Two questions

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In 200-250 words, explain what the benefits of escrow for both the borrower and the lender may be? Do disadvantages exist for either party? If you were looking to purchase an investment property would you be interested in an escrow account? Explain.
Respond to at least two of your classmates’ posts.
In 200-250 words, explain what the intent of the federal truth in lending disclosure was? What other disclosures would you suggest, if any, that may help to improve the mortgage market?
Respond to at least two of your classmates’ posts.