homework 8
vliggs716
IvianceLiggansmortgage.pdf
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MAT510049VA016-1208-001 - BUSINESS STATISTICS
Case Study: Mortgage Approval Time Study Iviance Liggans on Sun, Nov 29 2020, 9:53 PM
100% highest match Submission ID: de1239e6-e345-4138-b764-0a80c06edbf8
Attachments (1)
WEEK 8 CASE STUDY.pptx
1 CASE STUDY 2: MORTGAGE APPROVAL TIME STUDY
Iviance Liggans
Strayer University
2 11/29/2020
3 A DESIGN OF EXPERIMENT (DOE) THE ONE-FACTOR-AT-A-TIME (OFAAT)
EXPERIMENTATION IS THE NATURE OF THE EXPERIMENT (DOE) THAT WILL BE
CARRIED OUT FOR THIS CONTEXTUAL INQUIRY (DURIVAGE, 2016).
1 EACH FACTOR OR VECTOR IS ANALYZED SEPARATELY IN THE OFAAT
EXPERIMENT BY CHANGING ONE VARIABLE WHILE DIFFERENT VARIABLES
REMAIN CONSTANT (HOERL AND SNEE, 2012).
(http://safeassign.blackboard.com/)
WEEK 8 CASE STUDY.pptx Word Count: 1,186 Attachment ID: 3780568081
100%
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THERE ARE THREE VARIABLES IN THIS TRIAL TO DETERMINE THE USE OF
PARAMETERS AND RATIONAL CONSEQUENCES.
THE DIAGRAM OF CAUSE AND EFFECT WILL BETTER RECOGNIZE THE KEY
DRIVERS OF THE DIFFERING AMOUNT OF TIME TAKEN TO AUTHORIZE THE
MORTGAGE.
THE ESTIMATION OF THE DOWN PAYMENTS, ACQUISITION OF EVIDENCE OF
INCOME, HISTORY OF WORK, APPLICATION FORM, AND HOME HISTORY ARE
POSSIBLE KEY CAUSES OF THE DIFFERING AMOUNT OF TIME IT TAKES FOR THE
MORTGAGE LOAN TO BE ACCEPTED. 4 (MAAS & GARILLOT, 2019).
1 LET'S SEE THE CONSEQUENCES OF THESE DIFFERENT SMALL VARIATIONS
FROM THE RESULTS OF EACH TRIAL. THE KEY EXPERIMENT IS ACTUALLY
USING THE DATA FROM THE GRAPH AND ACHIEVING STANDARD APPROVAL
PERIOD FOR LOANS.
2
DOE Continued
3
DOE
1 CH MZ R CHMZ CHR MZR -25.125 16.125 -12.375 -16.125 7.375 5.125 CH MZ R
CHMZ CHR MZR -28.25 21.25 -94 -19.5 0.5 -4.5 CH MZ R CHMZ CHR MZR -19.875
19.375 -8.875 -18.125 0.125 4.875 CH MZ R CHMZ CHR MZR -21.375 18.125 -9.875
-18.375 0.125 -0.875 CH MZ R CHMZ CHR MZR -29.25 20.5 -6.75 -11.75 -6.5 2.25
DOE Analysis
1 THE MEASURED IMPACT FACTOR FOR ALL CLUSTERS OF EXPERIMENTS
(SERIES 1-5) IS APPARENT, BUT THERE IS ONE POINT IN SERIES 2 THAT IS AN
OUTLIER.
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THIS OUTLIER HAPPENS WHEN THE IMPACT FACTOR BETWEEN THE AREA AND
EXPERIMENT 2 IS DETERMINED.
THIS SUGGESTS THAT THE AREA HAS A HUGE INFLUENCE ON THE AMOUNT OF
TIME IT TAKES TO GET A MORTGAGE ACCEPTED.
LESS QUANTITY, HIGH CREDIT SCORE, AND THE EASTERN PORTION OF THE
UNITED STATES ARE OBVIOUSLY THE MOST ACCEPTABLE MIX TO GET THE
MORTGAGE ACCEPTED IN THE SHORTEST POSSIBLE PERIOD.
CREDIT SCORES REFLECT THE VALUE OF AN APPLICANT TO FINANCIAL
INSTITUTIONS.
4
3 DOE ANALYSIS CONTINUED
1 THE CREDIT SCORE DETERMINES HOW EXPENSIVE OR CONVENIENT IT IS
FOR A PERSON TO SECURE A MORTGAGE LOAN.
