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MAT510049VA016-1208-001 - BUSINESS STATISTICS

Case Study: Mortgage Approval Time Study Iviance Liggans on Sun, Nov 29 2020, 9:53 PM

100% highest match Submission ID: de1239e6-e345-4138-b764-0a80c06edbf8

Attachments (1)

WEEK 8 CASE STUDY.pptx

1 CASE STUDY 2: MORTGAGE APPROVAL TIME STUDY

Iviance Liggans

Strayer University

2 11/29/2020

3 A DESIGN OF EXPERIMENT (DOE) THE ONE-FACTOR-AT-A-TIME (OFAAT)

EXPERIMENTATION IS THE NATURE OF THE EXPERIMENT (DOE) THAT WILL BE

CARRIED OUT FOR THIS CONTEXTUAL INQUIRY (DURIVAGE, 2016).

1 EACH FACTOR OR VECTOR IS ANALYZED SEPARATELY IN THE OFAAT

EXPERIMENT BY CHANGING ONE VARIABLE WHILE DIFFERENT VARIABLES

REMAIN CONSTANT (HOERL AND SNEE, 2012).

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WEEK 8 CASE STUDY.pptx Word Count: 1,186 Attachment ID: 3780568081

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THERE ARE THREE VARIABLES IN THIS TRIAL TO DETERMINE THE USE OF

PARAMETERS AND RATIONAL CONSEQUENCES.

THE DIAGRAM OF CAUSE AND EFFECT WILL BETTER RECOGNIZE THE KEY

DRIVERS OF THE DIFFERING AMOUNT OF TIME TAKEN TO AUTHORIZE THE

MORTGAGE.

THE ESTIMATION OF THE DOWN PAYMENTS, ACQUISITION OF EVIDENCE OF

INCOME, HISTORY OF WORK, APPLICATION FORM, AND HOME HISTORY ARE

POSSIBLE KEY CAUSES OF THE DIFFERING AMOUNT OF TIME IT TAKES FOR THE

MORTGAGE LOAN TO BE ACCEPTED. 4 (MAAS & GARILLOT, 2019).

1 LET'S SEE THE CONSEQUENCES OF THESE DIFFERENT SMALL VARIATIONS

FROM THE RESULTS OF EACH TRIAL. THE KEY EXPERIMENT IS ACTUALLY

USING THE DATA FROM THE GRAPH AND ACHIEVING STANDARD APPROVAL

PERIOD FOR LOANS.

DOE Continued

DOE

1 CH MZ R CHMZ CHR MZR -25.125 16.125 -12.375 -16.125 7.375 5.125 CH MZ R

CHMZ CHR MZR -28.25 21.25 -94 -19.5 0.5 -4.5 CH MZ R CHMZ CHR MZR -19.875

19.375 -8.875 -18.125 0.125 4.875 CH MZ R CHMZ CHR MZR -21.375 18.125 -9.875

-18.375 0.125 -0.875 CH MZ R CHMZ CHR MZR -29.25 20.5 -6.75 -11.75 -6.5 2.25

DOE Analysis

1 THE MEASURED IMPACT FACTOR FOR ALL CLUSTERS OF EXPERIMENTS

(SERIES 1-5) IS APPARENT, BUT THERE IS ONE POINT IN SERIES 2 THAT IS AN

OUTLIER.

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THIS OUTLIER HAPPENS WHEN THE IMPACT FACTOR BETWEEN THE AREA AND

EXPERIMENT 2 IS DETERMINED.

THIS SUGGESTS THAT THE AREA HAS A HUGE INFLUENCE ON THE AMOUNT OF

TIME IT TAKES TO GET A MORTGAGE ACCEPTED.

LESS QUANTITY, HIGH CREDIT SCORE, AND THE EASTERN PORTION OF THE

UNITED STATES ARE OBVIOUSLY THE MOST ACCEPTABLE MIX TO GET THE

MORTGAGE ACCEPTED IN THE SHORTEST POSSIBLE PERIOD.

CREDIT SCORES REFLECT THE VALUE OF AN APPLICANT TO FINANCIAL

INSTITUTIONS.

3 DOE ANALYSIS CONTINUED

1 THE CREDIT SCORE DETERMINES HOW EXPENSIVE OR CONVENIENT IT IS

FOR A PERSON TO SECURE A MORTGAGE LOAN.

