insurance risk

Drawing similarities between credit card processing and the insurance industry is interesting. Many years ago as a young banker, I managed credit card complaints for a large bank in Chicago.  One method of mitigating risks back then was to  educate consumers of their rights regarding credit card charges by merchants.  In your opinion and expertise, is that still a viable risk management approach for consumers today?  Class, what's your opinion here?  Thanks.

read the above question.  need this back tomorrow.25 feb 4pm EST. only need 100 words no plgairism. have this posted by then, not me messaging you if you have completed it. im paying $3