TYPICALLY, LENDERS LOOK AT THE CREDIT SCORE BEFORE ASSESSING THE
WILLINGNESS OF AN INDIVIDUAL TO PAY.
USUALLY, LENDERS PREFER PEOPLE WITH DECENT OR OUTSTANDING CREDIT
RATINGS.
PEOPLE WITH OUTSTANDING CREDIT RATINGS ARE CAPABLE OF SAVING
THOUSANDS OF DOLLARS.
The scale of the mortgage determines the period for clearance.
1 IT TAKES LESS TIME TO ACCEPT HOME LOANS OF LESS THAN $500,000 AND
LESS SUMS ALSO TRANSLATE TO LOWER DOWN PAYMENTS, MAKING IT AN
OUTSTANDING PROXY FOR MORTGAGE OWNERS TO RECOGNIZE.
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IT IS CLEAR THAT AUTHORIZING MORTGAGE LOANS IN THE EASTERN PORTION
OF THE UNITED STATES REQUIRES A SHORTER PERIOD.
5
3 GRAPHICAL DISPLAY TOOL THE GRAPHICAL TOOLS USED TO DISPLAY THE
EFFECTS OF THE DIOE THAT IS PERFORMED IN PROBLEM ONE IS A SCATTER
MAP (SELVAMUTHU & DAS, 2018) (SELVAMUTHU & DAS, 2018).
A quick graphic of the prospective driving factors of personal loan time is taken into account in the
cause and effect diagram.
1 IT IS ALSO POSSIBLE TO CHANGE THE CAUSE AND EFFECT MAP BY
INTRODUCING AND REMOVING THE ROOT CAUSE AND MARKING OF GENERAL
AND UNIQUE VARIANTS.
A SCHEMATIC DELINEATION OF THE LINKED DATA POINT AND HOW THE POINT
INTERACTS WITH EACH OTHER IS TAKEN INTO ACCOUNT IN THE SCATTER
GRAPH.
THE GRAPH SHOWS TRENDS AND THE BEARING OF SUCH EXAMPLES, WHICH
WILL AGAIN SHOW THE NEED FOR ADJUSTMENTS TO ALLOW PROGRESS.
THE ABOVE-PLOTTED DETAILS INDICATES A FEW OUTLINERS IN ANY OF THE
FIVE EXPERIMENTS THAT HAVE TO BE TACKLED TO MINIMIZE THE LENGTH OF
TIME IT TAKES TO ACCEPT A MORTGAGE LOAN.
6
3 DATA SAMPLING METHOD
A LARGE SAMPLE SIZE GIVES THE STUDY THE ABILITY TO RAISE THE DEGREE
OF IMPORTANCE OF THE FINDINGS DUE TO THE FACT THAT THE CONFIDENCE
OF THE RESULTS HAS MORE PROBABILITY OF RISING WITH HIGHER SAMPLE
SIZE (SELVAMUTHU & DAS, 2018) (SELVAMUTHU & DAS, 2018).
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1 A LARGE SAMPLE SIZE RESULTS IN IMPROVED PRECISION IN MIRRORING
THE BEHAVIOR OF THE WHOLE GROUP.
THE CONDITIONS IN WHICH THE USE OF A LARGER SAMPLE WOULD HAVE
BEEN ACCEPTABLE INCLUDE THE NEED TO DISTINGUISH THE OUTLIERS
QUICKLY, THE NEED TO IMPROVE THE QUALITY AND ACCURACY OF THE DATA,
AND THE NEED TO REMOVE INACCURATE FIGURES WHERE THERE IS AN
OUTLIER IN THE SAMPLE.
7
3 DATA SAMPLING METHOD CONTINUED
1 A SURVEY OF FIVE MORTGAGES IS INSUFFICIENT TO ACCESS THE
SEGMENTATION TECHNIQUES OF VARIABLES' IMPACTS, SINCE IT IS NOT EASY
TO DISTINGUISH THE OUTLIERS (SELVAMUTHU & DAS, 2018).
I WOULD SUGGEST A SAMPLE SIZE OF 30 AS A RESULT.
IT IS POSSIBLE TO IMPROVE THE PRECISION OF THE FINDINGS FROM A
GREATER SAMPLE SIZE.
IN COMPARISON, A GREATER SAMPLE SIZE LEADS TO NARROWER MARGINS OR
DEFECTS, THEREBY ENHANCING THE VALIDITY AND ACCURACY OF THE
RESULTS.
