Spread Sheet Excel

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CH04Level1Figures.xlsx

CreditData

Accounts Receivable Department - Customer Credit Analysis
Customer Name Current Credit Limit Previous Year's Sales Current Year's Sales Past Due Balance Net Worth in (000) D&B Credit Rating Class D&B Composite Credit Appraisal (1 Best) D&B PAYDEX (100 Best) D&B Stress Risk Class (1 Best)
Athletic Gear Corp. $ 9,000 $ 15,382 $ 11,952 $ 0 $ 450 BA 4 15 3
Baltimore O's 39,000 10,033 7,789 0 1,950 3A 1 51 1
Baseball & More 75,000 60,009 55,342 13,892 37,500 4A 2 70 1
Canadian Ski Club 33,000 35,039 50,921 495 1,650 BA 2 43 1
Concord Pro Shop 10,000 4A 1 91 1
Everything Golf 25,000 15,221 9,483 2,899 1,250 3A 3 76 1
Lake Pro Shops 42,000 80,498 81,126 0 2,100 3A 2 87 1
Mars Dept. Store 27,000 35,354 20,666 0 213 BB 3 94 1
RG Bradley 46,000 90,970 18,343 0 2,300 3A 1 21 1
RX for Sports 15,000 5,663 3,014 0 750 2A 1 59 1
School Sports Supply 45,000 50,278 32,338 0 2,250 3A 3 91 1
Ski World 26,000 25,864 28,154 0 300 BA 2 82 1
Sneaker Kingdom 45,000 40,157 25,379 0 2,250 3A 2 71 1
Sports & Stuff 15,000 15,898 14,732 14,383 450 BA 1 67 1
Toy Kingdom 22,000 10,073 1,047 0 1,100 3A 3 14 1
Under the Sea 45,000 95,411 64,418 0 150 CB 4 79 2
US Olympic Team 20,000 5,621 6,171 0 1,000 3A 1 87 1
WWW Sports Inc. 100,000 60,009 60,354 0 500,000 5A 2 97 1
Zip & Sons 10,000 15,490 22,760 0 620 1A 2 96 1

Figure4.1

Figure4.2

Accounts Receivable Department - Customer Credit Analysis
Customer Name Current Credit Limit Previous Year's Sales Current Year's Sales Past Due Balance Net Worth in (000) D&B Credit Rating Class D&B Composite Credit Appraisal (1 Best) D&B PAYDEX (100 Best) D&B Stress Risk Class (1 Best) Rule#1
Athletic Gear Corp. $ 9,000 $ 15,382 $ 11,952 $ 0 $ 450 BA 4 15 3 TRUE
Baltimore O's 39,000 10,033 7,789 0 1,950 3A 1 51 1 TRUE
Baseball & More 75,000 60,009 55,342 13,892 37,500 4A 2 70 1 FALSE
Canadian Ski Club 33,000 35,039 50,921 495 1,650 BA 2 43 1 TRUE
Concord Pro Shop 10,000 4A 1 91 1
Everything Golf 25,000 15,221 9,483 2,899 1,250 3A 3 76 1 FALSE
Lake Pro Shops 42,000 80,498 81,126 0 2,100 3A 2 87 1 TRUE
Mars Dept. Store 27,000 35,354 20,666 0 213 BB 3 94 1 TRUE
RG Bradley 46,000 90,970 18,343 0 2,300 3A 1 21 1 TRUE
RX for Sports 15,000 5,663 3,014 0 750 2A 1 59 1 TRUE
School Sports Supply 45,000 50,278 32,338 0 2,250 3A 3 91 1 TRUE
Ski World 26,000 25,864 28,154 0 300 BA 2 82 1 TRUE
Sneaker Kingdom 45,000 40,157 25,379 0 2,250 3A 2 71 1 TRUE
Sports & Stuff 15,000 15,898 14,732 14,383 450 BA 1 67 1 FALSE
Toy Kingdom 22,000 10,073 1,047 0 1,100 3A 3 14 1 TRUE
Under the Sea 45,000 95,411 64,418 0 150 CB 4 79 2 TRUE
US Olympic Team 20,000 5,621 6,171 0 1,000 3A 1 87 1 TRUE
WWW Sports Inc. 100,000 60,009 60,354 0 500,000 5A 2 97 1 TRUE
Zip & Sons 10,000 15,490 22,760 0 620 1A 2 96 1 TRUE

