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Online Decision-Making Styles and Modes of Acculturation: Influences on the Filipino-

American Consumers’ Pre-Purchase Behavior

Dissertation Manuscript

Submitted to Northcentral University

Graduate Faculty of the School of Business and Technology Management

in Partial Fulfillment of the

Requirements for the Degree of

DOCTOR OF PHILOSOPHY

by

RICARDO P. MABAYO

Prescott Valley, Arizona

April 2017

ProQuest Number:

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iii

Abstract

The fastest growing Asian American markets with substantial buying power are the

Filipino-Americans. With a population of 2.9 million, the Filipino-Americans register a

total purchasing power of $121 billion. As this population grows due to demographic

and immigration factors, so too will their purchasing power. They are clearly an

influential economic force that can contribute meaningful growth opportunities for online

retailers in the US.

A business organization needs to include the group’s cultural insights into their core

marketing strategies to tap or increase its share of the Filipino-American market. This is

an important marketing consideration since people from different cultures think, feel, and

act differently. These cultural idiosyncrasies can contribute to the variations in the online

consumers’ decision-making habits or styles. As part of cultural adaptation, acculturation

plays a role in shaping the consumers’ purchase decisions. Understanding the effect of

acculturation on the decision-making styles of Filipino-Americans will provide

businesses an opportunity to determine the group’s pre-purchase behavior in electronic

commerce.

This quantitative study aimed to: 1) determine the online decision-making styles of

Filipino-Americans; 2) examine the impact of acculturation with regard to the identified

decision-making styles of Filipino-Americans; and 3) determine the extent of relationship

between the two acculturation dimensions, i.e., ethnic and host culture identifications,

and the identified online decision-making styles. Research participants included a sample

group of Filipino-American adults living in the United States selected through purposive

sampling technique. A web-based questionnaire containing two survey instruments with

iv

previously validated scales was used in the research. The modified Consumer Styles

Inventory instrument for online purchases was utilized to determine the consumers’

decision-making styles, and the ARSMA-II instrument adapted for Filipino-Americans

was used to measure acculturation.

The findings of the study indicated that Filipino-American consumers differed in their

decision-making styles when shopping for products or services from online stores. These

differences were found to be associated with the group members’ level of acculturation.

Such understanding could provide valuable information to business organizations

towards developing an effective marketing strategy to improve market sales as well as to

address the needs of the Filipino-American community. Recommendations for future

research could include examining the relationship between acculturation and decision-

making styles of Filipino-Americans within the context of a specific product category.

Possible approaches for further inquiries on this subject include replicating the study

using probability methods for better generalizability as well as exploring the progression

of behavior variations of the said ethnic group over time through longitudinal research.

v

Acknowledgements

The process of writing this dissertation has not only enabled me to internalize and

generate knowledge related to my subject matter, but it also allowed me to go through a

personal journey of self “re-discovery” as a Filipino immigrant in the United States. My

dissertation journey, which is almost ten years in the making, started when I decided to

pursue graduate work in business administration. Because of my profession in electronic

commerce and my prior involvement in a research project that deals with the social

dimensions of technology adoption, I became genuinely interested in exploring the

process of online consumer decision-making as the topic for my dissertation. However,

the details of the paper did not come to fruition until I read the book by Dr. Ronald

Takaki entitled “A History of Asian Americans: Strangers from a Different Shore.”

Learning the challenges of early Filipino immigrants and their struggles for societal

acceptance in the US has led me to uncover new insights as well as newfound sentiments

regarding my very own identity as a Filipino-American. I would like to think that this

period of self-realization and awareness has partly helped shape the foundation of this

dissertation. My newfound insights regarding my identity as an immigrant made me

want to learn more about my ethnic group in the US and this inspired me to make

Filipino-Americans the subject of my dissertation.

There are a number of people that I would like to recognize for their guidance and

support throughout my journey in higher education. Although this dissertation bears my

name, its content is undeniably a collaborative effort which was influenced by many

generous individuals who invested in my academic development and success. First and

foremost, I want to express my deep appreciation to those who participated in the study.

vi

The time that they took to answer a multitude of questions related to their cultural

identity and consumer decision characteristics has been the most significant contribution.

My dissertation journey has been enriched by the guidance, encouragement, and

mentorship of Dr. John Donnellan. I am profoundly grateful for his valuable advice,

comments, and suggestions which challenged me to look deep into my research and

critically assess every aspect of the final report. I also wish to extend my gratitude to Dr.

Lisa Blackman-Siddall and Dr. M. C. Clowes for their comments and suggestions.

I also want to express my indebtedness and utmost respect for Aryeh Hecht for his

unfaltering trust and confidence, enthusiastic support, boundless generosity, and genuine

care while I worked for him at Vitalicious, Inc. It was during one of my many

spontaneous and casual conversations with him on the psychology of color and its impact

on the consumers’ perception of a brand’s personality that my interest was sparked in

consumer behavior and marketing.

A special recognition should be given to my parents, Consolacion Lantic Pabilona

and Celso Mabulay Mabayo, whose hopes and incessant motivations enthused me to

accomplish what I have put my mind into doing.

Finally, my deepest gratitude to Andrew J. Bennett, for his invaluable support and

advice as well as his patience for scrupulously proofreading the entire dissertation

manuscript. The ensuing clean copy is a product of his vigilance. All remaining errors

are mine.

The dissertation process has been a long but fulfilling journey for me. What

started as an intellectual curiosity about Filipino-Americans has turned into a full-blown

subject of academic research which culminated in the writing of this report. It is my hope

vii

to build on what I have started with this research and continue to advance a better

understanding of the Filipino-American community and its contribution to the general

economy of the US. This personal advocacy is my small contribution to celebrate the

Filipino diaspora all over the world. Ad Maiorem Dei Gloriam!

viii

Table of Contents

Chapter 1: Introduction ....................................................................................................... 1

Background ................................................................................................................... 1

Statement of the Problem .............................................................................................. 3

Purpose of the Study ..................................................................................................... 5

Theoretical Framework ................................................................................................. 7

Research Questions ..................................................................................................... 11

Nature of the Study ..................................................................................................... 12

Significance of the Study ............................................................................................ 14

Definition of Key Terms ............................................................................................. 15

Summary ..................................................................................................................... 17

Chapter 2: Literature Review ............................................................................................ 19

Documentation ............................................................................................................ 19

The Spanish-American War of 1898 in the Philippines ............................................. 20

Filipinos as US Nationals: American Colonial Era in the Philippines, 1898-1946 .... 22

Migration of Filipinos to the United States: History and Early Settlements .............. 24

Demographic Characteristics and Regional Dispersion of Filipino-Americans ......... 28

Consumer Power and Key Purchase Categories of Filipino-Americans .................... 35

Milestones in the History of Choice and Decision-Making........................................ 37

Culture and the Process of Decision-Making ............................................................. 45

Acculturation and Consumer Behavior ....................................................................... 46

Consumer Behavior and Decision-Making Process ................................................... 52

Consumer Decision-Making Styles ............................................................................ 55

Expanded Model of Decision-Making Styles for Online Consumers ........................ 59

Summary ..................................................................................................................... 61

Chapter 3: Research Method ............................................................................................. 67

Research Methods and Design .................................................................................... 70

Population ................................................................................................................... 71

Sample......................................................................................................................... 71

Materials/Instruments ................................................................................................. 72

Operational Definition of Variables ............................................................................ 73

Data Collection, Processing, and Analysis ................................................................. 76

Assumptions ................................................................................................................ 77

Limitations .................................................................................................................. 78

Delimitations ............................................................................................................... 79

Ethical Assurances ...................................................................................................... 79

Summary ..................................................................................................................... 81

Chapter 4: Findings ........................................................................................................... 84

Results ......................................................................................................................... 85

Evaluation of Findings .............................................................................................. 131

Summary ................................................................................................................... 135

ix

Chapter 5: Implications, Recommendations, and Conclusions ...................................... 137

Implications............................................................................................................... 139

Recommendations ..................................................................................................... 144

Conclusions ............................................................................................................... 149

References ....................................................................................................................... 151

Appendixes ..................................................................................................................... 160

Appendix A: Online Consumer Styles Characteristics Instrument ................................. 161

Appendix B: Cultural Identity and Acculturation Instrument ........................................ 163

Appendix C: Personal Background Instrument .............................................................. 164

x

List of Tables

Table 1 The Top States of Residences for Filipino-Americans ....................................... 29

Table 2 Age Distribution by Nativity, 2013 .................................................................... 31

Table 3 Filipino-American Characteristics: Analysis of 2010 American Community

Survey ............................................................................................................................... 34

Table 4 A Historical Timeline and Milestone of Decision-Making ................................ 37

Table 5 Modes of Individual Acculturation and their Descriptions ................................ 50

Table 6 Consumer Decision-Making Styles: Categories and Descriptions ..................... 57

Table 7 Cutting Scores for Determining Acculturation Level Using ARSMA-II ........... 74

Table 8 Demographic Characteristics of Survey Participants ......................................... 86

Table 9 Socio-Economic Characteristics of Survey Participants .................................... 89

Table 10 Immigration Characteristics of Survey Participants ......................................... 92

Table 11 Factor Loadings of the Consumer Decision-Making Characteristics ............... 94

Table 12 Mean Score and Percentile Distribution of the Selected Factors .................... 100

Table 13 Hypothesis Test Summary: Consumer Decision-Making Style of Filipino-

Americans ..................................................................................................................... 101

Table 14 Means Rank of Acculturation Modes Per Decision-Making Style................. 102

Table 15 Hypothesis Test Summary: Perfectionistic & High-Quality Conscious

Consumer ........................................................................................................................ 103

Table 16 Pairwise Comparisons of Acculturation Modes: Perfectionistic and High-

Quality Conscious Consumer ......................................................................................... 104

Table 17 Hypothesis Test Summary: Brand Conscious and Price-Equals-Quality

Conscious Consumer ...................................................................................................... 105

Table 18 Pairwise Comparisons of Acculturation Modes: Brand Conscious and Price-

Equals-Quality Consumer ............................................................................................... 106

Table 19 Hypothesis Test Summary: Novelty and Fashion Conscious Consumer ....... 107

xi

Table 20 Pairwise Comparisons of Acculturation Modes: Novelty and Fashion

Conscious Consumer ...................................................................................................... 108

Table 21 Hypothesis Test Summary: Recreational and Hedonistic Shopping Conscious

Consumer ........................................................................................................................ 109

Table 22 Pairwise Comparisons of Acculturation Modes: Recreational and Hedonistic

Shopping Conscious Consumer ...................................................................................... 110

Table 23 Hypothesis Test Summary: Price and Value-for-Money Conscious Consumers

......................................................................................................................................... 111

Table 24 Pairwise Comparisons of Acculturation Modes: Price Conscious and Value-for-

Money Consumers .......................................................................................................... 112

Table 25 Hypothesis Test Summary: Confused-by-Over-Choice Consumer ................ 113

Table 26 Pairwise Comparisons of Acculturation Modes: Confused-by-Over-Choice

Consumer ........................................................................................................................ 114

Table 27 Hypothesis Test Summary: Habitual and Brand-Loyal Consumer ................ 115

Table 28 Pairwise Comparisons of Acculturation Modes: Habitual and Brand-Loyal

Consumer ........................................................................................................................ 116

Table 29 Hypothesis Test Summary: Website Content Conscious Consumer .............. 117

Table 30 Pairwise Comparisons of Acculturation Modes: Website Content Conscious

Consumer ........................................................................................................................ 118

Table 31 Acculturation Dimensions and Online Decision-Making Styles Correlation

Matrix .............................................................................................................................. 119

Table 32 Chi-Square Tests Table: Host Culture Identification (AOS) and Perfectionist

and High-Quality Conscious Decision-Making Style ..................................................... 120

Table 33 Chi-Square Tests Table: Host Culture Identification (AOS) and Brand and

Price-Equals-Quality Conscious Decision-Making Style ............................................... 121

Table 34 Chi-Square Tests Table Host Culture Identification (AOS) and Novelty and

Fashion Conscious Decision-Making Style .................................................................... 121

Table 35 Chi-Square Tests Table: Host Culture Identification (AOS) and Recreational

and Hedonistic Shopping Conscious Decision-Making Style ........................................ 122

xii

Table 36 Chi-Square Tests Table: Host Culture Identification (AOS) and Price and

Value-for-Money Conscious Decision-Making Style .................................................... 123

Table 37 Chi-Square Tests Table: Host Culture Identification (AOS) and Confused-by-

Over-Choice Consumer Decision-Making Style ............................................................ 123

Table 38 Chi-Square Tests Table: Host Culture Identification (AOS) and Habitual and

Brand-Loyal Consumer Decision-Making Style ............................................................ 124

Table 39 Chi-Square Tests Table: Host Culture Identification (AOS) and Website

Content Conscious Consumer Decision-Making Style................................................... 125

Table 40 Chi-Square Tests Table: Ethnic Culture Identification (FOS) and Perfectionistic

and High-Quality Conscious Consumer Decision-Making Style ................................... 126

Table 41 Chi-Square Tests Table: Ethnic Culture Identification (FOS) and Brand and

Price-Equals-Quality Conscious Consumer Decision-Making Style ............................. 126

Table 42 Chi-Square Tests Table: Ethnic Culture Identification (FOS) and Novelty and

Fashion Conscious Consumer Decision-Making Style................................................... 127

Table 43 Chi-Square Tests Table: Ethnic Culture Identification (FOS) and Recreational

and Hedonistic Shopping Conscious Consumer Decision-Making Style ....................... 128

Table 44 Chi-Square Tests Table: Ethnic Culture Identification (FOS) and Price and

Value-for-Money Conscious Consumer Decision-Making Style ................................... 128

Table 45 Chi-Square Tests Table: Ethnic Culture Identification (FOS) and Confused-by-

Over-Choice Consumer Decision-Making Style ............................................................ 129

Table 46 Chi-Square Tests Table: Ethnic Culture Identification (FOS) and Habitual and

Brand-Loyal Consumer Decision-Making Style ............................................................ 130

Table 47 Chi-Square Tests Table: Ethnic Culture Identification (FOS) and Website

Content Conscious Consumer Decision-Making Style................................................... 130

Table 48 Mantel-Haenszel Test of Trend Summary Between Acculturation Dimensions

and Online Consumer Decision-Making Styles .............................................................. 131

Table 49 Summary of Hypothesis Testing Results ........................................................ 135

xiii

List of Figures

Figure 1. Theoretical Framework of the Research.............................................................. 8

Figure 2. Filipino Population in the United States, 1910-1990 ........................................ 28

Figure 3. The Population of Foreign-Born Filipino-Americans ....................................... 30

Figure 4. Population Distribution of Filipino-Americans by Age .................................... 32

Figure 5. Labor Force Distribution by Occupation and Origin, 2013 .............................. 33

Figure 6. Percent of Change in Buying Power Per Racial Group ..................................... 36

Figure 7. John Dewey's Structure of Inquiry .................................................................... 53

Figure 8. The Decision Process Stages of the Engel, Kollat, Blackwell Model ............... 54

Figure 9. Independent-Samples Kruskal-Wallis Test ....................................................... 99

1

Chapter 1: Introduction

In recent years, the Internet has increasingly become an important tool for

business organizations in their revenue generating activities. The boundless connectivity

that it brings has created a source of commercial opportunities. Indeed, the onset of the

World Wide Web has dramatically impacted the business milieu and paved the way for

the advent of organizations that conduct buy and sell transactions on the Internet. This

process of market exchange online is known as electronic commerce.

Background

The United States Census Bureau (2014) stated that 79 percent of individuals in a

household interviewed in 2013 reported Internet use, with 78 percent reporting a high-

speed connection. This figure is significantly higher compared to the 16 percent of

individuals who admitted using the Internet in 1997 (U.S. Census Bureau, 1997).

Simultaneous with the surge in Internet usage was the growth of online shopping. Retail

electronic commerce sales in 2000 were approximately $29 billion (U.S. Census Bureau,

2002). In 2013, this amount increased by 800 percent to $261 billion (U.S. Census

Bureau, 2015). Given the steady growth of online retail sales, entrepreneurs and

marketing professionals are assiduously studying the behavior of consumers to

understand their purchase decisions. To achieve this goal in a multi-ethnic society such

as the United States (US), businesses must identify the value requirements of the target

population using the process of marketing segmentation through cultural differences

(Pankhania, Lee, & Hooley, 2007). These value requirements refer to the minimal

representation of the consumers’ preferences or predilections.

2

The US started the current year with an estimated total population of 323 million

(U.S. Census Bureau, 2015) and is expected to increase by 94 million to reach a total

population of 417 million by 2060 (Colby & Ortman, 2014). Differentiating the

population by nativity shows the discrepancy in the size of those who were born in the

US and those that were born in another country. As explained by Grieco (2009), nativity

refers to the person’s place of birth. If an individual is born in the US, he or she is

considered as native-born and classified as a U.S. national at birth. However, a person is

categorized as foreign-born if he or she is born outside of the US. Foreign-born

individuals are not classified as U.S. nationals at birth. A report from the U.S. Census

Bureau (2010) showed that the foreign-born population has continued to increase in size

since the 1970s. Colby and Ortman stated that the foreign-born population reached a

total of 42 million in 2014 and is projected to increase by 86 percent to 78 million in

2060. They further noted that the majority of the foreign-born population comes from

Latin America and Asia.

The Asian American population is composed of people who can trace their roots

to any countries in Asia, including the Philippines. Americans who identify as Filipinos

are called Filipino-Americans, and they are the second largest, and fastest growing, Asian

population in the US (Johnson-Kozlow, Matt, Rock et al., 2011). With a population of

2.9 million, the Filipino-Americans register a total buying power of $121 billion

(Humphreys, 2014). As the people of this particular ethnic group grows due to

demographic and immigration factors, so too will their purchasing power. Hence, the

group’s population growth and its potential impact on the business landscape brings into

existence an opportunity for online retailers to accommodate cultural insights into their

3

core marketing strategies. This is an important marketing consideration since people

from different cultures think, feel, and act differently. People’s cultural values generate

potential diversity regarding the way they approach the act of online shopping. These

cultural peculiarities, priorities, and orientations can contribute to the variations in the

consumer’s online purchase decision habits (Chen, Chen, & Lin, 2012). Mokhlis and

Salleh (2009) explained that the influence of culture on the people’s values and attitudes

could impact their consumer decision-making styles. It is, therefore, critical for business

organizations to learn and profoundly comprehend the dynamics of immigration as well

as the minority group’s purchase decision profiles to discern their impact on market

development and consumption patterns (Askeegaard & Ozcaglar-Toulouse, 2011). The

acculturation process is one of the dynamics of immigration that affects the consumption

behavior and purchase decisions of immigrants. Understanding the effect of

acculturation on the decision-making styles of Filipino-Americans will have a positive

impact toward distinguishing the group’s purchase behavior in electronic commerce. This

will be critical to the success of professional marketers and business organizations who

want to target this particular Asian American sub-group.

Statement of the Problem

With the plethora of choices in the online marketplace, decision-making has

become increasingly intricate for consumers. To address this issue, consumers utilize

decision-making methods in order to come up with the best possible choice (Moon,

2004). Since consumption behavior and attitudes vary from culture to culture, so too do

consumers’ decision-making styles (Chen et al., 2012). For immigrants, variations in

consumption value systems and decision-making styles can be impacted by acculturation.

4

Segev (2014) has indicated that ethnic and host culture identifications, the two

dimensions of acculturation, predict different consumer behavioral orientations. To some

degree, acculturation plays a major role in shaping consumption behaviors. As explained

by Webster (1994), attitudinal and behavioral disparities exist because the level of ethnic

culture preservation and host culture identification varies from person to person.

However, systematic study of online consumer behavior and acculturation has been

insufficient, and the examination of the relationship between online decision-making

styles and acculturation modes is scarce. Several studies have been conducted that

insinuate the role of acculturation in consumer behavior, but there is not enough literature

that shows the degree of relationship between acculturation and the consumers’ attitudes

or strategies towards online shopping (Segev, 2014). The present research was an

attempt to fill this gap. It investigated whether the Filipino-Americans’ online consumer

decision-making styles varied per their acculturation modes. By comprehending how

these styles were affected by the acculturation process, this research aimed to contribute

to the understanding of the process that guides actual online consumption patterns among

this Asian American sub-group.

For a time now, researchers and marketing professionals have attempted to

understand the behavior of online consumers from various ethnic backgrounds. To

comprehend the Filipino-American market, electronic retail businesses need to be

conscious of the basic reasons that motivate Filipino-Americans to respond positively to

their marketing activities. Business organizations must also find ways to recognize and

discern how the people from this particular ethnic group make their purchase decisions.

According to Sproles and Kendall (1986), consumers use their natural decision-making

5

styles to interact with the marketplace and deal with its intricacies. By understanding

how the decision-making styles of Filipino-Americans are affected by acculturation while

they are engaging in electronic commerce, businesses may be able to learn about the

factors which drive the purchase behavior of this ethnic group. This will give them

insights that they can use in the development of appropriate marketing and

communication strategies that target the needs of Filipino-Americans.

The study will fill in the gap in the literature regarding the purchasing behaviors

of Filipino-American online consumers. Previous studies involving minority groups and

consumer behavior have mainly focused on African Americans and Hispanics

(Morimoto, 2012). Although recent developments have shown an increase in consumer

studies focusing on Asian Americans, there is still a long way to go in order to fully

understand the purchase behavior of this fast growing ethnic consumer group, especially

those of Filipino heritage. Finally, by studying the consumer decision-making styles of

one ethnic group within one host country, the foundation of the consumer decision-

making styles literature would be enhanced. Currently, as described by Segev (2014),

consumer decision-making styles are monopolized by cross-national comparisons.

Purpose of the Study

The purpose of this quantitative correlational study was to investigate the

relationship between acculturation and consumer decision-making styles within the

context of electronic commerce. Specifically, it aimed to: 1) determine the online

decision-making styles of Filipino-Americans; 2) examine the impact of acculturation

with regard to the identified decision-making styles of Filipino-Americans; and 3)

determine the extent of relationship between the two acculturation dimensions, i.e., ethnic

6

and host culture identifications, and the identified online decision-making styles. These

purposes intended to improve the understanding of the factors related to the consumption

behaviors of the Filipinos in the US. The present research also made a significant

endeavor to elucidate the relationship between acculturation and decision-making styles,

and their influence on Filipino-Americans’ online purchase behavior. Also, the study

aimed to provide a complete picture for understanding decision-making as a

manifestation of acculturation. Aside from contributing to the decision-making styles

literature, the study could also be beneficial to marketing professionals in improving their

communication strategies aimed at addressing distinct customer needs and preferences as

well as increasing customer satisfaction. The study participants involved Filipino adults

living in the United States.

A web-based questionnaire containing the acculturation and decision-making

styles instruments was used in the survey. The ARSMA II instrument (Cuellar, Arnold,

& Maldonado, 1995), adapted for Filipino-Americans, was used to measure acculturation

among individuals from the target ethnic group. It evaluates the extent to which a person

identifies with the host culture and maintains his or her culture of origin using the

following concepts: language use and preference, ethnic identification and classification,

cultural heritage and ethnic behaviors, and social interactions. The measure was

originally designed for another immigrant population, but a study conducted by Lee,

Yoon, and Liu-Tom (2006) confirms that it is also suitable for use with the Asian

American population. As for determining the online decision-making styles of Filipino-

Americans, the study used a modified Consumer Styles Inventory (CSI) instrument

7

primarily developed by Sproles and Kendall (1986) with the inclusion of a couple of

decision inventory items that were proposed by Sam and Chatwin (2015).

Theoretical Framework

The study’s theoretical framework was derived from two research streams:

Acculturation (Berry, 1980) and Consumer Decision-Making Styles (Sproles & Kendall,

1986). Acculturation puts emphasis on the effect that a person’s contact with a new

environment has on the person’s values, attitudes, and behavior. The consumer decision-

making styles, on the other hand, centers on the psychological orientation of the

consumer when making choices. By combining both sets of ideas, Figure 1 shows the

study’s theoretical framework, which suggests the role of acculturation in determining the

consumer’s decision-making styles.

Acculturation Theory

Acculturation is a valuable framework that explains how people modify their

behaviors, attitudes, and values by exposure to a culture that is different from their own.

Choi and Thomas (2008) defined it as a “process of adaptation and culture modification

that occurs as a result of continuous contact between two different and distinct cultures”

(p. 77). It involves three basic elements: culture, contact, and change (Lee, 1993). When

the individual’s culture of origin comes into contact with the dominant host culture,

cultural change may occur based on the nature and duration of the contact via

confrontation, adaptation, or a mixture of both (Watchravesringkan, 2011).

Cultural change can happen under various circumstances. One aspect of

behavioral change can occur within the individual’s consumption habits. Penaloza

(1994) explained that contact between two cultures could result in a change in the use of

8

goods and services as well as an overall change in the individual’s attitudes towards

specific products or services and personality orientations that determine decision-making.

Figure 1. Theoretical Framework of the Research

Adapted from Berry (1997), Segev (2014), Sproles and Kendall (1986),

Sam and Chatwin (2015)

9

Studies on acculturation over the past three decades have demonstrated the

preference of immigrants to retain their original culture while embracing the

characteristics of the dominant host culture (Barker, 2015). It is, therefore, possible for

an individual to adopt more than one culture. This possibility led to the evolution of the

acculturation perspective from a linear process to a bi-dimensional concept where an

individual can adjust to dual or multiple cultures in differing levels (Berry, 2003). The

degree of cultural adaptation has two acculturation dimensions: maintenance of ethnic

culture and host culture participation. The outcome of the interaction between these two

acculturation dimensions resulted in the development of the following four acculturation

modes proposed by Berry: integration, assimilation, separation, and marginalization.

