Assignment 3 Part 2 Business Plan- Draft

Business_Plan_Financials1-1-excel1.xlsm

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WelcomeDemo

	Welcome!
	Thank you for trying out Business Plan Financials from Planning Shop. These worksheets will help you develop clear, compelling financial projections for your business. If you are unfamiliar with the business planning process, we encourage you to refer to our book, The Successful Business Plan: Secrets & Strategies, by Rhonda Abrams, for comprehensive, step-by-step guidance. It is available through our website, www.PlanningShop.com. Note that this demo copy of Business Plan Financials is deliberately feature-limited. We restrict you to just one product, one capital investment, one loan and 5 capital expenditures. If you purchase the Business Plan Financials, you get access to up to 10 products, 60 capital expenditures, 15 capital investments, and 20 loans. Also, the watermark that appears and prints on each page willbe removed. To use the Business Plan Financials workbook, first go to the Planning Shop tab of the Excel Ribbon.
	Each worksheet is composed of "cells" containing either black text or blue text. All you need to do is enter data in the blue cells--the black cells are automatically calculated for you.
	While you work, keep an eye out for red triangles that appear with some cells on the worksheets. These triangles indicate the presence of a "help balloon" that will popup when you roll over the triangle, presenting you with additional information and tips about the section you are working on.
	For more in-depth help and assistance, click on the "Business Plan Financials Help" menu in the toolbar. The help files contain extensive information about each worksheet, along with a "Frequently Asked Questions" (FAQ). To get started, click on the right-pointing arrow in the Planning Shop toolbar to reach the "Setup and Assumptions" worksheet, where you'll enter some basic information about your business.
	Version 2.7 Copyright © 2003-2012 Planning Shop

Warning


	W A R N I N G !
	IT APPEARS THAT YOU DO NOT HAVE EXCEL'S MACRO CAPABILITY ENABLED. THESE FINANCIAL WORKSHEETS WILL NOT FUNCTION WITHOUT MACROS ENABLED.
	Excel 2007 for Windows: To enable macros: 1. Click the "Options" button in the Security Warning that appears at the top of this page.
	2. A "Security Alert - Macros & Active X" window should appear. 3. Select the "Enable this content" radio button 4. Click the "OK" button. Your workbook should be ready to use now. If you do not see the "Security Warning" along the top of this page, scroll down for more detailed instructions, under "Excel 2007 on Windows - Enabling Macros"
	Excel 2010 for Windows: To enable macros: 1. Click the "Enable Content" button in the Security Warning that appears at the top of this page.
	If you do not see the "Security Warning" along the top of this page, scroll down for more detailed instructions, under "Excel 2010 and Excel 2013 on Windows - Enabling Macros"
	Excel 2013 for Windows: To enable macros: 1. Click the "Enable Content" button in the Security Warning that appears at the top of this page.
	If you do not see the "Security Warning" along the top of this page, scroll down for more detailed instructions, under "Excel 2010 & Excel 2013 on Windows - Enabling Macros"
	Excel 2010 for Mac: 1. A pop-up window appears. Select "Enable Macros". 2. Your workbook should now be ready to use.
	Excel 2008 for Mac: Excel 2008 for Mac does not support Macros or Visual Basic, so there is no way to enable the macros. Please obtain a Mac 2008-only version of Business Plan Financials from PlanningShop.
Excel 2007 on Windows - Enabling Macros
		1. From the Windows Ribbon, Select the circular "Windows" button in the upper left. 2. From the drop-down menu that appears, press the Excel Options button in the lower right.
		3. From the "Excel Options" pop-up, select Trust Center on the left side. 4. Select Trust Center Settings…. In the lower right.
		5. In the "Trust Center" pop-up, select "Macro Settings" on the left side. 6. Then, select the Disable all macros except digitally signed macros. (This works because the Planning Shop signs all its workbooks with digital certificates.) 7. Press OK twice.
Excel 2010 and Excel 2013 on Windows - Enabling Macros
		Note: The procedure is exactly the same for Excel 2010 and Excel 2013, even though the Excel 2013 has a slightly different look than these screenshots. 1. In the upper left corner of the Excel Ribbon, press the "File" tab.
		2. Select Options, in the lower left corner.
		3. Select Trust Center from the Lower Left. 4. Click the "Trust Center Settings…" button in the lower right
		5. Select "Macros Settings" from the left side menu 6. Select the "Disable all macros except digitally signed macros" radio button. 7. Click "OK" twice

Your Company Name

ERASE ME WelcomeMac

	Welcome to the Mac Version of Business Plan Financials
	Thank you for purchasing Planning Shop's Business Plan Financials. These worksheets will help you develop clear, compelling financial projections for your business. If you are unfamiliar with the business planning process, we encourage you to refer to our book, The Successful Business Plan: Secrets & Strategies, by Rhonda Abrams, for comprehensive, step-by-step guidance. It is available through our website, www.PlanningShop.com. First, a few tips to get you started: You may start directly editing this file. If you later decide to start over and need a fresh copy of this file, find the blank "ORIGINAL_PlanningShop_BusinessPlanFinancialsMac(2.7)" file in your PlanningShop directory. Make a copy of this file (just in case you might need to start over yet again), and then start editing the copy. You installed the Mac version of the Business Plan Financials product, which does not have the Planning Shop tab available in the Excel Ribbon (unlike the Windows version). Instead, to navigate between worksheets and charts, use the Excel worksheet tabs along the bottom edge of the Excel window.
	Start with the "Setup" worksheet. Enter your data, and then work your way through the workbook, one worksheet at a time, by clicking the next worksheet to the right. There are 23 worksheets/charts in this workbook. The last one (furthest to the right) is "NS5Yr." Each worksheet is composed of "cells" containing either black text or blue text. All you need to do is enter data in the blue cells--the black cells are automatically calculated for you.
	While you work, keep an eye out for red triangles that appear with some cells on the worksheets. These triangles indicate the presence of a "help balloon" that will popup when you roll over the triangle, presenting you with additional information and tips about the section you are working on.
	For more in-depth help and assistance, refer to the Business Plan Financials Help" PDF file in your PlanningShop folder. The document contains step-by-step instructions and includes a "Frequently Asked Questions" section. To get started, find the Excel worksheet listing (each worksheet is listed on a tab) along the bottom of the Excel window. Click on the "Setup" tab to reach the "Setup and Assumptions" worksheet, where you'll enter some basic information about your business.
	Version 2.7 Copyright © 2003-2012 Planning Shop

Welcome

	Welcome to Business Plan Financials!
	Thank you for purchasing Business Plan Financials from PlanningShop. These worksheets will help you develop clear, compelling financial projections for your business. If you are unfamiliar with the business planning process, we encourage you to refer to our book, Successful Business Plan: Secrets & Strategies, by Rhonda Abrams, for comprehensive, step-by-step guidance. It is available through our website, www.PlanningShop.com. First, a few tips to get you started: SAVING A BLANK WORKBOOK, TO ALLOW FOR RECOVERY FROM MISTAKES You may start directly editing this file. If you later decide to start over and need a fresh copy of this file, find the blank "ORIG_PlanningShop_BizPlanFin(2.8)" file in your PlanningShop directory. Make a copy of this file (just in case you might need to start over yet again), and then start editing the copy. NAVIGATING THE WORKSHEETS You installed the Windows version of Business Plan Financials. The Excel Ribbon now contains a "PlanningShop" tab, that contains controls to let you navigate between worksheets. The PlanningShop Ribbon looks slightly different in Excel 2007, Excel 2010, Excel 2013, but the functionality is the same.
	Excel 2007 for Windows:
	Excel 2010 for Windows:
	Excel 2013 for Windows:
	In Excel 2011 for Mac, there is no PlanningShop tab on the Excel Ribbon (Microsoft does not allow it). Instead, to navigate between worksheets and charts, use the Excel worksheet tabs along the bottom edge of the Excel window.
	HOW TO FILL IN THE WORKSHEETS Each worksheet is composed of "cells" containing either black text or blue text. All you need to do is enter data in the blue cells--the black cells are automatically calculated for you.
	While you work, keep an eye out for red triangles that appear with some cells on the worksheets. These triangles indicate the presence of a "help balloon" that will popup when you roll over the triangle, presenting you with additional information and tips about the section you are working on.
	FOR MORE HELP For more in-depth help and assistance, click on the "Business Plan Financials Help" menu in the toolbar. The help files contain extensive information about each worksheet, along with a "Frequently Asked Questions" (FAQ). To get started, click on the right-pointing arrow in the PlanningShop toolbar to reach the "Setup and Assumptions" worksheet, where you'll enter some basic information about your business.
	Version 2.8 Copyright © 2003-2014 PlanningShop

MacVsWindows

	About Our Support of Mac vs. Windows
	PlanningShop supports Business Plan Financials on the following platforms:
	Windows
	1. Microsoft Windows 8 with Microsoft Excel 2013
	2. Microsoft Windows 7 with Microsoft Excel 2010						.�
	3. Microsoft Windows 7 with Microsoft Excel 2007
	4. Microsoft Windows Vista with Microsoft Excel 2007
	Mac
	5. Mac OS X Lion (10.7) with Microsoft Excel 2011
	If you use Windows (#1 - #3 above), then you need to install PlanningShop_BizPlanFin(2.8).exe.
	If you use Mac (#4 above), you need to install PlanningShop_BizPlanFinMac(2.8).dmg
	Differences between Mac and Windows
	Both the Mac and Windows versions of PlanningShop's Business Plan Financials product will produce high quality, detailed financial information for your business plan. However, there are some slight differences between the functionality in Mac and Windows. These differences don't affect the data in your business plan, but they do affect the user-friendliness of the Business Plan Financials workbook. We did our very best to make the Windows and Mac versions as similar as possible. However, Microsoft does not support customization of the Excel toolbar on Mac. Therefore, while we made every effort to preserve as much functionality as possible on the Mac, there were a few things we were not able to do:
	1) There is no PlanningShop Toolbar in the Business Plan Financials for Mac. Instead, you will need to navigate between worksheets and charts using the Excel worksheet tabs (along the bottom edge of the workbook).
	2) Business Plan Financials Help is not available directly from Excel. Instead, you should open the BizPlanFin_Help(2.7).PDF file that was copied to your Mac alongside the PlanningShop_BizPlanFinMac(2.8).XLS or PlanningShop_BizPlanFinMac(2.8).XLSM file.
	We are as disappointed as you are that we can't provide the same level of functionality in Mac as we do for Windows. We very much hope that Microsoft will remedy the situation in the next release of Excel for Mac, and that we'll then be able to offer identical functionality.
	Moving your Business Plan Financials workbook between Mac and Windows
	We advise you to completely edit your Business Plan Financials workbook on either Mac or Windows, and to not switch between the two platforms. If you switch between platforms, you may find that the Planning Shop toolbar, menus, online help, and macros permanently disappear.

Setup

Setup and Assumptions
COMPANY INFORMATION
What is your company's name?
Your Company Name
What month will you officially start your company?		January

What year will you officially start your company?		2013
SALES ASSUMPTIONS
The Worksheets can accommodate sales projections for up to 10 major product/service lines. How many major product/service lines do you plan to have for your business?		Ten Sure Product Consulting: Many businesses sell hundreds or thousands of products. It would be overwhelming to create projections for every product you sell. So if you sell many products, think about how you can consolidate them into up to ten product "lines," and then base your projections on these groups of products instead of each individual product.
	Ten
Most businesses sell at least some of their products/services on credit (e.g., "net 30" as opposed to cash). What percentage of your sales will be made on credit?		25% Author: NOTE: for our purposes, this line should NOT include credit card sales, which are, effectively, cash sales because you receive payment in a matter days, not weeks.
For sales you make on credit, what terms will you extend? In other words, how many days will pass from the date of sale to when you expect to be paid?		30 Author: If, for instance, your terms will be "Net 30," put 30 here. You may enter any number of days between 0 and 120.
PERSONNEL ASSUMPTIONS
Approximately how much do you expect to spend per year on benefits for each SALARIED/FULL TIME employee (medical insurance, etc.)?		$5,000 Author: This number should reflect the amount you will spend on ONE FULL-TIME employee--the worksheets will automatically multiply this amount by the total number of employees you expect to hire, as shown in the Staffing Budget worksheet (automatically adusting the numbers for full- and part-time employees accordingly).
Approximately how much do you expect to spend per year on benefits for each HOURLY/PART-TIME employee (medical insurance, etc.)?		$36 Author: This number should reflect the amount you will spend on ONE PART-TIME employee--the worksheets will automatically multiply this amount by the total number of employees you expect to hire, as shown in the Staffing Budget worksheet (automatically adusting the numbers for full- and part-time employees accordingly).
With health insurance and other benefits costing more each year, your plan should account for annual increases. How much do you estimate your benefit costs will increase each year?		5.00%
If you plan to increase wages (both salaried & hourly) on an annual basis, how much to you plan to increase them by?		3.50%
Approximately what percentage of each employee's salary or wages do you plan to set aside for payroll taxes?		15.00% Author: If you're not sure what percentage to enter here, leave it at the default (15%).
FINANCIAL ASSUMPTIONS
What will be the opening balance in your bank account on the first day of business? This will be the opening balance in your Cash Flow Statements.		$5,000 Author: In general, this number will include money you plan to personally invest in the business. If you will be receiving loans or investment income from others, you can account for those on the upcoming Capital Investments worksheet instead of here.
At approximately what rate do you expect to be taxed on your net income?		25.00% Author: If you're not sure what percentage to enter here, leave it at the default (25%).
		Sure Product Consulting: Many businesses sell hundreds or thousands of products. It would be overwhelming to create projections for every product you sell. So if you sell many products, think about how you can consolidate them into up to ten product "lines," and then base your projections on these groups of products instead of each individual product.	If you will use an interest-bearing account for your banking, at what rate will you accrue interest?			1.00% Author: If you're not sure what percentage to enter here, leave it at the default (1.00%).
		Author: NOTE: for our purposes, this line should NOT include credit card sales, which are, effectively, cash sales because you receive payment in a matter days, not weeks.	Author: If, for instance, your terms will be "Net 30," put 30 here. You may enter any number of days between 0 and 120.	Author: If you're not sure what percentage to enter here, leave it at the default (15%).	Author: This number should reflect the amount you will spend on ONE FULL-TIME employee--the worksheets will automatically multiply this amount by the total number of employees you expect to hire, as shown in the Staffing Budget worksheet (automatically adusting the numbers for full- and part-time employees accordingly).	Author: In general, this number will include money you plan to personally invest in the business. If you will be receiving loans or investment income from others, you can account for those on the upcoming Capital Investments worksheet instead of here.

