Subject: 
if you are paying more than 3 . 6 % on your mortgage , we can slash your payment !
( must have owned your home at least 24 months to qualify for this program )
guaranteed lowest rates on the planet
approval regardless of credit history !
( if residence meets value appraisal standards )
start saving today
show me the lowest rates
to stop receiving offers here
or mail instructions to :
carnegie international
9986 simpson ave
springfield , oh
45504
