ppt project need help

Set a Goal

Amount to save

Set a timeline

Make a plan

Create a Budget

Create a template in Excel

Create categories that work

What’s my income?

What are my expenses?

Include savings and charities

Monthly Expenses

Where Can You Decrease Spending?

Cook at home (healthier too!)

Pack a lunch

Grocery savings card

Online deals

Shop for sales

Read library books instead of buying them

Where Can You Increase Income?

Have a garage sale

Use Craig’s List or E-Bay

Rent out a room

Turn a hobby into a business

Negotiate Better Interest Rates

Know your FICO score

Consolidate credit cards (and make a plan to pay them off!)

Shop around for best high interest savings account

Tax Advantages

Retirement account

Contribute to company FSA

Pre-tax transportation benefits

Itemize on tax return

Technology is Your Financial Friend

Online freelancing job

Online personal finance services

Online banking (real time account balances)

Online bill pay (avoid those late fees)

Track spending through credit card Web sites

First 3 Things I Will Do

Create my budget

Consolidate debt

Save 10% of every paycheck