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Question

Write an essay which provides a critical discussion on the point:

- Analyse whether there are differences in trends for the Euro Area and US

over time using indicators on bank profitability and financial performance

measures since 1990s until late 2010s.

Further details

One of the key observations about the banking sector after the Global

Financial Crises has been the significant pressures on the financial

performance of the banks in the Euro Area. In this essay, you are asked to

compare the bank financial performance across the Euro Area and United

States over time using key financial performance measures. You analysis

should document with different measures how the performances differed

before and after the global financial crises as well as critically discuss the

structural and cyclical factors which can explain such differences.

When writing your essay, you should pay attention to these points:

- Make sure that your essay provides a critical discussion addressing the

questions given above. You can expand your essay flexibly on other related

directions, as long as you do not exceed the word limit and you do not provide

arguments irrelevant to the core questions above.

- To solidify your arguments, make use of data and examples from literature.

Your essay should also cite necessary literature in research articles, news

articles, government working papers, books etc.

- Discuss ideas/concepts in your own words. Do not plagiarize! You must cite

even paraphrased ideas/data/examples you find in other sources.

- Draw your own Tables and Figures by using the raw data that you will collect.

Do not copy and paste the Tables and the Figures directly from other

resources. Provide the information on the source of the data (institutions,

report, websites you obtained the data)

- A few writing tips:

o Use headings and sub-headings to break up the paper into distinct parts (ie

Introduction, Main Body, Conclusion).

o Make sure your essay has a title.

o Avoid excessive introductions: get to the point, state it, and then move on.

o Write in a formal language. Check your spelling. Make proof-reading.