| Budget worksheet |
| College Student (25+) Budget Worksheet |
| | Projected Monthly | Actual Jan | Actual Feb | Actual Mar | Actual Apr | Actual May | Actual June | Actual July | Actual Aug | Actual Sept | Actual Oct | Actual Nov | Actual Dec | Annual Total | | Suggested Allocation | Projected Allocation | Actual Allocation |
| Income |
| Wages | $2,000.00 | | | | | | | | | | | | | $0.00 |
| Gifts | $0.00 | | | | | | | | | | | | | $0.00 |
| Financial aid | $1,700.00 | | | | | | | | | | | | | $0.00 |
| Other | $300.00 | | | | | | | | | | | | | $0.00 |
| TOTAL Income | $4,000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Expenses |
| School expenses |
| Tuition | $0.00 | | | | | | | | | | | | | $0.00 |
| Fees | $0.00 | | | | | | | | | | | | | $0.00 |
| Books | $0.00 | | | | | | | | | | | | | $0.00 |
| Supplies | $0.00 | | | | | | | | | | | | | $0.00 |
| TOTAL School expenses | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Lodging & utilities |
| Mortgage/Rent | $550.00 | | | | | | | | | | | | | $0.00 |
| Water bill | $0.00 | | | | | | | | | | | | | $0.00 |
| Energy bill (gas and electric) | $0.00 | | | | | | | | | | | | | $0.00 |
| Homeowners or renters insurance | $0.00 | | | | | | | | | | | | | $0.00 |
| Other | $0.00 | | | | | | | | | | | | | $0.00 |
| TOTAL Lodging & utilities | $550.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | | Up to 35% | 14% | 0% |
| Debts |
| Student loan payments | $0.00 | | | | | | | | | | | | | $0.00 |
| Consumer debt payments (credit cards) | $750.00 | | | | | | | | | | | | | $0.00 |
| Other | $0.00 | | | | | | | | | | | | | $0.00 |
| TOTAL Debts | $750.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | | Up to 5% | 19% | 0% |
| Charitable giving |
| Faith organization | $0.00 | | | | | | | | | | | | | $0.00 |
| Community organization | $0.00 | | | | | | | | | | | | | $0.00 |
| Other | $0.00 | | | | | | | | | | | | | $0.00 |
| TOTAL Charitable giving | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | | Up to 10% | 0% | 0% |
| Transportation |
| Car payment | $1,000.00 | | | | | | | | | | | | | $0.00 |
| Car insurance | $0.00 | | | | | | | | | | | | | $0.00 |
| Gas | $400.00 | | | | | | | | | | | | | $0.00 |
| Car maintenance/repairs | $100.00 | | | | | | | | | | | | | $0.00 |
| Public transportation | $0.00 | | | | | | | | | | | | | $0.00 |
| Parking | $0.00 | | | | | | | | | | | | | $0.00 |
| Other | $0.00 | | | | | | | | | | | | | $0.00 |
| TOTAL Transportation | $1,500.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | | Up to 13% | 38% | 0% |
| Communication |
| Cell phone monthly plan | $0.00 | | | | | | | | | | | | | $0.00 |
| Internet | $0.00 | | | | | | | | | | | | | $0.00 |
| Communication devices | $0.00 | | | | | | | | | | | | | $0.00 |
| Other | $0.00 | | | | | | | | | | | | | $0.00 |
| TOTAL Communication | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | | Up to 5% | 0% | 0% |
| Entertainment |
| Movies | $0.00 | | | | | | | | | | | | | $0.00 |
| mp3s/CDs | $0.00 | | | | | | | | | | | | | $0.00 |
| Video games | $0.00 | | | | | | | | | | | | | $0.00 |
| Concerts | $0.00 | | | | | | | | | | | | | $0.00 |
| Eating out | $250.00 | | | | | | | | | | | | | $0.00 |
| Going out with friends | $0.00 | | | | | | | | | | | | | $0.00 |
| Entertaining friends | $0.00 | | | | | | | | | | | | | $0.00 |
| Other | $50.00 | | | | | | | | | | | | | $0.00 |
| TOTAL Entertainment | $300.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | | Up to 8% | 8% | 0% |
| Personal Expenses |
| Personal products | $50.00 | | | | | | | | | | | | | $0.00 |
| Clothing | $0.00 | | | | | | | | | | | | | $0.00 |
| Salon services | $50.00 | | | | | | | | | | | | | $0.00 |
| Other | $0.00 | | | | | | | | | | | | | $0.00 |
| TOTAL Personal Expenses | $100.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | | Up to 7% | 3% | 0% |
| Food/household expenses |
| Groceries | $350.00 | | | | | | | | | | | | | $0.00 |
| Household goods | $0.00 | | | | | | | | | | | | | $0.00 |
| Other | $0.00 | | | | | | | | | | | | | $0.00 |
| TOTAL Food/household expenses | $350.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | | Up to 15% | 9% | 0% |
| Gifts |
| For friends | $0.00 | | | | | | | | | | | | | $0.00 |
| For family | $0.00 | | | | | | | | | | | | | $0.00 |
| TOTAL Gifts | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | | Up to 3% | 0% | 0% |
| Medical expenses |
| Medical insurance | $0.00 | | | | | | | | | | | | | $0.00 |
| Doctor co-pays | $0.00 | | | | | | | | | | | | | $0.00 |
| Prescriptions | $0.00 | | | | | | | | | | | | | $0.00 |
| Other | $0.00 | | | | | | | | | | | | | $0.00 |
| TOTAL Medical expenses | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | | Up to 5% | 0% | 0% |
| Pet expenses |
| Veterinary expenses | $0.00 | | | | | | | | | | | | | $0.00 |
| Food | $0.00 | | | | | | | | | | | | | $0.00 |
| Boarding | $0.00 | | | | | | | | | | | | | $0.00 |
| Other | $0.00 | | | | | | | | | | | | | $0.00 |
| TOTAL Pet expenses | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | | Up to 1% | 0% | 0% |
| TOTAL Expenses | $3,550.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Savings |
| Long term goals |
| House | $0.00 | | | | | | | | | | | | | $0.00 |
| Children's education | $400.00 | | | | | | | | | | | | | $0.00 |
| Car | $0.00 | | | | | | | | | | | | | $0.00 |
| Other | $0.00 | | | | | | | | | | | | | $0.00 |
| TOTAL Long term goals | $400.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Short term goals |
| Vacation | $0.00 | | | | | | | | | | | | | $0.00 |
| Other | $0.00 | | | | | | | | | | | | | $0.00 |
| TOTAL Short term goals | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| TOTAL Savings | $400.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | | Approx. 8% | 10% | 0% |
| TOTAL BUDGET | $50.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
wildcoconut
Adult-College-Student.xlsx
