Submit a paper that explores the three primary payment mechanisms used by managed care

Pick only ONE option below to complete. The paper must be 4-5 pages and include at least 3 scholarly references in APA format. 

Option 1: 
Submit a paper that explores how the fee-for-service practice of medicine led to uncontrolled utilization.

Option 2:
Submit a paper that explores the three primary payment mechanisms used by managed care. For each, discuss how risk is spread.