Purchasing Insurance & Estate Planning

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I have two vehicles on this policy, car and truck. For both, I pay $628 per 6 months of coverage. I pay in full for all 6 months instead of paying monthly. This saves me a couple hundred dollars by paying this way. I live in Missouri.

Bodily Injury & Property Damage Liability:

$50,000 each person

$100,000 each accident

$50,000 each accident

Uninsured Motorist:

$50,000 each person

$100,000 each accident

Underinsured Motorist:

$50,000 each person

$100,000 each accident

Medical Payments:

No

Comprehensive:

$500 deductible

Collision:

$500 deductible

Rental Reimbursement:

No

Roadside Assistance:

Yes

Loan/Lease Payoff:

Yes