Executive Summary

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Your Company Name

Welcome

	Welcome to Business Plan Financials!
	Thank you for purchasing Business Plan Financials from PlanningShop. These worksheets will help you develop clear, compelling financial projections for your business. If you are unfamiliar with the business planning process, we encourage you to refer to our book, Successful Business Plan: Secrets & Strategies, by Rhonda Abrams, for comprehensive, step-by-step guidance. It is available through our website, www.PlanningShop.com. First, a few tips to get you started: SAVING A BLANK WORKBOOK, TO ALLOW FOR RECOVERY FROM MISTAKES You may start directly editing this file. If you later decide to start over and need a fresh copy of this file, find the blank "ORIG_PlanningShop_BizPlanFin(2.8)" file in your PlanningShop directory. Make a copy of this file (just in case you might need to start over yet again), and then start editing the copy. NAVIGATING THE WORKSHEETS You installed the Windows version of Business Plan Financials. The Excel Ribbon now contains a "PlanningShop" tab, that contains controls to let you navigate between worksheets. The PlanningShop Ribbon looks slightly different in Excel 2013 and Excel 2016, but the functionality is the same.
	Note that the riboon does not appear in Excel 2011 for Mac, due to limitations of that version of Excel.
	Excel 2013 for Windows, Excel 2016 for Windows, Excel 2016 for Mac:
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	HOW TO FILL IN THE WORKSHEETS Each worksheet is composed of "cells" containing either black text or blue text. All you need to do is enter data in the blue cells--the black cells are automatically calculated for you.
	While you work, keep an eye out for red triangles that appear with some cells on the worksheets. These triangles indicate the presence of a "help balloon" that will popup when you roll over the triangle, presenting you with additional information and tips about the section you are working on.
	FOR MORE HELP For more in-depth help and assistance,please refer to the companion PDF entitled "Business Plan Financials Help". It contains extensive information about each worksheet, along with a "Frequently Asked Questions" (FAQ). To get started, click on the right-pointing arrow in the PlanningShop toolbar to reach the "Setup and Assumptions" worksheet, where you'll enter some basic information about your business.
	About Our Support of Mac vs. Windows
	PlanningShop supports Business Plan Financials on the following platforms:
	Windows
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	Mac
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	5. Mac OS X with Microsoft Excel for Mac 2011
	Version 3.1 Copyright © 2003-2017 PlanningShop

Setup

Setup and Assumptions
COMPANY INFORMATION
What is your company's name?
Uptown Swirl
What month will you officially start your company?		April

What year will you officially start your company?		2020
SALES ASSUMPTIONS
The Worksheets can accommodate sales projections for up to 10 major product/service lines. How many major product/service lines do you plan to have for your business?		Four Sure Product Consulting: Many businesses sell hundreds or thousands of products. It would be overwhelming to create projections for every product you sell. So if you sell many products, think about how you can consolidate them into up to ten product "lines," and then base your projections on these groups of products instead of each individual product.
	Ten
Most businesses sell at least some of their products/services on credit (e.g., "net 30" as opposed to cash). What percentage of your sales will be made on credit?		10% Author: NOTE: for our purposes, this line should NOT include credit card sales, which are, effectively, cash sales because you receive payment in a matter days, not weeks.
For sales you make on credit, what terms will you extend? In other words, how many days will pass from the date of sale to when you expect to be paid?		15 Author: If, for instance, your terms will be "Net 30," put 30 here. You may enter Net 10, Net 15, Net 30, Net 60, Net 90, or Net 120.
PERSONNEL ASSUMPTIONS
Approximately how much do you expect to spend per year on benefits for each SALARIED/FULL TIME employee (medical insurance, etc.)?		$500 Author: This number should reflect the amount you will spend on ONE FULL-TIME employee--the worksheets will automatically multiply this amount by the total number of employees you expect to hire, as shown in the Staffing Budget worksheet (automatically adusting the numbers for full- and part-time employees accordingly).
Approximately how much do you expect to spend per year on benefits for each HOURLY/PART-TIME employee (medical insurance, etc.)?		$10 Author: This number should reflect the amount you will spend on ONE PART-TIME employee--the worksheets will automatically multiply this amount by the total number of employees you expect to hire, as shown in the Staffing Budget worksheet (automatically adusting the numbers for full- and part-time employees accordingly).
With health insurance and other benefits costing more each year, your plan should account for annual increases. How much do you estimate your benefit costs will increase each year?		2.00%
If you plan to increase wages (both salaried & hourly) on an annual basis, how much to you plan to increase them by?		3.50%
Approximately what percentage of each employee's salary or wages do you plan to set aside for payroll taxes?		10.00% Author: If you're not sure what percentage to enter here, leave it at the default (15%).
FINANCIAL ASSUMPTIONS
What will be the opening balance in your bank account on the first day of business? This will be the opening balance in your Cash Flow Statements.		$5,000 Author: In general, this number will include money you plan to personally invest in the business. If you will be receiving loans or investment income from others, you can account for those on the upcoming Capital Investments worksheet instead of here.
At approximately what rate do you expect to be taxed on your net income?		25.00% Author: If you're not sure what percentage to enter here, leave it at the default (25%).
		Sure Product Consulting: Many businesses sell hundreds or thousands of products. It would be overwhelming to create projections for every product you sell. So if you sell many products, think about how you can consolidate them into up to ten product "lines," and then base your projections on these groups of products instead of each individual product.	If you will use an interest-bearing account for your banking, at what rate will you accrue interest?			1.00% Author: If you're not sure what percentage to enter here, leave it at the default (1.00%).
		Author: NOTE: for our purposes, this line should NOT include credit card sales, which are, effectively, cash sales because you receive payment in a matter days, not weeks.	Author: If, for instance, your terms will be "Net 30," put 30 here. You may enter Net 10, Net 15, Net 30, Net 60, Net 90, or Net 120.	Author: If you're not sure what percentage to enter here, leave it at the default (15%).	Author: This number should reflect the amount you will spend on ONE FULL-TIME employee--the worksheets will automatically multiply this amount by the total number of employees you expect to hire, as shown in the Staffing Budget worksheet (automatically adusting the numbers for full- and part-time employees accordingly).	Author: In general, this number will include money you plan to personally invest in the business. If you will be receiving loans or investment income from others, you can account for those on the upcoming Capital Investments worksheet instead of here.

