Course project
hiltorzoel4v
Casualtiesofcollegedebt.edited.docx
Hector Rodriguez
Answer template
1. Topic selection (from a list of choices in the course): College Dept.
2. One source from the Excelsior College Library on your topic:
· Title: Casualties of college debt: What data shows and Experts say about Who Defaults and why
· Date: 2018
· Author: Bonamici, Suzann
· URL for the source: https://bit.ly/2WsUSpn
Example of APA format: Bonamici, Suzanne. July 24, 2018. “Bonamici Plays Key Role in Plan to Improve Student Loan System, Increase Higher Education Affordability, and Access." https://bit.ly/2WsUSpn; Andrew Kreighbaum. December 21, 2018. “Senate Passes Bill to Streamline FAFSA.” Inside Higher Ed. https://bit. ly/2SGZkQm.
3. At least three interesting or troubling facts about the topic (in your own words) that come from your source listed above:
a. The government is the main stakeholder in securing the future of students. Every year, millions of students are sponsored to ensure that they pursue their tertiary education.
c. Although there are new policies regarding student loans, including reduced interest rates, there is still a long way to go to ensure that the students do not dig up into bad debts in the pursuit of higher education.
4. At least three questions you have about this topic and how it might impact the future of our society:
a. Who is delinquent but not yet in default?
b. What will happen to future defaulters?
c. What is the role of the government in preventing emotional and financial challenges to students in the future?
d. How much will education change in the next century?
e. What are the roles of other financial hardships?
5. A short paragraph (approx. 200–250 words) reflecting on this process. Consider the following as you reflect: Why did you choose this topic? Do you think you have any biases toward a particular perspective on it? How will you try to minimize your own preferences as you conduct research? Did you find it challenging to find a source or come up with facts and questions about your topic or to think about how this topic relates to the future?
I chose casualties of college debt because there are many graduates suffering both financially and emotionally with this debt because of their education out there. Even though the effects of college debt vary depending on the country of residence, the impacts always have the same weight on graduates. I do not think I have any bias in the points of view about the topic. As a student, I know what it means to have a student loan to pursue higher education. Although the money is intended to give the students school fees and upkeep, the process of repayment is not often favorable. The economy and the job market are not agreeable to graduates at any point. As I conduct my research on the topic, I will minimize my business by studying students and the non-student population. This will ensure that I get the point of view of both sides. Having data that relates to graduates, students, and the rest of the community will offer a room for drawing relevant conclusions. I did get some challenges in coming up with questions for researching this topic. When it comes to student financing, the item is more emotionally oriented and can, therefore, drain the self-esteem of most of the students. I had, therefore, to ensure that I did not affect the emotions of my target audience. The topic relates to the future by laying out a background of the impacts that the current students are going through in financing their education. It analyses the drawbacks of student financing, which has to be rectified for a better tomorrow.
