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Federal Health Insurance Programs

Medicaid

SCHIP

Established in 1966, Medicare provides health insurance for citizens aged 65 or older. It also provides health insurance to younger people with

physical disabilities or other medical issues. People under 65 are eligible for the program a�er being on disability for a speci�c amount of time.

As a federal health insurance program, Medicare pays for a variety of health care expenses for those eligible. The Centers for Medicare &

Medicaid Services  (CMS), a division of the DHHS, administers this program.

Select each item to learn more.

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To �nd out more about these di�erent parts, spend some time exploring this link.

Medicaid  is funded by the federal and state governments. It helps low-income Americans pay for health-related services.

As a result of this program, children are able to receive treatment required. The federal government provides matching funds to those states who

participate in the State Children’s Health Insurance Program  (SCHIP) and thePatient Protection and A�ordable Care Act  (ACA) Basics

This law expanded heath insurance so everyone could buy it, provided subsidies for low-income families, and required every individual to have

healthcare insurance. It set up “exchanges” for those who were unable to get health insurance through an employer or other group. The lower

the premiums for the exchange insurance, the higher the annual deductible. President Trump set the �ne or tax for not having insurance to zero to

allow those who did not want healthcare coverage not to have it without paying a �ne or tax. Any future president can change this and reset the

�ne or tax at any level.

Part A covers hospital charges and most of the services a covered patient receives while in the hospital, but not the fees charged by

doctors who treat them. There may be charges and a premium for this.

Part A

Part B covers doctor visits, most routine and emergency medical services, and some preventive care (such as an annual �u shot). There is

a standard minimum premium of $148.50.

Part B

Part C is also known as Medicare advantage. The premium varies according to the plan.

Part C

Various Medicare drug plans are available. It works with other coverage, such as employer coverage. Premiums vary.

Part D

Medicare