Setup & Assumptions

SalesProj

Sales Projections Author: For information about this worksheet, see the chapter "Marketing Plan & Sales Strategy" in Successful Business Plan: Secrets & Strategies.			2020-2021														2021-2022														2022-2023						2023-2024						2024-2025
	Assumptions		April	May	June	July	August	September	October	November	December	January	February	March	TOTAL		April	May	June	July	August	September	October	November	December	January	February	March	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
Mango Juice Author: Change the text in this cell to reflect the name of a major product, product line or service your firm will offer.
Unit Volume		2.00% Author: MONTHLY VOLUME GROWTH RATE The Worksheets automatically increase the volume in each month on this line using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	1250 Author: Enter the number of units you expect to sell during this month. If you are running a service-based company charging on an hourly basis, enter the number of billable hours you expect you and your employees to work during this month. If you will be selling your service on a per-project basis, enter the number of projects you expect to sell during this period.	1275 Sure Product Consulting: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	1500	1530	2500	3000	3300	3500	3700	3774	3849	3926	33105		5000	5100	5202	5306	5412	5700	5814	5930	6049	6170	6293	6419	68396		20038 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	21264	22566	23947	87816		25413	26969	28619	30371	111372		141246
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.		Sure Product Consulting: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$2.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$2.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$2.00	$2.00	$2.00	$2.00	$2.00	$2.00	$2.00	$2.00	$2.00	$2.00			$2.05	$2.05	$2.05	$2.05	$2.05	$2.05	$2.05	$2.05	$2.05	$2.05	$2.05	$2.05			$2.10	$2.10	$2.10	$2.10			$2.15	$2.15	$2.15	$2.15			$2.21
Gross Sales			$2,500	$2,550	$3,000	$3,060	$5,000	$6,000	$6,600	$7,000	$7,400	$7,548	$7,699	$7,852.94	$66,210		$10,250	$10,455	$10,664	$10,877	$11,095	$11,685	$11,919	$12,157	$12,400	$12,648	$12,901	$13,159	$140,211		$42,105	$44,682	$47,417	$50,319	$184,523		$54,734	$58,084	$61,639	$65,412	$239,870		$311,819
(Commissions)	50.00% Author: COMMISSIONED SALES What percentage of this product line's sales will be made on commission? In other words, what percentage of your sales will be made by a salesperson who is paid commission?			Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	15.00% Author: SALES COMMISSION RATE What will be the commission rate paid to your salesperson for each sale?	$188	$191	$225	$230	$375	$450	$495	$525	$555	$566	$577	$589	$4,966		$769	$784	$800	$816	$832	$876	$894	$912	$930	$949	$968	$987	$10,516		$3,158	$3,351	$3,556	$3,774	$13,839		$4,105	$4,356	$4,623	$4,906	$17,990		$23,386
(Returns and Allowances)		3.00% Author: RETURNS AND ALLOWANCES A percentage of your products will be returned due to defects, etc. What do you estimate will be the rate of return? This is, of course, just an estimate--but it is important to anticipate losses. Refunds, breakage, spoilage, theft, and unsaleable excess inventory can all put a significant dent in your net sales.	$75.00	$77	$90.00	$91.80	$150.00	$180.00	$198.00	$210.00	$222.00	$226.44	$230.97	$235.59	$1,986		$307.50	$313.65	$319.92	$326.32	$332.85	$350.55	$357.56	$364.71	$372.01	$379.45	$387.04	$394.78	$4,206		$1,263.15	$1,340.46	$1,422.51	$1,509.58	$5,536		$1,642.02	$1,742.53	$1,849.18	$1,962.37	$7,196		$9,354.56
Net Sales			$2,238	$2,282	$2,685	$2,739	$4,475	$5,370	$5,907	$6,265	$6,623	$6,755	$6,891	$7,028	$59,258		$9,174	$9,357	$9,544	$9,735	$9,930	$10,458	$10,667	$10,881	$11,098	$11,320	$11,547	$11,777	$125,489		$37,684	$39,990	$42,438	$45,036	$165,148		$48,987	$51,985	$55,167	$58,544	$214,684		$279,078
(Cost of Goods Sold)		40.00% Author: COST OF GOODS Approximately what percentage of your product's sale price will be spent on manufacturing? If you are a reseller or retailer, what percentage of your product's sale price will be spent on buying the product from your distributor? A service business may not need to track cost of goods, in which case you can set this number to zero.	$1,000.00	$1,020	$1,200	$1,224	$2,000	$2,400	$2,640	$2,800	$2,960	$3,019	$3,080	$3,141	$26,484		$4,100	$4,182	$4,266	$4,351	$4,438	$4,674	$4,767	$4,863	$4,960	$5,059	$5,160	$5,264	$56,084		$16,842	$17,873	$18,967	$20,128	$73,809		$21,894	$23,234	$24,656	$26,165	$95,948		$124,727
GROSS PROFIT			$1,238	$1,262	$1,485	$1,515	$2,475	$2,970	$3,267	$3,465	$3,663	$3,736	$3,811	$3,887	$32,774		$5,074	$5,175	$5,279	$5,384	$5,492	$5,784	$5,900	$6,018	$6,138	$6,261	$6,386	$6,514	$69,404		$20,842	$22,118	$23,471	$24,908	$91,339		$27,093	$28,752	$30,512	$32,379	$118,736		$154,350
Orange Juice Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Unit Volume		5.00%	1250	1313	1378	1447	2500	2625	2756	2894	3700	3885	4079	4283	32110		5000	5250	5513	5788	6078	5700	5985	6284	6598	6928	7275	7639	74038		25285 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	29270	33884	39225	127663		45407	52565	60850	70442	229264		411726
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$2.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$2.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$2.00	$2.00	$2.00	$2.00	$2.00	$2.00	$2.00	$2.00	$2.00	$2.00			$2.05	$2.05	$2.05	$2.05	$2.05	$2.05	$2.05	$2.05	$2.05	$2.05	$2.05	$2.05			$2.10	$2.10	$2.10	$2.10			$2.15	$2.15	$2.15	$2.15			$2.21
Gross Sales			$2,500	$2,625	$2,756	$2,894	$5,000	$5,250	$5,513	$5,788	$7,400	$7,770	$8,159	$8,566	$64,221		$10,250	$10,763	$11,301	$11,866	$12,459	$11,685	$12,269	$12,883	$13,527	$14,203	$14,913	$15,659	$151,777		$53,129	$61,504	$71,198	$82,421	$268,252		$97,798	$113,213	$131,058	$151,716	$493,785		$908,936
(Commissions)	50.00%	15.00%	$188	$197	$207	$217	$375	$394	$413	$434	$555	$583	$612	$642	$4,817		$769	$807	$848	$890	$934	$876	$920	$966	$1,015	$1,065	$1,119	$1,174	$11,383		$3,985	$4,613	$5,340	$6,182	$20,119		$7,335	$8,491	$9,829	$11,379	$37,034		$68,170
(Returns and Allowances)		3.00%	$75	$79	$83	$87	$150	$158	$165	$174	$222	$233	$245	$257	$1,927		$308	$323	$339	$356	$374	$351	$368	$386	$406	$426	$447	$470	$4,553		$1,594	$1,845	$2,136	$2,473	$8,048		$2,934	$3,396	$3,932	$4,551	$14,814		$27,268
Net Sales			$2,238	$2,349	$2,467	$2,590	$4,475	$4,699	$4,934	$5,180	$6,623	$6,954	$7,302	$7,667	$57,478		$9,174	$9,632	$10,114	$10,620	$11,151	$10,458	$10,981	$11,530	$12,107	$12,712	$13,347	$14,015	$135,840		$47,551	$55,046	$63,722	$73,767	$240,085		$87,529	$101,326	$117,297	$135,786	$441,937		$813,498
(Cost of Goods Sold)		40.00%	$1,000	$1,050	$1,103	$1,158	$2,000	$2,100	$2,205	$2,315	$2,960	$3,108	$3,263	$3,427	$25,688		$4,100	$4,305	$4,520	$4,746	$4,984	$4,674	$4,908	$5,153	$5,411	$5,681	$5,965	$6,264	$60,711		$21,252	$24,601	$28,479	$32,968	$107,301		$39,119	$45,285	$52,423	$60,686	$197,514		$363,574
GROSS PROFIT			$1,238	$1,299	$1,364	$1,433	$2,475	$2,599	$2,729	$2,865	$3,663	$3,846	$4,038	$4,240	$31,789		$5,074	$5,327	$5,594	$5,873	$6,167	$5,784	$6,073	$6,377	$6,696	$7,031	$7,382	$7,751	$75,130		$26,299	$30,444	$35,243	$40,798	$132,785		$48,410	$56,040	$64,874	$75,100	$244,424		$449,923
Pine-apple Juice Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Unit Volume		2.00%	1250	1275	1301	1327	2000	2040	2081	2122	3600	3672	4000	4500	29167		5000	4500	4590	5500	5610	5722	5900	6018	6138	6261	6386	6514	68140		20334 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	21579	22900	24301	89115		25789	27367	29043	30820	113019		143335
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$2.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$2.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$2.00	$2.00	$2.00	$2.00	$2.00	$2.00	$2.00	$2.00	$2.00	$2.00			$2.05	$2.05	$2.05	$2.05	$2.05	$2.05	$2.05	$2.05	$2.05	$2.05	$2.05	$2.05			$2.10	$2.10	$2.10	$2.10			$2.15	$2.15	$2.15	$2.15			$2.21
Gross Sales			$2,500	$2,550	$2,601	$2,653	$4,000	$4,080	$4,162	$4,245	$7,200	$7,344	$8,000	$9,000	$58,334		$10,250	$9,225	$9,410	$11,275	$11,501	$11,731	$12,095	$12,337	$12,584	$12,835	$13,092	$13,354	$139,687		$42,728	$45,343	$48,118	$51,063	$187,252		$55,544	$58,943	$62,551	$66,380	$243,418		$316,431
(Commissions)	50.00%	15.00%	$188	$191	$195	$199	$300	$306	$312	$318	$540	$551	$600	$675	$4,375		$769	$692	$706	$846	$863	$880	$907	$925	$944	$963	$982	$1,002	$10,477		$3,205	$3,401	$3,609	$3,830	$14,044		$4,166	$4,421	$4,691	$4,978	$18,256		$23,732
(Returns and Allowances)		3.00%	$75	$77	$78	$80	$120	$122	$125	$127	$216	$220	$240	$270	$1,750		$308	$277	$282	$338	$345	$352	$363	$370	$378	$385	$393	$401	$4,191		$1,282	$1,360	$1,444	$1,532	$5,618		$1,666	$1,768	$1,877	$1,991	$7,303		$9,493
Net Sales			$2,238	$2,282	$2,328	$2,374	$3,580	$3,652	$3,725	$3,799	$6,444	$6,573	$7,160	$8,055	$52,209		$9,174	$8,256	$8,422	$10,091	$10,293	$10,499	$10,825	$11,042	$11,262	$11,488	$11,717	$11,952	$125,020		$38,241	$40,582	$43,066	$45,702	$167,591		$49,712	$52,754	$55,983	$59,410	$217,859		$283,206
(Cost of Goods Sold)		40.00%	$1,000	$1,020	$1,040	$1,061	$1,600	$1,632	$1,665	$1,698	$2,880	$2,938	$3,200	$3,600	$23,334		$4,100	$3,690	$3,764	$4,510	$4,600	$4,692	$4,838	$4,935	$5,033	$5,134	$5,237	$5,342	$55,875		$17,091	$18,137	$19,247	$20,425	$74,901		$22,217	$23,577	$25,020	$26,552	$97,367		$126,572
GROSS PROFIT			$1,238	$1,262	$1,287	$1,313	$1,980	$2,020	$2,060	$2,101	$3,564	$3,635	$3,960	$4,455	$28,876		$5,074	$4,566	$4,658	$5,581	$5,693	$5,807	$5,987	$6,107	$6,229	$6,353	$6,481	$6,610	$69,145		$21,150	$22,445	$23,819	$25,276	$92,690		$27,494	$29,177	$30,963	$32,858	$120,492		$156,633
Black-Current Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	1250	1275	1301	2000	2400	2448	2700	2754	3000	3500	3570	4000	30198		4500	4590	4682	4775	5300	5406	5514	5624	5737	5852	5969	6088	64037		19004 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	20168	21402	22712	83286		24102	25577	27143	28804	105627	133961
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$2.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$2.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$2.00	$2.00	$2.00	$2.00	$2.00	$2.00	$2.00	$2.00	$2.00	$2.00			$2.05	$2.05	$2.05	$2.05	$2.05	$2.05	$2.05	$2.05	$2.05	$2.05	$2.05	$2.05			$2.10	$2.10	$2.10	$2.10			$2.15	$2.15	$2.15	$2.15			$2.21
Gross Sales			$2,500	$2,550	$2,601	$4,000	$4,800	$4,896	$5,400	$5,508	$6,000	$7,000	$7,140	$8,000	$60,395		$9,225	$9,410	$9,598	$9,790	$10,865	$11,082	$11,304	$11,530	$11,761	$11,996	$12,236	$12,480	$131,276		$39,933	$42,377	$44,971	$47,724	$175,005		$51,911	$55,088	$58,460	$62,038	$227,498		$295,735
(Commissions)	50.00%	15.00%	$188	$191	$195	$300	$360	$367	$405	$413	$450	$525	$536	$600	$4,530		$692	$706	$720	$734	$815	$831	$848	$865	$882	$900	$918	$936	$9,846		$2,995	$3,178	$3,373	$3,579	$13,125		$3,893	$4,132	$4,385	$4,653	$17,062		$22,180
(Returns and Allowances)		3.00%	$75	$77	$78	$120	$144	$147	$162	$165	$180	$210	$214	$240	$1,812		$277	$282	$288	$294	$326	$332	$339	$346	$353	$360	$367	$374	$3,938		$1,198	$1,271	$1,349	$1,432	$5,250		$1,557	$1,653	$1,754	$1,861	$6,825		$8,872
Net Sales			$2,238	$2,282	$2,328	$3,580	$4,296	$4,382	$4,833	$4,930	$5,370	$6,265	$6,390	$7,160	$54,054		$8,256	$8,422	$8,590	$8,762	$9,724	$9,919	$10,117	$10,319	$10,526	$10,736	$10,951	$11,170	$117,492		$35,740	$37,928	$40,249	$42,713	$156,630		$46,460	$49,304	$52,322	$55,524	$203,611		$264,683
(Cost of Goods Sold)		50.00%	$1,250	$1,275	$1,301	$2,000	$2,400	$2,448	$2,700	$2,754	$3,000	$3,500	$3,570	$4,000	$30,198		$4,613	$4,705	$4,799	$4,895	$5,433	$5,541	$5,652	$5,765	$5,880	$5,998	$6,118	$6,240	$65,638		$19,967	$21,189	$22,486	$23,862	$87,503		$25,955	$27,544	$29,230	$31,019	$113,749		$147,868
GROSS PROFIT			$988	$1,007	$1,027	$1,580	$1,896	$1,934	$2,133	$2,176	$2,370	$2,765	$2,820	$3,160	$23,856		$3,644	$3,717	$3,791	$3,867	$4,292	$4,378	$4,465	$4,554	$4,645	$4,738	$4,833	$4,930	$51,854		$15,774	$16,739	$17,764	$18,851	$69,127		$20,505	$21,760	$23,092	$24,505	$89,862		$116,815
Product Line 5 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 6 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 7 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 8 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 9 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 10 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.																											Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Totals for All Product Lines
Total Unit Volume			5000	5138	5479	6304	9400	10113	10837	11270	14000	14831	15499	16710	124580		19500	19440	19986	21370	22400	22528	23213	23857	24523	25211	25923	26660	274610		84661	92281	100752	110185	387880		120712	132478	145655	160437	559282		830268
Total Gross Sales			$10,000	$10,275	$10,958	$12,607	$18,800	$20,226	$21,674	$22,541	$28,000	$29,662	$30,997	$33,419	$249,160		$39,975	$39,852	$40,972	$43,808	$45,919	$46,183	$47,587	$48,907	$50,271	$51,683	$53,142	$54,653	$562,951		$177,895	$193,906	$211,704	$231,527	$815,032		$259,986	$285,329	$313,709	$345,547	$1,204,571		$1,832,921
(Total Commissions)			$750	$771	$822	$946	$1,410	$1,517	$1,626	$1,691	$2,100	$2,225	$2,325	$2,506	$18,687		$2,998	$2,989	$3,073	$3,286	$3,444	$3,464	$3,569	$3,668	$3,770	$3,876	$3,986	$4,099	$42,221		$13,342	$14,543	$15,878	$17,365	$61,127		$19,499	$21,400	$23,528	$25,916	$90,343		$137,469
(Total Returns and Allowances)			$300	$308	$329	$378	$564	$607	$650	$676	$840	$890	$930	$1,003	$7,475		$1,199	$1,196	$1,229	$1,314	$1,378	$1,385	$1,428	$1,467	$1,508	$1,550	$1,594	$1,640	$16,889		$5,337	$5,817	$6,351	$6,946	$24,451		$7,800	$8,560	$9,411	$10,366	$36,137		$54,988
Total Net Sales			$8,950	$9,196	$9,808	$11,283	$16,826	$18,102	$19,398	$20,174	$25,060	$26,547	$27,743	$29,910	$222,998		$35,778	$35,668	$36,670	$39,208	$41,098	$41,334	$42,590	$43,772	$44,993	$46,256	$47,562	$48,914	$503,841		$159,216	$173,546	$189,475	$207,217	$729,454		$232,688	$255,369	$280,770	$309,264	$1,078,091		$1,640,464
(Total Cost of Goods Sold)			$4,250	$4,365	$4,643	$5,443	$8,000	$8,580	$9,210	$9,567	$11,800	$12,565	$13,113	$14,168	$105,704		$16,913	$16,882	$17,349	$18,502	$19,454	$19,581	$20,165	$20,716	$21,285	$21,873	$22,480	$23,109	$238,308		$75,151	$81,800	$89,179	$97,383	$343,513		$109,186	$119,640	$131,330	$144,423	$504,578		$762,742
TOTAL GROSS PROFIT			$4,700	$4,831	$5,164	$5,841	$8,826	$9,522	$10,189	$10,607	$13,260	$13,983	$14,630	$15,743	$117,295		$18,865	$18,786	$19,321	$20,706	$21,644	$21,752	$22,425	$23,056	$23,708	$24,383	$25,082	$25,805	$265,533		$84,065	$91,746	$100,297	$109,834	$385,940		$123,502	$135,729	$149,440	$164,842	$573,513		$877,722

Sales Projections

Inventory

Inventory Author: This worksheet will help you manage your inventory expenditures. For each product line, enter the dollar amount you will spend each period on inventory. If yours is a service business, you can probably ignore this worksheet.	2020-2021														2021-2022														2022-2023						2023-2024						2024-2025
	April	May	June	July	August	September	October	November	December	January	February	March	TOTAL		April	May	June	July	August	September	October	November	December	January	February	March	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
Mango Juice
Cost of Goods Sold	$1,000 Author: This Cost of Goods number is pulled over from your Sales Projections and shows how much product you plan to sell each month. It's here simply to aid you in determining how much inventory you need to purchase.	$1,020	$1,200	$1,224	$2,000	$2,400	$2,640	$2,800	$2,960	$3,019	$3,080	$3,141	$26,484		$4,100	$4,182	$4,266	$4,351	$4,438	$4,674	$4,767	$4,863	$4,960	$5,059	$5,160	$5,264	$56,084		$16,842	$17,873	$18,967	$20,128	$73,809		$21,894	$23,234	$24,656	$26,165	$95,948		$124,727
ingridients	$850 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$867	$1,020	$1,040	$1,700	$2,040	$2,244	$2,380	$2,516	$2,566	$2,618	$4,100	$23,941		$4,182	$4,266	$4,351	$4,438	$4,527	$4,767	$4,863	$4,960	$5,059	$5,160	$5,264	$5,369	$57,206		$17,179	$18,230	$19,346	$20,530	$75,285		$22,332	$23,698	$25,149	$26,688	$97,867		$127,222
Bottle	$100	$102	$120	$122	$200	$240	$264	$280	$296	$302	$308	$314	$2,648		$410	$418	$427	$435	$444	$467	$477	$486	$496	$506	$516	$526	$5,608		$1,684	$1,787	$1,897	$2,013	$7,381		$2,189	$2,323	$2,466	$2,616	$9,595		$12,473
Crates	$50	$51	$60	$61	$100	$120	$132	$140	$148	$151	$154	$157	$1,324		$205	$209	$213	$218	$222	$234	$238	$243	$248	$253	$258	$263	$2,804		$842	$894	$948	$1,006	$3,690		$1,095	$1,162	$1,233	$1,308	$4,797		$6,236
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$1,000 Author: Are these cells showing red? As an aid to you, these cells will show in red until you indicate the purchase of enough inventory to cover your Cost of Goods for the period. In other words, your Total Inventory Expense should equal your Cost of Goods Sold from the SalesProj worksheet. If it isn't, you might need to adjust your % for COGS on the SalesProj worksheet (D12, D22, etc.)	$1,020	$1,200	$1,224	$2,000	$2,400	$2,640	$2,800	$2,960	$3,019	$3,080	$4,571	$27,914		$4,797	$4,893	$4,991	$5,091	$5,192	$5,469	$5,578	$5,690	$5,803	$5,919	$6,038	$6,159	$65,619		$19,705	$20,911	$22,191	$23,549	$86,357		$25,616	$27,183	$28,847	$30,613	$112,259		$145,931
Orange Juice Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$1,000	$1,050	$1,103	$1,158	$2,000	$2,100	$2,205	$2,315	$2,960	$3,108	$3,263	$3,427	$25,688		$4,100	$4,305	$4,520	$4,746	$4,984	$4,674	$4,908	$5,153	$5,411	$5,681	$5,965	$6,264	$60,711		$21,252	$24,601	$28,479	$32,968	$107,301		$39,119	$45,285	$52,423	$60,686	$197,514		$363,574
ingridients	$850 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$893	$937	$984	$1,700	$1,785	$1,874	$1,968	$2,516	$2,642	$2,774	$4,100	$23,023		$4,305	$4,520	$4,746	$4,984	$5,233	$4,908	$5,153	$5,411	$5,681	$5,965	$6,264	$6,577	$63,746		$22,314	$25,832	$29,903	$34,617	$112,666		$41,075	$47,549	$55,044	$63,721	$207,390		$381,753
Bottle	$100	$105	$110	$116	$200	$210	$221	$232	$296	$311	$326	$343	$2,569		$410	$431	$452	$475	$498	$467	$491	$515	$541	$568	$597	$626	$6,071		$2,125	$2,460	$2,848	$3,297	$10,730		$3,912	$4,529	$5,242	$6,069	$19,751		$36,357
Crates	$50	$53	$55	$58	$100	$105	$110	$116	$148	$155	$163	$171	$1,284		$205	$215	$226	$237	$249	$234	$245	$258	$271	$284	$298	$313	$3,036		$1,063	$1,230	$1,424	$1,648	$5,365		$1,956	$2,264	$2,621	$3,034	$9,876		$18,179
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$1,000	$1,050	$1,103	$1,158	$2,000	$2,100	$2,205	$2,315	$2,960	$3,108	$3,263	$4,614	$26,876		$4,920	$5,166	$5,424	$5,696	$5,980	$5,609	$5,889	$6,184	$6,493	$6,818	$7,158	$7,516	$72,853		$25,502	$29,522	$34,175	$39,562	$128,761		$46,943	$54,342	$62,908	$72,824	$237,017		$436,289
Pine-apple Juice Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$1,000	$1,020	$1,040	$1,061	$1,600	$1,632	$1,665	$1,698	$2,880	$2,938	$3,200	$3,600	$23,334		$4,100	$3,690	$3,764	$4,510	$4,600	$4,692	$4,838	$4,935	$5,033	$5,134	$5,237	$5,342	$55,875		$17,091	$18,137	$19,247	$20,425	$74,901		$22,217	$23,577	$25,020	$26,552	$97,367		$126,572
Ingridients	$850 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$867	$884	$902	$1,360	$1,387	$1,415	$1,443	$2,448	$2,497	$2,720	$4,100	$20,874		$3,690	$3,321	$3,387	$4,059	$4,140	$4,223	$4,354	$4,441	$4,530	$4,621	$4,713	$4,807	$50,287		$15,382	$16,323	$17,323	$18,383	$67,411		$19,996	$21,220	$22,518	$23,897	$87,631		$113,915
Bottle	$100	$102	$104	$106	$160	$163	$166	$170	$288	$294	$320	$360	$2,333		$410	$369	$376	$451	$460	$469	$484	$493	$503	$513	$524	$534	$5,587		$1,709	$1,814	$1,925	$2,043	$7,490		$2,222	$2,358	$2,502	$2,655	$9,737		$12,657
Crates	$50	$51	$52	$53	$80	$82	$83	$85	$144	$147	$160	$180	$1,167		$205	$185	$188	$226	$230	$235	$242	$247	$252	$257	$262	$267	$2,794		$855	$907	$962	$1,021	$3,745		$1,111	$1,179	$1,251	$1,328	$4,868		$6,329
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$1,000	$1,020	$1,040	$1,061	$1,600	$1,632	$1,665	$1,698	$2,880	$2,938	$3,200	$4,640	$24,374		$4,305	$3,875	$3,952	$4,736	$4,830	$4,927	$5,080	$5,181	$5,285	$5,391	$5,499	$5,609	$58,669		$17,946	$19,044	$20,210	$21,447	$78,646		$23,328	$24,756	$26,272	$27,880	$102,236		$132,901
Black-Current Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$1,250	$1,275	$1,301	$2,000	$2,400	$2,448	$2,700	$2,754	$3,000	$3,500	$3,570	$4,000	$30,198		$4,613	$4,705	$4,799	$4,895	$5,433	$5,541	$5,652	$5,765	$5,880	$5,998	$6,118	$6,240	$65,638		$19,967	$21,189	$22,486	$23,862	$87,503		$25,955	$27,544	$29,230	$31,019	$113,749		$147,868
Ingridients	$1,100 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$1,122	$1,144	$1,760	$2,112	$2,154	$2,376	$2,424	$2,640	$3,080	$3,142	$3,520	$26,574		$4,059	$4,140	$4,223	$4,307	$4,781	$4,876	$4,974	$5,073	$5,175	$5,278	$5,384	$5,491	$57,761		$17,571	$18,646	$19,787	$20,998	$77,002		$22,841	$24,239	$25,722	$27,297	$100,099		$130,124
Bottle	$100	$102	$104	$160	$192	$196	$216	$220	$240	$280	$286	$320	$2,416		$369	$376	$384	$392	$435	$443	$452	$461	$470	$480	$489	$499	$5,251		$1,597	$1,695	$1,799	$1,909	$7,000		$2,076	$2,204	$2,338	$2,482	$9,100		$11,829
Ctares	$50	$51	$52	$80	$96	$98	$108	$110	$120	$140	$143	$160	$1,208		$185	$188	$192	$196	$217	$222	$226	$231	$235	$240	$245	$250	$2,626		$799	$848	$899	$954	$3,500		$1,038	$1,102	$1,169	$1,241	$4,550		$5,915
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$1,250	$1,275	$1,301	$2,000	$2,400	$2,448	$2,700	$2,754	$3,000	$3,500	$3,570	$4,000	$30,198		$4,613	$4,705	$4,799	$4,895	$5,433	$5,541	$5,652	$5,765	$5,880	$5,998	$6,118	$6,240	$65,638		$19,967	$21,189	$22,486	$23,862	$87,503		$25,955	$27,544	$29,230	$31,019	$113,749		$147,868
Product Line 5 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 6 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 7 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 8 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: This worksheet will help you manage your inventory expenditures. For each product line, enter the dollar amount you will spend each period on inventory. If yours is a service business, you can probably ignore this worksheet.	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 9 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
	Author: This Cost of Goods number is pulled over from your Sales Projections and shows how much product you plan to sell each month. It's here simply to aid you in determining how much inventory you need to purchase.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: Are these cells showing red? As an aid to you, these cells will show in red until you indicate the purchase of enough inventory to cover your Cost of Goods for the period. In other words, your Total Inventory Expense should equal your Cost of Goods Sold from the SalesProj worksheet. If it isn't, you might need to adjust your % for COGS on the SalesProj worksheet (D12, D22, etc.)	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 10 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GRAND TOTAL INVENTORY	$4,250	$4,365	$4,643	$5,443	$8,000	$8,580	$9,210	$9,567	$11,800	$12,565	$13,113	$17,825	$109,361		$18,635	$18,638	$19,166	$20,416	$21,435	$21,545	$22,199	$22,820	$23,462	$24,126	$24,813	$25,524	$262,778		$83,119	$90,666	$99,061	$108,420	$381,266		$121,842	$133,826	$147,257	$162,335	$565,261		$862,989