Figure4.6

Accounts Receivable Department - Customer Credit Analysis
Customer Name Current Credit Limit Previous Year's Sales Current Year's Sales Past Due Balance Net Worth in (000) D&B Credit Rating Class D&B Composite Credit Appraisal (1 Best) D&B PAYDEX (100 Best) D&B Stress Risk Class (1 Best) Rule#1 Rule#2
Athletic Gear Corp. $ 9,000 $ 15,382 $ 11,952 $ 0 $ 450 BA 4 15 3 TRUE FALSE
Baltimore O's 39,000 10,033 7,789 0 1,950 3A 1 51 1 TRUE TRUE
Baseball & More 75,000 60,009 55,342 13,892 37,500 4A 2 70 1 FALSE FALSE
Canadian Ski Club 33,000 35,039 50,921 495 1,650 BA 2 43 1 TRUE FALSE
Concord Pro Shop 10,000 4A 1 91 1 TRUE
Everything Golf 25,000 15,221 9,483 2,899 1,250 3A 3 76 1 FALSE FALSE
Lake Pro Shops 42,000 80,498 81,126 0 2,100 3A 2 87 1 TRUE FALSE
Mars Dept. Store 27,000 35,354 20,666 0 213 BB 3 94 1 TRUE TRUE
RG Bradley 46,000 90,970 18,343 0 2,300 3A 1 21 1 TRUE TRUE
RX for Sports 15,000 5,663 3,014 0 750 2A 1 59 1 TRUE TRUE
School Sports Supply 45,000 50,278 32,338 0 2,250 3A 3 91 1 TRUE TRUE
Ski World 26,000 25,864 28,154 0 300 BA 2 82 1 TRUE FALSE
Sneaker Kingdom 45,000 40,157 25,379 0 2,250 3A 2 71 1 TRUE FALSE
Sports & Stuff 15,000 15,898 14,732 14,383 450 BA 1 67 1 FALSE TRUE
Toy Kingdom 22,000 10,073 1,047 0 1,100 3A 3 14 1 TRUE FALSE
Under the Sea 45,000 95,411 64,418 0 150 CB 4 79 2 TRUE FALSE
US Olympic Team 20,000 5,621 6,171 0 1,000 3A 1 87 1 TRUE TRUE
WWW Sports Inc. 100,000 60,009 60,354 0 500,000 5A 2 97 1 TRUE TRUE
Zip & Sons 10,000 15,490 22,760 0 620 1A 2 96 1 TRUE TRUE