8
3 OTHER VARIABLES TO BE STUDIED
The other indicator answers that may be of concern to assess and analyze are recent transaction
history and the debt to earnings ratio (Maas & Garillot, 2019) (Maas & Garillot, 2019).
1 THESE TWO CONSIDERATIONS ARE VERY SIGNIFICANT INDICATORS OF THE
PROCEDURE A PERSON WILL HAVE TO GO THROUGH BEFORE RECEIVING THE
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LOAN.
IN DECIDING WHETHER AN INDIVIDUAL WILL BE ABLE TO PAY THE DEBT,
LOOKING AT THE RECENT PAYMENT HISTORY IS IMPORTANT.
Many years ago the missing payments may lead to previous bad credit; today, it might not be a
problem.
1 BUT OVERDRAFT FEES FROM LAST MONTH COULD MINIMIZE A PERSON'S
CHANCE OF HAVING A LOAN (MAAS & GARILLOT, 2019).
IT IS NECESSARY TO MEASURE THE GROSS DEBT AS A PERCENTAGE OF THE
INCOME OF AN INDIVIDUAL TO ASSESS HIS ABILITY TO PAY.
5 A RATIO OF LESS THAN 36 PERCENT IS GOOD; 1 HOWEVER, DEBT-TO-
INCOME RATIOS DO NOT AUTOMATICALLY DISQUALIFY AN APPLICANT FROM A
LOAN.
9
Overall Recommendation
1 BASED ON THE BOE, BY ALLOWING AUTOMATED AUTHENTICATION
PROCESSES DURING THE LOAN PERIOD, FINANCIAL SERVICES PROVIDERS CAN
SHORTEN MORTGAGE APPROVAL TIMES.
THIS INVOLVES THE USE OF TECHNOLOGY SUCH AS, AMONG OTHERS,
ARTIFICIAL INTELLIGENCE, DEEP LEARNING, API AND MICRO SERVICES.
INTEGRATING SUCH TECHNOLOGY INTO THE METHOD OF LOAN ORIGINATION
WILL DRAMATICALLY MINIMIZE MUNDANE HUMAN LABOUR, HANDLE LARGE
AMOUNTS OF TRANSACTIONS EASILY, AND DECREASE THE AVERAGE
PROCESSING TIME OF THE LOAN.
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THE INTRODUCTION OF A ONE-CLICK PRE-APPROVAL MECHANISM FOR
MORTGAGE LOANS IS ONE OF THE MOST RELEVANT PRIMARY INDUSTRY
FACTORS.
AUTOMATION HELPS TO CAPTURE ALL CRITICAL DATA FOR FASTER APPROVAL
OF LOANS.
10
References
Durivage, M. A. (2016). 1 PRACTICAL DESIGN OF EXPERIMENTS (DOE): A GUIDE
FOR OPTIMIZING DESIGNS AND PROCESSES. Milwaukee, Wisconsin: 1 ASQ
QUALITY PRESS.
HOERL, R., & SNEE, R. (2012). 1 STATISTICAL THINKING IMPROVING BUSINESS
PERFORMANCE. Hoboken: 1 JOHN WILEY AND SONS, INC.
MAAS, G., & GARILLOT, F. (2019). 1 STREAM PROCESSING WITH APACHE SPARK:
MASTERING STRUCTURED STREAMING AND SPARK STREAMING. Beijing: O'Reilly.
1 SELVAMUTHU, D., & DAS, D. (2018). 1 INTRODUCTION TO STATISTICAL
METHODS, DESIGN OF EXPERIMENTS AND STATISTICAL QUALITY CONTROL.
Singapore: Springer.
