law of larger numbers

However, some have argued that if a person doesn't have an accident why should that person pay (as part of the large number) for those who do have accidents?  As you mention, insurance is a for profit industry.  Consider that the insurance company Allstate advertises reimbursing those who don't file a claim.  Does that signal something might be amiss with the Law of Large Numbers?

read the above question.  need this back tomorrow.25 feb 4pm EST. only need 100 words no plgairism. have this posted by then, not me messaging you if you have completed it. im paying $3