Fix retirement portion

#1 feedback(check)

This is fine for the retirement portion, but you now need to get to the savings toward retirement piece.  This requires a monthly budget, rolled up to an annual budget, forecasted for now until age 65, and the amount you can save every year.

#2 feedback(fix it)

Need to start with a monthly budget with income and expenditures so you can be sure you can save this amount.