2 Discussions and 1 Journal article in APA format

Stockholders and Management interests:

Every business organization dream is to get profits and makes more money of it. There won't be any business that don't want profit. Every business organization has stockholders and managers and all of them wants their business to grow more and make more money.Even though the dreams and goals remains the same among them, there are slight differences between them.  There will be many different situations where we can see the different scenarios between the managers and business stockholders even though there final goal is to improve the revenue. All the business functions and operations are controlled by business managers. Each organization has projects and the timeline for those will be decided by those managers. Each project has team leads and all of them will report to managers. Team lead responsibility is to make sure the project is going smoothly without any issues and get its done on time and submit it to the manager. All the stockholders have some share in the business and they will make money out of it and all the companies future depends on it.

The only common thing between managers and business stockholders are taking risk and reacting where there is any risk to the organization. All managers are supposed and capable of taking risk and resolve issue when there is any. Managers has direct contacts with the directors because they will update each and everything that is happening in their organization because managers are capable of taking risk. Managers are ready to take risk because they don't invest money in them. All managers have constant salary and that will not be increased even if they solve any issue. Business organizations mostly offers annual salary for performance or shares to the managers and stock holders who really performs well. Organizations shares are spitted as performance shares where the best performance manager will receive a number of shares offered by the organization.Executive stock options helps managers to buy stocks for future use.

Application of concepts/Time value of Money:

All of us knows that time is money, we cannot buy time which is lost. So making of money depends on calculation of time. The video covers most of all the things like differences between the future and past annuities and bonds. Let us take an example from a company perspective as we know every organization has executive managers and its upon them completely whether they has to invest money or take a loan when they needed money. Having money today means a lot then having money in future because we never know we will have money at that time how this situations will be at that time. Managers has to be mastering about managing the money of the organization because they should know when and where they has to invest the money which will help the growth of the organization. By this it will also helps and understand the organization when to take loan when they needed of it. The total numbers of payments that any organisation is paying to and the rate of the interest that the organization owns will tells us the total amount a organization has to repay it. Basing on the time payment we can say that the decision taken by organization about taking loan will help them to understand that decision is a good financial decision or not.

If i was manager to any business organization i will make sure that all the concepts that are applicable of taking final decisions. If my organizations wants some money then i will raise bonds more for money. I would also like to implement the plans of taking loans with proper interest and not heavy burden on it. Because heavy interest may costs more money from business.

References:

· Irena, M., & Mariana, B. (2017). The Time Value of Money in Financial Management. Ovidius University Annals, Series Economic Sciences, 17(2), 593–597.

· Milton, Harris, 2011, Shareholders vs. Management: Split Decision. Retrieved from  https://insight.kellogg.northwestern.edu/article/shareholders_vs_management_split_decision

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