honest and free of plagiarism only 4 pages

Write a paper on the causes and effects on not keeping a personal budget. The paper will be presented to the communications department of the company so they can create budget forms for customers.

Write a 4-5 page paper in which you:

1. Provide a clear thesis statement.
2. Describe the major cause.
3. Describe a leading second cause
4. Describe two (2) other contributing causes
5. Describe three (3) effects of the cause on the economy.
6. Describe three (3) effects on people.
7. Develop a coherently structured paper with an introduction, body, and conclusion.
8. Provide three (3) relevant and credible sources to support claims.

Your assignment must follow these formatting requirements:

• Be typed, double spaced, using Times New Roman font (size 12), with one-inch margins on all sides; references must follow APA or school-specific format. Check with your professor for any additional instructions.
• Include a cover page containing the title of the assignment, the student’s name, the professor’s name, the course title, and the date. The cover page and the reference page are not included in the required page length.