Evaluation of the Adequacy and Structure of U.S. Voluntary Retirement Plans

Write a review of the article Evaluation of the Adequacy and Structure of U.S. Voluntary Retirement Plans, With Special Emphasis on 401(k) Plans by Jack VanDerhei.

In your own words explain the key points that the author was trying to communicate and the impact upon retirement planning. Your review should be at least one page not counting the title or reference pages.