Multiple choice

Question 1

An individual or group health plan that provides or pays the cost of medical care may not use or disclose __________ except with the consent or authorization of the individual in question.

A. salary information

B. cost of insurance premiums

C. spousal information

D. protected health information

Question 2

__________ programs typically provide a core of basic life coverage and then permit employees to choose greater coverage.

A. Flexible benefit

B. Defined-benefit

C. Defined-contribution

D. Point-of-service

Question 3

Which of the following is NOT an area of payment covered by workers' compensation?

A. Payments to employers while injured workers are recovering

B. Payments to replace lost wages

C. Medical treatment and rehabilitation costs

D. Retraining to perform a different type of work

Question 4

The type of private pension plan in which an employer promises to pay a retiree a stated pension is a:

A. defined-benefit plan.

B. defined-performance plan.

C. defined-retirement plan.

D. defined-contribution plan.