Figure4.7

Accounts Receivable Department - Customer Credit Analysis
Customer Name Current Credit Limit Previous Year's Sales Current Year's Sales Past Due Balance Net Worth in (000) D&B Credit Rating Class D&B Composite Credit Appraisal (1 Best) D&B PAYDEX (100 Best) D&B Stress Risk Class (1 Best) Rule#1 Rule#2 PAYDEX > 90
Athletic Gear Corp. $ 9,000 $ 15,382 $ 11,952 $ 0 $ 450 BA 4 15 3 TRUE FALSE FALSE
Baltimore O's 39,000 10,033 7,789 0 1,950 3A 1 51 1 TRUE TRUE FALSE
Baseball & More 75,000 60,009 55,342 13,892 37,500 4A 2 70 1 FALSE FALSE FALSE
Canadian Ski Club 33,000 35,039 50,921 495 1,650 BA 2 43 1 TRUE FALSE FALSE
Concord Pro Shop 10,000 4A 1 91 1 TRUE TRUE
Everything Golf 25,000 15,221 9,483 2,899 1,250 3A 3 76 1 FALSE FALSE FALSE
Lake Pro Shops 42,000 80,498 81,126 0 2,100 3A 2 87 1 TRUE FALSE FALSE
Mars Dept. Store 27,000 35,354 20,666 0 213 BB 3 94 1 TRUE TRUE TRUE
RG Bradley 46,000 90,970 18,343 0 2,300 3A 1 21 1 TRUE TRUE FALSE
RX for Sports 15,000 5,663 3,014 0 750 2A 1 59 1 TRUE TRUE FALSE
School Sports Supply 45,000 50,278 32,338 0 2,250 3A 3 91 1 TRUE TRUE TRUE
Ski World 26,000 25,864 28,154 0 300 BA 2 82 1 TRUE FALSE FALSE
Sneaker Kingdom 45,000 40,157 25,379 0 2,250 3A 2 71 1 TRUE FALSE FALSE
Sports & Stuff 15,000 15,898 14,732 14,383 450 BA 1 67 1 FALSE TRUE FALSE
Toy Kingdom 22,000 10,073 1,047 0 1,100 3A 3 14 1 TRUE FALSE FALSE
Under the Sea 45,000 95,411 64,418 0 150 CB 4 79 2 TRUE FALSE FALSE
US Olympic Team 20,000 5,621 6,171 0 1,000 3A 1 87 1 TRUE TRUE FALSE
WWW Sports Inc. 100,000 60,009 60,354 0 500,000 5A 2 97 1 TRUE TRUE TRUE
Zip & Sons 10,000 15,490 22,760 0 620 1A 2 96 1 TRUE TRUE TRUE
At least 1 PAYDEX score >90 TRUE

Figure4.8

Accounts Receivable Department - Customer Credit Analysis
Customer Name Current Credit Limit Previous Year's Sales Current Year's Sales Past Due Balance Net Worth in (000) D&B Credit Rating Class D&B Composite Credit Appraisal (1 Best) D&B PAYDEX (100 Best) D&B Stress Risk Class (1 Best) Rule#1 Rule#2 Rule#3
Athletic Gear Corp. $ 9,000 $ 15,382 $ 11,952 $ 0 $ 450 BA 4 15 3 TRUE FALSE FALSE
Baltimore O's 39,000 10,033 7,789 0 1,950 3A 1 51 1 TRUE TRUE FALSE
Baseball & More 75,000 60,009 55,342 13,892 37,500 4A 2 70 1 FALSE FALSE FALSE
Canadian Ski Club 33,000 35,039 50,921 495 1,650 BA 2 43 1 TRUE FALSE FALSE
Concord Pro Shop 10,000 4A 1 91 1 TRUE TRUE
Everything Golf 25,000 15,221 9,483 2,899 1,250 3A 3 76 1 FALSE FALSE FALSE
Lake Pro Shops 42,000 80,498 81,126 0 2,100 3A 2 87 1 TRUE FALSE TRUE
Mars Dept. Store 27,000 35,354 20,666 0 213 BB 3 94 1 TRUE TRUE FALSE
RG Bradley 46,000 90,970 18,343 0 2,300 3A 1 21 1 TRUE TRUE FALSE
RX for Sports 15,000 5,663 3,014 0 750 2A 1 59 1 TRUE TRUE FALSE
School Sports Supply 45,000 50,278 32,338 0 2,250 3A 3 91 1 TRUE TRUE FALSE
Ski World 26,000 25,864 28,154 0 300 BA 2 82 1 TRUE FALSE FALSE
Sneaker Kingdom 45,000 40,157 25,379 0 2,250 3A 2 71 1 TRUE FALSE TRUE
Sports & Stuff 15,000 15,898 14,732 14,383 450 BA 1 67 1 FALSE TRUE FALSE
Toy Kingdom 22,000 10,073 1,047 0 1,100 3A 3 14 1 TRUE FALSE FALSE
Under the Sea 45,000 95,411 64,418 0 150 CB 4 79 2 TRUE FALSE FALSE
US Olympic Team 20,000 5,621 6,171 0 1,000 3A 1 87 1 TRUE TRUE TRUE
WWW Sports Inc. 100,000 60,009 60,354 0 500,000 5A 2 97 1 TRUE TRUE TRUE
Zip & Sons 10,000 15,490 22,760 0 620 1A 2 96 1 TRUE TRUE TRUE