Hence, an individual’s acculturation can vary along these four different acculturation

modes. Table 5 shows the description for each of the acculturation modes.

Penaloza (1994) stated that the acculturation modes are affected by the socio-

cultural differences between the individuals based on their interactions with their heritage

culture as well as the host culture. Differences in the acculturation processes may result

in differences in acculturation outcomes which can have a meaningful influence on the

individual’s value orientation (Leong, Wagner, & Kim, 1995). The researcher employed

the ARSMA II (Cuellar et al., 1995) instrument to assess the individual’s acculturation

level. Specifically, the instrument measures the individual’s identification with the ethnic

and host cultures through the following concepts: language use and preference, ethnic

identification and classification, cultural heritage and ethnic behaviors, and social

interactions.

10

Consumer Decision-making Styles

A decision-making style is characterized as a cognitive and affective orientation

toward making purchase decisions (Sproles & Kendall, 1986). Scott and Bruce (1995)

called it a habitual pattern that guides individual decision-making and can develop into a

relatively permanent consumer personality. This is also what Potgieter, Wiese, and

Strasheim (2013) found when reviewing decision-making styles literature. They

explained that consumers “display relatively consistent decision-making styles, by

employing certain purchasing strategies and rules to guide their decisions” (p. 13). The

decision-making styles describe how people shop and can be ascertained by

distinguishing the consumers’ overall proclivities toward the process of product

purchasing.

Sproles and Kendall (1986) created the Consumer Styles Inventory (CSI) to

provide a measurable process in categorizing the various decision-making characteristics

into eight different groups. These categories include the following: 1) Perfectionistic and

High-Quality Conscious Consumer, 2) Brand Conscious and Price-Equals-Quality

Conscious Consumer, 3) Novelty and Fashion Conscious Consumer, 4) Recreational and

Hedonistic Shopping Conscious Consumer, 5) Price and Value-for-Money Conscious

Consumers, 6) Impulsive and Careless Consumer, 7) Confused-by-Over-Choice

Consumer, and 8) Habitual and Brand-Loyal Consumer. With the advancement of

technology and development of electronic commerce, Sam and Chatwin (2015) proposed

additional inventory characteristics of decision-making. For this study, two of the

decision-making styles suggested by Sam and Chatwin were adopted and added to the

CSI model of Sproles and Kendall. These were the (1) website content conscious

11

consumer, and (2) website interface conscious consumer. Table 6 describes the general

characteristics of each of the aforesaid decision-style categories.

Research Questions

The focus of this study was to examine the effect of acculturation on the decision-

making styles of Filipino-Americans when purchasing from online stores. As mentioned

earlier, acculturation contributes to ethnic consumer behavior due to the tendency for

individuals to keep their original cultural traits while embracing the features of the host

culture. However, this bi-dimensional representation of acculturation does not suggest

homogeneity in consumer behavior. Segev (2014) argued that ethnic consumer behavior

differs based on the consumers’ acculturation modes. These modes included the

following: assimilation, integration, separation, and marginalization. Furthermore, Segev

noted that decision-making styles of consumers had been found in a few acculturation

studies to be impacted by the extent of consumers’ ethnic identification. Based on the

purpose and theoretical framework of the study, the research questions that were used in

this investigation attempted to determine the extent by which the two acculturation

dimensions of ethnic and host culture identifications were related to which specific online

consumer decision-making styles. In particular, this study attempted to answer the

following research questions:

Q1. Do Filipino-Americans differ from each other in their online decision-making

styles?

Q2. Do online decision-making styles of Filipino-Americans differ according to

their mode of acculturation?

12

Q3. Do the dimensions of acculturation, ethnic and host culture identifications,

are associated with each of the online decision-making styles?

Hypotheses

The research questions for this study were investigated using the following null

(Ho) and alternative (Ha) hypotheses:

H10. There is no significant difference among Filipino-American consumers in

their online decision-making styles.

H1a. There is a significant difference among Filipino-American consumers in

their online decision-making styles.

H20. There is no significant difference among Filipino-American consumers in

the four acculturation levels on their online decision-making styles.

H2a. There is a significant difference among Filipino-American consumers in the

four acculturation levels on their online decision-making styles.

H30. There is no association between the two acculturation dimensions and the

online decision-making styles of Filipino-American consumers.

H3a. There is an association between the two acculturation dimensions and the

online decision-making styles of Filipino-American consumers.

Nature of the Study

The proposed study utilized a survey approach in data gathering. Filipino adults

living in the US were recruited to participate in the study. Considering the difficulties in

conducting surveys among ethnic minorities such as “low frequency in the population,

may be geographically un-clustered and difficult to access” (Erens, 2013, p. 45), a non-

probability sampling method was used to obtain the sample for this study.

13

For the sample percentage to be accurate at plus or minus 5 percent at 95 percent

confidence level for a population that is more than 100,000, Cozby’s (2009) sample size

of 384 was adopted. The research participants were identified using a subset of the

purposive sampling method known as snowball sampling technique. Using this

technique, the researcher sent a recruitment email to all his friends and acquaintances in

the US with a request to fill out the survey and pass along the research recruitment

information to their Filipino-American family members and friends who are also living in

the US. Research participants were also recruited through the help of the following two

Filipino-American organizations: Ugnayan Filipino Ministry at St. Francis Church in

New York, NY and the National Federation of Filipino-American Association that is

headquartered in Washington, DC.

A web-based questionnaire was used to survey the population with previously

validated scales. The modified Consumer Styles Inventory for online purchases (Sproles

& Kendall, 1986; Sam & Chatwin, 2015) was utilized in the survey to determine the

consumers’ decision-making styles. About the measurement of acculturation, the 30-item

ARSMA II (Cuellar et al., 1995), adapted for Filipino-Americans, was used in the survey.

All answers of the research participants were statistically analyzed. The

descriptive analysis was undertaken using the SPSS software package in order to indicate

the means, standard deviations, and the range of scores for these variables. A

nonparametric alternative to One-Way ANOVA known as the Kruskal-Wallis H Test and

the Mantel-Haenszel Test of Trend were used to verify the hypotheses of the study.

14

Significance of the Study

The study will have important practical and theoretical implications. With the

understanding of the relationship between acculturation modes and decision-making

styles of Filipino-Americans online consumers, business organizations and marketing

professionals can improve their ability to determine how members of this ethnic group

make their purchase decisions. These insights regarding the group’s online decision

process can help businesses in the creation of appropriate marketing and communication

strategies to engage members of this particular group. In addition to this, the proposed

study may provide a theoretical framework through which ethnic marketing can be

perceived. Examination of the impact of the acculturation modes on the process of

decision-making may help in predicting actual online consumption patterns of Filipino-

Americans and other ethnic groups. Furthermore, the study results will contribute to the

enhancement of the literature on the relationship between acculturation and decision-

making styles.

Prior consumer behavior inquiries involving minority groups have primarily

centered on African and Hispanic Americans (Morimoto, 2012). While the latest

advances in this field have shown an increase in consumer studies focusing on Asian

Americans, more studies are still needed to completely comprehend the buying behavior

of this burgeoning ethnic consumer group, especially those of Filipino heritage. The

present research attempted to address this gap. Additionally, by studying the consumer

decision-making styles of one ethnic group within one host country, the foundation of the

consumer decision-making styles literature, which is monopolized by cross-national

comparisons (Segev, 2014), will be enhanced.

15

Definition of Key Terms

The terms below are significant to the current study. Since these words or phrases

have been described in various ways depending on the circumstance, they need to be

defined for clarity according to the framework of the current study.

Acculturation: Refers to a “process of adaptation and culture modification that

occurs as a result of continuous contact between two different and distinct cultures”

(Choi &Thomas, 2008).

Assimilation: Refers to a mode of acculturation where an individual believes that

it is important to acquire the attitudes and behavior of the host culture while relinquishing

one’s heritage culture (Berry, 2003).

Choice behavior: Refers to a process that involves the evaluation of two or more

options to come up with a decision about which option to choose (Beresford & Sloper,

2008). Choice behavior is used interchangeably with decision-making in the current

research.

Consumer behavior: Refers to a process that people engage in search, select,

purchase, use, and dispose of products, services, experiences, or ideas to satisfy their

needs and desires (Hawkins, Best, & Coney, 2004).

Cultural characteristics: Refer to the values, attitudes, opinions, beliefs, norms,

and other socio-psychological constructs that distinguish the members of one group from

another (Lee, Choi, Kim, & Hong, 2007).

Decision-making: Refers to a process that conveys the progression of reasoning

that involves an assessment and judgment of various options based on the decision

maker’s values and preferences to come up with a reasonable choice (Beresford &

16

Sloper, 2008). Decision-making is used interchangeably with choice behavior in the

current research.

Decision-Making Style: Refers to a cyclic cognitive pattern that determines an

individual’s approach to decision-making. Sproles and Kendall (1986) defined it as a

mental guideline that determines the way in which consumers make decisions in the

marketplace.

Ethnicity: Refers to a social identification based on the objective description of a

group with a shared history or common national or religious backgrounds (Ogden,

Ogden, & Schau, 2004). As further explained by Dressler, Oths, and Gravlee (2010), it is

a “dimension of socio-cultural systems that defines the essential group differences and

structures the relations among persons classified in terms of those differences” (p. 233).

Filipino-American: Refers to an individual who comes to the United States from

the Philippines for permanent residency as well as those Filipinos from succeeding

generations who were born in the US.

Integration: Refers to a mode of acculturation where an individual is actively

interacting with both cultures by holding onto certain aspects of his or her heritage while

adapting to certain aspects of the mainstream society (Berry, 2003).

Marginalization: Refers to a mode of acculturation where an individual is not

connected to the heritage culture or the dominant host culture and does not see the

importance of maintaining both cultures (Berry, 2003).

Online Decision-Making Style: Refers to a cyclic cognitive pattern that

determines how an individual makes purchase decisions in an online environment.

17

Separation: Refers to a mode of acculturation where an individual believes that it

is important to maintain one’s culture and avoids interaction with the host culture (Berry,

2003).

Summary

The inception of the World Wide Web has radically affected the business

landscape and resulted in the advancement of electronic commerce. According to the

U.S. Census Bureau (2002), retail sales in e-commerce have increased from $29 billion in

2000 to $261 billion in 2013. Given the steady growth of online retail sales and the

multiculturalism of the US society, entrepreneurs and marketing professionals need to

understand the consumption patterns of these various ethnic groups. By understanding

consumer behaviors, businesses will be able to motivate ethnic groups to respond to their

marketing activities and hopefully, drive revenue growth.

The Filipino-American population is the second largest, and fastest growing,

Asian ethnic group in the US. Thus, as the population of Filipino-Americans grows due

to demographic and immigration factors, so too will its purchasing power. To tap this

potential revenue source, online retailers need to incorporate cultural insights into their

core marketing strategies. Leveraging cultural dynamics and characteristics are critical to

the success of any promotional activities in a multi-ethnic society. These cultural

peculiarities, priorities, and orientations can impact the consumers’ decision-making

styles when shopping from online stores.

The purpose of this quantitative correlational study was to investigate the

relationship between acculturation and consumer decision-making styles within the

context of electronic commerce. Specifically, it aimed to: 1) determine the online

18

decision-making styles of Filipino-Americans; 2) examine the impact of acculturation

with regard to the identified decision-making styles of Filipino-Americans; and 3)

determine the extent of relationship between the two acculturation dimensions, i.e., ethnic

and host culture identifications, and the identified online decision-making styles. The

study utilized the modes of acculturation and consumer decision-making styles in

developing an integrative approach toward understanding the relationship between the

consumers’ intercultural adaptation and consumption behavior. The interaction between

the consumers’ desire to maintain their ethnic culture and identity while adapting to the

attitudes and values of the host culture results in the development of the four

acculturation modes: assimilation, integration, marginalization, and separation. The

study suggests that these acculturation modes are distinguishing elements and antecedents

that determine the consumers’ online decision-making styles. Among the online

decision-making styles are the following:

• Perfectionistic and High-Quality Conscious Consumer,

• Brand Conscious and Price Equals Quality Conscious Consumer,

• Novelty and Fashion Conscious Consumer,

• Recreational and Hedonistic Shopping Conscious Consumer,

• Price and Value-for-Money Conscious Consumers,

• Impulsive and Careless Consumer,

• Confused-by-Over-Choice Consumer,

• Habitual and Brand-Loyal Consumer,

• Website Content Conscious Consumer,

• Website Interface Conscious Consumer.

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Chapter 2: Literature Review

The purpose of this study was to investigate the relationship between

acculturation and consumer decision-making styles within the context of electronic

commerce. Specifically, it aimed to: 1) determine the online decision-making styles of

Filipino-Americans; 2) examine the impact of acculturation with regard to the identified

decision-making styles of Filipino-Americans; and 3) determine the extent of relationship

between the two acculturation dimensions, i.e., ethnic and host culture identifications,

and the identified online decision-making styles. The results of this investigation can be

used to improve the understanding of the factors related to the consumption behaviors of

the Filipinos in the US.

The literature review begins with a historical background of the Philippine-

American relations that started after the US defeated Spain in the Spanish-American War

of 1898. A discussion about the timeline of the Filipinos’ migration to the US as well as

a presentation of the Filipino-Americans’ demographic characteristics, consumer power,

and geographical dispersion follow. The final part of the literature review is devoted to

the discussion of the relationship between acculturation, decision-making process,

consumer behavior, and decision-making styles of consumers when purchasing from an

online store.

Documentation

The study primarily used EBSCOhost and ProQuest databases in identifying

scholarly and peer-reviewed articles based on the following keywords: acculturation,

consumer decision-making styles, Filipino-American consumers, and online decision-

making process. Also, books on immigration history and consumer behavior as well as

20

informational websites such as the U.S. Census Bureau were utilized to obtain specific

data and statistics related to the study.

The Spanish-American War of 1898 in the Philippines

The Philippines was under Spanish rule for 333 years (Borlaza, Cullinane, &

Hernandez, 2016). This rule started after a permanent Spanish settlement was established

in Cebu in 1565 and ended with the outbreak of the Spanish-American War in 1898. The

tension between the United States and Spain was triggered by the former’s support of

Cuba’s long-term struggle against the Spanish regime (U.S. Office of the Historian, n.d.).

This tension between the United States and Spain developed into a war between the two

countries after an unexplained explosion of the USS Maine battleship killed 266

American sailors in Havana, Cuba on February 15, 1898 (Greguras, 2005; Offner, 2004).

Two months after the battleship explosion, the US declared war on Spain and came out

triumphant. According to Greguras, the defeat of Spain enabled the US to acquire the

former’s Pacific possessions, which included the Philippines through the Treaty of Paris.

To secure authority over the Philippines, the US paid Spain a total of $20 million

(Goldenberg, 2000).

The acquisition of the Philippines by the US infuriated the Filipino nationalists

who had been fighting for independence from Spain even before the United States

invasion of 1898. Before the Americans captured the Philippine capital city of Manila

from the Spanish army, the Filipino nationalist leader Emilio Aguinaldo entered into a

military alliance with the US “with the understanding that the United States would at

least recognize the independence of the Philippines under the protection of the U.S.

Navy” (Jacobson, 1999, p. 119). With the annexation of the Philippines by the US,

21

Aguinaldo felt betrayed which contributed to the corrosion of the relationship between

the former allies (Ablett, 2004). On February 4, 1899, a fight erupted between the

American forces and the Filipino nationalists which escalated into an all-out war between

the two groups (U.S. Office of the Historian, n.d.). According to Ablett, the American

authorities in the Philippines claimed that the Filipino rebels “had started the conflict by

firing on the flag” (p. 24). However, Tebbel (as cited in Ablett, 2004) explained that the

war, which was America’s first military campaign in the 20th century (Deady, 2005) and

its first ground war in Asia (Jacobson, 1999), was triggered by the shooting of unarmed

Filipino sentinels by American soldiers.

The Filipino insurgents were no match for the military capability of the

Americans. Aside from being disjointed due to poor communications between insurgent

groups, Filipinos also lacked weapons and ammunitions (Deady, 2005). Because of this,

the Filipino rebels failed to win any significant battles on the field against the American

military. The losses experienced by the Filipino insurgents led them to change strategy

by not engaging the American soldiers in conventional combat. Instead, as Deady

explained, they resorted to guerilla operations.

Jacobson (1999) called the Philippine-American War a “brutal war” (p. 119). He

noted that 3,000 Filipino soldiers died on the war’s first day. Over the duration of the

conflict, Jacobson quoted modern historians in putting the death toll estimate at 220,000

Filipinos and 4,200 Americans. However, other estimates put the total Filipino casualty

count anywhere between 250,000 and 600,000 civilians and 20,000 fighters (Ablett,

2004). Ablett explained that the huge number of fatalities could be attributed to the

popular support that the insurgency received from the people and the brutal tactics that

22

the American military utilized to achieve victory. Among the atrocities perpetuated by

the American armed forces were the following: “the torture of suspected rebels; refusing

to take prisoners; wholesale massacres of entire villages of men, women, and children;

and starvation resulting from relocating large populations” (Ablett, 1999, p. 26).

The leader of the Filipino resistance, Emilio Aguinaldo, was captured by the US

in 1901. After three years of fighting, the Philippine-American war ended in July 1902

with the Americans claiming victory over the Filipino revolutionaries. However,

occasional armed clashes between the two groups did not totally stop until 1913 when

Woodrow Wilson was elected President of the US and the possibility of Philippine

independence was explored (Ablett, 2004). The Philippines was a US territory from

1898 until July 4, 1946.

Filipinos as US Nationals: American Colonial Era in the Philippines, 1898-1946

After the US declared victory over the Filipino Nationalists in 1902, some

changes were implemented by the American colonial government in the Philippines. At

that time, the intention of the US administration was to remain in the Philippines

indefinitely and keep it as a territory until the Filipinos were able to govern themselves

(Wertheim, 2009). To achieve this goal, the US government sent William Howard Taft

to the Philippines to establish a civilian government and start the process of nation-

building and institutional development (Booth, 2012). As explained by Wertheim (2009),

the establishment of a civilian government with an elected Filipino Assembly was meant

to pacify the members of the Filipino resistance movement as well as teach them how to

run a government.

23

William Howard Taft was a prominent figure in the American colonial rule of the

Philippines. He was appointed by US President William McKinley to head the Philippine

Commission on March 16, 1900. His primary role was to oversee the political shift in the

Philippines from military to civil rule (Scott, 2003). A little over a year later, on July 4,

1901, William Howard Taft became the first Civil Governor.

The Philippine Commission was given both legislative and executive powers. Its

goal was to prepare the Filipinos for eventual self-governance by putting into action

activities or programs that promoted economic growth and education as well as the

formation of representative institutions (Booth, 2012). As a result, devolution of certain

governmental functions was carried out which empowered the provincial governments to

collect taxes, construct and maintain local infrastructure, and supervise the towns or local

leaderships (Hutchcroft, 2000). Furthermore, the Commission spearheaded the

establishment of a judicial system as well as the organization of civil service and creation

of local codes that set up standards related to education, agriculture, taxation, and health

(Scott, 2003). To promote representative governance, the Commission also held

elections to select municipal and provincial leaders (Hutchcroft, 2000). Even after all

these developments, the Filipinos’ attitudes were still dominated by their desire for

independence (Ablett, 2004). After the capture of the Filipino opposition leader Emilio

Aguinaldo and the significant lobbying of Filipinos and their supporters, the Tydings-

McDuffie Act was passed and provided the Philippines a commonwealth status for ten

years starting in 1935. The Philippines obtained full independence from the US on July

4, 1946.

24

Migration of Filipinos to the United States: History and Early Settlements

The Filipinos were not exactly strangers in America in the early 19th century after

the Philippines became a US territory following the Spanish-American war in 1898. As

residents of a US territory, Filipinos were classified as US nationals (Takaki, 1998); and

as such, they were exempted from immigration restrictions and could freely travel to and

from the US (Baldoz, 2011). They mostly lived and worked in Alaska, California,

Hawaii, Oregon, and Washington (Cordova as cited in David & Nadal, 2013). However,

the status of Filipinos as imperial subjects did not automatically grant them US

citizenship. Baldoz explained that the issue of Filipino naturalization ineligibility was

brought to the attention of the immigration courts multiple times. Unfortunately, the

Filipino petitioners were not successful in convincing the courts of their eligibility. In

1918, a law related to the American involvement in World War I, called the Act of May

9, 1918 clarified the status of Filipinos by stating that “Filipinos who had rendered the

requisite military service would be eligible for citizenship, while those who had not

served in the U.S. armed forces remained disqualified based on color or race” (Baldoz,

2011, p. 83).

Three major waves describe the history of Filipino migration to the US

(McNamara & Batalova, 2015) that facilitated the arrival of a substantial number of

immigrants into the country (Lee, 2015). Takaki (1998) described the influx of Filipino

immigrants as “sudden and massive” (p. 315). According to Lee, the first wave of

Filipino settlers arrived from 1903 to 1935 while the second and third waves happened in

the 1940s to 1950s and post-1965, respectively. However, Mercene (as cited by Lee)

explained that the earliest documented Filipino presence in the United States could be

25

traced back to the arrival of a Spanish galleon in Morro Bay, California on October 18,

1587. Filipinos were among the crewmembers of this Spanish merchant ship. But

according to Lee, the earliest Filipino settlers in the US were a group of Filipino seamen

who jumped ship to escape the hostile treatment of the Spanish command. These men

formed a village in the swamps of Louisiana in 1763. However, it was not until the early

years of the 20th century that Filipinos arrived in the US in large numbers.

From 1903 to 1935, the first wave of Filipino migrants comprised of the following

groups started to get in the US: college students, U.S. Navy veterans, and plantation

laborers (Baldoz, 2011). The college students were sponsored by the U.S. government to

study at U.S. colleges and universities under the Pensionado Act of 1903. This particular

program, as explained by Baldoz, was a brainchild of the first Civil Governor of the

Philippines, William Howard Taft, as part of his policy to assimilate the local inhabitants

of the Philippines to the customs and institutions of the US. These students were

considered as “trainees in democracy who would eventually return to their islands,

carrying the message of democracy to their own peoples” (Melendey as cited in Lee,

2015, p. 92) and become future leaders of the Philippines. Furthermore, the early years

of the 1900s saw teachers and school administrators from the US arriving in the

Philippines to help instill the idea of American values, culture, mental orientations, and

superiority (David & Nadal, 2013). Years of American colonial rule in the Philippines

increased the desire of Filipinos to move to the US. Pido (as cited in David & Nadal,

2013) explained this immigration trend due to colonial mentality by stating that:

Availability of educational opportunities in addition to information and

propaganda about America as the land of milk and honey . . . resulted in higher or

26

different expectations for a coming generation of Filipinos. Many no longer

wanted to make a living from the land as their parents did. . .. In addition to

having a different occupational outlook, this generation of Filipinos also had

different lifestyle expectations. They were becoming oriented as consumers

toward American products. . .. It was perceived that the only way to live like

Americans was to be in America. (p. 298)

The Filipino veterans of the U.S. Navy were also part of the first wave of

immigrants from the Philippines that settled in the US. An Executive Order that was

issued by President McKinley in 1901 allowed Filipinos to serve in the U.S. Navy. This

order is part of the Americans’ overarching goal of educating the locals using Western-

style military principles and service to instill allegiance among the indigenous population

of the Philippines (Baldoz, 2011). Some of these soldiers who completed their service

stayed in the US and found work in naval shipyards or as commercial sailors on the west

coast.

In 1908, owners of sugarcane plantations in Hawaii began recruiting Filipino

laborers to work in their fields (Bonus, 2000). These plantation workers became part of

the first wave of Filipinos who immigrated to the US. The demand for blue collar

workers started after the US banned the use of Chinese laborers, and other workers such

as the Koreans, Japanese, and Mexicans decided to stop working due to mistreatment

(Lee, 2015). Since Filipinos could freely move between the Philippines and the US due

to their unique legal status as US nationals, they became a favored source of labor by the

27

Hawaiian sugar plantation owners. Lee stated that by the early 1920s, the Filipinos

became the largest group of plantation workers in Hawaii.

After World War II, the second wave of Filipinos began migrating to the US

which occurred between the 1940s and 1950s. During this period, Filipinos who joined

the US military were given the option to become US citizens (McNamara & Batalova,

2015). Many took the opportunity and migrated to the US. Others came as brides of US

servicemen and as nurses or healthcare workers. McNamara and Batalova explained that

the post-war period saw an influx of higher-educated professionals into the US whose

numbers grew considerably after 1965.

The Immigration and Nationality Act of 1965 has dramatically impacted the

exodus of Filipinos into the US. According to Lee (2015), the said law “eliminated

national origins quotas, relieved occupational shortages (specifically health care

professionals), and achieved family reunifications” (p. 108). Before 1965, the

immigration practice in the US was based on quota and preference system. After the

passage of the 1965 Immigration Act, this restrictive system was replaced with a new

screening process based on family reunification and occupational characteristics (Espiritu

& Wolf, 2001). It provided no numerical limitations on the number of immediate

relatives that U.S. citizens could sponsor to bring to the United States after such citizens

provided affidavits of support showing their financial stability. The Immigration Act of

1965 also promoted the admittance of certain categories of immigrants, including

professionals, scientists, exceptional artists as well as skilled and unskilled workers that

were in short supply in the US. From 1966 to 1975, most of the Filipinos who migrated

to the US were doctors, nurses, teachers, engineers, accountants, and other educated

28

professionals (Bonus, 2000). Pew Research Center (2013) declared that the number of

Filipino-Americans significantly increased after amendments were made to the

immigration laws that abolished the Asian immigration quotas in 1965. See Figure 2 for

the Filipino population in the US from 1910 to 1990.