Citations (5/5) 1 Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case
Study Week 8 Assignment.docx 2 Another student's paper: Author: Jay Khan; Submitted: Sun, Nov 29 2020, 1:27 AM; Filename: Case Study -
Mortgage Approval Time Study Final PPT.pptx 3 Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Week 8
Assignment.pptx 4 Another student's paper: Author: aida elhamdouni; Submitted: Sat, Jun 06 2020, 3:11 PM; Filename:
Elhamdouni_Aida_Case Study2.docx 5 Another student's paper: Author: aida elhamdouni; Submitted: Sat, Jun 06 2020, 3:11 PM; Filename:
Elhamdouni_Aida_Case Study 2.docx.pptx
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Matched Text
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Uploaded - WEEK 8 CASE STUDY.pptx CASE STUDY 2
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
CASE STUDY 2
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Uploaded - WEEK 8 CASE STUDY.pptx MORTGAGE APPROVAL TIME STUDY
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
Mortgage Approval Time Study
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Uploaded - WEEK 8 CASE STUDY.pptx EACH FACTOR OR VECTOR IS ANALYZED SEPARATELY IN THE OFAAT EXPERIMENT BY CHANGING ONE VARIABLE WHILE DIFFERENT VARIABLES REMAIN CONSTANT (HOERL AND SNEE, 2012)
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
Each factor or vector is analyzed separately in the OFAAT experiment by changing one variable while different variables remain constant (Hoerl and Snee, 2012)
Suspected Entry: 99% match
Uploaded - WEEK 8 CASE STUDY.pptx THERE ARE THREE VARIABLES IN THIS TRIAL TO DETERMINE THE USE OF PARAMETERS AND RATIONAL CONSEQUENCES
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
There are three variables in this trial to determine the use of parameters and rational consequences
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Uploaded - WEEK 8 CASE STUDY.pptx THE DIAGRAM OF CAUSE AND EFFECT WILL BETTER RECOGNIZE THE KEY DRIVERS OF THE DIFFERING AMOUNT OF TIME TAKEN TO AUTHORIZE THE MORTGAGE
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
The diagram of cause and effect will better recognize the key drivers of the differing amount of time taken to authorize the mortgage
Suspected Entry: 67% match
Uploaded - WEEK 8 CASE STUDY.pptx THE ESTIMATION OF THE DOWN PAYMENTS, ACQUISITION OF EVIDENCE OF INCOME, HISTORY OF WORK, APPLICATION FORM, AND HOME HISTORY ARE POSSIBLE KEY CAUSES OF THE DIFFERING AMOUNT OF TIME IT TAKES FOR THE MORTGAGE LOAN TO BE ACCEPTED
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
The estimation of down costs, acquisition of evidence of income, job records, investment statements, and home history are the possible key factors of a differing period of time needed for the mortgage loan to be accepted (Maas & Garillot, 2019)
Suspected Entry: 99% match
Uploaded - WEEK 8 CASE STUDY.pptx LET'S SEE THE CONSEQUENCES OF THESE DIFFERENT SMALL VARIATIONS FROM THE RESULTS OF EACH TRIAL
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
Let's see the consequences of these different small variations from the results of each trial
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Uploaded - WEEK 8 CASE STUDY.pptx THE KEY EXPERIMENT IS ACTUALLY USING THE DATA FROM THE GRAPH AND ACHIEVING STANDARD APPROVAL PERIOD FOR LOANS
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
The key experiment is actually using the data from the graph and achieving standard approval period for loans
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Uploaded - WEEK 8 CASE STUDY.pptx
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CH MZ R CHMZ CHR MZR -25.125 16.125 -12.375 -16.125 7.375 5.125 CH MZ R CHMZ CHR MZR -28.25 21.25 -94 -19.5 0.5 -4.5 CH MZ R CHMZ CHR MZR -19.875 19.375 -8.875 -18.125 0.125 4.875 CH MZ R CHMZ CHR MZR -21.375 18.125 -9.875 -18.375 0.125 -0.875 CH MZ R CHMZ CHR MZR -29.25 20.5 -6.75 -11.75 -6.5 2.25
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
CH MZ R CHMZ CHR MZR -25.125 16.125 -12.375 -16.125 7.375 5.125 CH MZ R CHMZ CHR MZR -28.25 21.25 -94 -19.5 0.5 -4.5 CH MZ R CHMZ CHR MZR -19.875 19.375 -8.875 -18.125 0.125 4.875 CH MZ R CHMZ CHR MZR -21.375 18.125 -9.875 -18.375 0.125 -0.875 CH MZ R CHMZ CHR MZR -29.25 20.5 -6.75 -11.75 -6.5 2.25
Suspected Entry: 99% match
