.033366680582 -9197.6392911836447 -6324.9173341768037 -3394.7409380297759 -747.53023528039921 Ending Cash Balance -42456.737141526421 -69246.607283052814 -93535.60008457923 -115273.69799930562 -134409.88312949601 -150892.11721945967 -165667.32124839214 -177681.35461 507272 -186878.99390625636 -193203.91124043317 -196598.65217846294 -197346.18241374334

2ndYrCshFlw

Year 2: Cash Flow (2020) Net Cash Flow January February March April May June July August September October November December -15492.488722138136 -11124.003608908301 -7920.5692715893092 -4653.0662475238205 -1320.213162977132 2079.2969832605158 5546.7973324228951 9083.6476885685697 12691.235051837139 16370.974162371072 20124.308055115747 23952.708625715226 Ending Cash Balance January February March April May June July August September October November December -212838.67113588148 -223962.67474478978 -231883.24401637909 -236536.31026390291 -237856.52342688004 -235777.22644361953 -230230.42911119663 -221146.78142262806 -208455.54637079092 -192084.57220841985 -171960.2641533041 -148007.55552758888

5YrAtGl

5-Year Financials at-a-Glance

Gross Sales 2019 2020 2021 2022 2023 2408140.7106852508 3084645.7434433717 3951197.4197868775 5061184.4434048207 6482993.6975269243 Gross Profit 2019 2020 2021 2022 2023 1926512.5685482011 2467716.5947546973 3160957.9358295021 4048947.5547238574 5186394.9580215393 Net Profit 2019 2020 2021 2022 2023 -31570.886104946258 351807.34861550282 833864.42415594077 1466919.4071324582 2298809.972732455

NS5Yr

5-Year Net Sales

Caribbean Passion 2019 2020 2021 2022 2023 1016770.5222893279 1302405.9805649791 1668283.3550211256 2136944.542770924 2737264.0056224791 Wellness Blend 2019 2020 2021 2022 2023 1270963.1528616601 1628007.4757062243 2085354.1937764082 2671180.6784636555 3421580.0070280996 Product Line 3 2019 2020 2021 2022 2023 Product Line 4 2019 2020 2021 2022 2023 Product Line 5 Product Line 6 Product Line 7 Product Line 8 Product Line 9 Product Line 10

License

	License Agreement
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	Business Plan Financials
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Config

CONFIG WORKSHEET
Sure Product Consulting: IMPORTANT: Do not remove or change anything on this worksheet! Doing so may render this product unusable!

Startup Year

2019
Sure Product Consulting: Sure Product Consulting: How does this get set? Headings on each worksheet are driven from it, but this does not seem to be connected t the Setup worksheet "what year wll your business start" question.

Version:

Startup Month

3.0

January

8/1/13

Startup Month Abbrev

Jan

Start Date:

Dec-14

CREDIT MULTIPLIER

Multiple

With "Credit Sales"

0.00

1.00

0.55

Working Capital Calc
Sure Product Consulting: Used by Ratios worksheet

$69,020

$32,776

$70,339

$141,689

$458,338

$1,265,335

$2,704,710

$4,991,520

Chart Titles

Year 1 String

2019

Year 1: Financials at-a-Glance (2019)

Year 2 String

2020

Year 1: Net Sales (2019)

Year 3 String

2021

Year 1: Cash Flow (2019)

Year 4 String

2022

Year 2: Cash Flow (2020)

Year 5 String

2023

DOUBLE LIST FOR Months on top of worksheets

January

February

March

April

May

June

July

August

September

October

November

December

January

February

March

April

May

June

July

August

September

October

November

December

Start Month

From Setup

January

February

March

April

May

June

July

August

September

October

November

December

Match Position in Doublelist

Adjust index to 1-12

Abbrev

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

To-Do List

Making a "Demo" version of this workbook, with watermark, 1 loan, 1 product line, 1 investment

Adding a Worksheet to do revolving credit calculations. See http://www.vertex42.com/Files/download/line-of-credit.html for a cool line of credit worksheet (it's complicated)