Figure 2. Filipino Population in the United States, 1910-1990

Source: Melendy (as cited in Espiritu &Wolf, 2001)

As indicated in the preceding discussion, the migration of Filipinos into the US

has been going on for decades and is influenced by political, social, and economic

motivations. These migrants leave the Philippines to escape joblessness, harassment and

oppression, poverty, and natural disasters. Others are attracted to the freedom and

security as well as the stability and the promise of new opportunities that they believe

America can offer.

Demographic Characteristics and Regional Dispersion of Filipino-Americans

The diversity of the US population is more apparent now than it was in 1900

(Riche, 2000). As explained by Hero (2010), the change in the demographic composition

29

of the US population started during a “period of sustained large-scale immigration from

the 1960s and continued into the period of dramatic economic recession in 2008-2009”

(p. 446). The U.S. Census Bureau reported 309 million people in the US in 2010, and

14.7 million of these were Asian Americans (U.S. Census Bureau, 2011). De Souza and

Fuller-Thomson (2013) described the Asian American population as the fastest growing

minority group in the US, with an estimated population increase to 41 million by the year

2050. Among Asian Americans in the US, the Filipinos ranked the second largest sub-

group, with one in five Asians tracing their roots to the Philippines (U.S. Census Bureau,

2004).

Table 1

The Top States of Residences for Filipino-Americans

States

Estimated Population

California

1,529,086

Hawaii

347,929

Texas

168,253

Illinois

154,883

Nevada

138,772 Note. From “Who are Asian Americans?” by Center for American

Progress, 2015.

The Filipino-American population epitomizes a varied group of people whose

heritage can be traced back to the Philippines. With an estimated 2015 population of 3.9

million, the Filipino-Americans represent the second largest Asian American group living

in the US (U.S. Census Bureau, 2015; Hoeffel, Rastogi, Kim, & Shahid, 2012). They can

30

be found all over the US. According to the Center for American Progress (2015), the top

states of residence for Filipino-Americans include the following: California, Hawaii,

Texas, Illinois, and Nevada. The metropolitan areas with the largest Filipino-American

populations are Los Angeles, San Francisco, and New York which made up 31 percent of

the group’s total population in the US (McNamara & Batalova, 2015). Overall, 66

percent of all Filipinos live on the West coast, 16 percent in the South, 10 percent in the

Northeast, and 8 percent in the Midwest (Pew Research Center, 2013).

Immigration affects the size and composition of the Filipino-American

population. In 2010, 69 percent of adult Filipino-Americans in the US were classified as

foreign-born (Pew Research Center, 2013). McNamara and Batalova (2015) stated that

the entire foreign-born population of Filipino-Americans is the largest among Asian

groups after India and China. Figure 3 shows the changing Filipino immigrant

population from 1980 to 2013.

Figure 3. The Population of Foreign-Born Filipino-Americans

Source: McNamara and Batalova (2015)

31

McNamara and Batalova (2015) further noted that the foreign-born Filipino-

Americans are a little older compared to the other immigrants and native-born

Americans. The group also has the lowest number of members who are under the age of

majority. Its median age is 49 years old while the median age of other immigrants and

native-born Americans are 43 and 36 years old, respectively. Table 3 shows the age

distribution of immigrants and native-born Americans based on nativity. The “All

Immigrants” column refers to the age distribution of all Americans who were born

outside of the US while the “Filipino Immigrants” column relates to the rate of Filipino-

Americans who were born outside of the US. As defined earlier, native-born refers to all

those who were born inside the US.

Table 2

Age Distribution by Nativity, 2013

Age Group

All Immigrants

Filipino

Immigrants

Native Born

Under 18

6%

5%

26%

18 – 64

80%

76%

60%

65 – Over

14%

19%

14%

Note. From “Filipino-Americans in the United States,” by K. McNamara and J.

Batalova, 2015.

Of the 3.9 million Filipino-Americans in the US, the 2015 American Community

Survey states that 45 percent of this group is male and the remaining 55 percent is female

(U.S. Census Bureau, 2015). The same report also states that the median age is 35 years

old and 63 percent of the population is of the working age (i.e., 18 – 64 years old).

Figure 4 shows the group’s distribution by age.

32

Figure 4. Population Distribution of Filipino-Americans by Age

Source: U.S. Census Bureau (2015)

Regarding employment, 43 percent of Filipino-Americans are working in

management, business, science, and arts compared to 30 percent of all other immigrants

and 38 percent of native-born individuals (McNamara & Batalova, 20015). Among the

three groups, McNamara and Batalova indicated that the Filipino-Americans have the

smallest number of members working in natural resources, construction, and maintenance

occupations at 4 percent. Figure 5 shows the labor force makeup by occupation and

origin.

33

Figure 5. Labor Force Distribution by Occupation and Origin, 2013

Source: 2013 American Community Survey (as cited in McNamara & Batalova, 2015)

Other findings of the Filipino-American characteristics compared to the other

Asian groups and native-born Americans regarding educational attainment, household

income, English language proficiency, average household size, and home ownership rate

are shown by the Pew Research Center analysis of the 2010 American Community

Survey below. It indicates that Asian American immigrants are more educated and

wealthier compared to the native-born Americans. While both groups have similarities in

terms of the number of members with and without a high school diploma (86 percent),

the Asian Americans have an edge with regard to the number of members with a

Bachelor’s or graduate degree (49 percent). The Filipino immigrants in the US, on the

other hand, have the highest number of members with at least a high school diploma (92

34

percent) compared to the other two groups and are only 2 percent behind the Asian

Americans for the number of members with at least a Bachelor’s degree. Furthermore,

the Filipino-Americans’ median household income is listed at $75,000 compared to

$49,000 for the native-born Americans and $66,000 for the Asian American immigrants.

This pattern supports the poverty analysis of the Pew Research Center which puts the

poverty level of the Filipino community in the US as the lowest among the three groups

at 6 percent. The poverty levels for the Asian immigrants and native-born Americans

were at 12 percent and 13 percent, respectively.

Table 3

Filipino-American Characteristics: Analysis of 2010 American Community Survey

Native Born

American Asian

American

Filipino-

American

Educational Attainment

Less than High School

14% 14% 8%

High School or More

86% 86% 92%

Bachelor’s Degree or More

28% 49% 47%

Median Household Income

$ 49,000 $ 66,000 $ 75,000

Average Household Size 2.6 3.1 3.4

Homeownership Rate

65%

58%

62%

In Poverty

13%

12%

6%

Language

Speaks English Very Well

90% 64% 78%

Speaks English Less Than Very Well

10% 37% 22%

Note. From “The Rise of Asian-Americans,” by Pew Research Center, 2013.

35

Language competency and house ownership rates are the highest for people who

were born in the US regardless of race. In terms of household size, the Filipinos have the

highest number at 3.4 persons, followed by the Asian Americans at 3.1 and native-born

Americans at 2.6.

Consumer Power and Key Purchase Categories of Filipino-Americans

Buying power refers to the “total personal income of residents available for

spending, after taxes, on goods and services in a given year” (Ramakrishnan & Ahmed,

2014, p. 93). It is not, however, a benchmark of the people’s wealth nor does it consist of

the people’s savings or borrowed money (Humphreys, 2014). Several variables affect a

group’s purchasing power as a consumer. Humphreys explained that a group’s higher

level of purchasing power could be attributed to the following: higher per capita income,

higher educational levels, different business activities, and demographic characteristics.

The total buying power of the US has steadily increased since the 1990s.

According to Humphreys (2014), the Americans’ buying power has risen from $4.2

trillion in 1990 to 12.4 trillion in 2013 and is expected to reach $15.2 trillion in 2018.

This consistent growth in the people’s ability to purchase goods and services is also being

experienced by other racial groups like the Asian Americans. Humphreys noted that the

Asian Americans’ purchasing power rose from $115 billion in 1990 to $713 billion in

2013. This 520 percent gain is way above the national rate of 195 percent for the same

period. In fact, the Asian Americans have the highest buying power growth rate when

compared to other ethnic groups. Within the Asian American marketplace, Humphreys

noted that the Filipino-Americans have the third largest purchasing power which is

36

estimated at $120 billion, after the Asian Indians ($195 billion) and Chinese ($176

billion) racial groups.

Figure 6. Percent of Change in Buying Power Per Racial Group

Source: Humphreys (2014)

When it comes to spending habits, the Asian American households top the list at

an average of $61,400 per year, which is 19 percent higher compared to the US average

(Ramakrishnan & Ahmad, 2014). A State of the Asian American Consumer report by

Nielsen (2012) states that Asian Americans spend largely on fresh produce and healthy

foods. Aside from food, Ramakrishnan and Ahmad also noted that this particular ethnic

group spends more on housing, education, and transportation as well as on insurance,

pensions, and Social Security. Asian Americans were found to spend less on alcohol,

tobacco, pets, and toys. Ramakrishnan and Ahmad further noted that the “high consumer

spending levels of Asian American households nationally is related to greater than

average levels of household income, larger household sizes, as well as distinct residential

37

patterns, as Asian Americans are more likely to live in states with a higher than average

cost of living” (p. 95).

Milestones in the History of Choice and Decision-Making

The history of decision-making has been extensive and far-reaching. Buchanan

and O’Connell (2006) explained that the word “decision-making” was first introduced by

Chester Barnard to the field of business in the 1950s. It is a concept that revolves around

making choices (Karimi, Papamichail, & Holland, 2015) and managing perceived risks.

(Punj, 2012). To facilitate this process, people use tools to help them in identifying the

best possible choice. However, Buchanan and O’Connell clarified that it was only

recently when people started to use complex means to come up with a decision. In the

past, the people’s “risk management tool kit consisted of faith, hope, and guesswork”

(Buchanan and O’Connell, 2006, p. 34). Table 4 presents the milestones in the process of

decision-making that dates back to the 6th Century BC.

Table 4

A Historical Timeline and Milestone of Decision-Making

Period

Decision-Making Milestone

Prehistory

Human decisions are guided by wisdom from prophets and

ancient divination texts as well as interpretations of entrails,

smoke, and dreams.

6th Century BC Allowing events to take their natural course without choosing

at all (Lao-Tzu) or deciding based on benevolence, ritual,

reciprocity, and filial piety (Confucius).

5th Century BC Male citizens in Athens make decisions by voting.

38

4th Century BC Plato asserts that all perceivable things are derived from

eternal archetypes and are better discovered through the soul

than through the senses.

Aristotle takes an empirical view of knowledge that values

information gained through the senses and deductive

reasoning.

399 BC In an early jury-trial decision, 500 Athenian citizens agree to

send Socrates to his death.

333 BC Alexander the Great slices through the Gordian knot with his

sword, demonstrating how difficult problems can be solved

with bold strokes.

49 BC Julius Caesar makes the irreversible decision to cross the

Rubicon, and a potent metaphor in decision-making is born.

9th Century The Hindu-Arabic number system, including zero, circulates

throughout the Arab empire, stimulating the growth of

mathematics.

11th Century Omar Khayyám uses the Hindu-Arabic number system to

create a language of calculation, paving the way for the

development of algebra.

14th Century The “Occam’s razor” principle which states that the best

theory is the simplest one that accounts for all the evidence.

17th Century Stable keeper Thomas Hobson presents his customers with

an eponymous “choice”: the horse nearest the door or none.

39

1602 Hamlet debates whether “to be, or not to be.”

1620 Francis Bacon asserts the superiority of inductive reasoning

in scientific inquiry.

1641 René Descartes proposes that reason is superior to experience

as a way of gaining knowledge and establishes the

framework for the scientific method.

1654 Blaise Pascal and Pierre de Fermat develop the concept of

calculating probabilities for chance events.

1660 Pascal’s wager on the existence of God shows that for a

decision maker, the consequences, rather than the likelihood,

of being wrong can be paramount.

1738 Daniel Bernoulli lays the foundation of risk science by

examining random events from the standpoint of how much

an individual desires or fears each possible outcome.

19th Century Carl Friedrich Gauss studies the bell curve, described earlier

by Abraham de Moivre, and develops a structure for

understanding the occurrences of random events.

1880 Oliver Wendell Holmes says that “the life of the law has not

been logic; it has been experience.” Judges, he argues, should

base decisions not merely on statutes but on the good sense

of reasonable members of the community.

40

1886 Francis Galton discovers that although values in a random

process may stray from the average, in time they will trend

toward it. His concept of regression to the mean will

influence stock and business analysis.

1900 Sigmund Freud’s work on the unconscious suggests that

people’s actions and decisions are often influenced by causes

hidden in the mind.

1907 Economist Irving Fisher introduces net present value as a

decision-making tool, proposing that expected cash flow be

discounted at a rate that reflects an investment’s risk.

1921 Frank Knight distinguishes between risk, in which an

outcome’s probability can be known (and consequently

insured against), and uncertainty, in which an outcome’s

probability is unknowable.

1938 Chester Barnard separates personal from organizational

decision-making to explain why some employees act in the

firm’s interest rather than in their own.

1944 In their book on game theory, John von Neumann and Oskar

Morgenstern describe a mathematical basis for economic

decision-making; like most theorists before them, they take

the view that decision makers are rational and consistent.

1946 The Alabe Crafts Company of Cincinnati markets the Magic

8 Ball.

41

1947 Rejecting the classical notion that decision makers behave

with perfect rationality, Herbert Simon argues that because

of the costs of acquiring information, executives make

decisions with only “bounded rationality”–they make do with

good-enough decisions.

1948 Project RAND, its name a contraction of “research and

development,” separates from Douglas Aircraft and becomes

a nonprofit think tank. Decision makers use its analyses to

form policy on education, poverty, crime, the environment,

and national security.

1950s Research conducted at the Carnegie Institute of Technology

and MIT will lead to the development of early computer-

based decision support tools.

1951 Kenneth Arrow introduces what becomes known as the

Impossibility Theorem, which holds that there can be no set

of rules for social decision-making that fulfills all the

requirements of society.

1952 Harry Markowitz demonstrates mathematically how to

choose diversified stock portfolios so that the returns are

consistent.

42

1960s Edmund Learned, C. Roland Christensen, Kenneth Andrews,

and others develop the SWOT (strengths, weaknesses,

opportunities, threats) model of analysis, useful for making

decisions when time is short and circumstances complex.

1961 Joseph Heller’s term “catch-22” becomes popular shorthand

for circular, bureaucratic illogic that thwarts good decision-

making.

1965 Corporations use IBM’s System/360 computers to start

implementing management information systems.

Roger Wolcott Sperry begins publishing research on the

functional specialization of the brain’s two hemispheres.

1966 The phrase “nuclear option” is coined with respect to

developing atomic weapons and is eventually used to

designate a decision to take the most drastic course of action.

1968 Howard Raiffa’s Decision Analysis explains many

fundamental decision-making techniques, including decision

trees and the expected value of sample (as opposed to

perfect) information.

1970 John D.C. Little develops the underlying theory and

advances the capability of decision-support systems.

43

1972 Irving Janis coins the term “groupthink” for flawed decision-

making that values consensus over the best result.

Michael Cohen, James March, and Johan Olsen publish “A

Garbage Can Model of Organizational Choice,” which

advises organizations to search their informational trash bins

for solutions thrown out earlier for lack of a problem.

1973 Fischer Black and Myron Scholes (in one paper) and Robert

Merton (in another) show how to accurately value stock

options, beginning a revolution in risk management.

Henry Mintzberg describes several kinds of decision makers

and positions decision-making within the context of

managerial work.

Victor Vroom and Philip Yetton develop the Vroom-Yetton

model, which explains how different leadership styles can be

harnessed to solve different types of problems.

1979 Amos Tversky and Daniel Kahneman publish their Prospect

Theory, which demonstrates that the rational model of

economics fails to describe how people arrive at decisions

when facing the uncertainties of real life.

John Rockart explores the specific data needs of chief

executives, leading to the development of executive

information systems.

44

1980 “Nobody ever got fired for buying IBM” comes to stand for

decisions whose chief rationale is safety.

1984 W. Carl Kester raises corporate awareness of real options by

suggesting that managers think of investment opportunities

as options on the company’s future growth.

Daniel Isenberg explains that executives often combine

rigorous planning with intuition when faced with a high

degree of uncertainty.

1989 Howard Dresner introduces the term “business intelligence”

to describe a set of methods that support sophisticated

analytical decision-making aimed at improving business

performance.

1992 Max Bazerman and Margaret Neale connect behavioral

decision research to negotiations in Negotiating Rationally.

1995 Anthony Greenwald develops the Implicit Association Test,

meant to reveal unconscious attitudes or beliefs that can

influence judgment.

1996 Web users start making buying decisions based on the

buying decisions of people like themselves.

2005 In Blink, Malcolm Gladwell explores the notion that our

instantaneous decisions are sometimes better than those

based on lengthy, rational analysis.

Note. From “A Brief History of Decision-Making,” by L. Buchanan and A. O’Connell,

2006, Harvard Business Review.

45

The development of the decision-making process has evolved from gut-feeling

and divination to one that is heavily anchored on facts or data-driven analytics. This

progression is evident in the highlights summarized in the above table. Today, the

Internet has alleviated the manner by which value is created through fact-based decision-

making. A modern business organization can use the Web in seeking vital and pertinent

information to develop an effective marketing strategy and gain a competitive advantage

over its rival.

Culture and the Process of Decision-Making

The exclusion of cultural attributes in the framing of marketing messages can

negatively impact their effectiveness in influencing ethnic consumers, which in turn, can

lead to a decrease in potential business. Guseva (2013) explained that understanding the

cultural peculiarities of consumers can be a substantial benefit in promotional campaigns

that could impact consumers’ decision-making process. Culture significantly affects

people’s behavior as it encompasses a system of shared values, attitudes, and beliefs.

This is the reason why culture is an important factor in business development.

Consumers’ cultural background can affect the way they make decisions.

According to Li, Masuda, and Russell (2015), the differences in cultural cognitive

orientations can impact decisions and the decision-making processes. Studies have

demonstrated the differences in thinking styles between cultures and their influence on

the individual’s cognitive processes, including the area of decision-making. This

conclusion is also shared by Dabic, Tipuric, and Podrug (2015) by positing that the

culture of individuals influences their values and beliefs which then impact their

decisions.

46

Hosftede (1991) defined culture “as the collective programming of the mind

which distinguishes the members of one group from another” (p. 5). It is a learned and

shared collection of constructs that identify the members of society (Sojka & Tansuhaj,

1995). When taken together, these behavioral and cognitive constructs assist people in

their problem-solving activities. It is also important to note that culture is dynamic and is

continually shaped by the changes in the social or institutional environment as well as by

the changes in the individual’s values. Marketing professionals are convinced about the

role individuals’ values play in their consumption behavior (Lowe & Corkindale, 1998).

Lindridge, Vijaygopal, and Dibb (2014) argued that the culture’s impact on consumer

behavior result in similar product preferences and consumption patterns of individuals

belonging to the same cultural group. However, other studies have shown that different

decision-making styles are used by various consumers when confronted with several

options in the marketplace (Dollinger & Danis, 1998), and that culture plays a crucial role

in how these different styles of decision-making are developed (Canabal, 2002).

Acculturation and Consumer Behavior

Styles in consumer decision-making can change across cultures (Chen et al.,

2012) and can lead to variations in consumer purchase decisions. Ethnic diversification

alters the commercial landscape and reshapes the local markets of a society like the US

(Segev, 2014). Throughout American history, people from different countries

immigrated to the US to start a new life. They become a remunerative target for business

organizations given their growing purchasing power (Wilson, 2007). As they are

adapting to the socio-cultural values of the host country, immigrants’ consumption

47

behaviors are impacted by the mainstream culture. This process of adaptation is known

as acculturation.

Acculturation has been of interest to various researchers since John Wesley

Powell first used it in the 1880s (Davis, 1915). Over the years, the concept of

acculturation has been given various definitions by a variety of disciplines (Olmedo as

cited in Ownbey & Horridge, 1997). According to Lakey (2003), the first standard

definition was provided by Redfield, Linton, and Herskovits in 1936:

Acculturation comprehends those phenomena which result when groups of

individuals having different cultures come into continuous first-hand contact, with

subsequent changes in the original culture patterns of either or both groups. (p.

104)

Almost two decades later, the Social Science Research Council reinforced the above

definition by stating that:

Acculturation is a culture change that is initiated by the conjunction of two or

more autonomous cultural systems. Its dynamics can be seen as the selective

adaptation of value systems, the processes of integration and differentiation, the

generation of developmental sequences, and the operation of role determinants

and personality factors. (Lakey, 2003, p. 104)

The above definitions led to the characterization of two major schools of thought:

unidimensional and bidimensional. The difference between these two perspectives lies in

how they view the relationship between the culture of origin and the host culture. Ryder,

Alden, and Paulhus (2000) explained that the unidimensional model of acculturation

assumes that “change in cultural identity takes place along a single continuum over the

48

course of time” (p. 49). This means that the behavioral transformation may be going

towards the direction of abandoning the culture of origin and exclusively embracing the

culture of the host society or holding on to the culture of origin while rejecting the

mainstream culture. However, Yu and Wang (2011) argued that the acculturation process

in the unidimensional perspective is tilted towards the adoption of the host culture. The

immigrants’ acculturation process may vary in pace, but it always ends up in the adoption

of the dominant mainstream culture and the loss of the heritage culture (Van de Vijver &

Phale as cited in Yu & Wang, 2011). However, the key assumption of mutual exclusion

between heritage and host cultures that defines this perspective is also considered as its

principal criticism. Kang (2006) argued that this is not necessarily accurate as there are

individuals from minority groups who describe themselves as bicultural. Furthermore,

Benet-Martinez (as cited in Celenk & Van de Vijver, 2011) explained that the

acculturation of an immigrant is not a direct and clear-cut adaptation of the dominant

culture. Variations can also occur in the process that instigates a change in the host

culture (Taft, 1953). This recognition of bipolarity in the acculturation contributed to the

development of the bidimensional perspective.

The bi-dimensional conceptualization of acculturation includes both the

acceptance of the host culture and the maintenance of the heritage culture (Berry, 1997).

The interaction between the original and host cultures can fundamentally lead to a change

in the people’s values and lifestyles. According to Jun, Ham, and Park (2014), the

acculturation process goes beyond the acquisition of language, social norms, and values

from the host culture. It can also change the individual’s cognitive patterns and social

behaviors (Wong-Rieger & Quintana, 1987). For Asian Americans, retaining their ethnic

49

identity is a dominant sentiment (Jun et al., 2014). This is perhaps due to their difficulty

in assimilating with the host culture because of the group’s physical and psychological

differences. The same is true among Filipino-Americans. Karakaya et al. explained that

the Filipinos in the US adhere to their traditional cultural values regardless of their level

of acculturation.

The bi-dimensional model of acculturation gave rise to four acculturation modes:

assimilation, integration, separation, and marginalization (Berry, 1980). Assimilation

happens when people discard their culture of origin and totally embrace the host culture.

In this type of acculturation, an individual has little interest in cultural maintenance but

prefers to interact with the larger society. Those who can maintain both the original and

host cultures are said to have developed a bi-cultural orientation where individuals can

successfully embrace the host culture while maintaining their original cultural heritage.

This particular acculturation category is called integration. The third acculturation

category is called separation where individuals prefer to keep their original culture and

disregard any desires for or contacts with the host culture. When individuals are not

interested in either their original or host cultures, this falls under the last acculturation

category of marginalization. To sum it up, Jun, Ham, and Park (2014) stated that

assimilation and integration emphasize the acceptance of a new culture while

marginalization and segregation concentrate on adherence to the original culture and

rejection of both cultures, respectively.

50

Table 5

Modes of Individual Acculturation and their Descriptions

Mode of Acculturation

Description

1. Integration

This acculturation mode occurs when an individual believes

that one’s own culture and the dominant host culture are

important. The individual is actively interacting with both

cultures by holding onto certain aspects of his or her heritage

while adapting to certain aspects of the mainstream society.

2. Assimilation This acculturation mode occurs when an individual believes

that it is important to embrace the characteristics of the host

culture while renouncing one’s original culture.

3. Separation This acculturation mode occurs when an individual believes

that it is important to keep one’s culture and discard any

possibility of interacting with the host culture.

4. Marginalization This acculturation mode occurs when an individual is not

connected to his or her original culture nor the host culture,

and does not see the importance of maintaining both cultures.

Note. From “Immigration, Acculturation, and Adaptation,” by J.W. Berry, 1997, Applied

Psychology: An International Review.

The process of acculturation impacts the immigrants’ everyday behavior

including their consumption habits or choices. With the increasing inflow of people from

other countries, ethnic communities are created across the US and become valuable

targets of businesses and marketing professionals (Wilson, 2007). Askeegaard and

51

Ozcaglar-Toulouse (2011) explained the importance for these groups to learn and grasp

the dynamics of immigration to comprehend their effect on market development. Since

acculturation is one of the dynamics of immigration, understanding acculturation will

help businesses distinguish the consumers’ purchase behavior. Ownbey and Horridge (as

cited in Jun, Ham, & Park, 2014) indicated that acculturation affects the purchasing

orientations of ethnic consumers. There is a fundamental idea in acculturation studies

that supports behavioral divergence among people from the same ethno-racial group

(Segev, 2014). The source of these differences may come from the individuals’ level of

acculturation. As explained by Donthu and Cherian (1992), members of an ethnic group

with similar acculturation level demonstrate parallel consumer behavior. Understanding

this notion of heterogeneity of certain individuals within a cultural group can help in

forecasting consumption patterns and can be a crucial factor in developing effective

market segmentation and successful sales planning.