CapEx

Capital Purchases Author: This worksheet allows you to track capital expenditures and manage depreciation for those expenditures.									3/31/16
Item	Cost	Purchase Date		Years of Service	Salvage Value
							Reminder: All purchases must be on or after your business start date of:
Facilities Author: Facilities include, land, buildings, building upgrades, fixtures, etc. NOTE: If you will need more than 10 items in each category on this worksheet, combine items into groups and enter data for the entire group on a single line.		Month	Year				March-2016
vehicles	$2,000 Author: Enter the cost of the item(s) here. This will be used to calculate depreciation, and will be added to your financial statements.	Apr Author: Enter the month you will purchase the item(s). Note: When entering dates on this worksheet, make sure that they don't fall prior to your current startup date (as entered on the Setup worksheet). Doing so will cause "#NUM!" calculation errors on later worksheets. However, you need not change the dates on lines you are not using.	2020 Author: Enter the year you will purchase the item(s).	5 Author: Enter the number of years you will use the item(s) before it wears out, you retire it, or sell it. This number will be used to calculate depreciation in your financial statements using the Straight Line method. NOTE: If you'd rather "expense" the item(s) in the year it is purchased, regardless of how many years you will use it, leave the number set to 1 year, and it will not be depreciated on your financial statements. For information about the tax implications/requirements of depreciation, please consult a competent accountant.	$500 Author: This is the value of the item at the time you stop using it, or the price you might receive for it if you sell it. For example, a $1000 desk might be worth $300 when you sell it after five years of use. You would enter $300 in this cell. If you will not be depreciating the item (the Years of Service column is set to 1 year), you can ignore this.
furniture	$300	Apr	2020	10	$0
office equipment	$200	Apr	2020	10	$0
Item Name (change name here)	$0	Apr	2020	1	$0
Item Name (change name here)	$0	Apr	2020	1	$0
Item Name (change name here)	$0	Apr	2020	1	$0
Item Name (change name here)	$0	Apr	2020	1	$0
Item Name (change name here)	$0	Apr	2020	1	$0
Item Name (change name here)	$0	Apr	2020	1	$0
Item Name (change name here)	$0	Apr	2020	1	$0
Equipment Author: Equipment includes machinery, furniture, vehicles, etc.
Author: This worksheet allows you to track capital expenditures and manage depreciation for those expenditures.	Author: Facilities include, land, buildings, building upgrades, fixtures, etc. NOTE: If you will need more than 10 items in each category on this worksheet, combine items into groups and enter data for the entire group on a single line.	Author: Enter the cost of the item(s) here. This will be used to calculate depreciation, and will be added to your financial statements.	Bottle Preparation Equipment	$2,000	Apr	2020	10	$400
Mixing Equipment	$3,500	Apr	2020	15	$500
Filing Machinery	$3,000	Apr	2020	10	$450
Conveyor System	$4,000	Apr	2020	10	$700
Item Name (change name here)	$0	Apr	2020	1	$0
Item Name (change name here)	$0	Apr	2020	1	$0
Item Name (change name here)	$0	Apr	2020	1	$0
Item Name (change name here)	$0	Apr	2020	1	$0
Item Name (change name here)	$0	Apr	2020	1	$0
Item Name (change name here)	$0	Apr	2020	1	$0
Item Name (change name here)	$0	Apr	2020	1	$0
Item Name (change name here)	$0	Apr	2020	1	$0
Item Name (change name here)	$0	Apr	2020	1	$0
Item Name (change name here)	$0	Apr	2020	1	$0
Item Name (change name here)	$0	Apr	2020	1	$0
Item Name (change name here)	$0	Apr	2020	1	$0
Item Name (change name here)	$0	Apr	2020	1	$0
Item Name (change name here)	$0	Apr	2020	1	$0
Item Name (change name here)	$0	Apr	2020	1	$0
Item Name (change name here)	$0	Apr	2020	1	$0
Computer Hardware/Software Author: Includes PCs, servers, monitors, printers, scanners, other peripherals, and software applications.
		Author: Enter the month you will purchase the item(s). Note: When entering dates on this worksheet, make sure that they don't fall prior to your current startup date (as entered on the Setup worksheet). Doing so will cause "#NUM!" calculation errors on later worksheets. However, you need not change the dates on lines you are not using.	2 Computers	$1,000	Apr	2020	5	$300
mouse	$5	Apr	2020	3	$0
datastorage	$2	Apr	2020	10	$1
sound card	$3	Apr	2020	5	$0
motherboard	$30	Apr	2020	5	$1
processor	$300	Apr	2020	5	$70
printer	$40	Apr	2020	5	$10
new computer	$4,500	Apr	2021	7	$400
Item Name (change name here)	$0	Apr	2020	1	$0
Item Name (change name here)	$0	Apr	2020	1	$0
Item Name (change name here)	$0	Apr	2020	1	$0
Item Name (change name here)	$0	Apr	2020	1	$0
Item Name (change name here)	$0	Apr	2020	1	$0
Item Name (change name here)	$0	Apr	2020	1	$0
Item Name (change name here)	$0	Apr	2020	1	$0
Telecommunications Author: Telecommunications includes phone systems, fax machines, etc.
			Author: Enter the year you will purchase the item(s).	Author: Enter the number of years you will use the item(s) before it wears out, you retire it, or sell it. This number will be used to calculate depreciation in your financial statements using the Straight Line method. NOTE: If you'd rather "expense" the item(s) in the year it is purchased, regardless of how many years you will use it, leave the number set to 1 year, and it will not be depreciated on your financial statements. For information about the tax implications/requirements of depreciation, please consult a competent accountant.	Author: This is the value of the item at the time you stop using it, or the price you might receive for it if you sell it. For example, a $1000 desk might be worth $300 when you sell it after five years of use. You would enter $300 in this cell. If you will not be depreciating the item (the Years of Service column is set to 1 year), you can ignore this.	routers	$100	Apr	2020	5	$0
modems	$3	Apr	2020	5	$0
Switches	$20	Apr	2020	5	$0
Gateways	$40	Apr	2020	5	$0
Item Name (change name here)	$0	Apr	2020	1	$0
Land Author: Land purchases are not depreciable.
Item Name (change name here)	$0	Apr	2020	Land is a non-depreciable asset
Item Name (change name here)	$0	Apr	2020
Item Name (change name here)	$0	Apr	2020
Item Name (change name here)	$0	Apr	2020
Item Name (change name here)	$0	Apr	2020
Item Name (change name here)	$0	Apr	2020
Item Name (change name here)	$0	Apr	2020
Item Name (change name here)	$0	Apr	2020
Item Name (change name here)	$0	Apr	2020
Item Name (change name here)	$0	Apr	2020