Cleaning up all the dates, lists of months, etc. on the config worksheet

Adding "Reset_XXX" subroutines for ALL the worksheets

Check PrintAreas, footers, headers for New DepnSchedule and New LoanPaymentSchedule

Your Company Name

Unlicensed Copy Unlicensed Copy Demo Use Only Demo Use Only Unlicensed Copy Unlicensed Copy Demo Use Only Demo Use Only Unlicensed Copy Unlicensed Copy Demo Use Only Demo Use Only Unlicensed Copy Unlicensed Copy Demo Use Only Demo Use Only

DepnSchedule

Sure Product Consulting: Is this depreciation schedule correct? If only one year of service, nothing is depreciated. If more than one year, we don't depreciate anything for year 1 it seems (or does that show up as an expense?)	Depreciation Schedule from CapEx Worksheet
														Dec-14	Jan-15	Feb-15	Mar-15	Apr-15	May-15	Jun-15	Jul-15	Aug-15	Sep-15	Oct-15	Nov-15	Dec-15	Jan-16	Feb-16	Mar-16	Apr-16	May-16	Jun-16	Jul-16	Aug-16	Sep-16	Oct-16	Nov-16	Dec-16	Jan-17	Feb-17	Mar-17	Apr-17	May-17	Jun-17	Jul-17	Aug-17	Sep-17	Oct-17	Nov-17	Dec-17	Jan-18	Feb-18	Mar-18	Apr-18	May-18	Jun-18	Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19
Item#	Category	Item Name	Purch Value	Salvage Value	Yrs of Service	Mos of Service	Month Purchased	Year Purchased	Purchase Month	End Month	End Date	Depn Amt montly		1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
1	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	- Sure Product Consulting: If "today's" month is one in this asset is dep'd over,	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
2	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
3	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
4	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
5	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
6	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
7	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
8	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
9	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
10	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
11	Equip	True Taste Bottling Machines	$9,600.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ 800		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
12	Equip	True Taste Bottling Machines	$9,600.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ 800		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
13	Equip	Mixer Beverage Filling Machines	$28,000.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ 2,333		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
14	Equip	Mixer Beverage Filling Machines	$28,000.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ 2,333		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
15	Equip	Panel Van	$10,000.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ 833		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
16	Equip	Panel Van	$10,000.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ 833		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
17	Equip	Panel Van	$10,000.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ 833		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
18	Equip	Panel Van	$10,000.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ 833		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
19	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
20	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
21	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
22	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
23	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
24	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
25	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
26	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
27	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
28	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
29	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
30	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
31	Comp	Apple Macintosh	$1,200.00	$0.00	3	36	Jan	2019	1	36	Nov-17	$ 33		33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
32	Comp	Apple Macintosh	$1,200.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ 100		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
33	Comp	Quicken Accounting	$200.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ 17		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
34	Comp	Truck routing software	$500.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ 42		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
35	Comp	Van tracking software	$500.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ 42		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
36	Comp	Graphic Software	$750.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ 63		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
37	Comp	Apple Macintosh	$1,200.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ 100		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
38	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
39	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
40	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
41	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
42	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
43	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
44	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
45	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
46	Comp	Mobile Phone	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
47	Comp	Landline	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
48	Comp	Fax machine	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
49	Comp	4 Desk phone - Customer service	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
50	Comp	Phone system	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
51	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15
52	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15
53	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15
54	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15
55	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15
56	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15
57	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15
58	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15
59	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15
60	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2019	1	12	Nov-15
		TOTAL												$ 33	$ 33	$ 33	$ 33	$ 33	$ 33	$ 33	$ 33	$ 33	$ 33	$ 33	$ 33	$ 33	$ 33	$ 33	$ 33	$ 33	$ 33	$ 33	$ 33	$ 33	$ 33	$ 33	$ 33	$ 33	$ 33	$ 33	$ 33	$ 33	$ 33	$ 33	$ 33	$ 33	$ 33	$ 33	$ 33	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -
		Land												-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		Facilities												-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		Equip												115,200	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		Comp												5,550	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		TOTAL Author: This goes into Cash Flow statement.											Author: This goes into Cash Flow statement.	120,750	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		TOTAL NON-DEPRECIABLE CAPITAL ASSETS Author: This goes into Income statement under "non-depreciable capital purchases"											Author: This goes into Income statement under "non-depreciable capital purchases"	Author: This goes into Cash Flow statement.	Author: This goes into Income statement under "non-depreciable capital purchases"												119,550	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Depreciation Schedule

