3-2 Final Project Milestone One: Draft of General Contract Provisions, Personal Liability, and Life Insurance Plans

FIN 355 Milestone One Rubric Activity: 3‐2 Final Project Milestone One: Draft of General Contract Provisions, Personal Liability, and Life

Insurance Plans

Course: FIN‐355‐H7385 Risk Mgmt and Insurance Plan 22EW4

Name: Cierra Bogan

Criteria Proficient Needs Improvement

Not Evident Criterion Score

Principles of Risk

and General

Contract

Provisions: Risks

to the Clients

10 / 10

Principles of Risk

and General

Contract

Provisions:

General Contract

Provisions

7.5 / 10

7.5 points

Identifies risks to

the clients for which

they should have

insurance coverage

by analyzing the

clients’ information,

but response is

cursory or illogical

or contains

inaccuracies, or

supporting client

information is

irrelevant or

nonexistent

0 points

Does not identify

risks to the clients

for which they

should have

insurance coverage

10 points

Recommends

general contract

provisions the

clients should

include in their auto

and home insurance

policies based on

the identified risks

0 points

Does not

recommend general

contract provisions

the clients should

include in their auto

and home insurance

policies

10 points

Identifies risks to

the clients for

which they should

have insurance

coverage by

analyzing the

clients’ information,

and supports

identification with

relevant client

information

7.5 points

Recommends

general contract

provisions the

clients should

include in their auto

and home insurance

policies, but

recommendations

are cursory, illogical,

or not based on the

identified risks

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Criteria Proficient Needs Improvement

Not Evident Criterion Score

Principles of Risk

and General

Contract

Provisions:

Considerations

10 / 10

Personal Liability

Insurance: Auto

Insurance Needs

5.25 / 7

7.5 points

Determines

considerations the

clients should make

when selecting an

insurance company,

but determination is

cursory or illogical,

or supporting

principles of risk are

not relevant or are

nonexistent

0 points

Does not determine

considerations the

clients should make

when selecting an

insurance company

7 points

Determines the

clients’ auto

insurance needs by

analyzing the

clients’ information

and supports

determination with

relevant client

information

0 points

Does not determine

the clients’ auto

insurance needs

10 points

Determines

considerations the

clients should make

when selecting an

insurance company

and supports

discussion with

relevant principles

of risk

5.25 points

Determines the

clients’ auto

insurance needs by

analyzing the

clients’ information,

but determination is

cursory or illogical,

or supporting client

information is

irrelevant or

nonexistent

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Criteria Proficient Needs Improvement

Not Evident Criterion Score

Personal Liability

Insurance:

Current Auto

Coverage

0 / 7

Personal Liability

Insurance:

Homeowners

Insurance Needs

5.25 / 7

7 points

Discusses the ability

of the clients’

current auto

coverage to meet

their insurance

needs, making

recommendations

to improve coverage

where necessary,

and supports

response with

relevant client

information

5.25 points

Discusses the ability

of the clients’

current auto

coverage to meet

their insurance

needs, making

recommendations

to improve coverage

where necessary,

but response is

cursory or illogical

or contains

inaccuracies, or

supporting client

information is

irrelevant or

nonexistent

7 points

Determines the

clients’

homeowners

insurance needs by

analyzing the

clients’ information

and supports

determination with

relevant client

information

0 points

Does not determine

the clients’

homeowners

insurance needs

0 points

Does not discuss

the ability of the

clients’ current auto

coverage to meet

their insurance

needs

5.25 points

Determines the

clients’

homeowners

insurance needs by

analyzing the

clients’ information,

but determination is

cursory or illogical,

or supporting client

information is

irrelevant or

nonexistent

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Criteria Proficient Needs Improvement

Not Evident Criterion Score

Personal Liability

Insurance:

Current

Homeowners

Policy

0 / 7

Personal Liability

Insurance:

Impact

5.25 / 7

7 points

Discusses the ability

of the clients’

current

homeowners policy

to meet their

insurance needs,

making

recommendations

to improve coverage

where necessary,

and supports

response with

relevant client

information

5.25 points

Discusses the ability

of the clients’

current

homeowners policy

to meet their

insurance needs,

making

recommendations

to improve coverage

where necessary,

but response is

cursory or illogical

or contains

inaccuracies, or

supporting client

information is

irrelevant or

nonexistent

7 points

Describes the

impact the purchase

of a trampoline and

a dog would have

on the clients’

homeowners

insurance, making

appropriate

recommendations

for additional riders

the clients should

consider

0 points

Does not describe

the impact the

purchase of a

trampoline and a

dog would have on

the clients’

homeowners

insurance

0 points

Does not discuss

the ability of the

clients’ current

homeowners policy

to meet their

insurance needs

5.25 points

Describes the

impact the purchase

of a trampoline and

a dog would have

on the clients’

homeowners

insurance, making

recommendations

for additional riders

the clients should

consider, but

description is

cursory or contains

inaccuracies, or

recommendations

for additional riders

are inappropriate or

illogical

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Criteria Proficient Needs Improvement

Not Evident Criterion Score

Life Insurance

Policy: Life

Insurance Needs

Analysis

0 / 10

Life Insurance

Policy: Current

Life Insurance

0 / 10

Life Insurance

Policy:

Appropriate

Changes

0 / 10

10 points

Determines the

clients’ life

insurance needs by

conducting a needs

analysis using an

appropriate needs

analysis model

7.5 points

Determines the

clients’ life

insurance needs by

conducting a needs

analysis, but

determination is

illogical or contains

inaccuracies, or

model used is

inappropriate

10 points

Discusses the ability

of the clients’

current life

insurance policies to

meet their coverage

needs and supports

discussion with

relevant client

information

7.5 points

Discusses the ability

of the clients’

current life

insurance policies to

meet their coverage

needs, but

discussion is

cursory or illogical

or contains

inaccuracies, or

supporting client

information is

irrelevant or

nonexistent

10 points

Recommends

appropriate changes

for the clients

regarding their life

insurance based on

the results of the

needs analysis and

supports

recommendations

with relevant client

information

7.5 points

Recommends

changes for the

clients regarding

their life insurance,

but

recommendations

are illogical, not

appropriate, or not

based on the results

of the needs

analysis, or

supporting client

information is

irrelevant or

nonexistent

0 points

Does not determine

the clients’ life

insurance needs by

conducting a needs

analysis

0 points

Does not discuss

the ability of the

clients’ current life

insurance policies

to meet their

coverage needs

0 points

Does not

recommend

changes for the

clients regarding

their life insurance

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Total 48.25 / 100

Overall Score

Criteria Proficient Needs Improvement

Not Evident Criterion Score

Articulation of

Response

5 / 5 3.75 points

Submission has

major errors related

to citations,

grammar, spelling,

syntax, or

organization that

negatively impact

readability and

articulation of main

ideas

0 points

Submission has

critical errors

related to citations,

grammar, spelling,

syntax, or

organization that

prevent

understanding of

ideas

Proficient 76 points minimum

Instructors should not modify

this row (it will automate from

the scores above). This score

represents the average

evaluation across all rubric

criteria.

Needs Improvement 1 point minimum

Instructors should not modify

this row (it will automate from

the scores above). This score

represents the average

evaluation across all rubric

criteria.

Not Evident 0 points minimum

Instructors should not modify

this row (it will automate from

the scores above). This score

represents the average

evaluation across all rubric

criteria.

5 points

Submission has no

major errors related

to citations,

grammar, spelling,

syntax, or

organization

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