Discuss the credit process with companies looking to borrow money.

1 page each total of 2 pages

Topic 1: Discuss the credit process with companies looking to borrow money. What credit application criteria do you think banks give the most consideration? How hard is it for a new company to get a loan?

Topic 2: Why do financial managers tend to evaluate investment opportunities with present value techniques? Which techniques do you think are most valuable to financial managers and why?