As indicated in the above discussion, the relationship between acculturation and

consumer behavior can vary from one extreme to the other. In the acculturation scale, an

immigrant may demonstrate consumption and purchasing behavior that is based on his or

her heritage culture. However, on the other end of the scale, an immigrant consumer may

also show a behavior that is patterned after the idiosyncrasies of the dominant host

culture. Other consumers may be able to integrate both the heritage and dominant

cultures by patronizing ethnic and mainstream products and services in their consumption

patterns according to their acculturation level.

52

Consumer Behavior and Decision-Making Process

Consumer behavior is triggered by needs. Hawkins et al. (2004) defined

consumer behavior as the process that people employ to search for products and services

and decide which of the identified alternative selections or choices could satisfy their

personal requirements. One of the important aspects of consumer behavior that is

interesting to researchers and marketing professionals is the way people apply decision-

making strategies to how and what they buy. This is an important aspect towards

achieving success in business as it gives marketing professionals a significant

competitive advantage by knowing how consumers make decisions. Understanding the

decision-making process of consumers can enable business organizations to develop

appropriate marketing strategies that respond to consumer needs as well as identify

opportunities that are not currently met.

Fox, Cooper, and Glasspool (2013) defined decision-making as a process that

enables individuals to select an item from a group consisting of various potential

alternatives. It conveys the progression of reasoning from assessment to judgment of

different options based on the decision maker’s values and preferences to come up with a

reasonable choice (Beresford & Sloper, 2008). Dewey (as cited in Dimova & Kamarska,

2015; Hermanowicz, 1961) established the earlier version of the problem-solving process

that guides people in their decision-making. Dimova and Kamarska (2015) explained

that Dewey’s problem-solving process starts with an indeterminate or problematic

situation. It is a stage of the process when an individual experiences confusion or

difficulty in comprehending a situation. This stage of uncertainty motivates the

individual to review the problematic situation and conduct an inquiry to come up with a

53

potential solution. The goal of the whole process is to convert the “indeterminate

situation into a determinate one” (Dimova & Kamarska, 2015, p. 31) or from problem

identification to solution determination (Burke as cited in Dimova & Kamarska, 2015).

Figure 7 shows John Dewey’s structure for inquiry in problem-solving.

Figure 7. John Dewey's Structure of Inquiry

Source: Dimova &Kamarska (2015)

The basic elements of Dewey’s problem-solving process have been employed in

various consumer decision-making models. One of the famous models in consumer

decision-making is the Engel, Kollat, & Blackwell (EKB) shown in Figure 8. The EKB

model broadened John Dewey’s structure of inquiry and used it to understand consumer

behavior (Darley, Blankson, & Luethge, 2010). It proposes a chronological process of

54

decision-making that consists of the following: needs recognition, searches for internal

and external information, evaluating alternatives, purchasing process, and outcomes

(Engel, Kollat, & Blackwell, 1968).

The EKB Model offers a basic framework in consumer decision-making. It starts

with the condition of unsatisfied needs (SueLin, 2010). The discontent resulting from the

differences between the observed existing situation and the preferred condition leads an

individual to recognize a need or problem. After acknowledging the need or problem, the

consumer starts the process of inquiry to identify the possible solutions to the problem.

The search for solutions comes from both the internal sources, such as memory and

experiences and external environment. Evaluation of the possible alternatives based on

the consumer’s criteria follows. Once a solution is identified, the selected alternative is

purchased. After the purchase, the final step of post-purchase evaluation starts.

Figure 8. The Decision Process Stages of the Engel, Kollat, Blackwell Model

Source: Engel, Kollat, & Blackwell (as cited in SueLin, 2010)

55

In the post-purchase evaluation stage, the consumers assess the purchased product

or service based on their expectations and perceived value. The result of the evaluation

will guide the consumers in their future consumption decisions. If the purchased item

passes expectations, the consumer is happy with the decision and would be encouraged to

buy the same brand or from the same retail store in the future. However, if dissatisfaction

exists after the purchase due to the product or service not meeting expectations,

consumers might request for a refund or file a complaint with the business organization.

The consumer may also decide not to purchase from the same store in the future.

The EKB model can assist researchers and marketing professionals in

understanding the consumer’s buying behaviors by examining the entire consumer’s life

cycle from need recognition to post-purchase behavior. The consumers’ mental

orientations contribute to the differences in the way they make buying decisions. Sproles

and Kendall (1986) regarded these differences as the consumers’ decision-making styles

that help them in their search and selection of the appropriate product and services to

purchase.

Consumer Decision-Making Styles

As mentioned earlier, decision-making is a cognitive process that consumers

undertake before making a final purchase decision. Online consumers take into

consideration a few factors when interacting with online retailers. The design of the

online store is one of them (Wan as cited in Saleh, 2016). Among the elements that are

vital to web store design are the following: attractiveness, content quality, information

availability, and ease of use. The consumers’ digital literacy or technological knowledge

and their demographic profiles have also been found to influence online shopping

56

behavior (Saleh, 2016). Other factors that affect online purchase decisions are timely

order delivery and security in electronic payment (Bashir, 201) as well as product

availability and electronic service quality (Dash & Kumar, 2014). Studies have also

shown that consumers engage in online transactions and deal with the inherent intricacies

of the purchase process using their natural styles and approaches in decision-making that

influence their shopping behaviors (Segev, 2014).

Decision-making styles are defined as mental guidelines that determine the way in

which consumers make decisions among different products on the market (Sproles &

Kendall, 1986). Different consumers utilize diverse decision-making styles when they

evaluate goods and services. As explained by Sinkovics, Leelapanyalert, and Yamin

(2010), decision-making styles offer a way to determine the type of cognitive orientation

that aids people when making their purchases. They were developed to enhance our

knowledge of how individuals engage in the process of decision-making. In the EKB

Model, the decision-making styles are prevalent in the information search and evaluation

of alternatives stages (Hui, et. al. as cited in Chen, Chen, & Lin, 2012) as well as in the

selection of the most desirable choice (Potgieter et al., 2013).

Sproles and Kendall (1986) combined the following three approaches to develop

and differentiate the decision-making styles of consumers: psychographic and lifestyle

approach, consumer typology, and consumer characteristics approach. Psychographic

and lifestyle approach uses the consumers’ attitudes, choices, opinions, personality traits,

and values in segregating the various shopping styles (Wells, 1974). Consumer typology,

on the other hand, defines the different consumer types (Bellenger & Korgaonkar, 1980).

Among the examples of consumer types are ethnic shoppers, economic shoppers, store-

57

loyal shoppers, convenience shoppers, recreational shoppers, brand-loyal shoppers, price-

oriented shoppers, and the like. Lastly, the consumer characteristics approach centers on

consumer mental and emotional orientations. Sproles and Kendall (1986) integrated all

the approaches above to come up with a list of cognitive orientations that guide

consumers in decision-making. They proposed eight cognitive styles of consumer

decision-making and established the Consumer Styles Inventory (CSI) scale to assess

these various shopping orientations. The eight consumer decision-making styles are

detailed in Table 6 below.

Table 6

Consumer Decision-Making Styles: Categories and Descriptions

Decision-Making Style

Description

1. Perfectionistic and High-

Quality Conscious Consumer

Individuals scoring highly for this style are searching

and seeking the highest standards or best quality in

products. These consumers shop methodically, and

they compare products to determine the one with the

highest quality.

2. Brand Conscious and Price-

Equals-Quality Consumer

Individuals scoring highly for this style desire to buy

the best-known and most advertised brands. For

these people, the price of the product determines its

quality. Expensive products are considered superior

in quality compared to cheaper products.

58

3. Novelty and Fashion

Conscious Consumer

Individuals scoring highly for this style are motivated

to keep track of the current fashion trends. They

prefer diversity in their choices and get excited and

satisfied when trying original and innovative things.

4. Recreational and Hedonistic

Shopping Conscious Consumer

Individuals scoring highly for this style enjoy

shopping and like to kill time in stores. The

motivation for these people is recreational and

hedonistic where shopping is done just for the fun of

it.

5. Price Conscious and Value-

for-Money Consumers

Individuals scoring highly for this style shop around

to get the lowest price on the market. These

customers aim to get the best return on their monetary

investment.

6. Impulsive and Careless

Consumer

Individuals scoring highly for this style do not plan

their purchases. They are characterized as

spontaneous consumers who do not take price or

value of the item into consideration when making a

purchase. However, some of these consumers are

also known to regret their purchase decisions later.

7. Confused-by-Over-Choice

Consumer

Individuals scoring highly for this style often feel

overwhelmed by the numerous selections in the

marketplace and usually end up having difficulty in

making a choice.

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8. Habitual and Brand-Loyal

Consumer

Individuals scoring highly for this style have a

particular brand or prefer stores with reasonable

pricing. They repetitively choose the same favorite

brands all the time.

9. Website Content Conscious

Consumer

Individuals scoring highly for this style are very

particular about the following website facilities:

privacy, security, searching tools, communication

tools for product inquiry and order tracking,

availability and richness of product information, and

customer review and social networking capabilities.

10. Website Interface Conscious

Consumer

Individuals scoring highly for this style consider

website design a significant factor in their online

purchase decisions. Website design elements include

the following: animation effects, graphics or text

display for sensitive or critical information, and

location of web tools.

Note. From “A Methodology for Profiling Consumers’ Decision-Making Styles,” by G.B.

Sproles and E.L. Kendall, 1986, Journal of Consumer Affairs. And from “Online

Consumer Decision-Making Styles for Enhanced Understanding of Macau Online

Consumer Behavior,” by K.M. Sam and C. Chatwin, 2015, Asia Pacific Management

Review.

Expanded Model of Decision-Making Styles for Online Consumers

Due to the advent of electronic commerce, the CSI model developed by Sproles

and Kendall (1986) should be expanded to take this technological advancement into

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consideration. To incorporate the online aspect in consumer decision-making styles, Sam

and Chatwin (2015) recommended adding the following aspects to the CSI model:

privacy and security, self-service technologies and well-organized website pages, social

networking sites, and customer reviews.

Confidentiality and security are issues that consumers are continually concerned

about every time they do transactions on the Internet. With the number of reports these

days about identity theft and data breaches, people are always worried about doing

business with online stores that they believe don’t have adequate online protection in

place. Lindeman (as cited in Sam & Chatwin, 2015) explained that consumers are willing

to pay extra money to purchase from an online store that is more likely to protect their

private information.

Self-service technology is another aspect of business websites that is important to

online consumers. It refers to the adoption of self-service features that include product

and information inquiry and order tracking systems. Aside from this, online consumers

also prefer a business website with well-organized and updated home, category, and

product pages.

Social networking sites and customer reviews are essential tools that business

organizations can use to drive up revenue. Not only do these tools help connect the

business with its consumers, but they also enable consumers to exchange information and

experiences regarding the item that they purchased from the business organization.

The aforementioned company website facilities can significantly affect the buying

decisions of online consumers. Thus, Sam and Chatwin (2015) proposed to add the

following two decision style characteristics to the CSI model of Sproles and Kendall

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(1986): website content conscious consumer and website interface conscious consumer.

Website content measures the consumers’ appraisal of the site’s privacy, search tools,

communication tools for product inquiry and order tracking, availability and richness of

product information, customer review and social networking capability offered by the

online stores. The website interface facility, on the other hand, measures the consumers’

attitudes toward website design and layout. Sam and Chatwin explained that a high score

in these two website facilities indicates that consumers consider them as critical and these

facilities can affect consumer’ buying decisions.

The eight cognitive characteristics of consumer decision-making developed by

Sproles and Kendall (1986) and the additional two decision style characteristics proposed

by Sam and Chatwin (2015) comprise the modified consumer style inventory that can be

used to assess the purchase behavior of online consumers. Hence, the modified consumer

style inventory characteristics for online consumers are: (1) perfectionistic and the high-

quality conscious consumer, (2) brand conscious and the price-equals-quality consumer,

(3) novelty and fashion conscious consumer, (4) recreational and hedonistic shopping

conscious consumer, (5) price conscious and value-for-money consumer, (6) impulsive

and careless consumer, (7) confused-by-over-choice consumer, (8) habitual and brand-

loyal consumer, (9) website content conscious consumer, and (10) website interface

conscious consumer.

Summary

The Philippines was under Spanish rule since it was first settled by Spain in 1565

until the outbreak of the Spanish-American War in 1898. The 333 years of Spanish rule

ended when Spain lost the war and ceded the Philippines to the US for $20 million. Its

62

acquisition infuriated the Filipino nationalists who had been fighting for independence

from Spain even before the US invasion. Shortly after that, the Philippine-American War

broke out. After three years of fighting, the Philippine-American war ended in July 1902

with the Americans claiming victory over the Filipino revolutionaries.

The Philippines was a US territory from 1898 until its independence in 1946. For

almost five decades, the Filipinos were classified as US nationals and were exempted

from US immigration restrictions. Unfortunately, all attempts by Filipinos to naturalize

and obtain US citizenship were not successful. However, this did not stop Filipinos from

relocating to the US. In fact, their status as US nationals facilitated the migration of

Filipinos into the US. According to McNamara and Batalova (2015), three major waves

describe the exodus of Filipinos to the US. The first wave of Filipino settlers arrived

from 1903 to 1935 while the second and third waves happened in the 1940s to 1950s and

post-1965, respectively (Lee, 2015).

The first wave of Filipino migrants who started to arrive in the US were

comprised of the following groups: college students, U.S. Navy veterans, and plantation

laborers (Baldoz, 2011). After World War II, the second wave of Filipinos began

migrating to the US. During this period, Filipinos who joined the US military were given

the option to become US citizens. Others came as brides of US servicemen and as nurses

or healthcare workers. However, the significant increase in the number of Filipinos in the

US happened following the passage of the Immigration and Nationality Act of 1965. The

law abolished the Asian immigration quotas which prompted the third wave of Filipino

migration into the US. It was meant to relieve occupational shortages and achieve family

reunifications.

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Today, the Asian American group is the fastest growing minority population in

the US (De Souza & Fuller-Thomson, 2013). Among Asian Americans, the Filipinos

ranked as the second largest sub-group, with one in five Asians tracing their roots to the

Philippines (U.S. Census Bureau, 2004). The top states of residence for Filipino-

Americans include California, Hawaii, Texas, Illinois, and Nevada. Overall, 66 percent

of all Filipinos live on the West coast, 16 percent in the South, 10 percent in the

Northeast, and 8 percent in the Midwest. More than half of the Filipino-Americans were

born in the Philippines.

Humphreys (2014) estimated the population of this group at 2.9 million with a

total buying power of $121 billion. The group’s higher level of purchasing power can be

attributed to the following: higher per capita income, higher educational levels, different

business activities, and demographic characteristics. Within the Asian American

marketplace, the Filipino-Americans have the third largest buying power after the Asian

Indians ($195 billion) and Chinese ($176 billion) racial groups.

Due to the demographic and immigration factors, Filipino-Americans are

expected to increase in numbers and purchasing power. The potential impact on the

business environment makes it imperative for retailers to understand the dynamics of

immigration and the group’s purchase decision profiles to discern their impact on market

development and consumption patterns (Askeegaard & Ozcaglar-Toulouse, 2011).

Studies have demonstrated the differences in thinking styles between cultures and their

influence on the individual’s cognitive processes, including the area of decision-making.

In the field of consumer behavior, different decision-making styles are used by various

consumers when confronted with several options in the marketplace (Dollinger & Danis,

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1998), and culture plays a crucial role in how these different styles of decision-making

are developed (Canabal, 2002).

In a multi-ethnic society such as the US, immigrants adapt to the host culture

through the process of acculturation. The interaction between the original and host

cultures can fundamentally lead to a change in the people’s values and lifestyles. As they

are adjusting to the socio-cultural values of the host country, immigrants’ consumption

behaviors are impacted by the mainstream culture. The bi-dimensional model of

acculturation gave rise to four acculturation modes: assimilation, integration, separation,

and marginalization (Berry, 1980). These modes impact the way people search for

products and services and help them decide which of the identified alternative selections

or choices can satisfy their personal requirements. Understanding the decision-making

process of consumers can enable business organizations to develop appropriate marketing

strategies to meet consumer needs as well as identify opportunities that are not currently

met.

Decision-making may be defined as a process that enables individuals to select an

item from a group consisting of various potential alternatives (Fox, Cooper, & Glasspool,

2013). The process starts with a problem which motivates an individual to conduct an

inquiry and come up with a potential solution. Engel, Kollat, & Blackwell (1968) offer a

basic framework that defines the stages of the decision-making process: problem/need

recognition, search for alternatives, evaluation of alternatives, choice/purchase made and

post-purchase evaluation. This framework helps businesses to examine the consumers’

life cycle from problem identification to solution determination. The differences in the

way consumers make decisions are based on their decision-making styles. Consumers

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utilize diverse decision-making styles when they evaluate products and services. In the

decision-making framework of Engel, Kollat, and Blackwell, consumers utilize decision-

making styles in the information search and evaluation of alternatives stages (Hui, et. al.

as cited in Chen, Chen, & Lin, 2012) as well as in the selection of the most desirable

choice (Potgieter et al., 2013).

Sproles and Kendall (1986) combined the following three approaches to develop

and differentiate the decision-making styles of consumers: psychographic and lifestyle

approach, consumer typology, and consumer characteristics approach. By integrating

these approaches, the researchers came up with the following eight decision-making

styles:

• Perfectionistic and High-Quality Conscious Consumer,

• Brand Conscious and Price Equals Quality Conscious Consumer,

• Novelty and Fashion Conscious Consumer,

• Recreational and Hedonistic Shopping Conscious Consumer,

• Price and Value-for-Money Conscious Consumer,

• Impulsive and Careless Consumer,

• Confused-by-Over-Choice Consumer,

• Habitual and Brand-Loyal Consumer.

With the advent of electronic commerce, the above decision-making styles needed to be

updated. Sam and Chatwin (2015) recommended taking into consideration the following

online features: privacy and security, self-service technologies and well-organized

website pages, social networking sites, and customer reviews. Hence, they proposed to

add the following two decision style characteristics to the above list:

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• Website Content Conscious Consumer,

• Website Interface Conscious Consumer.

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Chapter 3: Research Method

Consumers utilize decision-making methods to come up with the best possible

choice (Moon, 2004). Since consumption behavior and attitudes vary from culture to

culture, so too do consumers’ decision-making styles (Chen et al., 2012). For

immigrants, variations in consumption value systems and decision-making styles can be

impacted by acculturation. Segev (2014) has indicated that ethnic and host culture

identifications, the two dimensions of acculturation, predict different consumer

behavioral orientations. To some degree, acculturation plays a major role in shaping

consumption behaviors. As explained by Webster (1994), attitudinal and behavioral

disparities exist because the degree of ethnic culture preservation and host culture

identification vary from person to person. However, systematic study of online consumer

behavior and acculturation has been insufficient, and the examination of the relationship

between online decision-making styles and acculturation modes is scarce. Several studies

have been conducted that insinuate the role of acculturation in consumer behavior, but

there is not enough literature that shows the degree of relationship between acculturation

and the consumers’ attitudes or strategies towards online shopping (Segev, 2014). The

present research attempted to fill this gap. It investigated whether the Filipino-

Americans’ online consumer decision-making styles varied according to their

acculturation modes. By comprehending how these styles are affected by the

acculturation process, the researcher aimed to contribute to the understanding of the

process that guides actual online consumption patterns.

To understand the Filipino-American market, electronic retail businesses need to

be conscious of the basic reasons that motivate Filipino-Americans to respond positively

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to their marketing activities. Business organizations must also find ways to recognize

and discern how the people from this ethnic group make their purchase decisions.

According to Sproles and Kendall (1986), consumers use their natural decision-making

styles to interact with the marketplace and deal with its intricacies. By understanding

how the decision-making styles of Filipino-Americans are affected by acculturation while

engaging in electronic commerce, business organizations may be able to learn about the

factors which drive the purchase behavior of this ethnic group. This present study will

give marketing professionals insights that they can use in the development of appropriate

marketing and communication strategies that target the needs of Filipino-Americans.

Furthermore, the study endeavored to fill in the much needed gap in the literature

regarding the Filipino-American online consumers. Previous studies involving minority

groups and consumer behavior have mainly focused on African Americans and Hispanics

(Morimoto, 2012). Although recent developments have shown an increase in consumer

studies focusing on Asian Americans, there is still a long way to go in order to fully

understand the purchase behavior of this fast growing ethnic consumer group, especially

those of Filipino heritage. Finally, by studying the consumer decision-making styles of

one ethnic group within one host country, the foundation of the consumer decision-

making styles literature will be enhanced. Currently, as described by Segev (2014),

consumer decision-making styles are monopolized by cross-national comparisons.

The purpose of this quantitative correlational study was to investigate the

relationship between acculturation and consumer decision-making styles within the

context of electronic commerce. Specifically, it aimed to: 1) determine the online

decision-making styles of Filipino-Americans; 2) examine the impact of acculturation

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with regard to the identified decision-making styles of Filipino-Americans; and 3)

determine the extent of relationship between the two acculturation dimensions, i.e., ethnic

and host culture identifications, and the identified online decision-making styles.

The study attempted to answer the following research questions:

Q1. Do Filipino-Americans differ among each other in their online decision-

making styles?

Q2. Do online decision-making styles of Filipino-Americans differ according to

their mode of acculturation?

Q3. Do the dimensions of acculturation, ethnic and host culture identifications are

associated with each of the online decision-making styles?

The research questions were investigated using the following null (Ho) and

alternative (Ha) hypotheses:

H10. There is no significant difference among individual Filipino-Americans in

their online decision-making styles.

H1a. There is a significant difference among individual Filipino-Americans in

their online decision-making styles.

H20. There is no significant difference among individual Filipino-Americans in

the four acculturation levels with respect to their consumer decision-making styles.

H2a. There is a significant difference among individual Filipino-Americans in the

four acculturation levels with respect to their consumer decision-making styles.

H30. There is no association between the two acculturation dimensions and the

online consumer decision-making styles of Filipino-American consumers.

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H3a. There is an association between the two acculturation dimensions and the

online decision-making styles of Filipino-American consumers.

Research Methods and Design

A quantitative design to investigate the relationship between acculturation and

consumer decision-making styles within the context of electronic commerce was used for

this study. The study adopted a survey approach to gathering data for hypotheses testing.

As explained by Zikmund (2003), a survey is a “research technique in which information

is collected from a sample of people by use of a questionnaire” (p. 175). The survey

design ensures content validity. To this end, a cross-sectional type of survey analysis was

conducted with the use of a questionnaire that was administered through the website

SurveyMonkey. There are several advantages in using the survey design for this study.

One advantage is that this technique is generally inexpensive since it can be self-

administered. Also, the survey method can be administered from remote locations via the

Internet, mail, telephone, or email. Furthermore, it can be used to describe the

characteristics of a large population through sampling where the results can be

statistically significant even when analyzing multiple variables. Zikmund (2003)

summarized the advantages of the survey method by saying that it provides a quick,

inexpensive, efficient, and accurate means of assessing information about the population.

It was because of this that the survey method was considered the appropriate technique in

collecting information from a pool of research participants selected through purposive

sampling.

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Population

A population is composed of all individuals of interest to the researcher (Cozby,

2009). For this study, the target population included all Filipino adults living in the US.

The U.S. Census Bureau (2015) estimated the population of this particular racial group at

3.9 million. The Filipino-Americans represent the second largest Asian subgroup living

in the US. They can be found all over the US. The top states where Filipino-Americans

live are California, Hawaii, Texas, Illinois, and Nevada (Center for American Progress,

2015). About 31 percent of the Filipino-Americans can be found in metropolitan areas

such as Los Angeles, San Francisco, Honolulu, and New York (McNamara & Batalova,

2015). Overall, 66 percent of all Filipinos live on the West coast, 16 percent in the

South, 10 percent in the Northeast, and 8 percent in the Midwest (Pew Research Center,

2013).

Sample

The ideal aim of a research project is to involve all the population that interests

the researcher. However, this is not always feasible. If testing all the individuals in a

population is impossible, and to save time, money, and effort, researchers rely on

sampling techniques to obtain reliable, valid, and accurate results. As explained by

Zikmund (2003), most researchers consider the following elements when determining the

sample size: standard deviation of the population, the acceptable magnitude of error, and

confidence level. Considering the difficulties in conducting surveys among ethnic

minorities such as “low frequency in the population, may be geographically un-clustered

and difficult to access” (Erens, 2013, p. 45), a non-probability sampling method was used

to obtain the sample for this study.

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For the sample percentage to be accurate at plus or minus 5 percent at 95 percent

confidence level for a population that is more than 100,000, Cozby’s (2009) sample size

of 384 was selected. The research participants were identified through a subset of

purposive sampling technique known as snowball sampling. A recruitment email was

sent to the researcher’s Filipino-American friends and acquaintances in the US with a

request to fill out the survey and pass along the research recruitment information to their

Filipino-American family members and friends who also live in the US. Research

participants were additionally recruited with the help of the following two Filipino-

American organizations: Ugnayan Filipino Ministry at St. Francis Church in New York,

NY and the National Federation of Filipino-American Association in Washington, DC.

Materials/Instruments

A web-based questionnaire was used to survey the population with previously

validated scales. The modified Consumer Styles Inventory for online purchases (Sproles

& Kendall, 1986; Sam & Chatwin, 2015) was utilized in the survey to determine the

consumers’ decision-making styles. Study participants answered each of the items in the

CSI instrument using a five-point Likert scale (1=Strongly Disagree; 5=Strongly Agree).

For each style, a score was computed by getting the sum of the respondents’ answers and

dividing that sum by the total number of items within each style. A copy of the survey is

presented in Appendix A.