Setup & Assumptions

SalesProj

Sales Projections Author: For information about this worksheet, see the chapter "Marketing Plan & Sales Strategy" in Successful Business Plan: Secrets & Strategies.			2013														2014														2015						2016						2017
	Assumptions		January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
Product Line 1 Author: Change the text in this cell to reflect the name of a major product, product line or service your firm will offer.
Unit Volume		2.00% Author: MONTHLY VOLUME GROWTH RATE The Worksheets automatically increase the volume in each month on this line using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	5000 Author: Enter the number of units you expect to sell during this month. If you are running a service-based company charging on an hourly basis, enter the number of billable hours you expect you and your employees to work during this month. If you will be selling your service on a per-project basis, enter the number of projects you expect to sell during this period.	5100 Sure Product Consulting: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	5202	5306	5412	5520	5631	5743	5858	5975	6095	6217	67060		6341	6468	6597	6729	6864	7001	7141	7284	7430	7578	7730	7884	85049		24612 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	26119	27717	29414	107863		31214	33125	35152	37304	136796		173490
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.		Sure Product Consulting: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$50 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$50 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50			$51	$51	$51	$51	$51	$51	$51	$51	$51	$51	$51	$51			$53	$53	$53	$53			$54	$54	$54	$54			$55
Gross Sales			$250,000	$255,000	$260,100	$265,302	$270,608	$276,020	$281,541	$287,171	$292,915	$298,773	$304,749	$310,844	$3,353,022		$324,987	$331,487	$338,116	$344,879	$351,776	$358,812	$365,988	$373,308	$380,774	$388,390	$396,157	$404,080	$4,358,754		$1,292,915	$1,372,052	$1,456,033	$1,545,153	$5,666,153		$1,680,722	$1,783,596	$1,892,766	$2,008,619	$7,365,704		$9,575,030
(Commissions)	50.00% Author: COMMISSIONED SALES What percentage of this product line's sales will be made on commission? In other words, what percentage of your sales will be made by a salesperson who is paid commission?			Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	15.00% Author: SALES COMMISSION RATE What will be the commission rate paid to your salesperson for each sale?	$18,750	$19,125	$19,508	$19,898	$20,296	$20,702	$21,116	$21,538	$21,969	$22,408	$22,856	$23,313	$251,477		$24,374	$24,862	$25,359	$25,866	$26,383	$26,911	$27,449	$27,998	$28,558	$29,129	$29,712	$30,306	$326,907		$96,969	$102,904	$109,202	$115,887	$424,961		$126,054	$133,770	$141,957	$150,646	$552,428		$718,127
(Returns and Allowances)		3.00% Author: RETURNS AND ALLOWANCES A percentage of your products will be returned due to defects, etc. What do you estimate will be the rate of return? This is, of course, just an estimate--but it is important to anticipate losses. Refunds, breakage, spoilage, theft, and unsaleable excess inventory can all put a significant dent in your net sales.	$7,500.00	$7,650	$7,803.00	$7,959.06	$8,118.24	$8,280.61	$8,446.22	$8,615.14	$8,787.45	$8,963.19	$9,142.46	$9,325.31	$100,591		$9,749.61	$9,944.60	$10,143.49	$10,346.36	$10,553.29	$10,764.36	$10,979.64	$11,199.24	$11,423.22	$11,651.69	$11,884.72	$12,122.41	$130,763		$38,787.46	$41,161.56	$43,680.98	$46,354.60	$169,985		$50,421.67	$53,507.88	$56,782.99	$60,258.56	$220,971		$287,250.91
Net Sales			$223,750	$228,225	$232,790	$237,445	$242,194	$247,038	$251,979	$257,018	$262,159	$267,402	$272,750	$278,205	$3,000,955		$290,863	$296,681	$302,614	$308,666	$314,840	$321,137	$327,559	$334,111	$340,793	$347,609	$354,561	$361,652	$3,901,085		$1,157,159	$1,227,987	$1,303,149	$1,382,912	$5,071,207		$1,504,247	$1,596,318	$1,694,026	$1,797,714	$6,592,305		$8,569,652
(Cost of Goods Sold)		50.00% Author: COST OF GOODS Approximately what percentage of your product's sale price will be spent on manufacturing? If you are a reseller or retailer, what percentage of your product's sale price will be spent on buying the product from your distributor? A service business may not need to track cost of goods, in which case you can set this number to zero.	$125,000.00	$127,500	$130,050	$132,651	$135,304	$138,010	$140,770	$143,586	$146,457	$149,387	$152,374	$155,422	$1,676,511		$162,493	$165,743	$169,058	$172,439	$175,888	$179,406	$182,994	$186,654	$190,387	$194,195	$198,079	$202,040	$2,179,377		$646,458	$686,026	$728,016	$772,577	$2,833,077		$840,361	$891,798	$946,383	$1,004,309	$3,682,852		$4,787,515
GROSS PROFIT			$98,750	$100,725	$102,740	$104,794	$106,890	$109,028	$111,209	$113,433	$115,701	$118,015	$120,376	$122,783	$1,324,444		$128,370	$130,937	$133,556	$136,227	$138,952	$141,731	$144,565	$147,457	$150,406	$153,414	$156,482	$159,612	$1,721,708		$510,702	$541,961	$575,133	$610,336	$2,238,131		$663,885	$704,520	$747,643	$793,404	$2,909,453		$3,782,137
Product Line 2 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Unit Volume		2.00%	4000	4080	4162	4245	4330	4416	4505	4595	4687	4780	4876	4973	53648		5073.0	5174	5278	5383	5491	5601	5713	5827	5944	6063	6184	6308	68039		19690 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	20895	22174	23531	86290		24971	26500	28122	29843	109437		138792
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$40 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$40 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$40	$40	$40	$40	$40	$40	$40	$40	$40	$40			$41	$41	$41	$41	$41	$41	$41	$41	$41	$41	$41	$41			$42	$42	$42	$42			$43	$43	$43	$43			$44
Gross Sales			$160,000	$163,200	$166,464	$169,793	$173,189	$176,653	$180,186	$183,790	$187,466	$191,215	$195,039	$198,940	$2,145,934		$207,992	$212,151	$216,395	$220,722	$225,137	$229,640	$234,232	$238,917	$243,695	$248,569	$253,541	$258,611	$2,789,603		$827,466	$878,113	$931,861	$988,898	$3,626,338		$1,075,662	$1,141,501	$1,211,370	$1,285,516	$4,714,050		$6,128,020
(Commissions)	50.00%	15.00%	$12,000	$12,240	$12,485	$12,734	$12,989	$13,249	$13,514	$13,784	$14,060	$14,341	$14,628	$14,920	$160,945		$15,599	$15,911	$16,230	$16,554	$16,885	$17,223	$17,567	$17,919	$18,277	$18,643	$19,016	$19,396	$209,220		$62,060	$65,858	$69,890	$74,167	$271,975		$80,675	$85,613	$90,853	$96,414	$353,554		$459,601
(Returns and Allowances)		3.00%	$4,800	$4,896	$4,994	$5,094	$5,196	$5,300	$5,406	$5,514	$5,624	$5,736	$5,851	$5,968	$64,378		$6,240	$6,365	$6,492	$6,622	$6,754	$6,889	$7,027	$7,168	$7,311	$7,457	$7,606	$7,758	$83,688		$24,824	$26,343	$27,956	$29,667	$108,790		$32,270	$34,245	$36,341	$38,565	$141,422		$183,841
Net Sales			$143,200	$146,064	$148,985	$151,965	$155,004	$158,104	$161,266	$164,492	$167,782	$171,137	$174,560	$178,051	$1,920,611		$186,153	$189,876	$193,673	$197,547	$201,497	$205,527	$209,638	$213,831	$218,107	$222,470	$226,919	$231,457	$2,496,694		$740,582	$785,911	$834,015	$885,064	$3,245,573		$962,718	$1,021,644	$1,084,177	$1,150,537	$4,219,075		$5,484,577
(Cost of Goods Sold)		50.00%	$80,000	$81,600	$83,232	$84,897	$86,595	$88,326	$90,093	$91,895	$93,733	$95,607	$97,520	$99,470	$1,072,967		$103,996	$106,076	$108,197	$110,361	$112,568	$114,820	$117,116	$119,459	$121,848	$124,285	$126,770	$129,306	$1,394,801		$413,733	$439,057	$465,930	$494,449	$1,813,169		$537,831	$570,751	$605,685	$642,758	$2,357,025		$3,064,010
GROSS PROFIT			$63,200	$64,464	$65,753	$67,068	$68,410	$69,778	$71,173	$72,597	$74,049	$75,530	$77,040	$78,581	$847,644		$82,157	$83,800	$85,476	$87,185	$88,929	$90,708	$92,522	$94,372	$96,260	$98,185	$100,149	$102,152	$1,101,893		$326,849	$346,855	$368,085	$390,615	$1,432,404		$424,887	$450,893	$478,491	$507,779	$1,862,050		$2,420,568
Product Line 3 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Unit Volume		2.00%	3000	3060	3121	3184	3247	3312	3378	3446	3515	3585	3657	3730	40236		3805	3881	3958	4038	4118	4201	4285	4370	4458	4547	4638	4731	51029		14767 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	15671	16630	17648	64718		18729	19875	21091	22382	82077		104094
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$30 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$30 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30			$31	$31	$31	$31	$31	$31	$31	$31	$31	$31	$31	$31			$32	$32	$32	$32			$32	$32	$32	$32			$33
Gross Sales			$90,000	$91,800	$93,636	$95,509	$97,419	$99,367	$101,355	$103,382	$105,449	$107,558	$109,709	$111,904	$1,207,088		$116,995	$119,335	$121,722	$124,156	$126,639	$129,172	$131,756	$134,391	$137,079	$139,820	$142,617	$145,469	$1,569,152		$465,449	$493,939	$524,172	$556,255	$2,039,815		$605,060	$642,095	$681,396	$723,103	$2,651,653		$3,447,011
(Commissions)	50.00%	15.00%	$6,750	$6,885	$7,023	$7,163	$7,306	$7,453	$7,602	$7,754	$7,909	$8,067	$8,228	$8,393	$90,532		$8,775	$8,950	$9,129	$9,312	$9,498	$9,688	$9,882	$10,079	$10,281	$10,487	$10,696	$10,910	$117,686		$34,909	$37,045	$39,313	$41,719	$152,986		$45,380	$48,157	$51,105	$54,233	$198,874		$258,526
(Returns and Allowances)		3.00%	$2,700	$2,754	$2,809	$2,865	$2,923	$2,981	$3,041	$3,101	$3,163	$3,227	$3,291	$3,357	$36,213		$3,510	$3,580	$3,652	$3,725	$3,799	$3,875	$3,953	$4,032	$4,112	$4,195	$4,278	$4,364	$47,075		$13,963	$14,818	$15,725	$16,688	$61,194		$18,152	$19,263	$20,442	$21,693	$79,550		$103,410
Net Sales			$80,550	$82,161	$83,804	$85,480	$87,190	$88,934	$90,712	$92,527	$94,377	$96,265	$98,190	$100,154	$1,080,344		$104,711	$106,805	$108,941	$111,120	$113,342	$115,609	$117,921	$120,280	$122,685	$125,139	$127,642	$130,195	$1,404,391		$416,577	$442,075	$469,134	$497,848	$1,825,635		$541,529	$574,675	$609,849	$647,177	$2,373,230		$3,085,075
(Cost of Goods Sold)		50.00%	$45,000	$45,900	$46,818	$47,754	$48,709	$49,684	$50,677	$51,691	$52,725	$53,779	$54,855	$55,952	$603,544		$58,498	$59,668	$60,861	$62,078	$63,320	$64,586	$65,878	$67,195	$68,539	$69,910	$71,308	$72,734	$784,576		$232,725	$246,969	$262,086	$278,128	$1,019,908		$302,530	$321,047	$340,698	$361,551	$1,325,827		$1,723,505
GROSS PROFIT			$35,550	$36,261	$36,986	$37,726	$38,480	$39,250	$40,035	$40,836	$41,652	$42,486	$43,335	$44,202	$476,800		$46,213	$47,137	$48,080	$49,042	$50,023	$51,023	$52,044	$53,084	$54,146	$55,229	$56,334	$57,460	$619,815		$183,853	$195,106	$207,048	$219,721	$805,727		$238,999	$253,627	$269,151	$285,626	$1,047,403		$1,361,569
Product Line 4 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	2800	2856	2913	2971	3031	3091	3153	3216	3281	3346	3413	3481	37554		3551	3622	3695	3768	3844	3921	3999	4079	4161	4244	4329	4415	47627		13783 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	14627	15522	16472	60403		17480	18550	19685	20890	76606	97154
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$28 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$28 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$28	$28	$28	$28	$28	$28	$28	$28	$28	$28			$29	$29	$29	$29	$29	$29	$29	$29	$29	$29	$29	$29			$29	$29	$29	$29			$30	$30	$30	$30			$31
Gross Sales			$78,400	$79,968	$81,567	$83,199	$84,863	$86,560	$88,291	$90,057	$91,858	$93,695	$95,569	$97,481	$1,051,508		$101,916	$103,954	$106,033	$108,154	$110,317	$112,523	$114,774	$117,069	$119,411	$121,799	$124,235	$126,720	$1,366,905		$405,458	$430,276	$456,612	$484,560	$1,776,906		$527,075	$559,336	$593,572	$629,903	$2,309,885		$3,002,730
(Commissions)	50.00%	15.00%	$5,880	$5,998	$6,118	$6,240	$6,365	$6,492	$6,622	$6,754	$6,889	$7,027	$7,168	$7,311	$78,863		$7,644	$7,797	$7,952	$8,112	$8,274	$8,439	$8,608	$8,780	$8,956	$9,135	$9,318	$9,504	$102,518		$30,409	$32,271	$34,246	$36,342	$133,268		$39,531	$41,950	$44,518	$47,243	$173,241		$225,205
(Returns and Allowances)		3.00%	$2,352	$2,399	$2,447	$2,496	$2,546	$2,597	$2,649	$2,702	$2,756	$2,811	$2,867	$2,924	$31,545		$3,057	$3,119	$3,181	$3,245	$3,310	$3,376	$3,443	$3,512	$3,582	$3,654	$3,727	$3,802	$41,007		$12,164	$12,908	$13,698	$14,537	$53,307		$15,812	$16,780	$17,807	$18,897	$69,297		$90,082
Net Sales			$70,168	$71,571	$73,003	$74,463	$75,952	$77,471	$79,021	$80,601	$82,213	$83,857	$85,534	$87,245	$941,100		$91,215	$93,039	$94,900	$96,798	$98,734	$100,708	$102,723	$104,777	$106,873	$109,010	$111,190	$113,414	$1,223,380		$362,885	$385,097	$408,668	$433,681	$1,590,331		$471,732	$500,605	$531,247	$563,763	$2,067,347		$2,687,443
(Cost of Goods Sold)		50.00%	$39,200	$39,984	$40,784	$41,599	$42,431	$43,280	$44,146	$45,028	$45,929	$46,848	$47,785	$48,740	$525,754		$50,958	$51,977	$53,017	$54,077	$55,159	$56,262	$57,387	$58,535	$59,705	$60,899	$62,117	$63,360	$683,453		$202,729	$215,138	$228,306	$242,280	$888,453		$263,537	$279,668	$296,786	$314,951	$1,154,942		$1,501,365
GROSS PROFIT			$30,968	$31,587	$32,219	$32,863	$33,521	$34,191	$34,875	$35,572	$36,284	$37,010	$37,750	$38,505	$415,346		$40,257	$41,062	$41,883	$42,721	$43,575	$44,447	$45,336	$46,242	$47,167	$48,111	$49,073	$50,054	$539,928		$160,156	$169,959	$180,362	$191,401	$701,878		$208,194	$220,938	$234,461	$248,812	$912,404		$1,186,078
Product Line 5 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	2600	2652	2705	2759	2814	2871	2928	2987	3046	3107	3169	3233	34871		3297	3363	3431	3499	3569	3641	3713	3788	3863	3941	4020	4100	44225		12798 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	13582	14413	15295	56089		16231	17225	18279	19398	71134	90215
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$26 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$26 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$26	$26	$26	$26	$26	$26	$26	$26	$26	$26			$27	$27	$27	$27	$27	$27	$27	$27	$27	$27	$27	$27			$27	$27	$27	$27			$28	$28	$28	$28			$29
Gross Sales			$67,600	$68,952	$70,331	$71,738	$73,172	$74,636	$76,129	$77,651	$79,204	$80,788	$82,404	$84,052	$906,657		$87,876	$89,634	$91,427	$93,255	$95,120	$97,023	$98,963	$100,942	$102,961	$105,021	$107,121	$109,263	$1,178,607		$349,604	$371,003	$393,711	$417,809	$1,532,128		$454,467	$482,284	$511,804	$543,131	$1,991,686		$2,589,088
(Commissions)	50.00%	15.00%	$5,070	$5,171	$5,275	$5,380	$5,488	$5,598	$5,710	$5,824	$5,940	$6,059	$6,180	$6,304	$67,999		$6,591	$6,723	$6,857	$6,994	$7,134	$7,277	$7,422	$7,571	$7,722	$7,877	$8,034	$8,195	$88,396		$26,220	$27,825	$29,528	$31,336	$114,910		$34,085	$36,171	$38,385	$40,735	$149,376		$194,182
(Returns and Allowances)		3.00%	$2,028	$2,069	$2,110	$2,152	$2,195	$2,239	$2,284	$2,330	$2,376	$2,424	$2,472	$2,522	$27,200		$2,636	$2,689	$2,743	$2,798	$2,854	$2,911	$2,969	$3,028	$3,089	$3,151	$3,214	$3,278	$35,358		$10,488	$11,130	$11,811	$12,534	$45,964		$13,634	$14,469	$15,354	$16,294	$59,751		$77,673
Net Sales			$60,502	$61,712	$62,946	$64,205	$65,489	$66,799	$68,135	$69,498	$70,888	$72,305	$73,752	$75,227	$811,458		$78,649	$80,222	$81,827	$83,463	$85,133	$86,835	$88,572	$90,343	$92,150	$93,993	$95,873	$97,791	$1,054,853		$312,896	$332,048	$352,372	$373,939	$1,371,254		$406,748	$431,645	$458,065	$486,102	$1,782,559		$2,317,234
(Cost of Goods Sold)		50.00%	$33,800	$34,476	$35,166	$35,869	$36,586	$37,318	$38,064	$38,826	$39,602	$40,394	$41,202	$42,026	$453,329		$43,938	$44,817	$45,713	$46,628	$47,560	$48,511	$49,482	$50,471	$51,481	$52,510	$53,560	$54,632	$589,304		$174,802	$185,501	$196,856	$208,905	$766,064		$227,234	$241,142	$255,902	$271,565	$995,843		$1,294,544
GROSS PROFIT			$26,702	$27,236	$27,781	$28,336	$28,903	$29,481	$30,071	$30,672	$31,286	$31,911	$32,550	$33,201	$358,130		$34,711	$35,405	$36,114	$36,836	$37,573	$38,324	$39,090	$39,872	$40,670	$41,483	$42,313	$43,159	$465,550		$138,094	$146,546	$155,516	$165,035	$605,190		$179,515	$190,502	$202,163	$214,537	$786,716		$1,022,690
