Week 4 Discussion

In2006, the Roth 401(k) became available but few employers were willing to offer it due to the sunset provision. Now that it has been made permanent, more employers are starting to offer the option. Employees now need to decide if they want to continue their contributions to the traditional 401(k) or should they start contributing to a Roth 401(k). Clients are asking financial planners help in making a decision. Research an article pertaining to the Pension Protection Act of 2006.

•  In 5 short paragraphs, take a position (e.g., clients should participate in the Roth 401(k) or continue with the traditional 401(k)), and explain how the article supports your argument. Cite your source in MLA style and include the article in your works cited in MLA.