The CEO of bank of America Brian Moynihan recently stated that US taxpayer money

The CEO of bank of America Brian Moynihan recently stated that US taxpayer money should not be used to bail out major banks. The banks should managed so that they will not need bailing out. B of A received $35 billion. (A). Should our policy for major banks continue to be too big to fall or economic Darwinism? (B). What might be the opportunity cost for $35 billion? Could taxpayers receive other goods or services instead of bailouts such as education, medical research or jobs.?