With regard to the measurement of acculturation, the 30-item ARSMA II (Cuellar

et al., 1995) adapted for Filipino-Americans was used in the survey. A copy of the survey

is presented in Appendix B. This particular scale was originally developed to assess the

extent of acculturation among people of Mexican origin. However, it has been

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commonly employed in acculturation studies involving Hispanics from various cultural

backgrounds (Segev, 2014) and has been found to be suitable for use among individuals

with Asian origin (Lee, Yoon, & Liu-To, 2006).

Cuellar et al., (1995) explained that the ARSMA II instrument is composed of the

ethnic orientation subscale (Filipino Orientation Subscale or FOS) and the host culture

identification subscale (Anglo Orientation Subscale or AOS). To get the linear

acculturation score that determined the individual’s level of acculturation from being

“very Filipino” oriented to “very Anglo” oriented, the FOS and AOS needed to be

computed. In the instrument, item numbers 2, 4, 7, 9, 10, 13, 15, 16, 19, 23, 25, 27, and

30 made up the AOS subscale. The FOS subscale, on the other hand, is composed of the

following items: 1,3, 5, 6, 8, 11, 12, 14, 17, 18, 20, 21, 22, 24, 26, 28, and 29. To obtain

the mean score for each subscale, the sum of the AOS was divided by 13 while the sum

of the FOS was divided by 17. The linear acculturation score was computed by

deducting the MOS mean score from the AOS mean score. Table 8 shows the cutting

score for determining the acculturation level of individuals.

Operational Definition of Variables

The main variables associated with this study are acculturation and decision-

making styles of online consumers. Each of these variables are described below.

Acculturation: Independent Variable. Acculturation refers to the “process of

adaptation and culture modification that occurs as a result of continuous contact between

two different and distinct cultures” (Choi &Thomas, 2008, p. 77). The process of

acculturation has two dimensions: maintenance of ethnic culture and host culture

participation. The outcome of the interaction between these two acculturation

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dimensions can vary along the following four modes: assimilation, integration,

marginalization, and separation (Berry, 1980). Table 7 shows the cutting-off scores for

each of the acculturation modes.

Table 7

Cutting Scores for Determining Acculturation Level Using ARSMA-II

Acculturation

Levels

Description ARSMA-II

Acculturation Score

I

Very Filipino Oriented

< -1.33

II

Filipino Oriented to approximately balanced

bicultural

≥ -1.33 and ≤ -0.07

III

Slightly Anglo Oriented Bicultural > -0.07 and < 1.19

IV

Strongly Anglo Oriented

≥ 1.19 and < 2.45

V

Very Assimilated; Anglicized

> 2.45

Note. From “Acculturation Rating Scale for Mexican Americans – II: A Revision of the

Original ARSMA Scale,” by I. Cuellar, B. Arnold, and R. Madonado, 1995, Hispanic

Journal of Behavioral Sciences.

Assimilation happens when an individual renounces his or her original cultural

identity and adopts the characteristics of the dominant host culture. The integration

mode, on the other hand, occurs when an individual acquires a bicultural orientation and

can feel a certain sense of identity with both his or her ethnic culture and the dominant

host culture. Marginalization and separation put emphasis on the rejection of both

cultures and loyalty to the original cultural identity, respectively. These acculturation

modes were measured using the ARSMA II instrument (Cuellar et al., 1995), adapted for

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Filipino-Americans, by assessing the following four factors: language use and preference,

ethnic identity and classification, cultural heritage and ethnic behaviors, and racial

interaction.

Decision-Making Styles: Dependent Variables. Decision-making styles are

defined as mental guidelines that determine the way in which consumers make decisions

among different products on the market (Sproles & Kendall, 1986). As explained by

Sinkovics, Leelapanyalert, and Yamin (2010), decision-making styles offer a way to

determine the type of cognitive orientation that aids people when making their purchases.

These include the following: perfectionistic and the high-quality conscious consumer,

brand conscious and the price-equals-quality consumer, novelty and fashion conscious

consumer, recreational and hedonistic shopping conscious consumer, price conscious and

value-for-money consumer, impulsive and careless consumer, confused-by-over-choice

consumer, habitual and brand-loyal consumer, website content conscious consumer, and

website interface conscious consumer. Table 5 presents the explanations of each of these

decision-making style characteristics.

A modified Consumer Styles Inventory for online purchases (Sproles & Kendall,

1986; Sam & Chatwin, 2015) was utilized in the survey to determine the consumers’

decision-making styles. This instrument used a five-point Likert scale (1=Strongly

Disagree; 5=Strongly Agree) to measure the respondents’ level of agreement or

disagreement. For each style, a score was computed by getting the sum of the

respondents’ answers and dividing that sum by the total number of items within each

style.

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Data Collection, Processing, and Analysis

Data collection was undertaken through an online survey site called

SurveyMonkey. Identification and selection of research participants were purposively

undertaken through the snowball technique where the researcher invited his Filipino-

American friends and acquaintances to fill out the survey and requested them to pass

along the research recruitment information to their Filipino friends and family in the US.

Two Filipino-American organizations -- Ugnayan Filipino Ministry at St. Francis Church

in New York, NY and the National Federation of Filipino-American Association in

Washington, DC -- also helped in the recruitment process. Each respondent was given $5

if they completed the above survey. All those who participated and completed the

questionnaire were entered into a drawing for a chance to win a $100 Amazon gift card.

A modified Consumer Style Inventory (CSI) was used to determine the decision-

making styles of the target population. Survey respondents answered each of the items in

the CSI instrument using a five-point Likert scale (1=Strongly Disagree; 5=Strongly

Agree). For each style, a score was computed by getting the sum of the respondents’

answers and dividing that sum by the total number of items within each style.

ARSMA II, adapted for use by Filipino-Americans, was used to measure

acculturation. This particular instrument is composed of two scales. Scale One of

ARSMA II is a 30-item self-rating questionnaire that is divided into the following

subscales: 17-item FOS and 13-item AOS. Item numbers 2, 4, 7, 9, 10, 13, 15, 16, 19,

23, 25, 27, and 30 made up the AOS subscale. The FOS subscale, on the other hand, was

composed of items 1,3, 5, 6, 8, 11, 12, 14, 17, 18, 20, 21, 22, 24, 26, 28, and 29. The sum

of the FOS was divided by 17 to obtain the mean score for the subscale. Likewise, the

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sum of the AOS was divided by 13 to get the mean score for this subscale. The FOS

mean was then subtracted from the AOS mean to determine the individual’s level of

acculturation score based on the suggested cutting scores shown in Table 8.

All answers of the research participants were statistically analyzed. The

descriptive analysis was undertaken using the SPSS software package to indicate the

means, standard deviations, and the range of scores for these variables. A nonparametric

alternative to One-Way ANOVA known as the Kruskal-Wallis H Test and the Mantel-

Haenszel Test of Trend were used to verify the hypotheses of the research.

Assumptions

The whole study was undertaken with the assumption of positivism. It attempted

to elucidate a phenomenon through deductive reasoning where the resulting factual

knowledge is attained and presented by empirical means (Antwi & Hamza, 2015).

Specifically, the study made a few assumptions with regard to the following: survey

participants, instrument, and response rate.

The survey participants were assumed to be able to read and understand the

questionnaire as well as tell the truth when completing the survey. Also, it was assumed

that respondents were Filipino-Americans who could trace their ancestry to the

Philippines. To address this concern, the researcher required respondents to sign a

promise for truthfulness regarding their survey answers as well as their Filipino heritage.

Participants in the study were also briefed by the researcher about the study’s nature and

purpose including its potential benefits to the Filipino-American community.

Furthermore, participants were advised that the survey was strictly anonymous.

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It was assumed that survey measurements were accurately presented to the

research respondents. It was also assumed that the response rate was at the acceptable

level to achieve the target sample. To make sure that the target sample was attained,

respondents were each given a $5 Amazon gift card to complete the survey, and their

names were entered into a drawing for a chance to win an additional $100 Amazon gift

card.

Limitations

There were limitations in this study. The sampling strategy was one of them. The

utilization of probability sampling techniques was preferred when using a quantitative

research design. However, since it was near impossible to obtain a comprehensive

sampling frame containing a list of all Filipino-Americans living in the US, the researcher

elected to adopt a quantitative research design using a non-probability sampling

technique. As with all non-probability sampling techniques, the identified sample was

not representative of the population being studied. The decision to use this technique put

a limit on the generalizability of the research results. This weakness regarding the

representativeness of the sample was taken into consideration when interpreting the

results, which could not be used for developing statistical inferences as a basis for

understanding the wider population of interest.

Another limitation of the study was its sole focus on the pre-purchase behavior of

the target racial group when shopping from an online store. As discussed earlier, the

process of decision-making starts with need recognition that is then followed by

information search, evaluation of alternatives, purchase decision, and ends with post-

purchase behavior. The current research only focused on the psychosocial influence of

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the first three steps of the decision process: need recognition, information search, and

evaluation of alternatives.

Delimitations

The researcher made a couple of choices to increase the study’s manageability as

well as to narrow the scope of analysis in light of the stated research questions and

hypotheses. To manage a large number of prospective study participants, the researcher

decided to use a subset of the purposive sampling method known as snowball sampling

technique. Furthermore, the researcher elected not to limit research participation to

certain generational qualifications. Any adult Filipino-Americans residing in the US,

regardless of generational status, could participate in the study. Lastly, only Filipino-

Americans who had experience in purchasing products and services from online retailers

were eligible to participate in the research.

Ethical Assurances

The Belmont Report, which was written by the National Commission for the

Protection of Human Services of Biomedical and Behavioral Research, summarized the

basic ethical principles in conducting research. As explained by Greaney et al. (2012),

the three basic research principles are the following: respect for persons, beneficence, and

justice. These same principles guided the researcher in the implementation of this study.

Respect for persons involves two ethical considerations: treat people as

autonomous agents and protect those who have diminished autonomy (Greaney et al.,

2012). Basically, this particular moral consideration helps to ensure that exploitation of

research participants is avoided. Hence, the researcher provided a well-defined

procedure in the identification and recruitment of potential research participants.

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Dooley and McCarthy (as cited in Greaney et al., 2012) argued that “informed

consent takes place when a competent and informed person understands the risks and

benefits at stake and authorizes a health care professional to treat them” (p. 39). For this

reason, the researcher made it a point that a consent form was completed by all research

participants and any questions and concerns of said participants were addressed at the

time of consent. Furthermore, the privacy of those who participated in the study was

guaranteed. No personal information was needed as a pre-requisite to complete the

survey.

Beneficence refers to the requirement that “researchers must ensure the wellbeing

of participants (Greaney et al., 2012, p. 40). The researcher made it a point that study

participants were not harmed during their participation in the research. If in the middle of

the survey the participants decided not to continue with the process, they could exit the

survey by just closing the browser. Aside from this, the researcher highlighted the

benefits of the study results to the target population of interest. As an option, research

participants could decide to provide their email addresses if they wished to receive a

summary of study results as a form of feedback.

Confidentiality is also an expectation of beneficence and was observed throughout

the study. The information that was gathered from the survey was grouped and analyzed

to ensure anonymity of those who contributed to the study.

The last ethical consideration based on the Belmont Report, and which the study

had adopted, was justice. In this ethical consideration, the “research must consider who

receives the benefits and who bears the burden of research” (Greaney et al., 2012, p. 42).

Justice is closely related to the other ethical principle of respect for persons. Polit and

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Beck (as cited in Greaney et al., 2012) explained that justice requires the protection of the

vulnerable population and must not be exploited just to generate new knowledge. The

principle of justice also demands equitable selection of participants and inclusion of the

minority population.

Furthermore, all research participants were provided with full written disclosure

of the research before data collection. The researcher secured a formal approval for the

research through the Northcentral University Institutional Review Board before any data

was collected.

Summary

A survey approach was used in the study to gather data for hypotheses testing.

The target population for this study included all Filipino-American adults residing in the

US. A web-based questionnaire was used to survey the population with previously

validated scales. The modified Consumer Styles Inventory for online purchases (Sproles

& Kendall, 1986; Sam & Chatwin, 2015) was utilized in the survey to determine the

consumers’ decision-making styles. With regard to the measurement of acculturation, the

30-item ARSMA II (Cuellar et al., 1995) adapted for Filipino-Americans was used in the

survey. All answers of the research participants were statistically analyzed. The

descriptive analysis was undertaken using the SPSS software package in order to indicate

the means, standard deviations, and the range of scores for these variables. A

nonparametric alternative to One-Way ANOVA known as the Kruskal-Wallis H Test and

the Mantel-Haenszel Test of Trend were used to verify the hypotheses of the research.

The whole study was undertaken under the assumption of positivism.

Specifically, the study made a few assumptions about the following: survey participants,

82

instrument, and response rate. The survey participants were assumed to be able to read

and understand the questionnaire, to tell the truth when completing the survey, and could

trace their ancestry to the Philippines. To address these concern, the researcher requested

the study participants to sign a promise for truthfulness. Participants were also advised

about the study’s nature and purpose, and that their responses were strictly anonymous

and voluntary. Furthermore, it was assumed that the online questionnaires were

accurately presented to the research participants by the survey company and the target

number of samples was achieved. To best attain these goals, the researcher carefully

reviewed questionnaires before they were posted online and a monetary incentive was

offered to increase the possibility of reaching the required sample number.

There were two limitations in this study. The first limitation was related to the

sampling strategy. Since non-probability research technique was used, the results of the

study could not be used to make generalizations regarding the wider population of

interest. The second limitation of the study was that it only focused on the pre-purchase

behavior of the target racial group when shopping from an online store.

To narrow the scope of analysis, the study only involved a purposive sample of

Filipino-American adults living in the US. Any Filipino-Americans, regardless of their

generational status, were eligible to participate in this study as long as they had

experience in buying from any online stores.

The research adopted the following three basic ethical principles in conducting

research: respect for persons, beneficence, and justice. Respect for persons refers to the

moral obligation of the researcher to prevent exploitation of participants by ensuring the

following: informed consent, unbiased selection of research participants, and privacy.

83

Beneficence, on the other hand, requires that the participants are not harmed in the course

of their involvement with the research. Lastly, the ethical research principle of justice

denotes the protection of the vulnerable population which must not be exploited just to

generate new knowledge. All research participants were provided with full written

disclosure of the research before data collection. Also, formal approval of the research

by the Northcentral University Institutional Review Board was secured before any data

was collected.

84

Chapter 4: Findings

The purpose of this study was to investigate the relationship between

acculturation and consumer decision-making styles within the context of electronic

commerce. Specifically, it aimed to: 1) determine the online decision-making styles of

Filipino-Americans; 2) examine the impact of acculturation with regard to the identified

decision-making styles of Filipino-Americans; and 3) determine the extent of relationship

between the two acculturation dimensions, i.e., ethnic and host culture identifications,

and the identified online decision-making styles. Through a non-probability sampling

technique, a total of 384 Filipino-American respondents were identified. Scores from the

survey were tabulated and analyzed using an SPSS 24.0 statistical package.

The following research questions were adopted to guide the study:

Q1. Do Filipino-Americans differ from each other in their online decision-making

styles?

Q2. Do online decision-making styles of Filipino-Americans differ according to

their mode of acculturation?

Q3. Do the dimensions of acculturation, ethnic and host culture identifications are

associated with each of the online decision-making styles?

The null and alternative hypotheses below were tested to address the above

research questions:

H10. There is no significant difference among individual Filipino-Americans in

their online decision-making styles.

H1a. There is a significant difference among individual Filipino-Americans in

their online decision-making styles.

85

H20. There is no significant difference among individual Filipino-Americans in

the four acculturation levels with respect to their consumer decision-making styles.

H2a. There is a significant difference among individual Filipino-Americans in the

four acculturation levels with respect to their consumer decision-making styles.

H30. There is no association between the two acculturation dimensions and the

online consumer decision-making styles of Filipino-Americans.

H3a. There is an association between the two acculturation dimensions and the

online decision-making styles of Filipino-American consumers.

This chapter introduces the results of the study organized around the research

questions and hypotheses. It starts with the demographic and socio-economic

characteristics of the respondents, followed by a statistical analysis and evaluation of the

research findings. The chapter concludes with a summary.

Results

The collection of data for the study was undertaken from January 7, 2017 to

February 12, 2017. Table 10 presents the frequency and percentage distributions of the

research participants’ demographic information.

Demographic Information. A total of 384 Filipino-Americans participated in

the research with 41 percent coming from the Western region of the US and 32 percent

from the Southern area of the US. The Northeast and Midwest regions of the US had 8

percent each. Males made up the majority of the respondents at 69 percent, and 22

percent of the total survey participants were females. The remaining 9 percent did not

respond to the gender inquiry.

86

The age of the respondents varied. However, most of them were 26 to 30 years

old. Only 14 percent were between 18 to 25 years old, while 20 percent and 14 percent

were between 31 to 35 and 36 to 40 years old, respectively. The rest of the respondents

were above 40 years old.

Religious affiliations of Filipino-Americans who took the survey showed high

variability with 33 percent identified as Catholics, 27 percent as Buddhists, 17 percent as

Christians, 14 percent as Jewish, and 14 percent as Protestants. The other religions

respondents associated with included Islam, Judaism, Inter/Non-denominational, and

Native American. About 8 percent of respondents did not belong to any religion at all.

However, it is worth noting that 29 percent of the respondents identified with more than

one religion.

Table 8

Demographic Characteristics of Survey Participants

Categories

Frequency

%

Gender

Male

Female

No Response

264

86

34

69%

22%

9%

Region of Residence

Northeast

South

Midwest

West

31

122

29

158

8%

32%

8%

41%

87

No Response

44

11%

Age Group

18 – 25

26 – 30

31 – 35

36 – 40

41 – 45

46 – 50

51 – 55

56 – 60

No Response

54

130

78

53

20

9

1

1

38

14%

34%

20%

14%

5%

2%

0.3%

0.3%

10%

Religion

Catholicism

Buddhism

Christianity

Judaism

Protestantism

Islam

Hinduism

Native American

Inter/Non-denominational

No Religion

128

105

66

52

49

25

17

13

9

30

33%

27%

17%

14%

13%

7%

4%

3%

2%

8%

88

No Response 3 1%

Relationship Status

Married

Widowed

Divorced

Separated

In a domestic partnership or civil union

Single but cohabiting with a significant other

Single and never been married

No Response

242

29

10

6

3

23

38

33

63%

8%

3%

2%

1%

6%

10%

9%

Note. The total number of respondents was 384.

With regard to the relationship status of the survey participants, 63 percent of

individuals reported being married while 10 percent indicated they were single and had

never been married. Others reported being widowed, divorced, and separated. About 6

percent were single but living with a partner. A small number of research participants

claimed to be in a domestic partnership or civil union.

Socioeconomic Characteristics. Table 11 provides the social and economic

features of the survey respondents. It includes the following information: educational

level, employment status, occupation, and income. Education was initially divided into

thirteen categories from sixth grade to eleventh grade, graduated from high school, one

year to three years of college, graduated from college, some graduate school, and

completed graduate school. These particular educational levels were collapsed into the

following three general categories to facilitate ease of data analysis: low, intermediate,

89

and high. The first two categories are descriptions attached to those who completed high

school or less and a bachelor’s degree or less, respectively. A high level of education, on

the other hand, refers to those with post-graduate professional training or a master’s or

doctoral degree. At 74 percent, the overwhelming majority of the research participants

received an intermediate level of education. Regarding the respondents’ employment

status, 78 percent had full-time jobs and 10 percent were employed on a part-time basis.

The categories for occupation were based on the groupings provided by the

Bureau of Labor Statistics (2010). Legal related occupations, which 29 percent of

respondents held, were the most common work category. As described by the Bureau of

Labor Statistics, this field includes Arbitrators, Paralegals and Legal Assistants, Court

Reporters, Legal Support Workers, Title Examiners, and the like. Judges and Lawyers

also fall under this category. Some respondents, 14 percent, were in computer and

mathematically related occupations. The remaining study participants were almost

evenly spread out across the other work categories.

Table 9

Socio-Economic Characteristics of Survey Participants

Categories

Frequency

%

Educational Level

Low

Intermediate

High

No Response

41

284

24

35

11%

74%

6%

9%

90

Employment Status

Employed, working full-time

Employed, working part-time

Not employed, looking for work

Not employed, not looking for work

No Response

299

38

9

4

35

78%

10%

2%

1%

9%

Current Occupation

Management Occupations

Business and Financial Operations Occupations

Computer and Mathematical Occupations

Architecture and Engineering Occupations

Life, Physical, and Social Science Occupations

Community and Social Service Occupations

Legal Occupations

Education, Training, and Library Occupations

Arts, Design, Entertainment, Sports, & Media Occupations

Healthcare Practitioners and Technical Occupations

Healthcare Support Occupations

Protective Service Occupations

Food Preparation and Serving Related Occupations

Building Grounds Cleaning and Maintenance Occupations

Personal Care and Service Occupations

Sales and Related Occupations

10

12

55

5

9

6

113

6

12

8

9

6

20

8

5

15

3%

3%

14%

1%

2%

2%

29%

2%

3%

2%

2%

2%

5%

2%

1%

4%

91

Office and Administrative Support Occupations

Farming, Fishing, and Forestry Occupations

Construction and Extraction Occupations

Installation, Maintenance, and Repair Occupations

Production Occupations

Transportation and Materials Moving Occupations

Other (please specify)

No Response

14

8

5

2

6

10

2

38

4%

2%

1%

1%

2%

3%

1%

10%

Income

$0 - $9,999

$10,000 - $19,999

$20,000 - $29,999

$30,000 - $39,999

$40,000 - $49,999

$50,000 - $59,999

$60,000 - $69,999

$70,000 - $79,999

$80,000 - $89,999

$90,000 - $99,999

$100,000 or More

No Response

1

1

1

12

25

35

43

41

130

54

1

40

0.3%

0.3%

0.3%

3%

7%

9%

11%

11%

34%

14%

0.3%

10%

Note. The total number of respondents was 384.

92

The income information obtained from the survey respondents indicated that 34

percent had individual income in the $80,000 to $89,000 range. About 14 percent

declared their income to be in the $90,000 to $99,000 range while a small number of

participants earned more than $100,000. The $70,000 to $79,999 and $60,000 to $69,000

individual income categories made up 11 percent each, $50,000 to $59,000 had 9 percent,

and $40,000 to $49,999 received 7 percent. The remaining respondents declared their

individual income fell between $40,000 to $59,999.

Immigration Characteristics. The immigration description of the research

participants is presented in Table 12. This table includes information about respondents’

place of nativity, immigration period, the reason for migration, and their generational

status. An overwhelming 85 percent of respondents indicated that they were born in the

US while 5 percent reported being born outside of the US. For those who were foreign

born, 0.3 percent came to the US between 1980 to 1990 and 2 percent for each decade

after that. The majority of those who took the survey identified as belonging to the

second-generation Filipino-Americans living in the US.

Table 10

Immigration Characteristics of Survey Participants

Categories Frequency %

Nativity Classification

Native Born

Foreign Born

No Response

327

21

36

85%

5%

9%

Immigration Period

93

1980 – 1990

1991 – 2000

2001 – 2010

2011 – 2017

No Response

1

7

7

6

363

0.3%

2%

2%

2%

95%

Immigrant Generation

First Generation: You were born in the Philippines

Second Generation: You were born in the USA but either

parent was born in the Philippines

Third Generation: You were born in the USA and both

parents were born in the USA. All grandparents were

born in the Philippines

Fourth Generation: You were born in the USA and both

parents were born in the USA. At least one grandparent

was born in the Philippines with the remaining

grandparents born in the USA.

Fifth Generation: You and your parents were born in the

USA and all grandparents were born in the USA as well.

No Response

19

302

16

13

1

33

5%

79%

4%

3%

0.3%

9%

Note. The total number of respondents was 384.

Factor Loading Scores of Consumer Decision-Making Styles. The original

study on Consumer Styles Inventory conducted by Sproles and Kendall (1986) as well as

its modified version that was carried out by Sam and Chatwin (2015) performed a factor

94

analysis to examine the significance or applicability of the identified consumer decision-

making styles. Matsunaga (2010) explains that this statistical technique “evaluates

whether the collected data are in line with the theoretically expected pattern, or structure,

of the target construct” (p. 98). As described by Parsian and Dunning (2009), a factor

consists of a list of items that belong together (Parsian & Dunning, 2009). Items with a

high factor loading define the individual factors (Bryman & Cramer as cited in Parsian &

Dunning, 2009.

For the current study, the three items that loaded the highest in each factor in the

original CSI study (Sproles & Kendall, 1986) were selected to define the first eight

consumer decision-making styles listed in Table 13. The last two factors on the list were

adopted from the study by Sam and Chatwin (20015) where the top loading items were

used to characterize them.

Table 11

Factor Loadings of the Consumer Decision-Making Characteristics

Decision-Making Style

Loadings

Factor 1: Perfectionistic and High-Quality Conscious Consumer

Getting very good quality is very important to me.

When it comes to purchasing products, I try to get the very best or

perfect choice.

In general, I usually try to buy the best overall quality.

.68

.66

.61

95

Factor 2: Brand Conscious and Price Equals Quality Consumer

The well-known national brands are for me.

The more expensive brands are usually my choices.

The higher the price of a product, the better its quality.

.63

.61

.59

Factor 3: Novelty and Fashion Conscious Consumer

I usually have one or more outfits of the very newest style.

I keep my wardrobe up-to-date with the changing fashions.

Fashionable, attractive styling is very important to me.

.75

.70

.64

Factor 4: Recreational and Hedonistic Shopping Conscious Consumer

Shopping is not a pleasant activity to me.

Going shopping is one of the enjoyable activities of my life.

Shopping the stores wastes my time.