TYPICALLY, LENDERS LOOK AT THE CREDIT SCORE BEFORE ASSESSING THE

WILLINGNESS OF AN INDIVIDUAL TO PAY.

USUALLY, LENDERS PREFER PEOPLE WITH DECENT OR OUTSTANDING CREDIT

RATINGS.

PEOPLE WITH OUTSTANDING CREDIT RATINGS ARE CAPABLE OF SAVING

THOUSANDS OF DOLLARS.

The scale of the mortgage determines the period for clearance.

1 IT TAKES LESS TIME TO ACCEPT HOME LOANS OF LESS THAN $500,000 AND

LESS SUMS ALSO TRANSLATE TO LOWER DOWN PAYMENTS, MAKING IT AN

OUTSTANDING PROXY FOR MORTGAGE OWNERS TO RECOGNIZE.

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IT IS CLEAR THAT AUTHORIZING MORTGAGE LOANS IN THE EASTERN PORTION

OF THE UNITED STATES REQUIRES A SHORTER PERIOD.

3 GRAPHICAL DISPLAY TOOL THE GRAPHICAL TOOLS USED TO DISPLAY THE

EFFECTS OF THE DIOE THAT IS PERFORMED IN PROBLEM ONE IS A SCATTER

MAP (SELVAMUTHU & DAS, 2018) (SELVAMUTHU & DAS, 2018).

A quick graphic of the prospective driving factors of personal loan time is taken into account in the

cause and effect diagram.

1 IT IS ALSO POSSIBLE TO CHANGE THE CAUSE AND EFFECT MAP BY

INTRODUCING AND REMOVING THE ROOT CAUSE AND MARKING OF GENERAL

AND UNIQUE VARIANTS.

A SCHEMATIC DELINEATION OF THE LINKED DATA POINT AND HOW THE POINT

INTERACTS WITH EACH OTHER IS TAKEN INTO ACCOUNT IN THE SCATTER

GRAPH.

THE GRAPH SHOWS TRENDS AND THE BEARING OF SUCH EXAMPLES, WHICH

WILL AGAIN SHOW THE NEED FOR ADJUSTMENTS TO ALLOW PROGRESS.

THE ABOVE-PLOTTED DETAILS INDICATES A FEW OUTLINERS IN ANY OF THE

FIVE EXPERIMENTS THAT HAVE TO BE TACKLED TO MINIMIZE THE LENGTH OF

TIME IT TAKES TO ACCEPT A MORTGAGE LOAN.

3 DATA SAMPLING METHOD

A LARGE SAMPLE SIZE GIVES THE STUDY THE ABILITY TO RAISE THE DEGREE

OF IMPORTANCE OF THE FINDINGS DUE TO THE FACT THAT THE CONFIDENCE

OF THE RESULTS HAS MORE PROBABILITY OF RISING WITH HIGHER SAMPLE

SIZE (SELVAMUTHU & DAS, 2018) (SELVAMUTHU & DAS, 2018).

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1 A LARGE SAMPLE SIZE RESULTS IN IMPROVED PRECISION IN MIRRORING

THE BEHAVIOR OF THE WHOLE GROUP.

THE CONDITIONS IN WHICH THE USE OF A LARGER SAMPLE WOULD HAVE

BEEN ACCEPTABLE INCLUDE THE NEED TO DISTINGUISH THE OUTLIERS

QUICKLY, THE NEED TO IMPROVE THE QUALITY AND ACCURACY OF THE DATA,

AND THE NEED TO REMOVE INACCURATE FIGURES WHERE THERE IS AN

OUTLIER IN THE SAMPLE.

3 DATA SAMPLING METHOD CONTINUED

1 A SURVEY OF FIVE MORTGAGES IS INSUFFICIENT TO ACCESS THE

SEGMENTATION TECHNIQUES OF VARIABLES' IMPACTS, SINCE IT IS NOT EASY

TO DISTINGUISH THE OUTLIERS (SELVAMUTHU & DAS, 2018).

I WOULD SUGGEST A SAMPLE SIZE OF 30 AS A RESULT.

IT IS POSSIBLE TO IMPROVE THE PRECISION OF THE FINDINGS FROM A

GREATER SAMPLE SIZE.

IN COMPARISON, A GREATER SAMPLE SIZE LEADS TO NARROWER MARGINS OR

DEFECTS, THEREBY ENHANCING THE VALIDITY AND ACCURACY OF THE

RESULTS.

