Assignment #2 Habitudes
AZKZ2016
Habitudes.pptxMoney Habitudes
By Syble Solomon
1
DIRECTIONS
Print off the chart for the assignment (on Canvas)
Read the situation on each slide
Decide which of the following each situation most closely fits:
“That’s me!”
“That’s sometimes me or that’s partially true.”
“That’s not me!”
Look at which “Habitude” belongs to that situation (at the bottom of each slide in orange)
2
DIRECTIONS (cont.)
Write down the number on each slide on the chart on the row for that habitude under the correct column
Continue through all the slides, writing down the numbers on the chart
Follow the directions in the syllabus to complete the assignment (you will also need to print the “handout” from Canvas)
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EXAMPLE
If you decide that the first slide fits with “That’s me!” then you would write “1” on the chart in the Status row under the first column labeled “That’s me!”.
Have fun!
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Status
1. It seems like most people I know are better off than I am.
5
Selfless
2. I do not trust people who have an extravagant lifestyle.
6
Spontaneous
3. I hate to wait for things, so if there is something I want I usually just buy it.
7
Security
4. I rarely buy anything unless I can pay it off right away.
8
Free Spirit
5. I would like someone else to pay the bills and make the money decisions.
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Targeted Goals
6. I consciously spend my money on things that are important to me.
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Targeted Goals
7. I do not care if something is the newest, the best, or has a name brand. As long as it meets my needs I will buy it.
11
Security
8. When I go out with others I want to pay my own bill. I don’t want to “split the cost” if it means paying more than my fair share.
12
Selfless
9. I would be uncomfortable having more money than my friends and family.
13
Free Spirit
10. I trust that others will be fair and honest, so I do not get involved in negotiating my salary or other money transactions.
14
Spontaneous
11. We only live once so it is important to seize the moment and not worry about the cost.
15
Status
12. I am very careful to keep up a good front and never let it show when I am having money problems, even if it means spending money when I really can’t afford it.
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Security
13. Even if I can afford it, I will not spend my money on things that will make my life easier.
17
Selfless
14. I live modestly and think others should do the same.
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Free Spirit
15. I would be uncomfortable with the responsibility that comes with inheriting or winning a large sum of money.
19
Spontaneous
16. If I received a windfall (tax refund, bonus, inheritance, or gift), I would think of it as “extra” money that could be splurged or spent any way I pleased.
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Targeted Goals
17. I usually buy only what is on my list.
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Status
18. I like being up-to-date and will spend money to stay current (such as personal look, clothes, education, equipment, house, cars, etc.)
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Targeted Goals
19. I usually research expensive items (major appliances, furniture, cars, houses, etc.” so I can compare quality and price when I shop.
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Selfless
20. I’d rather give money to help others than to spend it on things I don’t really need.
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Free Spirit
21. I think most other people can manage money better than I can.
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Spontaneous
22. Sometimes I regret the way I have spent my money or the risks I’ve taken.
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Security
23. I always save or invest a set amount of money each month.
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Security
24. I want to be able to get to my money right away, so I like it to be very accessible.
28
Spontaneous
25. I cannot imagine going shopping and not buying anything.
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Free Spirit
26. Since life is full of surprises I like to be able to respond in the moment and not be limited by long-term commitments.
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Selfless
27. I give up things I want so that I can give more to others.
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Targeted Goals
28. I set aside money or have a plan for how I can get money when unexpected expenses happen or there is an emergency.
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Status
29. I am not sure people would like me if I was not generous.
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Status
30. When someone does something nice for me I feel I “owe” him or her.
34
Selfless
31. I try to limit my possessions to things which are functional and necessary.
35
Spontaneous
32. When I get upset I go shopping, or when I want to avoid something I go shopping, or if I feel great I go shopping.
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Security
33. I have a difficult time spending money unless it is for something practical or functional.
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Free Spirit
34. I believe things will work out so I don’t worry about money.
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Targeted Goals
35. I determine an affordable amount of money to give to my favorite charities.
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Selfless
36. If I had a lot of money, my first priority would be to use it to help others.
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Free Spirit
37. I do not keep track of my money and usually don’t know how much I have at any time.
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Status
38. I feel I should pay the check when I eat out with others.
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Targeted Goals
39. I am very clear about the difference between what I need and what I want.
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Spontaneous
40. I buy lots of things I never really use. It could be food, clothes that just sit in my closet, items for the house or car, gifts for others, or things for future projects or hobbies.
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Security
41. I almost always go out of my way to spend less even if it is inconvenient and I actually save very little money.
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Targeted Goals
42. I am knowledgeable about all of my/our health and insurance policies, investments, and bank and retirement accounts.
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Free Spirit
43. I frequently pay late fees because I do not pay my bills on time.
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Security
44. I always know exactly how much money I have, how much is coming in and how much is being spent.
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Spontaneous
45. I’ll take out a loan or ask friends to help me to pay off my credit card if it gets too high.
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Selfless
46. I think it is difficult to have integrity and act ethically when someone has a lot of money.
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Status
47. I feel like a failure when I do not have as much money as I should.
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Status
48. I will pay more for an item with a name that others will recognize.
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Spontaneous
49. I have money secrets. I am embarrassed by or ashamed of my spending, my debt, or how much I give to others.
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Free Spirit
50. Free Spirit: When I need money I just ask my friends or family to help me.
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Status
51. I like to give gifts that come from a special store, have a brand name, or look expensive.
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Selfless
52. I give money to help others or to support charitable organizations.
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Security
53. I will buy something that is on sale instead of getting what I really want.
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Targeted Goals
54. I have more freedom because I have a spending plan and a savings plan.
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