Figure4.10

Accounts Receivable Department - Customer Credit Analysis
Customer Name Current Credit Limit Previous Year's Sales Current Year's Sales Past Due Balance Net Worth in (000) D&B Credit Rating Class D&B Composite Credit Appraisal (1 Best) D&B PAYDEX (100 Best) D&B Stress Risk Class (1 Best) Rule#1 Rule#2 Rule#3
Athletic Gear Corp. $ 9,000 $ 15,382 $ 11,952 $ 0 $ 450 BA 4 15 3 TRUE FALSE FALSE
Baltimore O's 39,000 10,033 7,789 0 1,950 3A 1 51 1 TRUE TRUE FALSE
Baseball & More 75,000 60,009 55,342 13,892 37,500 4A 2 70 1 FALSE FALSE FALSE
Canadian Ski Club 33,000 35,039 50,921 495 1,650 BA 2 43 1 TRUE FALSE FALSE
Concord Pro Shop 10,000 4A 1 91 1 TRUE TRUE
Everything Golf 25,000 15,221 9,483 2,899 1,250 3A 3 76 1 FALSE FALSE FALSE
Lake Pro Shops 42,000 80,498 81,126 0 2,100 3A 2 87 1 TRUE FALSE TRUE
Mars Dept. Store 27,000 35,354 20,666 0 213 BB 3 94 1 TRUE TRUE FALSE
RG Bradley 46,000 90,970 18,343 0 2,300 3A 1 21 1 TRUE TRUE FALSE
RX for Sports 15,000 5,663 3,014 0 750 2A 1 59 1 TRUE TRUE FALSE
School Sports Supply 45,000 50,278 32,338 0 2,250 3A 3 91 1 TRUE TRUE FALSE
Ski World 26,000 25,864 28,154 0 300 BA 2 82 1 TRUE FALSE FALSE
Sneaker Kingdom 45,000 40,157 25,379 0 2,250 3A 2 71 1 TRUE FALSE TRUE
Sports & Stuff 15,000 15,898 14,732 14,383 450 BA 1 67 1 FALSE TRUE FALSE
Toy Kingdom 22,000 10,073 1,047 0 1,100 3A 3 14 1 TRUE FALSE FALSE
Under the Sea 45,000 95,411 64,418 0 150 CB 4 79 2 TRUE FALSE FALSE
US Olympic Team 20,000 5,621 6,171 0 1,000 3A 1 87 1 TRUE TRUE TRUE
WWW Sports Inc. 100,000 60,009 60,354 0 500,000 5A 2 97 1 TRUE TRUE TRUE
Zip & Sons 10,000 15,490 22,760 0 620 1A 2 96 1 TRUE TRUE TRUE
Do any meet the rule? TRUE TRUE TRUE