Capital Purchases

StaffBudj

Staffing Budget Author: For information about this worksheet, see "Staffing Budget" section and worksheet in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.	2020-2021													2021-2022													2022-2023					2023-2024					2024-2025
	April	May	June	July	August	September	October	November	December	January	February	March	TOTAL	April	May	June	July	August	September	October	November	December	January	February	March	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL	TOTAL
Management
# Salaried Employees	3.0 Author: Enter the number of full-time employees you expect to have working for you in this category during this month. For part-time employees, enter their information below under "Part-time / Hourly Employees".	3.0	3.0	3.0	3.0	3.0	3.0	3.0	3.0	5.0	5.0	5.0		5.0	5.0	7.0	7.0	7.0	7.0	7.0	7.0	7.0	7.0	7.0	7.0		7.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	7.0	7.0	7.0		7.0	7.0	7.0	7.0		7.0
Avg Salary per employee	$450 Author: Enter the amount you expect to pay each employee in this category this month. The Worksheets will multiply the number of employees (from the line above) with this number to generate your total cost (less benefits and taxes, below).	$450	$450	$450	$450	$450	$450	$450	$450	$450	$450	$450	$5,400	$466	$466	$466	$466	$466	$466	$466	$466	$466	$466	$466	$466	$5,589	$1,446	$1,446	$1,446	$1,446	$5,785	$1,497	$1,497	$1,497	$1,497	$5,987	$6,197
Benefits (across all employees)	$125 Author: This value is calculated using the number you entered on the "Setup and Assumptions" worksheet and the number of employees you entered above.	$125	$125	$125	$125	$125	$125	$125	$125	$208	$208	$208	$1,750	$213	$213	$298	$298	$298	$298	$298	$298	$298	$298	$298	$298	$3,400	$910	$910	$910	$910	$3,641	$929	$929	$929	$929	$3,714	$3,789
Payroll Taxes (across all employees)	$135	$135	$135	$135	$135	$135	$135	$135	$135	$225	$225	$225	$1,890	$233	$233	$326	$326	$326	$326	$326	$326	$326	$326	$326	$326	$3,726	$1,012	$1,012	$1,012	$1,012	$4,049	$1,048	$1,048	$1,048	$1,048	$4,191	$4,338
Total Costs	$1,610	$1,610	$1,610	$1,610	$1,610	$1,610	$1,610	$1,610	$1,610	$2,683	$2,683	$2,683	$22,540	$2,774	$2,774	$3,884	$3,884	$3,884	$3,884	$3,884	$3,884	$3,884	$3,884	$3,884	$3,884	$44,386	$12,046	$12,046	$12,046	$12,046	$48,183	$12,454	$12,454	$12,454	$12,454	$49,815	$51,503
Administrative/Support
# Salaried Employees	5.0	5.0	5.0	5.0	5.0	5.0	5.0	5.0	5.0	5.0	5.0	5.0		8.0	8.0	8.0	8.0	8.0	8.0	8.0	8.0	8.0	8.0	8.0	8.0		8.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	8.0	8.0	8.0		8.0	8.0	8.0	8.0		8.0
Avg Salary per employee	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$3,600	$311	$311	$311	$311	$311	$311	$311	$311	$311	$311	$311	$311	$3,726	$964	$964	$964	$964	$3,856	$998	$998	$998	$998	$3,991	$4,131
Benefits (across all employees)	$208	$208	$208	$208	$208	$208	$208	$208	$208	$208	$208	$208	$2,500	$340	$340	$340	$340	$340	$340	$340	$340	$340	$340	$340	$340	$4,080	$1,040	$1,040	$1,040	$1,040	$4,162	$1,061	$1,061	$1,061	$1,061	$4,245	$4,330
Payroll Taxes (across all employees)	$150	$150	$150	$150	$150	$150	$150	$150	$150	$150	$150	$150	$1,800	$248	$248	$248	$248	$248	$248	$248	$248	$248	$248	$248	$248	$2,981	$771	$771	$771	$771	$3,085	$798	$798	$798	$798	$3,193	$3,305
Total Costs	$1,858	$1,858	$1,858	$1,858	$1,858	$1,858	$1,858	$1,858	$1,858	$1,858	$1,858	$1,858	$22,300	$3,072	$3,072	$3,072	$3,072	$3,072	$3,072	$3,072	$3,072	$3,072	$3,072	$3,072	$3,072	$36,869	$9,525	$9,525	$9,525	$9,525	$38,098	$9,842	$9,842	$9,842	$9,842	$39,369	$40,683
Sales/Marketing
# Salaried Employees	2.0	2.0	2.0	2.0	5.0	5.0	5.0	5.0	5.0	5.0	7.0	7.0		11.0	11.0	11.0	11.0	11.0	11.0	11.0	11.0	11.0	11.0	11.0	11.0		11.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: For information about this worksheet, see "Staffing Budget" section and worksheet in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.										Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	11.0	11.0	11.0	11.0	11.0	11.0	11.0	11.0
Avg Salary per employee	$50	$50	$50	$50	$55	$55	$55	$55	$55	$55	$60	$60	$650	$62	$62	$62	$62	$62	$62	$62	$62	$62	$62	$62	$62	$745	$193	$193	$193	$193	$771	$200	$200	$200	$200	$798	$826
Benefits (across all employees)	$83	$83	$83	$83	$208	$208	$208	$208	$208	$208	$292	$292	$2,167	$468	$468	$468	$468	$468	$468	$468	$468	$468	$468	$468	$468	$5,610	$1,431	$1,431	$1,431	$1,431	$5,722	$1,459	$1,459	$1,459	$1,459	$5,837	$5,953
Payroll Taxes (across all employees)	$10	$10	$10	$10	$28	$28	$28	$28	$28	$28	$42	$42	$289	$68	$68	$68	$68	$68	$68	$68	$68	$68	$68	$68	$68	$820	$212	$212	$212	$212	$848	$220	$220	$220	$220	$878	$909
Total Costs	$193	$193	$193	$193	$511	$511	$511	$511	$511	$511	$754	$754	$5,346	$1,219	$1,219	$1,219	$1,219	$1,219	$1,219	$1,219	$1,219	$1,219	$1,219	$1,219	$1,219	$14,627	$3,764	$3,764	$3,764	$3,764	$15,055	$3,874	$3,874	$3,874	$3,874	$15,496	$15,951
Operations/Production
# Salaried Employees	25.0	25.0	25.0	25.0	30.0	30.0	30.0	30.0	30.0	30.0	35.0	35.0		50.0	50.0	50.0	50.0	50.0	50.0	50.0	50.0	50.0	50.0	50.0	50.0		50.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	50.0	50.0	50.0		50.0	50.0	50.0	50.0		50.0
Avg Salary per employee	$9	$9	$9	$9	$10	$10	$10	$10	$10	$10	$10	$10	$112	$10	$10	$10	$10	$10	$10	$10	$10	$10	$10	$10	$10	$118	$31	$31	$31	$31	$122	$32	$32	$32	$32	$126	$131
Benefits (across all employees)	$1,042	$1,042	$1,042	$1,042	$1,250	$1,250	$1,250	$1,250	$1,250	$1,250	$1,458	$1,458	$14,583	$2,125	$2,125	$2,125	$2,125	$2,125	$2,125	$2,125	$2,125	$2,125	$2,125	$2,125	$2,125	$25,500	$6,503	$6,503	$6,503	$6,503	$26,010	$6,633	$6,633	$6,633	$6,633	$26,530	$27,061
Payroll Taxes (across all employees)	$23	$23	$23	$23	$29	$29	$29	$29	$29	$29	$33	$33	$328	$49	$49	$49	$49	$49	$49	$49	$49	$49	$49	$49	$49	$590	$153	$153	$153	$153	$611	$158	$158	$158	$158	$632	$654
Total Costs	$1,289	$1,289	$1,289	$1,289	$1,564	$1,564	$1,564	$1,564	$1,564	$1,564	$1,824	$1,824	$18,186	$2,666	$2,666	$2,666	$2,666	$2,666	$2,666	$2,666	$2,666	$2,666	$2,666	$2,666	$2,666	$31,989	$8,182	$8,182	$8,182	$8,182	$32,727	$8,370	$8,370	$8,370	$8,370	$33,482	$34,256
Other
# Salaried Employees	3.0	3.0	3.0	3.0	4.0	4.0	4.0	4.0	4.0	4.0	4.0	4.0		6.0	6.0	6.0	6.0	6.0	6.0	6.0	6.0	6.0	6.0	6.0	6.0		6.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	6.0	6.0	6.0		6.0	6.0	6.0	6.0		6.0
Avg Salary per employee	$7	$7	$7	$7	$7	$7	$7	$7	$7	$7	$7	$7	$84	$7	$7	$7	$7	$7	$7	$7	$7	$7	$7	$7	$7	$87	$22	$22	$22	$22	$90	$23	$23	$23	$23	$93	$96
Benefits (across all employees)	$125	$125	$125	$125	$167	$167	$167	$167	$167	$167	$167	$167	$1,833	$255	$255	$255	$255	$255	$255	$255	$255	$255	$255	$255	$255	$3,060	$780	$780	$780	$780	$3,121	$796	$796	$796	$796	$3,184	$3,247
Payroll Taxes (across all employees)	$2	$2	$2	$2	$3	$3	$3	$3	$3	$3	$3	$3	$31	$4	$4	$4	$4	$4	$4	$4	$4	$4	$4	$4	$4	$52	$13	$13	$13	$13	$54	$14	$14	$14	$14	$56	$58
Total Costs	$148	$148	$148	$148	$197	$197	$197	$197	$197	$197	$197	$197	$31	$303	$303	$303	$303	$303	$303	$303	$303	$303	$303	$303	$303	$3,634	$929	$929	$929	$929	$3,715	$950	$950	$950	$950	$3,798	$3,883
Part-Time / Hourly Employees
# Part-Time Employees	0	0	3	3	6	6	6	6	6	6	9	9		12	12	12	12	12	12	12	12	12	12	12	12		12 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: Enter the number of full-time employees you expect to have working for you in this category during this month. For part-time employees, enter their information below under "Part-time / Hourly Employees".	Author: Enter the amount you expect to pay each employee in this category this month. The Worksheets will multiply the number of employees (from the line above) with this number to generate your total cost (less benefits and taxes, below).									Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: This value is calculated using the number you entered on the "Setup and Assumptions" worksheet and the number of employees you entered above.								Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	12	12	12	12	12	12	12	12
Avg. Hours per Hourly Employee	0	0	5	5	5	5	5	5	5	5	5	5		7	7	7	7	7	7	7	7	7	7	7	7		21	21	21	21		21	21	21	21		84
Avg Hourly Rate	$1.50	$1.50	$1.50	$1.50	$1.50	$1.50	$1.50	$1.50	$1.50	$1.50	$1.50	$1.50		$2.00	$2.00	$2.00	$2.00	$2.00	$2.00	$2.00	$2.00	$2.00	$2.00	$2.00	$2.00		$2.07	$2.07	$2.07	$2.07		$2.14	$2.14	$2.14	$2.14		$2.22
Calculated Wages Per Hourly Employee	$0	$0	$8	$8	$8	$8	$8	$8	$8	$8	$8	$8	$75	$14	$14	$14	$14	$14	$14	$14	$14	$14	$14	$14	$14	$168	$43	$43	$43	$43	$174	$45	$45	$45	$45	$180	$186
Wages	$0	$0	$23	$23	$45	$45	$45	$45	$45	$45	$68	$68	$450	$168	$168	$168	$168	$168	$168	$168	$168	$168	$168	$168	$168	$2,016	$522	$522	$522	$522	$2,087	$540	$540	$540	$540	$2,160	$2,235
Benefits (across all employees)	$0	$0	$3	$3	$5	$5	$5	$5	$5	$5	$8	$8	$50	$10	$10	$10	$10	$10	$10	$10	$10	$10	$10	$10	$10	$122	$31	$31	$31	$31	$125	$32	$32	$32	$32	$127	$130
Payroll Taxes (across all employees)	$0	$0	$2	$2	$5	$5	$5	$5	$5	$5	$7	$7	$45	$17	$17	$17	$17	$17	$17	$17	$17	$17	$17	$17	$17	$202	$52	$52	$52	$52	$209	$54	$54	$54	$54	$216	$224
Total Costs	$0	$0	$27	$27	$55	$55	$55	$55	$55	$55	$82	$82	$545	$195	$195	$195	$195	$195	$195	$195	$195	$195	$195	$195	$195	$2,340	$605	$605	$605	$605	$2,420	$626	$626	$626	$626	$2,503	$2,589
TOTAL
# Full Time Employees	$38	$38	$38	$38	$47	$47	$47	$47	$47	$49	$56	$56		$80	$80	$82	$82	$82	$82	$82	$82	$82	$82	$82	$82		$82	$82	$82	$82		$82	$82	$82	$82		$82
# Part-Time Employees	$0	$0	$3	$3	$6	$6	$6	$6	$6	$6	$9	$9		$12	$12	$12	$12	$12	$12	$12	$12	$12	$12	$12	$12		$12	$12	$12	$12		$12	$12	$12	$12		$12
Salary/Wages	$3,196	$3,196	$3,219	$3,219	$3,483	$3,483	$3,483	$3,483	$3,483	$4,383	$4,598	$4,598	$43,823	$6,199	$6,199	$7,130	$7,130	$7,130	$7,130	$7,130	$7,130	$7,130	$7,130	$7,130	$7,130	$83,702	$22,140	$22,140	$22,140	$22,140	$88,560	$22,915	$22,915	$22,915	$22,915	$91,660	$94,868
Benefits	$1,583	$1,583	$1,586	$1,586	$1,963	$1,963	$1,963	$1,963	$1,963	$2,047	$2,341	$2,341	$22,883	$3,410	$3,410	$3,495	$3,495	$3,495	$3,495	$3,495	$3,495	$3,495	$3,495	$3,495	$3,495	$41,772	$10,695	$10,695	$10,695	$10,695	$42,781	$10,909	$10,909	$10,909	$10,909	$43,637	$44,510
Payroll Taxes	$320	$320	$322	$322	$348	$348	$348	$348	$348	$438	$460	$460	$4,382	$620	$620	$713	$713	$713	$713	$713	$713	$713	$713	$713	$713	$8,370	$2,214	$2,214	$2,214	$2,214	$8,856	$2,291	$2,291	$2,291	$2,291	$9,166	$9,487
GRAND TOTAL COSTS	$5,099	$5,099	$5,126	$5,126	$5,795	$5,795	$5,795	$5,795	$5,795	$6,868	$7,399	$7,399	$71,089	$10,229	$10,229	$11,339	$11,339	$11,339	$11,339	$11,339	$11,339	$11,339	$11,339	$11,339	$11,339	$133,845	$35,049	$35,049	$35,049	$35,049	$140,197	$36,116	$36,116	$36,116	$36,116	$144,463	$148,864

Staffing Budget

MktBudj

	For a more comprehensive and detailed Marketing Budget, purchase the Excel Marketing Budget Templates from PlanningShop.
Marketing Budget Author: For information about this worksheet, see Chapter 10, "Marketing Plan & Sales Strategy" in Successful Business Plan: Secrets & Strategies	2020-2021														2021-2022														2022-2023						2023-2024						2024-2025
	April	May	June	July	August	September	October	November	December	January	February	March	TOTAL		April	May	June	July	August	September	October	November	December	January	February	March	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
Professional Assistance
Marketing/PR Consultants	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Advertising Agencies	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Social Media Specialists	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
SEO Specialist	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Graphic/Web Design	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Brochures/Leaflets/Flyers	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Signs/Billboards	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Merchandising Displays	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Sampling/Premiums	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Media Advertising
Print (newspaper, etc.)	$50	$50	$0	$0	$50	$50	$0	$0	$0	$0	$0	$0	$200		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Television and Radio	$50	$50	$0	$0	$50	$50	$50	$50	$50	$50	$50	$50	$500		$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$600		$150	$150	$150	$150	$600		$150	$150	$150	$150	$600		$600
Online Author: Includes AdWords, banner ads, social media ads, etc.	Author: For information about this worksheet, see Chapter 10, "Marketing Plan & Sales Strategy" in Successful Business Plan: Secrets & Strategies	$80	$80	$80	$80	$90	$90	$90	$70	$70	$50	$50	$50	$880		$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$600		$150	$150	$150	$150	$600		$150	$150	$150	$150	$600		$600
Other Media	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Phone Directories	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Advertising Specialties	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$240		$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$240		$60	$60	$60	$60	$240		$60	$60	$60	$60	$240		$240
Direct Mail	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Website
Development/Programming	$200	$0	$0	$0	$200	$0	$0	$0	$0	$0	$0	$0	$400		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Maintenance and Hosting	$20	$20	$20	$20	$30	$30	$30	$30	$30	$30	$30	$30	$320		$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$360		$90	$90	$90	$90	$360		$90	$90	$90	$90	$360		$360
Trade Shows
Fees and Setup	$0	$0	$0	$0	$100	$0	$0	$0	$0	$0	$0	$0	$100		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Travel/Shipping	$0	$0	$0	$0	$30	$30	$30	$30	$30	$30	$30	$30	$240		$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$360		$90	$90	$90	$90	$360		$90	$90	$90	$90	$360		$360
Exhibits/Signs	$0	$0	$0	$0	$30	$30	$30	$30	$30	$30	$30	$30	$240		$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$360		$90	$90	$90	$90	$360		$90	$90	$90	$90	$360		$360
Public Relations/Materials	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Informal Marketing / Networking
Memberships/Meetings	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Entertainment	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Other	$30	$30	$30	$30	$50	$50	$50	$50	$50	$50	$50	$50	$520		$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$600		$150	$150	$150	$150	$600		$150	$150	$150	$150	$600		$600
GRAND TOTAL COSTS	$450	$250	$150	$150	$650	$350	$300	$280	$280	$260	$260	$260	$3,640		$260	$260	$260	$260	$260	$260	$260	$260	$260	$260	$260	$260	$3,120		$780	$780	$780	$780	$3,120		$780	$780	$780	$780	$3,120		$3,120

Marketing Budget

ProSvs

Professional Services Author: For information about this worksheet, see Chapter 13, "Management & Organization" in Successful Business Plan: Secrets & Strategies.	2020-2021	2021-2022	2022-2023	2023-2024	2024-2025
General Author: For professional services related to marketing, use the Marketing Budget spreadsheets.
Attorneys	$4,000 Author: The number you enter here will be equally divided among the 12 months of the year on your Income Statement.	$4,000	$4,000	$4,000	$4,000
Accountants	$4,500	$4,500	$4,500	$4,500	$4,500
Management consultants	$4,500	$4,500	$4,500	$4,500	$4,500
Industry specialists	$5,000	$5,000	$5,000	$5,000	$5,000
Technology consultants	$5,600	$5,600	$5,600	$5,600	$5,600
Other (change title here)	$0	$0	$0	$0	$0
Other (change title here)	$0	$0	$0	$0	$0
Total Costs	$23,600	$23,600	$23,600	$23,600	$23,600
GRAND TOTAL COSTS	$23,600	$23,600	$23,600	$23,600	$23,600