Uploaded - WEEK 8 CASE STUDY.pptx THE MEASURED IMPACT FACTOR FOR ALL CLUSTERS OF EXPERIMENTS (SERIES 1-5) IS APPARENT, BUT THERE IS ONE POINT IN SERIES 2 THAT IS AN OUTLIER
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
The measured impact factor for all clusters of experiments (series 1-5) is apparent, but there is one point in series 2 that is an outlier
Suspected Entry: 100% match
Uploaded - WEEK 8 CASE STUDY.pptx THIS OUTLIER HAPPENS WHEN THE IMPACT FACTOR BETWEEN THE AREA AND EXPERIMENT 2 IS DETERMINED
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
This outlier happens when the impact factor between the area and experiment 2 is determined
Suspected Entry: 99% match
Uploaded - WEEK 8 CASE STUDY.pptx THIS SUGGESTS THAT THE AREA HAS A HUGE INFLUENCE ON THE AMOUNT OF TIME IT TAKES TO GET A MORTGAGE ACCEPTED
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
This suggests that the area has a huge influence on the amount of time it takes to get a mortgage accepted
Suspected Entry: 99% match
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Uploaded - WEEK 8 CASE STUDY.pptx LESS QUANTITY, HIGH CREDIT SCORE, AND THE EASTERN PORTION OF THE UNITED STATES ARE OBVIOUSLY THE MOST ACCEPTABLE MIX TO GET THE MORTGAGE ACCEPTED IN THE SHORTEST POSSIBLE PERIOD
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
Less quantity, high credit score, and the eastern portion of the United States are obviously the most acceptable mix to get the mortgage accepted in the shortest possible period
Suspected Entry: 94% match
Uploaded - WEEK 8 CASE STUDY.pptx CREDIT SCORES REFLECT THE VALUE OF AN APPLICANT TO FINANCIAL INSTITUTIONS
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
Next, credit scores reflect the value of an applicant to financial institutions
Suspected Entry: 69% match
Uploaded - WEEK 8 CASE STUDY.pptx THE CREDIT SCORE DETERMINES HOW EXPENSIVE OR CONVENIENT IT IS FOR A PERSON TO SECURE A MORTGAGE LOAN
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
As a consequence, it determines how difficult or convenient it is for a person to get a mortgage loan
Suspected Entry: 99% match
Uploaded - WEEK 8 CASE STUDY.pptx TYPICALLY, LENDERS LOOK AT THE CREDIT SCORE BEFORE ASSESSING THE WILLINGNESS OF AN INDIVIDUAL TO PAY
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
Typically, lenders look at the credit score before assessing the willingness of an individual to pay
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USUALLY, LENDERS PREFER PEOPLE WITH DECENT OR OUTSTANDING CREDIT RATINGS
Usually, lenders prefer people with decent or outstanding credit ratings
Suspected Entry: 99% match
Uploaded - WEEK 8 CASE STUDY.pptx PEOPLE WITH OUTSTANDING CREDIT RATINGS ARE CAPABLE OF SAVING THOUSANDS OF DOLLARS
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
People with outstanding credit ratings are capable of saving thousands of dollars
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Uploaded - WEEK 8 CASE STUDY.pptx IT TAKES LESS TIME TO ACCEPT HOME LOANS OF LESS THAN $500,000 AND LESS SUMS ALSO TRANSLATE TO LOWER DOWN PAYMENTS, MAKING IT AN OUTSTANDING PROXY FOR MORTGAGE OWNERS TO RECOGNIZE
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
It takes less time to accept home loans of less than $500,000 and less sums also translate to lower down payments, making it an outstanding proxy for mortgage owners to recognize
Suspected Entry: 96% match
Uploaded - WEEK 8 CASE STUDY.pptx IT IS CLEAR THAT AUTHORIZING MORTGAGE LOANS IN THE EASTERN PORTION OF THE UNITED STATES REQUIRES A SHORTER PERIOD
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
Finally, it is clear that authorizing mortgage loans in the Eastern portion of the United States requires a shorter period
Suspected Entry: 100% match
Uploaded - WEEK 8 CASE STUDY.pptx IT IS ALSO POSSIBLE TO CHANGE THE CAUSE AND EFFECT MAP BY INTRODUCING AND REMOVING THE ROOT CAUSE AND MARKING OF GENERAL AND UNIQUE VARIANTS
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
It is also possible to change the cause and effect map by introducing and removing the root cause and marking of general and unique variants
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Suspected Entry: 99% match
Uploaded - WEEK 8 CASE STUDY.pptx A SCHEMATIC DELINEATION OF THE LINKED DATA POINT AND HOW THE POINT INTERACTS WITH EACH OTHER IS TAKEN INTO ACCOUNT IN THE SCATTER GRAPH
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