LoanInvestSchedules

	Investment Proceeds										Investment Proceeds												Investment Proceeds												Investment Proceeds												Investment Proceeds												Investment Proceeds
											Dec-14	Jan-15	Feb-15	Mar-15	Apr-15	May-15	Jun-15	Jul-15	Aug-15	Sep-15	Oct-15	Nov-15	Dec-15	Jan-16	Feb-16	Mar-16	Apr-16	May-16	Jun-16	Jul-16	Aug-16	Sep-16	Oct-16	Nov-16	Dec-16	Jan-17	Feb-17	Mar-17	Apr-17	May-17	Jun-17	Jul-17	Aug-17	Sep-17	Oct-17	Nov-17	Dec-17	Jan-18	Feb-18	Mar-18	Apr-18	May-18	Jun-18	Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19
Inv #	Name of Invest Source	Amount			Start Month	Start Year	Infusion Month				1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
1	Melinda Cates	$40,000			Jan	2019	1				40,000.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
2	Glass Bottles	$3,000			Jan	2019	1				3,000.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
3	Metal Caps	$300			Jan	2019	1				300.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
4	Cardboard Carton	$500			Jan	2019	1				500.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
5	NAB Ingredients	$600			Jan	2019	1				600.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
6	Labels	$840			Jan	2019	1				840.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
7	Investment Source Name	$0			Jan	2019	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
8	Investment Source Name	$0			Jan	2019	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
9	Investment Source Name	$0			Jan	2019	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
10	Investment Source Name	$0			Jan	2019	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
11	Investment Source Name	$0			Jan	2019	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
12	Investment Source Name	$0			Jan	2019	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
13	Investment Source Name	$0			Jan	2019	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
14	Investment Source Name	$0			Jan	2019	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
15	Investment Source Name	$0			Jan	2019	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
									TOTAL:		$45,240	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan Payback Schedule (Principle + Interest)										Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)
											Dec-14	Jan-15	Feb-15	Mar-15	Apr-15	May-15	Jun-15	Jul-15	Aug-15	Sep-15	Oct-15	Nov-15	Dec-15	Jan-16	Feb-16	Mar-16	Apr-16	May-16	Jun-16	Jul-16	Aug-16	Sep-16	Oct-16	Nov-16	Dec-16	Jan-17	Feb-17	Mar-17	Apr-17	May-17	Jun-17	Jul-17	Aug-17	Sep-17	Oct-17	Nov-17	Dec-17	Jan-18	Feb-18	Mar-18	Apr-18	May-18	Jun-18	Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19 Sure Product Consulting: Note: We calculate loan payments beyond the end date of this business plan (5 years into future), in order to populate the Balance Sheet properly. Payments due in year 6 need to appear on the Short-Term Notes Payable line of Balance Sheet for Year 5. The remainder of the not-yet-made loan payments appear on Long-Term Notes Payable line of the Year 5 balance sheet.	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20	Oct-20	Nov-20
Loan #	Name of Loan Source	Amount	Rate	Periods	Start Month	Start Year	Begin Pay Month	End Pay Month	Pmt Amt (P+I)		1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60	61	62	63	64	65	66	67	68	69	70	71	72
1	Friends and Family	$20,000	5.00%	24	Jan	2019	1	24	877.43		877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
2	Funding from Angel investor	$75,000	1.80%	60	Jan	2019	1	60	1,308.03		1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	1,308.03	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
3	Minority Small Business Loan	$25,000	2.75%	36	Jan	2019	1	36	724.28		724.28	724.28	724.28	724.28	724.28	724.28	724.28	724.28	724.28	724.28	724.28	724.28	724.28	724.28	724.28	724.28	724.28	724.28	724.28	724.28	724.28	724.28	724.28	724.28	724.28	724.28	724.28	724.28	724.28	724.28	724.28	724.28	724.28	724.28	724.28	724.28	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