Figure4.11

Accounts Receivable Department - Customer Credit Analysis
Customer Name Current Credit Limit Previous Year's Sales Current Year's Sales Past Due Balance Net Worth in (000) D&B Credit Rating Class D&B Composite Credit Appraisal (1 Best) D&B PAYDEX (100 Best) D&B Stress Risk Class (1 Best) Rule#1 Rule#2 Rule#3
Athletic Gear Corp. $ 9,000 $ 15,382 $ 11,952 $ 0 $ 450 BA 4 15 3 TRUE FALSE FALSE
Baltimore O's 39,000 10,033 7,789 0 1,950 3A 1 51 1 TRUE TRUE FALSE
Baseball & More 75,000 60,009 55,342 13,892 37,500 4A 2 70 1 FALSE FALSE FALSE
Canadian Ski Club 33,000 35,039 50,921 495 1,650 BA 2 43 1 TRUE FALSE FALSE
Concord Pro Shop 10,000 4A 1 91 1 TRUE TRUE
Everything Golf 25,000 15,221 9,483 2,899 1,250 3A 3 76 1 FALSE FALSE FALSE
Lake Pro Shops 42,000 80,498 81,126 0 2,100 3A 2 87 1 TRUE FALSE TRUE
Mars Dept. Store 27,000 35,354 20,666 0 213 BB 3 94 1 TRUE TRUE FALSE
RG Bradley 46,000 90,970 18,343 0 2,300 3A 1 21 1 TRUE TRUE FALSE
RX for Sports 15,000 5,663 3,014 0 750 2A 1 59 1 TRUE TRUE FALSE
School Sports Supply 45,000 50,278 32,338 0 2,250 3A 3 91 1 TRUE TRUE FALSE
Ski World 26,000 25,864 28,154 0 300 BA 2 82 1 TRUE FALSE FALSE
Sneaker Kingdom 45,000 40,157 25,379 0 2,250 3A 2 71 1 TRUE FALSE TRUE
Sports & Stuff 15,000 15,898 14,732 14,383 450 BA 1 67 1 FALSE TRUE FALSE
Toy Kingdom 22,000 10,073 1,047 0 1,100 3A 3 14 1 TRUE FALSE FALSE
Under the Sea 45,000 95,411 64,418 0 150 CB 4 79 2 TRUE FALSE FALSE
US Olympic Team 20,000 5,621 6,171 0 1,000 3A 1 87 1 TRUE TRUE TRUE
WWW Sports Inc. 100,000 60,009 60,354 0 500,000 5A 2 97 1 TRUE TRUE TRUE
Zip & Sons 10,000 15,490 22,760 0 620 1A 2 96 1 TRUE TRUE TRUE
Do any meet the rule? TRUE TRUE TRUE
Do none meet the rule? FALSE FALSE FALSE

Figure4.12

Accounts Receivable Department - Customer Credit Analysis
Customer Name Current Credit Limit Previous Year's Sales Current Year's Sales Past Due Balance Net Worth in (000) D&B Credit Rating Class D&B Composite Credit Appraisal (1 Best) D&B PAYDEX (100 Best) D&B Stress Risk Class (1 Best) Rule#1 Rule#2 Rule#3
Athletic Gear Corp. $ 9,000 $ 15,382 $ 11,952 $ 0 $ 450 BA 4 15 3 TRUE FALSE FALSE
Baltimore O's 39,000 10,033 7,789 0 1,950 3A 1 51 1 TRUE TRUE FALSE
Baseball & More 75,000 60,009 55,342 13,892 37,500 4A 2 70 1 FALSE FALSE FALSE
Canadian Ski Club 33,000 35,039 50,921 495 1,650 BA 2 43 1 TRUE FALSE FALSE
Concord Pro Shop 10,000 4A 1 91 1 TRUE TRUE
Everything Golf 25,000 15,221 9,483 2,899 1,250 3A 3 76 1 FALSE FALSE FALSE
Lake Pro Shops 42,000 80,498 81,126 0 2,100 3A 2 87 1 TRUE FALSE TRUE
Mars Dept. Store 27,000 35,354 20,666 0 213 BB 3 94 1 TRUE TRUE FALSE
RG Bradley 46,000 90,970 18,343 0 2,300 3A 1 21 1 TRUE TRUE FALSE
RX for Sports 15,000 5,663 3,014 0 750 2A 1 59 1 TRUE TRUE FALSE
School Sports Supply 45,000 50,278 32,338 0 2,250 3A 3 91 1 TRUE TRUE FALSE
Ski World 26,000 25,864 28,154 0 300 BA 2 82 1 TRUE FALSE FALSE
Sneaker Kingdom 45,000 40,157 25,379 0 2,250 3A 2 71 1 TRUE FALSE TRUE
Sports & Stuff 15,000 15,898 14,732 14,383 450 BA 1 67 1 FALSE TRUE FALSE
Toy Kingdom 22,000 10,073 1,047 0 1,100 3A 3 14 1 TRUE FALSE FALSE
Under the Sea 45,000 95,411 64,418 0 150 CB 4 79 2 TRUE FALSE FALSE
US Olympic Team 20,000 5,621 6,171 0 1,000 3A 1 87 1 TRUE TRUE TRUE
WWW Sports Inc. 100,000 60,009 60,354 0 500,000 5A 2 97 1 TRUE TRUE TRUE
Zip & Sons 10,000 15,490 22,760 0 620 1A 2 96 1 TRUE TRUE TRUE
Do any meet the rule? TRUE TRUE TRUE
Do none meet the rule? FALSE FALSE FALSE

