12 hours. Discussion

Read the article " The New Bankruptcy Law: Changes to Chapter 7 and 13." In 2005 Congress overhauled bankruptcy law, making it harder for some people to file for bankruptcy. Research a scholarly (peer-reviewed) journal article from the Columbia College Library: ( http://library.ccis.edu/home) on alternative ways of resolving debt problems.

In 4-5 short paragraphs, list your recommendations to clients on ways to resolve debt problems effectively and explain how your article supports your arguments.