3 OTHER VARIABLES TO BE STUDIED

The other indicator answers that may be of concern to assess and analyze are recent transaction

history and the debt to earnings ratio (Maas & Garillot, 2019) (Maas & Garillot, 2019).

1 THESE TWO CONSIDERATIONS ARE VERY SIGNIFICANT INDICATORS OF THE

PROCEDURE A PERSON WILL HAVE TO GO THROUGH BEFORE RECEIVING THE

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LOAN.

IN DECIDING WHETHER AN INDIVIDUAL WILL BE ABLE TO PAY THE DEBT,

LOOKING AT THE RECENT PAYMENT HISTORY IS IMPORTANT.

Many years ago the missing payments may lead to previous bad credit; today, it might not be a

problem.

1 BUT OVERDRAFT FEES FROM LAST MONTH COULD MINIMIZE A PERSON'S

CHANCE OF HAVING A LOAN (MAAS & GARILLOT, 2019).

IT IS NECESSARY TO MEASURE THE GROSS DEBT AS A PERCENTAGE OF THE

INCOME OF AN INDIVIDUAL TO ASSESS HIS ABILITY TO PAY.

5 A RATIO OF LESS THAN 36 PERCENT IS GOOD; 1 HOWEVER, DEBT-TO-

INCOME RATIOS DO NOT AUTOMATICALLY DISQUALIFY AN APPLICANT FROM A

LOAN.

Overall Recommendation

1 BASED ON THE BOE, BY ALLOWING AUTOMATED AUTHENTICATION

PROCESSES DURING THE LOAN PERIOD, FINANCIAL SERVICES PROVIDERS CAN

SHORTEN MORTGAGE APPROVAL TIMES.

THIS INVOLVES THE USE OF TECHNOLOGY SUCH AS, AMONG OTHERS,

ARTIFICIAL INTELLIGENCE, DEEP LEARNING, API AND MICRO SERVICES.

INTEGRATING SUCH TECHNOLOGY INTO THE METHOD OF LOAN ORIGINATION

WILL DRAMATICALLY MINIMIZE MUNDANE HUMAN LABOUR, HANDLE LARGE

AMOUNTS OF TRANSACTIONS EASILY, AND DECREASE THE AVERAGE

PROCESSING TIME OF THE LOAN.

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THE INTRODUCTION OF A ONE-CLICK PRE-APPROVAL MECHANISM FOR

MORTGAGE LOANS IS ONE OF THE MOST RELEVANT PRIMARY INDUSTRY

FACTORS.

AUTOMATION HELPS TO CAPTURE ALL CRITICAL DATA FOR FASTER APPROVAL

OF LOANS.

References

Durivage, M. A. (2016). 1 PRACTICAL DESIGN OF EXPERIMENTS (DOE): A GUIDE

FOR OPTIMIZING DESIGNS AND PROCESSES. Milwaukee, Wisconsin: 1 ASQ

QUALITY PRESS.

HOERL, R., & SNEE, R. (2012). 1 STATISTICAL THINKING IMPROVING BUSINESS

PERFORMANCE. Hoboken: 1 JOHN WILEY AND SONS, INC.

MAAS, G., & GARILLOT, F. (2019). 1 STREAM PROCESSING WITH APACHE SPARK:

MASTERING STRUCTURED STREAMING AND SPARK STREAMING. Beijing: O'Reilly.

1 SELVAMUTHU, D., & DAS, D. (2018). 1 INTRODUCTION TO STATISTICAL

METHODS, DESIGN OF EXPERIMENTS AND STATISTICAL QUALITY CONTROL.

Singapore: Springer.

Citations (5/5) 1 Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case

Study Week 8 Assignment.docx 2 Another student's paper: Author: Jay Khan; Submitted: Sun, Nov 29 2020, 1:27 AM; Filename: Case Study -

Mortgage Approval Time Study Final PPT.pptx 3 Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Week 8

Assignment.pptx 4 Another student's paper: Author: aida elhamdouni; Submitted: Sat, Jun 06 2020, 3:11 PM; Filename:

Elhamdouni_Aida_Case Study2.docx 5 Another student's paper: Author: aida elhamdouni; Submitted: Sat, Jun 06 2020, 3:11 PM; Filename:

