How would the asset allocation differ between a 25 year-old who is saving for retirement and a

Individual Project
Deliverable Length: 600-800 word

INVESTMENT:( 320-1601B-02)
How would the asset allocation differ between a 25 year-old who is saving for retirement and a 67 year-old who is beginning retirement?
Be sure to provide the following:
• Give a reasonable stock-to-bond ratio for each investor.
• Explain your allocation. 
Focus your discussion on the following:
• Asset allocation
• Time horizon
• Ability to assume risk
• Earning capacity
• Income needs