-.70

.70

-.69

Factor 5: Price Conscious and Value-for-Money Consumers

I buy as much as possible at sale prices.

The lower price product is usually my choice.

I look carefully to find the best value for the money.

.66

.56

.54

Factor 6: Impulsive and Careless Consumer

I should plan my shopping more carefully than I do.

I am impulsive when purchasing.

I often make careless purchases I later wish I had not.

.55

.53

.52

96

Factor 7: Confused-by-Over-Choice Consumer

There are so many brands to choose from that I often feel confused.

Sometimes it’s hard to choose which stores to shop.

The more I learn about golf clubs, the harder it seems to choose the

best.

.68

.61

.53

Factor 8. Habitual and Brand-Loyal Consumer

I have favorite brands I buy over and over.

Once I find a product or brand I like, I stick with it.

I go to the same stores each time I shop.

.70

.60

.58

Factor 9. Website Content Conscious Consumer

It is very important for the websites to offer a product searching

service to me.

It is good if the websites can offer customer reviews on the products.

It is good if the websites can offer social networking facilities so I

can share product comments with my friends.

.88

.84

.84

Factor 10. Website Interface Conscious Consumer

It will be annoying to get a lot of animated effects on the business

websites.

Design layout of business website is one of the important factors to

make buying decisions.

.71

.90

Note. From “A Methodology for Profiling Consumers’ Decision-Making Styles,” by G.B.

Sproles and E.L. Kendall, 1986, Journal of Consumer Affairs. And from “Online

Consumer Decision-Making Styles for Enhanced Understanding of Macau Online

Consumer Behavior,” by K.M. Sam and C. Chatwin, 2015, Asia Pacific Management

Review.

97

A Cronbach’s alpha was computed to analyze the reliability of each factor and

ascertain that “the items of a measure work together as a set and should be capable of

independently measuring the same construct” (Mokhlis & Salleh, 2009, p. 52). Hence,

Cronbach’s alpha levels were deemed acceptable at .50 (Kerlinger & Lee as cited in

Mokhlis & Salleh, 2009). Table 14 presents the Cronbach’s alpha of the scale. All the

identified factors registered a coefficient alpha above .50 except for Factors 6 and 10

which had an alpha value of .49 and .44, respectively. Since they fell below the cutoff

value, they were excluded from the analysis.

Table 14

Means, Standard Deviation, and Cronbach’s Alpha of the Scale

Factors

Means

SD

Alpha

Factor 1: Perfectionistic & High-Quality Conscious Consumer

10.45

2.965

.757

Factor 2: Brand Conscious & Price Equals Quality Consumer

9.64

2.331

.521

Factor 3: Novelty & Fashion Conscious Consumer

9.76

2.642

.643

Factor 4: Recreational & Hedonistic Shopping Conscious

Consumer

10.30

2.530

.628

Factor 5: Price Conscious & Value-for-Money Consumers

9.77

2.350

.521

Factor 6: Impulsive & Careless Consumer

9.54

2.210

.493

Factor 7: Confused-by-Over-Choice Consumer

9.25

2.444

.663

Factor 8. Habitual & Brand-Loyal Consumer

10.07

2.260

.576

Factor 9. Website Content Conscious Consumer

10.07

2.507

.674

Factor 10. Website Interface Conscious Consumer

6.70

1.72

.440

98

Test of Hypothesis. A critical part of the process in hypothesis testing is the

identification of the appropriate statistical procedure based on the data set and objectives

of the research. The data set in the current study failed the assumptions of a parametric

test. As a result, a Kruskal–Wallis H Test was selected. It is a non-parametric alternative

to One-Way ANOVA that can be utilized to establish significant statistical differences

between nominal independent and ordinal dependent variables (Laerd Statistics, 2015).

However, there are four assumptions that must be met before Kruskal-Wallis H Test can

be used in the study. According to Laerd Statistics, the four assumptions are:

1. The dependent variable is measured at the continuous or ordinal level.

2. The independent variable consists of two or more categorical groups.

3. There is independence of observation.

4. The score distribution for each categorical group of the independent variable is

calculated to determine whether the data has the same shape or not. This is

important because the outcome will decide on how the results of the Kruskal-

Wallis H Test can be interpreted.

The study met the first three assumptions. However, a series of steps is necessary

to evaluate the distribution of the groups in the independent variable. The first step is to

generate a boxplot and visually review the distribution. Figure 9 shows the shape of the

distribution of the independent groups.

Upon visual inspection of the boxplots, the distributions of the decision-making

styles were found to be not similar for all groups. Since the eight dependent variables

had dissimilar shape distributions for all groups of the independent variable, the Kruskal-

99

Wallis H Test was used to determine the differences by comparing the mean rank of each

distribution.

Figure 9. Independent-Samples Kruskal-Wallis Test

Research Question 1. The first research question refers to what extent, if any, do

Filipino-Americans differ in their online decision-making styles. To measure the style

characteristics of the Filipino-American online consumers, the mean score for each factor

was calculated. Table 12 shows the mean score and its percentile distribution for each

factor.

100

Table 12

Mean Score and Percentile Distribution of the Selected Factors

An individual can score from 3 to 15 on each decision-making style characteristic.

The total raw score is then divided by the number of questions, which in this case is

three, to determine the mean. Based on the information from the table below, there is no

common online decision-making style for Filipino-Americans. However, the data

indicates that a typical Filipino-American is a perfectionist and high-quality conscious

consumer.

To further support the observation above, a test of the hypothesis was conducted.

The first hypothesis was tested using a Kruskal-Wallis H Test as a nonparametric

alternative to one-way ANOVA with a significance level of .05. Table 13 shows the

Factors

Mean

Score

Percentiles

25 50 75

1: Perfectionistic & High-Quality Conscious Consumer

10.45

9

11

13

2: Brand Conscious & Price-Equals-Quality Consumer

9.64 8 10 12

3: Novelty and Fashion Conscious Consumer

9.76 7 11 12

4: Recreational and Hedonistic Shopping Conscious

Consumer

10.30 7 8 10

5: Price Conscious and Value-for-Money Consumers

9.77 8 11 11

7: Confused-by-Over-Choice Consumer

9.25 7 10 11

8. Habitual and Brand-Loyal Consumer

10.07 9 11 11

9. Website Content Conscious Consumer

10.07 8 11 12

101

result of the hypothesis testing. The first column of the hypothesis summary table

expresses the null hypothesis in terms of the distribution of each of the identified

decision-making styles in every acculturation mode. This is followed by the type of test

conducted which, in the case of the current study, is the Kruskal-Wallis H Test. The

significance level as well as the decision made are also presented in the table.

Table 13

Hypothesis Test Summary: Consumer Decision-Making Style of Filipino-Americans

Null Hypothesis

Test

Sig.

Decision

Test

Stat.

d.f.

Asymp.

Sig.

2-sided

The distribution of

Score is the same

across categories

of CDMS.

Independent-

Samples Kruskal-

Wallis Test

.000 Reject the null

hypothesis.

58.291 7 .000

Note. The significance level is .05. The total number of cases was 2,808.

A Kruskal-Wallis H test was run to determine if there were differences among

Filipino-Americans in their online decision-making styles. Distributions of the decision-

making styles were not similar for all groups, as assessed by visual inspection of a

boxplot. The distributions of the online consumer decision-making styles were

statistically significantly different between groups, χ2(7) = 58.291, p = .000. Hence, the

first null hypothesis of the study (H10) was rejected. There is a significant difference

among individual Filipino-Americans in their online decision-making styles.

Research Question 2. The second question refers to the differences, if any, in

the online decision-making styles of Filipino-Americans based on their acculturation

102

mode. A series of hypothesis testing was conducted. The mean rank of each

acculturation mode per consumer decision-making style was likewise ascertained and

shown in Table 14.

Table 14

Means Rank of Acculturation Modes Per Decision-Making Style

Consumer Decision-Making

Style

Acculturation Modes and Mean Rank

Assimilation Integration Marginalization Separation

N = 42 N = 169 N = 95 N = 45

Perfectionistic and High-

Quality Conscious Consumer

(PHQ-1)

221.44

212.35

80.39

198.93

Brand Conscious and Price

Equals Quality Consumer

(BCPEQ-2)

153.51 202.32 118.93 218.62

Novelty and Fashion

Conscious Consumer (NF-3)

223.32 182.34 123.38 219.12

Recreational and Hedonistic

Shopping Conscious

Consumer (RHS-4)

238.92 189.23 113.70 199.12

Price Conscious and Value-

for-Money Consumers

(PVM-5)

187.94 209.75 103.62 190.93

103

Confused-by-Over-Choice

Consumer (COC-7)

157.45 186.68 130.97 248.27

Habitual and Brand-Loyal

Consumer (HBL-8)

194.60 207.81 94.42 211.40

Website Content Conscious

Consumer (WC-9)

216.12 219.92 83.61 168.64

1. Perfectionistic/High-Quality Conscious Consumer (PHQ). The first test

was undertaken to determine if PHQ differs across the four acculturation modes. Table

15 presents the summary of the hypothesis test results.

Table 15

Hypothesis Test Summary: Perfectionistic & High-Quality Conscious Consumer

Null Hypothesis

Test

Sig.

Decision

Test

Stat.

df

Asymp.

Sig

2-sided

The distribution of

PHQ is the same

across the

acculturation modes.

Independent-

Samples

Kruskal-Wallis

Test

.000 Reject the

null

hypothesis.

119.115 3 .000

Note. The significance level is .05. The total number of respondents was 351.

A Kruskal-Wallis H test was run to determine if there were differences between

the four acculturation groups of assimilation, integration, marginalization, and separation

with regard to the perfectionistic and high quality conscious decision-making style.

Distributions of the decision-making styles were not similar for all groups, as assessed by

visual inspection of a boxplot. The distributions of the perfectionistic and high quality

104

decision-making style were statistically significantly different between groups, χ2(3) =

119.115, p = .000.

Table 16

Pairwise Comparisons of Acculturation Modes: Perfectionistic and High-Quality

Conscious Consumer

Sample1-Sample2 Test

Statistic

Std.

Error

Std. Test

Statistic

Sig. Adj. Sig.

Marginalization-Separation -118.544 18.179 -6.521 .000 .000

Marginalization-Integration 131.957 12.882 10.244 .000 .000

Marginalization-Assimilation 141.051 18.615 7.577 .000 .000

Separation-Integration 13.413 16.852 .796 .426 1.000

Separation-Assimilation 22.507 21.553 1.044 .296 1.000

Integration-Assimilation 9.094 17.320 .525 .6.00 1.000

Note. The significance level is .05. Significance values have been adjusted by the

Bonferroni correction for multiple tests.

Pairwise comparisons were performed using Dunn's (1964) procedure with a

Bonferroni correction for multiple comparisons. This post hoc analysis revealed

statistically significant differences in PHQC online decision-making style between the

Marginalization (mean rank = 80.39) and Separation (mean rank = 198.93) (p = .000),

Marginalization and Integration (mean rank = 212.35) (p = .000), and Marginalization

and Assimilation (mean rank = 221.44) (p = .000) acculturation modes, but not between

Separation and Integration (p = 1.000), or any other group combinations.

105

2. Brand Conscious & Price-Equals-Quality Conscious Consumer (BCPEQ).

The second test was undertaken to determine if BCPEQ differs across the four

acculturation modes. Table 17 presents the result of the test of the hypothesis.

Table 17

Hypothesis Test Summary: Brand Conscious and Price-Equals-Quality Conscious

Consumer

Null Hypothesis

Test

Sig.

Decision

Test

Stat.

d.f.

Asymp.

Sig.

2-sided

The distribution of

BCPEQ is the

same across the

acculturation

modes.

Independent-

Samples Kruskal-

Wallis Test

.000 Reject the null

hypothesis.

52.573 3 .000

Note. The significance level is .05. The total number of respondents was 351.

A Kruskal-Wallis H test was run to determine if there were differences between

the four acculturation groups of Assimilation, Integration, Marginalization, and

Separation with regard to the Brand Conscious and Price Equals Quality Conscious

decision-making style. Distributions of the decision-making styles were not similar for

all groups, as assessed by visual inspection of a boxplot. The distributions of the Brand

Conscious and Price Equals Quality Conscious decision-making style were significantly

different between groups, χ2(3) = 52.573, p = .000.

106

Table 18

Pairwise Comparisons of Acculturation Modes: Brand Conscious and Price-Equals-

Quality Consumer

Sample1-Sample2 Test

Statistic

Std.

Error

Std. Test

Statistic

Sig. Adj. Sig.

Marginalization–Assimilation 34.580 18.596 1.860 .063 .378

Marginalization–Integration 83.388 12.869 6.480 .000 .000

Marginalization–Separation -99.691 18.161 -5.489 .000 .000

Assimilation–Integration -48.808 17.302 -2.821 .005 .029

Assimilation–Separation -65.110 21.531 -3.024 .002 .015

Integration–Separation -16.303 16.834 -.968 .333 1.000

Note. The significance level is .05. Significance values have been adjusted by the

Bonferroni correction for multiple tests.

A pairwise comparisons were performed using Dunn's (1964) procedure with a

Bonferroni correction for multiple comparisons. This post hoc analysis revealed

statistically significant differences in BCPEQ online decision-making style between the

Marginalization (mean rank = 118.93) and Integration (mean rank = 202.32) (p = .000),

Marginalization and Separation (mean rank = 218.62) (p = .000), Assimilation (mean

rank = 153.51) and Integration (p = .029), and Assimilation and Separation (p = .015)

acculturation modes, but not between Marginalization and Assimilation (p = .378) or

Integration and Separation (p = 1.000).

107

3. Novelty and Fashion Conscious Consumer (NF). The third test was

undertaken to determine if NF differs across the four acculturation modes. Table 19

presents the result of the test of hypothesis.

Table 19

Hypothesis Test Summary: Novelty and Fashion Conscious Consumer

Null Hypothesis

Test

Sig.

Decision

Test

Stat.

d.f.

Asymp.

Sig.

2-sided

The distribution of

NF is the same

across the

acculturation

modes.

Independent-

Samples

Kruskal-Wallis

Test

.000 Reject the

null

hypothesis.

45.293 3 .000

Note. The significance level is .05. The total number of respondents was 351.

A Kruskal-Wallis H test was run to determine if there were differences between

the four acculturation groups of Assimilation, Integration, Marginalization, and

Separation with regard to the Novelty and Fashion Conscious decision-making style.

Distributions of the decision-making styles were not similar for all groups, as assessed by

visual inspection of a boxplot. The distributions of the Novelty and Fashion Conscious

decision-making style were statistically significantly different between groups, χ2(3) =

45.293, p = .000.

A pairwise comparisons were performed using Dunn's (1964) procedure with a

Bonferroni correction for multiple comparisons. This post hoc analysis, shown in Table

108

20, revealed statistically significant differences in NF online decision-making style

between the Marginalization (mean rank = 123.38) and Integration (mean rank = 182.34)

(p = .000), Marginalization and Separation (mean rank = 219.12) (p = .000),

Marginalization and Assimilation (mean rank = 223.32) (p = .000) acculturation modes,

but not between Integration and Separation (p = .164) or any other group combinations.

Table 20

Pairwise Comparisons of Acculturation Modes: Novelty and Fashion Conscious

Consumer

Sample1-Sample2 Test

Statistic

Std.

Error

Std. Test

Statistic

Sig. Adj. Sig.

Marginalization–Integration 58.958 12.747 4.625 .000 .000

Marginalization–Separation -95743 17.989 -5.322 .000 .000

Marginalization–Assimilation 99.942 18.420 5.426 .000 .000

Integration–Separation -36.785 16.675 -2.206 .027 .164

Integration–Assimilation 40.984 17.139 2.391 .017 .101

Separation–Assimilation 4.199 21.328 .197 .844 1.000

Note. The significance level is .05. Significance values have been adjusted by the

Bonferroni correction for multiple tests.

4. Recreational and Hedonistic Shopping Conscious Consumer (RHS). The

fourth test was undertaken to determine if RHS differs across the four acculturation

modes. Table 21 presents the result of the test of the hypothesis.

109

Table 21

Hypothesis Test Summary: Recreational and Hedonistic Shopping Conscious Consumer

Null Hypothesis

Test

Sig.

Decision

Test

Stat.

d.f.

Asymp.

Sig.

2-sided

The distribution of

RHS is the same

across the

acculturation

modes.

Independent-

Samples

Kruskal-Wallis

Test

.000 Reject the

null

hypothesis.

59.027 3 .000

Note. The significance level is .05. The total number of respondents was 351.

A Kruskal-Wallis H test was run to determine if there were differences between

the four acculturation groups of Assimilation, Integration, Marginalization, and

Separation with regard to the Recreational and Hedonistic Shopping Conscious decision-

making style. Distributions of the decision-making styles were not similar for all groups,

as assessed by visual inspection of a boxplot. The distributions of the Recreational and

Hedonistic Shopping Conscious decision-making style were statistically significantly

different between groups, χ2(3) = 59.027, p = .000.

A pairwise comparisons were performed using Dunn's (1964) procedure with a

Bonferroni correction for multiple comparisons. This post hoc analysis, shown in Table

22, revealed statistically significant differences in RHS online decision-making style

between the Marginalization (mean rank = 113.70) and Integration (mean rank = 189.23)

(p = .000), Marginalization and Separation (mean rank = 119.12) (p = .000),

110

Marginalization and Assimilation (mean rank = 238.92) (p = .000), and Integration and

Assimilation (p = .023) acculturation modes, but not between Integration and Separation

(p = 1.000) or Separation and Assimilation (p = .380).

Table 22

Pairwise Comparisons of Acculturation Modes: Recreational and Hedonistic Shopping

Conscious Consumer

Sample1-Sample2 Test

Statistic

Std.

Error

Std. Test

Statistic

Sig. Adj. Sig.

Marginalization–Integration 75.528 12.805 5.898 .000 .000

Marginalization–Separation -85.422 18.071 -4.727 .000 .000

Marginalization–Assimilation 125.217 18.504 6.767 .000 .000

Integration–Separation -9.894 16.751 -.591 .555 1.000

Integration–Assimilation 49.689 17.217 2.886 .004 .023

Separation–Assimilation 39.794 21.425 1.857 .063 .380

Note. The significance level is .05. Significance values have been adjusted by the

Bonferroni correction for multiple tests.

PVM)

5. Price and Value-for-Money Conscious Consumers (PVM). The fifth test

was undertaken to determine if PVM differs across the four acculturation modes. Table

23 presents the result of the test of the hypothesis.

111

Table 23

Hypothesis Test Summary: Price and Value-for-Money Conscious Consumers

Null Hypothesis

Test

Sig.

Decision

Test

Stat.

d.f.

Asymp.

Sig.

2-sided

The distribution of

PVM is the same

across the

acculturation modes.

Independent-

Samples

Kruskal-Wallis

Test

.000 Reject the

null

hypothesis.

72.984 3 .000

Note. The significance level is .05. The total number of respondents was 351.

A Kruskal-Wallis H test was run to determine if there were differences between

the four acculturation groups of Assimilation, Integration, Marginalization, and

Separation with regard to the Price and Value-for-Money Conscious decision-making

style. Distributions of the decision-making styles were not similar for all groups, as

assessed by visual inspection of a boxplot. The distributions of the Price and Value-for-

Money Conscious decision-making style were statistically significantly different between

groups, χ2(3) = 72.984, p = .000.

A pairwise comparisons were performed using Dunn's (1964) procedure with a

Bonferroni correction for multiple comparisons. This post hoc analysis, shown in Table

24, revealed statistically significant differences in PVM online decision-making style

between the Marginalization (mean rank = 103.62) and Assimilation (mean rank =

187.94) (p = .000), Marginalization and Separation (mean rank = 190.93) (p = .000), and

112

Marginalization and Integration (mean rank = 209.75) (p = .000) acculturation modes, but

not between Assimilation and Separation (p = 1.000) or any other group combinations.

Table 24

Pairwise Comparisons of Acculturation Modes: Price Conscious and Value-for-Money

Consumers

Sample1-Sample2 Test

Statistic

Std.

Error

Std. Test

Statistic

Sig. Adj. Sig.

Marginalization–Assimilation 84.325 18.228 4.626 .000 .000

Marginalization–Separation -87.318 17.801 -4.905 .000 .000

Marginalization–Integration 106.130 12.614 8.414 .000 .000

Assimilation–Separation -2.993 21.105 -.142 .887 1.000

Assimilation–Integration -21.805 16.960 -1.286 .199 1.000

Separation–Integration 18.812 16.501 1.140 .254 1.000

Note. The significance level is .05. Significance values have been adjusted by the

Bonferroni correction for multiple tests.

6. Confused-by-Over-Choice Consumer (COC). The sixth test was undertaken

to determine if COC differs across the four acculturation modes. Table 25 presents the

result of the test of the hypothesis.

113

Table 25

Hypothesis Test Summary: Confused-by-Over-Choice Consumer

Null Hypothesis

Test

Sig.

Decision

Test

Stat.

d.f.

Asymp.

Sig.

2-sided

The distribution of

COC is the same

across the

acculturation

modes.

Independent-

Samples

Kruskal-Wallis

Test

.000 Reject the

null

hypothesis.

45.573 3 .000

Note. The significance level is .05. The total number of respondents was 351.

A Kruskal-Wallis H test was run to determine if there were differences between

the four acculturation groups of Assimilation, Integration, Marginalization, and

Separation with regard to the Confused-by-Over-Choice decision-making style.

Distributions of the decision-making styles were not similar for all groups, as assessed by

visual inspection of a boxplot. The distributions of the Confused-by-Over-Choice

decision-making style were statistically significantly different between groups, χ2(3) =

45.573, p = .000.

A pairwise comparisons were performed using Dunn's (1964) procedure with a

Bonferroni correction for multiple comparisons. This post hoc analysis, shown in Table

26, revealed statistically significant differences in COC online decision-making style

between the Marginalization (mean rank = 130.97) and Integration (mean rank = 186.68)

(p = .000), Marginalization and Separation (mean rank = 248.27) (p = .000), Assimilation

114

(mean rank = 157.45) and Integration (p = .000), and Integration and Separation (p =

.002) acculturation modes, but not between Assimilation and Integration (p = .552) or

between Marginalization and Assimilation (p = .933).

Table 26

Pairwise Comparisons of Acculturation Modes: Confused-by-Over-Choice Consumer

Sample1-Sample2 Test

Statistic

Std.

Error

Std. Test

Statistic

Sig. Adj. Sig.

Marginalization–Assimilation 26.484 18.644 1.420 .155 .933

Marginalization–Integration 55.712 12.902 4.318 .000 .000

Marginalization–Separation -117.298 18.208 -6.442 .000 .000

Assimilation–Integration -29.228 17.348 -1.685 .092 .552

Assimilation–Separation -90.814 21.588 -4.207 .000 .000

Integration–Separation -61.586 16.878 -3.649 .000 .002

Note. The significance level is .05. Significance values have been adjusted by the

Bonferroni correction for multiple tests.

7. Habitual and Brand-Loyal Consumer (HBL). The seventh test was

undertaken to determine if HBL differs across the four acculturation modes. Table 27

presents the result of the test of the hypothesis.

115

Table 27

Hypothesis Test Summary: Habitual and Brand-Loyal Consumer

Null Hypothesis

Test

Sig.

Decision

Test

Stat.

d.f.

Asymp.

Sig.

2-sided

The distribution of

HBL is the same

across the

acculturation

modes.

Independent-

Samples

Kruskal-Wallis

Test

.000 Reject the

null

hypothesis.

89.915 3 .000

Note. The significance level is .05. The total number of respondents was 351.

A Kruskal-Wallis H test was run to determine if there were differences between

the four acculturation groups of Assimilation, Integration, Marginalization, and

Separation with regard to the habitual and brand-loyal decision-making style.

Distributions of the decision-making styles were not similar for all groups, as assessed by

visual inspection of a boxplot. The distributions of the Habitual and Brand-Loyal

decision-making style were statistically significantly different between groups, χ2(3) =

89.915, p = .000.

A pairwise comparisons were performed using Dunn's (1964) procedure with a

Bonferroni correction for multiple comparisons. This post hoc analysis revealed

statistically significant differences in COC online decision-making style between the

Marginalization (mean rank = 94.42) and Assimilation (mean rank = 194.60) (p = .000),

Marginalization and Integration (mean rank = 207.81) (p = .000), and Marginalization

116

and Separation (mean rank = 211.40) (p = .000) acculturation modes, but not between

Assimilation and Integration (p = 1.000) or any other group combinations.

Table 28

Pairwise Comparisons of Acculturation Modes: Habitual and Brand-Loyal Consumer

Sample1-Sample2 Test

Statistic

Std.

Error

Std. Test

Statistic

Sig. Adj. Sig.

Marginalization–Assimilation 100.174 18.271 5.483 .000 .000

Marginalization–Integration 113.390 12.644 8.968 .000 .000

Marginalization–Separation -116.979 17.843 -6.556 .000 .000

Assimilation–Integration -13.215 17.000 -.777 .437 1.000

Assimilation–Separation -16.805 21.155 -.794 .427 1.000

Integration–Separation -3.589 16.540 -.217 .828 1.000

Note. The significance level is .05. Significance values have been adjusted by the

Bonferroni correction for multiple tests.

8. Website Content Conscious Consumer (WC). The eighth test was

undertaken to determine if WC differs across the four acculturation modes. Table 29

presents the result of the test of the hypothesis.

117

Table 29

Hypothesis Test Summary: Website Content Conscious Consumer

Null Hypothesis

Test

Sig.

Decision

Test

Stat.

d.f.

Asymp.

Sig.

2-sided

The distribution of

WC is the same

across the

acculturation

modes.