Elhamdouni_Aida_Case Study 2.docx.pptx

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Matched Text

Suspected Entry: 100% match

Uploaded - WEEK 8 CASE STUDY.pptx CASE STUDY 2

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

CASE STUDY 2

Suspected Entry: 100% match

Uploaded - WEEK 8 CASE STUDY.pptx MORTGAGE APPROVAL TIME STUDY

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

Mortgage Approval Time Study

Suspected Entry: 100% match

Uploaded - WEEK 8 CASE STUDY.pptx EACH FACTOR OR VECTOR IS ANALYZED SEPARATELY IN THE OFAAT EXPERIMENT BY CHANGING ONE VARIABLE WHILE DIFFERENT VARIABLES REMAIN CONSTANT (HOERL AND SNEE, 2012)

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

Each factor or vector is analyzed separately in the OFAAT experiment by changing one variable while different variables remain constant (Hoerl and Snee, 2012)

Suspected Entry: 99% match

Uploaded - WEEK 8 CASE STUDY.pptx THERE ARE THREE VARIABLES IN THIS TRIAL TO DETERMINE THE USE OF PARAMETERS AND RATIONAL CONSEQUENCES

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

There are three variables in this trial to determine the use of parameters and rational consequences

Suspected Entry: 99% match

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Uploaded - WEEK 8 CASE STUDY.pptx THE DIAGRAM OF CAUSE AND EFFECT WILL BETTER RECOGNIZE THE KEY DRIVERS OF THE DIFFERING AMOUNT OF TIME TAKEN TO AUTHORIZE THE MORTGAGE

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

The diagram of cause and effect will better recognize the key drivers of the differing amount of time taken to authorize the mortgage

Suspected Entry: 67% match

Uploaded - WEEK 8 CASE STUDY.pptx THE ESTIMATION OF THE DOWN PAYMENTS, ACQUISITION OF EVIDENCE OF INCOME, HISTORY OF WORK, APPLICATION FORM, AND HOME HISTORY ARE POSSIBLE KEY CAUSES OF THE DIFFERING AMOUNT OF TIME IT TAKES FOR THE MORTGAGE LOAN TO BE ACCEPTED

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

The estimation of down costs, acquisition of evidence of income, job records, investment statements, and home history are the possible key factors of a differing period of time needed for the mortgage loan to be accepted (Maas & Garillot, 2019)

Suspected Entry: 99% match

Uploaded - WEEK 8 CASE STUDY.pptx LET'S SEE THE CONSEQUENCES OF THESE DIFFERENT SMALL VARIATIONS FROM THE RESULTS OF EACH TRIAL

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

Let's see the consequences of these different small variations from the results of each trial

Suspected Entry: 100% match

Uploaded - WEEK 8 CASE STUDY.pptx THE KEY EXPERIMENT IS ACTUALLY USING THE DATA FROM THE GRAPH AND ACHIEVING STANDARD APPROVAL PERIOD FOR LOANS

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

The key experiment is actually using the data from the graph and achieving standard approval period for loans

Suspected Entry: 100% match

Uploaded - WEEK 8 CASE STUDY.pptx

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CH MZ R CHMZ CHR MZR -25.125 16.125 -12.375 -16.125 7.375 5.125 CH MZ R CHMZ CHR MZR -28.25 21.25 -94 -19.5 0.5 -4.5 CH MZ R CHMZ CHR MZR -19.875 19.375 -8.875 -18.125 0.125 4.875 CH MZ R CHMZ CHR MZR -21.375 18.125 -9.875 -18.375 0.125 -0.875 CH MZ R CHMZ CHR MZR -29.25 20.5 -6.75 -11.75 -6.5 2.25

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

Suspected Entry: 99% match

Uploaded - WEEK 8 CASE STUDY.pptx THE MEASURED IMPACT FACTOR FOR ALL CLUSTERS OF EXPERIMENTS (SERIES 1-5) IS APPARENT, BUT THERE IS ONE POINT IN SERIES 2 THAT IS AN OUTLIER

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

The measured impact factor for all clusters of experiments (series 1-5) is apparent, but there is one point in series 2 that is an outlier

Suspected Entry: 100% match

Uploaded - WEEK 8 CASE STUDY.pptx THIS OUTLIER HAPPENS WHEN THE IMPACT FACTOR BETWEEN THE AREA AND EXPERIMENT 2 IS DETERMINED

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

This outlier happens when the impact factor between the area and experiment 2 is determined

Suspected Entry: 99% match

Uploaded - WEEK 8 CASE STUDY.pptx THIS SUGGESTS THAT THE AREA HAS A HUGE INFLUENCE ON THE AMOUNT OF TIME IT TAKES TO GET A MORTGAGE ACCEPTED

