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Your Insurance Company & Cost of Coverage

The Affordable Care Act includes features that promote transparency and hold insurers accountable for how they spend your premium dollars and rate increases. 'Medical Loss Ratio' is a feature of the healthcare law that is in place and making a difference for consumers.

What is Medical Loss Ratio?

Medical Loss Ratio: Insurers must, in general, spend 80% or 85% of the premium dollars they take in on healthcare costs and healthcare improvement activities. If they do not, they must provide refunds to policy holders. Learn more about Medical Loss Ratio. Opens in new window

You can use the search tool below to find a basic profile of your insurance company or information about Medical Loss Ratio (MLR).

Find Basic Information About Your Insurance Company

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