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The Affordable Care Act—Financial and Ethical Considerations

In this assignment, you will analyze the Affordable Care Act (ACA), comparing and contrasting several different scenarios and analyzing how the ACA influences financial decision making and ethical considerations for healthcare insurance coverage.

President Obama signed the Affordable Care Act into law on March 23, 2010 (White House, 2013). Since its inception, the debate has continued about the pros and cons of the Affordable Care Act (ACA).

For this assignment, you will research the ACA from several different perspectives. You are to compare the ACA relative to the following scenarios:

  • A 45-year-old morbidly obese person with a Body Mass Index (BMI) ≥ 30 is seeking bariatric surgery for weight loss with an anticipated cost of $15,000 to $35,000 depending upon the region of the U.S. The individual has not tried other measures such as a weight-loss program or exercise.
  • An employer that is considered a small business with 49 full-time employees is seeking to hire 5 more employees in the next year. The employer currently does not offer health insurance for employees, but does provide a stipend of $200 a month for each employee.
  • A college-graduate young adult is currently 25 years of age and will turn 26 in two months. The young adult is employed part-time but is seeking full-time employment.

Based on your analysis of the scenarios and the module readings, Argosy University online library resources, and the Internet, address the following:

  • Analyze the aspects of the Affordable Care Act that are applicable to each of the aforementioned individuals relative to the following:
    • What are the potential benefits of the ACA?
    • What is the potential negative impact of the ACA?
    • What, if any, ethical considerations might there be for any of the three scenarios?
  • Identify at least three websites where consumers can learn more about the ACA. Provide a short synopsis about each explaining your choice and the benefit of the information to consumers.

Write a 6–8-page paper in Word format (excluding the title page and reference page). Use at least 5–7 scholarly sources in your research. Your paper should be clear, concise, and organized; demonstrate ethical scholarship in accurate representation and attribution of sources; and display accurate spelling, grammar, and punctuation. Apply APA standards to citation of sources.

Use the following file naming convention: LastnameFirstInitial_M5_A2.doc.

By Monday, July 10, 2017, deliver your assignment to the M5A2: Required Assignment 2 Dropbox.

The White House. (2013). About the new law: Health care that works for Americans. Retrieved from http://www.whitehouse.gov/healthreform/healthcare-overview

Required Assignment 2 Grading Criteria

Assignment Components
Proficient
Maximum Points

Analyze the potential benefits of the ACA for each scenario.

Compared and contrasted several stakeholders’ perspectives about potential benefits of the Affordable Care Act for each scenario. Supported discussion using authoritative resources. Research extended beyond the textbook.
60

Analyze the potential negative impacts of the ACA for each scenario.

Compared and contrasted several stakeholders’ perspectives about potential negative impacts of the Affordable Care Act for each scenario. Supported discussion using authoritative resources. Research extended beyond the textbook.
60

Analyze what, if any, ethical considerations might there be for any of the three scenarios.

Provided an in-depth analysis of ethical considerations from several perspectives including, but not limited to, the federal government, consumers, and the insurance industry. Supported discussion using authoritative resources. Research extended beyond the textbook.
56

Identify at least three websites where consumers can learn more about the ACA. Provide a short synopsis about each explaining your choice and the benefit of the information to consumers.

Identified at least three appropriate websites where consumers can learn more about the Affordable Care Act. Demonstrated the ability to analyze the website authors’ intent and the ability to summarize the information available on each website. Discussed why each website was chosen and why the information available on the website is beneficial to consumers. Supported discussion using authoritative resources. Research extended beyond the textbook.
52

Academic Writing

  

Organization (16)
Usage and mechanics (20)
APA elements (20)
Style (16)

Wrote in a clear, concise, and organized manner; demonstrated ethical scholarship in appropriate and accurate representation and attribution of sources; and displayed accurate spelling, grammar, and punctuation. APA format was used.
72
Total: 
300



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