DQ2
striker101As a proportion of your personal net worth (total assets minus total liabilities), identify the proportion of credit card debt you currently have outstanding (or have had outstanding at some point in your life). Identify the expenditures that have given rise to your credit card debt. Which expenditures were discretionary and which were not? Discuss the implications. Are there any strategies that you can implement in order to better manage and reduce credit card debt? What strategies have you used?Explain the importance of reviewing your credit report. How often should this be done? What are the implications of opening and closing credit cards on one’s credit card status and score?
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