Product Line 6 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	2400	2448	2497	2547	2598	2650	2703	2757	2812	2868	2926	2984	32189		3044	3105	3167	3230	3295	3361	3428	3496	3566	3638	3710	3785	40823		11814 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	12537	13304	14119	51774		14983	15900	16873	17906	65662	83275
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$24 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$24 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$24	$24	$24	$24	$24	$24	$24	$24	$24	$24			$25	$25	$25	$25	$25	$25	$25	$25	$25	$25	$25	$25			$25	$25	$25	$25			$26	$26	$26	$26			$26
Gross Sales			$57,600	$58,752	$59,927	$61,126	$62,348	$63,595	$64,867	$66,164	$67,488	$68,837	$70,214	$71,618	$772,536		$74,877	$76,375	$77,902	$79,460	$81,049	$82,670	$84,324	$86,010	$87,730	$89,485	$91,275	$93,100	$1,004,257		$297,888	$316,121	$335,470	$356,003	$1,305,482		$387,238	$410,941	$436,093	$462,786	$1,697,058		$2,206,087
(Commissions)	50.00%	15.00%	$4,320	$4,406	$4,495	$4,584	$4,676	$4,770	$4,865	$4,962	$5,062	$5,163	$5,266	$5,371	$57,940		$5,616	$5,728	$5,843	$5,960	$6,079	$6,200	$6,324	$6,451	$6,580	$6,711	$6,846	$6,983	$75,319		$22,342	$23,709	$25,160	$26,700	$97,911		$29,043	$30,821	$32,707	$34,709	$127,279		$165,457
(Returns and Allowances)		3.00%	$1,728	$1,763	$1,798	$1,834	$1,870	$1,908	$1,946	$1,985	$2,025	$2,065	$2,106	$2,149	$23,176		$2,246	$2,291	$2,337	$2,384	$2,431	$2,480	$2,530	$2,580	$2,632	$2,685	$2,738	$2,793	$30,128		$8,937	$9,484	$10,064	$10,680	$39,164		$11,617	$12,328	$13,083	$13,884	$50,912		$66,183
Net Sales			$51,552	$52,583	$53,635	$54,707	$55,802	$56,918	$58,056	$59,217	$60,401	$61,609	$62,842	$64,098	$691,420		$67,015	$68,355	$69,722	$71,117	$72,539	$73,990	$75,470	$76,979	$78,519	$80,089	$81,691	$83,325	$898,810		$266,609	$282,928	$300,246	$318,623	$1,168,406		$346,578	$367,792	$390,304	$414,193	$1,518,867		$1,974,448
(Cost of Goods Sold)		50.00%	$28,800	$29,376	$29,964	$30,563	$31,174	$31,798	$32,433	$33,082	$33,744	$34,419	$35,107	$35,809	$386,268		$37,438	$38,187	$38,951	$39,730	$40,525	$41,335	$42,162	$43,005	$43,865	$44,742	$45,637	$46,550	$502,128		$148,944	$158,060	$167,735	$178,002	$652,741		$193,619	$205,470	$218,047	$231,393	$848,529		$1,103,044
GROSS PROFIT			$22,752	$23,207	$23,671	$24,145	$24,627	$25,120	$25,622	$26,135	$26,658	$27,191	$27,735	$28,289	$305,152		$29,576	$30,168	$30,771	$31,387	$32,014	$32,655	$33,308	$33,974	$34,653	$35,347	$36,053	$36,775	$396,682		$117,666	$124,868	$132,511	$140,621	$515,665		$152,959	$162,322	$172,257	$182,800	$670,338		$871,404
Product Line 7 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	2200	2244	2289	2335	2381	2429	2478	2527	2578	2629	2682	2735	29507		2790	2846	2903	2961	3020	3081	3142	3205	3269	3334	3401	3469	37422		10829 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	11492	12196	12942	47460		13734	14575	15467	16414	60190	76336
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$22 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$22 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$22	$22	$22	$22	$22	$22	$22	$22	$22	$22			$23	$23	$23	$23	$23	$23	$23	$23	$23	$23	$23	$23			$23	$23	$23	$23			$24	$24	$24	$24			$24
Gross Sales			$48,400	$49,368	$50,355	$51,362	$52,390	$53,438	$54,506	$55,596	$56,708	$57,842	$58,999	$60,179	$649,145		$62,917	$64,176	$65,459	$66,769	$68,104	$69,466	$70,855	$72,272	$73,718	$75,192	$76,696	$78,230	$843,855		$250,308	$265,629	$281,888	$299,142	$1,096,967		$325,388	$345,304	$366,440	$388,869	$1,426,000		$1,853,726
(Commissions)	50.00%	15.00%	$3,630	$3,703	$3,777	$3,852	$3,929	$4,008	$4,088	$4,170	$4,253	$4,338	$4,425	$4,513	$48,686		$4,719	$4,813	$4,909	$5,008	$5,108	$5,210	$5,314	$5,420	$5,529	$5,639	$5,752	$5,867	$63,289		$18,773	$19,922	$21,142	$22,436	$82,273		$24,404	$25,898	$27,483	$29,165	$106,950		$139,029
(Returns and Allowances)		3.00%	$1,452	$1,481	$1,511	$1,541	$1,572	$1,603	$1,635	$1,668	$1,701	$1,735	$1,770	$1,805	$19,474		$1,888	$1,925	$1,964	$2,003	$2,043	$2,084	$2,126	$2,168	$2,212	$2,256	$2,301	$2,347	$25,316		$7,509	$7,969	$8,457	$8,974	$32,909		$9,762	$10,359	$10,993	$11,666	$42,780		$55,612
Net Sales			$43,318	$44,184	$45,068	$45,969	$46,889	$47,827	$48,783	$49,759	$50,754	$51,769	$52,804	$53,860	$580,985		$56,311	$57,437	$58,586	$59,758	$60,953	$62,172	$63,415	$64,684	$65,977	$67,297	$68,643	$70,016	$755,250		$224,026	$237,738	$252,290	$267,732	$981,786		$291,222	$309,047	$327,963	$348,037	$1,276,270		$1,659,085
(Cost of Goods Sold)		50.00%	$24,200	$24,684	$25,178	$25,681	$26,195	$26,719	$27,253	$27,798	$28,354	$28,921	$29,500	$30,090	$324,573		$31,459	$32,088	$32,730	$33,384	$34,052	$34,733	$35,428	$36,136	$36,859	$37,596	$38,348	$39,115	$421,927		$125,154	$132,815	$140,944	$149,571	$548,484		$162,694	$172,652	$183,220	$194,434	$713,000		$926,863
GROSS PROFIT			$19,118	$19,500	$19,890	$20,288	$20,694	$21,108	$21,530	$21,961	$22,400	$22,848	$23,305	$23,771	$256,412		$24,852	$25,349	$25,856	$26,374	$26,901	$27,439	$27,988	$28,548	$29,119	$29,701	$30,295	$30,901	$333,323		$98,872	$104,924	$111,346	$118,161	$433,302		$128,528	$136,395	$144,744	$153,603	$563,270		$732,222
Product Line 8 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	2000	2040	2081	2122	2165	2208	2252	2297	2343	2390	2438	2487	26824		2536	2587	2639	2692	2746	2800	2856	2914	2972	3031	3092	3154	34020		9845 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	10448	11087	11766	43145		12486	13250	14061	14922	54718	69396
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$20 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$20 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20			$21	$21	$21	$21	$21	$21	$21	$21	$21	$21	$21	$21			$21	$21	$21	$21			$22	$22	$22	$22			$22
Gross Sales			$40,000	$40,800	$41,616	$42,448	$43,297	$44,163	$45,046	$45,947	$46,866	$47,804	$48,760	$49,735	$536,484		$51,998	$53,038	$54,099	$55,181	$56,284	$57,410	$58,558	$59,729	$60,924	$62,142	$63,385	$64,653	$697,401		$206,866	$219,528	$232,965	$247,225	$906,585		$268,916	$285,375	$302,843	$321,379	$1,178,513		$1,532,005
(Commissions)	50.00%	15.00%	$3,000	$3,060	$3,121	$3,184	$3,247	$3,312	$3,378	$3,446	$3,515	$3,585	$3,657	$3,730	$40,236		$3,900	$3,978	$4,057	$4,139	$4,221	$4,306	$4,392	$4,480	$4,569	$4,661	$4,754	$4,849	$52,305		$15,515	$16,465	$17,472	$18,542	$67,994		$20,169	$21,403	$22,713	$24,103	$88,388		$114,900
(Returns and Allowances)		3.00%	$1,200	$1,224	$1,248	$1,273	$1,299	$1,325	$1,351	$1,378	$1,406	$1,434	$1,463	$1,492	$16,095		$1,560	$1,591	$1,623	$1,655	$1,689	$1,722	$1,757	$1,792	$1,828	$1,864	$1,902	$1,940	$20,922		$6,206	$6,586	$6,989	$7,417	$27,198		$8,067	$8,561	$9,085	$9,641	$35,355		$45,960
Net Sales			$35,800	$36,516	$37,246	$37,991	$38,751	$39,526	$40,317	$41,123	$41,945	$42,784	$43,640	$44,513	$480,153		$46,538	$47,469	$48,418	$49,387	$50,374	$51,382	$52,409	$53,458	$54,527	$55,617	$56,730	$57,864	$624,174		$185,145	$196,478	$208,504	$221,266	$811,393		$240,679	$255,411	$271,044	$287,634	$1,054,769		$1,371,144
(Cost of Goods Sold)		50.00%	$20,000	$20,400	$20,808	$21,224	$21,649	$22,082	$22,523	$22,974	$23,433	$23,902	$24,380	$24,867	$268,242		$25,999	$26,519	$27,049	$27,590	$28,142	$28,705	$29,279	$29,865	$30,462	$31,071	$31,693	$32,326	$348,700		$103,433	$109,764	$116,483	$123,612	$453,292		$134,458	$142,688	$151,421	$160,690	$589,256		$766,002
GROSS PROFIT			$15,800	$16,116	$16,438	$16,767	$17,102	$17,444	$17,793	$18,149	$18,512	$18,882	$19,260	$19,645	$211,911		$20,539	$20,950	$21,369	$21,796	$22,232	$22,677	$23,130	$23,593	$24,065	$24,546	$25,037	$25,538	$275,473		$81,712	$86,714	$92,021	$97,654	$358,101		$106,222	$112,723	$119,623	$126,945	$465,512		$605,142
Product Line 9 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	2700	2754	2809	2865	2923	2981	3041	3101	3163	3227	3291	3357	36213		3424	3493	3563	3634	3707	3781	3856	3933	4012	4092	4174	4258	45926		13291 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	14104	14967	15884	58246		16856	17887	18982	20144	73870	93685
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$70 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$70 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$70	$70	$70	$70	$70	$70	$70	$70	$70	$70			$72	$72	$72	$72	$72	$72	$72	$72	$72	$72	$72	$72			$74	$74	$74	$74			$75	$75	$75	$75			$77
Gross Sales			$189,000	$192,780	$196,636	$200,568	$204,580	$208,671	$212,845	$217,102	$221,444	$225,872	$230,390	$234,998	$2,534,885		$245,690	$250,604	$255,616	$260,728	$265,943	$271,262	$276,687	$282,221	$287,865	$293,622	$299,495	$305,485	$3,295,218		$977,444	$1,037,271	$1,100,761	$1,168,136	$4,283,612		$1,270,626	$1,348,399	$1,430,931	$1,518,516	$5,568,472		$7,238,723
(Commissions)	50.00%	15.00%	$14,175	$14,459	$14,748	$15,043	$15,343	$15,650	$15,963	$16,283	$16,608	$16,940	$17,279	$17,625	$190,116		$18,427	$18,795	$19,171	$19,555	$19,946	$20,345	$20,752	$21,167	$21,590	$22,022	$22,462	$22,911	$247,141		$73,308	$77,795	$82,557	$87,610	$321,271		$95,297	$101,130	$107,320	$113,889	$417,635		$542,904
(Returns and Allowances)		3.00%	$5,670	$5,783	$5,899	$6,017	$6,137	$6,260	$6,385	$6,513	$6,643	$6,776	$6,912	$7,050	$76,047		$7,371	$7,518	$7,668	$7,822	$7,978	$8,138	$8,301	$8,467	$8,636	$8,809	$8,985	$9,165	$98,857		$29,323	$31,118	$33,023	$35,044	$128,508		$38,119	$40,452	$42,928	$45,555	$167,054		$217,162
Net Sales			$169,155	$172,538	$175,989	$179,509	$183,099	$186,761	$190,496	$194,306	$198,192	$202,156	$206,199	$210,323	$2,268,722		$219,893	$224,291	$228,776	$233,352	$238,019	$242,779	$247,635	$252,588	$257,639	$262,792	$268,048	$273,409	$2,949,220		$874,812	$928,358	$985,181	$1,045,482	$3,833,833		$1,137,210	$1,206,817	$1,280,684	$1,359,072	$4,983,782		$6,478,657
(Cost of Goods Sold)		50.00%	$94,500	$96,390	$98,318	$100,284	$102,290	$104,336	$106,422	$108,551	$110,722	$112,936	$115,195	$117,499	$1,267,442		$122,845	$125,302	$127,808	$130,364	$132,971	$135,631	$138,344	$141,110	$143,933	$146,811	$149,747	$152,742	$1,647,609		$488,722	$518,636	$550,380	$584,068	$2,141,806		$635,313	$674,199	$715,466	$759,258	$2,784,236		$3,619,362
GROSS PROFIT			$74,655	$76,148	$77,671	$79,224	$80,809	$82,425	$84,074	$85,755	$87,470	$89,220	$91,004	$92,824	$1,001,280		$97,048	$98,989	$100,968	$102,988	$105,047	$107,148	$109,291	$111,477	$113,707	$115,981	$118,300	$120,666	$1,301,611		$386,090	$409,722	$434,800	$461,414	$1,692,027		$501,897	$532,617	$565,218	$599,814	$2,199,546		$2,859,296
Product Line 10 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	2500	2550	2601	2653	2706	2760	2815	2872	2929	2988	3047	3108	33530		3171	3234	3299	3365	3432	3501	3571	3642	3715	3789	3865	3942	42524		12306 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	13059	13859	14707	53931		15607	16562	17576	18652	68398	86745
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$50 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$50 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.																											Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50			$51	$51	$51	$51	$51	$51	$51	$51	$51	$51	$51	$51			$53	$53	$53	$53			$54	$54	$54	$54			$55
Gross Sales			$125,000	$127,500	$130,050	$132,651	$135,304	$138,010	$140,770	$143,586	$146,457	$149,387	$152,374	$155,422	$1,676,511		$162,493	$165,743	$169,058	$172,439	$175,888	$179,406	$182,994	$186,654	$190,387	$194,195	$198,079	$202,040	$2,179,377		$646,458	$686,026	$728,016	$772,577	$2,833,077		$840,361	$891,798	$946,383	$1,004,309	$3,682,852		$4,787,515
(Commissions)	50.00%	15.00%	$9,375	$9,563	$9,754	$9,949	$10,148	$10,351	$10,558	$10,769	$10,984	$11,204	$11,428	$11,657	$125,738		$12,187	$12,431	$12,679	$12,933	$13,192	$13,455	$13,725	$13,999	$14,279	$14,565	$14,856	$15,153	$163,453		$48,484	$51,452	$54,601	$57,943	$212,481		$63,027	$66,885	$70,979	$75,323	$276,214		$359,064
(Returns and Allowances)		3.00%	$3,750	$3,825	$3,902	$3,980	$4,059	$4,140	$4,223	$4,308	$4,394	$4,482	$4,571	$4,663	$50,295		$4,875	$4,972	$5,072	$5,173	$5,277	$5,382	$5,490	$5,600	$5,712	$5,826	$5,942	$6,061	$65,381		$19,394	$20,581	$21,840	$23,177	$84,992		$25,211	$26,754	$28,391	$30,129	$110,486		$143,625
Net Sales			$111,875	$114,113	$116,395	$118,723	$121,097	$123,519	$125,989	$128,509	$131,079	$133,701	$136,375	$139,103	$1,500,478		$145,432	$148,340	$151,307	$154,333	$157,420	$160,568	$163,780	$167,055	$170,396	$173,804	$177,280	$180,826	$1,950,543		$578,580	$613,993	$651,575	$691,456	$2,535,604		$752,123	$798,159	$847,013	$898,857	$3,296,152		$4,284,826
(Cost of Goods Sold)		50.00%	$62,500	$63,750	$65,025	$66,326	$67,652	$69,005	$70,385	$71,793	$73,229	$74,693	$76,187	$77,711	$838,256		$81,247	$82,872	$84,529	$86,220	$87,944	$89,703	$91,497	$93,327	$95,194	$97,097	$99,039	$101,020	$1,089,689		$323,229	$343,013	$364,008	$386,288	$1,416,538		$420,181	$445,899	$473,192	$502,155	$1,841,426		$2,393,758
GROSS PROFIT			$49,375	$50,363	$51,370	$52,397	$53,445	$54,514	$55,604	$56,716	$57,851	$59,008	$60,188	$61,392	$662,222		$64,185	$65,469	$66,778	$68,114	$69,476	$70,865	$72,283	$73,728	$75,203	$76,707	$78,241	$79,806	$860,854		$255,351	$270,980	$287,566	$305,168	$1,119,065		$331,943	$352,260	$373,821	$396,702	$1,454,726		$1,891,069
Totals for All Product Lines
Total Unit Volume			29200	29784	30380	30987	31607	32239	32884	33542	34212	34897	35595	36307	391633		37033	37773	38529	39299	40085	40887	41705	42539	43390	44257	45143	46045	496685		143736	152534	161870	171778	629917		182292	193450	205290	217856	798887		1013182
Total Gross Sales			$1,106,000	$1,128,120	$1,150,682	$1,173,696	$1,197,170	$1,221,113	$1,245,536	$1,270,446	$1,295,855	$1,321,772	$1,348,208	$1,375,172	$14,833,771		$1,437,742	$1,466,497	$1,495,827	$1,525,744	$1,556,259	$1,587,384	$1,619,131	$1,651,514	$1,684,544	$1,718,235	$1,752,600	$1,787,652	$19,283,129		$5,719,857	$6,069,958	$6,441,488	$6,835,759	$25,067,062		$7,435,516	$7,890,629	$8,373,598	$8,886,130	$32,585,873		$42,359,935
(Total Commissions)			$82,950	$84,609	$86,301	$88,027	$89,788	$91,584	$93,415	$95,283	$97,189	$99,133	$101,116	$103,138	$1,112,533		$107,831	$109,987	$112,187	$114,431	$116,719	$119,054	$121,435	$123,864	$126,341	$128,868	$131,445	$134,074	$1,446,235		$428,989	$455,247	$483,112	$512,682	$1,880,030		$557,664	$591,797	$628,020	$666,460	$2,443,940		$3,176,995
(Total Returns and Allowances)			$33,180	$33,844	$34,520	$35,211	$35,915	$36,633	$37,366	$38,113	$38,876	$39,653	$40,446	$41,255	$445,013		$43,132	$43,995	$44,875	$45,772	$46,688	$47,622	$48,574	$49,545	$50,536	$51,547	$52,578	$53,630	$578,494		$171,596	$182,099	$193,245	$205,073	$752,012		$223,065	$236,719	$251,208	$266,584	$977,576		$1,270,798
Total Net Sales			$989,870	$1,009,667	$1,029,861	$1,050,458	$1,071,467	$1,092,896	$1,114,754	$1,137,049	$1,159,790	$1,182,986	$1,206,646	$1,230,779	$13,276,225		$1,286,779	$1,312,515	$1,338,765	$1,365,541	$1,392,851	$1,420,708	$1,449,123	$1,478,105	$1,507,667	$1,537,820	$1,568,577	$1,599,948	$17,258,400		$5,119,272	$5,432,612	$5,765,132	$6,118,004	$22,435,020		$6,654,787	$7,062,113	$7,494,371	$7,953,086	$29,164,356		$37,912,142
(Total Cost of Goods Sold)			$553,000	$564,060	$575,341	$586,848	$598,585	$610,557	$622,768	$635,223	$647,928	$660,886	$674,104	$687,586	$7,416,886		$718,871	$733,249	$747,914	$762,872	$778,129	$793,692	$809,566	$825,757	$842,272	$859,118	$876,300	$893,826	$9,641,564		$2,859,929	$3,034,979	$3,220,744	$3,417,879	$12,533,531		$3,717,758	$3,945,314	$4,186,799	$4,443,065	$16,292,936		$21,179,967
TOTAL GROSS PROFIT			$436,870	$445,607	$454,520	$463,610	$472,882	$482,340	$491,987	$501,826	$511,863	$522,100	$532,542	$543,193	$5,859,340		$567,908	$579,266	$590,852	$602,669	$614,722	$627,017	$639,557	$652,348	$665,395	$678,703	$692,277	$706,122	$7,616,836		$2,259,344	$2,397,633	$2,544,388	$2,700,125	$9,901,489		$2,937,029	$3,116,798	$3,307,571	$3,510,021	$12,871,420		$16,732,174