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

This suggests that the area has a huge influence on the amount of time it takes to get a mortgage accepted

Suspected Entry: 99% match

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Uploaded - WEEK 8 CASE STUDY.pptx LESS QUANTITY, HIGH CREDIT SCORE, AND THE EASTERN PORTION OF THE UNITED STATES ARE OBVIOUSLY THE MOST ACCEPTABLE MIX TO GET THE MORTGAGE ACCEPTED IN THE SHORTEST POSSIBLE PERIOD

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

Less quantity, high credit score, and the eastern portion of the United States are obviously the most acceptable mix to get the mortgage accepted in the shortest possible period

Suspected Entry: 94% match

Uploaded - WEEK 8 CASE STUDY.pptx CREDIT SCORES REFLECT THE VALUE OF AN APPLICANT TO FINANCIAL INSTITUTIONS

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

Next, credit scores reflect the value of an applicant to financial institutions

Suspected Entry: 69% match

Uploaded - WEEK 8 CASE STUDY.pptx THE CREDIT SCORE DETERMINES HOW EXPENSIVE OR CONVENIENT IT IS FOR A PERSON TO SECURE A MORTGAGE LOAN

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

As a consequence, it determines how difficult or convenient it is for a person to get a mortgage loan

Suspected Entry: 99% match

Uploaded - WEEK 8 CASE STUDY.pptx TYPICALLY, LENDERS LOOK AT THE CREDIT SCORE BEFORE ASSESSING THE WILLINGNESS OF AN INDIVIDUAL TO PAY

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

Typically, lenders look at the credit score before assessing the willingness of an individual to pay

Suspected Entry: 100% match

Uploaded - WEEK 8 CASE STUDY.pptx Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

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USUALLY, LENDERS PREFER PEOPLE WITH DECENT OR OUTSTANDING CREDIT RATINGS

Usually, lenders prefer people with decent or outstanding credit ratings

Suspected Entry: 99% match

Uploaded - WEEK 8 CASE STUDY.pptx PEOPLE WITH OUTSTANDING CREDIT RATINGS ARE CAPABLE OF SAVING THOUSANDS OF DOLLARS

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

People with outstanding credit ratings are capable of saving thousands of dollars

Suspected Entry: 100% match

Uploaded - WEEK 8 CASE STUDY.pptx IT TAKES LESS TIME TO ACCEPT HOME LOANS OF LESS THAN $500,000 AND LESS SUMS ALSO TRANSLATE TO LOWER DOWN PAYMENTS, MAKING IT AN OUTSTANDING PROXY FOR MORTGAGE OWNERS TO RECOGNIZE

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

It takes less time to accept home loans of less than $500,000 and less sums also translate to lower down payments, making it an outstanding proxy for mortgage owners to recognize

Suspected Entry: 96% match

Uploaded - WEEK 8 CASE STUDY.pptx IT IS CLEAR THAT AUTHORIZING MORTGAGE LOANS IN THE EASTERN PORTION OF THE UNITED STATES REQUIRES A SHORTER PERIOD

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

Finally, it is clear that authorizing mortgage loans in the Eastern portion of the United States requires a shorter period

Suspected Entry: 100% match

Uploaded - WEEK 8 CASE STUDY.pptx IT IS ALSO POSSIBLE TO CHANGE THE CAUSE AND EFFECT MAP BY INTRODUCING AND REMOVING THE ROOT CAUSE AND MARKING OF GENERAL AND UNIQUE VARIANTS

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

It is also possible to change the cause and effect map by introducing and removing the root cause and marking of general and unique variants

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Suspected Entry: 99% match

Uploaded - WEEK 8 CASE STUDY.pptx A SCHEMATIC DELINEATION OF THE LINKED DATA POINT AND HOW THE POINT INTERACTS WITH EACH OTHER IS TAKEN INTO ACCOUNT IN THE SCATTER GRAPH

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

A schematic delineation of the linked data point and how the point interacts with each other is taken into account in the scatter graph

Suspected Entry: 92% match

Uploaded - WEEK 8 CASE STUDY.pptx THE GRAPH SHOWS TRENDS AND THE BEARING OF SUCH EXAMPLES, WHICH WILL AGAIN SHOW THE NEED FOR ADJUSTMENTS TO ALLOW PROGRESS

