Finance assignment， Due 11/16

2.docx

Finance Institutions assignment

References need to come from the textbook as much as possible.

1)Describe the six components of the CAMELS rating system

a. Capital Adequacy

b. Asset Quality

c. Management Quality

d. Earnings Quality

e. Liquidity

f. Sensitivity to Market Risk

a. Assets

· Cash and Due from depository institutions

· Investment Securities

· Loans and Leases

· Other Assets

b. Liabilities

· Deposits

· Borrowed Funds

· Other Liabilities

c. Equity

· Common and Preferred Stock

· Surplus and Additional Paid -in Capital

· Retained Earnings

3)Describe the following types of Commercial Bank regulation

a. Safety and Soundness

b. Investor and Consumer Protection

c. Credit Allocation

4)Explain the differences between the two major types of Insurance Companies

a. Life Insurance

b. Property and Casualty

5)Describe the major types of Mutual Funds and identify the primary goals of some of the specific products

a. Short-term Funds

b. Long-term Funds