Sales Projections

Inventory

Inventory Author: This worksheet will help you manage your inventory expenditures. For each product line, enter the dollar amount you will spend each period on inventory. If yours is a service business, you can probably ignore this worksheet.	2013														2014														2015						2016						2017
	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
Product Line 1
Cost of Goods Sold	$125,000 Author: This Cost of Goods number is pulled over from your Sales Projections and shows how much product you plan to sell each month. It's here simply to aid you in determining how much inventory you need to purchase.	$127,500	$130,050	$132,651	$135,304	$138,010	$140,770	$143,586	$146,457	$149,387	$152,374	$155,422	$1,676,511		$162,493	$165,743	$169,058	$172,439	$175,888	$179,406	$182,994	$186,654	$190,387	$194,195	$198,079	$202,040	$2,179,377		$646,458	$686,026	$728,016	$772,577	$2,833,077		$840,361	$891,798	$946,383	$1,004,309	$3,682,852		$4,787,515
Ingredients	$4,000 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$4,080	$4,162	$4,245	$4,330	$4,416	$4,505	$4,595	$4,687	$4,780	$4,876	$4,973	$53,648		$5,200	$5,304	$5,410	$5,518	$5,628	$5,741	$5,856	$5,973	$6,092	$6,214	$6,339	$6,465	$69,740		$20,687	$21,953	$23,297	$24,722	$90,658		$26,892	$28,538	$30,284	$32,138	$117,851		$153,200
Bottle Caps	$500	$510	$520	$531	$541	$552	$563	$574	$586	$598	$609	$622	$6,706		$650	$663	$676	$690	$704	$718	$732	$747	$762	$777	$792	$808	$8,718		$2,586	$2,744	$2,912	$3,090	$11,332		$3,361	$3,567	$3,786	$4,017	$14,731		$19,150
Labels	$300	$306	$312	$318	$325	$331	$338	$345	$351	$359	$366	$373	$4,024		$390	$398	$406	$414	$422	$431	$439	$448	$457	$466	$475	$485	$5,231		$1,551	$1,646	$1,747	$1,854	$6,799		$2,017	$2,140	$2,271	$2,410	$8,839		$11,490
Cartons	$1,500	$1,530	$1,561	$1,592	$1,624	$1,656	$1,689	$1,723	$1,757	$1,793	$1,828	$1,865	$20,118		$1,950	$1,989	$2,029	$2,069	$2,111	$2,153	$2,196	$2,240	$2,285	$2,330	$2,377	$2,424	$26,153		$7,757	$8,232	$8,736	$9,271	$33,997		$10,084	$10,702	$11,357	$12,052	$44,194		$57,450
Total Inventory Expense	$6,300 Author: Are these cells showing red? As an aid to you, these cells will show in red until you indicate the purchase of enough inventory to cover your Cost of Goods for the period. In other words, your Total Inventory Expense should equal your Cost of Goods Sold from the SalesProj worksheet. If it isn't, you might need to adjust your % for COGS on the SalesProj worksheet (D12, D22, etc.)	$6,426	$6,555	$6,686	$6,819	$6,956	$7,095	$7,237	$7,381	$7,529	$7,680	$7,833	$84,496		$8,190	$8,353	$8,521	$8,691	$8,865	$9,042	$9,223	$9,407	$9,596	$9,787	$9,983	$10,183	$109,841		$32,581	$34,576	$36,692	$38,938	$142,787		$42,354	$44,947	$47,698	$50,617	$185,616		$241,291
Product Line 2 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$80,000	$81,600	$83,232	$84,897	$86,595	$88,326	$90,093	$91,895	$93,733	$95,607	$97,520	$99,470	$1,072,967		$103,996	$106,076	$108,197	$110,361	$112,568	$114,820	$117,116	$119,459	$121,848	$124,285	$126,770	$129,306	$1,394,801		$413,733	$439,057	$465,930	$494,449	$1,813,169		$537,831	$570,751	$605,685	$642,758	$2,357,025		$3,064,010
Ingredients	$4,000 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$4,080	$4,162	$4,245	$4,330	$4,416	$4,505	$4,595	$4,687	$4,780	$4,876	$4,973	$53,648		$5,200	$5,304	$5,410	$5,518	$5,628	$5,741	$5,856	$5,973	$6,092	$6,214	$6,339	$6,465	$69,740		$20,687	$21,953	$23,297	$24,722	$90,658		$26,892	$28,538	$30,284	$32,138	$117,851		$153,200
Bottle Caps	$500	$510	$520	$531	$541	$552	$563	$574	$586	$598	$609	$622	$6,706		$650	$663	$676	$690	$704	$718	$732	$747	$762	$777	$792	$808	$8,718		$2,586	$2,744	$2,912	$3,090	$11,332		$3,361	$3,567	$3,786	$4,017	$14,731		$19,150
Labels	$300	$306	$312	$318	$325	$331	$338	$345	$351	$359	$366	$373	$4,024		$390	$398	$406	$414	$422	$431	$439	$448	$457	$466	$475	$485	$5,231		$1,551	$1,646	$1,747	$1,854	$6,799		$2,017	$2,140	$2,271	$2,410	$8,839		$11,490
Cartons	$1,500	$1,530	$1,561	$1,592	$1,624	$1,656	$1,689	$1,723	$1,757	$1,793	$1,828	$1,865	$20,118		$1,950	$1,989	$2,029	$2,069	$2,111	$2,153	$2,196	$2,240	$2,285	$2,330	$2,377	$2,424	$26,153		$7,757	$8,232	$8,736	$9,271	$33,997		$10,084	$10,702	$11,357	$12,052	$44,194		$57,450
Total Inventory Expense	$6,300	$6,426	$6,555	$6,686	$6,819	$6,956	$7,095	$7,237	$7,381	$7,529	$7,680	$7,833	$84,496		$8,190	$8,353	$8,521	$8,691	$8,865	$9,042	$9,223	$9,407	$9,596	$9,787	$9,983	$10,183	$109,841		$32,581	$34,576	$36,692	$38,938	$142,787		$42,354	$44,947	$47,698	$50,617	$185,616		$241,291
Product Line 3 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$45,000	$45,900	$46,818	$47,754	$48,709	$49,684	$50,677	$51,691	$52,725	$53,779	$54,855	$55,952	$603,544		$58,498	$59,668	$60,861	$62,078	$63,320	$64,586	$65,878	$67,195	$68,539	$69,910	$71,308	$72,734	$784,576		$232,725	$246,969	$262,086	$278,128	$1,019,908		$302,530	$321,047	$340,698	$361,551	$1,325,827		$1,723,505
Ingredients	$4,000 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$4,080	$4,162	$4,245	$4,330	$4,416	$4,505	$4,595	$4,687	$4,780	$4,876	$4,973	$53,648		$5,200	$5,304	$5,410	$5,518	$5,628	$5,741	$5,856	$5,973	$6,092	$6,214	$6,339	$6,465	$69,740		$20,687	$21,953	$23,297	$24,722	$90,658		$26,892	$28,538	$30,284	$32,138	$117,851		$153,200
Bottle Caps	$500	$510	$520	$531	$541	$552	$563	$574	$586	$598	$609	$622	$6,706		$650	$663	$676	$690	$704	$718	$732	$747	$762	$777	$792	$808	$8,718		$2,586	$2,744	$2,912	$3,090	$11,332		$3,361	$3,567	$3,786	$4,017	$14,731		$19,150
Labels	$300	$306	$312	$318	$325	$331	$338	$345	$351	$359	$366	$373	$4,024		$390	$398	$406	$414	$422	$431	$439	$448	$457	$466	$475	$485	$5,231		$1,551	$1,646	$1,747	$1,854	$6,799		$2,017	$2,140	$2,271	$2,410	$8,839		$11,490
Cartons	$1,500	$1,530	$1,561	$1,592	$1,624	$1,656	$1,689	$1,723	$1,757	$1,793	$1,828	$1,865	$20,118		$1,950	$1,989	$2,029	$2,069	$2,111	$2,153	$2,196	$2,240	$2,285	$2,330	$2,377	$2,424	$26,153		$7,757	$8,232	$8,736	$9,271	$33,997		$10,084	$10,702	$11,357	$12,052	$44,194		$57,450
Total Inventory Expense	$6,300	$6,426	$6,555	$6,686	$6,819	$6,956	$7,095	$7,237	$7,381	$7,529	$7,680	$7,833	$84,496		$8,190	$8,353	$8,521	$8,691	$8,865	$9,042	$9,223	$9,407	$9,596	$9,787	$9,983	$10,183	$109,841		$32,581	$34,576	$36,692	$38,938	$142,787		$42,354	$44,947	$47,698	$50,617	$185,616		$241,291
Product Line 4 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$39,200	$39,984	$40,784	$41,599	$42,431	$43,280	$44,146	$45,028	$45,929	$46,848	$47,785	$48,740	$525,754		$50,958	$51,977	$53,017	$54,077	$55,159	$56,262	$57,387	$58,535	$59,705	$60,899	$62,117	$63,360	$683,453		$202,729	$215,138	$228,306	$242,280	$888,453		$263,537	$279,668	$296,786	$314,951	$1,154,942		$1,501,365
Ingredients	$4,000 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$4,080	$4,162	$4,245	$4,330	$4,416	$4,505	$4,595	$4,687	$4,780	$4,876	$4,973	$53,648		$5,200	$5,304	$5,410	$5,518	$5,628	$5,741	$5,856	$5,973	$6,092	$6,214	$6,339	$6,465	$69,740		$20,687	$21,953	$23,297	$24,722	$90,658		$26,892	$28,538	$30,284	$32,138	$117,851		$153,200
Bottle Caps	$500	$510	$520	$531	$541	$552	$563	$574	$586	$598	$609	$622	$6,706		$650	$663	$676	$690	$704	$718	$732	$747	$762	$777	$792	$808	$8,718		$2,586	$2,744	$2,912	$3,090	$11,332		$3,361	$3,567	$3,786	$4,017	$14,731		$19,150
Labels	$300	$306	$312	$318	$325	$331	$338	$345	$351	$359	$366	$373	$4,024		$390	$398	$406	$414	$422	$431	$439	$448	$457	$466	$475	$485	$5,231		$1,551	$1,646	$1,747	$1,854	$6,799		$2,017	$2,140	$2,271	$2,410	$8,839		$11,490
Cartons	$1,500	$1,530	$1,561	$1,592	$1,624	$1,656	$1,689	$1,723	$1,757	$1,793	$1,828	$1,865	$20,118		$1,950	$1,989	$2,029	$2,069	$2,111	$2,153	$2,196	$2,240	$2,285	$2,330	$2,377	$2,424	$26,153		$7,757	$8,232	$8,736	$9,271	$33,997		$10,084	$10,702	$11,357	$12,052	$44,194		$57,450
Total Inventory Expense	$6,300	$6,426	$6,555	$6,686	$6,819	$6,956	$7,095	$7,237	$7,381	$7,529	$7,680	$7,833	$84,496		$8,190	$8,353	$8,521	$8,691	$8,865	$9,042	$9,223	$9,407	$9,596	$9,787	$9,983	$10,183	$109,841		$32,581	$34,576	$36,692	$38,938	$142,787		$42,354	$44,947	$47,698	$50,617	$185,616		$241,291
Product Line 5 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$33,800	$34,476	$35,166	$35,869	$36,586	$37,318	$38,064	$38,826	$39,602	$40,394	$41,202	$42,026	$453,329		$43,938	$44,817	$45,713	$46,628	$47,560	$48,511	$49,482	$50,471	$51,481	$52,510	$53,560	$54,632	$589,304		$174,802	$185,501	$196,856	$208,905	$766,064		$227,234	$241,142	$255,902	$271,565	$995,843		$1,294,544
Ingredients	$4,000 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$4,080	$4,162	$4,245	$4,330	$4,416	$4,505	$4,595	$4,687	$4,780	$4,876	$4,973	$53,648		$5,200	$5,304	$5,410	$5,518	$5,628	$5,741	$5,856	$5,973	$6,092	$6,214	$6,339	$6,465	$69,740		$20,687	$21,953	$23,297	$24,722	$90,658		$26,892	$28,538	$30,284	$32,138	$117,851		$153,200
Bottle Caps	$500	$510	$520	$531	$541	$552	$563	$574	$586	$598	$609	$622	$6,706		$650	$663	$676	$690	$704	$718	$732	$747	$762	$777	$792	$808	$8,718		$2,586	$2,744	$2,912	$3,090	$11,332		$3,361	$3,567	$3,786	$4,017	$14,731		$19,150
Labels	$300	$306	$312	$318	$325	$331	$338	$345	$351	$359	$366	$373	$4,024		$390	$398	$406	$414	$422	$431	$439	$448	$457	$466	$475	$485	$5,231		$1,551	$1,646	$1,747	$1,854	$6,799		$2,017	$2,140	$2,271	$2,410	$8,839		$11,490
Cartons	$1,500	$1,530	$1,561	$1,592	$1,624	$1,656	$1,689	$1,723	$1,757	$1,793	$1,828	$1,865	$20,118		$1,950	$1,989	$2,029	$2,069	$2,111	$2,153	$2,196	$2,240	$2,285	$2,330	$2,377	$2,424	$26,153		$7,757	$8,232	$8,736	$9,271	$33,997		$10,084	$10,702	$11,357	$12,052	$44,194		$57,450
Total Inventory Expense	$6,300	$6,426	$6,555	$6,686	$6,819	$6,956	$7,095	$7,237	$7,381	$7,529	$7,680	$7,833	$84,496		$8,190	$8,353	$8,521	$8,691	$8,865	$9,042	$9,223	$9,407	$9,596	$9,787	$9,983	$10,183	$109,841		$32,581	$34,576	$36,692	$38,938	$142,787		$42,354	$44,947	$47,698	$50,617	$185,616		$241,291
Product Line 6 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$28,800	$29,376	$29,964	$30,563	$31,174	$31,798	$32,433	$33,082	$33,744	$34,419	$35,107	$35,809	$386,268		$37,438	$38,187	$38,951	$39,730	$40,525	$41,335	$42,162	$43,005	$43,865	$44,742	$45,637	$46,550	$502,128		$148,944	$158,060	$167,735	$178,002	$652,741		$193,619	$205,470	$218,047	$231,393	$848,529		$1,103,044
Ingredients	$4,000 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$4,080	$4,162	$4,245	$4,330	$4,416	$4,505	$4,595	$4,687	$4,780	$4,876	$4,973	$53,648		$5,200	$5,304	$5,410	$5,518	$5,628	$5,741	$5,856	$5,973	$6,092	$6,214	$6,339	$6,465	$69,740		$20,687	$21,953	$23,297	$24,722	$90,658		$26,892	$28,538	$30,284	$32,138	$117,851		$153,200
Bottle Caps	$500	$510	$520	$531	$541	$552	$563	$574	$586	$598	$609	$622	$6,706		$650	$663	$676	$690	$704	$718	$732	$747	$762	$777	$792	$808	$8,718		$2,586	$2,744	$2,912	$3,090	$11,332		$3,361	$3,567	$3,786	$4,017	$14,731		$19,150
Labels	$300	$306	$312	$318	$325	$331	$338	$345	$351	$359	$366	$373	$4,024		$390	$398	$406	$414	$422	$431	$439	$448	$457	$466	$475	$485	$5,231		$1,551	$1,646	$1,747	$1,854	$6,799		$2,017	$2,140	$2,271	$2,410	$8,839		$11,490
Cartons	$1,500	$1,530	$1,561	$1,592	$1,624	$1,656	$1,689	$1,723	$1,757	$1,793	$1,828	$1,865	$20,118		$1,950	$1,989	$2,029	$2,069	$2,111	$2,153	$2,196	$2,240	$2,285	$2,330	$2,377	$2,424	$26,153		$7,757	$8,232	$8,736	$9,271	$33,997		$10,084	$10,702	$11,357	$12,052	$44,194		$57,450
Total Inventory Expense	$6,300	$6,426	$6,555	$6,686	$6,819	$6,956	$7,095	$7,237	$7,381	$7,529	$7,680	$7,833	$84,496		$8,190	$8,353	$8,521	$8,691	$8,865	$9,042	$9,223	$9,407	$9,596	$9,787	$9,983	$10,183	$109,841		$32,581	$34,576	$36,692	$38,938	$142,787		$42,354	$44,947	$47,698	$50,617	$185,616		$241,291
Product Line 7 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$24,200	$24,684	$25,178	$25,681	$26,195	$26,719	$27,253	$27,798	$28,354	$28,921	$29,500	$30,090	$324,573		$31,459	$32,088	$32,730	$33,384	$34,052	$34,733	$35,428	$36,136	$36,859	$37,596	$38,348	$39,115	$421,927		$125,154	$132,815	$140,944	$149,571	$548,484		$162,694	$172,652	$183,220	$194,434	$713,000		$926,863
Ingredients	$4,000 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$4,080	$4,162	$4,245	$4,330	$4,416	$4,505	$4,595	$4,687	$4,780	$4,876	$4,973	$53,648		$5,200	$5,304	$5,410	$5,518	$5,628	$5,741	$5,856	$5,973	$6,092	$6,214	$6,339	$6,465	$69,740		$20,687	$21,953	$23,297	$24,722	$90,658		$26,892	$28,538	$30,284	$32,138	$117,851		$153,200
Bottle Caps	$500	$510	$520	$531	$541	$552	$563	$574	$586	$598	$609	$622	$6,706		$650	$663	$676	$690	$704	$718	$732	$747	$762	$777	$792	$808	$8,718		$2,586	$2,744	$2,912	$3,090	$11,332		$3,361	$3,567	$3,786	$4,017	$14,731		$19,150
Labels	$300	$306	$312	$318	$325	$331	$338	$345	$351	$359	$366	$373	$4,024		$390	$398	$406	$414	$422	$431	$439	$448	$457	$466	$475	$485	$5,231		$1,551	$1,646	$1,747	$1,854	$6,799		$2,017	$2,140	$2,271	$2,410	$8,839		$11,490
Cartons	$1,500	$1,530	$1,561	$1,592	$1,624	$1,656	$1,689	$1,723	$1,757	$1,793	$1,828	$1,865	$20,118		$1,950	$1,989	$2,029	$2,069	$2,111	$2,153	$2,196	$2,240	$2,285	$2,330	$2,377	$2,424	$26,153		$7,757	$8,232	$8,736	$9,271	$33,997		$10,084	$10,702	$11,357	$12,052	$44,194		$57,450
Total Inventory Expense	$6,300	$6,426	$6,555	$6,686	$6,819	$6,956	$7,095	$7,237	$7,381	$7,529	$7,680	$7,833	$84,496		$8,190	$8,353	$8,521	$8,691	$8,865	$9,042	$9,223	$9,407	$9,596	$9,787	$9,983	$10,183	$109,841		$32,581	$34,576	$36,692	$38,938	$142,787		$42,354	$44,947	$47,698	$50,617	$185,616		$241,291
Product Line 8 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$20,000	$20,400	$20,808	$21,224	$21,649	$22,082	$22,523	$22,974	$23,433	$23,902	$24,380	$24,867	$268,242		$25,999	$26,519	$27,049	$27,590	$28,142	$28,705	$29,279	$29,865	$30,462	$31,071	$31,693	$32,326	$348,700		$103,433	$109,764	$116,483	$123,612	$453,292		$134,458	$142,688	$151,421	$160,690	$589,256		$766,002
Ingredients	$4,000 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: This worksheet will help you manage your inventory expenditures. For each product line, enter the dollar amount you will spend each period on inventory. If yours is a service business, you can probably ignore this worksheet.	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"		$4,080	$4,162	$4,245	$4,330	$4,416	$4,505	$4,595	$4,687	$4,780	$4,876	$4,973	$53,648		$5,200	$5,304	$5,410	$5,518	$5,628	$5,741	$5,856	$5,973	$6,092	$6,214	$6,339	$6,465	$69,740		$20,687	$21,953	$23,297	$24,722	$90,658		$26,892	$28,538	$30,284	$32,138	$117,851		$153,200
Bottle Caps	$500	$510	$520	$531	$541	$552	$563	$574	$586	$598	$609	$622	$6,706		$650	$663	$676	$690	$704	$718	$732	$747	$762	$777	$792	$808	$8,718		$2,586	$2,744	$2,912	$3,090	$11,332		$3,361	$3,567	$3,786	$4,017	$14,731		$19,150
Labels	$300	$306	$312	$318	$325	$331	$338	$345	$351	$359	$366	$373	$4,024		$390	$398	$406	$414	$422	$431	$439	$448	$457	$466	$475	$485	$5,231		$1,551	$1,646	$1,747	$1,854	$6,799		$2,017	$2,140	$2,271	$2,410	$8,839		$11,490
Cartons	$1,500	$1,530	$1,561	$1,592	$1,624	$1,656	$1,689	$1,723	$1,757	$1,793	$1,828	$1,865	$20,118		$1,950	$1,989	$2,029	$2,069	$2,111	$2,153	$2,196	$2,240	$2,285	$2,330	$2,377	$2,424	$26,153		$7,757	$8,232	$8,736	$9,271	$33,997		$10,084	$10,702	$11,357	$12,052	$44,194		$57,450
Total Inventory Expense	$6,300	$6,426	$6,555	$6,686	$6,819	$6,956	$7,095	$7,237	$7,381	$7,529	$7,680	$7,833	$84,496		$8,190	$8,353	$8,521	$8,691	$8,865	$9,042	$9,223	$9,407	$9,596	$9,787	$9,983	$10,183	$109,841		$32,581	$34,576	$36,692	$38,938	$142,787		$42,354	$44,947	$47,698	$50,617	$185,616		$241,291
Product Line 9 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
	Author: This Cost of Goods number is pulled over from your Sales Projections and shows how much product you plan to sell each month. It's here simply to aid you in determining how much inventory you need to purchase.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Cost of Goods Sold	$94,500	$96,390	$98,318	$100,284	$102,290	$104,336	$106,422	$108,551	$110,722	$112,936	$115,195	$117,499	$1,267,442		$122,845	$125,302	$127,808	$130,364	$132,971	$135,631	$138,344	$141,110	$143,933	$146,811	$149,747	$152,742	$1,647,609		$488,722	$518,636	$550,380	$584,068	$2,141,806		$635,313	$674,199	$715,466	$759,258	$2,784,236		$3,619,362
Ingredients	$4,000 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: Are these cells showing red? As an aid to you, these cells will show in red until you indicate the purchase of enough inventory to cover your Cost of Goods for the period. In other words, your Total Inventory Expense should equal your Cost of Goods Sold from the SalesProj worksheet. If it isn't, you might need to adjust your % for COGS on the SalesProj worksheet (D12, D22, etc.)	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"		$4,080	$4,162	$4,245	$4,330	$4,416	$4,505	$4,595	$4,687	$4,780	$4,876	$4,973	$53,648		$5,200	$5,304	$5,410	$5,518	$5,628	$5,741	$5,856	$5,973	$6,092	$6,214	$6,339	$6,465	$69,740		$20,687	$21,953	$23,297	$24,722	$90,658		$26,892	$28,538	$30,284	$32,138	$117,851		$153,200
Bottle Caps	$500	$510	$520	$531	$541	$552	$563	$574	$586	$598	$609	$622	$6,706		$650	$663	$676	$690	$704	$718	$732	$747	$762	$777	$792	$808	$8,718		$2,586	$2,744	$2,912	$3,090	$11,332		$3,361	$3,567	$3,786	$4,017	$14,731		$19,150
Labels	$300	$306	$312	$318	$325	$331	$338	$345	$351	$359	$366	$373	$4,024		$390	$398	$406	$414	$422	$431	$439	$448	$457	$466	$475	$485	$5,231		$1,551	$1,646	$1,747	$1,854	$6,799		$2,017	$2,140	$2,271	$2,410	$8,839		$11,490
Cartons	$1,500	$1,530	$1,561	$1,592	$1,624	$1,656	$1,689	$1,723	$1,757	$1,793	$1,828	$1,865	$20,118		$1,950	$1,989	$2,029	$2,069	$2,111	$2,153	$2,196	$2,240	$2,285	$2,330	$2,377	$2,424	$26,153		$7,757	$8,232	$8,736	$9,271	$33,997		$10,084	$10,702	$11,357	$12,052	$44,194		$57,450
Total Inventory Expense	$6,300	$6,426	$6,555	$6,686	$6,819	$6,956	$7,095	$7,237	$7,381	$7,529	$7,680	$7,833	$84,496		$8,190	$8,353	$8,521	$8,691	$8,865	$9,042	$9,223	$9,407	$9,596	$9,787	$9,983	$10,183	$109,841		$32,581	$34,576	$36,692	$38,938	$142,787		$42,354	$44,947	$47,698	$50,617	$185,616		$241,291
Product Line 10 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Cost of Goods Sold	$62,500	$63,750	$65,025	$66,326	$67,652	$69,005	$70,385	$71,793	$73,229	$74,693	$76,187	$77,711	$838,256		$81,247	$82,872	$84,529	$86,220	$87,944	$89,703	$91,497	$93,327	$95,194	$97,097	$99,039	$101,020	$1,089,689		$323,229	$343,013	$364,008	$386,288	$1,416,538		$420,181	$445,899	$473,192	$502,155	$1,841,426		$2,393,758
Ingredients	$4,000 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"		$4,080	$4,162	$4,245	$4,330	$4,416	$4,505	$4,595	$4,687	$4,780	$4,876	$4,973	$53,648		$5,200	$5,304	$5,410	$5,518	$5,628	$5,741	$5,856	$5,973	$6,092	$6,214	$6,339	$6,465	$69,740		$20,687	$21,953	$23,297	$24,722	$90,658		$26,892	$28,538	$30,284	$32,138	$117,851	$153,200
Bottle Caps	$500	$510	$520	$531	$541	$552	$563	$574	$586	$598	$609	$622	$6,706		$650	$663	$676	$690	$704	$718	$732	$747	$762	$777	$792	$808	$8,718		$2,586	$2,744	$2,912	$3,090	$11,332		$3,361	$3,567	$3,786	$4,017	$14,731		$19,150
Labels	$300	$306	$312	$318	$325	$331	$338	$345	$351	$359	$366	$373	$4,024		$390	$398	$406	$414	$422	$431	$439	$448	$457	$466	$475	$485	$5,231		$1,551	$1,646	$1,747	$1,854	$6,799		$2,017	$2,140	$2,271	$2,410	$8,839		$11,490
Cartons	$1,500	$1,530	$1,561	$1,592	$1,624	$1,656	$1,689	$1,723	$1,757	$1,793	$1,828	$1,865	$20,118		$1,950	$1,989	$2,029	$2,069	$2,111	$2,153	$2,196	$2,240	$2,285	$2,330	$2,377	$2,424	$26,153		$7,757	$8,232	$8,736	$9,271	$33,997		$10,084	$10,702	$11,357	$12,052	$44,194		$57,450
Total Inventory Expense	$6,300	$6,426	$6,555	$6,686	$6,819	$6,956	$7,095	$7,237	$7,381	$7,529	$7,680	$7,833	$84,496		$8,190	$8,353	$8,521	$8,691	$8,865	$9,042	$9,223	$9,407	$9,596	$9,787	$9,983	$10,183	$109,841		$32,581	$34,576	$36,692	$38,938	$142,787		$42,354	$44,947	$47,698	$50,617	$185,616		$241,291
GRAND TOTAL INVENTORY	$63,000	$64,260	$65,545	$66,856	$68,193	$69,557	$70,948	$72,367	$73,815	$75,291	$76,797	$78,333	$844,962		$81,897	$83,535	$85,205	$86,909	$88,648	$90,421	$92,229	$94,074	$95,955	$97,874	$99,832	$101,828	$1,098,406		$325,815	$345,757	$366,920	$389,379	$1,427,871		$423,542	$449,466	$476,977	$506,172	$1,856,157		$2,412,908

