Please watch Shlomo Benartzi's presentation on Savings for Tomorrow, Tomorrow on http://www.ted.com/talks/shlomo_benartzi_saving_more_tomorrow.html and write your opinion while elaborating on the following points as much as you can:

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  1. How much money an average household in the US spend on buying lottery tickets every year?
  2. What is behavioral finance?
  3. What is a 401(k) plan?
  4. Do we have higher savings rates in the United States?
  5. What is "present bias"?
  6. Why do people think of savings as a loss?
  7. Why is savings important for households?
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