essay

ITS 835 Module Three Essay Guidelines and Rubric

Topic: Chapter 13 – “TD Bank's Approach to an Enterprise Risk Management Program”

Overview: This case study focuses on how TD Bank Group uses enterprise risk management (ERM) to grow profitably while keeping in mind the balance between taking and managing its risks. TD recognizes that having a strong risk culture and approach to risk management is fundamental to success. As such, TD's ERM approach is based on enabling TD's business to understand the risks it faces and to develop the policies, processes, and controls required to manage them appropriately in alignment with the bank's strategy and risk appetite.

Answer the following questions regarding this case study:

1. How does an ERM program help an organization to better understand their risk culture? 2. What are the determining factors in deciding which risks TD can take? 3. How does TD measure the risks in their organization?

Guidelines for Submission: Using APA 6th edition style standards, submit a Word document that is 2-4 pages in length (excluding title page, references, and appendices) and include at least two credible scholarly references to support your findings. The UC Library is a good place to find these sources. Be sure to cite and reference your work using the APA guides and essay template that are located in the courseroom.

Required elements:  Please ensure your paper complies APA 6th edition style guidelines. There is an essay template located under the Information link.  APA basics:

o Your essay should be typed, double-spaced on standard-sized paper (8.5" x 11") o Use 1" margins on all sides, first line of all paragraphs is indented ½” from the margin o Use 12 pt. Times New Roman font

 Follow the outline provided above and use section headers to improve the readability of your paper. If I cannot read and understand it, you will not earn credit for the content.

Critical Elements Proficient (100%) Needs Improvement (70%) Not Evident (0%) Value

Risk culture Explains how an ERM program can help an organization to better understand their risk culture.

Provides short explanation of how an ERM program can help an organization to better understand their risk culture. Explanation lacks detail.

Does not explain how an ERM program can help an organization to better understand their risk culture.

30

Risk factors at TD

Describes the determining factors that TD used to decide which risks the organization can take.

Provides short description of the determining factors that TD used to decide which risks the organization can take. Explanation lacks detail.

Does not describes the determining factors that TD used to decide which risks the organization can take.

30

Measuring risk at TD Explains how TD measures the risks in their organization.

Provides short explanation of how TD measures the risks in their organization. Explanation lacks detail.

Does not explain how TD measures the risks in their organization.

30

Articulation of Response Submission has no major errors related to citations, grammar, spelling, syntax, or organization.

Submission has major errors related to citations, grammar, spelling, syntax, or organization that negatively impact readability and articulation of main ideas.

Submission has critical errors related to citations, grammar, spelling, syntax, or organization that prevent understanding of ideas.

10

EARNED TOTAL 100%