4	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
5	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
6	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
7	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
8	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
9	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
10	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
11	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
12	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
13	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
14	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
15	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
16	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
17	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
18	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
19	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
20	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
									TOTAL:		$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$2,910	$2,032	$2,032	$2,032	$2,032	$2,032	$2,032	$2,032	$2,032	$2,032	$2,032	$2,032	$2,032	$1,308	$1,308	$1,308	$1,308	$1,308	$1,308	$1,308	$1,308	$1,308	$1,308	$1,308	$1,308	$1,308	$1,308	$1,308	$1,308	$1,308	$1,308	$1,308	$1,308	$1,308	$1,308	$1,308	$1,308	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan - Interest Portion of Loan Payments										Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments
											Dec-14	Jan-15	Feb-15	Mar-15	Apr-15	May-15	Jun-15	Jul-15	Aug-15	Sep-15	Oct-15	Nov-15	Dec-15	Jan-16	Feb-16	Mar-16	Apr-16	May-16	Jun-16	Jul-16	Aug-16	Sep-16	Oct-16	Nov-16	Dec-16	Jan-17	Feb-17	Mar-17	Apr-17	May-17	Jun-17	Jul-17	Aug-17	Sep-17	Oct-17	Nov-17	Dec-17	Jan-18	Feb-18	Mar-18	Apr-18	May-18	Jun-18	Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20	Oct-20	Nov-20
Loan #	Name of Loan Source	Amount	Rate	Periods	Start Month	Start Year	Begin Pay Month	End Pay Month	Pmt Amt (P+I)		1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60	61	62	63	64	65	66	67	68	69	70	71	72
1	Friends and Family	$20,000.00	$0.05	$24.00	Jan	$2,019.00	1	24	877.43		83.33	80.02	76.70	73.37	70.02	66.65	63.27	59.88	56.47	53.05	49.62	46.17	42.71	39.23	35.74	32.23	28.71	25.17	21.62	18.05	14.47	10.88	7.27	3.64	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
2	Funding from Angel investor	$75,000	1.80%	60	Jan	2019	1	60	1,308.03		112.50	110.71	108.91	107.11	105.31	103.51	101.70	99.89	98.08	96.26	94.45	92.63	90.80	88.98	87.15	85.32	83.48	81.65	79.81	77.96	76.12	74.27	72.42	70.57	68.71	66.85	64.99	63.12	61.26	59.39	57.51	55.64	53.76	51.88	49.99	48.11	46.22	44.32	42.43	40.53	38.63	36.73	34.82	32.91	31.00	29.08	27.16	25.24	23.32	21.39	19.46	17.53	15.59	13.65	11.71	9.77	7.82	5.87	3.92	1.96	-	-	-	-	-	-	-	-	-	-	-	-
3	Minority Small Business Loan	$25,000	2.75%	36	Jan	2019	1	36	724.28		57.29	55.76	54.23	52.70	51.16	49.61	48.07	46.52	44.97	43.41	41.85	40.28	38.72	37.15	35.57	33.99	32.41	30.83	29.24	27.64	26.05	24.45	22.84	21.24	19.62	18.01	16.39	14.77	13.14	11.51	9.88	8.24	6.60	4.96	3.31	1.66	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
4	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
5	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
6	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
7	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
8	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
9	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
10	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
11	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
12	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
13	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
14	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
15	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
16	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
17	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