CapEx

Capital Purchases Author: This worksheet allows you to track capital expenditures and manage depreciation for those expenditures.
Item	Cost	Purchase Date		Years of Service	Salvage Value
							Reminder: All purchases must be on or after your business start date of:
Facilities Author: Facilities include, land, buildings, building upgrades, fixtures, etc. NOTE: If you will need more than 10 items in each category on this worksheet, combine items into groups and enter data for the entire group on a single line.		Month	Year				December-2008
Item Name (change name here)	$0 Author: Enter the cost of the item(s) here. This will be used to calculate depreciation, and will be added to your financial statements.	Jan Author: Enter the month you will purchase the item(s). Note: When entering dates on this worksheet, make sure that they don't fall prior to your current startup date (as entered on the Setup worksheet). Doing so will cause "#NUM!" calculation errors on later worksheets. However, you need not change the dates on lines you are not using.	2013 Author: Enter the year you will purchase the item(s).	1 Author: Enter the number of years you will use the item(s) before it wears out, you retire it, or sell it. This number will be used to calculate depreciation in your financial statements using the Straight Line method. NOTE: If you'd rather "expense" the item(s) in the year it is purchased, regardless of how many years you will use it, leave the number set to 1 year, and it will not be depreciated on your financial statements. For information about the tax implications/requirements of depreciation, please consult a competent accountant.	$0 Author: This is the value of the item at the time you stop using it, or the price you might receive for it if you sell it. For example, a $1000 desk might be worth $300 when you sell it after five years of use. You would enter $300 in this cell. If you will not be depreciating the item (the Years of Service column is set to 1 year), you can ignore this.
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Equipment Author: Equipment includes machinery, furniture, vehicles, etc.
Author: This worksheet allows you to track capital expenditures and manage depreciation for those expenditures.	Author: Facilities include, land, buildings, building upgrades, fixtures, etc. NOTE: If you will need more than 10 items in each category on this worksheet, combine items into groups and enter data for the entire group on a single line.	Author: Enter the cost of the item(s) here. This will be used to calculate depreciation, and will be added to your financial statements.	Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Computer Hardware/Software Author: Includes PCs, servers, monitors, printers, scanners, other peripherals, and software applications.
		Author: Enter the month you will purchase the item(s). Note: When entering dates on this worksheet, make sure that they don't fall prior to your current startup date (as entered on the Setup worksheet). Doing so will cause "#NUM!" calculation errors on later worksheets. However, you need not change the dates on lines you are not using.	Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Telecommunications Author: Telecommunications includes phone systems, fax machines, etc.
			Author: Enter the year you will purchase the item(s).	Author: Enter the number of years you will use the item(s) before it wears out, you retire it, or sell it. This number will be used to calculate depreciation in your financial statements using the Straight Line method. NOTE: If you'd rather "expense" the item(s) in the year it is purchased, regardless of how many years you will use it, leave the number set to 1 year, and it will not be depreciated on your financial statements. For information about the tax implications/requirements of depreciation, please consult a competent accountant.	Author: This is the value of the item at the time you stop using it, or the price you might receive for it if you sell it. For example, a $1000 desk might be worth $300 when you sell it after five years of use. You would enter $300 in this cell. If you will not be depreciating the item (the Years of Service column is set to 1 year), you can ignore this.	Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Item Name (change name here)	$0	Jan	2013	1	$0
Land Author: Land purchases are not depreciable.
Item Name (change name here)	$0	Jan	2013	Land is a non-depreciable asset
Item Name (change name here)	$0	Jan	2013
Item Name (change name here)	$0	Jan	2013
Item Name (change name here)	$0	Jan	2013
Item Name (change name here)	$0	Jan	2013
Item Name (change name here)	$0	Jan	2013
Item Name (change name here)	$0	Jan	2013
Item Name (change name here)	$0	Jan	2013
Item Name (change name here)	$0	Jan	2013
Item Name (change name here)	$0	Jan	2013

Capital Purchases

StaffBudj

Staffing Budget Author: For information about this worksheet, see "Staffing Budget" section and worksheet in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.	2013													2014													2015					2016					2017
	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL	TOTAL
Management
# Salaried Employees	10.00 Author: Enter the number of full-time employees you expect to have working for you in this category during this month. For part-time employees, enter their information below under "Part-time / Hourly Employees".	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00		10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00		10.00 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	10.00	10.00	10.00		10.00	10.00	10.00	10.00		10.00
Avg Salary per employee	$3,000 Author: Enter the amount you expect to pay each employee in this category this month. The Worksheets will multiply the number of employees (from the line above) with this number to generate your total cost (less benefits and taxes, below).	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$36,000	$3,105	$3,105	$3,105	$3,105	$3,105	$3,105	$3,105	$3,105	$3,105	$3,105	$3,105	$3,105	$37,260	$9,641	$9,641	$9,641	$9,641	$38,564	$9,978	$9,978	$9,978	$9,978	$39,914	$41,311
Benefits (across all employees)	$4,167 Author: This value is calculated using the number you entered on the "Setup and Assumptions" worksheet and the number of employees you entered above.	$4,167	$4,167	$4,167	$4,167	$4,167	$4,167	$4,167	$4,167	$4,167	$4,167	$4,167	$50,000	$4,375	$4,375	$4,375	$4,375	$4,375	$4,375	$4,375	$4,375	$4,375	$4,375	$4,375	$4,375	$52,500	$13,781	$13,781	$13,781	$13,781	$55,125	$14,470	$14,470	$14,470	$14,470	$57,881	$60,775
Payroll Taxes (across all employees)	$4,500	$4,500	$4,500	$4,500	$4,500	$4,500	$4,500	$4,500	$4,500	$4,500	$4,500	$4,500	$54,000	$4,658	$4,658	$4,658	$4,658	$4,658	$4,658	$4,658	$4,658	$4,658	$4,658	$4,658	$4,658	$55,890	$14,462	$14,462	$14,462	$14,462	$57,846	$14,968	$14,968	$14,968	$14,968	$59,871	$61,966
Total Costs	$38,667	$38,667	$38,667	$38,667	$38,667	$38,667	$38,667	$38,667	$38,667	$38,667	$38,667	$38,667	$464,000	$40,083	$40,083	$40,083	$40,083	$40,083	$40,083	$40,083	$40,083	$40,083	$40,083	$40,083	$40,083	$480,990	$124,653	$124,653	$124,653	$124,653	$498,612	$129,223	$129,223	$129,223	$129,223	$516,890	$535,850
Administrative/Support
# Salaried Employees	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00		10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00		10.00 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	10.00	10.00	10.00		10.00	10.00	10.00	10.00		10.00
Avg Salary per employee	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$24,000	$2,070	$2,070	$2,070	$2,070	$2,070	$2,070	$2,070	$2,070	$2,070	$2,070	$2,070	$2,070	$24,840	$6,427	$6,427	$6,427	$6,427	$25,709	$6,652	$6,652	$6,652	$6,652	$26,609	$27,541
Benefits (across all employees)	$4,167	$4,167	$4,167	$4,167	$4,167	$4,167	$4,167	$4,167	$4,167	$4,167	$4,167	$4,167	$50,000	$4,375	$4,375	$4,375	$4,375	$4,375	$4,375	$4,375	$4,375	$4,375	$4,375	$4,375	$4,375	$52,500	$13,781	$13,781	$13,781	$13,781	$55,125	$14,470	$14,470	$14,470	$14,470	$57,881	$60,775
Payroll Taxes (across all employees)	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$36,000	$3,105	$3,105	$3,105	$3,105	$3,105	$3,105	$3,105	$3,105	$3,105	$3,105	$3,105	$3,105	$37,260	$9,641	$9,641	$9,641	$9,641	$38,564	$9,978	$9,978	$9,978	$9,978	$39,914	$41,311
Total Costs	$27,167	$27,167	$27,167	$27,167	$27,167	$27,167	$27,167	$27,167	$27,167	$27,167	$27,167	$27,167	$326,000	$28,180	$28,180	$28,180	$28,180	$28,180	$28,180	$28,180	$28,180	$28,180	$28,180	$28,180	$28,180	$338,160	$87,696	$87,696	$87,696	$87,696	$350,783	$90,972	$90,972	$90,972	$90,972	$363,887	$377,492
Sales/Marketing
# Salaried Employees	30.00	30.00	30.00	30.00	30.00	30.00	30.00	30.00	30.00	30.00	30.00	30.00		30.00	30.00	30.00	30.00	30.00	30.00	30.00	30.00	30.00	30.00	30.00	30.00		30.00 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: For information about this worksheet, see "Staffing Budget" section and worksheet in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.										Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	30.00	30.00	30.00	30.00	30.00	30.00	30.00	30.00
Avg Salary per employee	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$14,400	$1,242	$1,242	$1,242	$1,242	$1,242	$1,242	$1,242	$1,242	$1,242	$1,242	$1,242	$1,242	$14,904	$3,856	$3,856	$3,856	$3,856	$15,426	$3,991	$3,991	$3,991	$3,991	$15,966	$16,524
Benefits (across all employees)	$12,500	$12,500	$12,500	$12,500	$12,500	$12,500	$12,500	$12,500	$12,500	$12,500	$12,500	$12,500	$150,000	$13,125	$13,125	$13,125	$13,125	$13,125	$13,125	$13,125	$13,125	$13,125	$13,125	$13,125	$13,125	$157,500	$41,344	$41,344	$41,344	$41,344	$165,375	$43,411	$43,411	$43,411	$43,411	$173,644	$182,326
Payroll Taxes (across all employees)	$5,400	$5,400	$5,400	$5,400	$5,400	$5,400	$5,400	$5,400	$5,400	$5,400	$5,400	$5,400	$64,800	$5,589	$5,589	$5,589	$5,589	$5,589	$5,589	$5,589	$5,589	$5,589	$5,589	$5,589	$5,589	$67,068	$17,354	$17,354	$17,354	$17,354	$69,415	$17,961	$17,961	$17,961	$17,961	$71,845	$74,359
Total Costs	$53,900	$53,900	$53,900	$53,900	$53,900	$53,900	$53,900	$53,900	$53,900	$53,900	$53,900	$53,900	$646,800	$55,974	$55,974	$55,974	$55,974	$55,974	$55,974	$55,974	$55,974	$55,974	$55,974	$55,974	$55,974	$671,688	$174,390	$174,390	$174,390	$174,390	$697,560	$181,114	$181,114	$181,114	$181,114	$724,455	$752,415
Operations/Production
# Salaried Employees	20.00	20.00	20.00	20.00	20.00	20.00	20.00	20.00	20.00	20.00	20.00	20.00		20.00	20.00	20.00	20.00	20.00	20.00	20.00	20.00	20.00	20.00	20.00	20.00		20.00 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	20.00	20.00	20.00		20.00	20.00	20.00	20.00		20.00
Avg Salary per employee	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$18,000	$1,553	$1,553	$1,553	$1,553	$1,553	$1,553	$1,553	$1,553	$1,553	$1,553	$1,553	$1,553	$18,630	$4,821	$4,821	$4,821	$4,821	$19,282	$4,989	$4,989	$4,989	$4,989	$19,957	$20,655
Benefits (across all employees)	$8,333	$8,333	$8,333	$8,333	$8,333	$8,333	$8,333	$8,333	$8,333	$8,333	$8,333	$8,333	$100,000	$8,750	$8,750	$8,750	$8,750	$8,750	$8,750	$8,750	$8,750	$8,750	$8,750	$8,750	$8,750	$105,000	$27,563	$27,563	$27,563	$27,563	$110,250	$28,941	$28,941	$28,941	$28,941	$115,763	$121,551
Payroll Taxes (across all employees)	$4,500	$4,500	$4,500	$4,500	$4,500	$4,500	$4,500	$4,500	$4,500	$4,500	$4,500	$4,500	$54,000	$4,658	$4,658	$4,658	$4,658	$4,658	$4,658	$4,658	$4,658	$4,658	$4,658	$4,658	$4,658	$55,890	$14,462	$14,462	$14,462	$14,462	$57,846	$14,968	$14,968	$14,968	$14,968	$59,871	$61,966
Total Costs	$42,833	$42,833	$42,833	$42,833	$42,833	$42,833	$42,833	$42,833	$42,833	$42,833	$42,833	$42,833	$514,000	$44,458	$44,458	$44,458	$44,458	$44,458	$44,458	$44,458	$44,458	$44,458	$44,458	$44,458	$44,458	$533,490	$138,434	$138,434	$138,434	$138,434	$553,737	$143,693	$143,693	$143,693	$143,693	$574,772	$596,625
Other
# Salaried Employees	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00		10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00		10.00 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	10.00	10.00	10.00		10.00	10.00	10.00	10.00		10.00
Avg Salary per employee	$800	$800	$800	$800	$800	$800	$800	$800	$800	$800	$800	$800	$9,600	$828	$828	$828	$828	$828	$828	$828	$828	$828	$828	$828	$828	$9,936	$2,571	$2,571	$2,571	$2,571	$10,284	$2,661	$2,661	$2,661	$2,661	$10,644	$11,016
Benefits (across all employees)	$4,167	$4,167	$4,167	$4,167	$4,167	$4,167	$4,167	$4,167	$4,167	$4,167	$4,167	$4,167	$50,000	$4,375	$4,375	$4,375	$4,375	$4,375	$4,375	$4,375	$4,375	$4,375	$4,375	$4,375	$4,375	$52,500	$13,781	$13,781	$13,781	$13,781	$55,125	$14,470	$14,470	$14,470	$14,470	$57,881	$60,775
Payroll Taxes (across all employees)	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$1,200	$14,400	$1,242	$1,242	$1,242	$1,242	$1,242	$1,242	$1,242	$1,242	$1,242	$1,242	$1,242	$1,242	$14,904	$3,856	$3,856	$3,856	$3,856	$15,426	$3,991	$3,991	$3,991	$3,991	$15,966	$16,524
Total Costs	$13,367	$13,367	$13,367	$13,367	$13,367	$13,367	$13,367	$13,367	$13,367	$13,367	$13,367	$13,367	$14,400	$13,897	$13,897	$13,897	$13,897	$13,897	$13,897	$13,897	$13,897	$13,897	$13,897	$13,897	$13,897	$166,764	$43,347	$43,347	$43,347	$43,347	$173,388	$45,071	$45,071	$45,071	$45,071	$180,284	$187,462
Part-Time / Hourly Employees
# Part-Time Employees	10	10	10	10	10	10	10	10	10	10	10	10		10	10	10	10	10	10	10	10	10	10	10	10		10 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: Enter the number of full-time employees you expect to have working for you in this category during this month. For part-time employees, enter their information below under "Part-time / Hourly Employees".	Author: Enter the amount you expect to pay each employee in this category this month. The Worksheets will multiply the number of employees (from the line above) with this number to generate your total cost (less benefits and taxes, below).									Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: This value is calculated using the number you entered on the "Setup and Assumptions" worksheet and the number of employees you entered above.								Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	10	10	10	10	10	10	10	10
Avg. Hours per Hourly Employee	10.0	10.0	10.0	10.0	10.0	10.0	10.0	10.0	10.0	10.0	10.0	10.0		10.0	10.0	10.0	10.0	10.0	10.0	10.0	10.0	10.0	10.0	10.0	10.0		30.0	30.0	30.0	30.0		30.0	30.0	$30.00	$30.00		120.0
Avg Hourly Rate	$100.00	$100.00	$100.00	$100.00	$100.00	$100.00	$100.00	$100.00	$100.00	$100.00	$100.00	$100.00		$103.50	$103.50	$103.50	$103.50	$103.50	$103.50	$103.50	$103.50	$103.50	$103.50	$103.50	$103.50		$107.12	$107.12	$107.12	$107.12		$110.87	$110.87	$110.87	$110.87		$114.75
Calculated Wages Per Hourly Employee	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$12,000	$1,035	$1,035	$1,035	$1,035	$1,035	$1,035	$1,035	$1,035	$1,035	$1,035	$1,035	$1,035	$12,420	$3,214	$3,214	$3,214	$3,214	$12,855	$3,326	$3,326	$3,326	$3,326	$13,305	$13,770
Wages	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$120,000	$10,350	$10,350	$10,350	$10,350	$10,350	$10,350	$10,350	$10,350	$10,350	$10,350	$10,350	$10,350	$124,200	$32,137	$32,137	$32,137	$32,137	$128,547	$33,262	$33,262	$33,262	$33,262	$133,046	$1,580,171
Benefits (across all employees)	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$360	$32	$32	$32	$32	$32	$32	$32	$32	$32	$32	$32	$32	$378	$99	$99	$99	$99	$397	$104	$104	$104	$104	$417	$438
Payroll Taxes (across all employees)	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$18,000	$1,553	$1,553	$1,553	$1,553	$1,553	$1,553	$1,553	$1,553	$1,553	$1,553	$1,553	$1,553	$18,630	$4,821	$4,821	$4,821	$4,821	$19,282	$4,989	$4,989	$4,989	$4,989	$19,957	$20,655
Total Costs	$11,530	$11,530	$11,530	$11,530	$11,530	$11,530	$11,530	$11,530	$11,530	$11,530	$11,530	$11,530	$138,360	$11,934	$11,934	$11,934	$11,934	$11,934	$11,934	$11,934	$11,934	$11,934	$11,934	$11,934	$11,934	$143,208	$37,056	$37,056	$37,056	$37,056	$148,226	$38,355	$38,355	$38,355	$38,355	$153,420	$1,601,264
TOTAL
# Full Time Employees	80	80	80	80	80	80	80	80	80	80	80	80		80	80	80	80	80	80	80	80	80	80	80	80		80	80	80	80		80	80	80	80		80
# Part-Time Employees	10	10	10	10	10	10	10	10	10	10	10	10		10	10	10	10	10	10	10	10	10	10	10	10		10	10	10	10		10	10	10	10		10
Salary/Wages	$134,000	$134,000	$134,000	$134,000	$134,000	$134,000	$134,000	$134,000	$134,000	$134,000	$134,000	$134,000	$1,608,000	$138,690	$138,690	$138,690	$138,690	$138,690	$138,690	$138,690	$138,690	$138,690	$138,690	$138,690	$138,690	$1,664,280	$430,632	$430,632	$430,632	$430,632	$1,722,530	$445,705	$445,705	$445,705	$445,705	$1,782,818	$3,287,685
Benefits	$33,363	$33,363	$33,363	$33,363	$33,363	$33,363	$33,363	$33,363	$33,363	$33,363	$33,363	$33,363	$400,360	$35,032	$35,032	$35,032	$35,032	$35,032	$35,032	$35,032	$35,032	$35,032	$35,032	$35,032	$35,032	$420,378	$110,349	$110,349	$110,349	$110,349	$441,397	$115,867	$115,867	$115,867	$115,867	$463,467	$486,640
Payroll Taxes	$20,100	$20,100	$20,100	$20,100	$20,100	$20,100	$20,100	$20,100	$20,100	$20,100	$20,100	$20,100	$241,200	$20,804	$20,804	$20,804	$20,804	$20,804	$20,804	$20,804	$20,804	$20,804	$20,804	$20,804	$20,804	$249,642	$64,595	$64,595	$64,595	$64,595	$258,379	$66,856	$66,856	$66,856	$66,856	$267,423	$276,783
GRAND TOTAL COSTS	$187,463	$187,463	$187,463	$187,463	$187,463	$187,463	$187,463	$187,463	$187,463	$187,463	$187,463	$187,463	$2,249,560	$194,525	$194,525	$194,525	$194,525	$194,525	$194,525	$194,525	$194,525	$194,525	$194,525	$194,525	$194,525	$2,334,300	$605,577	$605,577	$605,577	$605,577	$2,422,306	$628,427	$628,427	$628,427	$628,427	$2,513,708	$4,051,108

