Use discriminant analysis to classify the accompanying new records using only Credit Score and Years of Credit History as input variables.
patriciadavila
HW-PatriciaDavila.xlsx
credit approval data
| Homeowner | Credit Score | Years of Credit History | Revolving Balance | Revolving Utilization | Decision |
| Y | 725 | 20 | $11320 | 25% | Approve |
| Y | 573 | 9 | $7200 | 70% | Reject |
| Y | 677 | 11 | $20000 | 55% | Approve |
| N | 625 | 15 | $12800 | 65% | Reject |
| N | 527 | 12 | $5700 | 75% | Reject |
| Y | 795 | 22 | $9000 | 12% | Approve |
| N | 733 | 7 | $35200 | 20% | Approve |
| N | 620 | 5 | $22800 | 62% | Reject |
| Y | 591 | 17 | $16500 | 50% | Reject |
| Y | 660 | 24 | $9200 | 35% | Approve |
| Y | 700 | 19 | $22000 | 18% | Approve |
| Y | 500 | 16 | $12500 | 83% | Reject |
| Y | 565 | 6 | $7700 | 70% | Reject |
| N | 620 | 3 | $37400 | 87% | Reject |
| Y | 774 | 13 | $6100 | 7% | Approve |
| Y | 802 | 10 | $10500 | 5% | Approve |
| N | 640 | 7 | $17300 | 59% | Reject |
| N | 523 | 14 | $27000 | 79% | Reject |
| Y | 811 | 20 | $13400 | 3% | Approve |
| N | 763 | 2 | $11200 | 70% | Reject |
| N | 555 | 4 | $2500 | 100% | Reject |
| N | 617 | 9 | $8400 | 34% | Reject |
| Y | 642 | 13 | $16000 | 25% | Approve |
| N | 688 | 3 | $3300 | 11% | Approve |
| Y | 649 | 12 | $7500 | 5% | Approve |
| Y | 695 | 15 | $20300 | 22% | Approve |
| Y | 701 | 9 | $11700 | 15% | Approve |
| N | 635 | 7 | $29100 | 85% | Reject |
| N | 507 | 2 | $2000 | 100% | Reject |
| Y | 677 | 12 | $7600 | 9% | Approve |
| N | 485 | 5 | $1000 | 80% | Reject |
| N | 582 | 3 | $8500 | 65% | Reject |
| Y | 699 | 17 | $12800 | 27% | Approve |
| Y | 703 | 22 | $10000 | 20% | Approve |
| N | 585 | 18 | $31000 | 78% | Reject |
| Y | 620 | 8 | $16200 | 55% | Reject |
| Y | 695 | 16 | $9700 | 11% | Approve |
| Y | 774 | 13 | $6100 | 7% | Approve |
| Y | 802 | 10 | $10500 | 5% | Approve |
| N | 640 | 7 | $17300 | 59% | Reject |
| N | 536 | 14 | $27000 | 79% | Reject |
| Y | 801 | 20 | $13400 | 3% | Approve |
| N | 760 | 2 | $11200 | 70% | Reject |
| N | 567 | 4 | $2200 | 95% | Reject |
| N | 600 | 10 | $12050 | 81% | Reject |
| Y | 702 | 11 | $11700 | 15% | Approve |
| Y | 636 | 8 | $29100 | 85% | Reject |
| N | 509 | 3 | $2000 | 100% | Reject |
| N | 595 | 18 | $29000 | 78% | Reject |
| Y | 733 | 15 | $13000 | 24% | Approve |
new records
| Homeowner | Credit Score | Years of Credit History | Revolving Balance | Revolving Utilization | Decision |
| Y | 568 | 7 | $21,000 | 15% |
| N | 660 | 8 | $4,000 | 90% |
| Y | 749 | 1 | $8,500 | 25% |
| N | 731 | 4 | $16,300 | 70% |
| N | 746 | 9 | $2,500 | 90% |
| Y | 574 | 5 | $16,700 | 18% |