A schematic delineation of the linked data point and how the point interacts with each other is taken into account in the scatter graph
Suspected Entry: 92% match
Uploaded - WEEK 8 CASE STUDY.pptx THE GRAPH SHOWS TRENDS AND THE BEARING OF SUCH EXAMPLES, WHICH WILL AGAIN SHOW THE NEED FOR ADJUSTMENTS TO ALLOW PROGRESS
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
The graph shows trends and the bearing of such examples, which will again illustrate the need for adjustments to allow progress
Suspected Entry: 100% match
Uploaded - WEEK 8 CASE STUDY.pptx THE ABOVE-PLOTTED DETAILS INDICATES A FEW OUTLINERS IN ANY OF THE FIVE EXPERIMENTS THAT HAVE TO BE TACKLED TO MINIMIZE THE LENGTH OF TIME IT TAKES TO ACCEPT A MORTGAGE LOAN
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
The above-plotted details indicates a few outliners in any of the five experiments that have to be tackled to minimize the length of time it takes to accept a mortgage loan
Suspected Entry: 100% match
Uploaded - WEEK 8 CASE STUDY.pptx A LARGE SAMPLE SIZE RESULTS IN IMPROVED PRECISION IN MIRRORING THE BEHAVIOR OF THE WHOLE GROUP
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
In mirroring the behavior of the whole group, a large sample size results in improved precision
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Suspected Entry: 96% match
Uploaded - WEEK 8 CASE STUDY.pptx THE CONDITIONS IN WHICH THE USE OF A LARGER SAMPLE WOULD HAVE BEEN ACCEPTABLE INCLUDE THE NEED TO DISTINGUISH THE OUTLIERS QUICKLY, THE NEED TO IMPROVE THE QUALITY AND ACCURACY OF THE DATA, AND THE NEED TO REMOVE INACCURATE FIGURES WHERE THERE IS AN OUTLIER IN THE SAMPLE
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
The conditions in which the use of a larger sample would have been acceptable include the need to distinguish the outliers efficiently, the need to improve the quality and accuracy of the data, and the need to remove inaccurate figures where there is an outlier in the sample
Suspected Entry: 79% match
Uploaded - WEEK 8 CASE STUDY.pptx A SURVEY OF FIVE MORTGAGES IS INSUFFICIENT TO ACCESS THE SEGMENTATION TECHNIQUES OF VARIABLES&APOS
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
A survey of five mortgages is insufficient to access the relative magnitudes of variables&apos
Suspected Entry: 100% match
Uploaded - WEEK 8 CASE STUDY.pptx IMPACTS, SINCE IT IS NOT EASY TO DISTINGUISH THE OUTLIERS (SELVAMUTHU & DAS, 2018)
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
impacts, since it is not easy to distinguish the outliers (Selvamuthu & Das, 2018)
Suspected Entry: 100% match
Uploaded - WEEK 8 CASE STUDY.pptx I WOULD SUGGEST A SAMPLE SIZE OF 30 AS A RESULT
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
I would suggest a sample size of 30 as a result
Suspected Entry: 100% match
Uploaded - WEEK 8 CASE STUDY.pptx
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IT IS POSSIBLE TO IMPROVE THE PRECISION OF THE FINDINGS FROM A GREATER SAMPLE SIZE Source - Another student's paper: Author: Lawanda
Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
It is possible to improve the precision of the findings from a greater sample size
Suspected Entry: 100% match
Uploaded - WEEK 8 CASE STUDY.pptx IN COMPARISON, A GREATER SAMPLE SIZE LEADS TO NARROWER MARGINS OR DEFECTS, THEREBY ENHANCING THE VALIDITY AND ACCURACY OF THE RESULTS
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
In comparison, a greater sample size leads to narrower margins or defects, thereby enhancing the validity and accuracy of the results
Suspected Entry: 77% match
Uploaded - WEEK 8 CASE STUDY.pptx THESE TWO CONSIDERATIONS ARE VERY SIGNIFICANT INDICATORS OF THE PROCEDURE A PERSON WILL HAVE TO GO THROUGH BEFORE RECEIVING THE LOAN
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
Before receiving the loan, these two variables are very critical indicators of the procedure an individual will have to go through
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Uploaded - WEEK 8 CASE STUDY.pptx IN DECIDING WHETHER AN INDIVIDUAL WILL BE ABLE TO PAY THE DEBT, LOOKING AT THE RECENT PAYMENT HISTORY IS IMPORTANT
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
In deciding whether an individual will be able to pay the debt, looking at the recent payment history is important
Suspected Entry: 85% match