Professional Services Budget

CapInvest

Capital Investments and Loans Author: This worksheet will help you manage loans and investments in your business.
Item	Amount	Date		Loan Period Sure Product Consulting: Loan period is in NUMBER OF MONTHS	Interest Rate
							Reminder: All invesments & loans must be on or after your business start date of:
Equity Capital Investments Author: Equity capital investments can come from a number of sources, including venture capitalists, angel investors, and family members. Generally, these investors are purchasing a percentage of (or shares in) your company. They expect to reap the rewards of your business' success through periodic dividend payments (a share of the profits) and/or when the company is sold.				Sure Product Consulting: Loan period is in NUMBER OF MONTHS	Month	Year		March-2016
ordinary shares	$10,000 Author: Enter the amount that will be invested in your business from this source. If this investor will inject cash into your business more than one time, use separate lines for each investment.	Apr Author: Enter the month that you will receive the investment cash. Note: When entering dates on this worksheet, make sure that they don't fall prior to your current startup date (as entered on the Setup worksheet). Doing so will cause "#NUM!" calculation errors on later worksheets. However, you need not change the dates on lines you are not using.	2020 Author: Enter the year you will receive the investment cash.	Capital investments are not paid back on a loan schedule.
preference shares	$20,000	Apr	2021
friends and family	$1,000	Apr	2020
angel investors	$30,000	Apr	2020
Investment Source Name	$0	Apr	2020
Investment Source Name	$0	Apr	2020
Investment Source Name	$0	Apr	2020
Investment Source Name	$0	Apr	2020
Investment Source Name	$0	Apr	2020
Investment Source Name	$0	Apr	2020
Investment Source Name	$0	Apr	2020
Investment Source Name	$0	Apr	2020
Investment Source Name	$0	Apr	2020
Investment Source Name	$0	Apr	2020
Investment Source Name	$0	Apr	2020
Total Capital Investments	$61,000
Loans Author: Unlike equity capital inventments, lenders are typically not interested in purchasing shares in your company--they simply want to be paid back on a fixed schedule, with interest. Lenders can include banks and family members.
banks	$10,000	Apr	2020	36 Author: Enter the term (length) of the loan in MONTHS. For example, if this will be a three year loan, enter 36 here.	8.00% Author: Enter the loan's annual interest rate.
Other financial institutions	$3,000	Apr	2021	24	10.00% Author: Enter the loan's annual interest rate.
debentures	$5,000	Apr	2020	12	12.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Apr	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Apr	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Apr	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Apr	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Apr	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Apr	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Apr	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Apr	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Apr	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Apr	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Apr	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Apr	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Apr	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Apr	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Apr	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Apr	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Apr	2020	12	0.00% Author: Enter the loan's annual interest rate.
Total Loans	$18,000
TOTAL INVESTMENTS AND LOANS	$79,000

Capital Investments and Loans

IncSt

Income Statements Author: For information about this worksheet, see "Income Statements" in Successful Business Plan: Secrets & Strategies.	2020-2021													2021-2022													2022-2023					2023-2024					2024-2025
	April	May	June	July	August	September	October	November	December	January	February	March	TOTAL	April	May	June	July	August	September	October	November	December	January	February	March	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
INCOME
Gross Sales	$10,000	$10,275	$10,958	$12,607	$18,800	$20,226	$21,674	$22,541	$28,000	$29,662	$30,997	$33,419	$249,160	$39,975	$39,852.00	$40,972	$43,808	$45,919	$46,183	$47,587	$48,907	$50,271	$51,683	$53,142	$54,653	$562,951	$177,895	$193,906	$211,704	$231,527	$815,032	$259,986	$285,329	$313,709	$345,547	$1,204,571	$1,832,921
(Commissions)	$750	$771	$822	$946	$1,410	$1,517	$1,626	$1,691	$2,100	$2,225	$2,325	$2,506	$18,687	$2,998	$2,988.90	$3,073	$3,286	$3,444	$3,464	$3,569	$3,668	$3,770	$3,876	$3,986	$4,099	$42,221	$13,342	$14,543	$15,878	$17,365	$61,127	$19,499	$21,400	$23,528	$25,916	$90,343	$137,469
(Returns and allowances)	$300	$308	$329	$378	$564	$607	$650	$676	$840	$890	$930	$1,003	$7,475	$1,199	$1,195.56	$1,229	$1,314	$1,378	$1,385	$1,428	$1,467	$1,508	$1,550	$1,594	$1,640	$16,889	$5,337	$5,817	$6,351	$6,946	$24,451	$7,800	$8,560	$9,411	$10,366	$36,137	$54,988
Net Sales	$8,950	$9,196	$9,808	$11,283	$16,826	$18,102	$19,398	$20,174	$25,060	$26,547	$27,743	$29,910	$222,998	$35,778	$35,667.54	$36,670	$39,208	$41,098	$41,334	$42,590	$43,772	$44,993	$46,256	$47,562	$48,914	$503,841	$159,216	$173,546	$189,475	$207,217	$729,454	$232,688	$255,369	$280,770	$309,264	$1,078,091	$1,640,464
(Cost of Goods)	$4,250	$4,365	$4,643	$5,443	$8,000	$8,580	$9,210	$9,567	$11,800	$12,565	$13,113	$14,168	$105,704	$16,913	$16,881.75	$17,349	$18,502	$19,454	$19,581	$20,165	$20,716	$21,285	$21,873	$22,480	$23,109	$238,308	$75,151	$81,800	$89,179	$97,383	$343,513	$109,186	$119,640	$131,330	$144,423	$504,578	$762,742
GROSS PROFIT	$4,700	$4,831	$5,164	$5,841	$8,826	$9,522	$10,189	$10,607	$13,260	$13,983	$14,630	$15,743	$117,295	$18,865	$18,785.79	$19,321	$20,706	$21,644	$21,752	$22,425	$23,056	$23,708	$24,383	$25,082	$25,805	$265,533	$84,065	$91,746	$100,297	$109,834	$385,940	$123,502	$135,729	$149,440	$164,842	$573,513	$877,722
EXPENSES - General and Administrative
Salaries and wages	$3,196	$3,196	$3,219	$3,219	$3,483	$3,483	$3,483	$3,483	$3,483	$4,383	$4,598	$4,598	$43,823	$6,199	$6,199	$7,130	$7,130	$7,130	$7,130	$7,130	$7,130	$7,130	$7,130	$7,130	$7,130	$83,702	$22,140	$22,140	$22,140	$22,140	$88,560	$22,915	$22,915	$22,915	$22,915	$91,660	$94,868
Employee benefits	$1,583	$1,583	$1,586	$1,586	$1,963	$1,963	$1,963	$1,963	$1,963	$2,047	$2,341	$2,341	$22,883	$3,410	$3,410	$3,495	$3,495	$3,495	$3,495	$3,495	$3,495	$3,495	$3,495	$3,495	$3,495	$41,772	$10,695	$10,695	$10,695	$10,695	$42,781	$10,909	$10,909	$10,909	$10,909	$43,637	$44,510
Payroll taxes	$320	$320	$322	$322	$348	$348	$348	$348	$348	$438	$460	$460	$4,382	$620	$620	$713	$713	$713	$713	$713	$713	$713	$713	$713	$713	$8,370	$2,214	$2,214	$2,214	$2,214	$8,856	$2,291	$2,291	$2,291	$2,291	$9,166	$9,487
Professional services	$1,967	$1,967	$1,967	$1,967	$1,967	$1,967	$1,967	$1,967	$1,967	$1,967	$1,967	$1,967	$23,600	$1,967	$1,967	$1,967	$1,967	$1,967	$1,967	$1,967	$1,967	$1,967	$1,967	$1,967	$1,967	$23,600	$5,900	$5,900	$5,900	$5,900	$23,600	$5,900	$5,900	$5,900	$5,900	$23,600	$23,600
Marketing and advertising	$450	$250	$150	$150	$650	$350	$300	$280	$280	$260	$260	$260	$3,640	$260	$260	$260	$260	$260	$260	$260	$260	$260	$260	$260	$260	$3,120	$780	$780	$780	$780	$3,120	$780	$780	$780	$780	$3,120	$3,120
Rent	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200	$300	$300	$300	$300	$1,200	$300	$300	$300	$300	$1,200	$1,200
Equipment rental	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$240	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$240	$60	$60	$60	$60	$240	$60	$60	$60	$60	$240	$240
Maintenance	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$600	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$600	$150	$150	$150	$150	$600	$150	$150	$150	$150	$600	$600
Depreciation	$127	$127	$127	$127	$127	$127	$127	$127	$127	$127	$127	$127	$1,528	$176	$176	$176	$176	$176	$176	$176	$176	$176	$176	$176	$176	$2,113	$528	$528	$528	$528	$2,113	$528	$528	$528	$528	$2,112	$2,112
Insurance	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$360	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$360	$90	$90	$90	$90	$360	$90	$90	$90	$90	$360	$360
Telephone service	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200	$300	$300	$300	$300	$1,200	$300	$300	$300	$300	$1,200	$1,200
Utilities	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$240	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$240	$60	$60	$60	$60	$240	$60	$60	$60	$60	$240	$240
Office supplies	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$360	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$360	$90	$90	$90	$90	$360	$90	$90	$90	$90	$360	$360
Postage and shipping	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$600	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$600	$150	$150	$150	$150	$600	$150	$150	$150	$150	$600	$600
Travel	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$3,600	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$3,600	$900	$900	$900	$900	$3,600	$900	$900	$900	$900	$3,600	$3,600
Entertainment	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$240	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$240	$60	$60	$60	$60	$240	$60	$60	$60	$60	$240	$240
Interest on loans	$117	$111	$105	$100	$94	$88	$82	$76	$71	$65	$58	$52	$1,020	$71	$68	$66	$63	$60	$57	$55	$52	$49	$46	$43	$40	$670	$102	$75	$48	$19	$245	$0	$0	$0	$0	$0	$0
Other (change title here)	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Other (change title here)	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
TOTAL EXPENSES	$8,480	$8,274	$8,196	$8,190	$9,353	$9,047	$8,991	$8,965	$8,959	$10,006	$10,531	$10,525	$109,516	$13,423	$13,420	$14,527	$14,524	$14,522	$14,519	$14,516	$14,513	$14,510	$14,507	$14,504	$14,502	$171,988	$44,520	$44,493	$44,465	$44,437	$177,915	$45,484	$45,484	$45,484	$45,484	$181,934	$186,336
Net income before taxes and interest	-$3,780	-$3,443	-$3,031	-$2,349	-$527	$475	$1,198	$1,642	$4,301	$3,976	$4,099	$5,218	$7,779	$5,442	$5,366	$4,794	$6,181	$7,122	$7,233	$7,909	$8,543	$9,198	$9,876	$10,577	$11,303	$93,545	$39,544	$47,253	$55,831	$65,397	$208,025	$78,019	$90,245	$103,956	$119,358	$391,579	$691,386
Interest Income	$33	$30	$27	$25	$24	$24	$24	$25	$27	$29	$32	$31	$333	$48	$51	$53	$57	$61	$65	$69	$74	$78	$84	$89	$95	$825	$353	$436	$539	$663	$1,991	$817	$999	$1,211	$1,457	$4,486	$11,589
Provision for taxes on income	$0	$0	$0	$0	$0	$125	$306	$417	$1,082	$1,001	$1,033	$1,312	$1,945	$1,373	$1,354	$1,212	$1,560	$1,796	$1,825	$1,995	$2,154	$2,319	$2,490	$2,667	$2,850	$23,386	$9,974	$11,922	$14,093	$16,515	$52,504	$19,709	$22,811	$26,292	$30,204	$99,016	$175,744
NET PROFIT	-$3,746	-$3,413	-$3,004	-$2,324	-$503	$375	$917	$1,250	$3,246	$3,004	$3,098	$3,937	$6,167	$4,118	$4,063	$3,636	$4,679	$5,387	$5,474	$5,984	$6,462	$6,957	$7,470	$8,000	$8,549	$70,983	$29,923	$35,767	$42,278	$49,545	$157,512	$59,127	$68,434	$78,876	$90,612	$297,048	$527,231