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

The graph shows trends and the bearing of such examples, which will again illustrate the need for adjustments to allow progress

Suspected Entry: 100% match

Uploaded - WEEK 8 CASE STUDY.pptx THE ABOVE-PLOTTED DETAILS INDICATES A FEW OUTLINERS IN ANY OF THE FIVE EXPERIMENTS THAT HAVE TO BE TACKLED TO MINIMIZE THE LENGTH OF TIME IT TAKES TO ACCEPT A MORTGAGE LOAN

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

The above-plotted details indicates a few outliners in any of the five experiments that have to be tackled to minimize the length of time it takes to accept a mortgage loan

Suspected Entry: 100% match

Uploaded - WEEK 8 CASE STUDY.pptx A LARGE SAMPLE SIZE RESULTS IN IMPROVED PRECISION IN MIRRORING THE BEHAVIOR OF THE WHOLE GROUP

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

In mirroring the behavior of the whole group, a large sample size results in improved precision

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Suspected Entry: 96% match

Uploaded - WEEK 8 CASE STUDY.pptx THE CONDITIONS IN WHICH THE USE OF A LARGER SAMPLE WOULD HAVE BEEN ACCEPTABLE INCLUDE THE NEED TO DISTINGUISH THE OUTLIERS QUICKLY, THE NEED TO IMPROVE THE QUALITY AND ACCURACY OF THE DATA, AND THE NEED TO REMOVE INACCURATE FIGURES WHERE THERE IS AN OUTLIER IN THE SAMPLE

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

The conditions in which the use of a larger sample would have been acceptable include the need to distinguish the outliers efficiently, the need to improve the quality and accuracy of the data, and the need to remove inaccurate figures where there is an outlier in the sample

Suspected Entry: 79% match

Uploaded - WEEK 8 CASE STUDY.pptx A SURVEY OF FIVE MORTGAGES IS INSUFFICIENT TO ACCESS THE SEGMENTATION TECHNIQUES OF VARIABLES&APOS

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

A survey of five mortgages is insufficient to access the relative magnitudes of variables&apos

Suspected Entry: 100% match

Uploaded - WEEK 8 CASE STUDY.pptx IMPACTS, SINCE IT IS NOT EASY TO DISTINGUISH THE OUTLIERS (SELVAMUTHU & DAS, 2018)

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

impacts, since it is not easy to distinguish the outliers (Selvamuthu & Das, 2018)

Suspected Entry: 100% match

Uploaded - WEEK 8 CASE STUDY.pptx I WOULD SUGGEST A SAMPLE SIZE OF 30 AS A RESULT

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

I would suggest a sample size of 30 as a result

Suspected Entry: 100% match

Uploaded - WEEK 8 CASE STUDY.pptx

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IT IS POSSIBLE TO IMPROVE THE PRECISION OF THE FINDINGS FROM A GREATER SAMPLE SIZE Source - Another student's paper: Author: Lawanda

Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

It is possible to improve the precision of the findings from a greater sample size

Suspected Entry: 100% match

Uploaded - WEEK 8 CASE STUDY.pptx IN COMPARISON, A GREATER SAMPLE SIZE LEADS TO NARROWER MARGINS OR DEFECTS, THEREBY ENHANCING THE VALIDITY AND ACCURACY OF THE RESULTS

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

In comparison, a greater sample size leads to narrower margins or defects, thereby enhancing the validity and accuracy of the results

Suspected Entry: 77% match

Uploaded - WEEK 8 CASE STUDY.pptx THESE TWO CONSIDERATIONS ARE VERY SIGNIFICANT INDICATORS OF THE PROCEDURE A PERSON WILL HAVE TO GO THROUGH BEFORE RECEIVING THE LOAN

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

Before receiving the loan, these two variables are very critical indicators of the procedure an individual will have to go through

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Uploaded - WEEK 8 CASE STUDY.pptx IN DECIDING WHETHER AN INDIVIDUAL WILL BE ABLE TO PAY THE DEBT, LOOKING AT THE RECENT PAYMENT HISTORY IS IMPORTANT

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

In deciding whether an individual will be able to pay the debt, looking at the recent payment history is important

Suspected Entry: 85% match

Uploaded - WEEK 8 CASE STUDY.pptx Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

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BUT OVERDRAFT FEES FROM LAST MONTH COULD MINIMIZE A PERSON'S CHANCE OF HAVING A LOAN (MAAS & GARILLOT, 2019)