Uploaded - WEEK 8 CASE STUDY.pptx Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
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BUT OVERDRAFT FEES FROM LAST MONTH COULD MINIMIZE A PERSON'S CHANCE OF HAVING A LOAN (MAAS & GARILLOT, 2019)
But missed payments from last month could minimize a person's chance of having a loan (Maas & Garillot, 2019)
Suspected Entry: 73% match
Uploaded - WEEK 8 CASE STUDY.pptx IT IS NECESSARY TO MEASURE THE GROSS DEBT AS A PERCENTAGE OF THE INCOME OF AN INDIVIDUAL TO ASSESS HIS ABILITY TO PAY
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
Additionally, in assessing his capacity to pay, it is necessary to determine the gross debt as a percentage of the income of an individual
Suspected Entry: 74% match
Uploaded - WEEK 8 CASE STUDY.pptx HOWEVER, DEBT-TO-INCOME RATIOS DO NOT AUTOMATICALLY DISQUALIFY AN APPLICANT FROM A LOAN
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
however, debt to income ratio does not automatically disqualify an individual from a loan
Suspected Entry: 100% match
Uploaded - WEEK 8 CASE STUDY.pptx BASED ON THE BOE, BY ALLOWING AUTOMATED AUTHENTICATION PROCESSES DURING THE LOAN PERIOD, FINANCIAL SERVICES PROVIDERS CAN SHORTEN MORTGAGE APPROVAL TIMES
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
Based on the BOE, by allowing automated authentication processes during the loan period, financial services providers can shorten mortgage approval times
Suspected Entry: 92% match
Uploaded - WEEK 8 CASE STUDY.pptx THIS INVOLVES THE USE OF TECHNOLOGY SUCH AS, AMONG OTHERS, ARTIFICIAL INTELLIGENCE, DEEP LEARNING, API AND MICRO SERVICES
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
This involves utilizing technology such as, among others, Artificial Intelligence, Deep Learning, API, and Micro Services
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Suspected Entry: 100% match
Uploaded - WEEK 8 CASE STUDY.pptx INTEGRATING SUCH TECHNOLOGY INTO THE METHOD OF LOAN ORIGINATION WILL DRAMATICALLY MINIMIZE MUNDANE HUMAN LABOUR, HANDLE LARGE AMOUNTS OF TRANSACTIONS EASILY, AND DECREASE THE AVERAGE PROCESSING TIME OF THE LOAN
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
Integrating such technology into the method of loan origination will dramatically minimize mundane human labour, handle large amounts of transactions easily, and decrease the average processing time of the loan
Suspected Entry: 100% match
Uploaded - WEEK 8 CASE STUDY.pptx THE INTRODUCTION OF A ONE-CLICK PRE- APPROVAL MECHANISM FOR MORTGAGE LOANS IS ONE OF THE MOST RELEVANT PRIMARY INDUSTRY FACTORS
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
The introduction of a one-click pre-approval mechanism for mortgage loans is one of the most relevant primary industry factors
Suspected Entry: 100% match
Uploaded - WEEK 8 CASE STUDY.pptx AUTOMATION HELPS TO CAPTURE ALL CRITICAL DATA FOR FASTER APPROVAL OF LOANS
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
Automation helps to capture all critical data for faster approval of loans
Suspected Entry: 100% match
Uploaded - WEEK 8 CASE STUDY.pptx PRACTICAL DESIGN OF EXPERIMENTS (DOE)
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
Practical design of experiments (DOE)
Suspected Entry: 100% match
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Uploaded - WEEK 8 CASE STUDY.pptx A GUIDE FOR OPTIMIZING DESIGNS AND PROCESSES
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
A guide for optimizing designs and processes
Suspected Entry: 100% match
Uploaded - WEEK 8 CASE STUDY.pptx ASQ QUALITY PRESS
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
ASQ Quality Press
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Uploaded - WEEK 8 CASE STUDY.pptx HOERL, R., & SNEE, R
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
Hoerl, R., & Snee, R
Suspected Entry: 100% match
Uploaded - WEEK 8 CASE STUDY.pptx STATISTICAL THINKING IMPROVING BUSINESS PERFORMANCE
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
Statistical Thinking Improving Business Performance
Suspected Entry: 100% match
Uploaded - WEEK 8 CASE STUDY.pptx JOHN WILEY AND SONS, INC
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
John Wiley and Sons, Inc
Suspected Entry: 100% match
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Uploaded - WEEK 8 CASE STUDY.pptx MAAS, G., & GARILLOT, F
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
Maas, G., & Garillot, F
