FInc mgmt

Many individuals make financial planning mistakes that can cost them for years. Why do you feel people make poor financial choices? What are actions that would help a person to better manage daily spending? Include the following in your response:

•          What do you feel should be done to better educate individuals on personal financial management?
•          How might credit card offers affect spending and budgeting activities?
•          How do changing interest rates in relation to in store financing, mortgages and credit-cards impact spending?
•          Conduct an online search to obtain additional suggestions for avoiding dangers of day-to-day over spending. Provide an overview of your findings.