But missed payments from last month could minimize a person's chance of having a loan (Maas & Garillot, 2019)

Suspected Entry: 73% match

Uploaded - WEEK 8 CASE STUDY.pptx IT IS NECESSARY TO MEASURE THE GROSS DEBT AS A PERCENTAGE OF THE INCOME OF AN INDIVIDUAL TO ASSESS HIS ABILITY TO PAY

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

Additionally, in assessing his capacity to pay, it is necessary to determine the gross debt as a percentage of the income of an individual

Suspected Entry: 74% match

Uploaded - WEEK 8 CASE STUDY.pptx HOWEVER, DEBT-TO-INCOME RATIOS DO NOT AUTOMATICALLY DISQUALIFY AN APPLICANT FROM A LOAN

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

however, debt to income ratio does not automatically disqualify an individual from a loan

Suspected Entry: 100% match

Uploaded - WEEK 8 CASE STUDY.pptx BASED ON THE BOE, BY ALLOWING AUTOMATED AUTHENTICATION PROCESSES DURING THE LOAN PERIOD, FINANCIAL SERVICES PROVIDERS CAN SHORTEN MORTGAGE APPROVAL TIMES

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

Based on the BOE, by allowing automated authentication processes during the loan period, financial services providers can shorten mortgage approval times

Suspected Entry: 92% match

Uploaded - WEEK 8 CASE STUDY.pptx THIS INVOLVES THE USE OF TECHNOLOGY SUCH AS, AMONG OTHERS, ARTIFICIAL INTELLIGENCE, DEEP LEARNING, API AND MICRO SERVICES

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

This involves utilizing technology such as, among others, Artificial Intelligence, Deep Learning, API, and Micro Services

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Suspected Entry: 100% match

Uploaded - WEEK 8 CASE STUDY.pptx INTEGRATING SUCH TECHNOLOGY INTO THE METHOD OF LOAN ORIGINATION WILL DRAMATICALLY MINIMIZE MUNDANE HUMAN LABOUR, HANDLE LARGE AMOUNTS OF TRANSACTIONS EASILY, AND DECREASE THE AVERAGE PROCESSING TIME OF THE LOAN

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

Integrating such technology into the method of loan origination will dramatically minimize mundane human labour, handle large amounts of transactions easily, and decrease the average processing time of the loan

Suspected Entry: 100% match

Uploaded - WEEK 8 CASE STUDY.pptx THE INTRODUCTION OF A ONE-CLICK PRE- APPROVAL MECHANISM FOR MORTGAGE LOANS IS ONE OF THE MOST RELEVANT PRIMARY INDUSTRY FACTORS

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

The introduction of a one-click pre-approval mechanism for mortgage loans is one of the most relevant primary industry factors

Suspected Entry: 100% match

Uploaded - WEEK 8 CASE STUDY.pptx AUTOMATION HELPS TO CAPTURE ALL CRITICAL DATA FOR FASTER APPROVAL OF LOANS

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

Automation helps to capture all critical data for faster approval of loans

Suspected Entry: 100% match

Uploaded - WEEK 8 CASE STUDY.pptx PRACTICAL DESIGN OF EXPERIMENTS (DOE)

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

Practical design of experiments (DOE)

Suspected Entry: 100% match

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Uploaded - WEEK 8 CASE STUDY.pptx A GUIDE FOR OPTIMIZING DESIGNS AND PROCESSES

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

A guide for optimizing designs and processes

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Uploaded - WEEK 8 CASE STUDY.pptx ASQ QUALITY PRESS

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

ASQ Quality Press

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Uploaded - WEEK 8 CASE STUDY.pptx HOERL, R., & SNEE, R

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

Hoerl, R., & Snee, R

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Uploaded - WEEK 8 CASE STUDY.pptx STATISTICAL THINKING IMPROVING BUSINESS PERFORMANCE

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

Statistical Thinking Improving Business Performance

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Uploaded - WEEK 8 CASE STUDY.pptx JOHN WILEY AND SONS, INC

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

John Wiley and Sons, Inc

Suspected Entry: 100% match

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Uploaded - WEEK 8 CASE STUDY.pptx MAAS, G., & GARILLOT, F

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

Maas, G., & Garillot, F

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Uploaded - WEEK 8 CASE STUDY.pptx STREAM PROCESSING WITH APACHE SPARK

