Finance Essay needed by 11/19. 400 words. 2 citations. APA.

Find and use information from other sources to compare and contrast universal life, variable life, and variable-universal life insurance. Find at least 2 journal articles on the topic of insurance (i.e., risk management, life, health, disability, etc.), and in a separate paragraph, summarize the main findings from the articles.

Each thread must be 400 words and demonstrate course-related knowledge. In addition to the thread, you are required to reply to 2 other classmates’ threads. Each reply must be 200 words.

Each thread must be supported with at least 2 citations. All citations must be from current (published within the past 6 years), peer-reviewed, academic journals in the area of personal finance, not corporate finance (i.e., Journal of Financial Counseling and Planning, Journal of Personal Finance, etc.), and must be written using current APA format. The information from your sources must be summarized in your own words, not direct quotes from the sources.