Independent-

Samples

Kruskal-Wallis

Test

.000 Reject the

null

hypothesis.

119.663 3 .000

Note. The significance level is .05. The total number of respondents was 351.

A Kruskal-Wallis H test was run to determine if there were differences between

the four acculturation groups of Assimilation, Integration, Marginalization, and

Separation with regard to the website content conscious decision-making style.

Distributions of the decision-making styles were not similar for all groups, as assessed by

visual inspection of a boxplot. The distributions of the Website Content Conscious

decision-making style were statistically significantly different between groups, χ2(3) =

119.663, p = .000.

118

Table 30

Pairwise Comparisons of Acculturation Modes: Website Content Conscious Consumer

Sample1-Sample2 Test

Statistic

Std.

Error

Std. Test

Statistic

Sig. Adj. Sig.

Marginalization-Separation -85.034 18.175 -4.679 .000 .000

Marginalization-Assimilation 132.509 18.610 7.120 .000 .000

Marginalization-Integration 136.313 12.879 10.584 .000 .000

Separation-Assimilation 47.475 21.548 2.203 .028 .165

Separation-Integration 51.279 16.847 3.044 .002 .014

Assimilation–Integration -3.804 17.316 -.220 .826 1.000

Note. The significance level is .05. Significance values have been adjusted by the

Bonferroni correction for multiple tests.

A pairwise comparisons were performed using Dunn's (1964) procedure with a

Bonferroni correction for multiple comparisons. This post hoc analysis revealed

statistically significant differences in COC online decision-making style between the

Marginalization (mean rank = 83.61) and Separation (mean rank = 168.64) (p = .000),

Marginalization and Assimilation (mean rank = 216.12) (p = .000), Marginalization and

Integration (mean rank = 219.92), and Separation and Integration (p = .014) acculturation

modes, but not between Separation and Assimilation (p = .165) or between Assimilation

and Integration (p = 1.000).

In summary, the results of the Kruskal-Wallis H Tests conducted between the four

acculturation groups of Assimilation, Integration, Marginalization, and Separation with

each of the consumer decision-making style were statistically significant at p = .000.

119

Hence, the second null hypothesis of the study (H20) was rejected. There is a significant

difference among Filipino-Americans in the four acculturation levels with respect to their

decision-making styles when shopping from online stores.

Research Question 3. The third research question resolves to determine if there

is a significant association between the dimensions of acculturation, i.e., ethnic (Filipino

Orientation Subscale or FOS) and host (Anglo Orientation Subscale or AOS) culture

identifications, and the online decision-making styles of Filipino-Americans. A series of

Mantel-Haenszel Test of Trend, which included the running of the Pearson’s correlation

procedures, was conducted to test the third hypothesis. Table 31 presents the results of

the Pearson’s correlation procedure for the acculturation dimensions and the online

decision-making styles.

Table 31

Acculturation Dimensions and Online Decision-Making Styles Correlation Matrix

AOS FOS PHQ BCPEQ NF RHS PVM COC HBL WC

AOS Pearson Correlation 1 .276** .527** .160** .388** .027 .419** .173** .472** .563**

Sig. (2- tailed) .000 .000 .003 .000 .000 .000 .001 .000 .000

N 351 351 351 351 351 351 351 351 351 351

FOS Pearson Correlation .276** 1 .330** .312** .134* .049 .329** .245** .343** .398**

Sig. (2- tailed) .000 .000 .000 .012 .000 .000 .000 .000 .000

N 351 351 351 351 351 351 351 351 351 351

Note. **Correlation is significant at the 0.01 level (2-tailed). *Correlation is significant at

the 0.05 level (2-tailed).

The results of the Mantel-Haenszel Test of Trend between the acculturation

dimensions and the online decision-making styles are presented in two parts. The first

part begins with the association tests involving the acculturation dimension of host

120

culture identification (AOS) and followed by the other dimension of ethnic culture

identification (FOS).

1. Mantel-Haenszel Test of Trend Between Host Culture Identification (AOS)

and Online Consumer Decision-Making Styles. Tables 32 – 39 below show the results

of the Mantel-Haenszel Test of Trend between the acculturation dimension of host

culture identification and each of the online decision-making style. In SPESS statistics,

the test result is found in the Linear-by-Linear Association row. A summary of all the

Mantel-Haenszel Test of Trend results is shown after the presentation of the individual

tests.

Table 32

Chi-Square Tests Table: Host Culture Identification (AOS) and Perfectionist and High-

Quality Conscious Decision-Making Style

Value df Asymptotic Sig. (2-sided)

Pearson Chi-Square

653.220a

348

.000

Likelihood Ratio

563.479

348

.000

Linear-by-Linear Association

97.172

1

.000

Note. The total number of respondents was 351. 384 cells (98.5%) have expected count

less than 5. The min. expected count is .01. The significance value of the Mantel-

Haenszel Test of Trend is 0.05.

The Mantel-Haenszel Test of Trend showed a statistically significant linear

association between AOS and PHQ-1, χ2(1) = 97.172, p = .000, r = .527. Host culture

identification was associated with the Perfectionistic and High Quality Conscious

decision-making style and vice-versa.

121

Table 33

Chi-Square Tests Table: Host Culture Identification (AOS) and Brand and Price-Equals-

Quality Conscious Decision-Making Style

Value df Asymptotic Sig. (2-sided)

Pearson Chi-Square 682.093a 348 .000

Likelihood Ratio

527.711

348

.000

Linear-by-Linear Association

9.001

1

.003

Note. The total number of respondents was 351. 384 cells (98.5%) have expected count

less than 5. The min. expected count is .02. The significance value of the Mantel-

Haenszel Test of Trend is 0.05.

The Mantel-Haenszel Test of Trend above showed a statistically significant linear

association between AOS and BCPEQ-2, χ2(1) = 9.001, p = .003, r = .160. Host culture

identification was associated with the Brand and Price-Equals-Quality Conscious

decision-making style and vice-versa.

Table 34

Chi-Square Tests Table Host Culture Identification (AOS) and Novelty and Fashion

Conscious Decision-Making Style

Value df Asymptotic Sig. (2-sided)

Pearson Chi-Square

688.615a

348

.000

Likelihood Ratio

533.079

348

.000

Linear-by-Linear Association

52.729

1

.000

Note. The total number of respondents was 351. 384 cells (97.7%) have expected count

less than 5. The min. expected count is .01. The significance value of the Mantel-

Haenszel Test of Trend is 0.05.

122

The Mantel-Haenszel Test of Trend above showed a statistically significant linear

association between AOS and NF-3, χ2(1) = 52.729, p = .000, r = .388. Host culture

identification was associated with the Novelty and Fashion Conscious decision-making

style and vice-versa.

Table 35

Chi-Square Tests Table: Host Culture Identification (AOS) and Recreational and

Hedonistic Shopping Conscious Decision-Making Style

Value df Asymptotic Sig. (2-sided)

Pearson Chi-Square

512.991a

290

.000

Likelihood Ratio

454.258

290

.000

Linear-by-Linear Association

37.233

1

.000

Note. The total number of respondents was 351. 321 cells (97.3%) have expected count

less than 5. The min. expected count is .01. The significance value of the Mantel-

Haenszel Test of Trend is 0.05.

The Mantel-Haenszel Test of Trend above showed a statistically significant linear

association between AOS and RHS-4, χ2(1) = 37.233, p = .000, r = .326. Host culture

identification was associated with the Recreational and Hedonistic Shopping Conscious

decision-making style and vice-versa.

123

Table 36

Chi-Square Tests Table: Host Culture Identification (AOS) and Price and Value-for-

Money Conscious Decision-Making Style

Value df Asymptotic Sig. (2-sided)

Pearson Chi-Square 612.755a 319 .000

Likelihood Ratio

470.673

319

.000

Linear-by-Linear Association

61.402

1

.000

Note. The total number of respondents was 351. 351 cells (97.5%) have expected count

less than 5. The min. expected count is .02. The significance value of the Mantel-

Haenszel Test of Trend is 0.05.

The Mantel-Haenszel Test of Trend above showed a statistically significant linear

association between AOS and PVM-5, χ2(1) = 61.402, p = .000, r = .419. Host culture

identification was associated with the Price and Value-for-Money Conscious decision-

making style and vice-versa.

Table 37

Chi-Square Tests Table: Host Culture Identification (AOS) and Confused-by-Over-

Choice Consumer Decision-Making Style

Value df Asymptotic Sig. (2-sided)

Pearson Chi-Square

686.253a

261

.000

Likelihood Ratio

542.395

261

.000

Linear-by-Linear Association

10.504

1

.001

Note. The total number of respondents was 351. 292 cells (97.3%) have expected count

less than 5. The min. expected count is .05. The significance value of the Mantel-

Haenszel Test of Trend is 0.05.

124

The Mantel-Haenszel Test of Trend above showed a statistically significant linear

association between AOS and COC-7, χ2(1) = 10.504, p = .001, r = .173. Host culture

identification was associated with the Confused-by-Over-Choice consumer decision-

making style and vice-versa.

Table 38

Chi-Square Tests Table: Host Culture Identification (AOS) and Habitual and Brand-

Loyal Consumer Decision-Making Style

Value df Asymptotic Sig. (2-sided)

Pearson Chi-Square

626.425a

319

.000

Likelihood Ratio

484.513

319

.000

Linear-by-Linear Association

77.958

1

.000

Note. The total number of respondents was 351. 350 cells (97.2%) have expected count

less than 5. The min. expected count is .01. The significance value of the Mantel-

Haenszel Test of Trend is 0.05.

The Mantel-Haenszel Test of Trend above showed a statistically significant linear

association between AOS and HBL-8, χ2(1) = 77.958, p = .000, r = .472. Host culture

identification was associated with the Habitual and Brand-Loyal consumer decision-

making style and vice-versa.

125

Table 39

Chi-Square Tests Table: Host Culture Identification (AOS) and Website Content

Conscious Consumer Decision-Making Style

Value df Asymptotic Sig. (2-sided)

Pearson Chi-Square 880.645a 435 .000

Likelihood Ratio

606.499

435

.000

Linear-by-Linear Association

111.093

1

.000

Note. The total number of respondents was 351. 474 cells (98.8%) have expected count

less than 5. The min. expected count is .01. The significance value of the Mantel-

Haenszel Test of Trend is 0.05.

The Mantel-Haenszel Test of Trend above showed a statistically significant linear

association between AOS and WC-9, χ2(1) = 111.093, p = .000, r = .563. Host culture

identification was associated with the Website Content Conscious Consumer decision-

making style and vice-versa.

2. Mantel-Haenszel Test of Trend Between Ethnic Culture Identification

(FOS) and Online Consumer Decision-Making Styles. Tables 40 – 47 below show the

results of the Mantel-Haenszel Test of Trend between the ethnic culture identification

dimension and each of the online decision-making style is presented below. In SPESS

statistics, the test result is found in the Linear-by-Linear Association row.

126

Table 40

Chi-Square Tests Table: Ethnic Culture Identification (FOS) and Perfectionistic and

High-Quality Conscious Consumer Decision-Making Style

Value df Asymptotic Sig. (2-sided)

Pearson Chi-Square

787.334a

480

.000

Likelihood Ratio

633.952

480

.000

Linear-by-Linear Association

38.184

1

.000

Note. The total number of respondents was 351. 525 cells (98.5%) have expected count

less than 5. The min. expected count is .00. The significance value of the Mantel-

Haenszel Test of Trend is 0.05.

The Mantel-Haenszel Test of Trend showed a statistically significant linear

association between FOS and PHQ-1, χ2(1) = 38.184, p = .000, r = .330. Ethnic culture

identification was associated with the Perfectionistic and High Quality Conscious

decision-making style and vice-versa.

Table 41

Chi-Square Tests Table: Ethnic Culture Identification (FOS) and Brand and Price-

Equals-Quality Conscious Consumer Decision-Making Style

Value df Asymptotic Sig. (2-sided)

Pearson Chi-Square

853.847a

480

.000

Likelihood Ratio

626.024

480

.000

Linear-by-Linear Association

34.127

1

.000

Note. The total number of respondents was 351. 526 cells (98.7%) have expected count

less than 5. The min. expected count is .01. The significance value of the Mantel-

Haenszel Test of Trend is 0.05.

127

The Mantel-Haenszel Test of Trend above showed a statistically significant linear

association between FOS and BCPEQ-2, χ2(1) = 34.127, p = .000, r = .312. Ethnic

culture identification was associated with the Brand and Price-Equals-Quality Conscious

decision-making style and vice-versa.

Table 42

Chi-Square Tests Table: Ethnic Culture Identification (FOS) and Novelty and Fashion

Conscious Consumer Decision-Making Style

Value df Asymptotic Sig. (2-sided)

Pearson Chi-Square

861.303a

480

.000

Likelihood Ratio

597.608

480

.000

Linear-by-Linear Association

6.297

1

.012

Note. The total number of respondents was 352. 527 cells (98.9%) have expected count

less than 5. The min. expected count is .00. The significance value of the Mantel-

Haenszel Test of Trend is 0.05.

The Mantel-Haenszel Test of Trend above showed a statistically significant linear

association between FOS and NF-3, χ2(1) = 6.297, p = .012, r = .134. Ethnic culture

identification was associated with the Novelty and Fashion Conscious decision-making

style and vice-versa.

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Table 43

Chi-Square Tests Table: Ethnic Culture Identification (FOS) and Recreational and

Hedonistic Shopping Conscious Consumer Decision-Making Style

Value df Asymptotic Sig. (2-sided)

Pearson Chi-Square

756.960a

400

.000

Likelihood Ratio

538.517

400

.000

Linear-by-Linear Association

15.471

1

.000

Note. The total number of respondents was 351. 443 cells (98.2%) have expected count

less than 5. The min. expected count is .01. The significance value of the Mantel-

Haenszel Test of Trend is 0.05.

The Mantel-Haenszel Test of Trend above showed a statistically significant linear

association between FOS and RHS-4, χ2(1) = 15.471, p = .000, r = .210. Ethnic culture

identification was associated with the Recreational and Hedonistic Shopping Conscious

decision-making style and vice-versa.

Table 44

Chi-Square Tests Table: Ethnic Culture Identification (FOS) and Price and Value-for-

Money Conscious Consumer Decision-Making Style

Value df Asymptotic Sig. (2-sided)

Pearson Chi-Square

759.090a

440

.000

Likelihood Ratio

563..809

440

.000

Linear-by-Linear Association

37.869

1

.000

Note. The total number of respondents was 351. 486 cells (98.8%) have expected count

less than 5. The min. expected count is .01. The significance value of the Mantel-

Haenszel Test of Trend is 0.05.

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The Mantel-Haenszel Test of Trend above showed a statistically significant linear

association between FOS and PVM-5, χ2(1) = 37.869, p = .000, r = .329. Ethnic culture

identification was associated with the Price and Value-for-Money Conscious decision-

making style and vice-versa.

Table 45

Chi-Square Tests Table: Ethnic Culture Identification (FOS) and Confused-by-Over-

Choice Consumer Decision-Making Style

Value df Asymptotic Sig. (2-sided)

Pearson Chi-Square 768.034a 360 .000

Likelihood Ratio

625.284

360

.000

Linear-by-Linear Association

21.010

1

.000

Note. The total number of respondents was 351. 404 cells (98.5%) have expected count

less than 5. The min. expected count is .03. The significance value of the Mantel-

Haenszel Test of Trend is 0.05.

The Mantel-Haenszel Test of Trend above showed a statistically significant linear

association between FOS and COC-7, χ2(1) = 21.010, p = .000, r = .245. Ethnic culture

identification was associated with the Confused-by-Over-Choice consumer decision-

making style and vice-versa.

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Table 46

Chi-Square Tests Table: Ethnic Culture Identification (FOS) and Habitual and Brand-

Loyal Consumer Decision-Making Style

Value df Asymptotic Sig. (2-sided)

Pearson Chi-Square

749.291a

440

.000

Likelihood Ratio

548.218

440

.000

Linear-by-Linear Association

41.288

1

.000

Note. The number of respondents was 351. 487 cells (99.0%) have expected count less

than 5. The min. expected count is .00. The significance value of the Mantel-Haenszel

Test of Trend is 0.05.

The Mantel-Haenszel Test of Trend above showed a statistically significant linear

association between FOS and HBL-8, χ2(1) = 41.288, p = .000, r = .343. Ethnic culture

identification was associated with the Habitual and Brand-Loyal consumer decision-

making style and vice-versa.

Table 47

Chi-Square Tests Table: Ethnic Culture Identification (FOS) and Website Content

Conscious Consumer Decision-Making Style

Value df Asymptotic Sig. (2-sided)

Pearson Chi-Square

945.405a

600

.000

Likelihood Ratio

695.828

600

.004

Linear-by-Linear Association

55.449

1

.000

Note. The total number of respondents was 351. 653 cells (99.5%) have expected count

less than 5. The min. expected count is .00. The significance value of the Mantel-

Haenszel Test of Trend is 0.05.

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The Mantel-Haenszel Test of Trend above showed a statistically significant linear

association between FOS and WC-9, χ2(1) = 55.449, p = .000, r = .398. Ethnic culture

identification was associated with the Website Content Conscious Consumer decision-

making style and vice-versa.

Mantel-Haenszel Test of Trend Summary. Overall, the Mantel-Haenszel Test

of Trend showed a statistically significant linear association between the acculturation

dimensions and the online consumer decision-making styles. Unfortunately, this

particular test does not indicate the strength or direction of the associations. Table 48

encapsulates all the results of the individual tests between the aforesaid variables.

Table 48

Mantel-Haenszel Test of Trend Summary Between Acculturation Dimensions and Online

Consumer Decision-Making Styles

PHQ-1 BCPEQ-2 NF-3 RHS-4 PVM-5 COC-7 HBL-8 WC-9

AOS Mantel-Haenszel Test of Trend 97.172 9.001 52.729 37.233 61.402 10.504 77.958 111.09

Asymp. Sig. (2-sided) .000 .003 .000 .000 .000 .001 .000 .000

N 351 351 351 351 351 351 351 351

FOS Mantel-Haenszel Test of Trend 38.184 34.127 6.297 15.471 37.869 21.010 41.288 55.449

Asymp. Sig. (2-sided) .000 .000 .012 .000 .000 .000 .000 .000

N 351 351 351 351 351 351 351 351

Note. Significant at different levels: *p ≤ .05, **p ≤ .01, ***p ≤ .001

Evaluation of Findings

The research results were based on the responses of Filipino-Americans who

agreed to take the online survey on consumer behavior. A total of 385 individuals from

the aforesaid group participated in the research. However, 33 of the cases were dropped

from the acculturation and consumer decision-making styles analyses due to incomplete

and missing responses.

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The study aimed to investigate the relationship between acculturation and

consumer decision-making styles within the context of electronic commerce. To guide

the research, a theoretical framework was adapted from the works of Berry (1997),

Sproles and Kendall (1986), Sam and Chatwin (2015), and Segev (2014). It was derived

from two research streams: acculturation and consumer decision-making styles. By

combining both sets of ideas, the study’s theoretical framework suggests the role of

acculturation in impacting the online consumer’s decision-making styles.

Studies on acculturation have demonstrated that an individual’s cultural

adaptation has two dimensions: maintenance of ethnic culture and host culture

participation (Berry, 2003). The outcome of the interaction between these two

acculturation dimensions resulted in the development of the following four acculturation

modes proposed by Berry: Integration, Assimilation, Separation, and Marginalization.

Hence, an individual’s acculturation can vary along these four different acculturation

modes. Differences in the acculturation processes may result in differences in

acculturation outcomes that can have a meaningful influence on the people’s value

orientation (Leong, Wagner, & Kim, 1995) including their consumption habits and

choices (Ownbey & Horridge as cited in Jun, Ham, & Park, 2014). While making

choices, consumers utilize diverse decision-making styles when evaluating products and

services in the market, and these styles include: Perfectionistic and High-Quality

Conscious Consumer, Brand Conscious and Price Equals Quality Conscious Consumer,

Novelty and Fashion Conscious Consumer, Recreational and Hedonistic Shopping

Conscious Consumer, Price and Value-for-Money Conscious Consumer, Confused-by-

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Over-Choice Consumer, Habitual and Brand-Loyal Consumer, and Website Content

Conscious Consumer.

In the current study, 85 percent of the respondents are native-born. A little over

three-quarters (79 percent) of those who were born in the US identified themselves as

second generation Filipino-Americans. An ARSMA-II instrument was used to measure

the respondents’ level of acculturation. As a result, 48 percent of those who participated

in the study were found to be under the Integration mode of acculturation while 27

percent were classified as belonging to the Marginalization mode. The Assimilation and

Separation modes of acculturation had almost identical distribution levels at 12 percent

and 13 percent, respectively. This descriptive analysis of the respondents’ acculturation

levels supports the study’s contention that individuals differ in the way they interact with

their heritage culture as well as the host culture.

A series of hypothesis testing was conducted to answer the three research

questions. Since the data set did not meet the assumptions of the parametric tests, the

Mantel-Haenszel Test of Trend and Kruskal-Wallis H Test were utilized in the study.

For the first question, a Kruskal-Wallis H Test was run to determine if Filipino-

Americans differ in their online decision-making styles. The distributions of the online

consumer decision-making styles were statistically significantly different between

groups. Hence, the first null hypothesis of the study (H10) was rejected. There is a

significant difference among individual Filipino-Americans in their online decision-

making styles.

The second research question referred to what extent, if any, do the Filipino-

Americans’ decision-making styles differ according to their level of acculturation. A

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series of Kruskal-Wallis H Tests was conducted to determine if there were differences

between the four acculturation groups of Assimilation, Integration, Marginalization, and

Separation with regard to each of the eight online decision-making styles. Distributions

of the decision-making styles were not similar for all groups, as assessed by visual

inspection of a boxplot. The results of Kruskal-Wallis H Tests conducted for each style

were statistically significant at p = .000. Hence, the second null hypothesis of the study

(H20) was rejected. There is a significant difference among individual Filipino-

Americans in the four acculturation levels with respect to their consumer decision-

making styles.

The third research question resolved to determine if there was a significant

association between the dimensions of acculturation and the online decision-making

styles. A series of Mantel-Haenszel Test of Trend, which included running Pearson’s

correlation procedures, were conducted to test the third hypothesis. The results of the

tests showed a statistically significant linear association between the acculturation

dimensions and the online consumer decision-making styles.

The findings of the study indicate the important role of acculturation in the

Filipino-Americans’ approach to shopping. They correspond to the basic tenets of the

research’s theoretical foundation which asserts the influence of the acculturation

dimensions in the behavior of online consumers. Hence, Filipino-Americans from

different acculturation levels have different decision-making styles when purchasing

items or services from online stores.

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Summary

The study was designed to examine the relationship between acculturation and

decision-making styles of Filipino-American online consumers. It particularly delved

into the association between the acculturation dimensions of ethnic and host culture

identifications and the selected online decision-making styles. Furthermore, it looked

into the differences among the four acculturation modes with respect to the aforesaid

decision-making styles.

A total of 384 Filipino-Americans participated in the study. However, only 351

respondents were considered in the acculturation and decision-making style parts of the

survey after 33 cases were dropped due to incomplete or missing data. Kruskal-Wallis H

Test and Mantel-Haenszel Test of Trend were the two nonparametric techniques used in

testing the hypotheses of the study.

Results of the hypothesis testing indicated the significant role acculturation had in

the pre-purchase decisions Filipino-Americans’ make when shopping from online stores.

Table 49 summarized the findings from the tests of research hypotheses.

Table 49

Summary of Hypothesis Testing Results

Null Hypothesis

Test

Result

Rationale

H10. There is no significant

difference among individual

Filipino-Americans in their online

decision-making styles.

Rejected

Kruskal-Wallis H Test results

indicated a significant difference

among individual Filipino-Americans

in their online decision-making styles.

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H20. There is no significant

difference among individual

Filipino-Americans in the four

acculturation levels with respect to

their consumer decision-making

styles.

Rejected Kruskal-Wallis H Test results

indicated a significant difference

among individual Filipino-Americans

in the four acculturation levels with

respect to their consumer decision-

making styles.

H30. There is no correlation between

the two acculturation dimensions

and the online consumer decision-

making styles.

Rejected Mantel-Haenszel Test of Trend results

indicated a significant linear

association between the acculturation

dimensions and the online consumer

decision-making styles.

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Chapter 5: Implications, Recommendations, and Conclusions

With the continuous growth of the online retail business and the overabundance of

choices in the digital marketplace, decision-making has become increasingly elaborate

and convoluted for consumers. As a result, consumers utilize decision-making methods

in order to come up with the best possible choice (Moon, 2004). Since consumption

behavior and attitudes vary from culture to culture, so too do consumers’ decision-

making styles (Chen et al., 2012). For immigrants, variations in consumption value

systems and decision-making styles can be impacted by acculturation. However, a

systematic study of online consumer behavior and acculturation has been insufficient, and

the examination of the relationship between online decision-making styles and

acculturation modes is scarce. Some studies have been conducted that insinuate the role

of acculturation in consumer behavior, but there is not enough literature that shows the

degree of relationship between acculturation and the consumers’ attitudes or strategies

towards online shopping (Segev, 2014). The present research attempted to fill this gap.

The purpose of the research was to investigate the relationship between

acculturation and consumer decision-making styles within the context of electronic

commerce. Specifically, it aimed to: 1) determine the online decision-making styles of

Filipino-Americans; 2) examine the impact of acculturation with regard to the identified

decision-making styles of Filipino-Americans; and 3) determine the extent of relationship

between the two acculturation dimensions, i.e., ethnic and host culture identifications,

and the identified online decision-making styles. However, the use of non-probability

sampling technique in the study limited the generalizability of the research results or their

relevance when applied to the wider target population. Another limitation of the study

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was that it only focused on the pre-purchase behavior of the target ethnic group when

buying products or services from electronic retailers.