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

Stream processing with Apache Spark

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Uploaded - WEEK 8 CASE STUDY.pptx MASTERING STRUCTURED STREAMING AND SPARK STREAMING

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

Mastering structured streaming and Spark streaming

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Uploaded - WEEK 8 CASE STUDY.pptx SELVAMUTHU, D., & DAS, D

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

Selvamuthu, D., & Das, D

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Uploaded - WEEK 8 CASE STUDY.pptx INTRODUCTION TO STATISTICAL METHODS, DESIGN OF EXPERIMENTS AND STATISTICAL QUALITY CONTROL

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx

Introduction to statistical methods, design of experiments and statistical quality control

Suspected Entry: 63% match

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Uploaded - WEEK 8 CASE STUDY.pptx 11/29/2020

Source - Another student's paper: Author: Jay Khan; Submitted: Sun, Nov 29 2020, 1:27 AM; Filename: Case Study - Mortgage Approval Time Study Final PPT.pptx

11/28/2020

Suspected Entry: 90% match

Uploaded - WEEK 8 CASE STUDY.pptx A DESIGN OF EXPERIMENT (DOE) THE ONE- FACTOR-AT-A-TIME (OFAAT) EXPERIMENTATION IS THE NATURE OF THE EXPERIMENT (DOE) THAT WILL BE CARRIED OUT FOR THIS CONTEXTUAL INQUIRY (DURIVAGE, 2016)

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Week 8 Assignment.pptx

A Design of Experiment (DOE) The design of experiment (DOE) that will be carried out for this contextual investigation is the one-factor-at-a-time (OFAAT) experimentation (Durivage, 2016)

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Uploaded - WEEK 8 CASE STUDY.pptx DOE ANALYSIS CONTINUED

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Week 8 Assignment.pptx

DOE Analysis Continued

Suspected Entry: 67% match

Uploaded - WEEK 8 CASE STUDY.pptx GRAPHICAL DISPLAY TOOL THE GRAPHICAL TOOLS USED TO DISPLAY THE EFFECTS OF THE DIOE THAT IS PERFORMED IN PROBLEM ONE IS A SCATTER MAP (SELVAMUTHU & DAS, 2018) (SELVAMUTHU & DAS, 2018)

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Week 8 Assignment.pptx

Graphical Display Tool The graphical instruments used to present the results of the DIOE that is conducted in question one is a scatter chart (Selvamuthu & Das, 2018)

Suspected Entry: 100% match

Uploaded - WEEK 8 CASE STUDY.pptx DATA SAMPLING METHOD

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Week 8 Assignment.pptx

Data Sampling Method

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Suspected Entry: 71% match

Uploaded - WEEK 8 CASE STUDY.pptx A LARGE SAMPLE SIZE GIVES THE STUDY THE ABILITY TO RAISE THE DEGREE OF IMPORTANCE OF THE FINDINGS DUE TO THE FACT THAT THE CONFIDENCE OF THE RESULTS HAS MORE PROBABILITY OF RISING WITH HIGHER SAMPLE SIZE (SELVAMUTHU & DAS, 2018) (SELVAMUTHU & DAS, 2018)

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Week 8 Assignment.pptx

A large sample size gives the research the opportunity to increase the level of significance of the findings due to the fact that the confidence of the results has more likelihood of increasing with higher sample size (Selvamuthu & Das, 2018)

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Uploaded - WEEK 8 CASE STUDY.pptx DATA SAMPLING METHOD CONTINUED

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Week 8 Assignment.pptx

Data Sampling Method Continued

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Uploaded - WEEK 8 CASE STUDY.pptx OTHER VARIABLES TO BE STUDIED

Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Week 8 Assignment.pptx

Other Variables to Be Studied

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Uploaded - WEEK 8 CASE STUDY.pptx (MAAS & GARILLOT, 2019)

Source - Another student's paper: Author: aida elhamdouni; Submitted: Sat, Jun 06 2020, 3:11 PM; Filename: Elhamdouni_Aida_Case Study2.docx

(Maas & Garillot, 2019)

Suspected Entry: 82% match

Uploaded - WEEK 8 CASE STUDY.pptx

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A RATIO OF LESS THAN 36 PERCENT IS GOOD

Source - Another student's paper: Author: aida elhamdouni; Submitted: Sat, Jun 06 2020, 3:11 PM; Filename: Elhamdouni_Aida_Case Study 2.docx.pptx

It is good to have a ratio of less than 36%