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1. Business Solutions at ACCPAC

I was redirected to a company website called Sage. The organization sells business solutions to help particular companies in certain industries exceed profits and grow. They offer reasonably-priced programs that can help with company finance, employee payroll, Human Resource development, and much more. The even offer a demo.

I also noticed they provide various means of helpful information about their products (specifications, technical support, forums, etc). They also care a lot about having satisfied customers and improving upon themselves because every few minutes, I kept being asked to do a survey.

SAGE. Retrieved from http://www.sage.com/us.

The Federal Deposit Insurance Corporation

The FDIC was created by Congress in 1933. It has a dedicated Mission to provide for and protect consumers, Vision of leadership and conflict resolution, plus Values that help them succeed in the company mission. I have seen the FDIC logo before, but I was unaware they had a website; therefore, I utilized the link, "Help for First Time Users". It provided numerous tools on how to navigate the site, what links to use to reach specific information, as well as commonly asked questions.

I also found recent news events, in which they recognized Chairman Sheila C. Bair for her many years of dedicated service. Again, I received pop-ups asking for participation in a survey. The most interesting thing I discovered was the link for failed banks since October 2000. It was a very long list of banks from various states (none that I have heard of) and it provided the name of the bank that took possession of each.

Federal Deposit Insurance Corporation. Retrieved from http://www.fdic.gov.

Banking services from the American Savings Education Council

The site http://www.asec.org came up as a bag request: invalid host name so I googled the topic instead. The ASEC started out as a program of the EBRI education and research fund in 1995. Their goal is to raise consumer awareness about finance, especially savings. On the other hand, EBRI began in 1978 with the goals of creating sufficient employee benefit programs through experience and education.

Employee Benefit Research Institute (EBRI). Retrieved from https://www.ebri.org/education/?fa=asec.

Neoashau Franklin

Wk4 Post 1

2. I chose to look at the OPIC website and here are some of the interesting points I discovered. OPIC stands for Overseas Private Investment Corporation and is a U.S government organization which uses private capital to invest in foreign businesses. These foreign companies are located all over the world and have promising growth potential which many U.S corporations find appealing and want to invest in them. By investing, employment opportunities and improved living conditions are created for the citizens of these countries while allowing participating U.S. companies to turn a profit. It also allows the U.S government to improve its foreign policy relations with these countries and their leadership.

Some of the things that makes OPIC attractive to U.S. companies is that they can assist private companies in funding certain projects in foreign companies where funding and lending opportunities might not exist otherwise. Also, OPIC has an insurance plan that minimizes the risks and protects investments for U.S companies in case the political or economic situation of the foreign country worsens. Another thing I found interesting about OPIC is that it is a self-sustaining program and is not funded one bit by American taxpayer dollars. In fact, the program has generated money for American taxpayers and helped reduce the federal deficit for the past 38 years.

Reference:

OPIC. Retrieved on October 16, 2016 from https://www.opic.gov/

Stephen Wolf

3. Hello Professor,

The first website brought me to www.sage.com, and I found out that the sage website provides a resource planning software for small and medium sized business both international and local. This software helps the company manage finances, inventory, and general operations such as payments, sales, and customer management etc to help keep your business running as efficient as possible for a very affordable price as low as $75. Per month. This software allows the company to keep track of sales and purchases in any customizable currencies. However, if the company has many branches, this software allows you to have an overview of all subsidiaries or companies, and transactions can be done between subsidiaries or companies. In addition, the software allows the company to maintain its profits by providing budgeting tools which is very vital for any company.

Secondly, the FDIC website is a government corporation that provides depositors insurance which guarantees the safety of your money in banks up to $250,000.00 one deposit per bank. I honestly thought depositors insurance was only done by banks, but it is always good to know there are outside resources. This corporation covers everything from your checking account, savings account, certificate of deposits,and money market accounts; it does not cover stocks, bonds, insurance policies, and mutual funds. However, the accounts that are covered, covers your principal amount as well as any interest that have accrued. Not only does this website provide coverage for your deposits, but it also provides a wide range of very useful information about mortgages, credit reports, and cybersecurity. Under the mortgage tab, firstly, it gives you information on what is a mortgage. Secondly, it tells you the different types of mortgages, such as the fixed rate mortgage, the adjustable interest rate mortgages, the interest only, and the negative amortization loans; the last two mentioned are much more risky than the others. Lastly, it gave information about the mortgage disclosure rules.

S.Mohammed

FDIC. (2016)., what's covered. Retrieved from: https://www.fdic.gov/deposit/covered/

FDIC. (2016)., Consumer assistance & infromation. Consumer protection topics - mortgages. Retrieved from: https://www.fdic.gov/consumers/assistance/protection/mortgages.html

Sage 300.(2016)., Manage multiple locations, currencies, and languages with sage 300c. Retrieved from: http://www.sage.com/us/erp/sage-300#top

Shenice Mohammed