Figure4.13-18,20-21

Accounts Receivable Department - Customer Credit Analysis
Customer Name Current Credit Limit Previous Year's Sales Current Year's Sales Past Due Balance Net Worth in (000) D&B Credit Rating Class D&B Composite Credit Appraisal (1 Best) D&B PAYDEX (100 Best) D&B Stress Risk Class (1 Best) Rule#1 Rule#2 Rule#3
Athletic Gear Corp. $ 9,000 $ 15,382 $ 11,952 $ 0 $ 450 BA 4 15 3 TRUE FALSE FALSE
Baltimore O's 39,000 10,033 7,789 0 1,950 3A 1 51 1 TRUE TRUE FALSE
Baseball & More 75,000 60,009 55,342 13,892 37,500 4A 2 70 1 FALSE FALSE FALSE
Canadian Ski Club 33,000 35,039 50,921 495 1,650 BA 2 43 1 TRUE FALSE FALSE
Concord Pro Shop 10,000 4A 1 91 1 TRUE TRUE
Everything Golf 25,000 15,221 9,483 2,899 1,250 3A 3 76 1 FALSE FALSE FALSE
Lake Pro Shops 42,000 80,498 81,126 0 2,100 3A 2 87 1 TRUE FALSE TRUE
Mars Dept. Store 27,000 35,354 20,666 0 213 BB 3 94 1 TRUE TRUE FALSE
RG Bradley 46,000 90,970 18,343 0 2,300 3A 1 21 1 TRUE TRUE FALSE
RX for Sports 15,000 5,663 3,014 0 750 2A 1 59 1 TRUE TRUE FALSE
School Sports Supply 45,000 50,278 32,338 0 2,250 3A 3 91 1 TRUE TRUE FALSE
Ski World 26,000 25,864 28,154 0 300 BA 2 82 1 TRUE FALSE FALSE
Sneaker Kingdom 45,000 40,157 25,379 0 2,250 3A 2 71 1 TRUE FALSE TRUE
Sports & Stuff 15,000 15,898 14,732 14,383 450 BA 1 67 1 FALSE TRUE FALSE
Toy Kingdom 22,000 10,073 1,047 0 1,100 3A 3 14 1 TRUE FALSE FALSE
Under the Sea 45,000 95,411 64,418 0 150 CB 4 79 2 TRUE FALSE FALSE
US Olympic Team 20,000 5,621 6,171 0 1,000 3A 1 87 1 TRUE TRUE TRUE
WWW Sports Inc. 100,000 60,009 60,354 0 500,000 5A 2 97 1 TRUE TRUE TRUE
Zip & Sons 10,000 15,490 22,760 0 620 1A 2 96 1 TRUE TRUE TRUE
Do any meet the rule? TRUE TRUE TRUE
Do none meet the rule? FALSE FALSE FALSE