18	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
19	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
20	Loan Source Name	$0	0.00%	12	Jan	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
									TOTAL:		$253	$246	$240	$233	$226	$220	$213	$206	$200	$193	$186	$179	$172	$165	$158	$152	$145	$138	$131	$124	$117	$110	$103	$95	$88	$85	$81	$78	$74	$71	$67	$64	$60	$57	$53	$50	$46	$44	$42	$41	$39	$37	$35	$33	$31	$29	$27	$25	$23	$21	$19	$18	$16	$14	$12	$10	$8	$6	$4	$2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan Proceeds										Loan Proceeds												Loan Proceeds												Loan Proceeds												Loan Proceeds												Loan Proceeds
											Dec-14	Jan-15	Feb-15	Mar-15	Apr-15	May-15	Jun-15	Jul-15	Aug-15	Sep-15	Oct-15	Nov-15	Dec-15	Jan-16	Feb-16	Mar-16	Apr-16	May-16	Jun-16	Jul-16	Aug-16	Sep-16	Oct-16	Nov-16	Dec-16	Jan-17	Feb-17	Mar-17	Apr-17	May-17	Jun-17	Jul-17	Aug-17	Sep-17	Oct-17	Nov-17	Dec-17	Jan-18	Feb-18	Mar-18	Apr-18	May-18	Jun-18	Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19
Loan #	Name of Loan Source	Amount			Start Month	Start Year	Begin Pay Month				1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
1	Friends and Family	$20,000			Jan	2019	1				20,000.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
2	Funding from Angel investor	$75,000			Jan	2019	1				75,000.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
3	Minority Small Business Loan	$25,000			Jan	2019	1				25,000.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
4	Loan Source Name	$0			Jan	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
5	Loan Source Name	$0			Jan	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
6	Loan Source Name	$0			Jan	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
7	Loan Source Name	$0			Jan	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
8	Loan Source Name	$0			Jan	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
9	Loan Source Name	$0			Jan	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
10	Loan Source Name	$0			Jan	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
11	Loan Source Name	$0			Jan	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
12	Loan Source Name	$0			Jan	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
13	Loan Source Name	$0			Jan	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
14	Loan Source Name	$0			Jan	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
15	Loan Source Name	$0			Jan	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
16	Loan Source Name	$0			Jan	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
17	Loan Source Name	$0			Jan	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
18	Loan Source Name	$0			Jan	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
19	Loan Source Name	$0			Jan	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
20	Loan Source Name	$0			Jan	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
									TOTAL:		$120,000	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan Calculations for Balance Sheet										Loan Calculations for Balance Sheet												Loan Calculations for Balance Sheet
											First Quarter			Second Quarter			Third Quarter			Fourth Quarter			Year 2			Year 3			Year 4			Year 5
Loan #	Name of Loan Source	Amount	Rate	Periods	Start Month	Start Year	Begin Pay Month	Amount			Principle Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long
1	Friends and Family	$20,000.00	5.00%	24	Jan	2019	1	$20,000			$2,392	$9,873 Sure Product Consulting: If received proceeds this quarter, "Due Short" is all the payment of principle (not interest) due in the next 12 months from disbursement	$7,735 Sure Product Consulting: "Due Long" is whatever priciple is left: origloan - pricpaid so far - due short. Whatever is due more than 12 months out.	$4,814 Sure Product Consulting: cummulative principle paid: includes previous quarter's payments	$9,997	$5,189	$7,267	$10,122	$2,610	$9,751	$10,249	-$0	$20,000	$0	-$0	$20,000	$0	-$0	$20,000	$0	-$0	$20,000	$0	-$0