Income Statements

CshFlw

Cash Flow Author: For information about this worksheet, see "Cash-Flow Projections" in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.	2020-2021														2021-2022														2022-2023						2023-2024						2024-2025
	April	May	June	July	August	September	October	November	December	January	February	March	TOTAL		April	May	June	July	August	September	October	November	December	January	February	March	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
CASH RECEIPTS
Income from Sales
Cash Sales	$9,000	$9,248	$9,862	$11,346	$16,920	$18,203	$19,507	$20,287	$25,200	$26,696	$27,898	$30,077	$224,244		$35,978	$35,867	$36,875	$39,427	$41,327	$41,565	$42,828	$44,016	$45,244	$46,514	$47,828	$49,187	$506,656		$160,105	$174,515	$190,534	$208,374	$733,529		$233,988	$256,796	$282,338	$310,992	$1,084,114		$1,649,629
Collections	$500	$1,014	$1,062	$1,178	$1,570	$1,951	$2,095	$2,211	$2,527	$2,883	$3,033	$3,221	$23,245		$3,670	$3,991	$4,041	$4,239	$4,486	$4,605	$4,688	$4,825	$4,959	$5,098	$5,241	$5,390	$55,233		$17,557	$19,124	$20,874	$22,822	$80,377		$25,524	$28,111	$30,898	$34,024	$118,557		$181,414
Total Cash from Sales	$9,500	$10,261	$10,924	$12,525	$18,490	$20,155	$21,602	$22,498	$27,727	$29,579	$30,931	$33,298	$247,489		$39,647	$39,858	$40,916	$43,666	$45,814	$46,170	$47,517	$48,841	$50,203	$51,612	$53,069	$54,577	$561,889		$177,662	$193,639	$211,408	$231,197	$813,906		$259,512	$284,907	$313,236	$345,016	$1,202,671		$1,831,043
Income from Financing
Interest Income	$33 Author: This line item is automatically calculated for you based on the interest rate you entered on the "Setup and Assumptions" sheet.	$30	$27	$25	$24	$24	$24	$25	$27	$29	$32	$31	$333		$48	$51	$53	$57	$61	$65	$69	$74	$78	$84	$89	$95	$825		$353	$436	$539	$663	$1,991		$817	$999	$1,211	$1,457	$4,486		$11,589
Loan Proceeds	$15,000	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$15,000		$3,000	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$3,000		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Equity Capital Investments	$41,000	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$41,000		$20,000	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$20,000		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Cash from Financing	$56,033	$30	$27	$25	$24	$24	$24	$25	$27	$29	$32	$31	$56,333		$23,048	$51	$53	$57	$61	$65	$69	$74	$78	$84	$89	$95	$23,825		$353	$436	$539	$663	$1,991		$817	$999	$1,211	$1,457	$4,486		$11,589
Other Cash Receipts	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$3,600		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
TOTAL CASH RECEIPTS	$65,833	$10,591	$11,251	$12,850	$18,814	$20,479	$21,926	$22,823	$28,054	$29,908	$31,262	$33,630	$307,423		$62,696	$39,909	$40,969	$43,723	$45,874	$46,234	$47,586	$48,914	$50,282	$51,696	$53,159	$54,673	$585,714		$178,015	$194,075	$211,947	$231,860	$815,897		$260,329	$285,906	$314,447	$346,474	$1,207,156		$1,842,631
CASH DISBURSEMENTS
Inventory	$4,250	$4,365	$4,643	$5,443	$8,000	$8,580	$9,210	$9,567	$11,800	$12,565	$13,113	$17,825	$109,361		$18,635	$18,638	$19,166	$20,416	$21,435	$21,545	$22,199	$22,820	$23,462	$24,126	$24,813	$25,524	$262,778		$83,119	$90,666	$99,061	$108,420	$381,266		$121,842	$133,826	$147,257	$162,335	$565,261		$862,989
Operating Expenses	$8,236	$8,036	$7,963	$7,963	$9,131	$8,831	$8,781	$8,761	$8,761	$9,815	$10,345	$10,345	$106,969		$13,176	$13,176	$14,285	$14,285	$14,285	$14,285	$14,285	$14,285	$14,285	$14,285	$14,285	$14,285	$169,205		$43,889	$43,889	$43,889	$43,889	$175,557		$44,956	$44,956	$44,956	$44,956	$179,823		$184,224
Commissions/Returns & Allowances	$1,050	$1,079	$1,151	$1,324	$1,974	$2,124	$2,276	$2,367	$2,940	$3,115	$3,255	$3,509	$26,162		$4,197	$4,184	$4,302	$4,600	$4,822	$4,849	$4,997	$5,135	$5,278	$5,427	$5,580	$5,739	$59,110		$18,679	$20,360	$22,229	$24,310	$85,578		$27,299	$29,960	$32,939	$36,282	$126,480		$192,457
Capital Purchases	$16,543	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$16,543		$4,500	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$4,500		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Loan Payments	$758	$758	$758	$758	$758	$758	$758	$758	$758	$758	$758	$758	$9,091		$452	$452	$452	$452	$452	$452	$452	$452	$452	$452	$452	$452	$5,422		$1,355	$1,355	$1,355	$1,355	$5,422		$0	$0	$0	$0	$0		$0
Income Tax Payments	$0 Author: Note that on your Income Statements, we've generated an estimate for income taxes. This line on the Cash Flow statement is where you should reflect the actual payments you intend to make on a regular basis (probably quarterly).	Author: This line item is automatically calculated for you based on the interest rate you entered on the "Setup and Assumptions" sheet.	$0	$0	$0	$0	$125	$306	$417	$1,082	$1,002	$1,033	$1,312	$5,277		$1,361	$0	$0	$0	$0	$126	$306	$417	$1,083	$1,002	$1,033	$1,313	$6,641		$3,939	$3,939	$3,939	$3,939	$15,756		$3,939	$3,939	$3,939	$3,939	$15,756		$15,756
Investor Dividend Payments	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$300	$300	$300	$300	$1,200		$300	$300	$300	$300	$1,200		$1,200
Owner's Draw	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
TOTAL CASH DISBURSEMENTS	$30,936	$14,337	$14,614	$15,587	$19,963	$20,518	$21,430	$21,970	$25,441	$27,354	$28,604	$33,849	$274,603		$42,420	$36,550	$38,305	$39,853	$41,094	$41,358	$42,339	$43,209	$44,660	$45,391	$46,263	$47,412	$508,855		$151,282	$160,509	$170,774	$182,214	$664,780		$198,335	$212,980	$229,391	$247,813	$888,519		$1,256,626
NET CASH FLOW	$34,897	-$3,746	-$3,363	-$2,737	-$1,148	-$39	$496	$853	$2,613	$2,555	$2,659	-$219	$32,820		$20,276	$3,359	$2,664	$3,869	$4,780	$4,877	$5,247	$5,705	$5,621	$6,304	$6,896	$7,260	$76,859		$26,733	$33,566	$41,173	$49,646	$151,117		$61,994	$72,926	$85,057	$98,661	$318,637		$586,005
Opening Cash Balance	$5,000	$39,897	$36,151	$32,788	$30,051	$28,902	$28,864	$29,359	$30,212	$32,826	$35,381	$38,039			$37,820	$58,096	$61,455	$64,119	$67,988	$72,768	$77,645	$82,892	$88,597	$94,218	$100,523	$107,419			$114,679	$141,412	$174,978	$216,151			$265,796	$327,790	$400,716	$485,772			$584,433
Cash Receipts	$65,833	$10,591	$11,251	$12,850	$18,814	$20,479	$21,926	$22,823	$28,054	$29,908	$31,262	$33,630			$62,696	$39,909	$40,969	$43,723	$45,874	$46,234	$47,586	$48,914	$50,282	$51,696	$53,159	$54,673			$178,015	$194,075	$211,947	$231,860			$260,329	$285,906	$314,447	$346,474			$1,842,631
Cash Disbursements	$30,936	$14,337	$14,614	$15,587	$19,963	$20,518	$21,430	$21,970	$25,441	$27,354	$28,604	$33,849			$42,420	$36,550	$38,305	$39,853	$41,094	$41,358	$42,339	$43,209	$44,660	$45,391	$46,263	$47,412			$151,282	$160,509	$170,774	$182,214			$198,335	$212,980	$229,391	$247,813			$1,256,626
ENDING CASH BALANCE	$39,897	$36,151	$32,788	$30,051	$28,902	$28,864	$29,359	$30,212	$32,826	$35,381	$38,039	$37,820	$37,820		$58,096	$61,455	$64,119	$67,988	$72,768	$77,645	$82,892	$88,597	$94,218	$100,523	$107,419	$114,679	$114,679		$141,412	$174,978	$216,151	$265,796	$265,796		$327,790	$400,716	$485,772	$584,433	$584,433		$1,170,439

Cash Flow Statements

BalSht

Balance Sheet Author: For information about this worksheet, see "Balance Sheet" in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet
Uptown Swirl				Uptown Swirl				Uptown Swirl				Uptown Swirl				Uptown Swirl				Uptown Swirl				Uptown Swirl				Uptown Swirl
First Quarter				Second Quarter				Third Quarter				Fourth Quarter				2021-2022				2022-2023				2023-2024				2024-2025
2020-2021				2020-2021				2020-2021				2020-2021
ASSETS				ASSETS				ASSETS				ASSETS				ASSETS				ASSETS				ASSETS				ASSETS
Current Assets				Current Assets				Current Assets				Current Assets				Current Assets				Current Assets				Current Assets				Current Assets
Cash	$32,788			Cash	$28,864			Cash	$32,826			Cash	$37,820			Cash	$114,679			Cash	$265,796			Cash	$584,433			Cash	$1,170,439
Accounts Receivable	$548			Accounts Receivable	$1,011			Accounts Receivable	$1,400			Accounts Receivable	$1,671			Accounts Receivable	$2,733			Accounts Receivable	$3,859			Accounts Receivable	$5,759			Accounts Receivable	$7,637
Inventory	$0			Inventory	$0			Inventory	$0			Inventory	$3,657			Inventory	$28,128			Inventory	$65,880			Inventory	$126,563			Inventory	$226,810
Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0
Total Current Assets		$33,336		Total Current Assets		$29,875		Total Current Assets		$34,226		Total Current Assets		$43,148		Total Current Assets		$145,539		Total Current Assets		$335,535		Total Current Assets		$716,755		Total Current Assets		$1,404,886
Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets
Land	$0			Land	$0			Land	$0			Land	$0			Land	$0			Land	$0			Land	$0			Land	$0
Facilities	$2,500			Facilities	$2,500			Facilities	$2,500			Facilities	$2,500			Facilities	$2,500			Facilities	$2,500			Facilities	$2,500			Facilities	$2,500
Equipment	$12,500			Equipment	$12,500			Equipment	$12,500			Equipment	$12,500			Equipment	$12,500			Equipment	$12,500			Equipment	$12,500			Equipment	$12,500
Computers & Telecommunications	$1,543			Computers & Telecommunications	$1,543			Computers & Telecommunications	$1,543			Computers & Telecommunications	$1,543			Computers & Telecommunications	$6,043			Computers & Telecommunications	$6,043			Computers & Telecommunications	$6,043			Computers & Telecommunications	$6,043
(Less Accumlated Depreciation)	$382			(Less Accumlated Depreciation)	$764			(Less Accumlated Depreciation)	$1,146			(Less Accumlated Depreciation)	$1,528			(Less Accumlated Depreciation)	$3,641			(Less Accumlated Depreciation)	$5,754			(Less Accumlated Depreciation)	$7,866			(Less Accumlated Depreciation)	$9,978
Total Fixed Assets		$16,161		Total Fixed Assets		$15,779		Total Fixed Assets		$15,397		Total Fixed Assets		$15,015		Total Fixed Assets		$17,402		Total Fixed Assets		$15,289		Total Fixed Assets		$13,177		Total Fixed Assets		$11,065
Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0
TOTAL ASSETS			$49,497	TOTAL ASSETS			$45,654	TOTAL ASSETS			$49,623	TOTAL ASSETS			$58,164	TOTAL ASSETS			$162,941	TOTAL ASSETS			$350,824	TOTAL ASSETS			$729,932	TOTAL ASSETS			$1,415,951
LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES
Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities
Short-Term Notes Payable	$6,939 Sure Product Consulting: Short-Term Notes Payable: loan payments to be made within one year			Short-Term Notes Payable	$5,771			Short-Term Notes Payable	$4,567			Short-Term Notes Payable	$3,326			Short-Term Notes Payable	$5,177			Short-Term Notes Payable	$0			Short-Term Notes Payable	$0			Short-Term Notes Payable	$0
Income Taxes Due	$0 Author: If you see a number here, it reflects the difference between the projected income taxes owed (as calculated on your Income Statements) and what you've said you will actually pay (as entered on your Cash Flow statements).			Income Taxes Due	-$0			Income Taxes Due	-$1			Income Taxes Due	-$3,332			Income Taxes Due	$13,413			Income Taxes Due	$50,161			Income Taxes Due	$133,421			Income Taxes Due	$293,409
Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0
Total Current Liabilities		$6,939		Total Current Liabilities		$5,771		Total Current Liabilities		$4,566		Total Current Liabilities		-$6		Total Current Liabilities		$18,590		Total Current Liabilities		$50,161		Total Current Liabilities		$133,421		Total Current Liabilities		$293,409
Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities
Long-Term Notes Payable	$6,122			Long-Term Notes Payable	$5,299			Long-Term Notes Payable	$4,459			Long-Term Notes Payable	$3,602			Long-Term Notes Payable	$0			Long-Term Notes Payable	$0			Long-Term Notes Payable	$0			Long-Term Notes Payable	$0
Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0
Total Long-Term Liabilities		$6,122		Total Long-Term Liabilities		$5,299		Total Long-Term Liabilities		$4,459		Total Long-Term Liabilities		$3,602		Total Long-Term Liabilities		$0		Total Long-Term Liabilities		$0		Total Long-Term Liabilities		$0		Total Long-Term Liabilities		$0
NET WORTH				NET WORTH				NET WORTH				NET WORTH				NET WORTH				NET WORTH				NET WORTH				NET WORTH
Paid-In Capital	$46,000			Paid-In Capital	$46,000			Paid-In Capital	$46,000			Paid-In Capital	$46,000			Paid-In Capital	$66,000			Paid-In Capital	$66,000			Paid-In Capital	$66,000			Paid-In Capital	$66,000
Retained Earnings	-$9,563			Retained Earnings	-$11,415			Retained Earnings	-$5,402			Retained Earnings	$8,567			Retained Earnings	$78,351			Retained Earnings	$234,663			Retained Earnings	$530,511			Retained Earnings	$1,056,542
Total Net Worth		$36,437		Total Net Worth		$34,585		Total Net Worth		$40,598		Total Net Worth		$54,567		Total Net Worth		$144,351		Total Net Worth		$300,663		Total Net Worth		$596,511		Total Net Worth		$1,122,542
TOTAL LIABILITIES AND NET WORTH			$49,497	TOTAL LIABILITIES AND NET WORTH			$45,654	TOTAL LIABILITIES AND NET WORTH			$49,623	TOTAL LIABILITIES AND NET WORTH			$58,164	TOTAL LIABILITIES AND NET WORTH			$162,941	TOTAL LIABILITIES AND NET WORTH			$350,824	TOTAL LIABILITIES AND NET WORTH			$729,932	TOTAL LIABILITIES AND NET WORTH			$1,415,951

Balance Sheet

BrkEvn

	Break-even Estimates Author: For information about this worksheet, see "Break-Even Analysis" in "The Financials" chapter of Successful Business Plan: Secrets & Strategies. Note that this Worksheet differs from that shown in the book slightly by also factoring the costs of sales commissions and returns/allowances. This gives you a more accurate break-even estimate.
	Year 1 (2020-2021)
	April	$18,042 Author: This is the amount of sales you will need to make each month to break even.
	May	$17,597
	June	$17,391
	July	$17,678
	August	$19,922
	September	$19,216
	October	$19,126
	November	$19,052
	December	$18,918
	January	$21,227
	February	$22,313
	March	$22,343
	Monthly Average	$19,402
	Year 2 (2021-2022)
	April	$28,443
	May	$28,470
	June	$30,806
	July	$30,730
	August	$30,809
	September	$30,825
	October	$30,803
	November	$30,786
	December	$30,768
	January	$30,750
	February	$30,731
	March	$30,713
	Monthly Average	$30,386
	Year 3 (2022-2023)
	1st Quarter	$94,212
	2nd Quarter	$94,037
	3rd Quarter	$93,857
	4th Quarter	$93,672
	Quarterly Average	$93,944
	Year 4 (2023-2024)
	1st Quarter	$95,748
	2nd Quarter	$95,615
	3rd Quarter	$95,481
	4th Quarter	$95,344
	Quarterly Average	$95,547
	Year 5 (2024-2025)
	Annual Average	$389,120

Break-even Estimates

Ratios

Key Ratios Author: This sheet provides a mathematical snapshot of your company's performance. These ratios are often used by lenders or investors in determining how well a company is managing its finances.
Year 1 (2020-2021)	Working Capital Author: Working Capital is the amount of readily available funds the company has to cover upcoming expenses. More is better!	Current Ratio Author: This ratio divides your current assets by your current liabilities. In general, it should be greater than 2. If an "N.A." appears in the cell, it indicates that you had no liabilities with which to calculate the ratio.	Quick Ratio Author: Similar to the Current Ratio, but we've subtracted inventory from your assets. A number greater than 1 is desirable. If an "N.A." appears in the cell, it indicates that you had no liabilities with which to calculate the ratio.	Cash Turnover Author: This ratio divides your net sales for the period by your "working capital," (your current assets minus your current liabilities). In other words, it shows by what multiple your sales exceed your working capital. In general, 5 or above is good to aim for, but this can vary based on your industry, etc.	Debt to Equity Author: To calculate your Debt to Equity ratio, we divided your total liabilities by your net worth. A high number (greater than 1), indicates a high debt load relative to your assets. Potential funders may be wary of investing in such a case.	Return on Investment Author: This ratio is achieved by dividing your net worth into your net income for the period. It shows the rate of return you and your investors are receiving on your investments in the company. The higher the better!	Return on Sales Author: This ratio is calculated by dividing your net income for the period by your net sales for the period. The higher the number here, the more profit you are extracting from each sale. Your ideal number will depend greatly on your industry, margins, etc.	Return on Assets Author: Your Return on Assets indicates how much profit you are generating on all the investments you've made in the company's assets. In particular, this will help you (and your investors) determine if you are achieving a good rate-of-return on your investments. This will depend greatly on your industry.	Net Sales
1st Quarter	$26,398	4.80	4.80	1.06	0.36	-28%	-37%	-21%	$27,953.76
2nd Quarter	$24,104	5.18	5.18	1.92	0.32	-7%	-5%	-5%	$46,211.61
3rd Quarter	$29,659	7.50	7.50	2.18	0.22	18%	11%	14%	$64,632.48
4th Quarter	$43,154	-7,111.20	-6,508.43	1.95	0.07	24%	16%	23%	$84,200.55
Year 2 (2021-2022)	$126,949	7.83	6.32	3.97	0.13	65%	19%	57%	$503,841.26
Year 3 (2022-2023)	$285,374	6.69	5.38	2.56	0.17	69%	29%	59%	$729,453.83
Year 4 (2023-2024)	$583,334	5.37	4.42	1.85	0.22	66%	36%	54%	$1,078,091.18
Year 5 (2024-2025)	$1,111,477	4.79	4.02	1.48	0.26	62%	42%	49%	$1,640,464.25

