DeVry HSM 410 Week 4 Midterm...

1.

Question :

(TCO 1) Which statement most accurately describes the relationship between health insurance and health?

Student Answer:

Compared with the insured person, the uninsured tend to be diagnosed at later stages of life-threatening illnesses.(Chapter 3, pg 21-22)

Having health insurance has no impact on a person's overall health. Genetics and lifestyle choices are the only factors proven to impact health.

 In an effort to avoid high-cost hospitalizations, the uninsured are more likely to practice health maintenance behaviors than those with insurance.

People who have health insurance display a 25 percent increased risk of dying when compared to the uninsured.

 2.

Question :

(TCO 2) Which of the following are stakeholders in health care policy?

Student Answer:

 Individuals, Businesses, Consumers, and Purchasers(Answer located on page 193 in textbook)

Purchasers, Medical Suppliers, Providers, and Businesses

Providers, Hospitals, Physicians, and Insurers

 3.

Question :

(TCO 3) Proportional payments are ________________.

 4.

Question :

(TCO 4) Which of the following is an effective cost control mechanism?

 5.

Question :

(TCO 1) How is Health Policy Formed?

 6.

Question :

(TCO 3) Which of the following are modes of paying for health care?

1.

Question :

(TCO 2) What were the most common medical care structures of the first half of the twentieth century?

 2.

Question :

(TCO 4) List the methods of physician payment.

 3.

Question :

(TCO 2) What are the three models of organizing care? Provide a brief description of the care provided at each level.

 4.

Question :

(TCO 4) What is the concept of patient cost sharing? Is it painless form of cost control? For whom?

 5.

Question :

(TCO 3) Describe why private health insurance coverage has decreased over the past decades, creating the uninsured/under insured crisis? Who are the uninsured?