The three ethical principles contained in the Belmont Report guided the conduct

of the research. These principles included the following: respect for persons,

beneficence, and justice. Respect for persons requires that research participants are

treated as autonomous or intelligent agents and that those with diminished autonomy are

protected. To accomplish this ethical standard, the researcher developed a well-defined

procedure in the identification and recruitment of potential research participants including

the process of informed consent. In addition to this, the researcher also made it a point to

address the requirement of beneficence by ensuring that study participants were not

harmed during their participation in the research. If in the middle of the survey

participants decided not to continue with the process, they could exit the survey by just

closing the browser. Since confidentiality is also an expectation of beneficence, all

gathered data were grouped and analyzed to ensure anonymity of those who contributed

to the study. Lastly is the principle of justice, which is closely related to the ethical

principle of respect for persons that protects against the exploitation of people just to

generate new knowledge. The principle of justice demands equitable selection of

participants and inclusion of the minority population. To ensure that this principle was

followed, the researcher provided participants a full written disclosure of the research.

Furthermore, the researcher obtained formal study approval though the Northcentral

University Institutional Review Board before the actual data gathering.

This chapter presents the implications of the study in relation to each of the three

research questions. Recommendations for practical applications of this study as well as

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directions of, and possibilities for, future research are also discussed. The chapter

finishes with a conclusion that recapitulates the key points of the research’s implications

and recommendations.

Implications

Humphreys (2014) estimated the total buying power of 2.9 million Filipinos

living in the US to be around $121 billion. As the population of Filipino-Americans

grows due to demographic and immigration factors, so too will its purchasing power.

The potential impact of this ethnic group on electronic commerce means there is a huge

opportunity for online retailers to capture this particular market. One way to do this is by

incorporating cultural insights into the business organizations’ core marketing strategies.

This is an important promotional approach since people from different cultures think,

feel, and act differently. They behave differently when shopping online. The

acculturation process is one of the dynamics of immigration that affects the consumption

behavior and purchase decisions of immigrants. Understanding the effect of

acculturation on the decision-making styles of Filipino-Americans will enable businesses

to distinguish the group’s purchase behavior and can contribute to businesses’ success in

penetrating this particular ethnic market.

Acculturation and consumer decision-making styles are two variables that the

current research used in understanding the relationship between the Filipino-American

consumers’ intercultural adaptation and consumption behavior. The interaction between

the consumers’ desire to maintain their ethnic culture while adapting to the attitudes and

values of the host culture results in the creation of the following four acculturation

modes: assimilation, integration, marginalization, and separation. It is the contention of

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the current study that these acculturation modes are distinguishing elements and

antecedents that determine the Filipino-American consumers’ online decision-making

styles.

The study started with a list of ten decision-making styles as shown in Table 6.

After the computation of the Cronbach’s alpha, two of the styles fell below the cut-off

level of .50 and were excluded from the analysis. The eight remaining decision-making

styles included the following: Perfectionistic and High-Quality Conscious Consumer,

Brand Conscious and Price Equals Quality Conscious Consumer, Novelty and Fashion

Conscious Consumer, Recreational and Hedonistic Shopping Conscious Consumer, Price

and Value-for-Money Conscious Consumers, Confused-by-Over-Choice Consumer,

Habitual and Brand-Loyal Consumer, and Website Content Conscious Consumer.

Research Question 1. The first question referred to the differences, if any, in the

online decision-making styles of Filipino-Americans. Based on the mean score

calculation shown in Table 15, there was no one online decision-making style for

Filipino-Americans. However, the data indicates that a typical Filipino-American is a

perfectionist and high-quality conscious consumer. When the Kruskal-Wallis H Test was

conducted, the result was a rejection of the null hypothesis. This meant that there was a

significant difference among individual Filipino-Americans in their online decision-

making styles. This is consistent within the context of the literature reviewed for this

study. As previously discussed, decision-making style is a mental guideline that helps

consumers in their purchasing behavior and is influenced by some factors. The

consumers’ digital literacy or technical knowledge, as well as their demographic profiles,

were some of these factors. Furthermore, the results of the socio-demographic analysis,

141

including the analysis of immigration status, provided a glimpse of the Filipino-American

population that is diverse on many levels. People from diverse backgrounds make

decisions differently under different conditions. Finucane, Mertz, Slovic, and Schmidt

(2005) have argued that individual differences in age, socioeconomic status, and

cognitive abilities influence decision-making. The acceptance of the alternative

hypothesis, therefore, supports this observation and will have implications on the

consumers’ choice preferences. Since Filipino-Americans differ in their styles of

decision-making, they would respond differently to various marketing inducements from

business organizations. Moreover, the result of the first hypothesis test could also have

implications for marketing professionals who are targeting the Filipino-American market.

Advertisers need to avoid taking this particular ethnic group as one homogenous entity

with similar preferences. Instead, they should utilize different marketing strategies to

appeal to the Filipino-American consumers.

Research Question 2. The second question referred to the differences, if any, in

the online decision-making styles of Filipino-Americans according to their mode of

acculturation. Based on the generational status of survey respondents, 79 percent

identified as second-generation immigrants while the rest were almost equally distributed

among first-generation, third-generation, and fourth-generation. This is an important

insight as generational status is closely associated with the various acculturation modes as

well as the psychological and social behavior of immigrants (Matera, Stefanile, & Brown,

2011). When the research participants were categorized according to their acculturation

modes using the approach suggested by Dona and Berry (1994), a total of 42 survey

respondents fell under the assimilation mode, while the integration, marginalization, and

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separation modes had 169, 95, and 45 respondents, respectively. However, the study did

not explore the relationship between generational status and acculturation modes. But the

above information shows that the majority of the research samples were second-

generation Filipino-Americans, and most of them have developed a bi-cultural orientation

and successfully integrated in with the host culture while maintaining their own cultural

heritage.

After classifying the research participants based on their acculturation level, a

series of Kruskal-Wallis H Tests were undertaken. The test results showed a significant

difference among individual Filipino-Americans in the four acculturation levels with

respect to their decision-making styles when purchasing from online stores. Hence, the

second null hypothesis of the study was rejected. This is consistent with the literature

reviewed for this study. The process of acculturation affects the immigrants’

consumption habits or choices. An essential concept in acculturation studies supports

behavioral diversification among people from within the same ethnic group (Segev,

2014). One of the sources of these disparities in behavior come from the people’s

acculturation modes where those with similar acculturation level demonstrate parallel

consumer behavior (Donthu and Cherian, 1992). This will have implications on how

businesses penetrate the Filipino-American market. Understanding this notion of

heterogeneity of this group can help in forecasting consumption patterns which can be a

crucial factor in developing an effective market segmentation and a successful sales plan.

Research Question 3. The third question inquired about the association between

the two acculturation dimensions and the selected online decision-making styles. A

series of Mantel-Haenszel Test of Trend, which included the running of the Pearson’s

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correlation procedures, was undertaken to ascertain the extent of association between the

aforesaid variables. Results from these tests showed that the host culture dimension

(AOS) of acculturation was linearly associated with each of the eight selected online

decision-making styles. The same was true for the other acculturation dimension. The

tests showed that the ethnic culture identification (FOS) dimension was also linearly

associated with each of the eight selected online decision-making styles.

In terms of strength of association, the AOS was strongly associated with

Perfectionistic and High-Quality Conscious and Website Content Conscious orientations.

However, the same acculturation dimension showed a weak association with the Brand

and Price-Equals-Quality Conscious and Confused-by-Over-Choice decision-making

styles. These characteristics imply that individuals who identify with the host culture are

knowledgeable of the market and shop meticulously by utilizing online stores with the

necessary functionalities that help them in selecting the best quality products regardless

of price and brand. Among the website features which these types of consumers consider

essential in choosing the right products include the following: privacy, security, searching

tools, communication tools for product inquiry and order tracking, availability and

richness of product information, and customer review and social networking capability.

The FOS, on the other hand, did not have any strong association with any of the

selected decision-making styles. It, however, showed a moderate association with all of

the styles except for the following: Novelty and Fashion Conscious, Recreational and

Hedonistic Shopping Conscious, and Confused-by-Over-Choice. These findings reflect

the focus of the less behaviorally acculturated Filipino-Americans when buying goods or

services via electronic commerce. Given that immigrants’ acculturation level influences

144

their opinions of products or services, the aforesaid outcome of the correlational analysis

signifies their indistinctness as they navigate the host marketplace. This sense of

cautiousness is understandable considering that immigrants are still trying to adjust and

learn new behavioral standards which include their consumption decisions. Hence,

Filipino-Americans who are not fully acculturated prefer to be safe with their spending

choices and concentrate on the fundamentals when shopping online by putting emphasis

on website functionalities, security, and privacy as well as on habitual shopping, quality,

brand, and price considerations. Their low association scores with the novelty and

hedonistic scales indicated that they are not inclined to diversify their purchases to

include new and innovative brands or to shop for recreational reasons. The association

between FOS with confusion due to over-choice implies that Filipino-Americans under

this acculturation dimension have some level of knowledge or understanding of the host

marketplace. This is not entirely a surprise considering the fact that the majority of the

respondents were born in the US and their second-generation status may have contributed

to their confidence in navigating the retail environment.

Recommendations

The inquiry on the pre-purchase behavior of Filipino-Americans that has been

undertaken for this dissertation has drawn attention to some areas that can be used for

practical application and further research. These are discussed in detail below.

Recommendations for Practical Application. The description of the Filipino-

American online consumers based on their acculturation level and decision-making styles

has a number of marketing and consumer policy applications. As previously discussed in

the earlier sections of this dissertation, variations in the consumption value systems and

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decision-making styles of immigrant consumers are affected by acculturation. The

findings of this research have shown that Filipino-Americans generally differ in their

styles of decision-making when participating in electronic commerce. When the

relationship between acculturation and the various decision-making styles were explored,

the results of the study indicated that the extent of ethnic and host culture identifications

vary from individual to individual. This information can help business organizations and

marketing professionals in developing a strategy to target the Filipino-American market

based on their acculturation modes. By segmenting the target population based on this

criterion, online retailers can customize their promotional activities with the group’s

predilections. As this study has found, Filipino-Americans who are highly acculturated

have a good knowledge of the market and put a premium on perfectionism as well as

website content. Furthermore, they were found to be price conscious, brand conscious

and loyal, innovative, and love to shop. With this type of consumer, businesses need to

invest in ensuring that their online stores have a clear privacy policy and good security.

The online store should also be equipped with the necessary functionalities that include

searching and communication tools for product information and order tracking, customer

review, and social networking capability. Online businesses should also put their

promotional efforts in continually providing innovative products and new brands for

these types of consumers that are known for being risk-takers who are not afraid of trying

new things. Establishing a rewards program can also benefit the online retailers’

financial bottom line. One of the findings of the study showed that Filipino-Americans

are brand loyal consumers. As brand loyal consumers, they are devoted to selected

brands and have the tendency to make repeat purchases over their lifetime. Hence, a

146

business may use a loyalty marketing strategy through a rewards program that can

contribute to the increase in the number of customer visits which may then translate into

sales as customers want to avail of the purchase incentives. If they are happy with their

experience and involvement in the program, these consumers are more likely to leave

positive feedback online and promote the business to their family and friends.

The less acculturated Filipino-Americans, on the other hand, have shown almost

similar online decision-making styles when compared with their highly acculturated

counterparts. The difference between the groups largely lies with the strength of

association between the acculturation dimension and the identified decision-making

styles. Hence, the promotional strategies listed for the highly acculturated Filipino-

Americans can also be applied to the less acculturated members of this particular ethnic

group. Additionally, the use of the Filipinos’ native language (i.e., Tagalog) and Filipino

product ambassadors in delivering marketing messages can assist online businesses in

engaging consumers in this market. It is also important to note that both acculturation

dimensions were found to be least associated with confusion due to over choice style of

decision-making. This finding suggests a strong knowledge of the host culture

marketplace which is very plausible considering that most of the survey respondents were

native born and identified themselves as second-generation Filipinos living in the US.

Recommendations for Future Research. The findings in this study suggest

some opportunities for future research. First, the current study utilized a purposive

sampling method which limits the generalizability of its results. Hence, future research

should replicate the study using a probability sampling method in order to facilitate the

random selection of survey respondents. With a representative sample, the participants of

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the study resemble the whole population being studied and study results can be

generalized or used to make conclusions pertaining to the general population. Second, a

longitudinal study on acculturation and decision-making styles of Filipino-American

consumers can also be explored. This type of research will enable the researcher to

observe the same group of immigrants over a period of time to identify any variations or

alterations in the behavior of the target population. The important element in this type of

methodology is its ability to establish a series of events and behavioral patterns of

immigrant consumers that will contribute to a deeper understanding of their behavior

under a variety of life situations. Third, the study should be expanded to include a

specific product category as there is no specific product that is being investigated in the

current study. This study is a general assessment of the Filipino-American consumers’

online decision-making styles based on their acculturation levels. Further research is

needed, therefore, to examine the interaction of these two variables within the context of

a particular product group. The result of this type of investigation may provide

businesses with the necessary information that will aid them in implementing strategies to

access specific markets efficiently and effectively as well as help them in addressing the

needs of the market’s consumer base. Lastly, a more detailed inquiry into the Filipino-

American’s purchasing behavior and online viewing patterns are necessary to broaden the

discourse on the impact of acculturation on the individual member’s life as a consumer.

By centering on the group’s socio-demographic and cultural dynamics as well as its

online shopping behavior and media usage trends, businesses and marketing

professionals can achieve a comprehensive picture of Filipino-American consumers.

This could help businesses in developing an effective strategy to better connect with this

148

particular ethnic group. Furthermore, the results could contribute to the overall body of

knowledge on Filipino-American consumer behavior.

In summary, the inquiry on the pre-purchase behavior of Filipino-Americans that

was undertaken for this dissertation has resulted to several areas that can be used for

practical application and further research. These are listed below:

1. Customize promotional activities with the Filipino-Americans’ predilections based on

their acculturation modes.

2. Continually implement promotions that provide innovative products and new brands.

3. Establish a loyalty marketing strategy through a rewards program that can benefit both

customers and business organizations.

4. Use of the Filipinos’ native language (i.e., Tagalog) in delivering marketing messages

and Filipino product ambassadors to assist online businesses in engaging the Filipino-

American consumers.

5. Replicate the study using a probability sampling method in order to facilitate the

random selection of survey respondents and obtain a representative sample for

generalizability of results.

6. Conduct a longitudinal study on acculturation and decision-making styles of Filipino-

American consumers over a period of time to identify any variations or alterations in the

behavior of the target population.

7. Expand the study of the relationship between acculturation and decision-making styles

within the context of a specific product category.

149

8. Conduct a comprehensive inquiry into the Filipino-American’s socio-demographic and

cultural characteristics as they relate to their online shopping behavior and media usage

trends.

Conclusions

The purpose of the research was to investigate the relationship between

acculturation and consumer decision-making styles within the context of electronic

commerce. Using the Kruskal-Wallis H Test, the hypotheses for the first two research

questions were tested. The hypotheses for the third and final research question were

tested using the Mantel-Haenszel Test of Trend. All tests resulted in the rejection of the

null hypotheses. These findings indicated that Filipino-American consumers

significantly differ in their online decision-making styles. When the survey respondents

were categorized according to their acculturation modes, the test results remained the

same. There were significant differences among individual Filipino-Americans in the

four acculturation levels with respect to their decision-making styles when purchasing

from online stores. Additionally, the association tests showed that both the host and

ethnic culture dimensions of acculturation were linearly associated with each of the eight

selected online decision-making styles. The strengths of association may be different

between the two dimensions, but the style characteristics for each are similar.

The findings of the research will have repercussions on the Filipino-American

consumers’ choice preferences. As elucidated in the review of the literature, decision-

making styles dictate the individuals’ purchase decisions. Since Filipino-Americans

differ in their styles of decision-making, they would respond differently to various

marketing inducements from business organizations. Advertisers, therefore, will need to

150

avoid taking this particular ethnic group as one homogenous entity with similar

preferences. Instead, they should utilize varied marketing strategies to appeal to the

Filipino-American consumers. Understanding the notion of heterogeneity of this group

can also help in forecasting consumption patterns and can be a crucial factor in

developing effective market segmentation and a successful sales plan.

On the whole, the potential contribution of the Filipino-American market to the

financial success of business organizations cannot be understated. Determining the

decision-making styles of the members of this ethnic population will have marketing or

practical implications as discussed above. In conclusion, the study has proven that

Filipino-American online consumers differ in their decision-making styles, and this

disparity in the choice outcome is associated with their acculturation levels.

151

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Appendixes

161

Appendix A: Online Consumer Styles Characteristics Instrument

For each statement, circle the number that best indicates your opinion. (CIRCLE ONLY

ONE RESPONSE PER STATEMENT)

1 = Strongly Disagree

2 = Disagree

3 = Neutral

4 = Agree

5 = Strongly Agree

1. Getting very good quality is very important to me. 1 2 3 4 5

2. When it comes to purchasing products, I try to get the very

best or perfect choice.

1 2 3 4 5

3. In general, I usually try to buy the best overall quality. 1 2 3 4 5

4. I make a special effort to choose the very best quality

products.

1 2 3 4 5

5. I really don’t give my purchases much thought or care 1 2 3 4 5

6. My standards and expectations for the products I buy are

very high.

1 2 3 4 5

7. I shop quickly, buying the first product or brand I find that

seems good enough.

1 2 3 4 5

8. A product doesn’t have to be perfect, or the best, to satisfy

me.

1 2 3 4 5

9. The well-known national brands are for me. 1 2 3 4 5

10. The more expensive brands are usually my choices. 1 2 3 4 5

11. The higher the price of the golf clubs, the better the

quality.

1 2 3 4 5

12. Nice department and specialty stores offer me the best golf

clubs.

1 2 3 4 5

13. I prefer buying the bestselling brands. 1 2 3 4 5

14. The most advertised brands are usually very good choices. 1 2 3 4 5

15. I usually have one or more outfits of the very newest style. 1 2 3 4 5

16. I keep my wardrobe up-to-date with the changing

fashions.

1 2 3 4 5

17. Fashionable, attractive styling is very important to me. 1 2 3 4 5

18.To get variety, I shop different stores and choose different

brands.

1 2 3 4 5

19. It’s fun to buy something new and exciting. 1 2 3 4 5

20. Shopping is not a pleasant activity to me. 1 2 3 4 5

21. Going shopping is one of the enjoyable activities of my

life.

1 2 3 4 5

22. Shopping the stores wastes my time. 1 2 3 4 5

23. I enjoy shopping just for the fun of it. 1 2 3 4 5

24. I make shopping trips fast. 1 2 3 4 5

162

25. I buy as much as possible at sale prices. 1 2 3 4 5

26. The lower price product is usually my choice. 1 2 3 4 5

27. I look carefully to find the best value for the money. 1 2 3 4 5

28. I should plan my shopping more carefully than I do. 1 2 3 4 5

29. I am impulsive when purchasing. 1 2 3 4 5

30. Often I make careless purchases I later wish I had not. 1 2 3 4 5

31. I take the time to shop carefully for best buys. 1 2 3 4 5

32. I carefully watch how much I spend. 1 2 3 4 5

33. There are so many brands to choose from that I often feel

confused.

1 2 3 4 5

34. Sometimes it’s hard to choose which stores to shop. 1 2 3 4 5

35. The more I learn about golf clubs, the harder it seems to

choose the best.

1 2 3 4 5

36. All the information I get on different products confuses

me.

1 2 3 4 5

37. I have favorite brands I buy over and over. 1 2 3 4 5

38. Once I find a product or brand I like, I stick with it. 1 2 3 4 5

39. I go to the same stores each time I shop. 1 2 3 4 5

40. I change brands I buy regularly. 1 2 3 4 5

41. When I go shopping online, privacy and security are very

important.

1 2 3 4 5

42. It is very important for the websites to offer

communication channels to me for product enquiries and

order tracking.

1 2 3 4 5

43. It is very important for the websites to offer a product

searching service to me.

1 2 3 4 5

44. It is perfect if the websites can offer me richness of

information about products.

1 2 3 4 5

45. It is good if the websites can offer customer reviews on

the products.

1 2 3 4 5

46. It is good if the websites can offer social networking

facilities so I can share product comments with my friends.

1 2 3 4 5

47. It will be annoying to get a lot of animated effects on the

business websites.

1 2 3 4 5

48. Design layout of business website is one of the important

factors to make buying decisions.

1 2 3 4 5

163

Appendix B: Cultural Identity and Acculturation Instrument

Scale 1: Circle a number between 1 – 5 next to each item that best applies.

Rating Scale: 1 = Not at all

2 = Very little or not very often

3 = Moderately

4 = Much or very often

5 = Extremely often or almost always

1. I speak Tagalog and/or any Filipino languages 1 2 3 4 5

2. I speak English 1 2 3 4 5

3. I enjoy speaking Tagalog and/or any Filipino languages 1 2 3 4 5

4. I associate with White individuals 1 2 3 4 5

5. I associate with Filipinos and/or Filipino-Americans 1 2 3 4 5

6. I enjoy listening to Filipino language music 1 2 3 4 5

7. I enjoy listening to English language music 1 2 3 4 5

8. I enjoy Filipino language TV 1 2 3 4 5

9. I enjoy English language TV 1 2 3 4 5

10. I enjoy English language movies 1 2 3 4 5

11. I enjoy Filipino language movies 1 2 3 4 5

12. I enjoy reading (e.g., books in Filipino) 1 2 3 4 5

13. I enjoy reading (e.g., books in English) 1 2 3 4 5

14. I write (e.g., letters in Filipino) 1 2 3 4 5

15. I write (e.g., letters in English) 1 2 3 4 5

16. My thinking is done in the English language 1 2 3 4 5

17. My thinking is done in the Filipino language 1 2 3 4 5

18. My contact with the Philippines has been 1 2 3 4 5

19. My contact with the USA has been 1 2 3 4 5

20. My father identifies or identified himself as Filipino 1 2 3 4 5

21. My mother identifies or identified herself as Filipino 1 2 3 4 5

22. My friends, while I was growing up, were of Filipino

origin

1 2 3 4 5

23. My friends, while I was growing up, were of White origin 1 2 3 4 5

24. My family cooks Filipino food 1 2 3 4 5

25. My friends now are of White origin 1 2 3 4 5

26. My friends now are of Filipino origin 1 2 3 4 5

27. I like to identify myself as a White American 1 2 3 4 5

28. I like to identify myself as a Filipino-American 1 2 3 4 5

29. I like to identify myself as a Filipino 1 2 3 4 5

30. I like to identify myself as an American 1 2 3 4 5

164

Appendix C: Personal Background Instrument

Please put only one check mark (√) and provide the correct information about yourself

for each of the questions below.

1. What is your gender? Male Female

2. In what year were you born? ________

3. What is your religion?

Protestant

Roman Catholic

Buddhist

None

Other (Please specify _______________________________)

4. What is your current marital status?

Single, Never Married

Married

Divorced or Separated

Widowed

5. What is your highest level of educational achievement? (CHECK ONE)

Less Than High School

High School Diploma or Equivalent

Community College Degree

Bachelor’s Degree

Post-Graduate Professional Training (Law, Medicine, etc.)

Master’s Degree

Doctoral Degree

6. What is your current employment Status? (CHECK ONE)

Full-time Student

Part-time Student/Part-time Homemaker

Part-time Student/Part-time Employee

Part-time Employee

Full-time Employee

Full-time Homemaker

Retired from Employment

Unemployed

7. Which one of the following categories best describes your current occupation?

(CHECK ONE)

Professional or Technical (e.g., accountant, artist, computer specialist, dentist,

engineer,

lawyer, librarian, nurse, scientist, teacher, technician, writer, etc.)

165

Manager or Administrator

Sales Worker (e.g., insurance salesperson, realtor, stockbroker, etc.)

Clerical Worker (e.g., bank teller, bookkeeper, cashier, office clerk, postman,

receptionist,

secretary, teacher’s aide, etc.)

Crafts Worker or Machine Operator (e.g., bus driver, factory worker, tailor, etc.)

Full-time Homemaker

Full-time Student

Service Worker (e.g., barber, bartender, dental assistant, hair stylist, nursing aide,

police

officer, sales associate, waitress, etc.)

Government or Military Worker

Other (Specify your job title and briefly describe what you do)

8. What is your approximate 2015 annual income before taxes? (CHECK ONE)

Less than $ 20,001

$ 20,001 ~ $ 30,000

$ 30,001 ~ $ 40,000

$ 40,001 ~ $ 60,000

$ 60,001 ~ $ 80,000

$ 80,001 ~ $ 100,000

$ 100,001 ~ $ 150,000

More than $ 150,000

9. Were you born in the United States?

Yes

No

9b. If you were not born in the United States, what year did you immigrate to America?

_______

11. What is reason for migration? (CHECK ONE)

Educational Opportunities

Better Economic Opportunities

To Accompany Spouse/Parents

Career Opportunities

Others. Please specify

_______________________________________________________

12. Select the generation that best applies to you. (CHECK ONE)

First Generation: You were born in the Philippines

Second Generation: You were born in the USA but either parent was born in the

Philippines

Third Generation: You were born in the USA and both parents were born in the USA.

All grandparents were born in the Philippines

166

Fourth Generation: You were born in the USA and both parents were born in the USA.

At least one grandparent was born in the Philippines with the remainder grandparents

born in the USA.

Fifth Generation: You and your parents were born in the USA and all grandparents

were born in the USA as well.