Staffing Budget

MktBudj

	For a more comprehensive and detailed Marketing Budget, purchase the Excel Marketing Budget Templates from PlanningShop.
Marketing Budget Author: For information about this worksheet, see Chapter 10, "Marketing Plan & Sales Strategy" in Successful Business Plan: Secrets & Strategies	2013														2014														2015						2016						2017
	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
Professional Assistance
Marketing/PR Consultants	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$60,000		$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$60,000		$15,000	$15,000	$15,000	$15,000	$60,000		$15,000	$15,000	$15,000	$15,000	$60,000		$60,000
Advertising Agencies	$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$72,000		$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$72,000		$18,000	$18,000	$18,000	$18,000	$72,000		$18,000	$18,000	$18,000	$18,000	$72,000		$72,000
Social Media Specialists	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$60,000		$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$60,000		$15,000	$15,000	$15,000	$15,000	$60,000		$15,000	$15,000	$15,000	$15,000	$60,000		$60,000
SEO Specialist	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$36,000		$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$36,000		$9,000	$9,000	$9,000	$9,000	$36,000		$9,000	$9,000	$9,000	$9,000	$36,000		$36,000
Graphic/Web Design	$4,000	$4,000	$4,000	$4,000	$4,000	$4,000	$4,000	$4,000	$4,000	$4,000	$4,000	$4,000	$48,000		$4,000	$4,000	$4,000	$4,000	$4,000	$4,000	$4,000	$4,000	$4,000	$4,000	$4,000	$4,000	$48,000		$12,000	$12,000	$12,000	$12,000	$48,000		$12,000	$12,000	$12,000	$12,000	$48,000		$48,000
Brochures/Leaflets/Flyers	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$3,000		$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$3,000		$750	$750	$750	$750	$3,000		$750	$750	$750	$750	$3,000		$3,000
Signs/Billboards	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$3,600		$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$3,600		$900	$900	$900	$900	$3,600		$900	$900	$900	$900	$3,600		$3,600
Merchandising Displays	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$300	$300	$300	$300	$1,200		$300	$300	$300	$300	$1,200		$1,200
Sampling/Premiums	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$600		$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$600		$150	$150	$150	$150	$600		$150	$150	$150	$150	$600		$600
Media Advertising
Print (newspaper, etc.)	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$24,000		$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$24,000		$6,000	$6,000	$6,000	$6,000	$24,000		$6,000	$6,000	$6,000	$6,000	$24,000		$24,000
Television and Radio	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$18,000		$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$18,000		$4,500	$4,500	$4,500	$4,500	$18,000		$4,500	$4,500	$4,500	$4,500	$18,000		$18,000
Online Author: Includes AdWords, banner ads, social media ads, etc.	Author: For information about this worksheet, see Chapter 10, "Marketing Plan & Sales Strategy" in Successful Business Plan: Secrets & Strategies	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$12,000		$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$12,000		$3,000	$3,000	$3,000	$3,000	$12,000		$3,000	$3,000	$3,000	$3,000	$12,000		$12,000
Other Media	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$6,000		$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$6,000		$1,500	$1,500	$1,500	$1,500	$6,000		$1,500	$1,500	$1,500	$1,500	$6,000		$6,000
Phone Directories	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$6,000		$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$6,000		$1,500	$1,500	$1,500	$1,500	$6,000		$1,500	$1,500	$1,500	$1,500	$6,000		$6,000
Advertising Specialties	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$12,000		$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$12,000		$3,000	$3,000	$3,000	$3,000	$12,000		$3,000	$3,000	$3,000	$3,000	$12,000		$12,000
Direct Mail	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$300	$300	$300	$300	$1,200		$300	$300	$300	$300	$1,200		$1,200
Website
Development/Programming	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$30,000		$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$30,000		$7,500	$7,500	$7,500	$7,500	$30,000		$7,500	$7,500	$7,500	$7,500	$30,000		$30,000
Maintenance and Hosting	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$24,000		$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$24,000		$6,000	$6,000	$6,000	$6,000	$24,000		$6,000	$6,000	$6,000	$6,000	$24,000		$24,000
Trade Shows
Fees and Setup	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$300	$300	$300	$300	$1,200		$300	$300	$300	$300	$1,200		$1,200
Travel/Shipping	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$2,400		$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$2,400		$600	$600	$600	$600	$2,400		$600	$600	$600	$600	$2,400		$2,400
Exhibits/Signs	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$12,000		$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$12,000		$3,000	$3,000	$3,000	$3,000	$12,000		$3,000	$3,000	$3,000	$3,000	$12,000		$12,000
Public Relations/Materials	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$3,000		$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$3,000		$750	$750	$750	$750	$3,000		$750	$750	$750	$750	$3,000		$3,000
Informal Marketing / Networking
Memberships/Meetings	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$3,000		$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$3,000		$750	$750	$750	$750	$3,000		$750	$750	$750	$750	$3,000		$3,000
Entertainment	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$3,000		$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$3,000		$750	$750	$750	$750	$3,000		$750	$750	$750	$750	$3,000		$3,000
Other	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$300	$300	$300	$300	$1,200		$300	$300	$300	$300	$1,200		$1,200
GRAND TOTAL COSTS	$36,950	$36,950	$36,950	$36,950	$36,950	$36,950	$36,950	$36,950	$36,950	$36,950	$36,950	$36,950	$443,400		$36,950	$36,950	$36,950	$36,950	$36,950	$36,950	$36,950	$36,950	$36,950	$36,950	$36,950	$36,950	$443,400		$110,850	$110,850	$110,850	$110,850	$443,400		$110,850	$110,850	$110,850	$110,850	$443,400		$443,400

Marketing Budget

ProSvs

Professional Services Author: For information about this worksheet, see Chapter 13, "Management & Organization" in Successful Business Plan: Secrets & Strategies.	2013	2014	2015	2016	2017
General Author: For professional services related to marketing, use the Marketing Budget spreadsheets.
Attorneys	$2,000 Author: The number you enter here will be equally divided among the 12 months of the year on your Income Statement.	$2,000	$2,000	$2,000	$2,000
Accountants	$1,500	$1,500	$1,500	$1,500	$1,500
Management consultants	$2,000	$2,000	$2,000	$2,000	$2,000
Industry specialists	$0	$0	$0	$0	$0
Technology consultants	$0	$0	$0	$0	$0
Other (Mary Cates)	$11,000	$0	$0	$0	$0
Other (change title here)	$0	$0	$0	$0	$0
Total Costs	$16,500	$5,500	$5,500	$5,500	$5,500
GRAND TOTAL COSTS	$16,500	$5,500	$5,500	$5,500	$5,500

Professional Services Budget

CapInvest

Capital Investments and Loans Author: This worksheet will help you manage loans and investments in your business.
Item	Amount	Date		Loan Period Sure Product Consulting: Loan period is in NUMBER OF MONTHS	Interest Rate
							Reminder: All invesments & loans must be on or after your business start date of:
Equity Capital Investments Author: Equity capital investments can come from a number of sources, including venture capitalists, angel investors, and family members. Generally, these investors are purchasing a percentage of (or shares in) your company. They expect to reap the rewards of your business' success through periodic dividend payments (a share of the profits) and/or when the company is sold.				Sure Product Consulting: Loan period is in NUMBER OF MONTHS	Month	Year		December-2008
Melinda Cates	$40,000 Author: Enter the amount that will be invested in your business from this source. If this investor will inject cash into your business more than one time, use separate lines for each investment.	Jan Author: Enter the month that you will receive the investment cash. Note: When entering dates on this worksheet, make sure that they don't fall prior to your current startup date (as entered on the Setup worksheet). Doing so will cause "#NUM!" calculation errors on later worksheets. However, you need not change the dates on lines you are not using.	2013 Author: Enter the year you will receive the investment cash.	Capital investments are not paid back on a loan schedule.
Glass Bottles	$3,000	Jan	2013
Metal Caps	$300	Jan	2013
Card board cartons	$500	Jan	2013
NAB Ingredients	$600	Jan	2013
Labels	$840	Jan	2013
Investment Source Name	$0	Jan	2013
Investment Source Name	$0	Jan	2013
Investment Source Name	$0	Jan	2013
Investment Source Name	$0	Jan	2013
Investment Source Name	$0	Jan	2013
Investment Source Name	$0	Jan	2013
Investment Source Name	$0	Jan	2013
Investment Source Name	$0	Jan	2013
Investment Source Name	$0	Jan	2013
Total Capital Investments	$45,240
Loans Author: Unlike equity capital inventments, lenders are typically not interested in purchasing shares in your company--they simply want to be paid back on a fixed schedule, with interest. Lenders can include banks and family members.
Friends and Family	$20,000	Jan	2013	24 Author: Enter the term (length) of the loan in MONTHS. For example, if this will be a three year loan, enter 36 here.	5.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2013	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2013	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2013	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2013	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2013	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2013	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2013	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2013	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2013	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2013	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2013	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2013	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2013	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2013	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2013	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2013	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2013	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2013	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2013	12	0.00% Author: Enter the loan's annual interest rate.
Total Loans	$20,000
TOTAL INVESTMENTS AND LOANS	$65,240

Capital Investments and Loans

IncSt

Income Statements Author: For information about this worksheet, see "Income Statements" in Successful Business Plan: Secrets & Strategies.	2013													2014													2015					2016					2017
	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
INCOME
Gross Sales	$1,106,000	$1,128,120	$1,150,682	$1,173,696	$1,197,170	$1,221,113	$1,245,536	$1,270,446	$1,295,855	$1,321,772	$1,348,208	$1,375,172	$14,833,771	$1,437,742	$1,466,497.16	$1,495,827	$1,525,744	$1,556,259	$1,587,384	$1,619,131	$1,651,514	$1,684,544	$1,718,235	$1,752,600	$1,787,652	$19,283,129	$5,719,857	$6,069,958	$6,441,488	$6,835,759	$25,067,062	$7,435,516	$7,890,629	$8,373,598	$8,886,130	$32,585,873	$42,359,935
(Commissions)	$82,950	$84,609	$86,301	$88,027	$89,788	$91,584	$93,415	$95,283	$97,189	$99,133	$101,116	$103,138	$1,112,533	$107,831	$109,987.29	$112,187	$114,431	$116,719	$119,054	$121,435	$123,864	$126,341	$128,868	$131,445	$134,074	$1,446,235	$428,989	$455,247	$483,112	$512,682	$1,880,030	$557,664	$591,797	$628,020	$666,460	$2,443,940	$3,176,995
(Returns and allowances)	$33,180	$33,844	$34,520	$35,211	$35,915	$36,633	$37,366	$38,113	$38,876	$39,653	$40,446	$41,255	$445,013	$43,132	$43,994.91	$44,875	$45,772	$46,688	$47,622	$48,574	$49,545	$50,536	$51,547	$52,578	$53,630	$578,494	$171,596	$182,099	$193,245	$205,073	$752,012	$223,065	$236,719	$251,208	$266,584	$977,576	$1,270,798
Net Sales	$989,870	$1,009,667	$1,029,861	$1,050,458	$1,071,467	$1,092,896	$1,114,754	$1,137,049	$1,159,790	$1,182,986	$1,206,646	$1,230,779	$13,276,225	$1,286,779	$1,312,514.96	$1,338,765	$1,365,541	$1,392,851	$1,420,708	$1,449,123	$1,478,105	$1,507,667	$1,537,820	$1,568,577	$1,599,948	$17,258,400	$5,119,272	$5,432,612	$5,765,132	$6,118,004	$22,435,020	$6,654,787	$7,062,113	$7,494,371	$7,953,086	$29,164,356	$37,912,142
(Cost of Goods)	$553,000	$564,060	$575,341	$586,848	$598,585	$610,557	$622,768	$635,223	$647,928	$660,886	$674,104	$687,586	$7,416,886	$718,871	$733,248.58	$747,914	$762,872	$778,129	$793,692	$809,566	$825,757	$842,272	$859,118	$876,300	$893,826	$9,641,564	$2,859,929	$3,034,979	$3,220,744	$3,417,879	$12,533,531	$3,717,758	$3,945,314	$4,186,799	$4,443,065	$16,292,936	$21,179,967
GROSS PROFIT	$436,870	$445,607	$454,520	$463,610	$472,882	$482,340	$491,987	$501,826	$511,863	$522,100	$532,542	$543,193	$5,859,340	$567,908	$579,266.38	$590,852	$602,669	$614,722	$627,017	$639,557	$652,348	$665,395	$678,703	$692,277	$706,122	$7,616,836	$2,259,344	$2,397,633	$2,544,388	$2,700,125	$9,901,489	$2,937,029	$3,116,798	$3,307,571	$3,510,021	$12,871,420	$16,732,174
EXPENSES - General and Administrative
Salaries and wages	$134,000	$134,000	$134,000	$134,000	$134,000	$134,000	$134,000	$134,000	$134,000	$134,000	$134,000	$134,000	$1,608,000	$138,690	$138,690	$138,690	$138,690	$138,690	$138,690	$138,690	$138,690	$138,690	$138,690	$138,690	$138,690	$1,664,280	$430,632	$430,632	$430,632	$430,632	$1,722,530	$445,705	$445,705	$445,705	$445,705	$1,782,818	$3,287,685
Employee benefits	$33,363	$33,363	$33,363	$33,363	$33,363	$33,363	$33,363	$33,363	$33,363	$33,363	$33,363	$33,363	$400,360	$35,032	$35,032	$35,032	$35,032	$35,032	$35,032	$35,032	$35,032	$35,032	$35,032	$35,032	$35,032	$420,378	$110,349	$110,349	$110,349	$110,349	$441,397	$115,867	$115,867	$115,867	$115,867	$463,467	$486,640
Payroll taxes	$20,100	$20,100	$20,100	$20,100	$20,100	$20,100	$20,100	$20,100	$20,100	$20,100	$20,100	$20,100	$241,200	$20,804	$20,804	$20,804	$20,804	$20,804	$20,804	$20,804	$20,804	$20,804	$20,804	$20,804	$20,804	$249,642	$64,595	$64,595	$64,595	$64,595	$258,379	$66,856	$66,856	$66,856	$66,856	$267,423	$276,783
Professional services	$1,375	$1,375	$1,375	$1,375	$1,375	$1,375	$1,375	$1,375	$1,375	$1,375	$1,375	$1,375	$16,500	$458	$458	$458	$458	$458	$458	$458	$458	$458	$458	$458	$458	$5,500	$1,375	$1,375	$1,375	$1,375	$5,500	$1,375	$1,375	$1,375	$1,375	$5,500	$5,500
Marketing and advertising	$36,950	$36,950	$36,950	$36,950	$36,950	$36,950	$36,950	$36,950	$36,950	$36,950	$36,950	$36,950	$443,400	$36,950	$36,950	$36,950	$36,950	$36,950	$36,950	$36,950	$36,950	$36,950	$36,950	$36,950	$36,950	$443,400	$110,850	$110,850	$110,850	$110,850	$443,400	$110,850	$110,850	$110,850	$110,850	$443,400	$443,400
Rent	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Equipment rental	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$12,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$12,000	$3,000	$3,000	$3,000	$3,000	$12,000	$3,000	$3,000	$3,000	$3,000	$12,000	$12,000
Maintenance	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$2,400	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$2,400	$600	$600	$600	$600	$2,400	$600	$600	$600	$600	$2,400	$2,400
Depreciation	$100	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$100	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Insurance	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Telephone service	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Utilities	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Office supplies	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Postage and shipping	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Travel	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Entertainment	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Interest on loans	$83	$80	$77	$73	$70	$67	$63	$60	$56	$53	$50	$46	$779	$43	$39	$36	$32	$29	$25	$22	$18	$14	$11	$7	$4	$280	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Other (change title here)	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Other (change title here)	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
TOTAL EXPENSES	$227,172	$227,068	$227,065	$227,062	$227,058	$227,055	$227,052	$227,048	$227,045	$227,041	$227,038	$227,035	$2,724,739	$233,176	$233,173	$233,169	$233,166	$233,162	$233,159	$233,155	$233,151	$233,148	$233,144	$233,141	$233,137	$2,797,880	$721,402	$721,402	$721,402	$721,402	$2,885,606	$744,252	$744,252	$744,252	$744,252	$2,977,008	$4,514,408
Net income before taxes	$209,698	$218,539	$227,455	$236,548	$245,824	$255,285	$264,935	$274,778	$284,818	$295,059	$305,504	$316,158	$3,134,601	$334,732	$346,094	$357,683	$369,503	$381,560	$393,858	$406,402	$419,197	$432,247	$445,559	$459,136	$472,986	$4,818,956	$1,537,942	$1,676,232	$1,822,986	$1,978,723	$7,015,883	$2,192,777	$2,372,546	$2,563,319	$2,765,769	$9,894,412	$12,217,767
Provision for taxes on income	$52,425	$54,635	$56,864	$59,137	$61,456	$63,821	$66,234	$68,695	$71,205	$73,765	$76,376	$79,040	$783,650	$83,683	$86,523	$89,421	$92,376	$95,390	$98,465	$101,600	$104,799	$108,062	$111,390	$114,784	$118,246	$1,204,739	$384,485	$419,058	$455,747	$494,681	$1,753,971	$548,194	$593,137	$640,830	$691,442	$2,473,603	$3,054,442
NET PROFIT	$157,274	$163,904	$170,591	$177,411	$184,368	$191,464	$198,701	$206,084	$213,614	$221,294	$229,128	$237,119	$2,350,951	$251,049	$259,570	$268,262	$277,127	$286,170	$295,394	$304,801	$314,397	$324,185	$334,169	$344,352	$354,739	$3,614,217	$1,153,456	$1,257,174	$1,367,240	$1,484,042	$5,261,912	$1,644,583	$1,779,410	$1,922,490	$2,074,327	$7,420,809	$9,163,325

Income Statements

CshFlw

Cash Flow Author: For information about this worksheet, see "Cash-Flow Projections" in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.	2013														2014														2015						2016						2017
	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
CASH RECEIPTS
Income from Sales
Cash Sales	$829,500	$846,090	$863,012	$880,272	$897,877	$915,835	$934,152	$952,835	$971,891	$991,329	$1,011,156	$1,031,379	$11,125,328		$1,078,307	$1,099,873	$1,121,870	$1,144,308	$1,167,194	$1,190,538	$1,214,349	$1,238,635	$1,263,408	$1,288,676	$1,314,450	$1,340,739	$14,462,347		$4,289,893	$4,552,469	$4,831,116	$5,126,819	$18,800,296		$5,576,637	$5,917,972	$6,280,199	$6,664,597	$24,439,405		$31,769,951
Collections	$0	$276,500	$282,030	$287,671	$293,424	$299,292	$305,278	$311,384	$317,612	$323,964	$330,443	$337,052	$3,364,650		$343,793	$359,436	$366,624	$373,957	$381,436	$389,065	$396,846	$404,783	$412,878	$421,136	$429,559	$438,150	$4,717,662		$1,400,222	$1,488,314	$1,579,411	$1,676,084	$6,144,032		$1,808,899	$1,934,731	$2,053,152	$2,178,821	$7,975,604		$10,447,996
Total Cash from Sales	$829,500	$1,122,590	$1,145,042	$1,167,943	$1,191,301	$1,215,128	$1,239,430	$1,264,219	$1,289,503	$1,315,293	$1,341,599	$1,368,431	$14,489,978		$1,422,100	$1,459,308	$1,488,495	$1,518,265	$1,548,630	$1,579,602	$1,611,194	$1,643,418	$1,676,287	$1,709,812	$1,744,009	$1,778,889	$19,180,009		$5,690,115	$6,040,783	$6,410,527	$6,802,903	$24,944,328		$7,385,536	$7,852,703	$8,333,351	$8,843,419	$32,415,008		$42,217,947
Income from Financing
Interest Income	$362 Author: This line item is automatically calculated for you based on the interest rate you entered on the "Setup and Assumptions" sheet.	$982	$1,581	$2,197	$2,829	$3,478	$4,145	$4,830	$5,533	$6,254	$6,995	$7,754	$46,940		$8,546	$9,365	$10,206	$11,068	$11,951	$12,857	$13,786	$14,739	$15,714	$16,715	$17,739	$18,789	$161,476		$66,422	$77,331	$89,040	$101,601	$334,394		$115,349	$130,115	$145,924	$162,841	$554,229		$959,847
Loan Proceeds	$20,000	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$20,000		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Equity Capital Investments	$45,240	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$45,240		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Cash from Financing	$65,602	$982	$1,581	$2,197	$2,829	$3,478	$4,145	$4,830	$5,533	$6,254	$6,995	$7,754	$112,180		$8,546	$9,365	$10,206	$11,068	$11,951	$12,857	$13,786	$14,739	$15,714	$16,715	$17,739	$18,789	$161,476		$66,422	$77,331	$89,040	$101,601	$334,394		$115,349	$130,115	$145,924	$162,841	$554,229		$959,847
Other Cash Receipts	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
TOTAL CASH RECEIPTS	$895,102	$1,123,572	$1,146,623	$1,170,139	$1,194,130	$1,218,606	$1,243,575	$1,269,048	$1,295,036	$1,321,547	$1,348,594	$1,376,185	$14,602,158		$1,430,646	$1,468,674	$1,498,700	$1,529,332	$1,560,581	$1,592,460	$1,624,981	$1,658,157	$1,692,001	$1,726,527	$1,761,748	$1,797,678	$19,341,484		$5,756,538	$6,118,114	$6,499,568	$6,904,503	$25,278,722		$7,500,885	$7,982,818	$8,479,275	$9,006,260	$32,969,238		$43,177,794
CASH DISBURSEMENTS
Inventory	$63,000	$64,260	$65,545	$66,856	$68,193	$69,557	$70,948	$72,367	$73,815	$75,291	$76,797	$78,333	$844,962		$81,897	$83,535	$85,205	$86,909	$88,648	$90,421	$92,229	$94,074	$95,955	$97,874	$99,832	$101,828	$1,098,406		$325,815	$345,757	$366,920	$389,379	$1,427,871		$423,542	$449,466	$476,977	$506,172	$1,856,157		$2,412,908
Operating Expenses	$226,988	$226,988	$226,988	$226,988	$226,988	$226,988	$226,988	$226,988	$226,988	$226,988	$226,988	$226,988	$2,723,860		$233,133	$233,133	$233,133	$233,133	$233,133	$233,133	$233,133	$233,133	$233,133	$233,133	$233,133	$233,133	$2,797,600		$721,402	$721,402	$721,402	$721,402	$2,885,606		$744,252	$744,252	$744,252	$744,252	$2,977,008		$4,514,408
Commissions/Returns & Allowances	$116,130	$118,453	$120,822	$123,238	$125,703	$128,217	$130,781	$133,397	$136,065	$138,786	$141,562	$144,393	$1,557,546		$150,963	$153,982	$157,062	$160,203	$163,407	$166,675	$170,009	$173,409	$176,877	$180,415	$184,023	$187,703	$2,024,729		$600,585	$637,346	$676,356	$717,755	$2,632,041		$780,729	$828,516	$879,228	$933,044	$3,421,517		$4,447,793
Capital Purchases	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Loan Payments	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$10,529		$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$10,529		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Income Tax Payments	$13,106 Author: Note that on your Income Statements, we've generated an estimate for income taxes. This line on the Cash Flow statement is where you should reflect the actual payments you intend to make on a regular basis (probably quarterly).	Author: This line item is automatically calculated for you based on the interest rate you entered on the "Setup and Assumptions" sheet.	$13,106	$13,106	$13,106	$13,106	$13,106	$13,106	$13,106	$13,106	$13,106	$13,106	$13,106	$157,272		$13,106	$13,106	$13,106	$13,106	$13,106	$13,106	$13,106	$13,106	$13,106	$13,106	$13,106	$13,106	$157,272		$39,318	$39,318	$39,318	$39,318	$157,272		$39,318	$39,318	$39,318	$39,318	$157,272		$157,272
Investor Dividend Payments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Owner's Draw	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
TOTAL CASH DISBURSEMENTS	$420,102	$423,684	$427,339	$431,066	$434,868	$438,746	$442,701	$446,736	$450,851	$455,049	$459,330	$463,697	$5,294,169		$479,976	$484,634	$489,384	$494,229	$499,172	$504,213	$509,355	$514,599	$519,949	$525,406	$530,971	$536,648	$6,088,536		$1,687,119	$1,743,822	$1,803,996	$1,867,853	$7,102,790		$1,987,841	$2,061,552	$2,139,775	$2,222,786	$8,411,954		$11,532,381
NET CASH FLOW	$475,000	$699,888	$719,285	$739,073	$759,263	$779,860	$800,874	$822,313	$844,185	$866,499	$889,263	$912,488	$9,307,990		$950,669	$984,040	$1,009,316	$1,035,103	$1,061,410	$1,088,247	$1,115,626	$1,143,558	$1,172,052	$1,201,121	$1,230,777	$1,261,030	$13,252,949		$4,069,418	$4,374,292	$4,695,572	$5,036,651	$18,175,932		$5,513,044	$5,921,266	$6,339,500	$6,783,474	$24,557,284		$31,645,414
Opening Cash Balance	$5,000	$480,000	$1,179,888	$1,899,173	$2,638,246	$3,397,509	$4,177,369	$4,978,243	$5,800,555	$6,644,740	$7,511,238	$8,400,502			$9,312,990	$10,263,659	$11,247,699	$12,257,015	$13,292,118	$14,353,528	$15,441,775	$16,557,401	$17,700,959	$18,873,011	$20,074,132	$21,304,909			$22,565,938	$26,635,357	$31,009,648	$35,705,220			$40,741,871	$46,254,914	$52,176,180	$58,515,680			$65,299,154
Cash Receipts	$895,102	$1,123,572	$1,146,623	$1,170,139	$1,194,130	$1,218,606	$1,243,575	$1,269,048	$1,295,036	$1,321,547	$1,348,594	$1,376,185			$1,430,646	$1,468,674	$1,498,700	$1,529,332	$1,560,581	$1,592,460	$1,624,981	$1,658,157	$1,692,001	$1,726,527	$1,761,748	$1,797,678			$5,756,538	$6,118,114	$6,499,568	$6,904,503			$7,500,885	$7,982,818	$8,479,275	$9,006,260			$43,177,794
Cash Disbursements	$420,102	$423,684	$427,339	$431,066	$434,868	$438,746	$442,701	$446,736	$450,851	$455,049	$459,330	$463,697			$479,976	$484,634	$489,384	$494,229	$499,172	$504,213	$509,355	$514,599	$519,949	$525,406	$530,971	$536,648			$1,687,119	$1,743,822	$1,803,996	$1,867,853			$1,987,841	$2,061,552	$2,139,775	$2,222,786			$11,532,381
ENDING CASH BALANCE	$480,000	$1,179,888	$1,899,173	$2,638,246	$3,397,509	$4,177,369	$4,978,243	$5,800,555	$6,644,740	$7,511,238	$8,400,502	$9,312,990	$9,312,990		$10,263,659	$11,247,699	$12,257,015	$13,292,118	$14,353,528	$15,441,775	$16,557,401	$17,700,959	$18,873,011	$20,074,132	$21,304,909	$22,565,938	$22,565,938		$26,635,357	$31,009,648	$35,705,220	$40,741,871	$40,741,871		$46,254,914	$52,176,180	$58,515,680	$65,299,154	$65,299,154		$96,944,568

