Multiple choice

1. The FSLIC today:

a. has been replaced with the OTS and the FDIC-SAFE

b. insures federal S&Ls

c. regulates the capital position of S&LS

d. monitors the activities of th e12 FHLBS

2. All of the following EXCEPT---------------- are classified to some extent as "thrift"

a. commercial banks

b. savings and loan associations

c. saving banks

d. credit unions

3. the account, other real estate owned("OREO") found as an asset on a savings and loan balance sheet, is associated with

a. the real estate associated with the home office and branches

b. the real estate financed by home mortgages

c. the real easte of manager and employees financed by the institution

d. reposed real estate associated with foreclosed mortgage loans not yet resold.

4. In contrast to depository institutions, finance companies tend to:

a. obtain their funds in large amounts, lend in small amount

b. obtain their funds in small amounts, lend in large amount

c. have a greater proportion of deposit of sources of funds

d. be less flexible in the ability to branch