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Uploaded - WEEK 8 CASE STUDY.pptx STREAM PROCESSING WITH APACHE SPARK
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
Stream processing with Apache Spark
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Uploaded - WEEK 8 CASE STUDY.pptx MASTERING STRUCTURED STREAMING AND SPARK STREAMING
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
Mastering structured streaming and Spark streaming
Suspected Entry: 99% match
Uploaded - WEEK 8 CASE STUDY.pptx SELVAMUTHU, D., & DAS, D
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
Selvamuthu, D., & Das, D
Suspected Entry: 100% match
Uploaded - WEEK 8 CASE STUDY.pptx INTRODUCTION TO STATISTICAL METHODS, DESIGN OF EXPERIMENTS AND STATISTICAL QUALITY CONTROL
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Case Study Week 8 Assignment.docx
Introduction to statistical methods, design of experiments and statistical quality control
Suspected Entry: 63% match
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Uploaded - WEEK 8 CASE STUDY.pptx 11/29/2020
Source - Another student's paper: Author: Jay Khan; Submitted: Sun, Nov 29 2020, 1:27 AM; Filename: Case Study - Mortgage Approval Time Study Final PPT.pptx
11/28/2020
Suspected Entry: 90% match
Uploaded - WEEK 8 CASE STUDY.pptx A DESIGN OF EXPERIMENT (DOE) THE ONE- FACTOR-AT-A-TIME (OFAAT) EXPERIMENTATION IS THE NATURE OF THE EXPERIMENT (DOE) THAT WILL BE CARRIED OUT FOR THIS CONTEXTUAL INQUIRY (DURIVAGE, 2016)
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Week 8 Assignment.pptx
A Design of Experiment (DOE) The design of experiment (DOE) that will be carried out for this contextual investigation is the one-factor-at-a-time (OFAAT) experimentation (Durivage, 2016)
Suspected Entry: 100% match
Uploaded - WEEK 8 CASE STUDY.pptx DOE ANALYSIS CONTINUED
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Week 8 Assignment.pptx
DOE Analysis Continued
Suspected Entry: 67% match
Uploaded - WEEK 8 CASE STUDY.pptx GRAPHICAL DISPLAY TOOL THE GRAPHICAL TOOLS USED TO DISPLAY THE EFFECTS OF THE DIOE THAT IS PERFORMED IN PROBLEM ONE IS A SCATTER MAP (SELVAMUTHU & DAS, 2018) (SELVAMUTHU & DAS, 2018)
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Week 8 Assignment.pptx
Graphical Display Tool The graphical instruments used to present the results of the DIOE that is conducted in question one is a scatter chart (Selvamuthu & Das, 2018)
Suspected Entry: 100% match
Uploaded - WEEK 8 CASE STUDY.pptx DATA SAMPLING METHOD
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Week 8 Assignment.pptx
Data Sampling Method
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Suspected Entry: 71% match
Uploaded - WEEK 8 CASE STUDY.pptx A LARGE SAMPLE SIZE GIVES THE STUDY THE ABILITY TO RAISE THE DEGREE OF IMPORTANCE OF THE FINDINGS DUE TO THE FACT THAT THE CONFIDENCE OF THE RESULTS HAS MORE PROBABILITY OF RISING WITH HIGHER SAMPLE SIZE (SELVAMUTHU & DAS, 2018) (SELVAMUTHU & DAS, 2018)
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Week 8 Assignment.pptx
A large sample size gives the research the opportunity to increase the level of significance of the findings due to the fact that the confidence of the results has more likelihood of increasing with higher sample size (Selvamuthu & Das, 2018)
Suspected Entry: 100% match
Uploaded - WEEK 8 CASE STUDY.pptx DATA SAMPLING METHOD CONTINUED
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Week 8 Assignment.pptx
Data Sampling Method Continued
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Uploaded - WEEK 8 CASE STUDY.pptx OTHER VARIABLES TO BE STUDIED
Source - Another student's paper: Author: Lawanda Grate; Submitted: Sun, Nov 29 2020, 7:42 PM; Filename: Week 8 Assignment.pptx
Other Variables to Be Studied
Suspected Entry: 100% match
Uploaded - WEEK 8 CASE STUDY.pptx (MAAS & GARILLOT, 2019)
Source - Another student's paper: Author: aida elhamdouni; Submitted: Sat, Jun 06 2020, 3:11 PM; Filename: Elhamdouni_Aida_Case Study2.docx
(Maas & Garillot, 2019)
Suspected Entry: 82% match
Uploaded - WEEK 8 CASE STUDY.pptx
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A RATIO OF LESS THAN 36 PERCENT IS GOOD
Source - Another student's paper: Author: aida elhamdouni; Submitted: Sat, Jun 06 2020, 3:11 PM; Filename: Elhamdouni_Aida_Case Study 2.docx.pptx
It is good to have a ratio of less than 36%