Cash Flow Statements

BalSht

Balance Sheet Author: For information about this worksheet, see "Balance Sheet" in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet
Your Company Name				Your Company Name				Your Company Name				Your Company Name				Your Company Name				Your Company Name				Your Company Name				Your Company Name
First Quarter				Second Quarter				Third Quarter				Fourth Quarter				2014				2015				2016				2017
2013				2013				2013				2013
ASSETS				ASSETS				ASSETS				ASSETS				ASSETS				ASSETS				ASSETS				ASSETS
Current Assets				Current Assets				Current Assets				Current Assets				Current Assets				Current Assets				Current Assets				Current Assets
Cash	$1,899,173			Cash	$4,177,369			Cash	$6,644,740			Cash	$9,312,990			Cash	$22,565,938			Cash	$40,741,871			Cash	$65,299,154			Cash	$96,944,568
Accounts Receivable	$287,671			Accounts Receivable	$305,278			Accounts Receivable	$323,964			Accounts Receivable	$343,793			Accounts Receivable	$446,913			Accounts Receivable	$569,647			Accounts Receivable	$740,511			Accounts Receivable	$882,499
Inventory	-$1,499,596			Inventory	-$3,090,979			Inventory	-$4,779,768			Inventory	-$6,571,924			Inventory	-$15,115,082			Inventory	-$26,220,743			Inventory	-$40,657,522			Inventory	-$59,424,581
Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0
Total Current Assets		$687,247		Total Current Assets		$1,391,668		Total Current Assets		$2,188,936		Total Current Assets		$3,084,859		Total Current Assets		$7,897,769		Total Current Assets		$15,090,775		Total Current Assets		$25,382,144		Total Current Assets		$38,402,485
Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets
Land	$0			Land	$0			Land	$0			Land	$0			Land	$0			Land	$0			Land	$0			Land	$0
Facilities	$0			Facilities	$0			Facilities	$0			Facilities	$0			Facilities	$0			Facilities	$0			Facilities	$0			Facilities	$0
Equipment	$0			Equipment	$0			Equipment	$0			Equipment	$0			Equipment	$0			Equipment	$0			Equipment	$0			Equipment	$0
Computers & Telecommunications	$0			Computers & Telecommunications	$0			Computers & Telecommunications	$0			Computers & Telecommunications	$0			Computers & Telecommunications	$0			Computers & Telecommunications	$0			Computers & Telecommunications	$0			Computers & Telecommunications	$0
(Less Accumlated Depreciation)	$100			(Less Accumlated Depreciation)	$100			(Less Accumlated Depreciation)	$100			(Less Accumlated Depreciation)	$100			(Less Accumlated Depreciation)	$100			(Less Accumlated Depreciation)	$100			(Less Accumlated Depreciation)	$100			(Less Accumlated Depreciation)	$100
Total Fixed Assets		-$100		Total Fixed Assets		-$100		Total Fixed Assets		-$100		Total Fixed Assets		-$100		Total Fixed Assets		-$100		Total Fixed Assets		-$100		Total Fixed Assets		-$100		Total Fixed Assets		-$100
Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0
TOTAL ASSETS			$687,147	TOTAL ASSETS			$1,391,568	TOTAL ASSETS			$2,188,836	TOTAL ASSETS			$3,084,759	TOTAL ASSETS			$7,897,669	TOTAL ASSETS			$15,090,675	TOTAL ASSETS			$25,382,044	TOTAL ASSETS			$38,402,385
LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES
Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities
Short-Term Notes Payable	$9,873 Sure Product Consulting: Short-Term Notes Payable: loan payments to be made within one year			Short-Term Notes Payable	$9,997			Short-Term Notes Payable	$10,122			Short-Term Notes Payable	$10,249			Short-Term Notes Payable	$0			Short-Term Notes Payable	$0			Short-Term Notes Payable	$0			Short-Term Notes Payable	$0
Income Taxes Due	$124,605 Author: If you see a number here, it reflects the difference between the projected income taxes owed (as calculated on your Income Statements) and what you've said you will actually pay (as entered on your Cash Flow statements).			Income Taxes Due	$269,701			Income Taxes Due	$436,516			Income Taxes Due	$626,378			Income Taxes Due	$1,673,845			Income Taxes Due	$3,270,544			Income Taxes Due	$5,586,875			Income Taxes Due	$8,484,045
Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0
Total Current Liabilities		$134,478		Total Current Liabilities		$279,698		Total Current Liabilities		$446,638		Total Current Liabilities		$636,628		Total Current Liabilities		$1,673,845		Total Current Liabilities		$3,270,544		Total Current Liabilities		$5,586,875		Total Current Liabilities		$8,484,045
Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities
Long-Term Notes Payable	$7,735			Long-Term Notes Payable	$5,189			Long-Term Notes Payable	$2,610			Long-Term Notes Payable	-$0			Long-Term Notes Payable	-$0			Long-Term Notes Payable	-$0			Long-Term Notes Payable	-$0			Long-Term Notes Payable	-$0
Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0
Total Long-Term Liabilities		$7,735		Total Long-Term Liabilities		$5,189		Total Long-Term Liabilities		$2,610		Total Long-Term Liabilities		-$0		Total Long-Term Liabilities		-$0		Total Long-Term Liabilities		-$0		Total Long-Term Liabilities		-$0		Total Long-Term Liabilities		-$0
NET WORTH				NET WORTH				NET WORTH				NET WORTH				NET WORTH				NET WORTH				NET WORTH				NET WORTH
Paid-In Capital	$50,240			Paid-In Capital	$50,240			Paid-In Capital	$50,240			Paid-In Capital	$50,240			Paid-In Capital	$50,240			Paid-In Capital	$50,240			Paid-In Capital	$50,240			Paid-In Capital	$50,240
Retained Earnings	$494,695			Retained Earnings	$1,056,441			Retained Earnings	$1,689,347			Retained Earnings	$2,397,891			Retained Earnings	$6,173,584			Retained Earnings	$11,769,890			Retained Earnings	$19,744,929			Retained Earnings	$29,868,101
Total Net Worth		$544,935		Total Net Worth		$1,106,681		Total Net Worth		$1,739,587		Total Net Worth		$2,448,131		Total Net Worth		$6,223,824		Total Net Worth		$11,820,130		Total Net Worth		$19,795,169		Total Net Worth		$29,918,341
TOTAL LIABILITIES AND NET WORTH			$687,147	TOTAL LIABILITIES AND NET WORTH			$1,391,568	TOTAL LIABILITIES AND NET WORTH			$2,188,836	TOTAL LIABILITIES AND NET WORTH			$3,084,759	TOTAL LIABILITIES AND NET WORTH			$7,897,669	TOTAL LIABILITIES AND NET WORTH			$15,090,675	TOTAL LIABILITIES AND NET WORTH			$25,382,044	TOTAL LIABILITIES AND NET WORTH			$38,402,385

Balance Sheet

BrkEvn

	Break-even Estimates Author: For information about this worksheet, see "Break-Even Analysis" in "The Financials" chapter of Successful Business Plan: Secrets & Strategies. Note that this Worksheet differs from that shown in the book slightly by also factoring the costs of sales commissions and returns/allowances. This gives you a more accurate break-even estimate.
	Year 1 (2013-2014)
	January	$575,118 Author: This is the amount of sales you will need to make each month to break even.
	February	$574,857
	March	$574,848
	April	$574,840
	May	$574,831
	June	$574,823
	July	$574,814
	August	$574,806
	September	$574,797
	October	$574,788
	November	$574,780
	December	$574,771
	Monthly Average	$574,839
	Year 2 (2014-2015)
	January	$590,319
	February	$590,310
	March	$590,301
	April	$590,293
	May	$590,284
	June	$590,275
	July	$590,266
	August	$590,257
	September	$590,248
	October	$590,239
	November	$590,229
	December	$590,220
	Monthly Average	$590,270
	Year 3 (2015-2016)
	1st Quarter	$1,826,333
	2nd Quarter	$1,826,333
	3rd Quarter	$1,826,333
	4th Quarter	$1,826,333
	Quarterly Average	$1,826,333
	Year 4 (2016-2017)
	1st Quarter	$1,884,182
	2nd Quarter	$1,884,182
	3rd Quarter	$1,884,182
	4th Quarter	$1,884,182
	Quarterly Average	$1,884,182
	Year 5 (2017-2018)
	Annual Average	$11,428,880

Break-even Estimates

Ratios

Key Ratios Author: This sheet provides a mathematical snapshot of your company's performance. These ratios are often used by lenders or investors in determining how well a company is managing its finances.
Year 1 (2013-2014)	Working Capital Author: Working Capital is the amount of readily available funds the company has to cover upcoming expenses. More is better!	Current Ratio Author: This ratio divides your current assets by your current liabilities. In general, it should be greater than 2. If an "N.A." appears in the cell, it indicates that you had no liabilities with which to calculate the ratio.	Quick Ratio Author: Similar to the Current Ratio, but we've subtracted inventory from your assets. A number greater than 1 is desirable. If an "N.A." appears in the cell, it indicates that you had no liabilities with which to calculate the ratio.	Cash Turnover Author: This ratio divides your net sales for the period by your "working capital," (your current assets minus your current liabilities). In other words, it shows by what multiple your sales exceed your working capital. In general, 5 or above is good to aim for, but this can vary based on your industry, etc.	Debt to Equity Author: To calculate your Debt to Equity ratio, we divided your total liabilities by your net worth. A high number (greater than 1), indicates a high debt load relative to your assets. Potential funders may be wary of investing in such a case.	Return on Investment Author: This ratio is achieved by dividing your net worth into your net income for the period. It shows the rate of return you and your investors are receiving on your investments in the company. The higher the better!	Return on Sales Author: This ratio is calculated by dividing your net income for the period by your net sales for the period. The higher the number here, the more profit you are extracting from each sale. Your ideal number will depend greatly on your industry, margins, etc.	Return on Assets Author: Your Return on Assets indicates how much profit you are generating on all the investments you've made in the company's assets. In particular, this will help you (and your investors) determine if you are achieving a good rate-of-return on your investments. This will depend greatly on your industry.	Net Sales
1st Quarter	$552,769	5.11	16.26	5.48	0.26	120%	22%	95%	$3,029,398.15
2nd Quarter	$1,111,970	4.98	16.03	2.89	0.26	67%	23%	53%	$3,214,821.55
3rd Quarter	$1,742,297	4.90	15.60	1.96	0.26	47%	24%	38%	$3,411,594.35
4th Quarter	$2,448,231	4.85	15.17	1.48	0.26	37%	25%	30%	$3,620,411.21
Year 2 (2014-2015)	$6,223,924	4.72	13.75	2.77	0.27	77%	28%	61%	$17,258,400.34
Year 3 (2015-2016)	$11,820,230	4.61	12.63	1.90	0.28	59%	31%	46%	$22,435,020.24
Year 4 (2016-2017)	$19,795,269	4.54	11.82	1.47	0.28	50%	34%	39%	$29,164,356.08
Year 5 (2017-2018)	$29,918,441	4.53	11.53	1.27	0.28	41%	32%	32%	$37,912,141.68

Key Ratios

1YrAtGl

Year 1: Financials at-a-Glance (2013-2014) Gross Sales January February March April May June July August September October November December 1.106E6 1.12812E6 1.1506824E6 1.173696048E6 1.19716996896E6 1.2211133683392E6 1.24553563570598E6 1.2704463484201E6 1.29585527538851E6 1.32177238089628E6 1.3482078285142E6 1.37517198508449E6 Gross Profit January February March April May June July August September October November December 436870.0 445607.4 454519.5480000001 463609. 9389600002 472882.1377392001 482339.780493984 491986.5761038636 501826.3076259409 511862.8337784598 522100.0904540289 532542.0922631097 543192.9341083718 Net Profit January February March April May June July August September October November December 157273.75 163904.2815451917 170590.8844301551 177411.1799179725 184367.8416963058 191463.596925885 198701.2273099672 206083.5701851839 213613.5196342053 221294.0276206587 229128.1051467449 237118.8234340057

NSYr1

Year 1: Net Sales (2013-2014) Product Line 1 January February March April May June July August September October November December 223750.0 228225.0 232789.5 237445.29 242194.1958 247038.079716 251978.84131032 257018.4181365264 262158.786499257 267401.962229242 272750.0014738268 278205.0015033034 Product Line 2 January February March April May June July August September October November December 143200.0 146064.0 148985.28 151964.9856 155004.285312 158104.37101824 161266.4584386048 164491.787607377 167781.6233595245 171137.2558267149 174560.0009432493 178051.2009621143 Product Line 3 January February March April May June July August September October November December 80550.0 82161.0 83804.22000000001 85480.3044 87189.91048800002 88933.70869776001 90712.38287171521 92526.63052914951 94377.16313973251 96264.70640252717 98190 .0005305777 100153.8005411893 Product Line 4 January February March April May June July August September October November December 70168.0 71571.36 73002.78720000001 74462.842944 75952.09980287999 77471.1417989376 79020.56463491637 80600.97592761467 82212.99544616698 83857.25535509032 85534.40046219211 87245.08847143597 Product Line 5 60502.0 61712.04 62946.2808 64205.206416 65489.31054432001 66799.0967552064 68135.07869031053 69497.78026411672 70887.73586939907 72305.49058678707 73751.6003985228 75226.63240649325 Product Line 6 51552.0 52583.04 53634.70080000001 54707.39481600001 55801.54271232001 56917.57356656641 58055.92503789774 59217.0435386557 60401.38440942882 61609.4120976174 62841.60033956975 64098.43234636114 Product Line 7 43318.0 44184.36 45068.0472 45969.408144 46888.79630688 47826. 5722330176 48783.10367767795 49758.76575123151 50753.94106625615 51769.01988758126 52804.4002853329 53860.48829103955 Product Line 8 35800.0 36516.0 37246.32 37991.2464 38751.07132800001 39526.09275456 40316.61460965119 41122.94690184422 41945.40583988112 42784.31395667873 43640.00023581232 44512.80024052857 Product Line 9 169155.0 172538.1 175988.862 179508.63924 183098.8120248 186760.788265296 190496.0040306019 194305.924111214 198192.0425934383 202155.883445307 206199.0011142132 210322.9811364974 Product Line 10 111875.0 114112.5 116394.75 118722.645 121097.0979 123519.039858 125989.42065516 128509.2090682632 131079.3932496285 133700.981114621 136375.0007369134 139102.5007516517

1YrCshFlw

Year 1: Cash Flow (2013-2014) Net Cash Flow January February March April May June July August September October November December 475000.2374043786 699888.0604355488 719284.5131092449 739073.3937459695 759262.5546540741 779860.0051912015 800873.9149052743 822312.6167383046 844184.6102942742 866498.5651723807 889263.3243669434 912487.9077353066 Ending Cash Balance 480000.2374043786 1.17988829783993E6 1.89917281094917E6 2.63824620469514E6 3.39750875934922E6 4.17736876454042E6 4.97824267944569E6 5.800555296184E6 6.64473990647827E6 7.51123847165065E6 8.4005017960176E6 9.3129897037529E6

2ndYrCshFlw

Year 2: Cash Flow (2014-2015) Net Cash Flow January February March April May June July August September October November December 950669.2389836765 984040.1124754382 1.00931634100488E6 1.03510275696014E6 1.06140956797545E6 1.08824718584096E6 1.11562623058588E6 1.14355753464321E6 1.1720521470979E6 1.20112133801981E6 1.23077660288348E6 1.26102966707618E6 Ending Cash Balance January February March April May June July August September October November December 1.02636589427366E7 1.1247699055212E7 1.22570153962169E7 1.3292118153177E7 1.43535277211525E7 1.54417749069934E7 1.65574011375793E7 1.77009586722225E7 1.88730108193204E7 2.00741321573402E7 2.13049087602237E7 2.25659384272999E7