Key Ratios

1YrAtGl

Year 1: Financials at-a-Glance (2020-2021) Gross Sales Apr il May June July August September October November December January February March 10000 10275 10958.25 12607.0825 18800 20226 21674.1 22540.957000000002 28000 29662 30997.46 33419.364200000004 Gross Profit April May June July August September October November December January February March 4700 4831.125 5164.2337500000012 5840.505837499999 8826 9522.27 10188.679499999998 10606.973715000002 13260 13982.689999999997 14629.742699999999 15742.585279000006 Net Profit April May June July August September October November December January February March -3746.3495341094485 -3412.7562919956072 -3004.060305005105 -2324.3791305330392 -502.55158602369886 374.60811227938842 916.60767275196258 1250.2833278193184 3246.1474348754655 3004.2630097019482 3097.756200099273 3936.8355668749864

NSYr1

Year 1: Net Sales (2020-2021) Mango Juice April May June July August September October November December January February March 2237.5 2282.25 2685 2738.7 4475 5370 5907 6265 6623 6755.46 6890.5692000000008 7028.3805839999995 Orange Juice April May June July August September October November December January February March 2237.5 2349.375 2466.84375 2590.1859374999999 4475 4698.75 4933.6875 5180.3718749999998 6623 6954.15 7301.8575000000001 7666.9503750000003 Pine-apple Juice April May June July August September October November December January February March 2237.5 2282.25 232 7.895 2374.4528999999998 3580 3651.6 3724.6320000000005 3799.1246400000005 6444 6572.88 7160 8055 Black-Current April May June July August September October November December January February March 2237.5 2282.25 2327.895 3580 4296 4381.92 4833 4929.66 5370 6265 6390.3 7160 Product Line 5 Product Line 6 Product Line 7 Product Line 8 Product Line 9 Product Line 10

1YrCshFlw

Year 1: Cash Flow (2020-2021) Net Cash Flow April May June July August September October November December January February March 34897.112312328987 -3745.731531577414 -3363.0855193120606 -2737.3718006094077 -1148.4881646828253 -38.904683257562283 495.81264992304932 852.87915576883097 2613.4722208861276 2554.8082717507568 2658.7350728383244 -219.34336410347169 Ending Cash Balance 39897.112312328987 36151.38078075157 32788.295261439504 30050.923460830098 28902.435296147276 28863.530612889717 29359.343262812767 30212.222418581598 32825.694639467722 35380.502911218471 38039.237984056803 37819.894619953338

2ndYrCshFlw

Year 2: Cash Flow (2021-2022) Net Cash Flow April May June July August September October November December January February March 20275.682381630082 3359.1650433742179 2664.1677095561972 3869.0902980902101 4780.2579578713849 4876.594253244235 5246.8673369426615 5705.4077224883804 5621.2736508184607 6304.2254192695327 6895.9761079157252 7260.1609682106646 Ending Cash Balance April May June July August September October November December January February March 58095.577001583428 61454.742044957638 64118.909754513836 67988.000052604053 72768.258010475445 77644.852263719687 82891.719600662356 88597.127323150722 94218.400973969197 100522.62639323875 107418.60250115448 114678.76346936513

5YrAtGl

5-Year Financials at-a-Glance

Gross Sales 2020-2021 2021-2022 2022-2023 2023-2024 2024-2025 249160.21369999999 562951.12763074227 815032.21185283724 1204571.1488341491 1832920.949043626 Gross Profit 2020-2021 2021-2022 2022-2023 2023-2024 2024-2025 117294.80578149998 265533.22892426944 385940.40604323894 573512.93103995349 877722.33249572676 Net Profit 2020-2021 2021-2022 2022-2023 2023-2024 2024-2025 6167.2531211168616 70983.378433244099 157511.95612930172 297048.07881662808 527231.10531057185

NS5Yr

5-Year Net Sales

Mango Juice 2020-2021 2021-2022 2022-2023 2023-2024 2024-2025 59257.859783999993 125488.85660286217 165147.98152091086 214683.76176377351 279077.69226479414 Orange Juice 2020-2021 2021-2022 2022-2023 2023-2024 2024-2025 57477.671937500003 135840.49473310274 240085.19469256274 441937.47856471571 813497.62200138159 Pine-apple Juice 2020-2021 2021-2022 2022-2023 2023-2024 2024-2025 52209.334540000003 125020.07357966408 167590.83092077298 217859.33856316892 283205.77646410151 Black-Current 2020-2021 2021-2022 2022-2023 2023-2024 2024-2025 54053.525000000009 117491.83431388528 156629.82247404283 203610.59931490524 264683.15866376797 Product Line 5 Product Line 6 Product Line 7 Product Line 8 Product Line 9 Product Line 10

License

	License Agreement
	LICENSE AGREEMENT FOR PLANNINGSHOP’S BUSINESS PLAN FINANCIALS This License Agreement is a legal agreement between you (the product purchaser/user) and PlanningShop for the Business Plan Financials product (“Software”) that accompanies this Agreement, including all associated documentation and packaging. By installing and/or using the Software, you accept the terms of this Agreement. PRODUCT LICENSE The Software is protected by intellectual property laws and treaties. It is owned by PlanningShop and licensed to you for your use (not sold). You acknowledge that PlanningShop has conferred to you NO title or ownership of the Software or any of its constituent parts. Re-distribution of the Software or any of constituent its parts, whether in an original or modified form, is strictly forbidden. 1. General License. You may install one copy of the Software on a single computing device for use by a single user. Additional users, whether using the same computing device or a separate device, must purchase additional licenses. Multi-user licenses are available from PlanningShop. A second copy of the Software may be stored on a separate device for the sole purpose of backing up the original copy. You may not copy, distribute, or resell the Software. 2. Unauthorized Use. You may not modify, disassemble, or reverse engineer the Software or its code for any form of distribution. The Software, its content, design and programming are copyrighted by PlanningShop. 3. WARRANTY. THIS SOFTWARE IS PROVIDED AS IS. PLANNINGSHOP AND ITS AFFILIATED PARTIES MAKE NO CLAIMS, PROMISES OR GUARANTEES ABOUT THE ACCURACY, COMPLETENESS, OR ADEQUACY OF THE SOFTWARE FOR ANY PURPOPSE AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS, OMISSIONS, FAILURES, OR DEFECTS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESS OR STATUTORY, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE SOFTWARE.
	4. DAMAGES. IN NO EVENT WILL PLANNINGSHOP BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THIS SOFTWARE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, DEFECT, OR COMPUTER VIRUS EVEN IF THE PLANNINGSHOP, OR AFFILIATED PARTIES, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES. 5. Governing Law. This Agreement shall be treated as though it were executed and performed in Palo Alto, California, and shall be governed by and construed in accordance with the laws of the State of California, USA (without regard to conflict of law principles). All actions shall be subject to the limitations set forth in Section 3 and Section 4. The language in this Agreement shall be interpreted as in accordance with its fair meaning and not strictly for or against either party. All legal proceedings arising out of or in connection with this Agreement shall be brought solely in Palo Alto, California. You expressly submit to the exclusive jurisdiction of said courts and consent to extraterritorial service of process. Should any part of this Agreement be held invalid or unenforceable, that portion shall be construed consistent with applicable law and the remaining portions shall remain in full force and effect. 6. Contact. Should you have any questions concerning this agreement, or if you desire to contact PlanningShop for any reason, you may do so at: PlanningShop, 555 Bryant Street #180, Palo Alto, California, USA, 94301.

About

	About Business Plan Financials
	PlanningShop
	Business Plan Financials
	Version 3.1
	SUBJECT TO END-USER LICENSE AGREEMENT
	Copyright 2003-2017 PlanningShop. All rights reserved.
	www.planningshop.com

http://www.planningshop.com/

Config

CONFIG WORKSHEET
Sure Product Consulting: IMPORTANT: Do not remove or change anything on this worksheet! Doing so may render this product unusable!

Startup Year

2020
Sure Product Consulting: Sure Product Consulting: How does this get set? Headings on each worksheet are driven from it, but this does not seem to be connected t the Setup worksheet "what year wll your business start" question.

Version:

Startup Month

3.0

April

8/1/13

Startup Month Abbrev

Apr

Start Date:

Mar-16

CREDIT MULTIPLIER

Multiple

With "Credit Sales"

0.50

0.05

0.50

0.05

Working Capital Calc
Sure Product Consulting: Used by Ratios worksheet

$26,398

$24,104

$29,659

$43,154

$126,949

$285,374

$583,334

$1,111,477

Chart Titles

Year 1 String

2020-2021

Year 1: Financials at-a-Glance (2020-2021)

Year 2 String

2021-2022

Year 1: Net Sales (2020-2021)

Year 3 String

2022-2023

Year 1: Cash Flow (2020-2021)

Year 4 String

2023-2024

Year 2: Cash Flow (2021-2022)

Year 5 String

2024-2025

DOUBLE LIST FOR Months on top of worksheets

January

February

March

April

May

June

July

August

September

October

November

December

January

February

March

April

May

June

July

August

September

October

November

December

Start Month

From Setup

April

May

June

July

August

September

October

November

December

January

February

March

Match Position in Doublelist

Adjust index to 1-12

Abbrev

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Jan

Feb

Mar

To-Do List

Making a "Demo" version of this workbook, with watermark, 1 loan, 1 product line, 1 investment

Adding a Worksheet to do revolving credit calculations. See http://www.vertex42.com/Files/download/line-of-credit.html for a cool line of credit worksheet (it's complicated)

Cleaning up all the dates, lists of months, etc. on the config worksheet

Adding "Reset_XXX" subroutines for ALL the worksheets

Check PrintAreas, footers, headers for New DepnSchedule and New LoanPaymentSchedule

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DepnSchedule

Sure Product Consulting: Is this depreciation schedule correct? If only one year of service, nothing is depreciated. If more than one year, we don't depreciate anything for year 1 it seems (or does that show up as an expense?)	Depreciation Schedule from CapEx Worksheet
														Mar-16	Apr-16	May-16	Jun-16	Jul-16	Aug-16	Sep-16	Oct-16	Nov-16	Dec-16	Jan-17	Feb-17	Mar-17	Apr-17	May-17	Jun-17	Jul-17	Aug-17	Sep-17	Oct-17	Nov-17	Dec-17	Jan-18	Feb-18	Mar-18	Apr-18	May-18	Jun-18	Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20	Oct-20	Nov-20	Dec-20	Jan-21	Feb-21
Item#	Category	Item Name	Purch Value	Salvage Value	Yrs of Service	Mos of Service	Month Purchased	Year Purchased	Purchase Month	End Month	End Date	Depn Amt montly		1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
1	Facilities	vehicles	$2,000.00	$500.00	5	60	Apr	2020	1	60	Feb-21	$ 25		25	25 Sure Product Consulting: If "today's" month is one in this asset is dep'd over,	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25
2	Facilities	furniture	$300.00	$0.00	10	120	Apr	2020	1	120	Feb-26	$ 3		3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3
3	Facilities	office equipment	$200.00	$0.00	10	120	Apr	2020	1	120	Feb-26	$ 2		2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2
4	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
5	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
6	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
7	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
8	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
9	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
10	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
11	Equip	Bottle Preparation Equipment	$2,000.00	$400.00	10	120	Apr	2020	1	120	Feb-26	$ 13		13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13
12	Equip	Mixing Equipment	$3,500.00	$500.00	15	180	Apr	2020	1	180	Feb-31	$ 17		17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17
13	Equip	Filing Machinery	$3,000.00	$450.00	10	120	Apr	2020	1	120	Feb-26	$ 21		21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21	21
14	Equip	Conveyor System	$4,000.00	$700.00	10	120	Apr	2020	1	120	Feb-26	$ 28		28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28	28
15	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
16	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
17	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
18	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
19	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
20	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
21	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
22	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
23	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
24	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
25	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
26	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
27	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
28	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
29	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
30	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
31	Comp	2 Computers	$1,000.00	$300.00	5	60	Apr	2020	1	60	Feb-21	$ 12		12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12
32	Comp	mouse	$5.00	$0.40	3	36	Apr	2020	1	36	Feb-19	$ 0		0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
33	Comp	datastorage	$1.90	$0.70	10	120	Apr	2020	1	120	Feb-26	$ 0		0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
34	Comp	sound card	$3.00	$0.20	5	60	Apr	2020	1	60	Feb-21	$ 0		0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
35	Comp	motherboard	$30.00	$0.90	5	60	Apr	2020	1	60	Feb-21	$ 0		0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
36	Comp	processor	$300.00	$70.00	5	60	Apr	2020	1	60	Feb-21	$ 4		4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4
37	Comp	printer	$40.00	$10.00	5	60	Apr	2020	1	60	Feb-21	$ 1		1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
38	Comp	new computer	$4,500.00	$400.00	7	84	Apr	2021	13	96	Feb-24	$ 49		-	-	-	-	-	-	-	-	-	-	-	-	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49	49
39	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
40	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
41	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
42	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
43	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
44	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
45	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
46	Comp	routers	$100.00	$0.00	5	60	Apr	2020	1	60	Feb-21	$ 2		2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2
47	Comp	modems	$3.00	$0.00	5	60	Apr	2020	1	60	Feb-21	$ 0		0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
48	Comp	Switches	$20.00	$0.00	5	60	Apr	2020	1	60	Feb-21	$ 0		0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
49	Comp	Gateways	$40.00	$0.00	5	60	Apr	2020	1	60	Feb-21	$ 1		1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
50	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
51	Land	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17
52	Land	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17
53	Land	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17
54	Land	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17
55	Land	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17
56	Land	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17
57	Land	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17
58	Land	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17
59	Land	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17
60	Land	Item Name (change name here)	$0.00	$0.00	1	12	Apr	2020	1	12	Feb-17
		TOTAL												$ 127	$ 127	$ 127	$ 127	$ 127	$ 127	$ 127	$ 127	$ 127	$ 127	$ 127	$ 127	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176	$ 176
		Land												-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		Facilities												2,500	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		Equip												12,500	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		Comp												1,543	-	-	-	-	-	-	-	-	-	-	-	4,500	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		TOTAL Author: This goes into Cash Flow statement.											Author: This goes into Cash Flow statement.	16,543	-	-	-	-	-	-	-	-	-	-	-	4,500	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		TOTAL NON-DEPRECIABLE CAPITAL ASSETS Author: This goes into Income statement under "non-depreciable capital purchases"											Author: This goes into Income statement under "non-depreciable capital purchases"	Author: This goes into Cash Flow statement.	Author: This goes into Income statement under "non-depreciable capital purchases"												-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Depreciation Schedule