Figure4.19

Accounts Receivable Department - Customer Credit Analysis
Customer Name Current Credit Limit Previous Year's Sales Current Year's Sales Past Due Balance Net Worth in (000) D&B Credit Rating Class D&B Composite Credit Appraisal (1 Best) D&B PAYDEX (100 Best) D&B Stress Risk Class (1 Best) Rule#1 Rule#2 Rule#3
Athletic Gear Corp. $ 9,000 $ 15,382 $ 11,952 $ 0 $ 450 BA 4 15 3 TRUE FALSE FALSE
Baltimore O's 39,000 10,033 7,789 0 1,950 3A 1 51 1 TRUE TRUE FALSE
Baseball & More 75,000 60,009 55,342 13,892 37,500 4A 2 70 1 FALSE FALSE FALSE
Canadian Ski Club 33,000 35,039 50,921 495 1,650 BA 2 43 1 TRUE FALSE FALSE
Concord Pro Shop 10,000 4A 1 91 1 TRUE TRUE
Everything Golf 25,000 15,221 9,483 2,899 1,250 3A 3 76 1 FALSE FALSE FALSE
Lake Pro Shops 42,000 80,498 81,126 0 2,100 3A 2 87 1 TRUE FALSE TRUE
Mars Dept. Store 27,000 35,354 20,666 0 213 BB 3 94 1 TRUE TRUE FALSE
RG Bradley 46,000 90,970 18,343 0 2,300 3A 1 21 1 TRUE TRUE FALSE
RX for Sports 15,000 5,663 3,014 0 750 2A 1 59 1 TRUE TRUE FALSE
School Sports Supply 45,000 50,278 32,338 0 2,250 3A 3 91 1 TRUE TRUE FALSE
Ski World 26,000 25,864 28,154 0 300 BA 2 82 1 TRUE FALSE FALSE
Sneaker Kingdom 45,000 40,157 25,379 0 2,250 3A 2 71 1 TRUE FALSE TRUE
Sports & Stuff 15,000 15,898 14,732 14,383 450 BA 1 67 1 FALSE TRUE FALSE
Toy Kingdom 22,000 10,073 1,047 0 1,100 3A 3 14 1 TRUE FALSE FALSE
Under the Sea 45,000 95,411 64,418 0 150 CB 4 79 2 TRUE FALSE FALSE
US Olympic Team 20,000 5,621 6,171 0 1,000 3A 1 87 1 TRUE TRUE TRUE
WWW Sports Inc. 100,000 60,009 60,354 0 500,000 5A 2 97 1 TRUE TRUE TRUE
Zip & Sons 10,000 15,490 22,760 0 620 1A 2 96 1 TRUE TRUE TRUE
Do any meet the rule? TRUE TRUE TRUE
Do none meet the rule? FALSE FALSE FALSE

Figure4.22-23

Accounts Receivable Department - Customer Credit Analysis
Customer Name Current Credit Limit Previous Year's Sales Current Year's Sales Past Due Balance Net Worth in (000) D&B Credit Rating Class D&B Composite Credit Appraisal (1 Best) D&B PAYDEX (100 Best) D&B Stress Risk Class (1 Best) Rule#1 Rule#2 Rule#3
Athletic Gear Corp. $ 9,000 $ 15,382 $ 11,952 $ 0 $ 450 BA 4 15 3 TRUE FALSE FALSE
Baltimore O's $ 39,000 $ 10,033 $ 7,789 $ 0 $ 1,950 3A 1 51 1 TRUE TRUE FALSE
Baseball & More $ 75,000 $ 60,009 $ 55,342 $ 13,892 $ 37,500 4A 2 70 1 FALSE FALSE FALSE
Canadian Ski Club $ 33,000 $ 35,039 $ 50,921 $ 495 $ 1,650 BA 2 43 1 TRUE FALSE FALSE
Concord Pro Shop $ 10,000 4A 1 91 1 TRUE TRUE
Everything Golf $ 25,000 $ 15,221 $ 9,483 $ 2,899 $ 1,250 3A 3 76 1 FALSE FALSE FALSE
Lake Pro Shops $ 42,000 $ 80,498 $ 81,126 $ 0 $ 2,100 3A 2 87 1 TRUE FALSE TRUE
Mars Dept. Store $ 27,000 $ 35,354 $ 20,666 $ 0 $ 213 BB 3 94 1 TRUE TRUE FALSE
RG Bradley $ 46,000 $ 90,970 $ 18,343 $ 0 $ 2,300 3A 1 21 1 TRUE TRUE FALSE
RX for Sports $ 15,000 $ 5,663 $ 3,014 $ 0 $ 750 2A 1 59 1 TRUE TRUE FALSE
School Sports Supply $ 45,000 $ 50,278 $ 32,338 $ 0 $ 2,250 3A 3 91 1 TRUE TRUE FALSE
Ski World $ 26,000 $ 25,864 $ 28,154 $ 0 $ 300 BA 2 82 1 TRUE FALSE FALSE
Sneaker Kingdom $ 45,000 $ 40,157 $ 25,379 $ 0 $ 2,250 3A 2 71 1 TRUE FALSE TRUE
Sports & Stuff $ 15,000 $ 15,898 $ 14,732 $ 14,383 $ 450 BA 1 67 1 FALSE TRUE FALSE
Toy Kingdom $ 22,000 $ 10,073 $ 1,047 $ 0 $ 1,100 3A 3 14 1 TRUE FALSE FALSE
Under the Sea $ 45,000 $ 95,411 $ 64,418 $ 0 $ 150 CB 4 79 2 TRUE FALSE FALSE
US Olympic Team $ 20,000 $ 5,621 $ 6,171 $ 0 $ 1,000 3A 1 87 1 TRUE TRUE TRUE
WWW Sports Inc. $ 100,000 $ 60,009 $ 60,354 $ 0 $ 500,000 5A 2 97 1 TRUE TRUE TRUE
Zip & Sons $ 10,000 $ 15,490 $ 22,760 $ 0 $ 620 1A 2 96 1 TRUE TRUE TRUE
Do any meet the rule? TRUE TRUE TRUE
Do none meet the rule? FALSE FALSE FALSE