5YrAtGl

5-Year Financials at-a-Glance

Gross Sales 2013.0 2014.0 2015.0 2016.0 2017.0 1.483377123 93088E7 1.9283128873088E7 2.50670617159556E7 3.25858727184299E7 4.23599348361534E7 Gross Profit 2013.0 2014.0 2015.0 2016.0 2017.0 5.85933963952696E6 7.61683590486976E6 9.90148937780245E6 1.28714197237798E7 1.67321742602806E7 Net Profit 2013.0 2014.0 2015.0 2016.0 2017.0 2.35095080784628E6 3.614217150147E6 5.26191240585184E6 7.42080891324735E6 9.1633 2492074532E6

NS5Yr

5-Year Net Sales

Product Line 1 2013.0 2014.0 2015.0 2016.0 2017.0 3.00095507666848E6 3.9010850681315E6 5.07120710573694E6 6.5923047203876E6 8.5696522781097E6 Product Line 2 2013.0 2014.0 2015.0 2016.0 2017.0 1.92061124906782E6 2.49669444360416E6 3.24557254767164E6 4.21907502104807E6 5.48457745799021E6 Product Line 3 2013.0 2014.0 2015.0 2016.0 2017.0 1.08034382760065E6 1.40439062452734E6 1.8256345580653E6 2.37322969933954E6 3.08507482011949E6 Product Line 4 2013.0 2014.0 2015.0 2016.0 2017.0 941099.5120432341 1.22338027736604E6 1.5903305483591E6 2.06734676031355E6 2.6874429544152E6 Product Line 5 811458.252731156 1.05485340242276E6 1.37125440139127E6 1.78255919639281E6 2.31723397600086E6 Product Line 6 691420.0496644168 898809.999697498 1.16840611716179E6 1.5188670075773E6 1.97444788487647E6 Product Line 7 580984.902843017 755250.0691902583 981785.6956706719 1.27627019386704E6 1.65908468104204E6 Product Line 8 480152.8122669562 624173.61090104 811 393.1369179107 1.05476875526202E6 1.37114436449755E6 Product Line 9 2.26872203796137E6 2.94922031150741E6 3.83383257193713E6 4.98378236861303E6 6.47865712225093E6 Product Line 10 1.50047753833424E6 1.95054253406575E6 2.53560355286847E6 3.2961523601938E6 4.28482613905485E6

About

	About Business Plan Financials
	PlanningShop
	Business Plan Financials
	Version 2.8
	SUBJECT TO END-USER LICENSE AGREEMENT
	Copyright 2003-2014 PlanningShop. All rights reserved.
	www.planningshop.com

http://www.planningshop.com/

License

	License Agreement
	LICENSE AGREEMENT FOR PLANNINGSHOP’S BUSINESS PLAN FINANCIALS This License Agreement is a legal agreement between you (the product purchaser/user) and PlanningShop for the Business Plan Financials product (“Software”) that accompanies this Agreement, including all associated documentation and packaging. By installing and/or using the Software, you accept the terms of this Agreement. PRODUCT LICENSE The Software is protected by intellectual property laws and treaties. It is owned by PlanningShop and licensed to you for your use (not sold). You acknowledge that PlanningShop has conferred to you NO title or ownership of the Software or any of its constituent parts. Re-distribution of the Software or any of constituent its parts, whether in an original or modified form, is strictly forbidden. 1. General License. You may install one copy of the Software on a single computing device for use by a single user. Additional users, whether using the same computing device or a separate device, must purchase additional licenses. Multi-user licenses are available from PlanningShop. A second copy of the Software may be stored on a separate device for the sole purpose of backing up the original copy. You may not copy, distribute, or resell the Software. 2. Unauthorized Use. You may not modify, disassemble, or reverse engineer the Software or its code for any form of distribution. The Software, its content, design and programming are copyrighted by PlanningShop. 3. WARRANTY. THIS SOFTWARE IS PROVIDED AS IS. PLANNINGSHOP AND ITS AFFILIATED PARTIES MAKE NO CLAIMS, PROMISES OR GUARANTEES ABOUT THE ACCURACY, COMPLETENESS, OR ADEQUACY OF THE SOFTWARE FOR ANY PURPOPSE AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS, OMISSIONS, FAILURES, OR DEFECTS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESS OR STATUTORY, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE SOFTWARE.
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Config

CONFIG WORKSHEET
Sure Product Consulting: IMPORTANT: Do not remove or change anything on this worksheet! Doing so may render this product unusable!

Startup Year

Jan

Plan Years:
Sure Product Consulting: Plan Years is used in drop-downs for purchase and loan dates on CapInvest and CapEx worksheets.

2013
Sure Product Consulting: Sure Product Consulting: How does this get set? Headings on each worksheet are driven from it, but this does not seem to be connected t the Setup worksheet "what year wll your business start" question.

Feb

2013

Version:

Startup Month

Mar

2014

2.8

January

Apr

2015

7/21/09

Startup Month Abbrev

May

2016

Jan

Jun

2017

Start Date:

Jul

2018

O/S Type

Dec-08

Aug

Windows

Sep

Oct

Nov

Dec

CREDIT MULTIPLIER

Number of Products

Multiple

With "Credit Sales"

One

0.00

Two

1.00

0.25

Three

Four

Five

Six

Working Capital Calc
Sure Product Consulting: Used by Ratios worksheet

Sure Product Consulting: Plan Years is used in drop-downs for purchase and loan dates on CapInvest and CapEx worksheets.

Seven

$552,769

Eight

$1,111,970

Nine

$1,742,297

Ten

$2,448,231

$6,223,924

$11,820,230

$19,795,269

$29,918,441

Chart Titles

Year 1 String

2013-2014

Year 1: Financials at-a-Glance (2013-2014)

Year 2 String

2014-2015

Year 1: Net Sales (2013-2014)

Year 3 String

2015-2016

Year 1: Cash Flow (2013-2014)

Year 4 String

2016-2017

Year 2: Cash Flow (2014-2015)

Year 5 String

2017-2018

DOUBLE LIST FOR Months on top of worksheets

January

February

March

April

May

June

July

August

September

October

November

December

January

February

March

April

May

June

July

August

September

October

November

December

Start Month

From Setup

January

February

March

April

May

June

July

August

September

October

November

December

Match Position in Doublelist

Adjust index to 1-12

Abbrev

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

To-Do List

Changing this changes ALL months on CapEX and CapInvest to new value, even ieach row's purchase date istill remains in the future. This is the same behavior as in 2.5, but might want to correct it.

Changing the Year Titles on SaleProj and all other worksheets, for fiscal years that straddle two calendar years (example: Year 1: 2012-2013

Making a "Demo" version of this workbook, with watermark, 1 loan, 1 product line, 1 investment

Adding a Worksheet to do revolving credit calculations. See http://www.vertex42.com/Files/download/line-of-credit.html for a cool line of credit worksheet (it's complicated)

Cleaning up all the dates, lists of months, etc. on the config worksheet

Adding "Reset_XXX" subroutines for ALL the worksheets

Check PrintAreas, footers, headers for New DepnSchedule and New LoanPaymentSchedule

Your Company Name

Unlicensed Copy Unlicensed Copy Demo Use Only Demo Use Only Unlicensed Copy Unlicensed Copy Demo Use Only Demo Use Only Unlicensed Copy Unlicensed Copy Demo Use Only Demo Use Only Unlicensed Copy Unlicensed Copy Demo Use Only Demo Use Only

DepnSchedule

Sure Product Consulting: Is this depreciation schedule correct? If only one year of service, nothing is depreciated. If more than one year, we don't depreciate anything for year 1 it seems (or does that show up as an expense?)	Depreciation Schedule from CapEx Worksheet
														Dec-08	Jan-09	Feb-09	Mar-09	Apr-09	May-09	Jun-09	Jul-09	Aug-09	Sep-09	Oct-09	Nov-09	Dec-09	Jan-10	Feb-10	Mar-10	Apr-10	May-10	Jun-10	Jul-10	Aug-10	Sep-10	Oct-10	Nov-10	Dec-10	Jan-11	Feb-11	Mar-11	Apr-11	May-11	Jun-11	Jul-11	Aug-11	Sep-11	Oct-11	Nov-11	Dec-11	Jan-12	Feb-12	Mar-12	Apr-12	May-12	Jun-12	Jul-12	Aug-12	Sep-12	Oct-12	Nov-12	Dec-12	Jan-13	Feb-13	Mar-13	Apr-13	May-13	Jun-13	Jul-13	Aug-13	Sep-13	Oct-13	Nov-13
Item#	Category	Item Name	Purch Value	Salvage Value	Yrs of Service	Mos of Service	Month Purchased	Year Purchased	Purchase Month	End Month	End Date	Depn Amt montly		1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
1	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	- Sure Product Consulting: If "today's" month is one in this asset is dep'd over,	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
2	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
3	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
4	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
5	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
6	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
7	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
8	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
9	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
10	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
11	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
12	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
13	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
14	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
15	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
16	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
17	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
18	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
19	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
20	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
21	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
22	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
23	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
24	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
25	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
26	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
27	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
28	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
29	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
30	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
31	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
32	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
33	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
34	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
35	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
36	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
37	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
38	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
39	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
40	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
41	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
42	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
43	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
44	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
45	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
46	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
47	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
48	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
49	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
50	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
51	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09
52	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09
53	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09
54	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09
55	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09
56	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09
57	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09
58	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09
59	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09
60	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2013	1	12	Nov-09
		TOTAL												$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -
		Land												-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		Facilities												-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		Equip												-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		Comp												-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		TOTAL Author: This goes into Cash Flow statement.											Author: This goes into Cash Flow statement.	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		TOTAL NON-DEPRECIABLE CAPITAL ASSETS Author: This goes into Income statement under "non-depreciable capital purchases"											Author: This goes into Income statement under "non-depreciable capital purchases"	Author: This goes into Cash Flow statement.	Author: This goes into Income statement under "non-depreciable capital purchases"												-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Depreciation Schedule

LoanInvestSchedules

	Investment Proceeds									Investment Proceeds												Investment Proceeds												Investment Proceeds												Investment Proceeds												Investment Proceeds
										Dec-08	Jan-09	Feb-09	Mar-09	Apr-09	May-09	Jun-09	Jul-09	Aug-09	Sep-09	Oct-09	Nov-09	Dec-09	Jan-10	Feb-10	Mar-10	Apr-10	May-10	Jun-10	Jul-10	Aug-10	Sep-10	Oct-10	Nov-10	Dec-10	Jan-11	Feb-11	Mar-11	Apr-11	May-11	Jun-11	Jul-11	Aug-11	Sep-11	Oct-11	Nov-11	Dec-11	Jan-12	Feb-12	Mar-12	Apr-12	May-12	Jun-12	Jul-12	Aug-12	Sep-12	Oct-12	Nov-12	Dec-12	Jan-13	Feb-13	Mar-13	Apr-13	May-13	Jun-13	Jul-13	Aug-13	Sep-13	Oct-13	Nov-13
Inv #	Name of Invest Source	Amount			Start Month	Start Year	Infusion Month			1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
1	Melinda Cates	$40,000			Jan	2013	1			40,000.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
2	Glass Bottles	$3,000			Jan	2013	1			3,000.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
3	Metal Caps	$300			Jan	2013	1			300.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
4	Card board cartons	$500			Jan	2013	1			500.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
5	NAB Ingredients	$600			Jan	2013	1			600.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
6	Labels	$840			Jan	2013	1			840.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
7	Investment Source Name	$0			Jan	2013	1			- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
8	Investment Source Name	$0			Jan	2013	1			- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
9	Investment Source Name	$0			Jan	2013	1			- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
10	Investment Source Name	$0			Jan	2013	1			- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
11	Investment Source Name	$0			Jan	2013	1			- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
12	Investment Source Name	$0			Jan	2013	1			- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
13	Investment Source Name	$0			Jan	2013	1			- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
14	Investment Source Name	$0			Jan	2013	1			- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
15	Investment Source Name	$0			Jan	2013	1			- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
									TOTAL:	$45,240	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan Payback Schedule (Principle + Interest)									Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)
										Dec-08	Jan-09	Feb-09	Mar-09	Apr-09	May-09	Jun-09	Jul-09	Aug-09	Sep-09	Oct-09	Nov-09	Dec-09	Jan-10	Feb-10	Mar-10	Apr-10	May-10	Jun-10	Jul-10	Aug-10	Sep-10	Oct-10	Nov-10	Dec-10	Jan-11	Feb-11	Mar-11	Apr-11	May-11	Jun-11	Jul-11	Aug-11	Sep-11	Oct-11	Nov-11	Dec-11	Jan-12	Feb-12	Mar-12	Apr-12	May-12	Jun-12	Jul-12	Aug-12	Sep-12	Oct-12	Nov-12	Dec-12	Jan-13	Feb-13	Mar-13	Apr-13	May-13	Jun-13	Jul-13	Aug-13	Sep-13	Oct-13	Nov-13	Dec-13 Sure Product Consulting: Note: We calculate loan payments beyond the end date of this business plan (5 years into future), in order to populate the Balance Sheet properly. Payments due in year 6 need to appear on the Short-Term Notes Payable line of Balance Sheet for Year 5. The remainder of the not-yet-made loan payments appear on Long-Term Notes Payable line of the Year 5 balance sheet.	Jan-14	Feb-14	Mar-14	Apr-14	May-14	Jun-14	Jul-14	Aug-14	Sep-14	Oct-14	Nov-14
Loan #	Name of Loan Source	Amount	Rate	Periods	Start Month	Start Year	Begin Pay Month	End Pay Month	Pmt Amt (P+I)	1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60	61	62	63	64	65	66	67	68	69	70	71	72
1	Friends and Family	$20,000	5.00%	24	Jan	2013	1	24	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
2	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
3	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
4	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
5	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
6	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
7	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
8	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
9	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
10	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
11	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
12	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
13	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
14	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
15	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
16	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
17	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
18	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
19	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
20	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
									TOTAL:	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan - Interest Portion of Loan Payments									Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments
										Dec-08	Jan-09	Feb-09	Mar-09	Apr-09	May-09	Jun-09	Jul-09	Aug-09	Sep-09	Oct-09	Nov-09	Dec-09	Jan-10	Feb-10	Mar-10	Apr-10	May-10	Jun-10	Jul-10	Aug-10	Sep-10	Oct-10	Nov-10	Dec-10	Jan-11	Feb-11	Mar-11	Apr-11	May-11	Jun-11	Jul-11	Aug-11	Sep-11	Oct-11	Nov-11	Dec-11	Jan-12	Feb-12	Mar-12	Apr-12	May-12	Jun-12	Jul-12	Aug-12	Sep-12	Oct-12	Nov-12	Dec-12	Jan-13	Feb-13	Mar-13	Apr-13	May-13	Jun-13	Jul-13	Aug-13	Sep-13	Oct-13	Nov-13	Dec-13	Jan-14	Feb-14	Mar-14	Apr-14	May-14	Jun-14	Jul-14	Aug-14	Sep-14	Oct-14	Nov-14
Loan #	Name of Loan Source	Amount	Rate	Periods	Start Month	Start Year	Begin Pay Month	End Pay Month	Pmt Amt (P+I)	1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60	61	62	63	64	65	66	67	68	69	70	71	72
1	Friends and Family	$20,000.00	$0.05	$24.00	Jan	$2,013.00	$1.00	$24.00	877.43	83.33	80.02	76.70	73.37	70.02	66.65	63.27	59.88	56.47	53.05	49.62	46.17	42.71	39.23	35.74	32.23	28.71	25.17	21.62	18.05	14.47	10.88	7.27	3.64	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
2	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
3	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
4	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
5	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
6	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
7	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
8	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
9	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
10	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
11	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
12	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
13	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
14	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
15	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
16	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
17	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
18	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
19	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
20	Loan Source Name	$0	0.00%	12	Jan	2013	1	12	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
									TOTAL:	$83	$80	$77	$73	$70	$67	$63	$60	$56	$53	$50	$46	$43	$39	$36	$32	$29	$25	$22	$18	$14	$11	$7	$4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan Proceeds									Loan Proceeds												Loan Proceeds												Loan Proceeds												Loan Proceeds												Loan Proceeds
										Dec-08	Jan-09	Feb-09	Mar-09	Apr-09	May-09	Jun-09	Jul-09	Aug-09	Sep-09	Oct-09	Nov-09	Dec-09	Jan-10	Feb-10	Mar-10	Apr-10	May-10	Jun-10	Jul-10	Aug-10	Sep-10	Oct-10	Nov-10	Dec-10	Jan-11	Feb-11	Mar-11	Apr-11	May-11	Jun-11	Jul-11	Aug-11	Sep-11	Oct-11	Nov-11	Dec-11	Jan-12	Feb-12	Mar-12	Apr-12	May-12	Jun-12	Jul-12	Aug-12	Sep-12	Oct-12	Nov-12	Dec-12	Jan-13	Feb-13	Mar-13	Apr-13	May-13	Jun-13	Jul-13	Aug-13	Sep-13	Oct-13	Nov-13
Loan #	Name of Loan Source	Amount			Start Month	Start Year	Begin Pay Month			1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
1	Friends and Family	$20,000			Jan	2013	1			20,000.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
2	Loan Source Name	$0			Jan	2013	1			-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
3	Loan Source Name	$0			Jan	2013	1			-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
4	Loan Source Name	$0			Jan	2013	1			-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
5	Loan Source Name	$0			Jan	2013	1			-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
6	Loan Source Name	$0			Jan	2013	1			-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
7	Loan Source Name	$0			Jan	2013	1			-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
8	Loan Source Name	$0			Jan	2013	1			-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
9	Loan Source Name	$0			Jan	2013	1			-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
10	Loan Source Name	$0			Jan	2013	1			-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
11	Loan Source Name	$0			Jan	2013	1			-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
12	Loan Source Name	$0			Jan	2013	1			-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
13	Loan Source Name	$0			Jan	2013	1			-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
14	Loan Source Name	$0			Jan	2013	1			-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
15	Loan Source Name	$0			Jan	2013	1			-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
16	Loan Source Name	$0			Jan	2013	1			-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
17	Loan Source Name	$0			Jan	2013	1			-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
18	Loan Source Name	$0			Jan	2013	1			-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
19	Loan Source Name	$0			Jan	2013	1			-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
20	Loan Source Name	$0			Jan	2013	1			-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
									TOTAL:	$20,000	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan Calculations for Balance Sheet									Loan Calculations for Balance Sheet												Loan Calculations for Balance Sheet
										First Quarter			Second Quarter			Third Quarter			Fourth Quarter			Year 2			Year 3			Year 4			Year 5
Loan #	Name of Loan Source	Amount	Rate	Periods	Start Month	Start Year	Begin Pay Month	Amount		Principle Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long
1	Friends and Family	$20,000.00	5.00%	24	Jan	2013	1	$20,000		$2,392	$9,873 Sure Product Consulting: If received proceeds this quarter, "Due Short" is all the payment of principle (not interest) due in the next 12 months from disbursement	$7,735 Sure Product Consulting: "Due Long" is whatever priciple is left: origloan - pricpaid so far - due short. Whatever is due more than 12 months out.	$4,814 Sure Product Consulting: cummulative principle paid: includes previous quarter's payments	$9,997	$5,189	$7,267	$10,122	$2,610	$9,751	$10,249	-$0	$20,000	$0	-$0	$20,000	$0	-$0	$20,000	$0	-$0	$20,000	$0	-$0
2	Loan Source Name	$0.00	0.00%	12	Jan	2013	1	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
3	Loan Source Name	$0.00	0.00%	12	Jan	2013	1	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
4	Loan Source Name	$0.00	0.00%	12	Jan	2013	1	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
5	Loan Source Name	$0.00	0.00%	12	Jan	2013	1	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
6	Loan Source Name	$0.00	0.00%	12	Jan	2013	1	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
7	Loan Source Name	$0.00	0.00%	12	Jan	2013	1	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
8	Loan Source Name	$0.00	0.00%	12	Jan	2013	1	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
9	Loan Source Name	$0.00	0.00%	12	Jan	2013	1	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
10	Loan Source Name	$0.00	0.00%	12	Jan	2013	1	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
11	Loan Source Name	$0.00	0.00%	12	Jan	2013	1	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
12	Loan Source Name	$0.00	0.00%	12	Jan	2013	1	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
13	Loan Source Name	$0.00	0.00%	12	Jan	2013	1	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
14	Loan Source Name	$0.00	0.00%	12	Jan	2013	1	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
15	Loan Source Name	$0.00	0.00%	12	Jan	2013	1	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
16	Loan Source Name	$0.00	0.00%	12	Jan	2013	1	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
17	Loan Source Name	$0.00	0.00%	12	Jan	2013	1	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
18	Loan Source Name	$0.00	0.00%	12	Jan	2013	1	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
19	Loan Source Name	$0.00	0.00%	12	Jan	2013	1	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
20	Loan Source Name	$0.00	0.00%	12	Jan	2013	1	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
									TOTAL:		$9,873	$7,735		$9,997	$5,189		$10,122	$2,610		$10,249	-$0		$0	-$0		$0	-$0		$0	-$0		$0	-$0

Loan & Investment Schedules for Disbursement & Repayment