2	Funding from Angel investor	$75,000.00	1.80%	60	Jan	2019	1	$75,000			$3,592	$14,531	$56,878	$7,200	$14,596	$53,204	$10,825	$14,662	$49,514	$14,465	$14,728	$45,807	$29,193	$14,995	$30,812	$44,188	$15,267	$15,544	$59,456	$15,544	$0	$75,000	$0	$0
3	Minority Small Business Loan	$25,000.00	2.75%	36	Jan	2019	1	$25,000			$2,006	$8,161	$14,833	$4,025	$8,218	$12,757	$6,058	$8,274	$10,668	$8,106	$8,331	$8,563	$16,437	$8,563	$0	$25,000	$0	$0	$25,000	$0	$0	$25,000	$0	$0
4	Loan Source Name	$0.00	0.00%	12	Jan	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
5	Loan Source Name	$0.00	0.00%	12	Jan	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
6	Loan Source Name	$0.00	0.00%	12	Jan	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
7	Loan Source Name	$0.00	0.00%	12	Jan	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
8	Loan Source Name	$0.00	0.00%	12	Jan	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
9	Loan Source Name	$0.00	0.00%	12	Jan	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
10	Loan Source Name	$0.00	0.00%	12	Jan	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
11	Loan Source Name	$0.00	0.00%	12	Jan	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
12	Loan Source Name	$0.00	0.00%	12	Jan	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
13	Loan Source Name	$0.00	0.00%	12	Jan	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
14	Loan Source Name	$0.00	0.00%	12	Jan	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
15	Loan Source Name	$0.00	0.00%	12	Jan	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
16	Loan Source Name	$0.00	0.00%	12	Jan	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
17	Loan Source Name	$0.00	0.00%	12	Jan	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
18	Loan Source Name	$0.00	0.00%	12	Jan	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
19	Loan Source Name	$0.00	0.00%	12	Jan	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
20	Loan Source Name	$0.00	0.00%	12	Jan	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
									TOTAL:			$32,565	$79,445		$32,810	$71,150		$33,058	$62,792		$33,309	$54,370		$23,558	$30,812		$15,267	$15,544		$15,544	$0		$0	$0
	BETA - Monthly Loan Calculations for Balance Sheet										Loan Calculations for Balance Sheet												Loan Calculations for Balance Sheet
											Dec-14	Jan-15	Feb-15	Dec-14	Apr-15	May-15	Dec-14	Jul-15	Aug-15	Dec-14	Oct-15	Nov-15	Dec-14	Jan-16	Feb-16	Dec-14	Apr-16	May-16	Dec-14	Jul-16	Aug-16	Dec-14	Oct-16	Nov-16	Dec-14	Jan-17	Feb-17	Dec-14	Apr-17	May-17	Dec-14	Jul-17	Aug-17	Dec-14	Oct-17	Nov-17	Dec-14	Jan-18	Feb-18	Dec-14	Apr-18	May-18	Dec-14	Jul-18	Aug-18	Dec-14	Oct-18	Nov-18	Dec-14	Jan-19	Feb-19	Dec-14	Apr-19	May-19	Dec-14	Jul-19	Aug-19	Dec-14	Oct-19	Nov-19
Loan #	Name of Loan Source	Amount	Rate	Periods	Start Month	Start Year	Begin Pay Month	Last Month Num			1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
1	Friends and Family	$20,000.00	5.000%	24	Jan	$2,019.00	1	24		Principle Paid	$794.09	$1,591.50	$2,392.22	$3,196.29	$4,003.70	$4,814.47	$5,628.63	$6,446.18	$7,267.13	$8,091.50	$8,919.31	$9,750.57	$10,585.29	$11,423.49	$12,265.19	$13,110.38	$13,959.11	$14,811.36	$15,667.17	$16,526.55	$17,389.50	$18,256.05	$19,126.21	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00
										Due Short	$9,791.20	$9,832.00	$9,872.96	$9,914.10	$9,955.41	$9,996.89	$10,038.54	$10,080.37	$10,122.37	$10,164.55	$10,206.90	$10,249.43	$9,414.71	$8,576.51	$7,734.81	$6,889.62	$6,040.89	$5,188.64	$4,332.83	$3,473.45	$2,610.50	$1,743.95	$873.79	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
										Due Long	$9,414.71	$8,576.51	$7,734.81	$6,889.62	$6,040.89	$5,188.64	$4,332.83	$3,473.45	$2,610.50	$1,743.95	$873.79	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00
										TOTAL	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000

Loan & Investment Schedules for Disbursement & Repayment