LoanInvestSchedules

	Investment Proceeds										Investment Proceeds												Investment Proceeds												Investment Proceeds												Investment Proceeds												Investment Proceeds
											Mar-16	Apr-16	May-16	Jun-16	Jul-16	Aug-16	Sep-16	Oct-16	Nov-16	Dec-16	Jan-17	Feb-17	Mar-17	Apr-17	May-17	Jun-17	Jul-17	Aug-17	Sep-17	Oct-17	Nov-17	Dec-17	Jan-18	Feb-18	Mar-18	Apr-18	May-18	Jun-18	Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20	Oct-20	Nov-20	Dec-20	Jan-21	Feb-21
Inv #	Name of Invest Source	Amount			Start Month	Start Year	Infusion Month				1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
1	ordinary shares	$10,000			Apr	2020	1				10,000.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
2	preference shares	$20,000			Apr	2021	13				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	20,000.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
3	friends and family	$1,000			Apr	2020	1				1,000.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
4	angel investors	$30,000			Apr	2020	1				30,000.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
5	Investment Source Name	$0			Apr	2020	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
6	Investment Source Name	$0			Apr	2020	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
7	Investment Source Name	$0			Apr	2020	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
8	Investment Source Name	$0			Apr	2020	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
9	Investment Source Name	$0			Apr	2020	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
10	Investment Source Name	$0			Apr	2020	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
11	Investment Source Name	$0			Apr	2020	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
12	Investment Source Name	$0			Apr	2020	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
13	Investment Source Name	$0			Apr	2020	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
14	Investment Source Name	$0			Apr	2020	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
15	Investment Source Name	$0			Apr	2020	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
									TOTAL:		$41,000	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$20,000	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan Payback Schedule (Principle + Interest)										Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)
											Mar-16	Apr-16	May-16	Jun-16	Jul-16	Aug-16	Sep-16	Oct-16	Nov-16	Dec-16	Jan-17	Feb-17	Mar-17	Apr-17	May-17	Jun-17	Jul-17	Aug-17	Sep-17	Oct-17	Nov-17	Dec-17	Jan-18	Feb-18	Mar-18	Apr-18	May-18	Jun-18	Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20	Oct-20	Nov-20	Dec-20	Jan-21	Feb-21	Mar-21 Sure Product Consulting: Note: We calculate loan payments beyond the end date of this business plan (5 years into future), in order to populate the Balance Sheet properly. Payments due in year 6 need to appear on the Short-Term Notes Payable line of Balance Sheet for Year 5. The remainder of the not-yet-made loan payments appear on Long-Term Notes Payable line of the Year 5 balance sheet.	Apr-21	May-21	Jun-21	Jul-21	Aug-21	Sep-21	Oct-21	Nov-21	Dec-21	Jan-22	Feb-22
Loan #	Name of Loan Source	Amount	Rate	Periods	Start Month	Start Year	Begin Pay Month	End Pay Month	Pmt Amt (P+I)		1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60	61	62	63	64	65	66	67	68	69	70	71	72
1	banks	$10,000	8.00%	36	Apr	2020	1	36	313.36		313.36	313.36	313.36	313.36	313.36	313.36	313.36	313.36	313.36	313.36	313.36	313.36	313.36	313.36	313.36	313.36	313.36	313.36	313.36	313.36	313.36	313.36	313.36	313.36	313.36	313.36	313.36	313.36	313.36	313.36	313.36	313.36	313.36	313.36	313.36	313.36	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
2	Other financial institutions	$3,000	10.00%	24	Apr	2021	13	36	138.43		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	138.43	138.43	138.43	138.43	138.43	138.43	138.43	138.43	138.43	138.43	138.43	138.43	138.43	138.43	138.43	138.43	138.43	138.43	138.43	138.43	138.43	138.43	138.43	138.43	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
3	debentures	$5,000	12.00%	12	Apr	2020	1	12	444.24		444.24	444.24	444.24	444.24	444.24	444.24	444.24	444.24	444.24	444.24	444.24	444.24	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
4	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
5	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
6	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
7	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
8	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
9	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
10	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
11	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
12	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
13	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
14	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
15	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
16	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
17	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
18	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
19	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
20	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
									TOTAL:		$758	$758	$758	$758	$758	$758	$758	$758	$758	$758	$758	$758	$452	$452	$452	$452	$452	$452	$452	$452	$452	$452	$452	$452	$452	$452	$452	$452	$452	$452	$452	$452	$452	$452	$452	$452	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan - Interest Portion of Loan Payments										Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments
											Mar-16	Apr-16	May-16	Jun-16	Jul-16	Aug-16	Sep-16	Oct-16	Nov-16	Dec-16	Jan-17	Feb-17	Mar-17	Apr-17	May-17	Jun-17	Jul-17	Aug-17	Sep-17	Oct-17	Nov-17	Dec-17	Jan-18	Feb-18	Mar-18	Apr-18	May-18	Jun-18	Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20	Oct-20	Nov-20	Dec-20	Jan-21	Feb-21	Mar-21	Apr-21	May-21	Jun-21	Jul-21	Aug-21	Sep-21	Oct-21	Nov-21	Dec-21	Jan-22	Feb-22
Loan #	Name of Loan Source	Amount	Rate	Periods	Start Month	Start Year	Begin Pay Month	End Pay Month	Pmt Amt (P+I)		1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60	61	62	63	64	65	66	67	68	69	70	71	72
1	banks	$10,000.00	$0.08	$36.00	Apr	$2,020.00	1	36	313.36		66.67	65.02	63.37	61.70	60.02	58.33	56.63	54.92	53.20	51.46	49.72	47.96	46.19	44.41	42.62	40.81	38.99	37.17	35.32	33.47	31.60	29.73	27.84	25.93	24.02	22.09	20.14	18.19	16.22	14.24	12.25	10.24	8.22	6.18	4.14	2.08	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
2	Other financial institutions	$3,000	10.00%	24	Apr	2021	13	36	138.43		-	-	-	-	-	-	-	-	-	-	-	-	25.00	24.05	23.10	22.14	21.17	20.19	19.21	18.22	17.21	16.20	15.18	14.16	13.12	12.08	11.02	9.96	8.89	7.81	6.72	5.63	4.52	3.40	2.28	1.14	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
3	debentures	$5,000	12.00%	12	Apr	2020	1	12	444.24		50.00	46.06	42.08	38.05	33.99	29.89	25.75	21.56	17.33	13.07	8.75	4.40	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
4	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
5	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
6	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
7	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
8	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
9	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
10	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
11	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
12	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
13	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
14	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
15	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
16	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
17	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
18	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
19	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
20	Loan Source Name	$0	0.00%	12	Apr	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
									TOTAL:		$117	$111	$105	$100	$94	$88	$82	$76	$71	$65	$58	$52	$71	$68	$66	$63	$60	$57	$55	$52	$49	$46	$43	$40	$37	$34	$31	$28	$25	$22	$19	$16	$13	$10	$6	$3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan Proceeds										Loan Proceeds												Loan Proceeds												Loan Proceeds												Loan Proceeds												Loan Proceeds
											Mar-16	Apr-16	May-16	Jun-16	Jul-16	Aug-16	Sep-16	Oct-16	Nov-16	Dec-16	Jan-17	Feb-17	Mar-17	Apr-17	May-17	Jun-17	Jul-17	Aug-17	Sep-17	Oct-17	Nov-17	Dec-17	Jan-18	Feb-18	Mar-18	Apr-18	May-18	Jun-18	Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20	Oct-20	Nov-20	Dec-20	Jan-21	Feb-21
Loan #	Name of Loan Source	Amount			Start Month	Start Year	Begin Pay Month				1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
1	banks	$10,000			Apr	2020	1				10,000.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
2	Other financial institutions	$3,000			Apr	2021	13				-	-	-	-	-	-	-	-	-	-	-	-	3,000.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
3	debentures	$5,000			Apr	2020	1				5,000.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
4	Loan Source Name	$0			Apr	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
5	Loan Source Name	$0			Apr	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
6	Loan Source Name	$0			Apr	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
7	Loan Source Name	$0			Apr	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
8	Loan Source Name	$0			Apr	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
9	Loan Source Name	$0			Apr	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
10	Loan Source Name	$0			Apr	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
11	Loan Source Name	$0			Apr	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
12	Loan Source Name	$0			Apr	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
13	Loan Source Name	$0			Apr	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
14	Loan Source Name	$0			Apr	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
15	Loan Source Name	$0			Apr	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
16	Loan Source Name	$0			Apr	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
17	Loan Source Name	$0			Apr	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
18	Loan Source Name	$0			Apr	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
19	Loan Source Name	$0			Apr	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
20	Loan Source Name	$0			Apr	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
									TOTAL:		$15,000	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$3,000	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan Calculations for Balance Sheet										Loan Calculations for Balance Sheet												Loan Calculations for Balance Sheet
											First Quarter			Second Quarter			Third Quarter			Fourth Quarter			Year 2			Year 3			Year 4			Year 5
Loan #	Name of Loan Source	Amount	Rate	Periods	Start Month	Start Year	Begin Pay Month	Amount			Principle Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long
1	banks	$10,000.00	8.00%	36	Apr	2020	1	$10,000			$745	$3,133 Sure Product Consulting: If received proceeds this quarter, "Due Short" is all the payment of principle (not interest) due in the next 12 months from disbursement	$6,122 Sure Product Consulting: "Due Long" is whatever priciple is left: origloan - pricpaid so far - due short. Whatever is due more than 12 months out.	$1,505 Sure Product Consulting: cummulative principle paid: includes previous quarter's payments	$3,196	$5,299	$2,280	$3,261	$4,459	$3,071	$3,326	$3,602	$6,398	$3,602	$0	$10,000	$0	$0	$10,000	$0	$0	$10,000	$0	$0
2	Other financial institutions	$3,000.00	10.00%	24	Apr	2021	13	$3,000			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$1,425	$1,575	-$0	$3,000	$0	-$0	$3,000	$0	-$0	$3,000	$0	-$0
3	debentures	$5,000.00	12.00%	12	Apr	2020	1	$5,000			$1,195	$3,805	$0	$2,425	$2,575	$0	$3,693	$1,307	$0	$5,000	$0	$0	$5,000	$0	$0	$5,000	$0	$0	$5,000	$0	$0	$5,000	$0	$0
4	Loan Source Name	$0.00	0.00%	12	Apr	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
5	Loan Source Name	$0.00	0.00%	12	Apr	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
6	Loan Source Name	$0.00	0.00%	12	Apr	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
7	Loan Source Name	$0.00	0.00%	12	Apr	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
8	Loan Source Name	$0.00	0.00%	12	Apr	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
9	Loan Source Name	$0.00	0.00%	12	Apr	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
10	Loan Source Name	$0.00	0.00%	12	Apr	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
11	Loan Source Name	$0.00	0.00%	12	Apr	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
12	Loan Source Name	$0.00	0.00%	12	Apr	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
13	Loan Source Name	$0.00	0.00%	12	Apr	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
14	Loan Source Name	$0.00	0.00%	12	Apr	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
15	Loan Source Name	$0.00	0.00%	12	Apr	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
16	Loan Source Name	$0.00	0.00%	12	Apr	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
17	Loan Source Name	$0.00	0.00%	12	Apr	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
18	Loan Source Name	$0.00	0.00%	12	Apr	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
19	Loan Source Name	$0.00	0.00%	12	Apr	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
20	Loan Source Name	$0.00	0.00%	12	Apr	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
									TOTAL:			$6,939	$6,122		$5,771	$5,299		$4,567	$4,459		$3,326	$3,602		$5,177	$0		$0	$0		$0	$0		$0	$0
	BETA - Monthly Loan Calculations for Balance Sheet										Loan Calculations for Balance Sheet												Loan Calculations for Balance Sheet
											Mar-16	Apr-16	May-16	Mar-16	Jul-16	Aug-16	Mar-16	Oct-16	Nov-16	Mar-16	Jan-17	Feb-17	Mar-16	Apr-17	May-17	Mar-16	Jul-17	Aug-17	Mar-16	Oct-17	Nov-17	Mar-16	Jan-18	Feb-18	Mar-16	Apr-18	May-18	Mar-16	Jul-18	Aug-18	Mar-16	Oct-18	Nov-18	Mar-16	Jan-19	Feb-19	Mar-16	Apr-19	May-19	Mar-16	Jul-19	Aug-19	Mar-16	Oct-19	Nov-19	Mar-16	Jan-20	Feb-20	Mar-16	Apr-20	May-20	Mar-16	Jul-20	Aug-20	Mar-16	Oct-20	Nov-20	Mar-16	Jan-21	Feb-21
Loan #	Name of Loan Source	Amount	Rate	Periods	Start Month	Start Year	Begin Pay Month	Last Month Num			1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
1	banks	$10,000.00	8.000%	36	Apr	$2,020.00	1	36		Principle Paid	$246.70	$495.04	$745.04	$996.70	$1,250.04	$1,505.07	$1,761.80	$2,020.25	$2,280.41	$2,542.31	$2,805.96	$3,071.36	$3,338.53	$3,607.49	$3,878.23	$4,150.78	$4,425.15	$4,701.35	$4,979.39	$5,259.28	$5,541.04	$5,824.68	$6,110.21	$6,397.64	$6,686.99	$6,978.26	$7,271.48	$7,566.66	$7,863.80	$8,162.92	$8,464.04	$8,767.16	$9,072.31	$9,379.48	$9,688.71	$10,000.00	$10,000.00	$10,000.00	$10,000.00	$10,000.00	$10,000.00	$10,000.00	$10,000.00	$10,000.00	$10,000.00	$10,000.00	$10,000.00	$10,000.00	$10,000.00	$10,000.00	$10,000.00	$10,000.00	$10,000.00	$10,000.00	$10,000.00	$10,000.00	$10,000.00	$10,000.00	$10,000.00	$10,000.00
										Due Short	$3,091.83	$3,112.45	$3,133.20	$3,154.08	$3,175.11	$3,196.28	$3,217.59	$3,239.04	$3,260.63	$3,282.37	$3,304.25	$3,326.28	$3,348.46	$3,370.78	$3,393.25	$3,415.87	$3,438.64	$3,461.57	$3,484.65	$3,507.88	$3,531.26	$3,554.80	$3,578.50	$3,602.36	$3,313.01	$3,021.74	$2,728.52	$2,433.34	$2,136.20	$1,837.08	$1,535.96	$1,232.84	$927.69	$620.52	$311.29	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
										Due Long	$6,661.47	$6,392.51	$6,121.77	$5,849.22	$5,574.85	$5,298.65	$5,020.61	$4,740.72	$4,458.96	$4,175.32	$3,889.79	$3,602.36	$3,313.01	$3,021.74	$2,728.52	$2,433.34	$2,136.20	$1,837.08	$1,535.96	$1,232.84	$927.69	$620.52	$311.29	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
										TOTAL	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000

Loan & Investment Schedules for Disbursement & Repayment