ending file

Accounts Receivable Department - Customer Credit Analysis
Customer Name Current Credit Limit Previous Year's Sales Current Year's Sales Past Due Balance Net Worth in (000) D&B Credit Rating Class D&B Composite Credit Appraisal (1 Best) D&B PAYDEX (100 Best) D&B Stress Risk Class (1 Best) Rule#1 Rule#2 Rule#3
Athletic Gear Corp. $ 9,000 $ 15,382 $ 11,952 $ 0 $ 450 BA 4 15 3 TRUE FALSE FALSE
Baltimore O's 39,000 10,033 7,789 - 1,950 3A 1 51 1 TRUE TRUE FALSE
Baseball & More 75,000 60,009 55,342 13,892 37,500 4A 2 70 1 FALSE FALSE FALSE
Canadian Ski Club 33,000 35,039 50,921 495 1,650 BA 2 43 1 TRUE FALSE FALSE
Concord Pro Shop 10,000 4A 1 91 1 TRUE TRUE
Everything Golf 25,000 15,221 9,483 2,899 1,250 3A 3 76 1 FALSE FALSE FALSE
Lake Pro Shops 42,000 80,498 81,126 - 2,100 3A 2 87 1 TRUE FALSE TRUE
Mars Dept. Store 27,000 35,354 20,666 - 213 BB 3 94 1 TRUE TRUE FALSE
RG Bradley 46,000 90,970 18,343 - 2,300 3A 1 21 1 TRUE TRUE FALSE
RX for Sports 15,000 5,663 3,014 - 750 2A 1 59 1 TRUE TRUE FALSE
School Sports Supply 45,000 50,278 32,338 - 2,250 3A 3 91 1 TRUE TRUE FALSE
Ski World 26,000 25,864 28,154 - 300 BA 2 82 1 TRUE FALSE FALSE
Sneaker Kingdom 45,000 40,157 25,379 - 2,250 3A 2 71 1 TRUE FALSE TRUE
Sports & Stuff 15,000 15,898 14,732 14,383 450 BA 1 67 1 FALSE TRUE FALSE
Toy Kingdom 22,000 10,073 1,047 - 1,100 3A 3 14 1 TRUE FALSE FALSE
Under the Sea 45,000 95,411 64,418 - 150 CB 4 79 2 TRUE FALSE FALSE
US Olympic Team 20,000 5,621 6,171 - 1,000 3A 1 87 1 TRUE TRUE TRUE
WWW Sports Inc. 100,000 60,009 60,354 - 500,000 5A 2 97 1 TRUE TRUE TRUE
Zip & Sons 10,000 15,490 22,760 - 620 1A 2 96 1 TRUE TRUE TRUE
Do any meet the rule? TRUE TRUE TRUE
Do none meet the rule? FALSE FALSE FALSE

1

2

3

4

5

A

B

Customer Name

Current

Credit Limit

Athletic Gear Corp.

9,000

$

Baltimore O's

39,000

Baseball & More

75,000

Accounts Receivable Department - Customer Credit Analysis